ONTARIO RENOVATES PROGRAM APPLICATION PACKAGE HOMEOWNER REPAIRS

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P 2017 18 ONTARIO RENOVATES PROGRAM APPLICATION PACKAGE HOMEOWNER REPAIRS Mail/fax application to: Social Housing Support Clerk City of Brantford, 220 Colborne Street PO Box 845, Brantford, ON N3T 5R7 FAX: 519-759-1750 PHONE: 519-759-3330 ext. 6331 Households are allowed one application under the Ontario Renovates Program Applications must be complete with all supporting documentation attached SOCIAL SERVICES HOUSING Mailing Address: P.O. Box 845, Brantford, ON N3T 5R7 220 Colborne Street Phone: (510) 759-3330 Fax: (519) 759-1750 www.brantford.ca

ONTARIO RENOVATES PROGRAM Application Form - Homeowner 1. ABOUT THE OWNER(S) OF THE PROPERTY Are you a: Person with Disabilities Client Type: Senior Citizen (60 & over) Individuals 18-59 Family Aboriginal Property Owner(s) Last Name First Name Last Name First Name Last Name First Name Mailing Address Street No. Street Name/RR# (include Lot, Concession, Township if applicable ) Unit #. City/Municipality Province Postal Code Home Telephone Number Cell Phone 2. ABOUT THE PROPERTY WHERE THE WORK IS REQUIRED Is your property a designated heritage property? Yes No Has this property previously received Ontario Renovates funding or CMHC Renovation funding? Yes * No *If yes, please specify the program, date or account number: What is the age of the house? yrs # of Bedrooms Check the type of house you live in Are the property taxes paid up to date? Yes No Is the dwelling on a Reserve? Yes No Based on your most recent property tax assessment, what is the value of your property? $ (attach copy of MPAC statement) Single Family Home Semi-detached Townhouse Other

3. ABOUT THE REPAIRS NEEDED From the list below, identify and describe problem areas that exist in the home: Structural Utilities (water, gas, and/or hydro have been shut off or shut off is imminent) (attach correspondence from Utility Company) Heating Plumbing Electrical Fire Safety Other Persons with Disabilities: If you or a member of your household has a disability, describe the disability and special modifications required to your home to enable this person to live independently in the home. NOTE: Where it is not evident that the modifications are related to the disability, City of Brantford may require confirmation from a qualified professional (such as a doctor or a physio-therapist).

4. TOTAL GROSS MONTHLY HOUSEHOLD INCOME Total household income is the current month s gross income (before taxes and other deductions) of all people living in the home including the homeowner, spouse or partner, children/dependents and any other person who lives in the home, aged 16 years and over. Proof of income must be attached to this application (e.g. photocopies of the last 8 weeks of pay stubs and/or current bank books showing last two months of direct deposits). In addition, a copy of each household member s previous year s Notice of Assessment from Canada Revenue Agency must also be attached. Please Note: Monthly Maximum Household Income (based on household composition) 1 Person - $33,500; 2 People - $41,000; 3 People $50,500; 4+ People - $61,500 Source of Income Homeowner Homeowner/ Spouse/Partner Children/ Dependents Yearly gross salary, wages, commissions, part-time earnings Canada Pension Plan, Old Age Pension, Guaranteed Income Supplement Program, private pensions, annuities, provincial supplements, Veterans Allowance, disability pensions Employment Insurance Income Social Assistance, Mother s Allowance, Welfare, Worker s Compensation Bank interest, investment and dividend income Child Tax Benefit (Provincial/Territorial/ Federal/Supplementary) Alimony or child support income Self-employed or seasonally employed earnings (include proof of income for past 3 years) Other income; e.g. Net room and board from boards (please specify) Other Household Members TOTAL INCOME FROM ALL SOURCES (A) (B) (C) (D) TOTAL GROSS MONTHLY HOUSEHOLD INCOME (A+B+C+D) $ I/We have attached proof of all income sources for every member of the household I/We have attached a copy of the previous year s Notice of Assessment from CRA for every member of the household As noted in the Terms and Conditions, if false declaration is knowingly made, the City of Brantford shall have the right to cancel the approval and recover any paid funds (plus interest).

5. HOUSEHOLD ASSETS Name Type of Asset Current Value 6. HOUSEHOLD COMPOSITION In the appropriate boxes below, please list all the people who live in your house permanently. Homeowner(s) PLEASE PRINT NAMES NOTE: All homeowner(s) must be listed in this section and must sign the Application see Section 10. *Status in Canada Children/Dependents PLEASE PRINT NAMES (list the names and ages of all children/dependents living in the home) Ages *Status in Canada Other Household Members PLEASE PRINT NAMES (List the names of other household members living in the home) *Status in Canada *Status in Canada Please state if you are a Canadian Citizen, Permanent Resident, Refugee/Claimant, Landed Immigrant, Aboriginal Status 7 ABOUT COMPLETING THIS APPLICATION Did anyone provide assistance filling out this application form or the worksheets? Yes No If yes, please check the box that describes the person who primarily provided assistance: Medical Professional Social Worker Volunteer Family, friend or Neighbour Other (describe) Contact Information for persons who provided assistance (in case clarification is needed): Name: Telephone: Email:

8 ABOUT FUNDING FROM OTHER SOURCES Funding from other sources, in any form (e.g. grants, consumer rebates, etc.) received or expected to be received (including any funding applied for), for work that may be covered through a City of Brantford forgivable loan must be disclosed. I will be seeking funding from other sources for repairs/renovations (e.g. grants, consumer rebates, etc.) 9. TERMS AND CONDITIONS I/We acknowledge and understand that the following terms and conditions shall apply to this application and, if assistance is approved, to any subsequent loan: 1. The City of Brantford and/or its authorized representatives or agents may carry out the necessary inquiries for the purpose of confirming the information provided in this application form. 2. Any work carried out before written Final Approval from the City of Brantford is not eligible for assistance. 3. The amount of the forgivable loan is based on the City of Brantford s approved repairs/modifications as described in the Loan Agreement. 4. The entire amount of the forgivable loan may only be used to finance the City of Brantford s approved home repairs/modifications for the property identified on Page 1 of this application form. 5. The forgivable loan will be subject to the terms and conditions set out in the Loan Agreement and any other loan related documentation. The total amount of the loan will be written off at an equal rate over a 10 year period. The loan is not repaid if the homeowner(s) remain as owners and live in the home during the 10 year period. 6. The homeowner will be required to retain a lawyer to register the loan on title. The associated legal fees will be included in the total approved funding amount. The homeowner is required to advise their lawyer to contact mfearnside@brantford.ca to obtain a copy of the Loan Agreement and Instructions on registering the loan on title. 7. The contractors will not receive any payment until a registered copy of the mortgage is provided to mfearnside@brantford.ca together with the Solicitor s Final Report and Certificate of Title. 8. In the event of Absolute Default, the principal amount of the Loan is to be immediately due and payable with no forgiveness of any portion of the principal amount. 9. If the application is approved for Ontario Renovates funding, the homeowner(s) will not be eligible to reapply for Brantford s Ontario Renovates Program until the 10 year forgivable loan period has expired. 10. HOUSEHOLD DECLARATION 1. The total house value cannot exceed $200,000. 2. I/We hereby confirm that, to the best of my/our knowledge, the information provided is complete and accurate in every respect, and I/We have included all sources of income. 3. I/We hereby confirm that I am/we are the owner(s) of the dwelling and no other person is the owner. Attached is a copy of my/our driver s license(s), or passport(s) or other picture ID as verification. 4. I/We hereby authorize the inspection of this property, as required, on the understanding that any inspections conducted by the City of Brantford and/or its authorized representatives are for internal administrative purposes only, and provide no guarantee or assurance of compliance with any applicable building codes or standards. As owner(s), I/We are responsible to ensure that the quality of workmanship and materials meet contract and agreement specifications, all Building Codes and Standards. 5. I/We hereby confirm that my/our mortgage and property tax payments are up-to-date and not in default, and the property is not under foreclosure proceedings. 6. I/We hereby confirm that my/our property insurance is current (copy of insurance policy attached). 7. I/We hereby confirm that the value of my/our property meets the program eligibility criteria (copy of recent MPAC Property Assessment or Property Tax Bill is attached). 8. I/We hereby confirm that program funds cannot be used for deposits to contractors. 9. I/We have read, understood and agree to the terms and conditions listed above.

11. ALL HOMEOWNERS MUST SIGN THE APPLICATION Name (please print) Signature Date Name (please print) Signature Date Name (please print) Signature Date 12. CONSENT OF APPLICANTS (if applicable) I/We, the applicant(s), hereby authorize the City of Brantford and/or its authorized representatives to contact the person (identified in Section 6) who provided assistance in completing this form should clarification be necessary. Signature(s) CHECKLIST: YOUR COMPLETED APPLICATION MUST INCLUDE: APPLICATION FORM: Completed application form with all homeowners signatures included. Where there is one registered owner and the spouse of this owner has a matrimonial interest in the property, the owner and the spouse must sign the application form. PROOF OF INCOME: Completed Income Worksheet (Section 4) Proof of current gross income (as identified in the Income Worksheet) for all household members 16 years and older (e.g. letter from employer and/or photocopy of pay stubs for a recent period of eight consecutive weeks; confirmation from all sources of benefits or photocopy of benefit cheque stubs) Proof of household assets (section 5) Copy of your previous year s Notice of Assessment from the Canada Revenue Agency For household members 16 years of age and older, and attending school full-time, attach proof of attendance. OTHER VERIFICATION REQUIRED: Photocopy of most recent Property Tax Assessment and Property Tax Statement showing taxes up-to-date. Photocopy of driver s license(s), or passport(s) or other photo identification and photocopy of current insurance coverage If you require this or any other material in an alternate format please contact 519-759-3330 All personal information provided on this form will be protected according to the requirements of the Municipal Freedom of Information and Protection of Privacy Act and the Personal Health Information Protection Act, 2004.