Utilizing Tax-Lien-Database For Maximum Potential Make www.tax-lien-database.com work for you to minimize the time and cost of due diligence, and maximize your return on invested capital. 1
Contents The Most Important Paragraph...3 What Successful Investors Need...3 What www.tax-lien-database.com Offers...4 For All Investors...5 Tips from Database Administrators...5 County Contact Information...5 County/State Laws, Procedures & Resources...6 Newspaper Information...6 Auction Information...7 Online Auction...7 Property Listings...7 Over the Counter (OTC) Liens/Deeds...7 Tax Lien/Deed Investing Beginners...8 Educational Material...8 Discussion Board...8 Searching the Database...8 Local Attorney...8 Advanced Casual Investor...9 Custom Search...9 Automatic Notifications...9 Listing Uploads...9 County Updates...9 Discussion Board...9 Buy Online...9 Advanced Full Time Investors, Investment Funds & Corporations...10 Local Realtor...10 Local Investment Agent...10 Sell Online...10 Preferred Sellers...10 Bulk Listing Uploads...10 What To Do Now...11 More About www.tax-lien-database.com...11 2
The Most Important Paragraph I m not a fan of waiting until the end of a book to learn the secret, albeit even a short ebook like this one. Therefore, although the entire content of this ebook is packed full of information to aid in your successful investing, here are a few tips that can make the biggest impact in the shortest time. 1. Ensure the email address you have registered with is accurate. We do not send mass SPAM on a daily or even weekly basis. Therefore, we WILL NOT stuff your inbox with useless information. However, Tax-Lien- Database.com does utilize automatic emails to notify you when a county YOU HAVE ACCESSED is updated or when auction listings are available, etc. We also like to give our members a heads up when a new feature is available. Without an accurate email, you will not be receiving this information. (If the email address you have currently supplied is inaccurate, you can always change it.) 2. Access all the counties where you are MOST LIKELY to attend the sales in person. Depending on where you live, that could mean anywhere from 1-50 counties or more. As long as they re within your travel budget, it s worth accessing them. Why? Well, Tax-Lien-Database.com tracks all counties you access and will automatically notify you when information regarding those counties has changed. Everything from auction listings, to county procedures and more. Any time our administrators update information, you will know. 3. Enable the Listing Upload automatic notification feature. Once you subscribe, you will have an Automatic Update Preferences button appear within your user profile home page. One of the automatic notification options is Listing Uploads. ENABLE IT. By doing so, you will receive an email notification every time a new list of properties is uploaded. Within the email, it also tells you the state and county. If you are interested, check it out. If not, ignore the notification, but you ll have the option to access every list immediately following its availability. This is a shortcut to the information everyone is after! No more searching for the correct contact information, soliciting counties for the listing information, paying for the listings and waiting for the listings to arrive. It s now all within a few clicks! What Successful Investors Need This book assumes you ve done a bit of research thus far and have a basic understanding of what type of information you need to be a successful investor. Either way, let s refresh your memory. You need: Understanding of state and local laws governing the delinquent tax process. The process varies in each state and county. You need to know whether they use a tax deed process, a tax lien process, or a combination. All the information can be attained from the state statutes. Correct county contact information. The county entity controlling the delinquent tax process varies. Whether it is the treasurer or the county sheriff, you can usually find out within a few phone calls or clicks. County sale information. Whether it is live or online, yearly or monthly, you need to know when the next scheduled sale is so you can complete your due diligence in time. Property lists. You need to know which property liens or deeds are being auctioned off. With the property list in hand, you will be able to complete your proper due diligence. 3
Local newspaper contact information. Many times the State statutes require the property listings be published in a local newspaper. On occasion the only way to affordably retrieve the property listings is through a local newspaper. With this basic information, you can attend the next delinquent tax auction, purchase an appropriate lien or deed, and earn a very nice return on your invested capital. We have exciting news. www.tax-lien-database.com offers all of this key information for successful investing. What www.tax-lien-database.com Offers Most information provided by www.tax-lien-database.com can be found if you spend some time browsing the internet, making a few phone calls and sending off emails. We have complete confidence you will eventually come up with the exact information we provide. However, depending on how much you value your free time, you may find doing your own research less expensive. I personally value my free time; therefore, I would rather have someone else do that research for me at a reasonable price. That s where www.tax-lien-database comes in. It not only provides ALL information needed by investors (not just one piece of the puzzle, or another), but it also currently provides it for over half of all counties in the U.S. Even more impressive is that it is continuously expanding to encompass all 4500 counties and municipalities nationwide that use a delinquent tax process. That is a lot of information and depending on what type of investor you are (beginning, advanced, or a large fund), it can be utilized in different ways. So, we broke down the immense amount of information into chunks you might use depending on which of the following categories you fall into: Information for all investors Investing for those just starting out Knowledgeable individuals investing on a casual basis Knowledgeable individuals/groups investing as a primary source of income 4
For All Investors All investors need the basic information discussed in What Successful Investors Need. This will help you better identify and interpret that information as it is displayed on www.tax-lien-database.com. Tips from Database Administrators While our database administrators are researching any given county s auction process, they take notes. They relay that information to you so you don t have to go through the same learning curve. You ll find it at the top of every page containing county information. County Contact Information Whether the treasurer or the county sheriff, we display the appropriate contact information so you can call or email with any questions you may have. Take comfort in knowing we used this exact contact information when completing our research, so you can rest assured it is correct. 5
County/State Laws, Procedures & Resources The very first step you should always complete when investing in tax liens and/or tax deeds is familiarizing yourself with the State statutes and county procedures that govern the process. We provide not only a basic summary of both, but also any appropriate links to exactly where you can do additional research, if necessary (and recommended). Newspaper Information Most States require properties be listed in a local newspaper prior to auction. Some counties also charge very high prices for the list if you try to attain it from them directly. A local newspaper is a good way to attain the property listings. We provide the local newspaper information so you can set up a delivery of the publication. 6
Auction Information One of the most sought after pieces of information is when and where the next auction will be held. We keep track of it and update it every time there is a new one. If you ve provided a correct email address when you registered, there is no need to check back on a regular basis. An automatic email is sent every time we update the sale information. So sit back and relax. Let us do the work for you. Online Auction Several counties are following the wave of the future and beginning to host their auctions online. We let you know if one is offered and provide its online address. Since most online auctions last several days, we also provide the initial start date. Property Listings Crucial to your due diligence and successful investing are the lists of properties with tax liens or deeds and will be auctioned off. Several states have different types of delinquent property tax liens/deeds. We provide as many as we can. Over the Counter (OTC) Liens/Deeds Some states also allow their counties, or municipalities, to sell any un-sold liens and deeds directly to investors. There are several different names for these unsold liens/deeds, but www.tax-lien-database.com uses the designation Over The Counter (OTC). If there are properties available in this category, you can download them here as well. 7
Tax Lien/Deed Investing Beginners If you have never purchased a lien/deed before, please do NOT dive in head first. You can end up being the poster child of those pool side signs showing someone cracking their head open. However, since you ve read this far and know the basic information all successful investors need, you are already ahead of the curve. Here are a few additional resources to help you succeed. Educational Material We have several additional educational resources for you to benefit from. EBooks, training courses, and software help you enhance your understanding of tax liens and streamline the investing process. Discussion Board There is no such thing as a stupid question. If you have a question, most likely someone else has the same question. Fortunately we have an online discussion board where you can search for existing answers. If you can t find any, post a new question or topic. Our database administrators access an immense amount of information while doing the research. They, along with other investors will answer any question you may have (short of legal advice). It is an invaluable resource that we highly recommend you take advantage of. Searching the Database Once you have a good handle on tax lien/deed investing and need access to the information all successful investors use, you just need to specify which location you need. Whether searching by state or county name, just specify where you want to invest and we display it for you. If we don t have the county you re looking for in the massive database we ve already compiled, we ll attain it at no additional cost. All you need to do is let us know at taxlien@segumallc.com. Local Attorney Need clarification, or still have questions? A local attorney well versed in tax lien/deed investing is the best source. You don t have to scrounge about trying to find one. We already listed one for you! A local attorney is just one of a few key local contacts we list that you may need. 8
Advanced Casual Investor Well informed investors can be placed into two categories. Either they purchase tax liens as a side investment or they purchase as a full time income source. Most doing it as a side investment won t usually travel outside of their area to attend auctions in person. As a result, they won t use all features we offer, but they could use some additional features other than those utilized by the investor just getting started. Custom Search Option You can search our entire database for custom situations. If you can t attend an auction in person, but have some time to browse OTC liens/deeds, run a custom search. Would you like to attend as many online auctions as possible? Do you have an upcoming extended weekend and want to make some additional money? Find out all the auctions taking place with a custom search. Do you have a very good understanding of one bidding process, but not another? Find other counties using the same process you re accustomed to. We are continually expanding our custom search features. Take full advantage! Automatic Notifications Don t have time to continually access our database and understand what s new or changed? We ll automatically notify you regarding several situations. Listing Uploads You can enable a feature that automatically notifies you via email every time we upload new auction listings. The email explains which county and state so you can quickly determine if you re interested. If you are, quickly download the list and assess whether the auction is worth attending. We ve identified this feature above in The Most Important Paragraph and want to reiterate how much time this will save you. You will have immediate, automatic access to the most up-to-date lists we have. With the other pieces of the information puzzle at your fingertips as well, this feature is as close to an investing short cut as you can get. County Updates www.tax-lien-database.com is a dynamic database. We are continually updating our information to ensure it is accurate and complete. Want to know which information is the most recent? Enable this update. The one downside is that we re continually making updates. As a result, you will end up receiving many emails on a daily basis. Discussion Board You can also enable an automatic update that notifies you when a discussion, in which you participated, receives additional input. This feature is most beneficial when you pose a discussion topic, rather than a question. The additional insight from other professionals or an additional point of view can always be helpful. Buy Online If you can assess the differences between a profitable and a non-profitable tax lien/deed and determine an appropriate price for one, we highly suggest you browse the liens and/or deeds we have listed on our online supermarket. You can purchase directly from other investors and in some cases directly from counties themselves. 9
Advanced Full Time Investors, Investment Funds & Corporations You can really take advantage of everything www.tax-lien-database.com offers if you invest on a regular basis. Whether a full time investor, investment fund, or corporation, these features can help maximize your return, while minimizing your time spent completing each lien/deed transaction. Local Realtor Along with an attorney knowledgeable of the local delinquent tax process, you will most likely eventually need the services of a local realtor. Work out a deal to have them research properties for you, have them list any properties you attain, or both. You won t have to find one. Listed in each county is the contact information for a researched, licensed realtor. They are informed of tax liens/deeds and willing to help in any way. Local Investment Agent Several auctions taking place at the same time (quite common), or can t afford to attend an auction in person? Utilize the service of a local investor who will attend for you. We list the contact information for a local investor interested in doing so. Please remember that listed agents are not partners of www.tax-lien-database.com. We are continuing to develop a certification program and will roll it out as soon as possible. Until then, please take all the necessary precautions when entrusting your capital with another individual. Sell Online Need to free up some investment capital for an upcoming auction, or utilize a quick turnaround to maximize your returns? You can sell any liens/deed you have on our online supermarket. It is very easy to use and allows you to attach pictures, or a brochure. If you have several listed, easily manage those awaiting a buyer, those that are pending sale closure, and transactions that are closed. Best of all.... It is absolutely FREE to post your listings. Preferred Sellers Very active and honest sellers can be upgraded in our system to be listed alongside counties themselves. It is not a status we take lightly, and you will have to provide documentation, but can be very advantageous when moving large numbers of liens/deeds. Bulk Listing Uploads Do you have hundreds, or even thousands of liens/deeds you would like to sell? You can still take advantage of our efficient user interface without having to spend hours uploading lien after lien (or deed after deed). Let us know and we can activate a feature that allows you to upload all your listings at one time from an Excel file. 10
What To Do Now Hopefully you can now maximize www.tax-lien-database.com. Chances are you can, and will utilize several features listed throughout this book, no matter which category of investor you fall into. We are continually working to enhance current features and offer new ones. If you can think of anything that may assist you in your investing activities, please let us know by contacting us at taxlien@segumallc.com. We are out to build the most comprehensive source of information for investors and will continue to incorporate any suggestions. Good luck with all your investing activities! More About www.tax-lien-database.com www.tax-lien-database.com was originally developed in 2006 as an independent information database for use by SEGUMA Financial Investments to aid in its investing activities of Northwestern U.S. Its value to all investors was quickly realized and was made available to the public in 2009. Since then it has continually grown to include nearly half and will eventually encompass all counties and municipalities in the U.S. 11