3600 Route 66, Mail Stop 4J, Neptune, NJ 07754 AIG Benefit Solutions Producer Licensing and Appointment Requirements by State As an industry leader in the group insurance benefits market, AIG is firmly committed to working with our business partners to ensure principled corporate governance. It is imperative that our collective business practices are in compliance with applicable state and federal insurance laws and regulations that may impact you and your clients. To that end, we want to ensure that all individual and entity producers (agents and agencies) who sell, solicit or negotiate our insurance products are appropriately licensed in their resident state, as well as the states in which their policyholders reside, and are properly appointed with us where required. As an insurance producer, it is your responsibility to know and comply with the laws and regulations of your resident state and the states in which you do insurance business, if different. The following tables are intended to give you guidance on AIG s producer licensing and appointment requirements. Click either link below for quick navigation to the specific chart. Table 1: Producer Licensing Requirements by State Table 2: Producer Appointment Requirements by State
Table 1: Producer Licensing Requirements by State The following chart describes the license requirements for entities (agencies) and individuals (agents), and type of license required. State Who Needs a License Products Underwritten by American General Life Insurance (AGL) and the United States Life Insurance in the City of New York (USL) Products Underwritten by National Union Fire Insurance of Pittsburgh, Pa. (NUFIC) Alabama P&C and Alaska Life and (Health) authority A&H (Health) authority Arizona Arkansas California Colorado Connecticut Delaware District of Columbia P&C or Florida P&C and A&H Georgia Life and A&H (A&S) authority P&C or A&H (A&S) authority Hawaii Idaho Life and A& H (Disability) authority A&H (Disability) authority Illinois Indiana
State Who Needs a License Products Underwritten by American General Life Insurance (AGL) and the United States Life Insurance in the City of New York (USL) Products Underwritten by National Union Fire Insurance of Pittsburgh, Pa. (NUFIC) Iowa Kansas Kentucky Life and A&H (Health) authority P&C and A&H (Health) authority Louisiana Maine Maryland Life and A&H (Health) authority A&H (Health) authority Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska P&C and Nevada P&C and New Hampshire New Jersey
State Who Needs a License Products Underwritten by American General Life Insurance (AGL) and the United States Life Insurance in the City of New York (USL) Products Underwritten by National Union Fire Insurance of Pittsburgh, Pa. (NUFIC) New Mexico P&C and A&H (Health) authority New York P&C or North Carolina North Dakota Ohio Oklahoma Oregon A&H (Health) authority Pennsylvania Rhode Island P&C and South Carolina South Dakota Tennessee Texas P&C or General Life, Accident & Health authority Utah Vermont Virginia A&H (Health) authority Washington A&H (Disability) authority
State Who Needs a License Products Underwritten by American General Life Insurance (AGL) and the United States Life Insurance in the City of New York (USL) Products Underwritten by National Union Fire Insurance of Pittsburgh, Pa. (NUFIC) West Virginia Wisconsin Wyoming
Table 2: Producer Appointment Requirements by State The following chart describes the appointment requirements for producers by state. An X indicates that an appointment is required. No text in the box indicates that an appointment is not required. Jurisdictions requiring the company to maintain the appointment are noted as such. An * indicates states where the Agency s appointment covers affiliated agents. State Entity (Agency) Individual (Agent) Alabama X X Alaska Arizona Arkansas X X California X* X Colorado Connecticut X X Delaware X X District of Columbia X* X Florida X* X Georgia X X Hawaii X* X Idaho X* X Illinois Indiana Iowa X X Kansas X* X Kentucky X* X Louisiana X* X Maine X X Maryland Massachusetts X* X
State Entity (Agency) Individual (Agent) Michigan X X Minnesota X X Mississippi X X Missouri Montana X* X Nebraska X X Nevada X* X New Hampshire X X New Jersey X* X New Mexico X X New York X* X North Carolina X X North Dakota X X Ohio X X Oklahoma X X Oregon Pennsylvania X X Rhode Island South Carolina X X South Dakota X X Tennessee X X Texas X X Utah X* X Vermont X X Virginia X X Washington X* X
State Entity (Agency) Individual (Agent) West Virginia X X Wisconsin X X Wyoming X X