ANNUAL STATEMENT FOR THE YEAR ENDED DECEMBER 31, 2017 OF THE CONDITION AND AFFAIRS OF THE PACIFIC LIFE & ANNUITY COMPANY

LIFE AND ACCIDENT AND HEALTH COMPANIES - ASSOCIATION EDITION ANNUAL STATEMENT FOR THE YEAR ENDED DECEMBER, 07 OF THE CONDITION AND AFFAIRS OF THE *97680700000 NAIC Group Code 0709 0709 NAIC Company Code 9768 Employer's ID Number 95-76984 (Current) (Prior) Organized under the Laws of ARIZONA, State of Domicile or Port of Entry ARIZONA Country of Domicile UNITED STATES OF AMERICA Incorporated/Organized 09/0/98 Commenced Business 07/0/98 Statutory Home Office 800 NORTH CENTRAL AVENUE, SUITE 460, PHOENIX, AZ, US 850 (Street and Number) (City or Town, State, Country and Zip Code) Main Administrative Office 700 NEWPORT CENTER DRIVE (Street and Number) NEWPORT BEACH, CA, US 9660, 949-9-0 (City or Town, State, Country and Zip Code) (Area Code) (Telephone Number) Mail Address 700 NEWPORT CENTER DRIVE, NEWPORT BEACH, CA, US 9660 (Street and Number or P.O. Box) (City or Town, State, Country and Zip Code) Primary Location of Books and Records 700 NEWPORT CENTER DRIVE (Street and Number) NEWPORT BEACH, CA, US 9660, 949-9-0 (City or Town, State, Country and Zip Code) (Area Code) (Telephone Number) Internet Website Address WWW.PACIFICLIFE.COM Statutory Statement Contact STEVEN HOWARD SPARKS, 949-9-85 (Name) (Area Code) (Telephone Number) STEVE.SPARKS@PACIFICLIFE.COM, 949-9-546 (E-mail Address) (FAX Number) Chairman, President & Chief Executive Officer Senior Vice President & Chief Accounting Officer JANE MARIE GUON Vice President & Secretary JAMES THOMAS MORRIS EDWARD RALPH BYRD OFFICERS Executive Vice President & Chief Financial Officer DARRYL DOUGLAS BUTTON # OTHER JOSEPH WARD KRUM Vice President & Treasurer DIRECTORS OR TRUSTEES MARY ANN BROWN DARRYL DOUGLAS BUTTON # SHARON ANN CHEEVER ADRIAN SCOTT GRIGGS JAMES THOMAS MORRIS The officers of this reporting entity being duly sworn, each depose and say that they are the described officers of said reporting entity, and that on the reporting period stated above, all of the herein described assets were the absolute property of the said reporting entity, free and clear from any liens or claims thereon, except as herein stated, and that this statement, together with related exhibits, schedules and explanations therein contained, annexed or referred to, is a full and true statement of all the assets and liabilities and of the condition and affairs of the said reporting entity as of the reporting period stated above, and of its income and deductions therefrom for the period ended, and have been completed in accordance with the NAIC Annual Statement Instructions and Accounting Practices and Procedures manual except to the extent that: () state law may differ; or, () that state rules or regulations require differences in reporting not related to accounting practices and procedures, according to the best of their information, knowledge and belief, respectively. Furthermore, the scope of this attestation by the described officers also includes the related corresponding electronic filing with the NAIC, when required, that is an exact copy (except for formatting differences due to electronic filing) of the enclosed statement. The electronic filing may be requested by various regulators in lieu of or in addition to the enclosed statement. James Thomas Morris Darryl Douglas Button Edward Ralph Byrd Chairman, President & Chief Executive Officer Executive Vice President & Chief Financial Officer Senior Vice President & Chief Accounting Officer a. Is this an original filing?... Yes [ X ] No [ ] b. If no,. State the amendment number.... Date filed.... Number of pages attached... State of County of California Orange SS: Subscribed and sworn to (or affirmed) before me this proved to me on the basis of satisfactory evidence to be the persons who appeared before me. day of February, 08 by James Thomas Morris, Darryl Douglas Button, and Edward Ralph Byrd, Signature of Notary Public

ANNUAL STATEMENT FOR THE YEAR 07 OF THE ASSETS Assets Current Year Nonadmitted Assets Net Admitted Assets (Cols. - ) Prior Year 4 Net Admitted Assets. Bonds (Schedule D),58,407,70,58,407,70,6,5,94. Stocks (Schedule D):. Preferred stocks,80,000,80,000,0,6. Common stocks 4,900,9 4,900,9 5,55,. Mortgage loans on real estate (Schedule B):. First liens 449,75,45 449,75,45 465,46,5. Other than first liens 4. Real estate (Schedule A): 4. Properties occupied by the company (less $ encumbrances) 4. Properties held for the production of income (less $ encumbrances) 4. Properties held for sale (less $ encumbrances) 5. Cash ($,708,87, Schedule E - Part ), cash equivalents ($ 68,6,54, Schedule E - Part ) and short-term investments ($ 0, Schedule DA) 90,845,87 90,845,87 0,755,59 6. Contract loans (including $ 0 premium notes) 7,50,77 4, 7,56,549 6,5,06 7. Derivatives (Schedule DB),8,568,8,568 7,846,546 8. Other invested assets (Schedule BA) 4,0,0 4,0,0 0,047,687 9. Receivables for securities 50,88 50,88 497,04 0. Securities lending reinvested collateral assets (Schedule DL). Aggregate write-ins for invested assets 69,998 69,998 0,000. Subtotals, cash and invested assets (Lines to ) 4,,054,976 4, 4,,050,75,87,78,87. Title plants less $ charged off (for Title insurers only) 4. Investment income due and accrued 45,64,97 45,64,97 4,656,478 5. Premiums and considerations: 5. Uncollected premiums and agents' balances in the course of collection,90,5,90,5,0,56 5. Deferred premiums and agents' balances and installments booked but deferred and not yet due (including $ 0 earned but unbilled premiums) 5,94 5,94 44,67 5. Accrued retrospective premiums ($ ) and 6. Reinsurance: contracts subject to redetermination ($ ) 6. Amounts recoverable from reinsurers 47,79 47,79, 6. Funds held by or deposited with reinsured companies 6. Other amounts receivable under reinsurance contracts 6,494 6,494 06,865 7. Amounts receivable relating to uninsured plans 8. Current federal and foreign income tax recoverable and interest thereon,406,705,406,705 0 8. Net deferred tax asset 0,6,67 7,7,800,50,467 5,65,897 9. Guaranty funds receivable or on deposit,487,77,487,77,8,550 0. Electronic data processing equipment and software. Furniture and equipment, including health care delivery assets ($ ). Net adjustment in assets and liabilities due to foreign exchange rates. Receivables from parent, subsidiaries and affiliates,40,64,40,64,095,897 4. Health care ($ 0 ) and other amounts receivable 5,849, 7,8 5,7,096,888,04 5. Aggregate write-ins for other than invested assets 6. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines to 5) 4,,96,687 7,855,5 4,0,54,47,99,707,89 7. From Separate Accounts, Segregated Accounts and Protected Cell Accounts,9,79,870,9,79,870,64,067,785 8. Total (Lines 6 and 7) 7,,6,557 7,855,5 7,5,8,07 6,58,775,677 DETAILS OF WRITE-INS 0. Derivatives collateral receivable 69,998 69,998 0,000 0. 0. 98. Summary of remaining write-ins for Line from overflow page 99. Totals (Lines 0 thru 0 plus 98)(Line above) 69,998 69,998 0,000 50. 50. 50. 598. Summary of remaining write-ins for Line 5 from overflow page 599. Totals (Lines 50 thru 50 plus 598)(Line 5 above)

ANNUAL STATEMENT FOR THE YEAR 07 OF THE LIABILITIES, SURPLUS AND OTHER FUNDS Prior Year Current Year. Aggregate reserve for life contracts $,975,6,0 (Exh. 5, Line 9999999) less $ 0 included in Line 6. (including $ 0 Modco Reserve),975,6,0,769,6,854. Aggregate reserve for accident and health contracts (including $ Modco Reserve). Liability for deposit-type contracts (Exhibit 7, Line 4, Col. ) (including $ 0 Modco Reserve) 686,40,656 66,60,40 4. Contract claims: 4. Life (Exhibit 8, Part, Line 4.4, Col. less sum of Cols. 9, 0 and ),00,4 8,6,45 4. Accident and health (Exhibit 8, Part, Line 4.4, sum of Cols. 9, 0 and ) 5. Policyholders dividends $ and coupons $ due and unpaid (Exhibit 4, Line 0) 6. Provision for policyholders dividends and coupons payable in following calendar year - estimated amounts: 6. Dividends apportioned for payment (including $ Modco) 6. Dividends not yet apportioned (including $ Modco) 6. Coupons and similar benefits (including $ Modco) 7. Amount provisionally held for deferred dividend policies not included in Line 6 8. Premiums and annuity considerations for life and accident and health contracts received in advance less $ 0 discount; including $ 0 accident and health premiums (Exhibit, Part, Col., sum of lines 4 and 4),66 7 9. Contract liabilities not included elsewhere: 9. Surrender values on canceled contracts 9. Provision for experience rating refunds, including the liability of $ accident and health experience rating refunds of which $ is for medical loss ratio rebate per the Public Health Service Act 9. Other amounts payable on reinsurance, including $ 50 assumed and $ 0 ceded 50 5,445 9.4 Interest maintenance reserve (IMR, Line 6) 6,70,74 6,845,6 0. Commissions to agents due or accrued-life and annuity contracts $ 89,587 accident and health $ 0 and deposit-type contract funds $ 69,9,50,878 95,948. Commissions and expense allowances payable on reinsurance assumed. General expenses due or accrued (Exhibit, Line, Col. 6) 904,766 70,596. Transfers to Separate Accounts due or accrued (net) (including $ (47,66,849) accrued for expense allowances recognized in reserves, net of reinsured allowances) (5,48,798) (56,,65) 4. Taxes, licenses and fees due or accrued, excluding federal income taxes (Exhibit, Line 9, Col. 5) 8,570 8,750 5. Current federal and foreign income taxes, including $ 0 on realized capital gains (losses) 0 969,56 5. Net deferred tax liability 6. Unearned investment income,08,000,479,000 7. Amounts withheld or retained by company as agent or trustee 6,40 7,4 8. Amounts held for agents' account, including $ agents' credit balances 9. Remittances and items not allocated 69,67,0,604 0. Net adjustment in assets and liabilities due to foreign exchange rates. Liability for benefits for employees and agents if not included above 0,667. Borrowed money $ and interest thereon $. Dividends to stockholders declared and unpaid 4. Miscellaneous liabilities: 4.0 Asset valuation reserve (AVR, Line 6, Col. 7) 4,89,986 7,74,79 4.0 Reinsurance in unauthorized and certified ($ ) companies 4.0 Funds held under reinsurance treaties with unauthorized and certified ($ ) reinsurers 4.04 Payable to parent, subsidiaries and affiliates,460,89,48,09 4.05 Drafts outstanding 4.06 Liability for amounts held under uninsured plans 4.07 Funds held under coinsurance 4.08 Derivatives 744,44 74,97 4.09 Payable for securities 4,90 44,785 4.0 Payable for securities lending 4. Capital notes $ and interest thereon $ 5. Aggregate write-ins for liabilities 9,44,98 7,99,98 6. Total liabilities excluding Separate Accounts business (Lines to 5),66,9,50,400,77,599 7. From Separate Accounts Statement,9,79,870,64,067,785 8. Total liabilities (Lines 6 and 7) 6,584,66, 6,04,45,85 9. Common capital stock,900,000,900,000 0. Preferred capital stock. Aggregate write-ins for other than special surplus funds. Surplus notes. Gross paid in and contributed surplus (Page, Line, Col. plus Page 4, Line 5., Col. ) 4,606,74 4,606,74 4. Aggregate write-ins for special surplus funds 5. Unassigned funds (surplus) 40,,47 40,9,578 6. Less treasury stock, at cost: 6. shares common (value included in Line 9 $ ) 6. shares preferred (value included in Line 0 $ ) 7. Surplus (Total Lines +++4+5-6) (including $ 0 in Separate Accounts Statement) 57,79,86 56,50,9 8. Totals of Lines 9, 0 and 7 (Page 4, Line 55) 540,69,86 59,40,9 9. Totals of Lines 8 and 8 (Page, Line 8, Col. ) 7,5,8,07 6,58,775,677 DETAILS OF WRITE-INS 50. Unclaimed amounts and uncashed checks 589,58 48,77 50. Policy and contract claims for deposit-type contracts,79,5,796,58 50. Derivatives collateral payable and income accruals,555,70,44,096 598. Summary of remaining write-ins for Line 5 from overflow page,89,985,90,54 599. Totals (Lines 50 thru 50 plus 598)(Line 5 above) 9,44,98 7,99,98 0. 0. 0. 98. Summary of remaining write-ins for Line from overflow page 99. Totals (Lines 0 thru 0 plus 98)(Line above) 40. 40. 40. 498. Summary of remaining write-ins for Line 4 from overflow page 499. Totals (Lines 40 thru 40 plus 498)(Line 4 above)

ANNUAL STATEMENT FOR THE YEAR 07 OF THE SUMMARY OF OPERATIONS Current Year Prior Year. Premiums and annuity considerations for life and accident and health contracts (Exhibit, Part, Line 0.4, Col., less Col. ) 50,554,80 46,57,94. Considerations for supplementary contracts with life contingencies. Net investment income (Exhibit of Net Investment Income, Line 7) 98,8,44 96,756,449 4. Amortization of Interest Maintenance Reserve (IMR, Line 5) 96,596,077,4 5. Separate Accounts net gain from operations excluding unrealized gains or losses 6. Commissions and expense allowances on reinsurance ceded (Exhibit, Part, Line 6., Col. ) 45,9 6,668 7. Reserve adjustments on reinsurance ceded (4,059) (7,68) 8. Miscellaneous Income: 8. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts 59,05,69 55,46,47 8. Charges and fees for deposit-type contracts 5,77,9 5,440,86 8. Aggregate write-ins for miscellaneous income,5,95,75,5 9. Total (Lines to 8.) 786,709,808 74,5,88 0. Death benefits 0,7,04 9,746,50. Matured endowments (excluding guaranteed annual pure endowments). Annuity benefits (Exhibit 8, Part, Line 6.4, Cols. 4 + 8) 0,9,55 8,7,87. Disability benefits and benefits under accident and health contracts 896 0 4. Coupons, guaranteed annual pure endowments and similar benefits 5. Surrender benefits and withdrawals for life contracts 7,89,587 60,450,976 6. Group conversions 7. Interest and adjustments on contract or deposit-type contract funds 6,46,56,59,965 8. Payments on supplementary contracts with life contingencies 9. Increase in aggregate reserves for life and accident and health contracts 05,809,48 7,9,89 0. Totals (Lines 0 to 9) 700,88,765 59,804,70. Commissions on premiums, annuity considerations, and deposit-type contract funds (direct business only) (Exhibit, Part, Line, Col. ) 6,689,8 4,950,60. Commissions and expense allowances on reinsurance assumed (Exhibit, Part, Line 6., Col. ) (,8) (4,97). General insurance expenses (Exhibit, Line 0, Cols.,, and 4) 8,9,5 5,749,54 4. Insurance taxes, licenses and fees, excluding federal income taxes (Exhibit, Line 7, Cols. + + ),070,690,4,08 5. Increase in loading on deferred and uncollected premiums 678,67 6. Net transfers to or (from) Separate Accounts net of reinsurance (6,78,5) 4,9,8 7. Aggregate write-ins for deductions 8. Totals (Lines 0 to 7) 70,585,75 648,88,890 9. Net gain from operations before dividends to policyholders and federal income taxes (Line 9 minus Line 8) 66,4,4 75,4,99 0. Dividends to policyholders. Net gain from operations after dividends to policyholders and before federal income taxes (Line 9 minus Line 0) 66,4,4 75,4,99. Federal and foreign income taxes incurred (excluding tax on capital gains) 7,8,909,656,7. Net gain from operations after dividends to policyholders and federal income taxes and before realized capital gains or (losses) (Line minus Line ) 48,84,54 5,757,655 4. Net realized capital gains (losses) (excluding gains (losses) transferred to the IMR) less capital gains tax of $ (4,685,58) (excluding taxes of $ 09,08 transferred to the IMR) (,80,856) (,588,09) 5. Net income (Line plus Line 4) 46,040,668 4,69,46 CAPITAL AND SURPLUS ACCOUNT 6. Capital and surplus, December, prior year (Page, Line 8, Col. ) 59,40,9 5,58,80 7. Net income (Line 5) 46,040,668 4,69,46 8. Change in net unrealized capital gains (losses) less capital gains tax of $ (998,4) (,700,45) (955,090) 9. Change in net unrealized foreign exchange capital gain (loss) 94 7 40. Change in net deferred income tax (9,96,978),,5 4. Change in nonadmitted assets 6,0,07 (,49,7) 4. Change in liability for reinsurance in unauthorized and certified companies 4. Change in reserve on account of change in valuation basis, (increase) or decrease 44. Change in asset valuation reserve,90,7 7,0,6 45. Change in treasury stock (Page, Lines 6. and 6., Col. minus Col. ) 46. Surplus (contributed to) withdrawn from Separate Accounts during period 47. Other changes in surplus in Separate Accounts Statement 48. Change in surplus notes 49. Cumulative effect of changes in accounting principles 50. Capital changes: 50. Paid in 50. Transferred from surplus (Stock Dividend) 50. Transferred to surplus 5. Surplus adjustment: 5. Paid in 5. Transferred to capital (Stock Dividend) 5. Transferred from capital 5.4 Change in surplus as a result of reinsurance (94,97) (6,94) 5. Dividends to stockholders (40,000,000) (9,000,000) 5. Aggregate write-ins for gains and losses in surplus 54. Net change in capital and surplus for the year (Lines 7 through 5),88,894 7,89,47 55. Capital and surplus, December, current year (Lines 6 + 54) (Page, Line 8) 540,69,86 59,40,9 DETAILS OF WRITE-INS 08.0. Fee income,056,477,70,8 08.0. Miscellaneous income 455,77,84 08.0. 08.98. Summary of remaining write-ins for Line 8. from overflow page 08.99. Totals (Lines 08.0 thru 08.0 plus 08.98)(Line 8. above),5,95,75,5 70. 70. 70. 798. Summary of remaining write-ins for Line 7 from overflow page 799. Totals (Lines 70 thru 70 plus 798)(Line 7 above) 50. 50. 50. 598. Summary of remaining write-ins for Line 5 from overflow page 599. Totals (Lines 50 thru 50 plus 598)(Line 5 above) 4

ANNUAL STATEMENT FOR THE YEAR 07 OF THE CASH FLOW Current Year Prior Year Cash from Operations. Premiums collected net of reinsurance 50,645,058 46,4,05. Net investment income 94,979,98 9,5,909. Miscellaneous income 66,995,6 6,50,966 4. Total (Lines through ) 78,60,59 79,56,890 5. Benefit and loss related payments 46,770,748 97,5,99 6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts (4,5,979),440,495 7. Commissions, expenses paid and aggregate write-ins for deductions 55,458,56 5,,77 8. Dividends paid to policyholders 9. Federal and foreign income taxes paid (recovered) net of $ 0 tax on capital gains (losses) 6,8,567 6,80,70 0. Total (Lines 5 through 9) 49,877,896 477,67,457. Net cash from operations (Line 4 minus Line 0) 88,74,6 4,79,4 Cash from Investments. Proceeds from investments sold, matured or repaid:. Bonds 4,90,08 5,068,575. Stocks 997,647 59,848. Mortgage loans 6,66,98 5,05,66.4 Real estate.5 Other invested assets 65,097 769,5.6 Net gains or (losses) on cash, cash equivalents and short-term investments.7 Miscellaneous proceeds 5,4,40,65,87.8 Total investment proceeds (Lines. to.7) 47,944,075 64,05,7. Cost of investments acquired (long-term only):. Bonds 99,89,078 6,54,. Stocks 0 50,00. Mortgage loans 0 9,950,000.4 Real estate.5 Other invested assets 4,95,4 7,80.6 Miscellaneous applications 4,666,9 9,868,74.7 Total investments acquired (Lines. to.6) 49,50,68 77,54,895 4. Net increase (decrease) in contract loans and premium notes,69,566 54,454 5. Net cash from investments (Line.8 minus Line.7 minus Line 4) (8,86,7) (,77,66) Cash from Financing and Miscellaneous Sources 6. Cash provided (applied): 6. Surplus notes, capital notes 6. Capital and paid in surplus, less treasury stock 6. Borrowed funds 6.4 Net deposits on deposit-type contracts and other insurance liabilities,69,45 9,56,08 6.5 Dividends to stockholders 40,000,000 9,000,000 6.6 Other cash provided (applied) (85,07) (45,87) 7. Net cash from financing and miscellaneous sources (Lines 6. to 6.4 minus Line 6.5 plus Line 6.6) (6,85,86) (95,05) RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS 8. Net change in cash, cash equivalents and short-term investments (Line, plus Lines 5 and 7) (0,909,77) 7,87,59 9. Cash, cash equivalents and short-term investments: 9. Beginning of year 0,755,59 7,88,567 9. End of year (Line 8 plus Line 9.) 90,845,87 0,755,59 Note: Supplemental disclosures of cash flow information for non-cash transactions: 0.000. Bonds disposed and acquired,58,9 9,786,057 0.000. Bond interest-in-kind received 588 4,704 0.000. Secuirites reclassed from bonds to other invested assets 0 9,98,996 0.0004. Bonds converted to common stock 0 00,06 5

6 ANNUAL STATEMENT FOR THE YEAR 07 OF THE ANALYSIS OF OPERATIONS BY LINES OF BUSINESS Ordinary 6 Group Accident and Health 4 5 7 8 9 0 Aggregate of All Total Industrial Life Life Insurance Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance (a) Annuities Group Credit (Group and Individual) Other Other Lines of Business. Premiums and annuity considerations for life and accident and health contracts 50,554,80 4,045,966 496,508,5. Considerations for supplementary contracts with life contingencies. Net investment income 98,8,44 4,0,578 94,4,94 6,90 4. Amortization of Interest Maintenance Reserve (IMR) 96,596 8,840 907,677 79 5. Separate Accounts net gain from operations excluding unrealized gains or losses 6. Commissions and expense allowances on reinsurance ceded 45,9 50,894 58,8 5,959 7. Reserve adjustments on reinsurance ceded (4,059) (4,059) 8. Miscellaneous Income: 8. Fees associated with income from investment management, administration and contract guarantees from Separate Accounts 59,05,69,807,0 55,45,8 8. Charges and fees for deposit-type contracts 5,77,9 5,77,9 8. Aggregate write-ins for miscellaneous income,5,95 77,569,44,66 9. Totals (Lines to 8.) 786,709,808,889,89 754,508,7 75,8 5,959 0. Death benefits 0,7,04 0,60,45,779. Matured endowments (excluding guaranteed annual pure endowments). Annuity benefits 0,9,55 0,9,55. Disability benefits and benefits under accident and health contracts 896 896 4. Coupons, guaranteed annual pure endowments and similar benefits 5. Surrender benefits and withdrawals for life contracts 7,89,587 7,8,004 0,548,584 6. Group conversions 7. Interest and adjustments on contract or deposit-type contract funds 6,46,56 94,984 6,5,07 0 8. Payments on supplementary contracts with life contingencies 9. Increase in aggregate reserves for life and accident and health contracts 05,809,48,4,44 0,567,60 (,45) 0. Totals (Lines 0 to 9) 700,88,765 0,780,7 669,596,87,655. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) 6,689,8,69,04 4,070,084. Commissions and expense allowances on reinsurance assumed (,8) (,8). General insurance expenses 8,9,5,446,60 5,77,9 4. Insurance taxes, licenses and fees, excluding federal income taxes,070,690,66,6 704,574 5. Increase in loading on deferred and uncollected premiums 678 678 6. Net transfers to or (from) Separate Accounts net of reinsurance (6,78,5) (48,088) (6,64,06) 7. Aggregate write-ins for deductions 8. Totals (Lines 0 to 7) 70,585,75 6,79,76 68,780,44,655 9. Net gain from operations before dividends to policyholders and federal income taxes (Line 9 minus Line 8) 66,4,4 (4,90,557) 70,78,67 6,664 5,959 0. Dividends to policyholders. Net gain from operations after dividends to policyholders and before federal income taxes (Line 9 minus Line 0) 66,4,4 (4,90,557) 70,78,67 6,664 5,959. Federal income taxes incurred (excluding tax on capital gains) 7,8,909 (,88,88) 9,77,094 06,988 86,5. Net gain from operations after dividends to policyholders and federal income taxes and before realized capital gains or (losses) (Line minus Line ) 48,84,54 (,65,69) 5,5,74 56,675 49,844 DETAILS OF WRITE-INS 08.0. Fee income,056,477 0,65,05,85 08.0. Miscellaneous income 455,77 46,944 408,774 08.0. 08.98. Summary of remaining write-ins for Line 8. from overflow page 08.99. Totals (Lines 08.0 thru 08.0 plus 08.98) (Line 8. above),5,95 77,569,44,66 70. 70. 70. 798. Summary of remaining write-ins for Line 7 from overflow page 799. Totals (Lines 70 thru 70 plus 798) (Line 7 above) (a) Includes the following amounts for FEGLI/SGLI: Line 0, Line 0 0, Line 6 0, Line 0, Line 4 0

ANNUAL STATEMENT FOR THE YEAR 07 OF THE ANALYSIS OF INCREASE IN RESERVES DURING THE YEAR Ordinary 6 Group 4 5 7 Total Industrial Life Life Insurance Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance 8 Annuities Involving Life or Disability Contingencies (Reserves) (Net of Reinsurance Ceded). Reserve December, prior year,769,6,854 64,8,005,704,5,55 90,595. Tabular net premiums or considerations 5,06,44 8,559,76 49,546,78. Present value of disability claims incurred XXX 4. Tabular interest,00,00 4,484,69 7,70,97,86 5. Tabular less actual reserve released (,40,) (,40,) 7 6. Increase in reserve on account of change in valuation basis 6. Change in excess of VM-0 deterministic/stochastic reserve over net premium reserve XXX XXX XXX XXX XXX XXX 7. Other increases (net) (58,5) (58,5) 8. Totals (Lines to 7),409,709,86 97,7,78,,4,6 0,457 9. Tabular cost 7,8,86 7,77,69 XXX 6, 0. Reserves released by death 686,57 678,508 XXX XXX 8,065 XXX. Reserves released by other terminations (net) 7,07,400 5,585,666,6,74. Annuity, supplementary contract and disability payments involving life contingencies 0,084,96 896 0,084,067. Net transfers to or (from) Separate Accounts (40,589,8) (4,5,0) (6,64,06) 4. Total Deductions (Lines 9 to ) 44,57,64 9,7,589 405,4,78 4,87 5. Reserve December, current year,975,6,0 68,054,49,906,79,884 89,70

ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT OF NET INVESTMENT INCOME Collected During Year Earned During Year. U.S. Government bonds (a) 90,7 9,. Bonds exempt from U.S. tax (a). Other bonds (unaffiliated) (a) 77,90,4 80,7,475. Bonds of affiliates (a). Preferred stocks (unaffiliated) (b). Preferred stocks of affiliates (b) 0,000 0,000. Common stocks (unaffiliated) 67,088 67,088. Common stocks of affiliates. Mortgage loans (c) 6,55,047 6,865,05 4. Real estate (d) 5 Contract loans 99,078 06, 6 Cash, cash equivalents and short-term investments (e) 667,049 508,7 7 Derivative instruments (f) (,6,744) (,698,058) 8. Other invested assets 5,55,884 5,7,00 9. Aggregate write-ins for investment income (7,654) (7,654) 0. Total gross investment income 99,89,009 0,597,80. Investment expenses (g) 4,09,87. Investment taxes, licenses and fees, excluding federal income taxes (g) 4,480. Interest expense (h) 4. Depreciation on real estate and other invested assets (i) 5. Aggregate write-ins for deductions from investment income 6. Total deductions (Lines through 5) 4,,867 7. Net investment income (Line 0 minus Line 6) 98,8,44 DETAILS OF WRITE-INS 090. Miscellaneous income (7,654) (7,654) 090. 090. 0998. Summary of remaining write-ins for Line 9 from overflow page 0999. Totals (Lines 090 thru 090 plus 0998) (Line 9, above) (7,654) (7,654) 50. 50. 50. 598. Summary of remaining write-ins for Line 5 from overflow page 599. Totals (Lines 50 thru 50 plus 598) (Line 5, above) (a) Includes $,05,65 accrual of discount less $,48,747 amortization of premium and less $,049,66 paid for accrued interest on purchases. (b) Includes $ 0 accrual of discount less $ 0 amortization of premium and less $ 0 paid for accrued dividends on purchases. (c) Includes $ 0 accrual of discount less $ 0 amortization of premium and less $ 0 paid for accrued interest on purchases. (d) Includes $ 0 for company s occupancy of its own buildings; and excludes $ 0 interest on encumbrances. (e) Includes $ 0 accrual of discount less $ 7,6 amortization of premium and less $ 0 paid for accrued interest on purchases. (f) Includes $ 0 accrual of discount less $ 0 amortization of premium. (g) Includes $ 0 investment expenses and $ 0 investment taxes, licenses and fees, excluding federal income taxes, attributable to segregated and Separate Accounts. (h) Includes $ 0 interest on surplus notes and $ 0 interest on capital notes. (i) Includes $ 0 depreciation on real estate and $ 0 depreciation on other invested assets. EXHIBIT OF CAPITAL GAINS (LOSSES) 4 5 Realized Gain (Loss) On Sales or Maturity Other Realized Adjustments Total Realized Capital Gain (Loss) (Columns + ) Change in Unrealized Capital Gain (Loss) Change in Unrealized Foreign Exchange Capital Gain (Loss). U.S. Government bonds. Bonds exempt from U.S. tax. Other bonds (unaffiliated) 5,95 5,95. Bonds of affiliates. Preferred stocks (unaffiliated) 46,76 46,76. Preferred stocks of affiliates. Common stocks (unaffiliated) (7,666) 6,66 8,500 (54,) 80. Common stocks of affiliates,67. Mortgage loans 50,7 4. Real estate 5. Contract loans 6. Cash, cash equivalents and short-term investments 7. Derivative instruments (8,80,000) 44,959 (7,855,04) (,99,067) (50,7) 8. Other invested assets (4,64) (4,64) (55,07) 76 9. Aggregate write-ins for capital gains (losses) 40 40 0. Total capital gains (losses) (7,99,987) 409,74 (6,890,45) (4,698,587) 94 DETAILS OF WRITE-INS 090. Other foreign exchange capital gain (loss) 40 40 090. 090. 0998. Summary of remaining write-ins for Line 9 from overflow page 0999. Totals (Lines 090 thru 090 plus 0998) (Line 9, above) 40 40 8

9 ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT - PART - PREMIUMS AND ANNUITY CONSIDERATIONS FOR LIFE AND ACCIDENT AND HEALTH CONTRACTS Ordinary 5 Group Accident and Health 4 6 7 8 9 0 Aggregate of All Total Industrial Life Life Insurance Individual Annuities Credit Life (Group and Individual) Life Insurance Annuities Group Credit (Group and Individual) Other Other Lines of Business FIRST YEAR (other than single). Uncollected 8 8. Deferred and accrued,0,0. Deferred, accrued and uncollected:. Direct 5,76 5,76. Reinsurance assumed. Reinsurance ceded,55,55.4 Net (Line + Line ),0,0 4. Advance,66,66 5. Line.4 - Line 4 0,95 0,95 6. Collected during year: 6. Direct 47,7,408,60,94 4,9,467 6. Reinsurance assumed (6,7) (6,7) 6. Reinsurance ceded 7,00 7,00 6.4 Net 47,09,0,7,566 4,9,467 7. Line 5 + Line 6.4 47,09,48,7,96 4,9,467 8. Prior year (uncollected + deferred and accrued - advance) 5,90 5,90 9. First year premiums and considerations: 9. Direct 47,60,48,48,68 4,9,467 9. Reinsurance assumed (6,7) (6,7) 9. Reinsurance ceded 50,58 50,58 9.4 Net (Line 7 - Line 8) 47,00,59,09,05 4,9,467 SINGLE 0. Single premiums and considerations: 0. Direct 59,75,85 59,75,85 0. Reinsurance assumed 0. Reinsurance ceded 0.4 Net 59,75,85 59,75,85 RENEWAL. Uncollected,97,50,97,50. Deferred and accrued 7,866 7,866. Deferred, accrued and uncollected:. Direct 09,40 09,40. Reinsurance assumed,99,0,99,0. Reinsurance ceded 6,867 6,867.4 Net (Line + Line ),975,86,975,86 4. Advance 5. Line.4 - Line 4,975,86,975,86 6. Collected during year: 6. Direct 9,44,987 6,0,65,,6 6. Reinsurance assumed 8,95,78 8,95,78 6. Reinsurance ceded 4,054,075 4,054,075 6.4 Net 44,40,640,09,78,,6 7. Line 5 + Line 6.4 46,6,06,994,664,,6 8. Prior year (uncollected + deferred and accrued - advance),040,749,040,749 9. Renewal premiums and considerations: 9. Direct 9,474,98 6,5,69,,6 9. Reinsurance assumed 8,78,98 8,78,98 9. Reinsurance ceded,98,686,98,686 9.4 Net (Line 7 - Line 8) 44,75,76 0,95,95,,6 TOTAL 0. Total premiums and annuity considerations: 0. Direct 55,90,54 9,40,00 496,508,5 0. Reinsurance assumed 8,776,60 8,776,60 0. Reinsurance ceded 4,,944 4,,944 0.4 Net (Lines 9.4 + 0.4 + 9.4) 50,554,80 4,045,966 496,508,5

0 DIVIDENDS AND COUPONS APPLIED (included in Part ). To pay renewal premiums. All other REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES INCURRED. First year (other than single): ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT - PART - DIVIDENDS AND COUPONS APPLIED, REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES AND COMMISSIONS INCURRED (Direct Business Only) Ordinary 5 Group Accident and Health 4 6 7 8 9 0 Total Industrial Life Life Insurance. Reinsurance ceded 4,5 4,5. Reinsurance assumed (,948) (,948). Net ceded less assumed 6,460 6,460 4. Single: 4. Reinsurance ceded 4. Reinsurance assumed 4. Net ceded less assumed 5. Renewal: Individual Annuities Credit Life (Group and Individual) Life Insurance 5. Reinsurance ceded 40,679 46,8 58,8 5,959 5. Reinsurance assumed 70 70 5. Net ceded less assumed 9,969 45,67 58,8 5,959 6. Totals: 6. Reinsurance ceded (Page 6, Line 6) 45,9 50,894 58,8 5,959 6. Reinsurance assumed (Page 6, Line ) (,8) (,8) 6. Net ceded less assumed 46,49 5, 58,8 5,959 COMMISSIONS INCURRED (direct business only) 7. First year (other than single) 7,6,07,846,98 5,490,09 8. Single,88,448,88,448 9. Renewal,4,766 77,86,5,90 0. Deposit-type contract funds 4,09,597 4,09,597. Totals (to agree with Page 6, Line ) 6,689,8,69,04 4,070,084 Annuities Group Credit (Group and Individual) Other Aggregate of All Other Lines of Business

ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT - GENERAL EXPENSES Insurance 5 6 Accident and Health 4 Life Cost Containment All Other All Other Lines of Business Investment Total. Rent 78,98 69,695 887,994. Salaries and wages 0,80,79,95,79,77,8. Contributions for benefit plans for employees,7,90 664,975,78,877. Contributions for benefit plans for agents. Payments to employees under non-funded benefit plans 75 958,709. Payments to agents under non-funded benefit plans. Other employee welfare 56,965 84,98 4,90. Other agent welfare,00 86,6 4. Legal fees and expenses 47,88 08,98 55,586 4. Medical examination fees 4. Inspection report fees,758,66 4, 4.4 Fees of public accountants and consulting actuaries 967,858 7,57,09,4 4.5 Expense of investigation and settlement of policy claims 4,645 4,645 5. Traveling expenses 55,7 06,40 6,4 5. Advertising,08,60 7,08,674 5. Postage, express, telegraph and telephone 4,759 5,98 49,57 5.4 Printing and stationery 56,564 4,88 6,8 5.5 Cost or depreciation of furniture and equipment 7,670 54,98 7,588 5.6 Rental of equipment 9,90,44 4,5 5.7 Cost or depreciation of EDP equipment and software,07,48,897,040,5 6. Books and periodicals,66 4,4 7,869 6. Bureau and association fees 75,984 4,9 80, 6. Insurance, except on real estate 6,648,94 8,58 6.4 Miscellaneous losses 6.5 Collection and bank service charges 45,4 (4,888) 0,55 6.6 Sundry general expenses (5,04) (5,04) 6.7 Group service and administration fees,7,448 4,665 6.8 Reimbursements by uninsured plans,, 7. Agency expense allowance 7. Agents balances charged off (less $ recovered) 7. Agency conferences other than local meetings 95, 6,848 0,070 9. Real estate expenses 06 06 9. Investment expenses not included elsewhere 7 8,7 9,464 9. Aggregate write-ins for expenses 64,07 4,55 658,6 0. General expenses incurred 8,9,5 4,09,87 (a),58,900. General expenses unpaid December, prior year 70,596 70,596. General expenses unpaid December, current year 904,766 904,766. Amounts receivable relating to uninsured plans, prior year 4. Amounts receivable relating to uninsured plans, current year 5. General expenses paid during year (Lines 0+--+4) 8,08,4 4,09,87,7,70 DETAILS OF WRITE-INS 09.0. Contributions,54,54 09.0. Special Services 60,69 4,55 644,848 09.0. 09.98. Summary of remaining write-ins for Line 9. from overflow page 09.99. Totals (Lines 09.0 thru 09.0 plus 09.98) (Line 9. above) 64,07 4,55 658,6 (a) Includes management fees of $ 0,,746 to affiliates and $ 0 to non-affiliates. EXHIBIT - TAXES, LICENSES AND FEES (EXCLUDING FEDERAL INCOME TAXES) Insurance 4 5 Life Accident and Health All Other Lines of Business Investment Total. Real estate taxes. State insurance department licenses and fees 94,007 94,007. State taxes on premiums 86,66 86,66 4. Other state taxes, including $ 8,976 for employee benefits 6,076 8 6,04 5. U.S. Social Security taxes 67,05 4,45 6,504 6. All other taxes 47,99 47,99 7. Taxes, licenses and fees incurred,070,690 4,480,075,70 8. Taxes, licenses and fees unpaid December, prior year 8,750 8,750 9. Taxes, licenses and fees unpaid December, current year 8,570 8,570 0. Taxes, licenses and fees paid during year (Lines 7 + 8-9),707,870 4,480,7,50 EXHIBIT 4 - DIVIDENDS OR REFUNDS. Applied to pay renewal premiums. Applied to shorten the endowment or premium-paying period. Applied to provide paid-up additions 4. Applied to provide paid-up annuities 5. Total Lines through 4 6. Paid in cash 7. Left on deposit 8. Aggregate write-ins for dividend or refund options 9. Total Lines 5 through 8 0. Amount due and unpaid. Provision for dividends or refunds payable in the following calendar year NONE. Terminal dividends. Provision for deferred dividend contracts 4. Amount provisionally held for deferred dividend contracts not included in Line 5. Total Lines 0 through 4 6. Total from prior year 7. Total dividends or refunds (Lines 9 + 5-6) DETAILS OF WRITE-INS 080. 080. 080. 0898. Summary of remaining write-ins for Line 8 from overflow page 0899. Totals (Lines 080 thru 080 plus 0898) (Line 8 above) Life Accident and Health

ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT 5 - AGGREGATE RESERVE FOR LIFE CONTRACTS Valuation Standard Total Industrial 4 Ordinary 5 Credit (Group and Individual) 6 Group 00000. 94 CSO.50% NLP 948 (CNF) 7,56 7,56 00000. 94 CSO.75% NLP 959-967 (CNF),0,0 00000. 980 CSO.00% CRV 006-008 (ISL) (CNF) 6,,5 6,,5 000004. 980 CSO.00% NLP 006-008 (ISL) (CNF) 575 575 000005. 980 CSO.00% CRV 004-008 (ISL) (CNF),7,854,7,854 000006. 980 CSO.00% NLP 004-008 (ISL) (CNF),48,9,48,9 000007. 980 CSO.50% CRV (CNF) 4,8 4,8 000008. 980 CSO 4.00% CRV 006 (CNF) 560,67 560,67 000009. 980 CSO 4.00% NLP (CNF) 5,4 5,4 00000. 980 CSO 4.50% CRV 987-997 (CNF) 80,44 80,44 0000. 980 CSO 4.50% CRV 004 (CNF) 874, 874, 0000. 980 CSO 4.50% NLP 004 (CNF) 8,457,44 8,457,44 0000. 980 CSO 5.00% NLP 006 (CNF) 955,848 955,848 00004. 00 CSO.00% CRV 009-05 (ISL) (CNF),05,588,05,588 00005. 00 CSO.00% NLP 009-05 (ISL) (CNF) 0 0 00006. 00 CSO.50% CRV 009-05 (ISL) (CNF),76,787,76,787 00007. 00 CSO.50% NLP 008-05 (ISL) (CNF) 49 49 00008. 00 CSO.00% CRV 009-05 (ISL) (CNF) 9,07,765 9,07,765 00009. 00 CSO.00% NLP 009 (ISL) (CNF) 95,70 95,70 00000. 00 CSO.50% CRV 0-07 (CNF) NB 4,08,56 4,08,56 0000. 00 CSO 4.00% CRV 009-0 (CNF) 9,050 9,050 099997. Totals (Gross) 68,67,0 68,8,040 89,70 099998. Reinsurance ceded,784,94,784,94 099999. Life Insurance: Totals (Net) 66,8,76 66,54,06 89,70 00000. 98 TABLE A.75% CARVM - (I),98,5 XXX,98,5 XXX 00000. 98 TABLE A 4.5% CARVM 05 (I) 89,60 XXX 89,60 XXX 00000. 98 TABLE A 4.75% CARVM 0- (I) 74,47,66 XXX 74,47,66 XXX 000004. 98 TABLE A 5.00% CARVM 0 (I) 94,45 XXX 94,45 XXX 000005. 98 TABLE A 5.5% CARVM 00-0, 05-06 (I) 45,84,5 XXX 45,84,5 XXX 000006. 98 TABLE A 5.50% CARVM 0-04, 07-09 (I) 578,94,8 XXX 578,94,8 XXX 000007. 98 TABLE A 6.00% CARVM 0 (I) 9,84,75 XXX 9,84,75 XXX 000008. 98 TABLE A 6.5% CARVM 00-0 (I) 45,044,58 XXX 45,044,58 XXX 000009. 98 TABLE A 6.50% CARVM 00 (I) 4,749,0 XXX 4,749,0 XXX 00000. 994 VA MGDB ALB.50% VA CARVM 5 7 (D) 8,84,478 XXX 8,84,478 XXX 0000. 994 VA MGDB ALB.75% VA CARVM 4 6 (D),55,048 XXX,55,048 XXX 0000. 994 VA MGDB ALB 4.5% VA CARVM 0- (D) 44,56 XXX 44,56 XXX 0000. 994 VA MGDB ALB 4.50% VA CARVM 05-08 (D) 4,88 XXX 4,88 XXX 00004. 994 VA MGDB ALB 4.75% VA CARVM 0-04 (D) 5,088,48 XXX 5,088,48 XXX 00005. 994 VA MGDB ALB 5.00% VA CARVM 09 (D) 66,884 XXX 66,884 XXX 00006. 994 VA MGDB ALB 5.5% VA CARVM 0 (D) 4,454,744 XXX 4,454,744 XXX 00007. 0 IAR.00% CARVM 5 (I) 98,5 XXX 98,5 XXX 00008. 0 IAR.5% CARVM 5, 7 (I) 6,879,950 XXX 6,879,950 XXX 00009. 0 IAR.50% CARVM 5-6 (I) 6,9,588 XXX 6,9,588 XXX 00000. 0 IAR.50% CARVM 7 (D) 8,97,964 XXX 8,97,964 XXX 0000. 0 IAR.75% CARVM (I) 4,,78 XXX 4,,78 XXX 0000. 0 IAR.75% CARVM 5-7 (D) 80,87,07 XXX 80,87,07 XXX 0000. 0 IAR 4.00% CARVM 4 (I) 5,5,857 XXX 5,5,857 XXX 00004. 0 IAR 4.00% CARVM 6 (D),49,49 XXX,49,49 XXX 00005. ANNUITY 000.75% CARVM - (I,D) 9,658,667 XXX 9,658,667 XXX 00006. ANNUITY 000 4.00% CARVM -5 (D) 6,87,050 XXX 6,87,050 XXX 00007. ANNUITY 000 4.5% CARVM (D) 4,7,586 XXX 4,7,586 XXX 00008. ANNUITY 000 4.50% CARVM 0- (D) 7,,96 XXX 7,,96 XXX 00009. ANNUITY 000 4.75% CARVM 0 (D),0,05 XXX,0,05 XXX 00000. ANNUITY 000 5.00% CARVM 09 (I,D) 48,67,55 XXX 48,67,55 XXX 0000. ANNUITY 000 5.50% CARVM 07 (I) 54,860 XXX 54,860 XXX 0000. ANNUITY 000 6.00% CARVM 09 (I) 5,49 XXX 5,49 XXX 0000. ANNUITY 000, PL ERM MI.5% CARVM 7 (I) 55,6,55 XXX 55,6,55 XXX 00004. ANNUITY 000, PL ERM MI.50% CARVM 5-6 (I) 7,68,447 XXX 7,68,447 XXX 00005. ANNUITY 000, PL ERM MI 4.00% CARVM 4 (I) 8,7,906 XXX 8,7,906 XXX 00006. EXCESS OF VARIABLE ANNUITY RESERVES OVER STANDARD SCENARIO,954,46 XXX,954,46 XXX 099997. Totals (Gross),906,79,884 XXX,906,79,884 XXX 099998. Reinsurance ceded XXX XXX 099999. Annuities: Totals (Net),906,79,884 XXX,906,79,884 XXX 099998. Reinsurance ceded 099999. SCWLC: Totals (Net) 040000. 959 ADB 4.00% (ISL) 4 4 0499997. Totals (Gross) 4 4 0499998. Reinsurance ceded 0499999. Accidental Death Benefits: Totals (Net) 4 4 050000. 95 INTER-COMPANY 4.00% (ISL),66,66 050000. 980 CSO W/5 DIS.50%,5,5 050000. 00 CSO W/5 DIS.50% 8,99 8,99 0599997. Totals (Gross),878,878 0599998. Reinsurance ceded 4,84 4,84 0599999. Disability-Active Lives: Totals (Net) 7,044 7,044 060000. 95 INTER-COMPANY.50% (ISL) 87,96 87,96 060000. 970 INTER-COMPANY.00% 8,047,4 8,047,4 0699997. Totals (Gross) 8,5,0 87,96 8,047,4 0699998. Reinsurance ceded 8,047,4 8,047,4 0699999. Disability-Disabled Lives: Totals (Net) 87,96 87,96 070000. ADDITIONAL RESERVE SPECIAL CLASS 04 04 070000. MINIMUM RESERVE ADJUSTMENT,50,685,50,685 0799997. Totals (Gross),50,789,50,789 0799998. Reinsurance ceded 4,786 4,786 0799999. Miscellaneous Reserves: Totals (Net),6,00,6,00 9999999. Totals (Net) - Page, Line,975,6,0,974,847,0 89,70

ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT 5 - INTERROGATORIES. Has the reporting entity ever issued both participating and non-participating contracts? Yes [ ] No [ X ]. If not, state which kind is issued. NON-PARTICIPATING. Does the reporting entity at present issue both participating and non-participating contracts? Yes [ ] No [ X ]. If not, state which kind is issued. NON-PARTICIPATING. Does the reporting entity at present issue or have in force contracts that contain non-guaranteed elements? Yes [ X ] No [ ] If so, attach a statement that contains the determination procedures, answers to the interrogatories and an actuarial opinion as described in the instructions. 4. Has the reporting entity any assessment or stipulated premium contracts in force? Yes [ ] No [ X ] If so, state: 4. Amount of insurance? $ 4. Amount of reserve? $ 4. Basis of reserve: 4.4 Basis of regular assessments: 4.5 Basis of special assessments: 4.6 Assessments collected during the year $ 5. If the contract loan interest rate guaranteed in any one or more of its currently issued contracts is less than 5%, not in advance, state the contract loan rate guarantees on any such contracts. THE CONTRACT LOAN INTEREST RATE ON VARIOUS VARIABLE UNIVERSAL LIFE AND UNIVERSAL LIFE INSURANCE CONTRACTS IS LESS THAN 5%, HOWEVER, THE INTEREST RATE CREDITED ON THE LOANED ACCUMULATION VALUE ON SUCH CONTRACTS IS NO GREATER THAN THE CONTRACT LOAN INTEREST RATE. 6. Does the reporting entity hold reserves for any annuity contracts that are less than the reserves that would be held on a standard basis? Yes [ X ] No [ ] 6. If so, state the amount of reserve on such contracts on the basis actually held: $,544,007,860 6. That would have been held (on an exact or approximate basis) using the actual ages of the annuitants; the interest rate(s) used in 6.; and the same mortality basis used by the reporting entity for the valuation of comparable annuity benefits issued to standard lives. If the reporting entity has no comparable annuity benefits for standard lives to be valued, the mortality basis shall be the table most recently approved by the state of domicile for valuing individual annuity benefits: $,875,66,470 Attach statement of methods employed in their valuation. 7. Does the reporting entity have any Synthetic GIC contracts or agreements in effect as of December of the current year? Yes [ ] No [ X ] 7. If yes, state the total dollar amount of assets covered by these contracts or agreements $ 7. Specify the basis (fair value, amortized cost, etc.) for determining the amount: 7. State the amount of reserves established for this business: $ 7.4 Identify where the reserves are reported in the blank: 8. Does the reporting entity have any Contingent Deferred Annuity contracts or agreements in effect as of December of the current year? Yes [ ] No [ X ] 8. If yes, state the total dollar amount of account value covered by these contracts or agreements: $ 8. State the amount of reserves established for this business: $ 8. Identify where the reserves are reported in the blank: 9. Does the reporting entity have any Guaranteed Lifetime Income Benefit contracts, agreements or riders in effect as of December of the current year? Yes [ X ] No [ ] 9. If yes, state the total dollar amount of any account value associated with these contracts, agreements or riders: $,090,98,564 9. State the amount of reserves established for this business: $,6,0 9. Identify where the reserves are reported in the blank: PAGE, LINE ATTACHMENT TO EXHIBIT 5 INTERROGATORIES, ITEM NO. 6: THE COMPANY UTILIZES THE METHODOLOGY IN ACTUARIAL GUIDELINE IX-A FOR DETERMINING SUBSTANDARD RESERVES. EXHIBIT 5A - CHANGES IN BASES OF VALUATION DURING THE YEAR Valuation Basis 4 Description of Valuation Class Changed From Changed To Increase in Actuarial Reserve Due to Change 9999999 - Total (Column 4, only) NONE

4 ACTIVE LIFE RESERVE. Unearned premium reserves. Additional contract reserves (a). Additional actuarial reserves-asset/liability analysis 4. Reserve for future contingent benefits 5. Reserve for rate credits 6. Aggregate write-ins for reserves 7. Totals (Gross) 8. Reinsurance ceded 9. Totals (Net) ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT 6 - AGGREGATE RESERVES FOR ACCIDENT AND HEALTH CONTRACTS CLAIM RESERVE 0. Present value of amounts not yet due on claims,099,895,099,895. Additional actuarial reserves-asset/liability analysis. Reserve for future contingent benefits. Aggregate write-ins for reserves 4. Totals (Gross),099,895,099,895 5. Reinsurance ceded,099,895,099,895 6. Totals (Net) 0 0 7. TOTAL (Net) 0 0 8. TABULAR FUND INTEREST DETAILS OF WRITE-INS 060. 060. 060. 0698. Summary of remaining write-ins for Line 6 from overflow page 0699. TOTALS (Lines 060 thru 060 plus 0698) (Line 6 above) 0. 0. 0. 98. Summary of remaining write-ins for Line from overflow page 99. TOTALS (Lines 0 thru 0 plus 98) (Line above) (a) Attach statement as to valuation standard used in calculating this reserve, specifying reserve bases, interest rates and methods. 4 Other Individual Contracts Credit Accident 5 6 7 8 Total Group Accident and Health and Health (Group and Individual) Collectively Renewable Non-Cancelable Guaranteed Renewable Non-Renewable for Stated Reasons Only Other Accident Only 9 All Other

ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT 7 - DEPOSIT TYPE CONTRACTS Total Guaranteed Interest Contracts Annuities Certain 4 Supplemental Contracts 5 Dividend Accumulations or Refunds 6 Premium and Other Deposit Funds. Balance at the beginning of the year before reinsurance 66,60,40 66,60,40. Deposits received during the year 0,79,64 0,79,64. Investment earnings credited to the account 7,4,870 7,4,870 4. Other net change in reserves (,08,798) (,08,798) 5. Fees and other charges assessed 5,77,9 5,77,9 6. Surrender charges 7. Net surrender or withdrawal payments 74,44,458 74,44,458 8. Other net transfers to or (from) Separate Accounts 5 9. Balance at the end of current year before reinsurance (Lines +++4-5-6-7-8) 686,40,656 686,40,656 0. Reinsurance balance at the beginning of the year. Net change in reinsurance assumed. Net change in reinsurance ceded. Reinsurance balance at the end of the year (Lines 0+-) 4. Net balance at the end of current year after reinsurance (Lines 9 + ) 686,40,656 686,40,656

. Due and unpaid:. In course of settlement:. Direct. Reinsurance assumed. Reinsurance ceded.4 Net. Resisted. Direct. Reinsurance assumed. Reinsurance ceded ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT 8 - CLAIMS FOR LIFE AND ACCIDENT AND HEALTH CONTRACTS PART - Liability End of Current Year Ordinary 6 Group Accident and Health 4 5 7 8 9 0 Total Industrial Life Life Insurance Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance Annuities Group Credit (Group and Individual).4 Net (b) (b) (b) (b) Other 6. Other. Direct,800,89 8,550,000,49,06,88. Reinsurance assumed 4,8,67 4,8,67. Reinsurance ceded 4,504,87 4,504,87. Incurred but unreported:.4 Net,44,67 (b) 8,6,780 (b),49,06 (b) (b),88 (b) (b) (b). Direct 400,000 400,000. Reinsurance assumed,85,740,85,740. Reinsurance ceded.4 Net,785,740 (b),785,740 (b) (b) (b) (b) (b) (b) 4. TOTALS 4. Direct,00,89 8,950,000,49,06,88 4. Reinsurance assumed 5,504,57 5,504,57 4. Reinsurance ceded 4,504,87 4,504,87 4.4 Net,00,4 (a) (a) 9,949,50,49,06 (a),88 (a) Including matured endowments (but not guaranteed annual pure endowments) unpaid amounting to $ 0 in Column, $ 0 in Column and $ 0 in Column 7. (b) Include only portion of disability and accident and health claim liabilities applicable to assumed "accrued" benefits. Reserves (including reinsurance assumed and net of reinsurance ceded) for unaccrued benefits for Ordinary Life Insurance $ 0 Individual Annuities $ 0, Credit Life (Group and Individual) $ 0, and Group Life $ 0, are included in Page, Line, (See Exhibit 5, Section on Disability Disabled Lives); and for Group Accident and Health $ 0 Credit (Group and Individual) Accident and Health $ 0, and Other Accident and Health $ 0 are included in Page, Line (See Exhibit 6, Claim Reserve).

7 ANNUAL STATEMENT FOR THE YEAR 07 OF THE EXHIBIT 8 - CLAIMS FOR LIFE AND ACCIDENT AND HEALTH CONTRACTS PART - Incurred During the Year Ordinary 6 Group Accident and Health 4 5 7 8 9 0 Total Industrial Life (a) Life Insurance (b) Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance (c) Annuities Group Credit (Group and Individual). Settlements During the Year:. Direct 7,889,744 7,0,6 9,45,9 90,7 60,66. Reinsurance assumed 0,800,774 0,800,774. Reinsurance ceded,849,87,9,95 909,780 60,66.4 Net (d) 45,840,68 6,684,540 9,45,9 0,95 0. Liability December, current year from Part :. Direct,00,89 8,950,000,49,06,88. Reinsurance assumed 5,504,57 5,504,57. Reinsurance ceded 4,504,87 4,504,87.4 Net,00,4 9,949,50,49,06,88. Amounts recoverable from reinsurers December, current year 47,79 47,79 4. Liability December, prior year: 4. Direct,77,480,607,779,64,700 4. Reinsurance assumed 5,9,89 5,9,89 4. Reinsurance ceded 00,9 00,9 4.4 Net 8,6,45 6,446,75,64,700 5. Amounts recoverable from reinsurers December, prior year,, 6. Incurred Benefits 6. Direct 46,8,55 4,545,8 0,9,55 9,559 60,66 6. Reinsurance assumed,65,9,65,9 6. Reinsurance ceded 7,079,9 5,549,479 909,780 60,66 6.4 Net 50,40,47 0,6,4 0,9,55,779 0 (a) Including matured endowments (but not guaranteed annual pure endowments) amounting to $ in Line., $ in Line.4. $ in Line 6., and $ in Line 6.4. (b) Including matured endowments (but not guaranteed annual pure endowments) amounting to $ 0 in Line., $ 0 in Line.4. $ 0 in Line 6., and $ 0 in Line 6.4. (c) Including matured endowments (but not guaranteed annual pure endowments) amounting to $ 0 in Line., $ 0 in Line.4. $ 0 in Line 6., and $ 0 in Line 6.4. (d) Includes $ 896 premiums waived under total and permanent disability benefits. Other