The attached title insurance commitment contains information which has been obtained or derived from public records and information via a title plant owned by Jefferson Title or one of its subsidiaries/affiliates, or via the services of an independent searcher. Substantial time, labor, skill and money are invested in the collection of such information and the creation of the commitment. The information contained in this commitment is protected by federal copyright law and state common law on trade secrets and contract. Our agreements with our supplier's of information restricts who can receive and/or use a title insurance commitment which is based, in whole or in part, upon the records and information collected. Therefore, as an express condition of us providing you with the attached title insurance commitment, you specifically agree to limit its uses to those set forth herein, and to provide a copy of this letter to any party to whom you deliver, exhibit, or furnish the attached title insurance commitment (or any copies thereof). We are providing you with the attached title insurance commitment for limited use and distribution only. Specifically, you are sublicensed to deliver, exhibit, or furnish the attached title insurance commitment (or any copies thereof) ONLY to your bona fide employees and a third party who is playing a bona fide role in this proposed real estate transaction, including a lawyer, a lender, a surveyor, a real estate broker or agent, and the parties to this proposed transaction. The work in this commitment may not be used by any other title agent or broker to write title insurance, and any such use will be deemed a violation of this agreement, copyright laws and common law. For definition, "deliver, exhibit, or furnish" includes, without limitation, copying this title insurance commitment (whether such copying be by means of a photocopier, facsimile machine, another electronic scanning device, or any other method of reproduction) and providing such copy to any third party. Your furnishing of the attached title insurance commitment to anyone not specifically enumerated above is a violation of federal copyright law, state common law, and our agreement with you. In the event you are unable or unwilling to comply with these conditions, immediately return the attached title insurance commitment to our company, without reviewing, copying, or otherwise utilizing in any way the information contained therein. A COPY OF THIS LETTER MUST ACCOMPANY THE ATTACHED TITLE INSURANCE COMMITMENT AT ALL TIMES. ALL DOWNSTREAM RECIPIENTS MUST PROVIDE A COPY OF THIS LETTER TO ANY OTHER AUTHORIZED USERS OF THE ATTACHED TITLE INSURANCE COMMITMENT. 3500 Colonnade Parkway, Suite 350 * Birmingham, AL 35243 * (205) 328-8020 *
COMMITMENT SCHEDULE A File No.: S17-1068 1. Effective Date: April 18, 2017 at 08:00 AM 2. Policy or Policies to be issued: Amount of Policy (a) X Owner's Policy ALTA Own. Policy (06/17/06) Proposed Insured: NO POLICY TO BE ISSUED (b) Loan Policy Proposed Insured: ALTA Loan Policy (06/17/06) 3. Title to the Fee Simple estate or interest in the land is at the Effective Date vested in: Estate of Emmett Ralph Barber, deceased, Probate Case No. S-2016-476 4. The land referred to in the Commitment is described as follows: SEE EXHIBIT "A" ATTACHED HERETO (License No: 0188714) Dated this 26th day of April, 2017. By: Authorized Signatory "This Commitment is not valid unless Schedule A, Schedule B Section - I and Schedule B Section - II are included." SCHEDULE A, Page 1 of 1
COMMITMENT EXHIBIT "A" File No.: S17-1068 The land referred to in this Commitment is described as follows: Lots No. 8 and 9, 10 and 11, according to the Map or Plat of Lakeview Subdivision as recorded in Map Book 1908, page 83, in the Probate Office of St. Clair County, Alabama. EXHIBIT "A", Page 1 of 1
COMMITMENT SCHEDULE B - SECTION I File No.: S17-1068 The following requirements must be met and completed to the satisfaction of the Company before its policy of title insurance will be issued: 1. Payment to or for the account of the grantors or mortgagor of the full consideration for the estate or interest to be issued. 2. Pay us the premiums, fees and charges for the policy. 3. Pay all taxes, charges, assessments, levied and assessed against subject premises, which are due and payable. 4. Satisfactory evidence should be had that improvements and/or repairs or alterations thereto are completed; that contractor, sub-contractor, labor and materialmen are all paid; and have released of record all liens or notice of intent to perfect a lien for labor and material. 5. Proper instrument(s) creating the estate or interest to be insured must be properly executed and duly filed for record to wit: NOTE: THIS COMMITMENT IS FOR INFORMATIONAL PURPOSES ONLY AND NO POLICY WILL BE ISSUED HEREWITH. NO INSURANCE IS BEING PROVIDED. THE RECIPIENT RELEASES JEFFERSON TITLE CORPORATION AND ITS UNDERWRITER FROM ALL LIABILITY OR OBLIGATION RELATED TO PROVIDING THIS INFORMATION. THE COMPANY RESERVES THE RIGHT TO MAKE ADDITIONAL REQUIREMENTS AND/OR EXCEPTIONS AS NEEDED. a. The last owner of record, Emmett Ralph Barber is now deceased. The other owner, Delores Joan Barber predeceased him, making him the surviving grantee of the deed recorded in Deed Book 2012, Page 2035. His estate has been probated under Case No. S-2016-476. Letters Testamentary have been granted to Patrice Barber McClendon, Pamela Barber Gunnels and Ralph Rickie Barber, as Personal Representatives of the Estate with power to sell real property. Therefore, any deed should come out of Patrice Barber McClendon, Pamela Barber Gunnels and Ralph Rickie Barber, as Personal Representatives of the Estate of Emmett Ralph Barber, deceased, Probate Case No. S-2016-476. 6. NOTE: 2016 taxes Paid under Parcel #28-02-03-4-000-045.000, in the amount of $404.96 on October 24, 2016. (Lots 8 & 9) 2016 taxes Paid under Parcel #28-02-03-4-000-062.000, in the amount of $51.33 on October 24, 2016. (Lots 10 & 11) The above tax information is provided for informational purposes only. Tax information has been based on the present assessment rolls, but is subject to any changes or future adjustments that may be made by the Tax Assessor or by the County s Board of Equalization. No liability is assumed for the accuracy of the amount of taxes paid or for any changes imposed by said county authorities. 7. Certification from the closing agent that the attached Consumer Privacy Notice has been provided to the purchaser/owner if this is a residential transaction. "This Commitment is not valid unless Schedule A, Schedule B Section - I and Schedule B Section - II are included." SCHEDULE B SECTION I, Page 1 of 2
File No.: S17-1068 COMMITMENT SCHEDULE B - SECTION I (Continued) 8. NOTE: The following chain of title is for information only. It will not appear on the final title policies and no liability is assumed hereunder for the accuracy of this information. Deeds in the last 24 months: Warranty Deed executed by Emmett Ralph Barber, the surviving spouse of Virginia A. Barber to Emmett Ralph Barber and Delores Joan Barber dated March 27, 2012 and filed March 27, 2012 in Deed Book 2012, page 2036. "This Commitment is not valid unless Schedule A, Schedule B Section - I and Schedule B Section - II are included." SCHEDULE B SECTION I, Page 2 of 2
File No.: S17-1068 COMMITMENT SCHEDULE B - SECTION II Schedule B of the Policy or Policies to be issued contain exceptions to the following matters and said policy or policies will not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason thereof, unless the same are disposed of to the satisfaction of the Company. 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Rights or claims of parties in possession not shown by the Public records. 3. Easements or claims of easements, any lien, or right to a lien, for services, labor, or material hereto or hereafter furnished, imposed by law and not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, and any facts which a correct survey and inspection of the premises would disclose and which are not shown by the public records. 5. Any mineral or mineral rights leased, granted or retained by current or prior owners. 6. Taxes and assessments for the year 2017 and subsequent years and not yet due and payable. 7. Easements and building lines as shown on recorded map(s), including but not limited to any notes, conditions, and restrictions. 8. Easement to Alabama Power Company as recorded in Volume 69, page 73. (Lots 8 & 9) "This Commitment is not valid unless Schedule A, Schedule B Section - I and Schedule B Section - II are included." SCHEDULE B SECTION II, Page 1 of 1
, Stewart Title Insurance Company, Stewart Title Insurance Company of Oregon, National Land Title Insurance Company, Arkansas Title Insurance Company, Charter Land Title Insurance Company Privacy Policy Notice PURPOSE OF THIS NOTICE Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of privacy policies and practices of STEWART TITLE GUARANTY COMPANY, STEWART TITLE INSURANCE COMPANY, STEWART TITLE INSURANCE COMPANY OF OREGON, NATIONAL LAND TITLE INSURANCE COMPANY, ARKANSAS TITLE INSURANCE COMPANY, CHARTER LAND TITLE INSURANCE COMPANY. We may collect nonpublic personal information about you from the following sources: Information we receive from you, such as on applications or other forms. Information about your transactions we secure from our files, or from our affiliates or others. Information we receive from a consumer reporting agency. Information that we receive from others involved in your transaction, such as the real estate agent or lender. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to nonaffiliated third parties as permitted by law. We also may disclose this information about our customers or former customers to the following types of nonaffiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements: Financial service providers such as companies engaged in banking, consumer finance, securities and insurance. Non-financial companies such as envelope stuffers and other fulfillment service providers. WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW. We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. (S17-1068.PFD/S17-1068/3)