. Subsidized group term life insurance is available from the Federal Government under the

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Important Disclosure for Armed Forces Members and Dependents. Subsidized group term life insurance is available from the Federal Government under the Servicemembers' Group Life Insurance program (also referred to as "SGLI"), under subchapter III of chapter 19 of Title 38, United States Code, to the following persons:. members of the Armed Forces on active duty,. ready reservists,. members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service,. cadets and midshipmen of the four service academies, and. members of the Reserve Officer Training Corps. (Source: www.va.gov). SGLI coverage is available in $50,000 increments up to the maximum of $400,000. The coverage amounts and costs are shown below (effective July 1, 2014): Coverage Amount Basic Premium Rate TSGLI Premium* Total Monthly Premium Deduction $50,000 $3.50 $1.00 $4.50 $100,000 $7.00 $1.00 $8.00 $150,000 $10.50 $1.00 $11.50 $200,000 $14.00 $1.00 $15.00 $250,000 $17.50 $1.00 $18.50 $300,000 $21.00 $1.00 $22.00 $350,000 $24.50 $1.00 $25.50 $400,000 $28.00 $1.00 $29.00 * TSGLI Premium - an additional $1.00 per month for Traumatic Injury Protection coverage (TSGLI) is mandatory and added automatically. Family Servicemembers' Group Life Insurance (FSGLI) is a program extended to the spouses and dependent children of members insured under the SGLI program. FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses, not to exceed the amount of SGLI the insured member has in-force, and $10,000 for dependent children. Spousal coverage is issued in increments of $10,000. USAA LIFE INSURANCE COMPANY 9800 Fredericksburg Road San Antonio, Texas 78288 USAA LIFE INSURANCE COMPANY of NEW YORK Service Center 9800 Fredericksburg Road San Antonio, Texas 78288 Page 1 of 6 64537-0817

Current Spousal Premium Rates (Effective July 1, 2010) Age Group Per $10,000 $100,000 of coverage Under 35 $0.50 $5.00 35-39 $0.65 $6.50 40-44 $0.85 $8.50 45-49 $1.30 $13.00 50-54 $2.50 $25.00 55-59 $3.70 $37.00 60 & Over $5.00 $50.00 (Source: www.va.gov). Our products are not offered or provided by the U.S. Federal Government. The U.S. Federal Government has in no way sanctioned, recommended or encouraged the sale of the life insurance or annuity product being offered to you.. If you purchase a policy which sets aside any of your payments as a cash savings feature, that money might be usable to pay the policy's premiums. For instance, if your policy contains a dividend, loan or nonforfeiture provision, the accumulated values in the policy could be used to pay or reduce the premiums on an automatic, scheduled or requested basis. Note: This could result in a decreased death benefit. Please see your policy for details.. No person has received any referral fee or incentive compensation in connection with the offer or sale of the product being offered to you without being a licensed agent of the company.. FOR SALES OR SOLICITATIONS ON FEDERAL LAND OR FACILITIES LOCATED OUTSIDE OF THE UNITED STATES: Consumer complaints can be filed with the following state insurance department: State Consumer Complaint Information Alabama 201 Monroe Street, Suite 502 Montgomery, Alabama 36104 Consumer Services: (334) 241-4141 Alaska Dept of Commerce, Community & Economic Development 9th Floor State Office Building 333 Willoughby Ave Juneau, Alaska 99801 Consumer Services: (907) 465-2515 (800) 467-8725 (in AK only) Arizona 2910 North 44th Street, Suite 210 Phoenix, Arizona 85018 Consumer Services: (602) 364-2499 or (800) 325-2548 (in AZ only, outside Phoenix area) Arkansas 1200 W. Third Street Little Rock, Arkansas 72201-1904 Consumer Services: (501) 371-2640 or (800) 852-5494 Page 2 of 6 64537-0817

State Consumer Complaint Information California Consumer Services Division 300 South Spring Street, South Tower Los Angeles, California 90013 Consumer Services: (213) 897-8921 (outside CA and area codes 213, 310 and 818) or (800) 927-4357 (in CA only) Colorado Department of Regulatory Agencies 1560 Broadway, Suite 850 Denver, Colorado 80202 Consumer Services: (303) 894-7499 or (800) 930-3745 (in CO only, outside Denver Metro area) Connecticut 153 Market Street, 7th Floor Hartford, Connecticut 06103 Consumer Helpline: (860) 297-3900 or (800) 203-3447 (in CT only) Delaware 841 Silver Lake Boulevard Dover, Delaware 19904-2465 Consumer Services: (302) 674-7310 or (800) 282-8611 (in DE only) District of Columbia, Securities and Banking 810 1st Street, N.E., Suite 701 Washington, District of Columbia 20002 Consumer Services: (202) 727-8000 Florida Office of Insurance Regulation 200 East Gaines Street, Rm 101A Tallahassee, Florida 32399-0301 Consumer Services: (850) 413-3140 or (877) 693-5236 (in FL only) Georgia Office of Insurance and Safety Fire Commissioner 2 Martin Luther King, Jr. Drive West Tower, Suite 704 Atlanta, Georgia 30334 Consumer Services Division: (404) 656-2070 or (800) 656-2298 (in GA only) Hawaii Insurance Division - Dept of Commerce & Consumer Affairs 335 Merchant Street, Room 213 Honolulu, Hawaii 96813 Consumer Affairs: (808) 586-2790 Idaho 700 West State Street, 3rd Floor Boise, Idaho 83720-0043 Consumer Hotline: (208) 334-4250 or (800) 721-3272 (in ID only) Illinois 320 West Washington Street, 4th Floor Springfield, Illinois 62767-0001 Consumer Assistance: (217) 782-4515 or (866) 445-5364 (in IL only) Indiana 311 W. Washington St., Suite 300 Indianapolis, Indiana 46204-2787 Consumer Services: (317) 232-2395 or (800) 622-4461 (in IN only) Iowa Insurance Division Two Ruan Center 601 Locust St., 4th Floor Des Moines, Iowa 50309 Consumer Affairs: (515) 281-5705 or (877) 955-1212 (in IA only) Kansas 420 S.W. 9th Street Topeka, Kansas 66612 Consumer Services: (785) 296-3071 or (800) 432-2484 (in KS only) Kentucky 215 West Main Street Frankfort, Kentucky 40601 Consumer Protection: (502) 564-6034 or (800) 595-6053 (in KY only) Page 3 of 6 64537-0817

State Consumer Complaint Information Louisiana 1702 North 3rd Street Baton Rouge, Louisiana 70802 Consumer Advocacy: (225) 342-5900 or (800) 259-5300 (in LA only) Maine Bureau of Insurance 34 State House Station Augusta, Maine 04333-0034 Consumer Helpline: (207) 624-8475 or (800) 300-5000 (in ME only) Maryland Insurance Administration 200 St. Paul Place, Suite 2700 Baltimore, Maryland 21202-2272 Consumer Helpline: (410) 468-2000 or (800) 492-6116 Massachusetts Office of Consumer Affairs & Business Regulation 1000 Washington Street, Suite 810 Boston, Massachusetts 02118-6200 Consumer Affairs: (617) 521-7794 or (877) 563-4467 Michigan and Financial Services th 530 W. Allegan St., 7 Floor Lansing, Michigan 48933 Consumer Helpline: (517) 284-8800 or (877) 999-6442 Minnesota Department of Commerce 85 7th Place East, Suite 280 St. Paul, Minnesota 55101-2198 Consumer Helpline: (651) 539-1500 or (800) 657-3602 (in MN only outside metro area) Mississippi, 1001 Woolfolk State Office Building, 501 North West St. Jackson, Mississippi 39201 Consumer Services: (601) 359-3569 or (800) 562-2957 (in MS only) Montana Commissioner of Securities & Insurance 840 Helena Avenue Helena, Montana 59601 Consumer Helpline: (406) 444-2040 or (800) 332-6148 (in MT only) Nebraska 941 0 Street, Suite 400 Lincoln, Nebraska 68501-3639 Consumer Hotline: (402) 471-2201 or (877) 564-7323 (in NE only) Nevada 1818 E. College Parkway, Suite 103 Carson City, Nevada 89706 Consumer Services: (775) 687-0700 or (888) 872-3234 (in NV only) New Hampshire 21 South Fruit Street, Suite 14 Concord, New Hampshire 03301 Consumer Hotline: (603) 271-2261 or (800) 852-3416 New Jersey Department of Banking & Insurance 20 West State Street, CN325 Trenton, New Jersey 08625-0325 Consumer Hotline: (609) 292-7272 or (800) 446-7467 (in NJ only) New Mexico Office of Superintendent of Insurance P.E.R.A. Bldg., 4th Floor, 1120 Paseo de Peralta Santa Fe, New Mexico 87504 Consumer Relations: (505) 827-4601 or (855) 427-5674 (in NM only) New York Department of Financial Services One State Street New York, New York 10004-1511 Consumer Helpline: (212) 480-6400 or (800) 342-3736 Missouri Financial Institutions and Professional Registration 301 W. High St., Room 530 Jefferson City, Missouri 65101 Consumer Helpline: (573) 751-4126 or (800) 726-7390 (in MO only) Page 4 of 6 64537-0817

State Consumer Complaint Information North Carolina 1201 Mail Service Center Raleigh, NC 27699-1201 Consumer Services: (919) 807-6000 or (855) 408-1212 (in NC only) North Dakota State Capitol Bldg., Fifth Floor 600 E. Boulevard Avenue, Dept. 401 Bismarck, North Dakota 58505-0320 Consumer Assistance: (701) 328-2440 or (800) 247-0560 (in ND only) Ohio 50 W. Town, Third Floor - Suite 300 Columbus, Ohio 43215 Consumer Affairs: (614) 644-2658 or (800) 686-1526 (in OH only) Oklahoma Five Corporate Plaza 3625 NW 56th, STE 100 Oklahoma City, Oklahoma 73112 Consumer Assistance: (405) 521-2828 or (800) 522-0071 (in OK only) Oregon Insurance Division 350 Winter Street NE, Room 440 Salem, Oregon 97301-3883 Consumer Advocacy: (503) 947-7980 or (888) 877-4894 Pennsylvania 1209 Strawberry Square Harrisburg, Pennsylvania 17120 Consumer Services: (717) 787-2317 or (877) 881-6388 (in PA only) Rhode Island Department of Business Regulation 1511 Pontiac Ave. Bldg. 69-2 Cranston, Rhode Island 02920 Consumer Helpline: (401) 462-9500 South Carolina 1201 Main Street, Suite 1000 Columbia, South Carolina 29201 Consumer Services: (803) 737-6160 or (800) 768-3467 (in SC only) South Dakota Department of Labor & Regulation 124 S. Euclid, 2 nd Floor Pierre, South Dakota 57501 Consumer Helpline: (605) 773-3563 Tennessee Department of Commerce and Insurance Davy Crockett Tower, 5th Floor 500 James Robertson Parkway Nashville, Tennessee 37243-0565 Consumer Affairs: (615) 741-2218 or (800) 342-4029 (in TN only) Texas 333 Guadalupe St. Austin, Texas 78701 Consumer Helpline: (512) 676-6000 or (800) 252-3439 Utah State Office Building, Suite 3110 450 N. State St. Salt Lake City, Utah 84114-6901 Consumer Services: (801) 538-3800 or (800) 439-3805 (in UT only) Vermont Department of Financial Regulation 89 Main Street, Drawer 20 Montpelier, Vermont 05620-3101 Consumer Services: (802) 828-3301 or (800) 964-1784 Virginia State Corporation Commission Bureau of Insurance 1300 East Main Street Richmond, Virginia 23219 Consumer Helpline: (804) 371-9741 or (800) 552-7945 (in VA only, outside Richmond area) Page 5 of 6 64537-0817

State Consumer Complaint Information Washington Office of the Insurance Commissioner Insurance Building 5000 Capitol Blvd Tumwater, Washington 98501 Consumer Hotlines: (360) 725-7080 or (800) 562-6900 (In-WA only) West Virginia Offices of the Insurance Commissioner 900 Pennsylvania Avenue Charleston, West Virginia 25302 Consumer Services: (304) 558-3386 or (888) 879-9842 (In-WV only) Wisconsin Office of the Commissioner of Insurance 125 South Webster Street Madison, Wisconsin 53703-3474 Consumer Helpline: (608) 266-3585 or (800) 236-8517 (in WI only) Wyoming 106 East 6th Avenue Cheyenne, Wyoming 82001 Consumer Assistance: (307) 777-7401 or (800) 438-5768 (in WY only) Page 6 of 6 64537-0817