Company Product Years Gtd Year Interest Guarantees Atlantic Coast Life Premium Bonus 1st Year Thereafter Gtd Yield to Surrender Commission Safe Haven 4.00 3.00 3.20 2.00 Sentinel Security Life Ins. Co. Atlantic Coast Life Personal Choice Annuity 3.1 3.1 3.1 2.2 +notes Safe Haven FL 3.90 2.90 3.10 2.00 Sentinel Security Life Ins. Co. Personal Choice Annuity FL 3.0 3.0 3.0 2.2 +notes Sentinel Security Life Ins. Co. Bankers Life Insurance Co. Bankers Elite 2.90 2.90 2.90 2.2 +notes Bankers Elite 2.90 2.90 2.90 2.2 +notes Personal Choice Annuity MN 2.8 2.8 2.8 2.2 +notes SPDA Select 2.8 2.8 2.8 2.0 +notes Athene MYG MVA 2.7 2.7 2.7 2.00 +notes Western United Life Bankers Premier 2.7 2.7 2.7 2.00 +notes Bankers Premier 2.7 2.7 2.7 2.00 +notes Bankers Premier Plus 3. 2. 2.7 2.00 +notes Bankers Premier Plus 3. 2. 2.7 2.00 +notes Discovery 2.7 2.7 2.7 2.0 +notes Guarantee Ultimate 2.7 2.7 2.7 2.00 +notes Oxford Life Insurance Co. Multi-Select 2.7 2.7 2.7 2.0 +notes Midland Natl. Life (Sammons Retirement Solutions) Guarantee Choice Guarantee Ultimate II Guarantee Choice II LiveWell Guarantee Annuity 2.70 2.70 2.70 2.00 +notes 2.70 2.70 2.70 2.00 +notes 2.6 2.6 2.6 2.00 +notes 2.6 2.6 2.6 2.2 +notes American Freedom Stars & Stripes (MVA) [MVA, BANK, 2.60 Call United States Life Ins. Co. (NY) Amer. General Life Ins. Co. American Pathway SolutionsMYG American Pathway SolutionsMYG American Pathway SolutionsMYG Balance Annuity MYGA No ROP 2.60 2.60 2.60 Call 2.60 2.60 2.60 Call 2.60 2.60 2.60 1.0 +notes 4.20 2.20 2.60 Call EquiTrust Life Ins. Co. Fidelity & Guaranty Life Fidelity & Guaranty Life The Standard Certainty Select 2.60 2.60 2.60 3.00 +notes FG Guarantee-Platinum 2.60 2.60 2.60 2.00 +notes FG Guarantee-Platinum (CT,NC,OK) Focused Growth Annuity [MVA, LOAN] 2.60 2.60 2.60 2.00 +notes 2.60 2.60 2.60 2.00 Foundation [BANK] 2.60 2.60 2.60 Call Midland Natl. Life (Sammons Retirement Solutions) LiveWell Guarantee Annuity 2.60 2.60 2.60 2.2 +notes Manhattan Life Ins. Co. Preferred Choice 2.60 2.60 2.60 2.0 +notes Guggenheim Life and Annuity Co. Preserve MYGA 2.60 2.60 2.60 2.0 +notes Bankers Life Insurance Co. SPDA 2.60 2.60 2.60 2.2 +notes Vantis Life TaxSaver Freedom III MVA - 2.60 2.60 2.60 3.00 +notes Amer. Natl. Life Ins. Co. of NY Palladium MYG 3.3 2.3 2. 2.0 +notes American National Ins. Co. Palladium MYG Annuity 3.3 2.3 2. 2.0 +notes Page 1 of 6
Global Atlantic Financial Group SecureFore 2. 2. 2. 2.0 +notes Symetra Custom (No ROP) 2. 2. 2. Call Eagle Life Symetra Custom (No ROP) Eagle Platinum Guarantee (Interest Only) 2. 2. 2. Call 2.0 2.0 2.0 Call First Symetra Custom 2.0 2.0 2.0 Call First Symetra Custom 2.0 2.0 2.0 Call Western United Life Future Select 2.0 2.0 2.0 2.0 +notes Guarantee Ultimate 2.0 2.0 2.0 2.00 +notes Delaware Life Pinnacle MYGAsm Year 2.0 2.0 2.0 2.0 +notes Delaware Life Pinnacle MYGAsm Year (DE & FL) 2.0 2.0 2.0 2.0 +notes Manhattan Life Ins. Co. Preferred Choice NY 2.0 2.0 2.0 2.0 +notes Guggenheim Life and Annuity Co. Royal Neighbors of America Preserve MYGA 2.0 2.0 2.0 2.0 +notes Royal Choice 2.0 2.0 2.0 2.2 +notes American Pathway - Year No GROP MVA 2.4 2.4 2.4 Call Athene MYG 2.4 2.4 2.4 2.00 +notes Athene MYG MVA Balance Annuity MYGA No ROP 2.4 2.4 2.4 2.00 +notes 4.0 2.0 2.4 Call Bankers 2.4 2.4 2.4 3.2 +notes Bankers 2.4 2.4 2.4 3.2 +notes Foundation [BANK] 2.4 2.4 2.4 Call Guarantee Choice Guarantee Ultimate II 2.4 2.4 2.4 2.00 +notes 2.4 2.4 2.4 2.00 +notes Amer. Natl. Life Ins. Co. of NY Palladium MYG 3.2 2.2 2.4 2.0 +notes American National Ins. Co. Amer. General Life Ins. Co. Palladium MYG Annuity American Freedom Stars & Stripes (MVA) [MVA, BANK, American Freedom Stars & Stripes (Non MVA) [BANK, American Pathway SolutionsMYG American Pathway SolutionsMYG 3.2 2.2 2.4 2.0 +notes 2.40 Call 2.40 Call 2.40 2.40 2.40 Call 2.40 2.40 2.40 1.0 +notes United States Life Ins. Co. (NY) American Pathway SolutionsMYG 2.40 2.40 2.40 Call Balance Annuity MYGA 3.20 2.20 2.40 Call Eagle Life The Standard Eagle Platinum Guarantee (10%) Focused Growth Annuity [MVA, LOAN] Foundation w/ ROP [BANK] Guarantee Choice II 2.40 2.40 2.40 Call 2.40 2.40 2.40 2.00 2.40 2.40 2.40 Call 2.40 2.40 2.40 2.00 +notes Vantis Life Vantis Life Ins. Co. of New York Athene Annuity & Life Assurance Co. of New York Amer. Equity Investment Life Ins. Co. TaxSaver Freedom II - 2.40 2.40 2.40 3.00 +notes TaxSaver Freedom II NY - 2.40 2.40 2.40 3.00 +notes Athene Max 2.3 2.3 2.3 Call Guarantee (ICC13 MYGA) 2.3 2.3 2.3 3.00 +notes Manhattan Life Ins. Co. Premium Preferred 2.3 2.3 2.3 2.0 +notes Page 2 of 6
Royal Neighbors of America Midland Natl. Life (Sammons Retirement Solutions) Western Catholic Union American Freedom Aspire [BANK, 2.30 Call Choice 2.30 2.30 2.30 1.00 LiveWell Guarantee Annuity 2.30 2.30 2.30 2.2 +notes -Year MYGA 2.2 2.2 2.2 Call American Pathway - Year No GROP MVA 2.2 2.2 2.2 Call Balance Annuity MYGA 3.0 2.0 2.2 Call Dynamic Choice with MVA [MVA, BANK] Foundation w/ ROP [BANK] 2.2 2.2 2.2 Call 2.2 2.2 2.2 Call Manhattan Life Ins. Co. Premium Preferred NY 2.2 2.2 2.2 2.0 +notes Royal Neighbors of America Royal Choice CA 2.2 2.2 2.2 2.2 +notes Secure Term MVA II (-Year) 2.2 2.2 2.2 Call Secure Term MVA II (-Year) SecureGain [MVA, 2.2 2.2 2.2 Call 0.2 2.2 2.0 +notes Symetra Custom (No ROP) 2.2 2.2 2.2 Call First Symetra Custom 2.20 2.20 2.20 Call Lincoln Life & Annuity of New York Great Five sm [MVA, Lincoln MYGuarantee Plus Lincoln MYGuaranteesm Plus 2.20 2.0 +notes 2.20 2.20 2.20 2.00 2.20 2.20 2.20 2.00 Vantis Life Vantis Life Ins. Co. of New York TaxSaver Freedom I ROP - 2.20 2.20 2.20 3.00 +notes TaxSaver Freedom I ROP NY - 2.20 2.20 2.20 3.00 +notes Athene Annuity & Life Assurance Co. of New York American Freedom Aspire [BANK, American Freedom Stars & Stripes (Non MVA) [BANK, Athene Max Enhanced Liquidity 2.1 Call 2.1 Call 2.1 2.1 2.1 Call MetLife Insurance Co. USA Guggenheim Life and Annuity Co. Pacific Life Athene MYG 2.1 2.1 2.1 2.00 +notes Fixed Annuity FA Great Five sm [MVA, Great Five smno MVA [ ProOption MYGA with ROP [MVA, Secure Term Choice II (-Year) Secure Term Choice II (-Year) SecureGain No MVA [ Principal Preferred Series Annuity American Pathway - Year GROP & MVA 2.1 2.1 2.1 Call 2.1 2.0 +notes 2.1 2.0 +notes 2.1 2.0 +notes 2.1 2.1 2.1 Call 2.1 2.1 2.1 Call 0.2 2.1 2.0 +notes 0.90 1.9 1.9 2.13 2.2 2.10 2.10 2.10 Call Dynamic Choice [BANK] 2.10 2.10 2.10 Call Great Five smno MVA [ 2.10 2.0 +notes Pacific Frontiers II 2.10 2.10 2.10 2.00 Secure Term MVA II (-Year) 2.10 2.10 2.10 Call Page 3 of 6
Minnesota Life Mutual of Omaha Western Catholic Union SecureGain [MVA, SecureOption Select -Year Ultra - Secure Plus Principal Preferred Series Annuity Great Five sm [MVA, SecureGain No MVA [ 0.2 2.10 2.0 +notes 2.10 2.10 2.10 see notes 2.10 2.10 2.10 Call 0.6 1.9 1.9 2.08 2.2 0.2 2.0 2.0 +notes 2.0 2.0 +notes -Year MYGA 2.00 2.00 2.00 Call Eagle Life Lincoln Life & Annuity of New York American Pathway - Year No GROP Dynamic Choice with MVA & ROP [MVA, BANK] Eagle Platinum Guarantee (ROP) Great Five smno MVA [ Lincoln MYGuarantee Plus Lincoln MYGuaranteesm Plus 2.00 2.00 2.00 Call 2.00 2.00 2.00 Call 2.00 2.00 2.00 Call 2.00 2.0 +notes 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.00 Secure Term Choice II (-Year) 2.00 2.00 2.00 Call Symetra Custom (ROP) 2.00 2.00 2.00 Call Symetra Custom (ROP) 2.00 2.00 2.00 Call Mutual of Omaha MetLife Insurance Co. USA First Symetra Custom (ROP) First Symetra Custom (ROP) Lincoln Classic Solution Fixed [MVA, BANK, Lincoln Classic Solution Fixed [MVA, BANK, Ultra - Secure Plus Principal Preferred Series Annuity ROP Principal Preferred Series Annuity ROP (NY) American Pathway - Year GROP & MVA Fixed Annuity FA Principal Preferred Series Annuity Secure Term MVA II (-Year) 1.9 1.9 1.9 Call 1.9 1.9 1.9 Call 1.6 1.6 1.9 Call 1.9 Call 1.9 1.9 1.9 Call 0.90 1.7 1.7 1.93 2.2 0.90 1.7 1.7 1.93 2.2 1.90 1.90 1.90 Call 1.90 1.90 1.90 Call 1.90 1.90 1.90 2.2 1.90 1.90 1.90 Call Minnesota Life SecureOption Select -Year Symetra Custom (No ROP) Advanced Choice 1.90 1.90 1.90 see notes 1.90 1.90 1.90 Call 1.8 1.8 1.8 3.00 +notes Dynamic Choice ROP [BANK] 1.8 1.8 1.8 Call First Symetra Custom 1.8 1.8 1.8 Call Global Atlantic Financial Group SecureFore ROP [BANK] 1.8 1.8 1.8 see notes Principal Preferred Series Annuity ROP Principal Preferred Series Annuity ROP (NY) American Pathway - Year GROP American Pathway - Year No GROP 0.6 1.70 1.70 1.83 2.2 0.6 1.70 1.70 1.83 2.2 1.80 1.80 1.80 Call 1.80 1.80 1.80 Call Page 4 of 6
Natl. Integrity Life Ins. Integrity Life Ins. Co. Western Catholic Union MultiVantage 2.60 1.60 1.80 2.0 +notes MultiVantage 2.60 1.60 1.80 2.0 +notes Secure Term Choice II (-Year) Advanced Choice 1.80 1.80 1.80 Call 1.7 1.7 1.7 3.00 +notes Platinum Edge [MVA, BANK] 1.7 1.7 1.7 Call -Year MYGA 1.70 1.70 1.70 Call CUNA Mutual Members Select Fixed Annuity II -Year 1.70 1.70 1.70 Call Nationwide Platinum V NY [BANK, STEP 1.6 Call Nationwide Platinum V Plus [BANK, STEP 1.6 Call Secure Term MVA II (-Year) American Pathway - Year GROP 1.6 1.6 1.6 Call 1.60 1.60 1.60 Call Choice Fixed Annuity 1.60 1.60 1.60 3.00 +notes CUNA Mutual Members Select Fixed Annuity II -Year 1.60 1.60 1.60 Call Principal Preferred Series Annuity ROP Principal Preferred Series Annuity ROP (NY) ProSaver Platinum [TSA, MVA, REG] ProSaver Platinum [TSA, MVA, REG] ProSaver Platinum Plus [MVA, REG] ProSaver Platinum Plus [MVA, REG] 1.60 1.60 1.60 2.2 1.60 1.60 1.60 2.2 1.60 1.60 1.60 2.00 1.60 1.60 1.60 2.00 1.60 1.60 1.60 1.8 1.60 1.60 1.60 1.8 Symetra Custom (ROP) 1.60 1.60 1.60 Call First Symetra Custom (ROP) Nationwide Platinum V NY [BANK, Nationwide Platinum V Plus [BANK, STEP Secure Term Choice II (-Year) 1. 1. 1. Call 1. Call 1. Call 1. 1. 1. Call Americo Choice Fixed Annuity 1.0 1.0 1.0 3.00 +notes FutureSaver II Annuity 1.00 1.30 1.30 1.0 2.00 Platinum Assure 1.0 1.0 1.0 Call FutureSaver II Annuity (ROP) 1.00 1.20 1.20 1.40 2.00 Nationwide Platinum V Plus ROP [BANK, STEP 1.40 Call CUNA Mutual Members Select Fixed Annuity II -Year 1.3 1.3 1.3 Call FutureSaver II Annuity Nationwide Platinum V Plus ROP [BANK, STEP 1.30 1.30 1.30 2.00 1.30 Call Symetra Custom (ROP) 1.30 1.30 1.30 Call First Symetra Custom (ROP) FutureSaver II Annuity (ROP) 1.2 1.2 1.2 Call 1.20 1.20 1.20 2.00 Lighthouse Select 1.10 1.10 1.10 Call Page of 6
The Standard Western-Southern Life Assurance Co. Western-Southern Life Assurance Co. ReliaStar Life Ins. Co. of NY The Standard Secured Annuity 1.10 1.10 1.10 2.00 Acclaim -Year [BANK] 1.00 1.00 1.00 4.00 +notes Acclaim -Year ROP [BANK] 1.00 1.00 1.00 4.00 +notes Classic Choice NY 1.00 1.00 1.00 see notes Lighthouse Select 1.00 1.00 1.00 Call Secured Annuity 1.00 1.00 1.00 2.00 Verify all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice. Seek complete details and the suitability of any product from a qualified licensed insurance professional. Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityWatch.com, Inc. "Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period. "Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current base rate issued by the carrier for the duration of the surrender period Page 6 of 6