Performance Data This booklet contains a number of different performance measures and time periods to help you assess the Kudos fund range. The data used to arrive at the figures shown is provided by Morningstar. Included in the booklet you will find: Cumulative Performance Annualised Performance Discrete Performance this shows you the percentage increase or decrease in a fund's performance over a specified time frame. We show time periods of 1 month all the way to 10 years. this is effectively the cumulative performance of the fund converted into the average yearly growth. For example, if a fund has achieved 23.58% growth over the last 3 years, annualised performance will show 7.31% over the same period. This means the fund has effectively achieved a growth of 7.31% each year for the last 3 years. this is the cumulative performance but presented in 5 discrete 12 monthly periods, normally on a rolling quarterly basis and calendar year. It allows you to see how the fund has performed for each individual year over the last 5 years. The greater the variation in a fund s set of published unit prices the more 'volatile' the fund is and therefore potentially more risky. The less variation, the more consistent the fund is and generally speaking less risky. As with any performance data, the past is not necessarily a guide to the future. Just because a fund has performed consistently over the last 3 years doesn't mean it will do so again. We are not responsible for, and will not compensate your policy in relation to, the performance of underlying funds. Important: Performance statistics include the fund's own management charges, but excludes any RL360 product charges and is calculated in the asset currency, nav to nav, on a total return basis. Where no performance data is available a hyphen (-) will be shown. * Share classes displaying * have performance data calculated prior to the inception date. This is based upon a simulated/extended track record. Please refer to the Investment Report for relevant share classes for more details. Risk Rating Ratings range between 1 and 7. 1 = lower risk, potentially lower reward, 7 = higher risk, potentially higher reward. Ratings are taken from the fund manager's Key Investor Information Document (KIID). KIID's are produced for all UCITS compliant funds and provide a standardised methodology for risk and charge calculations.
Cumulative Performance The following tables detail the cumulative performance of each fund in the Kudos range up until 02 Apr 2018. For example the 1yr % figure is the percentage growth between 03 Apr 2017 and 02 Apr 2018. Risk Rating : 1 Currency/Money Market 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % BlackRock GF US Dollar Reserve A2 Acc GBP Hedged GBP LU0297945965 30 Nov 1993-0.10-0.12-0.27-0.46-0.69-0.36-1.05 BlackRock GF US Dollar Reserve A2 Acc USD USD LU0006061419 30 Nov 1993 0.08 0.26 0.47 0.87 1.19 1.23-1.43 Invesco Euro Reserve A Acc EUR EUR LU0102737730 14 Oct 1999-0.03-0.10-0.21-0.40-0.87-0.82 3.98 Invesco Perpetual Money Acc # GBP GB0033029413 25 Jul 1994-0.07-0.06 0.01-0.06 0.29 0.76 7.65 Risk Rating : 3 Fixed Interest - Europe Fidelity Funds Euro Bond A Inc EUR EUR LU0048579097 01 Oct 1990 1.04 1.41 1.56 2.99 1.63 20.22 59.22 Fixed Interest - Global Baring Strategic Bond Inc GBP GBP GB0000831759 04 Feb 1991 0.17 0.13 0.30 0.94-0.19-1.01 53.70 Invesco Global High Income A Inc USD USD IE0003561788 12 Jan 1994-0.74-1.46-0.94 2.98 11.91 15.93 84.65 Fixed Interest - Sterling Fidelity MoneyBuilder Income Inc GBP GBP GB0003863916 03 Oct 1995 0.46-1.42 0.25 1.58 7.95 20.85 76.30 Invesco Perpetual Corporate Bond Acc GBP GBP GB0033028779 24 Jul 1995-0.17-0.93 0.46 2.98 8.16 19.26 76.33 Invesco Sterling Bond A Acc GBP GBP IE0030233831 24 Jan 1997-0.10-0.92 0.31 2.69 10.99 22.97 105.16 Janus Henderson Fixed Interest Monthly Inc GBP GBP GB0001920486 11 Apr 1979-0.69-2.37-1.30 3.98 11.23 26.04 67.47 Old Mutual Corporate Bond Acc GBP GBP GB00B1XG6V40 17 Jun 2000 0.04-1.32 1.37 2.17 6.94 22.05 69.59 Global Managed Artemis High Income Inc GBP GBP GB0006838097 26 May 1995-0.53-1.16 0.26 4.59 12.72 30.74 88.86 Invesco Perpetual Monthly Income Plus Acc GBP GBP GB0033028886 06 Feb 1999-0.70-1.60-0.75 3.68 8.35 22.45 92.98 Risk Rating : 4 Equity - UK AXA Framlington Monthly Income R Acc GBP GBP GB0003490595 08 Oct 1984-4.07-6.39-3.73 3.91 20.38 58.83 62.20 Invesco Perpetual High Income Acc GBP GBP GB0033031484 05 Apr 1999-1.04-7.95-6.29-6.44 0.93 30.20 98.17 Invesco Perpetual Income Acc GBP GBP GB0033031260 06 Apr 1999-1.29-8.17-7.12-6.83-1.60 27.65 93.86 Fixed Interest - Sterling Janus Henderson Sterling Bond R Acc GBP GBP GB0007017907 22 Apr 1988 0.29-1.68 0.15 1.64 8.21 21.52 62.17 Fixed Interest - US Schroder ISF Strategic Bond A Acc USD USD LU0201322137 30 Sep 2004-0.93 1.64 1.14 2.29 2.65 4.50 22.89 Source : 2018 Morningstar. All Rights Reserved. Page 2 of 13
Cumulative Performance The following tables detail the cumulative performance of each fund in the Kudos range up until 02 Apr 2018. For example the 1yr % figure is the percentage growth between 03 Apr 2017 and 02 Apr 2018. Global Managed 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % AXA Framlington Managed Balanced R Acc GBP GBP GB0003509659 31 Dec 1992-2.18-4.87-2.53-0.74 14.32 33.02 89.20 USD LU0072462426 03 Jan 1997-2.24-1.45 1.22 6.73 9.89 24.24 40.05 Fidelity Funds Euro Balanced A Inc EUR EUR LU0052588471 17 Oct 1994 0.40-2.69-3.96 0.00-3.15 30.30 54.72 Janus Henderson Cautious Managed A Acc GBP GBP GB0032477639 03 Feb 2003-0.92-3.88-1.98-0.58 5.52 20.92 66.74 Jupiter Merlin Income Portfolio Acc Acc GBP GBP GB0003629374 14 Sep 1992-1.86-3.60-1.23 0.07 8.33 16.51 71.95 Risk Rating : 5 Equity - Asia Pacific excluding Japan Fidelity Funds Asia Focus A Inc USD USD LU0048597586 01 Oct 1990 0.72 1.78 11.04 29.80 32.88 43.13 66.83 Schroder ISF Emerging Asia A Acc USD* USD LU0181495838 09 Jan 2004-1.11 2.40 10.04 27.47 45.19 68.68 94.09 Stewart Investors Asia Pacific Leaders A Acc GBP GBP GB0033874214 01 Dec 2003-3.20-3.69 2.52-1.14 19.71 44.02 155.85 Equity - Europe excluding UK Artemis European Growth R Acc GBP GBP GB0006600844 07 Mar 2001-4.31-3.86-0.72 10.28 35.92 72.54 61.22 Baring Europe Select Trust Inc GBP GBP GB0000796242 31 Aug 1984-2.67-3.42-1.86 8.98 52.70 96.93 207.82 Fidelity European Acc GBP GBP GB0003874798 04 Nov 1985-2.91-4.62-2.47 6.59 26.64 52.25 78.73 Fidelity European Opportunities Acc GBP GBP GB0003874913 12 Sep 1988-3.90-3.95-4.16 3.81 25.10 53.87 72.95 Janus Henderson Continental European R Acc EUR EUR LU0201071890 29 Oct 2004-3.01-4.21-5.14-0.69-1.83 46.72 77.88 JPM Europe A Acc GBP GBP GB0030879141 01 Nov 1964-3.48-4.66-3.15 5.06 28.57 66.59 84.85 JPM Europe Smaller Companies A Acc GBP GBP GB0030881006 09 Feb 1990-3.14-1.99-0.47 12.72 66.59 122.29 124.00 Equity - Global BNY Mellon Global Equity A Acc USD USD IE0004004283 29 Jan 1988-2.23-2.42 2.50 10.40 14.93 37.51 21.23 Fidelity Wealthbuilder A Acc GBP GBP GB00B8FDN994 09 Dec 1996-4.03-5.56-1.43 0.69 23.03 53.14 110.55 Jupiter Merlin Growth Portfolio Acc Acc GBP GBP GB0003629267 14 Sep 1992-3.66-4.61 0.06 0.33 18.62 41.07 111.65 M&G Global Basics A Acc GBP GBP GB0030932452 28 Feb 1973-4.90-8.27-2.64-0.42 27.29 25.45 57.99 M&G Managed Growth A Acc GBP* GBP GB0031960700 01 Oct 2002-4.50-5.33-0.03 4.23 34.65 38.19 79.01 Threadneedle Global Select R Acc GBP GBP GB0001444701 22 Aug 1997-5.39-5.89 1.09 6.49 39.28 73.94 145.67 Equity - North America Fidelity American Acc GBP GBP GB0003865176 17 Dec 1979-5.67-5.09-2.20-1.90 22.51 65.97 158.09 Old Mutual North American Equity Acc GBP GBP GB00B1XG7P54 30 Apr 1985-6.05-5.60-0.04 0.41 43.75 114.56 249.12 Threadneedle American Select R Acc GBP GBP GB0001529238 31 Mar 1982-7.47-5.98-0.75 0.71 40.72 82.28 216.09 Source : 2018 Morningstar. All Rights Reserved. Page 3 of 13
Cumulative Performance The following tables detail the cumulative performance of each fund in the Kudos range up until 02 Apr 2018. For example the 1yr % figure is the percentage growth between 03 Apr 2017 and 02 Apr 2018. Equity - UK 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % Artemis Income Acc GBP GBP GB0032567926 03 Feb 2003-0.39-3.70-1.02 4.15 16.00 41.75 113.30 Artemis UK Special Situations R Acc GBP GBP GB0002192267 09 Mar 2000-1.48-5.65-4.21-1.43 10.40 29.20 91.71 BlackRock UK A Acc GBP GBP GB0005773774 11 Nov 1993-3.09-5.59-0.80 5.20 22.24 42.73 62.65 BlackRock UK Smaller Companies A Acc GBP* GBP GB0005811418 18 Oct 2002-0.59-1.75 4.01 21.15 56.50 93.83 224.77 BlackRock UK Special Situations A Acc GBP GBP GB0005805022 14 Mar 1981-1.41-4.26 0.69 10.48 27.06 41.48 128.74 Invesco Perpetual UK Growth Acc GBP GBP GB0033031153 11 Jun 1987-3.01-6.78-4.66 1.31 10.64 44.21 103.62 Janus Henderson UK Alpha A Acc GBP GBP GB0030956949 09 Nov 2001-2.18-6.62-1.84 9.35 26.90 64.59 48.58 Jupiter Income Trust Inc GBP GBP GB0004791389 03 Aug 1987-3.28-5.97-3.10-1.16 16.90 43.46 81.00 M&G Recovery A Acc GBP GBP GB0031289217 23 May 1969-5.87-8.52-4.25-2.36 10.05 12.19 56.42 Newton UK Income GBP Inc GBP GB0006779218 01 Jun 1987-1.27-5.71-2.14-1.42 12.79 35.20 84.16 Old Mutual UK Smaller Companies Acc GBP GBP GB00B1XG7C26 29 Jan 2001-3.21-5.50 0.30 16.86 63.45 110.70 261.65 Schroder UK Alpha Plus Acc GBP GBP GB0031440133 24 Jun 2002-2.32-7.85-3.99-2.27 8.89 31.08 103.81 Schroder UK Mid 250 A Acc GBP GBP GB0008528696 15 Nov 1999 0.22-4.03 0.86 11.10 18.73 53.54 119.50 Fixed Interest - Asia Schroder ISF Asian Bond Total Return A Inc USD USD LU0091253459 16 Oct 1998 0.26-0.14 1.32 2.69 1.41-3.68 0.53 Specialist Janus Henderson Global Financials A Acc GBP GBP GB0031919342 28 Dec 2001-5.86-4.16 0.55 4.84 27.27 58.80 64.44 Jupiter Financial Opportunities Inc GBP GBP GB0004790191 02 Jun 1997-5.47-1.46 2.54 9.80 30.87 57.92 107.80 Risk Rating : 6 Commodity & Energy First State Global Resources A Acc GBP GBP GB0033737874 27 Oct 2003-7.31-11.66-4.71-6.76 12.97-12.20-18.13 JPM Natural Resources A Acc GBP GBP GB0031835118 01 Jun 1965-4.95-8.21-0.86-0.43 23.39-16.30-30.16 Equity - Asia Pacific excluding Japan Newton Oriental Inc GBP GBP GB0006781289 30 Nov 1990-3.07-9.56-0.78 5.31 23.73 19.36 81.93 Equity - Emerging Europe Baring Eastern Europe A Inc USD USD IE0000805634 30 Sep 1996-4.69 3.28 6.53 21.37 46.66-1.61-32.65 Jupiter Emerging European Opportunities Acc GBP GBP GB0031862534 09 Sep 2002-6.68-1.55 3.01 8.21 51.68 4.84-12.54 Equity - Emerging Markets JPM Emerging Markets A Acc GBP GBP GB0030881550 01 Feb 1994-5.02-4.85 1.93 9.70 40.70 36.12 87.64 Source : 2018 Morningstar. All Rights Reserved. Page 4 of 13
Cumulative Performance The following tables detail the cumulative performance of each fund in the Kudos range up until 02 Apr 2018. For example the 1yr % figure is the percentage growth between 03 Apr 2017 and 02 Apr 2018. Equity - Latin America Equity - Single Country 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % USD LU0072463663 08 Jan 1997-2.69 8.27 6.58 19.48 31.10-8.62-11.01 Fidelity Japan Smaller Companies A Acc GBP GBP GB0003860565 16 Apr 1984-5.07-4.35 4.66 16.22 56.78 99.56 212.02 Janus Henderson China Opportunities A Acc GBP GBP GB0031860934 31 Mar 1983-5.47-2.65 6.31 21.65 59.97 113.59 177.63 JPM Japan A Acc GBP GBP GB0030879471 01 Apr 1970-1.07 2.61 15.50 18.36 56.91 116.79 150.95 Risk Rating : 7 Commodity & Energy USD LU0075056555 24 Mar 1997-6.42-5.59 5.43 15.52 18.24-24.01-58.78 BlackRock Gold & General A Acc GBP GBP GB0005852396 07 Apr 1988-2.10-14.71-15.56-23.00 16.08-29.22-30.15 Not Rated Janus Henderson UK Property A Acc GBP* GBP GB00BP46GC27 29 Aug 2014 1.00 1.58 4.56 8.82 11.15 34.08 28.51 Source : 2018 Morningstar. All Rights Reserved. Page 5 of 13
Annualised Performance The following tables detail the annualised performance of each fund in the Kudos range up until 02 Apr 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Apr 2015 and 02 Apr 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. Risk Rating : 1 Currency/Money Market 1yr % 3yr % 5yr % 10yr % 5yr Volatility BlackRock GF US Dollar Reserve A2 Acc GBP Hedged GBP LU0297945965 30 Nov 1993-0.46-0.23-0.07-0.11 0.11 BlackRock GF US Dollar Reserve A2 Acc USD USD LU0006061419 30 Nov 1993 0.87 0.39 0.24-0.14 0.10 Invesco Euro Reserve A Acc EUR EUR LU0102737730 14 Oct 1999-0.40-0.29-0.16 0.39 0.06 Invesco Perpetual Money Acc # GBP GB0033029413 25 Jul 1994-0.06 0.10 0.15 0.74 0.11 Risk Rating : 3 Fixed Interest - Europe Fidelity Funds Euro Bond A Inc EUR EUR LU0048579097 01 Oct 1990 2.99 0.54 3.75 4.76 3.98 Fixed Interest - Global Baring Strategic Bond Inc GBP GBP GB0000831759 04 Feb 1991 0.94-0.06-0.20 4.39 4.36 Invesco Global High Income A Inc USD USD IE0003561788 12 Jan 1994 2.98 3.82 3.00 6.33 5.74 Fixed Interest - Sterling Fidelity MoneyBuilder Income Inc GBP GBP GB0003863916 03 Oct 1995 1.58 2.58 3.86 5.83 5.61 Invesco Perpetual Corporate Bond Acc GBP GBP GB0033028779 24 Jul 1995 2.98 2.65 3.59 5.84 3.58 Invesco Sterling Bond A Acc GBP GBP IE0030233831 24 Jan 1997 2.69 3.54 4.22 7.45 3.29 Janus Henderson Fixed Interest Monthly Inc GBP GBP GB0001920486 11 Apr 1979 3.98 3.61 4.74 5.29 3.91 Old Mutual Corporate Bond Acc GBP GBP GB00B1XG6V40 17 Jun 2000 2.17 2.26 4.07 5.42 5.97 Global Managed Artemis High Income Inc GBP GBP GB0006838097 26 May 1995 4.59 4.07 5.51 6.57 4.40 Invesco Perpetual Monthly Income Plus Acc GBP GBP GB0033028886 06 Feb 1999 3.68 2.71 4.13 6.79 3.82 Risk Rating : 4 Equity - UK AXA Framlington Monthly Income R Acc GBP GBP GB0003490595 08 Oct 1984 3.91 6.38 9.70 4.96 7.48 Invesco Perpetual High Income Acc GBP GBP GB0033031484 05 Apr 1999-6.44 0.31 5.42 7.08 8.52 Invesco Perpetual Income Acc GBP GBP GB0033031260 06 Apr 1999-6.83-0.54 5.00 6.84 8.34 Fixed Interest - Sterling Janus Henderson Sterling Bond R Acc GBP GBP GB0007017907 22 Apr 1988 1.64 2.67 3.98 4.95 6.39 Source : 2018 Morningstar. All Rights Reserved. Page 6 of 13
Annualised Performance The following tables detail the annualised performance of each fund in the Kudos range up until 02 Apr 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Apr 2015 and 02 Apr 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. Fixed Interest - US 1yr % 3yr % 5yr % 10yr % 5yr Volatility Schroder ISF Strategic Bond A Acc USD USD LU0201322137 30 Sep 2004 2.29 0.88 0.88 2.08 2.91 Global Managed AXA Framlington Managed Balanced R Acc GBP GBP GB0003509659 31 Dec 1992-0.74 4.56 5.87 6.58 7.30 USD LU0072462426 03 Jan 1997 6.73 3.19 4.44 3.43 6.72 Fidelity Funds Euro Balanced A Inc EUR EUR LU0052588471 17 Oct 1994 0.00-1.06 5.44 4.46 8.05 Janus Henderson Cautious Managed A Acc GBP GBP GB0032477639 03 Feb 2003-0.58 1.81 3.87 5.25 5.51 Jupiter Merlin Income Portfolio Acc Acc GBP GBP GB0003629374 14 Sep 1992 0.07 2.70 3.10 5.57 5.86 Risk Rating : 5 Equity - Asia Pacific excluding Japan Fidelity Funds Asia Focus A Inc USD USD LU0048597586 01 Oct 1990 29.80 9.94 7.43 5.25 13.90 Schroder ISF Emerging Asia A Acc USD* USD LU0181495838 09 Jan 2004 27.47 13.24 11.02 6.86 13.97 Stewart Investors Asia Pacific Leaders A Acc GBP GBP GB0033874214 01 Dec 2003-1.14 6.18 7.57 9.85 11.88 Equity - Europe excluding UK Artemis European Growth R Acc GBP GBP GB0006600844 07 Mar 2001 10.28 10.77 11.53 4.89 11.31 Baring Europe Select Trust Inc GBP GBP GB0000796242 31 Aug 1984 8.98 15.15 14.52 11.90 10.49 Fidelity European Acc GBP GBP GB0003874798 04 Nov 1985 6.59 8.19 8.77 5.98 10.36 Fidelity European Opportunities Acc GBP GBP GB0003874913 12 Sep 1988 3.81 7.75 9.00 5.63 11.46 Janus Henderson Continental European R Acc EUR EUR LU0201071890 29 Oct 2004-0.69-0.61 7.97 5.93 11.32 JPM Europe A Acc GBP GBP GB0030879141 01 Nov 1964 5.06 8.74 10.75 6.34 11.15 JPM Europe Smaller Companies A Acc GBP GBP GB0030881006 09 Feb 1990 12.72 18.54 17.32 8.40 12.53 Equity - Global BNY Mellon Global Equity A Acc USD USD IE0004004283 29 Jan 1988 10.40 4.75 6.58 1.94 10.02 Fidelity Wealthbuilder A Acc GBP GBP GB00B8FDN994 09 Dec 1996 0.69 7.15 8.90 7.73 9.30 Jupiter Merlin Growth Portfolio Acc Acc GBP GBP GB0003629267 14 Sep 1992 0.33 5.86 7.12 7.79 8.25 M&G Global Basics A Acc GBP GBP GB0030932452 28 Feb 1973-0.42 8.38 4.64 4.68 10.35 M&G Managed Growth A Acc GBP* GBP GB0031960700 01 Oct 2002 4.23 10.42 6.68 6.00 9.83 Threadneedle Global Select R Acc GBP GBP GB0001444701 22 Aug 1997 6.49 11.68 11.71 9.40 10.53 Source : 2018 Morningstar. All Rights Reserved. Page 7 of 13
Annualised Performance The following tables detail the annualised performance of each fund in the Kudos range up until 02 Apr 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Apr 2015 and 02 Apr 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. Equity - North America 1yr % 3yr % 5yr % 10yr % 5yr Volatility Fidelity American Acc GBP GBP GB0003865176 17 Dec 1979-1.90 7.00 10.66 9.95 10.87 Old Mutual North American Equity Acc GBP GBP GB00B1XG7P54 30 Apr 1985 0.41 12.86 16.50 13.32 11.38 Threadneedle American Select R Acc GBP GBP GB0001529238 31 Mar 1982 0.71 12.06 12.76 12.20 11.08 Equity - UK Artemis Income Acc GBP GBP GB0032567926 03 Feb 2003 4.15 5.07 7.23 7.87 8.68 Artemis UK Special Situations R Acc GBP GBP GB0002192267 09 Mar 2000-1.43 3.35 5.26 6.72 9.17 BlackRock UK A Acc GBP GBP GB0005773774 11 Nov 1993 5.20 6.92 7.38 4.98 10.38 BlackRock UK Smaller Companies A Acc GBP* GBP GB0005811418 18 Oct 2002 21.15 16.10 14.15 12.50 10.62 BlackRock UK Special Situations A Acc GBP GBP GB0005805022 14 Mar 1981 10.48 8.31 7.19 8.63 9.98 Invesco Perpetual UK Growth Acc GBP GBP GB0033031153 11 Jun 1987 1.31 3.43 7.60 7.37 10.76 Janus Henderson UK Alpha A Acc GBP GBP GB0030956949 09 Nov 2001 9.35 8.26 10.48 4.04 10.19 Jupiter Income Trust Inc GBP GBP GB0004791389 03 Aug 1987-1.16 5.34 7.49 6.11 9.06 M&G Recovery A Acc GBP GBP GB0031289217 23 May 1969-2.36 3.24 2.33 4.58 10.01 Newton UK Income GBP Inc GBP GB0006779218 01 Jun 1987-1.42 4.09 6.22 6.30 9.55 Old Mutual UK Smaller Companies Acc GBP GBP GB00B1XG7C26 29 Jan 2001 16.86 17.79 16.07 13.72 11.78 Schroder UK Alpha Plus Acc GBP GBP GB0031440133 24 Jun 2002-2.27 2.88 5.56 7.38 10.17 Schroder UK Mid 250 A Acc GBP GBP GB0008528696 15 Nov 1999 11.10 5.89 8.95 8.18 12.66 Fixed Interest - Asia Schroder ISF Asian Bond Total Return A Inc USD USD LU0091253459 16 Oct 1998 2.69 0.47-0.75 0.05 3.49 Specialist Janus Henderson Global Financials A Acc GBP GBP GB0031919342 28 Dec 2001 4.84 8.37 9.69 5.10 11.08 Jupiter Financial Opportunities Inc GBP GBP GB0004790191 02 Jun 1997 9.80 9.38 9.57 7.59 10.52 Risk Rating : 6 Commodity & Energy First State Global Resources A Acc GBP GBP GB0033737874 27 Oct 2003-6.76 4.15-2.57-1.98 22.65 JPM Natural Resources A Acc GBP GBP GB0031835118 01 Jun 1965-0.43 7.26-3.50-3.53 23.70 Source : 2018 Morningstar. All Rights Reserved. Page 8 of 13
Annualised Performance The following tables detail the annualised performance of each fund in the Kudos range up until 02 Apr 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Apr 2015 and 02 Apr 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. Equity - Asia Pacific excluding Japan 1yr % 3yr % 5yr % 10yr % 5yr Volatility Newton Oriental Inc GBP GBP GB0006781289 30 Nov 1990 5.31 7.35 3.60 6.17 13.34 Equity - Emerging Europe Baring Eastern Europe A Inc USD USD IE0000805634 30 Sep 1996 21.37 13.61-0.32-3.88 19.58 Jupiter Emerging European Opportunities Acc GBP GBP GB0031862534 09 Sep 2002 8.21 14.90 0.95-1.33 17.71 Equity - Emerging Markets JPM Emerging Markets A Acc GBP GBP GB0030881550 01 Feb 1994 9.70 12.05 6.36 6.50 15.03 Equity - Latin America Equity - Single Country USD LU0072463663 08 Jan 1997 19.48 9.45-1.79-1.16 22.31 Fidelity Japan Smaller Companies A Acc GBP GBP GB0003860565 16 Apr 1984 16.22 16.17 14.82 12.05 13.29 Janus Henderson China Opportunities A Acc GBP GBP GB0031860934 31 Mar 1983 21.65 16.95 16.39 10.75 15.83 JPM Japan A Acc GBP GBP GB0030879471 01 Apr 1970 18.36 16.20 16.74 9.64 15.66 Risk Rating : 7 Commodity & Energy USD LU0075056555 24 Mar 1997 15.52 5.74-5.34-8.48 28.37 BlackRock Gold & General A Acc GBP GBP GB0005852396 07 Apr 1988-23.00 5.10-6.68-3.52 36.28 Not Rated Janus Henderson UK Property A Acc GBP* GBP GB00BP46GC27 29 Aug 2014 8.82 3.59 6.04 2.54 5.22 Source : 2018 Morningstar. All Rights Reserved. Page 9 of 13
Discrete Performance The following tables detail the performance of each fund in the Kudos range up until the end of March in 5 discrete years. Risk Rating : 1 Currency/Money Market Mar 18 - Mar 17 % Mar 17 - Mar 16 % Mar 16 - Mar 15 % Mar 15 - Mar 14 % BlackRock GF US Dollar Reserve A2 Acc GBP Hedged GBP LU0297945965 30 Nov 1993-0.45-0.35 0.11 0.17 0.17 BlackRock GF US Dollar Reserve A2 Acc USD USD LU0006061419 30 Nov 1993 0.87 0.29 0.03 0.01 0.03 Invesco Euro Reserve A Acc EUR EUR LU0102737730 14 Oct 1999-0.40-0.35-0.12 0.04 0.01 Invesco Perpetual Money Acc # GBP GB0033029413 25 Jul 1994-0.06 0.20 0.14 0.21 0.26 Risk Rating : 3 Fixed Interest - Europe Fidelity Funds Euro Bond A Inc EUR EUR LU0048579097 01 Oct 1990 2.99-0.28-1.05 12.47 5.26 Fixed Interest - Global Baring Strategic Bond Inc GBP GBP GB0000831759 04 Feb 1991 0.94 1.73-3.05 6.26-6.43 Invesco Global High Income A Inc USD USD IE0003561788 12 Jan 1994 2.57 11.96-2.69 1.73 1.99 Fixed Interest - Sterling Fidelity MoneyBuilder Income Inc GBP GBP GB0003863916 03 Oct 1995 1.12 7.36-0.88 11.96 0.32 Invesco Perpetual Corporate Bond Acc GBP GBP GB0033028779 24 Jul 1995 2.83 5.72-0.67 5.75 4.45 Invesco Sterling Bond A Acc GBP GBP IE0030233831 24 Jan 1997 2.57 7.02 0.98 5.90 4.74 Janus Henderson Fixed Interest Monthly Inc GBP GBP GB0001920486 11 Apr 1979 3.09 7.99-0.49 6.35 6.97 Old Mutual Corporate Bond Acc GBP GBP GB00B1XG6V40 17 Jun 2000 1.79 9.11-3.96 9.53 4.47 Global Managed Artemis High Income Inc GBP GBP GB0006838097 26 May 1995 4.45 10.83-2.70 5.50 10.01 Invesco Perpetual Monthly Income Plus Acc GBP GBP GB0033028886 06 Feb 1999 3.50 8.14-3.23 5.78 6.89 Risk Rating : 4 Equity - UK AXA Framlington Monthly Income R Acc GBP GBP GB0003490595 08 Oct 1984 3.51 14.84 1.75 4.59 25.55 Invesco Perpetual High Income Acc GBP GBP GB0033031484 05 Apr 1999-6.61 10.38-1.35 14.11 12.20 Invesco Perpetual Income Acc GBP GBP GB0033031260 06 Apr 1999-7.00 9.47-2.94 14.30 13.04 Fixed Interest - Sterling Janus Henderson Sterling Bond R Acc GBP GBP GB0007017907 22 Apr 1988 1.20 9.65-2.73 11.60 0.89 Fixed Interest - US Schroder ISF Strategic Bond A Acc USD USD LU0201322137 30 Sep 2004 2.13 4.76-4.18 0.17 1.76 Mar 14 - Mar 13 % Source : 2018 Morningstar. All Rights Reserved. Page 10 of 13
Discrete Performance The following tables detail the performance of each fund in the Kudos range up until the end of March in 5 discrete years. Global Managed Mar 18 - Mar 17 % Mar 17 - Mar 16 % Mar 16 - Mar 15 % Mar 15 - Mar 14 % AXA Framlington Managed Balanced R Acc GBP GBP GB0003509659 31 Dec 1992-0.53 17.82-2.66 8.58 7.39 Mar 14 - Mar 13 % USD LU0072462426 03 Jan 1997 6.89 8.15-4.79 3.25 9.33 Fidelity Funds Euro Balanced A Inc EUR EUR LU0052588471 17 Oct 1994 0.57 5.58-7.92 19.09 13.66 Janus Henderson Cautious Managed A Acc GBP GBP GB0032477639 03 Feb 2003-0.69 9.53-2.59 5.73 7.93 Jupiter Merlin Income Portfolio Acc Acc GBP GBP GB0003629374 14 Sep 1992 0.03 12.72-3.68 7.14 0.13 Risk Rating : 5 Equity - Asia Pacific excluding Japan Fidelity Funds Asia Focus A Inc USD USD LU0048597586 01 Oct 1990 30.25 14.36-8.97 4.17 1.32 Schroder ISF Emerging Asia A Acc USD* USD LU0181495838 09 Jan 2004 28.51 22.53-8.93 11.43 5.56 Stewart Investors Asia Pacific Leaders A Acc GBP GBP GB0033874214 01 Dec 2003-0.37 25.22-5.05 30.34-6.72 Equity - Europe excluding UK Artemis European Growth R Acc GBP GBP GB0006600844 07 Mar 2001 11.29 24.88-2.67 4.04 22.60 Baring Europe Select Trust Inc GBP GBP GB0000796242 31 Aug 1984 9.62 25.31 10.61 6.43 21.79 Fidelity European Acc GBP GBP GB0003874798 04 Nov 1985 7.11 22.00-3.43 10.48 9.20 Fidelity European Opportunities Acc GBP GBP GB0003874913 12 Sep 1988 4.47 19.65 0.00 8.30 13.66 Janus Henderson Continental European R Acc EUR EUR LU0201071890 29 Oct 2004-1.83 14.49-13.33 25.16 20.34 JPM Europe A Acc GBP GBP GB0030879141 01 Nov 1964 5.61 25.75-3.45 6.78 21.67 JPM Europe Smaller Companies A Acc GBP GBP GB0030881006 09 Feb 1990 13.77 25.49 15.64 0.75 33.65 Equity - Global BNY Mellon Global Equity A Acc USD USD IE0004004283 29 Jan 1988 10.33 6.06-2.20 5.38 14.02 Fidelity Wealthbuilder A Acc GBP GBP GB00B8FDN994 09 Dec 1996 0.85 24.69-3.16 17.51 7.02 Jupiter Merlin Growth Portfolio Acc Acc GBP GBP GB0003629267 14 Sep 1992 0.56 20.74-2.74 16.40 2.64 M&G Global Basics A Acc GBP GBP GB0030932452 28 Feb 1973-0.19 31.05-3.12 6.45-6.99 M&G Managed Growth A Acc GBP* GBP GB0031960700 01 Oct 2002 4.33 36.19-6.03 9.74-5.69 Threadneedle Global Select R Acc GBP GBP GB0001444701 22 Aug 1997 6.36 28.33 0.82 19.60 5.69 Equity - North America Fidelity American Acc GBP GBP GB0003865176 17 Dec 1979-2.17 30.48-6.09 24.22 11.47 Old Mutual North American Equity Acc GBP GBP GB00B1XG7P54 30 Apr 1985 0.19 38.48 1.46 32.14 15.35 Threadneedle American Select R Acc GBP GBP GB0001529238 31 Mar 1982 0.14 37.51 0.57 19.95 9.74 Source : 2018 Morningstar. All Rights Reserved. Page 11 of 13
Discrete Performance The following tables detail the performance of each fund in the Kudos range up until the end of March in 5 discrete years. Equity - UK Mar 18 - Mar 17 % Mar 17 - Mar 16 % Mar 16 - Mar 15 % Mar 15 - Mar 14 % Artemis Income Acc GBP GBP GB0032567926 03 Feb 2003 3.92 15.84-2.72 9.74 10.30 Artemis UK Special Situations R Acc GBP GBP GB0002192267 09 Mar 2000-1.53 12.16 0.93-0.65 16.66 BlackRock UK A Acc GBP GBP GB0005773774 11 Nov 1993 5.09 17.18-0.32 3.62 12.22 BlackRock UK Smaller Companies A Acc GBP* GBP GB0005811418 18 Oct 2002 19.55 21.58 7.90-2.16 26.32 BlackRock UK Special Situations A Acc GBP GBP GB0005805022 14 Mar 1981 10.30 21.24-4.51 1.03 9.65 Invesco Perpetual UK Growth Acc GBP GBP GB0033031153 11 Jun 1987 1.06 20.50-8.40 6.33 21.60 Janus Henderson UK Alpha A Acc GBP GBP GB0030956949 09 Nov 2001 9.18 16.12 0.71 9.31 17.92 Jupiter Income Trust Inc GBP GBP GB0004791389 03 Aug 1987-1.44 21.36-1.53 9.96 10.77 M&G Recovery A Acc GBP GBP GB0031289217 23 May 1969-2.93 29.16-11.60-6.81 8.63 Newton UK Income GBP Inc GBP GB0006779218 01 Jun 1987-1.39 11.63 2.85 9.40 9.16 Old Mutual UK Smaller Companies Acc GBP GBP GB00B1XG7C26 29 Jan 2001 16.02 26.75 12.08-1.29 29.52 Schroder UK Alpha Plus Acc GBP GBP GB0031440133 24 Jun 2002-2.46 15.44-2.45 4.19 14.54 Schroder UK Mid 250 A Acc GBP GBP GB0008528696 15 Nov 1999 11.65 10.86-3.14-0.57 28.81 Fixed Interest - Asia Schroder ISF Asian Bond Total Return A Inc USD USD LU0091253459 16 Oct 1998 2.53 1.07-1.97 0.59-5.73 Specialist Janus Henderson Global Financials A Acc GBP GBP GB0031919342 28 Dec 2001 5.05 32.39-9.09 11.04 13.12 Jupiter Financial Opportunities Inc GBP GBP GB0004790191 02 Jun 1997 9.99 25.26-5.94 9.06 11.73 Risk Rating : 6 Commodity & Energy First State Global Resources A Acc GBP GBP GB0033737874 27 Oct 2003-6.87 45.15-16.00-13.72-10.38 JPM Natural Resources A Acc GBP GBP GB0031835118 01 Jun 1965-0.88 56.40-19.71-21.08-14.79 Equity - Asia Pacific excluding Japan Newton Oriental Inc GBP GBP GB0006781289 30 Nov 1990 6.01 25.83-8.01 11.54-12.78 Equity - Emerging Europe Baring Eastern Europe A Inc USD USD IE0000805634 30 Sep 1996 21.35 19.55 0.57-23.75-11.56 Jupiter Emerging European Opportunities Acc GBP GBP GB0031862534 09 Sep 2002 8.79 36.25 1.44-12.68-20.14 Equity - Emerging Markets JPM Emerging Markets A Acc GBP GBP GB0030881550 01 Feb 1994 10.80 38.41-9.97 12.79-12.59 Mar 14 - Mar 13 % Source : 2018 Morningstar. All Rights Reserved. Page 12 of 13
Discrete Performance The following tables detail the performance of each fund in the Kudos range up until the end of March in 5 discrete years. Equity - Latin America Equity - Single Country Mar 18 - Mar 17 % Mar 17 - Mar 16 % Mar 16 - Mar 15 % Mar 15 - Mar 14 % Mar 14 - Mar 13 % USD LU0072463663 08 Jan 1997 20.56 20.83-10.73-18.18-14.11 Fidelity Japan Smaller Companies A Acc GBP GBP GB0003860565 16 Apr 1984 18.48 28.02 2.55 28.37-0.06 Janus Henderson China Opportunities A Acc GBP GBP GB0031860934 31 Mar 1983 22.79 39.53-9.06 31.37 4.35 JPM Japan A Acc GBP GBP GB0030879471 01 Apr 1970 21.53 17.90 8.41 35.39 3.09 Risk Rating : 7 Commodity & Energy USD LU0075056555 24 Mar 1997 16.32 32.93-22.89-28.22-11.21 BlackRock Gold & General A Acc GBP GBP GB0005852396 07 Apr 1988-22.09 32.32 14.62-8.43-34.58 Not Rated Janus Henderson UK Property A Acc GBP* GBP GB00BP46GC27 29 Aug 2014 8.14-3.72 6.10 11.34 9.01 Source : 2018 Morningstar. All Rights Reserved. Page 13 of 13
Important Information The figures in this booklet have been prepared for information purposes only and are not an invitation to purchase a fund on the basis of the data given. RL360 does not provide investment advice and does not recommend the use of any fund manager or investment fund detailed within this booklet. Before selecting funds for your policy you should read the product's most recent Fund Guide (where one is available), and also read the supporting materials made available by the fund manager for your chosen funds. These will commonly detail how the fund is structured, how it is performing, the make up of its underlying assets and other important information. The final responsibility for fund selection lies with you and your adviser. If the funds selected for your policy reduce in value, this will reduce your policy value and RL360 will not compensate you as a result. Where you invest in funds that are denominated in a currency different to that of your policy, the investment returns will be subject to currency risk. Where the provider of a fund linked to your policy becomes insolvent or is unable to meet its liabilities for any reason, your policy will suffer the loss. The funds linked to your policy value will be owned wholly by RL360 and in most cases, as we are a corporate investor, you will not be eligible for compensation under investment compensation schemes. All underlying data is provided by Morningstar and RL360 cannot be held responsible for the accuracy of the information provided. Issued by RL360 Insurance Company Limited. Incorporated in the Isle of Man with limited liability. Registered Office: RL360 House, Cooil Road, Douglas, Isle of Man, IM2 2SP, British Isles. Telephone: +44 (0)1624 681681. Telephone calls may be recorded. Website: www.rl360.com. This website contains products that are not authorised in Hong Kong and are not available to Hong Kong investors. The appointed representative in Hong Kong is RL360 Insurance Company Limited s Branch office: RL360 Insurance Company Limited, Suite 3605, The Center, 99 Queen s Road Central, Hong Kong. RL360 Insurance Company Limited is authorised by the Isle of Man Financial Services Authority. Registered in the Isle of Man number 053002C and in Hong Kong number F9136.