Direct Benefit Transfer Social Security Pension Dept. of Social Welfare, Govt. of Bihar
Challenges Large No of Pensioners Multiple Pension Schemes Duplication, Dead cases Very Few Bank Account Holders Low transparency, No MIS Inefficient grievance redressal
Concept IGNOAPS IGNWPS IGNDPS e- Labharthi PFMS
Steps towards DBT 1. Data Digitization of pensioners 7. MIS & Grievance Redressal 2. Creation of data base at e- Labharti Portal 6. Transfer of funds 3. Opening of Bank accounts of Pensioners 5. Validation of Accounts 4. Integration with PFMS
Implementation 7 th October,2016 Dist- Jehanabad No. of Beneficiaries- more than 57000 PILOTING 27 th October, 2016 Covered All the Districts LAUNCHING Beneficiaries Covered - 4525812 ACHIEVEMENT
No of Pensioners Achievement so far. 5000000 4500000 4000000 3500000 3000000 2500000 2000000 1500000 1000000 500000 0 IGNOAPS IGNWPS IGNDPS TOTAL No of Pensioners 4281415 545446 111886 4938747 Bank Account Holders 4165400 528732 111708 4805840 PFMS Accepted 3924223 499005 102584 4525812 A/c with Aadhaar 2936812 375199 78283 3390294 No of Pensioners Bank Account Holders PFMS Accepted A/c with Aadhaar
Way Forward Aadhaar based Life Certification Office Automation Grievance Redressal / Help Desk MIS
MIS Report Management and Audit Trail Beneficiary Management Document Management System(DMS) Fund & Disbursement Management
Grievance Redressal / Help Desk Online system registration/ tracking/ monitoring Helpdesk IVRS based Toll Free No.- 18003456262
Office Automation DSS Payment Files Reverse MIS NIC view more Payment files Dash Board e-passbook Arrear & Current Demand Calculation Payment Files Generation Payment Scheduler Direct payment from State HQ Trouble Shooting Bounced Payments Reconciliation Real Time Reporting
Home Scheme Details Directory Help Registration Aadhar Validation Pension Scheduler Payment Folder 5500000 3000000 2700000 2500000 Pension Reports Reports Select District Helpdesk Total Beneficiary With Aadhar Select Block Go UC epassbook Sanction Allotment 20% 33% 100 20% 7% 7% 13% Expenditure Scheme 1 Scheme 2 Notice Board 1. Pension released for the month of June 2017 New 2. Gaya yet to make payments for June 2017 3. 20000 new beneficiaries registered
Overview e-labharthi : One-stop web based portal for initiating, managing & processing payments of pensioners across the state Beneficiary Management Registration of beneficiary Aadhaar name validation Life certificate management Aadhaar seeding status Data rectification by BDO & ADSS PFMSeLabharthi Functions Validation of bank accounts using PFMS Account status response from PFMS Rectification of accounts basis PFMS response by BDO/ADSS Pension Payment Beneficiary Data locking in elabharthi NIC uploads files in PFMS ADSS approves files in PFMS using DSC PFMS shares the files with Bank Bank process the files MIS shared with PFMS Key Features Aadhaar Name Validation Aadhaar Seeding Status Life Certificate Management Creating Centralized Beneficiary Database MIS as per Requirement Key Stakeholders NIC Bank NPCI CSC DBT for More than 50 Lac Beneficiaries Click here for e-labharthi functions
Reverse MIS Process Flow e-labharthi BDO Locks Beneficiary Data ADSS approves the data Payment File Reverse MIS Reverse MIS NIC prepares payment files basis ADSS approval. Uploads the same on PFMS DSC Approval at District DSC approval at state level Level Bank Beneficiary Proposed Process Existing Process Auto Sync Sanitized Beneficiary Data Department s Portal Sanction & Allotment of Fund Auto generation of payment file Payment Scheduler runs in auto/manual mode as decided by the Deptt. Payment files get transferred to NIC tray in auto mode - access to Payment Folder Pension Scheduler Utilization Certificate e-passbook Reconciliation Approval by State Officer in portal 15
Solution Benefits 1 2 3 4 5 6 7 8 9 10 11 epassbook for Beneficiary DBT from State Nodal Account Reconciliation of Payments Sanction & Allotment of Funds Generation of Utilization Certificate Arrear Calculation Auto Generation of Payment Files Pension Scheduler Life Certificate Management Aadhaar Name Validation Aadhaar Account Seeding Status These are inbuilt software functions These details will be fetched using API with NPCI and CSC switches
Aadhaar based Life Certification Aadhaar to all the Pensioners Aadhaar based Life Certification through CSCs at panchayat level.