F OCUSED ON Y OUR F INANCIAL F UTURE

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F OCUSED ON Y OUR F INANCIAL F UTURE CM COBURN & MEREDITH, INC. Established 1934

Our mission and dedication is to give you financial peace of mind.

The Coburn & Meredith Value Coburn & Meredith, Inc. was co-founded in 1934 by Robert Coburn with the dual purpose of providing underwriting services to businesses in need of capital, coupled with investment advice to high net worth individuals. Eighty years later, the firm thrives as a full-service investment firm, offering a personalized approach to managing money. Capital markets may have changed over the years, but Coburn & Meredith stands today as it has since the beginning, firmly at the side of our clients. By virtue of our conservative business philosophy, we have withstood the test of time in turbulent, complex, and ever-evolving financial markets. It is this stability and commitment that has afforded us an enviable reputation as a client-focused investment management firm. At Coburn & Meredith, our entire staff from senior management to financial advisors to support and compliance associates is focused on our clients. In every aspect of the firm s business, the emphasis on professional service remains a cornerstone just as it did eighty years ago. Established in 1934 Family-Owned Business Over 30 Financial Advisors Multiple Offices throughout New England Backed by years of experience, our financial advisors are tasked with implementing sound investment strategies for a wide range of clients. These strategies are shaped by insightful and unbiased advice tailored to each client. This relationship-based approach allows us to provide highly specialized services that you can count on from professionals you can trust. Coburn & Meredith serves individuals, families, small businesses, corporate executives, and non-profit organizations. Our goal is to build long-term personal relationships with each and every client we serve. We can confidently provide professional advice on financial issues important to you including: retirement planning, charitable giving, college savings, estate and trust services, and individual portfolio management. Coburn & Meredith maintains over 2,000 client relationships.

Clients choose to work with Coburn & Meredith because of the integrity and professionalism of our employees. We are able to seamlessly integrate financial planning, estate preservation, investment management, and risk mitigation for each of our clients. We take the time to understand your financial needs, advise on a unified strategy, build a durable plan together, and monitor your plan along the way to your goals. Above all else, we are advocates for our clients who entrust us with their investment and retirement planning needs.

Approach Your Goals with Confidence We provide a range of high quality financial services and specialty investment management advice. Commitment to Our Clients Wealth Management Expertise We work one-on-one with our clients, always with an unbiased investment approach. Working with individuals and families is our primary focus. Our typical advisor has over 20 years of industry experience. We understand the financial concerns that matter to you including portfolio diversification, tax-minimization, and retirement income strategies. Personalized Approach Customized Recommendations Our financial advisors serve a select group of clients with needs and challenges similar to yours. We want to help you find comfort as you prepare for difficult life transitions. As a private wealth client, you will receive access to a broad range of investment services. Our dedication to our clients includes personal portfolio management, comprehensive advice, and client-specific recommendations provided by a family-owned investment firm.

Our Services and Product Offerings Establishing a detailed personal financial plan is an essential avocation that we encourage you to discuss with your advisor. Managing a lifetime of unpredictable financial challenges requires careful planning. The financial advisors at Coburn & Meredith will help you evaluate the issues affecting you financially such as portfolio management, retirement planning, higher education expenses, long-term budgeting, estate planning, and wealth preservation. Your financial advisor will work with you as your situation evolves, ensuring that you remain on track. Portfolio Management We are available to help you implement a customized investment plan or manage an existing portfolio. We manage risk through the creation of an appropriately diversified portfolio and by using investment products that match your personal risk tolerance. We will conduct periodic reviews as part of our commitment to keep an open dialogue with you. Retirement Planning Whether retirement is near or far, we can offer ways to help you maximize your retirement savings. We will evaluate your existing retirement accounts pensions, IRAs, SEPs, 401(k) plans, annuities and provide advice to help you maximize income upon retirement. We will also help reposition investments held in these accounts, keeping your assets properly diversified. If retirement is approaching, we will determine the most effective strategies for converting these assets into reliable income. Estate Planning No matter your age or net worth, you need an estate plan to protect yourself, your loved ones, and your assets. We will conduct a review of your current financial situation and devise a plan that will help ensure that your assets are distributed to your beneficiaries as you intended, in a tax- and cost-efficient manner. By starting now, we can help determine the most appropriate use of trusts, gifting programs, and other strategies to help protect your assets for future generations. Education Planning Meeting the costs of higher education is a concern for many of our clients. We will work with you to develop a realistic estimate of what those costs might be and then implement an investment program to help you meet those costs. Insurance and Annuities As part of our thorough planning process, we will determine if your current level of insurance is sufficient enough to provide adequate protection for your dependents. Our goal is to facilitate a higher level of confidence in our clients ability to mitigate and prepare for unforeseen life events. Annuities and insurance products are also an effective tool in estate planning, particularly as it relates to protecting assets for future generations.

Clients of Coburn & Meredith have access to some of the most extensive equity research available in the industry today. Our Alliances Our commitment to providing the highest quality of service includes a partnership with First Clearing. This relationship brings you the benefit of a firm with deep roots in the full-service brokerage business. First Clearing carries your account and acts as your custodian for funds and securities deposited directly by you, through Coburn & Meredith, or as a result of transactions it processes for your account. FIRST CLEARING Diversification is an important factor in managing your money for maximum returns and minimal risk. Our alliance with First Clearing gives you access to resources that provide a wide range of industryleading products, services, technology, and operational support, all working to help achieve your financial goals. First Clearing is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and nonbank affiliate of Wells Fargo & Company. Like many investors, one of your key goals in accumulating wealth is to ensure that it is passed on as you wish. Whether you are saving for retirement or need specialized wealth management services such as trustee services, separately managed accounts, or alternative investments you will have access to the products you may need when you need them. FIDELITY Fidelity works closely with our firm to help identify the products and services that are in your best interest. Moving forward, Fidelity will continue to help find new ways for us to better serve you. This ongoing relationship, complemented by Fidelity s advanced wealth management platform, provides a solid foundation to help you achieve your financial objectives. Fidelity Clearing & Custody Solutions SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC.

CONTACT OUR CORPORATE OFFICES: Simsbury Office Boston Office One Old Mill Lane 265 Franklin Street Simsbury, CT 06070 18th Floor (860) 522-7171 Boston, MA 02110 (617) 896-3100 www.coburnfinancial.com Member FINRA, SIPC For more information, please contact your financial advisor.