DONALD G. BEATTIE. BEATTIE LAW FIRM 4300 GRAND AVE. DES MOINES, IOWA

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DONALD G. BEATTIE BEATTIE LAW FIRM 4300 GRAND AVE. DES MOINES, IOWA 50312 www.beattielawfirm.com

SIMPSON COLLEGE (1970) MARINE CORPS (1970-1974) DRAKE LAW SCHOOL (1977) ORDER OF THE COIF ASSOCIATE EDITOR, DRAKE LAW REVIEW CERTIFIED CIVIL LITIGATION SPECIALIST SPECIAL EMPHASIS IN GAS LITIGATION & OTHER SERIOUS PERSONAL INJURY OR PROPERTY DAMAGE CASE

MIND OF A PLAINTIFF S LAWYER MOST EFFICIENT AND COST EFFECTIVE WAYS TO HANDLE A CASE FROM A PLAINTIFF S PERSPECTIVE PROPANE AND OTHER GAS EXPLOSION LITIGATION & CARBON MONOXIDE POISONING SUBROGATION

WHAT GOES THROUGH A PLAINTIFF ATTORNEY S HEAD WHEN A PROSPECTIVE CLIENT CALLS OR WALKS IN THE OFFICE? 1. WHAT IS THE PERSON LIKE? Will this person present well to the jury? Will this person s credibility be attacked and can it withstand that attack? Is the person educated? What is the person s gender? What is the person s age?

1. WHAT IS THE PERSON LIKE? (CONT.) Has this person filed a lawsuit previously? What is this person s experience with propane? What role did the injured party have? Was the injury producing event caused by human error? If so, what is the potential of a warning or human factors claim? Ask Regarding Involved Persons: Did one or more persons act? What is the knowledge base of each person? What was the source of the knowledge for each person? Is any person a professional in that area? Is any person in a managerial capacity?

2. WHAT HAPPENED? Basic facts Typically a combination of factors brought this about Human Error Mechanical Defect What do the reports of the local authorities say? Fire Marshal Sheriff and other law enforcement agencies Fire or emergency responders OSHA NTSB CPSC Other Gov t Body

2. WHAT HAPPENED? (cont.) What statements have been taken and by whom? What has the injured party reported in the medical records? Is there a transcript of a 911 call? Do codes, standards, or laws govern the activity? If so, was there a violation? If not, is the code, standard, or law insufficient to protect people like the person who was injured?

2. WHAT HAPPENED? (cont.) Was there any type of equipment/ mechanical failure? Was it the design? Was it the manufacturing process? What resources will be expended? How much will this cost? How much time will this take? Can I accomplish settlement w/ adjuster? Chance of early mediation?

3. WHAT DO THE EXPERTS SAY? Who do you consult? How many will you need? How much travel is involved? How much will it cost to talk to expert before I know whether or not a case exists? How much will it cost to retain all experts if there is a case? Who will the Defendants use?

4. WHO IS THE PRIMARY DEFENDANT? What is the litigation history of this Defendant? How much coverage? Have I dealt with them before? Have they changed procedure or practice? How do they compare to competitors with respect to safety? Is the insurance company an expert in this litigation?

5. WHO ARE OTHER POTENTIAL DEFENDANTS? Big Corporate Defendant? Mom & Pop? Individual? How many Defendants in the case? Can I settle with minor parties to fund the case? Remember the Rule Secure your costs first

6. INSURANCE Is it adequate? Who has it? Are they self-insured?

7. WHAT ARE THE TORT LAWS OF THE VENUE? HOW DO THEY COMPARE FAULT? Contributory Fault? Pure Comparative Fault? Modified Comparative Fault? ARE THERE CAPS? CAN NONPARTIES BE ASSESSED FAULT? IS THERE MANDATORY MEDIATION?

8. WILL THE VENUE BE FAVORABLE? Is the venue conservative, liberal? Who are the prospective judges? What is the breakdown of verdicts in the venue? Is there a more favorable venue? Will the case remain in state court if filed? Will I need local counsel? Is there a town lawyer that everyone in the community respects and admires?

9. HOW SEVERE ARE THE DAMAGES? Burns? Broken Bones? Internal injuries? Do we have photographs? Should we get a video? Burn Bath Therapy Will the injured person s treating doctors support him or her?

10. What is there in the way of subrogation? Medicare or Medicaid? ERISA? Hospital Lien? What is the possibility of compromising the subrogation liens? What if the subrogation liens are too high?

Purpose Settle For Trial # to take Who What order Let Plaintiff go first

Who to depose? Retailer Manager Deliverymen Office Secretary Wholesaler 30(b)(6) Person with knowledge Appliance Depositions

What separates the average lawyer from the best is the ability to constantly engage in new ways to litigate a case Just like in football or any other sport, if you don t change, defenses will find a way to stop the offense. I spend more time thinking about this than anything else

Equally as important as keeping them guessing To be able to litigate a case you must have the ability to look at the case through the opposing parties eyes How will they defend the case? Who are the likely experts? What are their interests at a particular point in the litigation?

Resolving the dispute is ALWAYS the end goal. The problems is many lawyers and insurance companies get lost in the process and forget to think ahead to where they re going.

Ethical obligation of attorney to try to resolve short of trial if possible So when should you settle? Do you have an established relationship with insurance company so that both parties can avoid costs? If so, best for both parties to settle early. Realize that if you settle early, unlikely to be 100% of probable damages What is the anticipated cost of litigation for the insurance company?

#1 Mandate: Insurance representative with authority should always be there #2 Mandate: Superior to person with authority should always be available by phone Always convey the notion that what the Plaintiff is offered that day will never be increased...and mean it

Plaintiff attorneys generally believe that mediators who are or were plaintiff s attorneys are not as plaintiff friendly as defense attorney mediators. Mediator must be a take charge person; not a paper pusher Never be in a hurry

By the second or third round you should have some idea of where Plaintiff wants to head Never let the mediator know early what your drop dead number is Make a decision if it is in best interest to mediate as a group or individual defendant If mediating early, probably better off alone If mediating after summary judgment, probably better as a group

Perhaps the greatest tool for an injured party Allows the jury to excuse party for human failure Very difficult to defend Plaintiff can use a human factors expert Defendants can never effectively use a human factors expert unless: Roll the dice and attack a co-defendant

Almost uniformly defendants never have made or make a serious effort to warn instead it is all about attempts to CYA Industries are loath to take action to ensure warnings are effective Defendants at a significant disadvantage in hiring experts

Applies to both natural and propane gas industry If there has been an attempt to warn, it is only a paper warning Typically the industry employees are as illinformed as the consumers Plaintiffs win the cases by showing the gas employees are as ill informed as consumers

The only effective means to stop gas explosions is by installation of a gas detector Odor warning effective less than 50% of the time Today, no knowledgeable person debunks gas detectors Gas industry refuses to mandate detectors As long as detectors are not mandated there will be explosions

Industry refuses to go beyond mailings Zero evidence that consumers are informed Zero evidence that consumers consciously and knowingly elect to use or not use gas detectors

At a minimum if the industry refuses to mandate detectors then must adequately warn How do you do this? Face-to-Face meetings Mandate consumers watch videos Mandate consumers sign a document that they have been fully informed, and they either elect to use or not use gas detectors and are assuming the risk if do not install Each retailer conduct sample survey to ensure everything above is occurring Each retailer supply detector if necessary Retailers can charge for installation

If exposed, is deadly If exposed, no way to warn consumers other than gas detectors Is being made mandatory in jurisdictions now so in Minnesota Greater need now than ever to have a gas detector

Quite enjoyable Dealing with educated and knowledgeable people Everyone has right to an attorney Insurance company stands in shoes of victim Until AIG weekend, insurance companies treated well by juries Proper party must pay for loss

Insurance companies need lawyers who think like Plaintiff s lawyers Insurance companies need lawyers who can think through potential defenses and EXPEDITIOUSLY litigate the case Able to view the case from the perspective of: Is there a case? How much is it really worth? How much will it cost?

Contingent fee = no cost to involve the attorney immediately Work with adjuster assigned Handle expeditiously issues: Of spoliation Taking statements or talk to insured and witnesses Photos Investigation Identifying potential defendants and potential of case Reducing amount of loss Help select experts

Early involvement allows potential of better result Earlier involved = Earlier resolved Keep costs down Talk to experts before simply having a scene inspection Not depose the entire world Keep costs of experts down Keep travel down