We value your family s health as much as you do.

Future Health Suraksha We value your family s health as much as you do. Presenting a wide network of hospital tie-ups across the nation. Family Plan Call us at: 1800-220-233, 1860-500-3333, 022-6783 7800 For product enquiries: SMS PRODUCT to 9222211100 Website: www.futuregenerali.in

Always within reach. Your health is your most important asset. And with Future Health Suraksha, we ensure that you will never have to go too far to protect it. Our network of hospitals across the nation will handle any medical problem that arises. It s our way of protecting you even against the unpredictable. Benefits In-house Cashless settlement Innovative covers offered Quick settlement of claims No claim cumulative bonus Eligibility Age eligibility - age 90 days to 70 years Age at entry is restricted to 70 years Children above age of 90 days eligible if the parent(s) are concurrently insured with Future Generali. Children will be covered as dependants upto 25 yrs of age. Max Policy Term Min Age at entry Max Age at entry Renewal 1 Year 90 Days 70 Years Lifelong Life Long Renewals: The policy if renewed continuously without any break will be renewed lifelong. Sum assured eligibility: Maximum Upto ` 10 lacs For the insured at age of entry above 55 years the maximum sum insured available would be ` 5 lakhs. For insured persons above 55 years porting from other insurance policies the maximum sum insured available would also be ` 5 lacs. Pre-acceptance medical tests Pre-acceptance medical tests are not required for all proposers upto the age of 45 yrs irrespective of the sums insured, if the proposal form is clean (without health declaration). For age 46 years and above medical tests are required. In case the policy is issued for that particular client, the client is eligible for 50% of reimbursement of pre-acceptance medical tests charges. All pre-acceptance medical tests will have to be done in Future Generali empanelled diagnostic centers only. The reports would be valid for a period of 30 days from the date of test conducted. Family Floater Definition: Family floater means the Sum Insured shall be floating over the insured members. Here Family means Self, Spouse and 2 dependent children. Free Look Period 1. The insured will be allowed a period of at least 15 days from the date of receipt of the policy to review the terms and conditions of the policy and to return the same if not acceptable 2. If the insured has not made any claim during the free look period, the insured shall be entitled to a refund as given in the policy terms and conditions. Other benefits 1. Subject to no claim, cumulative bonus of 10% on the basic sum insured will be provided up to a maximum of 50% of the sum insured. 2. Portability can be offered as per the Portability guidelines. 3. There will be no loading on premium for adverse claims experience. Tax benefit Premium paid by any mode other than cash is eligible for tax relief as provided under Section 80-D of the Income Tax Act.

Exclusions Any condition, ailment, injury or related condition(s) for which you have been diagnosed, received medical treatment, had signs and / or symptoms, prior to the inception of your first policy until 48 months from the date of inception. Any disease contracted during the first 30 days from the commencement of the policy. Diseases like cataract, hernia and tumour shall be covered after a waiting period of two years. Diseases / surgeries like gallstones, renal stones shall be covered after a waiting period of one year. Non-allopathic treatment. Congenital diseases. All expenses related to AIDS and related diseases. Joint replacement surgery shall be covered after a waiting period of three years, unless required due to an accident. Use of intoxicating drugs or alcohol Details of the coverage With Health Suraksha, the member has access to cashless facility at our empanelled hospitals across India. Pre and post hospitalisation expenses incurred from 60 days prior up to 90 days after hospitalisation. Ambulance charges upto ` 1500/- 130 Day-care procedures. Hospital cash benefit for Platinum Plan. Pre-existing disease covered after four years of consecutive renewal. Free Medical check-up in our empanelled diagnostic centres after every four claims free years. The above benefit would be available for any two of the insured family members. Patient care expenses up to a maximum of ` 350 per day for persons above 60 yrs of age. Accompanying person expenses up to ` 500 per day. Additional accidental hospitalisation limit enhanced by 25% of balance sum insured, subject to a maximum of ` 1 lakh. Grace period of 30 days from date of expiry for renewal. Porting of similar health policy to Future Health Suraksha as per portability guidelines. Family Floater Premiums Premium would applicable as per the age of the eldest member in the family. Premium is excluding Service tax Two Adults 3100 4271 5004 7137 3467 4791 5720 7779 4315 5693 6899 9642 6181 8388 10553 13553 10611 14347 16704 18597 14569 17796 22133 24216 16960 19372 25439 29020 18322 20948 27484 31352 21071 24090 31606 36054 18964 21681 28446 32449 2939 4278 4974 6945 3410 4698 5505 7850 3814 5270 6292 8557 4747 6262 7589 10606 6800 9227 11608 14908 11672 15781 18375 20456 16026 19576 24346 26637 18656 21309 27983 31922 20155 23043 30233 34487 23178 26499 34767 39660 20861 23849 31290 35694 3232 4706 5471 7640

Gold Plan Floater Premiums 3717 5121 6000 8557 4157 5745 6858 9327 600000 750000 800000 900000 1000000 11181 11503 11823 13200 14693 12557 13776 15527 17317 19020 5174 6825 8272 11561 13727 14887 19896 21647 22405 7412 10057 12653 16250 22423 22824 24555 27462 30721 12722 17202 20029 22297 29416 31263 33110 35588 37462 17469 21337 26537 29035 37099 40264 42163 44368 44740 20335 23227 30502 34795 40843 44327 46418 48846 49255 21968 25117 32953 37591 49012 53192 55701 58614 59107 25264 28884 37896 43229 56364 61171 64057 67406 67972 22738 25996 34106 38907 50727 55054 57651 60666 61175 3523 5129 5964 8328 11520 12639 14245 15887 17450 Two Adults + 1 Child 600000 750000 800000 900000 1000000 3616 4983 5838 8326 13044 13420 13793 15400 17142 4045 5590 6674 9075 14650 16072 18115 20203 22190 5034 6641 8049 11249 16015 17368 23212 25255 26139 7212 9786 12312 15812 26161 26628 28648 32039 35841 12379 16738 19488 21696 3978 5481 6422 9159 4450 6149 7341 9983 Gold Plan Floater Premiums 5538 7306 8853 12374 7933 10765 13543 17393 13617 18411 21437 23866 4336 5974 7000 9983 4850 6702 8002 10881 6036 7963 9650 13487 8647 11734 14762 18958 14843 20068 23367 26014 20380 24894 30960 33874 23724 27098 35585 40594 25630 29303 38446 43856 29474 33698 44212 50434 26528 30329 39791 45391 4111 5984 6958 9715 34319 36474 38628 41519 43705 16998 20762 25821 28252 18697 22838 28403 31077 43282 46974 49190 51762 52197 19787 22601 29679 33857 21765 24861 32647 37242 47650 51715 54155 56987 57464 21376 24440 32065 36577 23514 26884 35271 40235 57180 62058 64985 68383 68958 24583 28105 36874 42063 27041 30915 40561 46270 65757 71366 74733 78641 79301 22125 25295 33187 37857 24337 27824 36505 41643 59181 64230 67260 70777 71371 3428 4991 5803 8103 3771 5490 6383 8913 13440 14745 16619 18535 20358

Two Adults + 2 Children 600000 750000 800000 900000 1000000 4133 5694 6672 9516 14908 15337 15764 17600 19591 4623 6388 7627 10372 16743 18368 20703 23090 25360 5754 7590 9198 12856 18303 19849 26528 28863 29873 8242 11184 14070 18071 29898 30432 32740 36616 40962 14148 19129 22272 24796 4546 6264 7340 10467 Gold Plan Floater Premiums 5086 7027 8390 11409 6329 8349 10118 14141 9066 12303 15477 19878 15562 21042 24500 27275 4956 6828 8000 11409 5543 7659 9145 12436 6899 9101 11029 15414 9882 13410 16870 21667 16963 22935 26705 29730 23292 28450 35383 38713 27113 30970 40669 46393 29291 33489 43938 50121 33685 38511 50528 57639 30317 34661 45475 51876 4698 6839 7952 11103 39221 41684 44147 47450 49949 19426 23728 29510 32288 21369 26101 32461 35516 49465 53685 56217 59157 59654 22613 25830 33919 38693 24875 28413 37311 42563 54457 59102 61891 65128 65674 24430 27931 36646 41802 26873 30724 40310 45983 65349 70923 74268 78152 78809 28094 32120 42141 48073 30904 35332 46356 52880 75151 81561 85409 89875 90629 25286 28908 37927 43266 27814 31799 41720 47592 67636 73405 76869 80888 81567 3918 5704 6632 9261 4310 6274 7295 10187 15360 16852 18994 21183 23266 One Adult + 1 Child 2583 3559 4170 5947 2842 3915 4587 6542 2890 3993 4767 6482 3179 4392 5243 7131 3596 4744 5749 8035 3956 5218 6324 8838 5151 6990 8794 11294 5666 7689 9673 12424 8842 11955 13920 15497 9726 13151 15312 17047 12141 14830 18444 20180 13355 16313 20288 22198 14133 16143 21199 24183 15547 17758 23319 26602 15269 17457 22903 26126 16795 19203 25194 28739 17559 20075 26338 30045 19315 22082 28972 33050 15803 18068 23705 27041 17384 19875 26075 29745 2449 3565 4145 5788 2694 3921 4560 6367

Gold Plan Floater Premiums 3097 4267 5000 7131 3465 4787 5715 7772 One Adult + 2 Children 4312 5688 6893 9634 6176 8381 10544 13542 10602 14335 16690 18581 600000 750000 800000 900000 1000000 9317 9586 9852 11000 12244 10464 11480 12939 14431 15850 11439 12405 16580 18039 18671 18686 19020 20463 22885 25601 24513 26053 27592 29656 31218 30916 33553 35136 36973 37283 34036 36939 38682 40705 41046 40843 44327 46418 48845 49255 46970 50976 53381 56172 56643 42272 45878 48043 50555 50979 9600 10532 11871 13239 14541 14557 17781 22114 24196 16946 19356 25418 28996 18307 20931 27461 31326 21053 24070 31580 36024 18948 21663 28422 32422 2936 4274 4970 6940 3100 4271 5004 7137 3467 4791 5720 7779 4315 5693 6899 9642 6181 8388 10553 13553 10611 14347 16704 18597 14569 17796 22133 24216 16960 19372 25439 29020 18322 20948 27484 31352 21071 24090 31606 36054 18964 21681 28446 32449 2939 4278 4974 6945 3410 4698 5505 7850 3814 5270 6292 8557 4747 6262 7589 10606 6800 9227 11608 14908 11672 15781 18375 20456 Gold Plan Floater Premiums 3717 5121 6000 8557 4157 5745 6858 9327 5174 6825 8272 11561 7412 10057 12653 16250 12722 17202 20029 22297 600000 11181 12557 13727 22423 29416 37099 40843 49012 56364 50727 11520 750000 11503 13776 14887 22824 31263 40264 44327 53192 61171 55054 12639 800000 11823 15527 19896 24555 33110 42163 46418 55701 64057 57651 14245 900000 13200 17317 21647 27462 35588 44368 48846 58614 67406 60666 15887 1000000 14693 19020 22405 30721 37462 44740 49255 59107 67972 61175 17450 The brochure / prospectus mentions the premium rates as per the age slabs / sum insured and the same would be charged as per the completed age at every renewal. The premiums above are subject to revision as and when approved by the regulator. However such revised premiums would be applicable only from subsequent renewals and with due notice whenever implemented. 16026 19576 24346 26637 17469 21337 26537 29035 18656 21309 27983 31922 20335 23227 30502 34795 20155 23043 30233 34487 21968 25117 32953 37591 23178 26499 34767 39660 25264 28884 37896 43229 20861 23849 31290 35694 22738 25996 34106 38907 3232 4706 5471 7640 3523 5129 5964 8328

Basis of claims payment a) We shall make payment in Indian Rupees only. b) In respect of surgery for cataracts (after the expiry of the 2 year period referred to in Exclusion 2) above, liability shall be restricted to 10% of the Sum Insured for each eye, subject to a minimum of ` 15000 (or the actual incurred amount whichever is lower) and maximum of ` 50,000/- per eye. This will be our maximum liability irrespective of the number of Health Suraksha policies You hold. c) The payment of claim under the medical Section will be as follows Basic Plan is for insured who has paid the premium for Zone C region which comprises of rest of India excluding Zone A and Zone B. The eligibility of the claim amount will be 100% for Zone C, 80% for Zone B and 70% for Zone A subject to the Policy terms and conditions. *Please note the Cities/Towns that fall under respective Zones shall be identified as per the updated /latest Jurisdiction defined by Government. *The percentage of amount shown in the above table is with respect to the eligible claim amount. **The co-payment stands waived for all plans in case of claims due to any of the medical emergencies stated below Benefit Plan Platinum Plan Gold Plan Silver Plan Zone A No sublimit applicable 80%* Zone B No sublimit applicable Zone C No sublimit applicable 1) Acute Myocardial infarction 2) Major Accidents requiring immediate hospitalisation and treatment 3) Acute Cerebrovascular Accident 4) Third degree burns Basic Plan 70%* 80%* The geographical zones for specific plans as mentioned above are based on the location of the hospital where treatment is taken and not the residence of the insured. Platinum plan is for Insured who have paid premium for sum insured 6 lacs and above. Gold Plan is for insured who paid the premium for Zone A region which comprises of Mumbai including Thane and Panvel, Delhi including NCR (National Capital Region). The eligibility of the claim amount will be 100% for all the Zones subject to the Policy terms and conditions. Silver Plan is for insured who paid the premium for Zone B region which comprises of Chennai, Kolkatta, Bangalore, Ahmedabad and Hyderabad. The eligibility of the claim amount will be 100% for Zone B and Zone C, 80% for Zone A subject to the Policy terms and conditions. Benefits may vary from plan to plan. For further details, please refer to the policy wordings. If you are suffering from an illness / disease or if you meet with an accident which requires hospitalisation, please contact us on the following Claims Department Future Generali Health (FGH) Future Generali India Insurance Co. Ltd. Office No. 3, 3rd Floor, A Building, G - O - Square S. No. 249 & 250, Aundh Hinjewadi Link Road, Wakad, Pune - 411 057. Toll Free Number : 1800 103 8889 / 1800 209 1016 Toll Free Fax : 1800 103 9998 / 1800 209 1017 Email: fgh@futuregenerali.in

The Generali Group has been a leading provider of insurance and financial services in the global market for nearly two centuries. Generali is a name that has become synonymous with security and reliability for millions of clients around the world. The Future Group understands what makes you different and offers you services and products that exceed your expectations. With more than seventeen million square feet of retail space and a presence across the country in different formats, the Future Group s vision is to deliver everything, everywhere, every time, to every Indian consumer in the most profitable manner. The group considers Indianness its core value and its corporate credo is Rewrite Rules, Retain Values. Future Generali is the coming together of these two caring entities. We offer an extensive range of general insurance products, and a network that ensures we are close to you wherever you go. Our skilled and trained individuals understand your insurance needs and will create customised solutions for you. Future Group s and Generali Group s liability is restricted to the extent of their shareholding in Future Generali India Insurance Company Limited. Future Generali India Insurance Company Limited (IRDA Regn. No.: 132) (CIN: U66030MH2006PLC165287) Regd. and Corp. Office: Indiabulls Finance Centre, Tower 3, 6 th Floor, Senapati Bapat Marg, Elphinstone, Mumbai - 400013. Fax: 022-4097 6900, Email: fgcare@futuregenerali.in ARN: FG- NL/PD/MKTG/EN/FHS(FP)- 001BR UIN: IRDA/NL - HLT/FGII/P-H/V.I/71/13-1414 ISO Ref. No.: FGH/UW/RET/04/03 Disclaimer: For detailed information on this product, terms and conditions etc., please refer to the product policy clause, consult your advisor or visit our website before concluding a sale. Tax Benefits are subject to change due to change in tax laws. Insurance is the subject matter of solicitation.