AT A GLANCE partner. IN LOCKSTEP WITH YOU, LONG TERM. Berkshire Hathaway Specialty Insurance (BHSI) is a strong and trusted insurance partner. We provide commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss, accident and health, and homeowners insurance to customers worldwide. Part of Berkshire Hathaway s insurance operations, we offer you the security of a top-rated balance sheet and the expertise of a worldwide team of professionals with excellent capabilities and character.
FINANCIAL STRENGTH AT A GLANCE BHSI underwrites on the paper of Berkshire Hathaway s National Indemnity group of insurance companies, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s. Our large and stable balance sheet gives us an exceptional ability to tackle complex risks; it enables us to provide consistent capacity and innovative, flexible solutions. It also means you can have the utmost confidence in our ability to pay covered claims no matter how large the catastrophe or long-tailed the liability. Berkshire Hathaway s National Indemnity group of insurance companies hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s, with $228.4 billion in total admitted assets and $123.2 billion in policyholder surplus*. What does our financial strength look like? CLAIMS strength. A STRONG TEAM, OPERATIONALIZING A STRONG BALANCE SHEET. BHSI is committed to excellence in claims handling, and brings skill, efficiency, and transparency to all aspects of the claims process. Our clearly articulated service standards set our bar consistently high on everything from acknowledgement of claims, to communication throughout the life of a loss and ensure no surprises. We harness the latest claims handling technology, but are well aware that claims handling at its core is about people: People helping people recover from a loss, a business disruption, or a lawsuit large or small. Consequently, we bring both skill and compassion to the process. We are highly experienced and readily accessible: All customers have direct access to our senior claims handling team. * Source: Balance sheets as of 03/31/2017 for the Berkshire Hathaway National Indemnity group of insurance companies. skilled. DECADES OF EXPERIENCE DEVOTED TO YOUR CLAIM.
PEOPLE AT A GLANCE BHSI team members around the globe have exceptional individual expertise and a highly collaborative style. They excel individually and, working together, take our organization and yours to a higher level still. At BHSI, our passion for what we do permeates every endeavor. We focus everyday on building everlasting forever relationships with our customers and business partners. We take great pride in knowing that our expertise, capacity and financial strength can bring certainty to your insurance programs for years to come. team. WORKING SHOULDER TO SHOULDER WITH YOU. yes. WE CAN TAILOR THAT COVERAGE FOR YOU. PRODUCTS Our wide range of insurance products is expanding every day. BHSI has both admitted and non-admitted underwriting capabilities. With our E&S capabilities, financial strength and yes-oriented culture, we offer maximum flexibility in customizing solutions for your needs. CULTURE In our every interaction with our customers, colleagues and business partners, we live the Berkshire Hathaway tradition of doing the right thing and earn our reputation for trust, integrity and prudent risk taking. Our organization is customer-first, through and through. Lean and responsive, we choose simplicity over complexity and bring ease, speed, and efficiency to your world of insurance. agile. CUSTOMER FOCUS, UNENCUMBERED.
LEADERSHIP TEAM AT A GLANCE Peter Eastwood President 617.936.2901 peter.eastwood@bhspecialty.com Tom Bolt Regional President, Southern Europe +44.207.342.2020 tom.bolt@bhspecialty.com David Bresnahan Executive Vice President 617.936.2903 david.bresnahan@bhspecialty.com Marc Breuil Regional President, Asia +852 3729 1301 marc.breuil@bhspecialty.com Chris Colahan Regional President, Australasia +61.280.022.101 chris.colahan@bhspecialty.com David Fields Executive Vice President, Chief Underwriting Officer 617.936.2902 david.fields@bhspecialty.com Sanjay Godhwani Executive Vice President 617.936.2904 sanjay.godhwani@bhspecialty.com Gregor Koehler Regional President, Northern Europe +49.211.9755.1966 gregor.koehler@bhspecialty.com Leo Carroll Senior Vice President, Healthcare Professional Liability 917.960.2413 leo.carroll@bhspecialty.com David Crowe Senior Vice President, Claims 617.936.2906 david.crowe@bhspecialty.com Dan Fortin Senior Vice President Executive & Professional Lines 312.702.2805 dan.fortin@bhspecialty.com Lori Spoon Senior Vice President, Customer & Broker Engagement 917.960.2407 lori.spoon@bhspecialty.com Visit www.bhspecialty.com for the latest on our expanding product lines. Berkshire Hathaway Specialty Insurance (www.bhspecialty.com) provides commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss, and homeowners insurance. The actual and final terms of coverage for all product lines may vary. It underwrites on the paper of Berkshire Hathaway s National Indemnity group of insurance companies, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s. Based in Boston, Berkshire Hathaway Specialty Insurance has offices in Asheville, Atlanta, Boston, Chicago, Houston, Irvine, Indianapolis, Los Angeles, New York, San Francisco, San Ramon, Seattle, Stevens Point, Auckland, Brisbane, Dublin, Düsseldorf, Hong Kong, Kulal Lumpur, London, Macau, Melbourne, Singapore, Sydney, and Toronto. For more information, contact info@bhspecialty.com. The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. 06/06/2017 - A Asheville Atlanta Boston Chicago Houston Indianapolis Irvine Los Angeles New York San Francisco San Ramon Seattle Stevens Point Auckland Brisbane Dublin Düsseldorf Hong Kong Kuala Lumpur London Macau Melbourne Singapore Sydney Toronto
ASIA BHSI ASIA Berkshire Hathaway Specialty Insurance (BHSI) Asia provides commercial property, energy, marine, construction, terrorism, casualty, executive and professional lines, surety and accident and health insurance. Coverage PROPERTY Operational Property including manufacturing, infrastructure, real estate, etc. Standalone Terrorism risks Standalone Natural Catastrophe cover including earthquake Reviewable multi-year policies Primary and excess capacity POWER, ENERGY & MINING Operational Oil and Gas refining, petrochemical, LNG Power Generation thermal, combined cycle, hydroelectric Mining above ground, hard and soft rock, processing units MARINE Marine Cargo including manufacturers, distributors, importers and exporters, wholesaler Marine Project Cargo and Delay in Startup combined cycle, thermal, solar, biomass, windfarm, transportation, manufacturing, petrochemical and refineries. Marine Liability including port and terminal liability, freight forward liability, multi-model transport liability, ship repairers liability * As of 09/30/2016
Coverage CONSTRUCTION Project Contractors All Risks including Delay in Startup Buildings residential, commercial and industrial (including Semi-Con) Wet Risks dams, jetties, harbours, land reclamation Infrastructure bridges, roads, railways, tunnels, cables and pipelines ASIA Project Erection All Risks including Delay in Startup Power Generation - conventional and renewable Energy Oil and Gas, refineries, petrochemical, LNG CAR/EAR Third Party Liability CASUALTY Employees Compensation, Work Injury Compensation and Employer s Liability General Liability Products Liability Excess Liability/Umbrella Liability Third Party Auto Fleet Construction General Liability onshore and offshore projects Energy General Liability upstream and downstream sectors EXECUTIVE & PROFESSIONAL LINES Executive First Directors and Officers Liability Professional First Professional Indemnity Insurance Professional First Asset Manager Liability Executive First Public Offering of Securities Insurance Executive First Side A DIC Directors and Officers Liability Insurance SURETY Performance Bonds Advance Payment Bonds Maintenance Bonds Supply Bonds Warranty Bonds ACCIDENT & HEALTH Group Accident Group Travel Expatriate Medical Insurance
ASIA TEAM Marc Breuil President, BHSI Asia +852 3729 1301 marc.breuil@bhspecialty.com Marcus Portbury Senior Vice President Regional Head of Third Party Lines +852 3729 1302 marcus.portbury@bhspecialty.com Cherry Gao Assistant Vice President Customer and Broker Engagement +852 3729 1308 cherry.gao@bhspecialty.com ACCIDENT & HEALTH Phillip Brain Vice President Accident & Health +65 6675 1498 phillip.brain@bhspecialty.com Janus Law Assistant Vice President Accident & Health +852 3729 1315 janus.law@bhspecialty.com Kok Leong Koo Underwriting Manager Accident & Health +65 6675 1560 kokleong.koo@bhspecialty.com CASUALTY Peter McKenna Vice President Head of Construction & Energy +65 6675 1160 peter.mckenna@bhspecialty.com Ricky Ho Senior Vice President Casualty +852 3729 1311 ricky.yk.ho@bhspecialty.com Roseline Liu Vice President Casualty +852 3729 1312 roseline.kk.liu@bhspecialty.com Irene Li Assistant Vice President Casualty +852 3729 1313 irene.kk.li@bhspecialty.com Mavis Cham Assistant Vice President Casualty +65 6675 1163 mavis.cham@bhspecialty.com Dilys Li Casualty Underwriting Manager +852 3729 1367 dilys.li@bhspecialty.com Stephanie Wong Senior Manager Casualty +65 6675 1471 stephanie.wong@bhspecialty.com Denis Choo Senior Underwriter Casualty +65 6675 1472 denis.choo@bhspecialty.com Vanessa Yeo Underwriter Casualty +65 6675 1493 vanessa.yeo@bhspecialty.com CLAIMS Tim Collier Vice President Regional Head of Claims +65 6675 1492 tim.collier@bhspecialty.com Lucy Loh Assistant Vice President Head of Claims, Singapore +65 6675 1474 lucy.loh@bhspecialty.com Mike Chen Assistant Vice President Head of Executive & Professional Claims +852 3729 1326 mike.chen@bhspecialty.com Candice Au Yeung Assistant Vice President Head of Casualty Claims +852 3729 1320 candice.sk.auyeung@bhspecialty.com Evelyn Sew Senior Claims Examiner +65 6675 1507 evelyn.sew@bhspecialty.com Norman Ngai Casualty Claims Manager +65 6675 1477 norman.ngai@bhspecialty.com Juliana Ho Assistant Casualty Claims Manager +852 3729 1321 juliana.ho@bhspecialty.com Isabel Hou Assistant Casualty Claims Manager +852 3729 1322 isabel.hou@bhspecialty.com CONSTRUCTION Kiran Prakash Vice President Regional Head of Engineering and Construction +65 6675 1167 kiran.prakash@bhspecialty.com Gally Wong Senior Underwriter Construction +852 3729 1341 gally.wong@bhspecialty.com ENERGY Min Ong Vice President Head of Energy +65 6675 1476 min.ong@bhspecialty.com Texas Hong Underwriter Energy +65 6675 1485 texas.hong@bhspecialty.com EXECUTIVE & PROFESSIONAL Scotland Walsh-Riddle Vice President Head of Executive & Professional Lines, Hong Kong +852 3729 1360 scotland.walsh-riddle@bhspecialty.com Patrick Ko Assistant Vice President Head of Directors & Officers, Hong Kong +852 3729 1361 patrick.ko@bhspecialty.com Elaine Chui Assistant Vice President Head of Professional Indemnity Insurance, Hong Kong +852 3729 1362 elaine.chui@bhspecialty.com Nero Shiu Senior Manager Executive & Professional Lines +852 3729 1363 nero.shiu@bhspecialty.com Emily Poh Vice President Head of Executive & Professional Lines, Singapore +65 6675 1162 emily.poh@bhspecialty.com Jenny Wilhelm Assistant Vice President Executive & Professional Lines +65 66751166 jenny.wilhelm@bhspecialty.com Rui Na Soh Assistant Underwriting Manager Executive & Professional Lines +65 6675 1473 ruina.soh@bhspecialty.com ASIA
MARINE Julia Joes Vice President Head of Marine +65 6675 1161 julia.joes@bhspecialty.com Joyce Fung Assistant Vice President Marine +852 3729 1351 joyce.fung@bhspecialty.com Venny Oktaviani Senior Regional Underwriter Marine +65 6675 1502 venny.oktaviani@bhspecialty.com PROPERTY Neil Flatman Vice President Property +65 6675 1496 neil.flatman@bhspecialty.com Wendy Chew Property Manager +65 656 675 1494 wendy.chew@bhspecialty.com Ophelia Szeto Vice President Property +852 3729 1328 ophelia.yh.szeto@bhspecialty.com RISK ENGINEERS CY Lee Energy & Construction Engineer +65 6675 1169 cy.lee@bhspecialty.com Lewis Liem Marine Risk Engineer +65 6675 1491 lewis.liem@bhspecialty.com George Loo Property Engineer +65 6675 1489 george.loo@bhspecialty.com SURETY Andrew Ho Vice President Head of Surety +65 6675 1495 andrew.ho@bhspecialty.com MACAU BRANCH Yasmin Chan Branch Manager +852 3729 1306 yasmin.chan@bhspecialty.com Ivory Chong Underwriting Manager +852 3729 1305 ivory.chong@bhspecialty.com KUALA LUMPUR BRANCH HONG KONG OFFICE Suites 2106-10 21/F Devon House Taikoo Place, 979 King s Road Quarry Bay, Hong Kong MACAU OFFICE 14 C, Avenida do Infante Dom Henrique, Nos. 47 The Macau Square Macau, Macau KUALA LUMPUR OFFICE Unit A-28-002, Tower A Menara UOA Bangsar 5, Jalan Bangsar Utama 1, Bangsar Utama 59000, Kuala Lumpur, Malaysia SINGAPORE OFFICE 39 Robinson Road #10-01 Robinson Point Singapore 068911 ASIA Cane Yik Assistant Vice President Property +852 3729 1329 cane.yik@bhspecialty.com Gaithrie Nandrajog Branch Manager +601 6226 2242 gaithrie.nandrajog@bhspecialty.com Kang Wuu Koo Business Development Manager Executive & Professional Lines +601 2608 5889 kangwuu.koo@bhspecialty.com Berkshire Hathaway Specialty Insurance (www.bhspecialty.com) provides commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss, and homeowners insurance. The actual and final terms of coverage for all product lines may vary. In Asia, it underwrites on the paper of Berkshire Hathaway Specialty Insurance Company, which holds financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s. Based in Boston, Berkshire Hathaway Specialty Insurance has offices in Asheville, Atlanta, Boston, Chicago, Houston, Irvine, Indianapolis, Los Angeles, New York, San Francisco, San Ramon, Seattle, Stevens Point, Auckland, Brisbane, Dublin, Düsseldorf, Hong Kong, Kuala Lumpur, London, Macau, Melbourne, Singapore, Sydney, and Toronto. For more information, contact info@bhspecialty.com. The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. ASIA-6/17-A
BHSI AUSTRALIA AUSTRALIA Berkshire Hathaway Specialty Insurance (BHSI) Australia provides commercial property, casualty, healthcare lines, accident & health, executive and professional lines, cyber, construction, power, energy, mining and marine, transport & logistics liability insurance. Coverage PROPERTY All Risk Property Terrorism Real Estate Portfolios/Property Owners Financial Institutions Hospital & Healthcare Facilities Schools, Colleges & Universities Manufacturing Food & Beverage Production Transport & Logistics/Warehousing Distribution Government & Infrastructure MINING & ENERGY Industrial Special Risks Energy Package Oil & Gas Production Oil & Gas Pipelines Oil Refining Fuel Storage and Distribution LNG Production Open Cut Mining Underground Mining Minerals and Metals Processing Petrochemical Manufacturing CONSTRUCTION & POWER Industrial Special Risks Project Specific Contract Works Annual Contract Works Delay in Startup Surety Buildings - Commercial and Residential Infrastructure - Roads, Railways, Bridges, Airports, Pipelines Manufacturing, such as Food & Beverage, etc. Power Generation Electricity Transmission and Distribution Mining
Coverage CASUALTY General Liability Umbrella Liability Excess Liability Construction Liability Manufacturing & Distribution Education Power & Utilities Mining & Energy Oil & Gas Construction Professional Services Healthcare & Life Sciences EXECUTIVE & PROFESSIONAL LINES AUSTRALIA COMMERCIAL LINES Directors and Officers Liability Public Offering of Securities Insurance FINANCIAL INSTITUTIONS Asset Manager Liability Insurance FI Civil Liability FI Crime FI Directors & Officers PROFESSIONAL LINES Miscellaneous Professional Liability Design & Construct Professional Liability Financial Planners Professional Liability CYBER Business Interruption Loss Rectification Costs Regulatory Costs Extortion Costs Emergency Response Costs Publicly Traded and Large Privately Owned Commercial Firms Banks - Investment Banks, National Banks, Regional Banks Asset managers - Managed Funds, AREITS s, Hedge Funds, Private Equity Firms, Venture Cap Firms, Insurance Companies and Brokerages Architects and Engineers Construction Financial Planners Miscellaneous Professions Single Project PI Financial Institutions Healthcare Education MARINE Inland Marine - Cargo Ocean Marine - Cargo Stock Throughput Project Cargo/DSU Contractors Plant and Equipment Equipment Floater (Miscellaneous Property) Manufacturing Food & Beverage Production Warehousing Distribution Government & Infrastructure Oil & Gas Production Fuel Storage and Distribution Mining Minerals and Metals Processing Petrochemical Manufacturing Civil Contractors/Construction Earth Moving Excavation
Coverage TRANSPORT & LOGISTICS LIABILITY Logistics Operators Liability Port Operators Liability Cargo Handling Facility Liability Charterers Liability Logistics Operators Port and Terminal Operators Cargo Handling Facility Operators ACCIDENT & HEALTH Corporate Travel Group Personal Accident Group Expatriate/Inpatriate Group Journey Group Voluntary Workers Accountants & Consultants Professional & Financial services Financial Institutions Lawyers Architects/Engineers Education and Healthcare Construction Associations AUSTRALIA HEALTHCARE LIABILITY Healthcare Medical Malpractice Primary Healthcare Medical Malpractice Excess Follow Form Medical Malpractice Hospitals & Healthcare Systems Outpatient Care (Specialist clinics/medical Imaging/Pathology) Large Medical Facilities Senior Care & Ageing Services Medical Indemnity for Individual Medical Practitioners Clinical Trial Insurance RISK ENGINEERING At BHSI our approach is to work with our customers to apply a risk based assessment process within a commercial framework. We will endeavour to: Engage with our customers to understand their insurance related risks Discuss and communicate risk in terms of likelihood and consequence Jointly identify cost effective and practical risk reduction opportunities We acknowledge: That the perception of risk is based on an individual s experience and knowledge Our customers are industry experts We are experts in the risk management process, claim management and fire protection We pride ourselves on always trying to: Identify and assess risk for the benefit of our customers Facilitate the communication of our customers efforts to manage risk Communicate in a clear and concise manner
AUSTRALIA TEAM Chris Colahan President, Australasia +612 8002 2101 O +61 421 935 945 M chris.colahan@bhspecialty.com Craig Taylor Head of Property +612 8002 2108 O +61 419 468 403 M craig.taylor@bhspecialty.com Andrew Spurr Head of Casualty +612 8002 2109 O +61 419 230 909 M andrew.spurr@bhspecialty.com Daniel Kenny Head of Accident and Health +612 8002 2152 O +61 438 868 467 M daniel.kenny@bhspecialty.com Dimitry Zilberud Head of Marine +612 8002 2114 O +61 437 934 594 M dimitry.zilberud@bhspecialty.com Matthew Clarke Head of Executive & Professional Lines +612 8002 2102 O +61 421 746 445 M matthew.clarke@bhspecialty.com Penny Morgan-Payler Head of Healthcare +612 8002 2183 O +61 412 965 797 M penny.morgan-payler@bhspecialty.com SYDNEY OFFICE Level 23, 420 George Street Sydney NSW 2000 MELBOURNE OFFICE Level 23, 600 Bourke Street, Melbourne VIC 3000 BRISBANE OFFICE Level 35, 123 Eagle Street Brisbane Qld 4000 For general enquiries please contact: Renee Cooper Marketing Manger and Executive Assistant to CEO +612 8002 2112 O +61 499 995 542 M renee.cooper@bhspecialty.com or email: australia@bhspecialty.com AUSTRALIA For claims notifications please email: claimsnoticeaustralia@bhspecialty.com Berkshire Hathaway Specialty Insurance Company (incorporated in Nebraska, USA) ABN 84 600 643 034, AFS Licence No. 466713 (www.bhspecialty.com) provides commercial property, casualty, healthcare, and executive and professional lines, and marine insurance. Berkshire Hathaway Specialty Insurance Company holds financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s. Based in Boston, Berkshire Hathaway Specialty Insurance has offices in Asheville, Atlanta, Boston, Chicago, Houston, Irvine, Indianapolis, Los Angeles, New York, San Francisco, San Ramon, Seattle, Stevens Point, Auckland, Brisbane, Dublin, Düsseldorf, Hong Kong, Kuala Lumpur, London, Macau, Melbourne, Singapore, Sydney, and Toronto. For more information, contact info@bhspecialty.com. The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. AUS-7/17-A
BHSI CANADA Berkshire Hathaway Specialty Insurance (BHSI) Canada provides commercial property, casualty, marine, executive and professional lines insurance. CANADA Coverage PROPERTY All Risk Property Single Peril Earthquake, Flood and Windstorm Terrorism INLAND MARINE Blanket Builder s Risk Open Builder s Risk Contractors Equipment Motor Truck Cargo Other miscellaneous floaters OCEAN MARINE Ocean Cargo CASUALTY General Liability Lead Umbrella Excess Liability Real Estate Companies Public Entities Financial Institutions Hospital & Healthcare Facilities Schools, Colleges & Universities Manufacturing Companies Retail Entities Developers General Contractors Logistics Mining Oil & Gas Utilities Importers & Exporters Life Sciences Logistics Manufacturing & Distribution Retail Technology Wholesalers Manufacturing & Distribution Real Estate & Retail (SIR) Hospitality Energy & Energy Related Construction Financial Institutions
Coverage ENERGY General Liability Lead Umbrella Follow Form Excess Occurrence & Claims Made Cover Builder s Risk / EAR Property Oil & Gas Lease Operators Oil & Gas Contractors Mining Including Underground Gathering and Transmission Pipelines Gas Stations, Fuel Distributors Power Generators Processing Refining (Property) Oil Sands/SAGD/NGL Operations Energy Construction Projects Power Generation & Distribution Renewable Energy EXECUTIVE LINES, COMMERCIAL & FINANCIAL Directors and Officers Liability Side A D&O Comercial Crime Fiduciary Liability Fidelity Bonds Financial Errors & Omissions Employment Practices Liability Excess Follow Form Publicly Traded and Large Privately Owned Commercial Firms National & Regional Banks and Credit Unions Asset managers Mutual Funds, Hedge Funds Investment Advisors, Private Equity Firms, Venture Cap Firms Insurance Companies and Brokerages CANADA PROFESSIONAL LINES Miscellaneous Professional Liability Excess Professional Liability Miscellaneous Professionals Lawyers Technology Real Estate Architects & Engineers* Accountants* CONSTRUCTION Practice Policies (CGL, Umbrella, Excess) Owner Controlled Insurance Programs (OCIP) Contractor Controlled Insurance Program (CCIP) Builder s Risk / CAR Heavy Commercial Trades General Contractors Infrastructure Projects Healthcare Projects Energy Projects Commercial Buildings Tunneling Remediation/Restoration Contractors Industrial Civil (wet and dry) * BHSI has the ability to write selective risks for Architects, Engineers and Accountants
Coverage LIFE SCIENCES Product Liability Medical Devices Nutraceuticals Generic Pharmaceuticals Clinical Trials Biologicals Compounding Pharmaceuticals TRANSPORTATION Buffers and Excess Liability Follow Form Umbrella Retained Limits All Non-passenger Vehicular For Hire and Corporate Fleets CANADA TEAM CANADA CASUALTY Darryl DeSouza SVP, Casualty 647.846.7801 darryl.desouza@bhspecialty.com Mark Lunn AVP, Casualty 647.846.7807 mark.lunn@bhspecialty.com Galan Riley AVP, Energy Casualty 647.846.7808 galan.riley@bhspecialty.com Malin Balasooriya Underwriting Specialist, Casualty 647.846.7825 malin.balasooriya@bhspecialty.com Karen Diaz Underwriting Technician, Casualty 647.846.7828 karen.diaz@bhspecialty.com EXECUTIVE AND PROFESSIONAL LINES Michael Densham SVP, Executive & Professional 647.846.7803 michael.densham@bhspecialty.com Mark Fowler AVP, Executive Lines 647.846.7816 mark.fowler@bhspecialty.com Geoffrey Kendrick AVP, Professional Lines Executive & Professional 647.846.7830 geoffrey.kendrick@bhspecialty.com Andrew Knight AVP, National Director Financial Institutions 647.846.7846 andrew.knight@bhspecialty.com Andrew Poss AVP, Executive Lines 647.846.7810 andrew.poss@bhspecialty.com MARINE Gord Rider Senior Underwriter, Marine 647.846.7811 gord.rider@bhspecialty.com PROPERTY Scott Miller SVP, Property 647.846.7802 scott.miller@bhspecialty.com Chaman Aggarwal SVP, Property Underwriting Officer 647.846.7817 chaman.aggarwal@bhspecialty.com Douglas Johnson VP, Risk Control Property 647.846.7805 doug.johnson@bhspecialty.com Dan Bratucu AVP, Senior Risk Control Engineer 647.846.7814 dan.bratucu@bhspecialty.com Geoffrey Carter VP, Builder s Risk 647.846.7812 geoffrey.carter@bhspecialty.com Christopher Rose AVP, Director Energy Property 647.846.7804 christopher.rose@bhspecialty.com Michael Costas Sr Underwriter, Commercial Property 647.846.7806 michael.costas@bhspecialty.com Justin Ward Underwriter, Energy Property 647.846.7824 justin.ward@bhspecialty.com Matthew Ardill Underwriting Technician, Property 647.846.7809 Matthew.ardill@bhspecialty.com CLAIMS Paul Emerson VP, Liability Claims 647.846.7815 paul.emerson@bhspecialty.com Amanda Sorsak VP, Property & Energy Claims 647.846.7813 amanda.sorsak@bhspecialty.com CUSTOMER & BROKER ENGAGEMENT Lauren Finnis AVP, Customer & Broker Engagement 917.960.2430 lauren.finnis@bhspecialty.com TORONTO OFFICE Royal Bank Plaza North Tower P.O. Box 2 200 Bay Street, 15th Floor Toronto, Ontario M5J 2J2 Berkshire Hathaway Specialty Insurance (www.bhspecialty.com) provides commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss, and homeowners insurance. The actual and final terms of coverage for all product lines may vary. In Canada it underwrites on the paper of National Liability & Fire Insurance Company, a part of Berkshire Hathaway s National Indemnity group of insurance companies, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s. Based in Boston, Berkshire Hathaway Specialty Insurance has offices in Asheville, Atlanta, Boston, Chicago, Houston, Irvine, Indianapolis, Los Angeles, New York, San Francisco, San Ramon, Seattle, Stevens Point, Auckland, Brisbane, Dublin, Düsseldorf, Hong Kong, Kuala Lumpur, London, Macau, Melbourne, Singapore, Sydney, and Toronto. For more information, contact info@bhspecialty.com. The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. CAN-6/17-A
BHSI GERMANY Berkshire Hathaway Specialty Insurance (BHSI) Germany provides commercial executive & professional lines, casualty, property, engineering, and marine insurance. Coverage CASUALTY General Liability Property Liability Recall Coverage Excess Liability Manufacturing & Distribution PharmChem Hospitality & Healthcare Facilities Energy & Energy Related Construction Financial Institutions GERMANY EXECUTIVE LINES, COMMERCIAL & FINANCIAL Directors and Officers Liability Side A D&O Commercial Crime Fiduciary Liability Fidelity Bonds Financial Errors & Omissions Employment Practices Liability Publicly Traded and Large Privately Owned Commercial Firms National & Regional Banks and Credit Unions Asset managers Mutual Funds, Hedge Funds Investment Advisors, Private Equity Firms, Venture Cap Firms Insurance Companies and Brokerages PROFESSIONAL LINES Miscellaneous Professional Liability Excess Professional Liability Miscellaneous Professionals Lawyers Technology Real Estate Architects & Engineers Accountants
Coverage MARINE Cargo Insurance Stock Throughput (STP) Insurance Project Cargo and ALOP / DSU Insurance Exhibition, Removal Goods and Luggage Insurance Film & Entertainment Insurance Rolling Stock Insurance Importers & Exporters Manufacturing & Distribution Wholesale & Retail PharmChem Automobiles Metal Processing Technology TRANSPORT & LOGISTICS Shippers-Interest Insurance Freight Forwarder & Carriers Liability Insurance Warehouse Liability Insurance Contract Logistics Insurance Freight Forwarders Carriers & Transport Operators Warehouse and Cargo Handling Operators Logistics Operators PROPERTY All Risk Property Terrorism Single Peril Coverage (Earthquake, Flood, Windstorm, etc.) Manufacturing Companies Food & Beverage Processing Minerals and Metals Processing Transport & Logistics / Warehousing Distribution Real Estate Portfolios Financial Institutions Hospital & Healthcare Facilities Schools, Colleges & Universities Government & Infrastructure Public Entities GERMANY POWER, ENERGY & MINING Industrial Special Risks Energy Package Power generation Electricity transmission and distribution Oil & Gas production Oil & Gas pipelines Oil refining Fuel Storage and Distribution Petrochemical manufacturing Renewable Energy Mining CONSTRUCTION Project Contractors AR Project Erection AR Project Specific Contract Works Annual Contract Works Delay in Startup Buildings: Residential, Commercial, Industrial, etc. Infrastructure: Roads, Railways, Bridges, Airports, etc. Energy: Pipelines, Oil & Gas, LNG, Refineries, etc. Power generation: Conventional and Renewable Wet Risks: Dams, Jetties, Harbors, etc.
RISK ENGINEERING At BHSI our approach is to work with our customers to apply a risk based assessment process within a commercial framework. We will endeavour to: Engage with our customers to understand their insurance related risks Discuss and communicate risk in terms of likelihood and consequence Jointly identify cost effective and practical risk reduction opportunities We acknowledge: That the perception of risk is based on an individual s experience and knowledge Our customers are industry experts We are experts in the risk management process, claim management and fire protection We pride ourselves on always trying to: Identify and assess risk for the benefit of our customers Facilitate the communication of our customers efforts to manage risk Communicate in a clear and concise manner GERMANY TEAM Gregor Köhler President, BHSI Northern Europe +49 211 9755 1966 +49 160 9470 0306 gregor.koehler@bhspecialty.com Ute Huhmann Executive Assistant +49 211 9755 1976 +49 160 9600 5922 ute.huhmann@bhspecialty.com CLAIMS Ulrich Kremer Head of Claims, Northern Europe +49 211 9755 1965 +49 160 9755 1965 ulrich.kremer@bhspecialty.com Sabrina Burghard Claims Technician +49 211 9755 1903 +49 160 9755 1904 sabrina.burghard@bhspecialty.com PROPERTY & ENGINEERING Leander Metzger Head of Property & Engineering, Northern Europe +49 211 9755 1973 +49 160 9755 1973 leander.metzger@bhspecialty.com Dr. Stefan Laurs Head of Engineering Lines Northern Europe +49 211 9755 1925 +49 160 9755 1924 stefan.laurs@bhspecialty.com Peter Eymael Manager Risk Engineering Property +49 211 9755 1964 +49 160 9755 1966 peter.eymael@bhspecialty.com Alexander Mörsch Senior Underwriter Property +49 211 9755 1926 +49 160 9755 1929 alexander.moersch@bhspecialty.com Aleksandra Zieba Underwriter, Engineering Lines +49 211 9755 1902 +49 160 9755 1902 aleksandra.zieba@bhspecialty.com MARINE Ulrich Kuetter Head of Marine, Northern Europe +49 211 9755 1971 +49 172 598 1171 ulrich.kuetter@bhspecialty.com Dirk Flesch Senior Underwriter, Marine +49 211 9755 1974 +49 151 1755 1974 dirk.flesch@bhspecialty.com EXECUTIVE & PROFESSIONAL LINES Jörg Bechert Head of Executive & Professional Lines and Casualty, Northern Europe +49 211 9755 1961 +49 160 9755 1962 joerg.bechert@bhspecialty.com Christoph Reiland Senior Underwriter Financial Lines +49 211 9755 1980 +49 160 9755 1981 christoph.reiland@bhspecialty.com Florian Biebrach Senior Underwriter Financial Lines +49 211 9755 1901 +49 160 9755 1977 florian.biebrach@bhspecialty.com CASUALTY Michael Pille Senior Underwriter Casualty +49 211 9755 1986 +49 160 9755 1996 michael.pille@bhspecialty.com Klaus Schröder Senior Underwriter Casualty DACH +49 211 9755 1958 +49 160 9755 1958 klaus.schroeder@bhspecialty.com DÜSSELDORF OFFICE Uerdinger Str. 90 40474 Düsseldorf GERMANY For claims notifications please email: schadendeutschland@bhspecialty.com GERMANY Berkshire Hathaway International Insurance Limited, Germany, is a branch of Berkshire Hathaway International Insurance Limited with offices in: 4th Floor, 8 Fenchurch Place, London EC3M 4AJ, United Kingdom, register no. 3230337, registered in England and Wales, admitted by the Prudential Regulation Authority and under supervision of the Financial Conduct Authority. Berkshire Hathaway International Insurance Limited, Germany, is trading under the name Berkshire Hathaway Specialty Insurance (BHSI) und is registered with the Commercial Register Düsseldorf under register no. HRB 77788. General Representative for the Federal Republic of Germany: Gregor Köhler. The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. GER-10/17-A
BHSI NEW ZEALAND Berkshire Hathaway Specialty Insurance (BHSI) New Zealand provides commercial property, casualty, healthcare liability, executive and professional lines, cyber and marine cargo insurance. Coverage PROPERTY All Risk Property Single Peril Earthquake, Flood and Windstorm Terrorism Real Estate Portfolios/Property Owners Financial Institutions Hospital & Healthcare Facilities Schools, Colleges & Universities Manufacturing Food & Beverage Production Government & Infrastructure NEW ZEALAND POWER, ENERGY & MINING All Risk Property Single Peril Earthquake, Flood, and Windstorm Terrorism Power Generation Electricity transmission and distribution Oil & Gas production Oil & Gas pipelines Oil refining Fuel Storage and Distribution Mining CONSTRUCTION Project Specific Contract Works Annual Contract Works Delay in Start Up Buildings Commercial and Residential Infrastructure Roads, Railways, Bridges, Airports, Pipelines Manufacturing, such as Food & Beverages, etc Power Generation Mining
Coverage ACCIDENT & HEALTH Corporate Travel Group Personal Accident Group Expatriate/Inpatriate Accountants & Consultants Professional & Financial services Financial Institutions Lawyers Architects/Engineers Education and Healthcare Construction Associations Government and Infrastructure Manufacturing MARINE Marine Cargo Marine Stock Throughput Ports/Terminals & Cargo Handling Facilities Transport & Logistic (operators) Marine Operators Primary Industries Forestry Manufacturing Food & Beverage Production Warehousing Distribution Government & Infrastructure Oil & Gas Production Fuel Storage and Distribution Petrochemical manufacturing CASUALTY Combined General Liability Excess/Umbrella Liability Life Sciences Liability Single Project Construction Liability Employers Liability Bailees Liability Manufacturing & Distribution Public Sector Power & Utilities Mining & Energy Oil & Gas Construction Professional Services Education & Healthcare Life Sciences NEW ZEALAND EXECUTIVE & PROFESSIONAL LINES Directors and Officers Liability Professional Indemnity Statutory Liability Crime Investment Managers Insurance Prospectus Liability Cyber Business interruption Loss Rectification Costs Regulatory Costs Extortion Costs Emergency Response Costs Third Party Liability Financial Institutions Professional Indemnity Miscellaneous Professional Liability Design & Construct Professional Liability Publicly Traded and Large Privately Owned Commercial Firms Banks Investment Banks, National Banks, Regional Banks Asset Managers Managed Funds, AREITS s, Hedge Funds, Private Equity Firms, Venture Cap Firms, Insurance Companies and Brokerages Architects and Engineers Construction Miscellaneous Professions Single Project PI
RISK ENGINEERING At BHSI our approach is to work with our customers to apply a risk based assessment process within a commercial framework. We will endeavour to: Engage with our customers to understand their insurance related risks Discuss and communicate risk in terms of likelihood and consequence Jointly identify cost effective and practical risk reduction opportunities We acknowledge: That the perception of risk is based on an individual s experience and knowledge Our customers are industry experts We are experts in the risk management process, claim management and fire protection We pride ourselves on always trying to: Identify and assess risk for the benefit of our customers Facilitate the communication of our customers efforts to manage risk Communicate in a clear and concise manner NEW ZEALAND TEAM Cameron McLisky Country Manager New Zealand Executive & Professional Manager Australasia +64 9 301 3911 O +64 27 644 4122 M cameron.mclisky@bhspecialty.com Karen Poching Senior Underwriter Executive & Professional Lines +64 9 301 3915 O +64 27 346 0306 M karen.poching@bhspecialty.com Daryl Robinson Senior Underwriter, Construction +64 9 301 3929 O +64 27 548 1616 M daryl.robinson@bhspecialty.com Nikki Quain Senior Underwriter Property & Energy Lines +64 9 301 3917 O +64 27 891 8400 M nikki.quain@bhspecialty.com Chanelle Wishart Underwriting Technician +64 9 301 3931 O chanelle.wishart@bhspecialty.com CLAIMS Megan Howe Claims Manager +64 9 301 3912 O +64 27 344 8224 M megan.howe@bhspecialty.com NEW ZEALAND Ian Marshall Senior Underwriter Professional Indemnity Lines +64 9 301 3914 O +64 27 256 9103 M ian.marshall@bhspecialty.com Jessica Jefferies Underwriter Executive and Professional Lines +64 9 301 3913 O +64 21 043 6440 M jessica.jefferies@bhspecialty.com Andriu Sucu Underwriter Executive and Professional Lines +64 9 301 3933 O +64 27 586 3990 M andriu.sucu@bhspecialty.com Doug Thomson Property & Energy Manager +64 9 301 3918 O +64 27 314 7875 M douglas.thomson@bhspecialty.com Anthony Posa Casualty Manager +64 9 301 3916 O +64 27 771 7700 M anthony.posa@bhspecialty.com Jared Bates Underwriter, Casualty +64 9 301 3932 O +64 27 586 3999 M jared.bates@bhspecialty.com Mark Dixon Marine Manager +64 9 301 3919 O + 64 27 614 8833 M mark.dixon@bhspecialty.com Natalie Donovan Senior Underwriter Marine +64 9 301 3928 O +64 27 898 8400 M natalie.donovan@bhspecialty.com Muskan Khubchandani Senior Claims Consultant +64 9 301 3920 O +64 27 203 6366 M muskan.khubchandani@bhspecialty.com Sheetal Prasad Senior Claims Consultant +64 9 301 3930 O +64 27 562 3300 M sheetal.prasad@bhspecialty.com AUCKLAND OFFICE Level 19, 1 Queen Street Auckland 1010 PO Box 106-844 Auckland 1143 For claims notifications please email: claimsnoticenewzealand@bhspecialty.com Berkshire Hathaway Specialty Insurance Company (incorporated in Nebraska, USA) (www.bhspecialty.com) provides commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss, and homeowners insurance. The actual and final terms of coverage for all product lines may vary. In New Zealand it underwrites on the paper of Berkshire Hathaway Specialty Insurance Company, which holds financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s. Based in Boston, Berkshire Hathaway Specialty Insurance has offices in Asheville, Atlanta, Boston, Chicago, Houston, Irvine, Indianapolis, Los Angeles, New York, San Francisco, San Ramon, Seattle, Stevens Point, Auckland, Brisbane, Dublin, Düsseldorf, Hong Kong, Kuala Lumpur, London, Macau, Melbourne, Singapore, Sydney, and Toronto. For more information, contact info@bhspecialty.com. The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. NZ-11/17-A
BHSI UK & SOUTHERN EUROPE Berkshire Hathaway Specialty Insurance (BHSI) UK and Southern Europe provides commercial property, casualty, executive and professional lines, including cyber and healthcare liability insurance. Coverage PROPERTY All Risks Global Corporate Mid Market Excess Layers PFI Package Construction Real Estate Financial Institutions Hospitals & Healthcare Facilities Manufacturing & Distribution Food and Beverage Industrial Risks Sports, Entertainment, Leisure Retailers Media Technology CASUALTY Primary Public / Products Liability Excess Liability Manufacturing & Distribution Sports, Entertainment, Leisure Real Estate & Retail Energy & Energy Related Construction Education Media Transport U.K. HEALTHCARE LIABILITY Healthcare Medical Malpractice Primary Healthcare Medical Malpractice Excess Follow Form Medical Malpractice Hospitals & Healthcare Systems Outpatient Care (Specialist clinics/medical Imaging/Pathology) Large Medical Facilities Senior Care & Ageing Services Medical Indemnity for Individual Medical Practitioners Clinical Trial Insurance
Coverage LIFE SCIENCES Primary Public / Products Liability Excess Liability Medical Devices Nutraceuticals Generic Pharmaceuticals Clinical Trials Biologicals Compounding Pharmaceuticals EXECUTIVE LINES Financial Institutions D&O Liability Insurance Side A DIC Insurance Pension Trustee Liability Insurance FI Professional Indemnity Insurance FI Crime Insurance Employment Practices Liability Public Offering of Security Insurance Executive Liability D&O Liability Insurance Side A DIC Insurance Pension Trustee Liability Insurance Commercial Crime Insurance Employment Practices Liability Prospectus Offering of Securities Insurance Asset managers Investment managers, Investment advisors, Fund of Funds managers Private Equity Firms and Venture Capital Firms Banks Corporate Finance Firms Other diversified Financial Institutions Publicly Traded and large Privately owned Commercial firms Cyber Liability Third party exposure Response costs to cyber breaches or extortion threats Business interruption Regulatory investigations, fines and penalties Technology Companies Telecommunications Companies Financial Institutions Banks/Asset Managers/Insurance Companies Media Companies Hospitality Manufacturing Airlines U.K. PROFESSIONAL LINES Professional Liability Miscellaneous PI Architects & Engineers Tech & Media Cyber Liability for Professional services firms Engineers Architects Construction Managers Other professionals in the construction industry
UK & SOUTHERN EUROPE TEAM Tom Bolt President, Southern Europe +44 (0) 20 3429 4920 O +44 (0) 78 2795 2289 M tom.bolt@bhspecialty.com Sarah Brown Executive Assistant +44 (0) 20 3429 4910 O sarah.brown@bhspecialty.com CLAIMS Andrew Walker Head of Claims +44 (0) 20 3429 4912 O +44 (0) 77 4098 0938 M andrew.walker@bhspecialty.com PROPERTY Richard Nathan Head of Property +44 (0) 20 3429 4913 O +44 (0) 78 8773 0842 M richard.nathan@bhspecialty.com Matthew Bond Vice President, Property +44 (0) 20 3429 4917 O +44 (0) 74 4601 3951 M matthew.bond@bhspecialty.com Paul Collins Vice President, Property +44 (0) 20 3429 4919 O +44 (0) 74 4624 5103 M paul.collins@bhspecialty.com EXECUTIVE & PROFESSIONAL LINES Patrick Brown Head of Executive & Professional Lines +44 (0) 20 3429 4911 O +44 (0) 74 7228 2699 M patrick.brown@bhspecialty.com Thomas Dilley Head of Financial Institutions +44 (0) 20 3429 4921 office +44 (0) 74 7678 1370 mobile thomas.dilley@bhspecialty.com Vanessa Maxwell Head of Professional Indemnity & Cyber Liability +44 (0) 20 3429 4930 O +44 (0) 74 7673 6875 M vanessa.maxwell@bhspecialty.com Chiara Baldissara Underwriting Technician +44 (0) 20 3429 4916 O chiara.baldissara@bhspecialty.com MULTINATIONAL Paul Roffey Multinational Program Coordinator +44 (0) 20 3429 4915 O paul.roffey@bhspecialty.com CASUALTY Martin Leeks Head of Casualty +44 (0)20 3429 4918 O +44 (0)77 1413 7745 M martin.leeks@bhspecialty.com Cormac McNamara Property & Casualty Manager Ireland +353 1 246 7230 O +353 86 145 2794 M cormac.mcnamara@bhspecialty.com For general enquiries please email: claimsnoticeeurope@bhspecialty.com LONDON OFFICE 4th Floor 8 Fenchurch Place London EC3M 4AJ United Kingdom DUBLIN OFFICE 49 Upper Mount Street Dublin 2 Ireland U.K. In Europe, the specialty division will operate as part of Berkshire Hathaway International Insurance Limited ( BHIIL ), an incorporated England and Wales limited liability company, Registration Number 3230337 and Registered Office of 4th Floor, 8 Fenchurch Place, London EC3M 4AJ, United Kingdom. BHIIL is an affiliate of Berkshire Hathaway Specialty Insurance (www.bhspecialty.com) ( BHSI ), which provides commercial property, marine, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss and homeowner s insurance programs. BHSI and BHIIL are part of Berkshire Hathaway s National Indemnity group of insurance companies, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor s. The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. UK-10/17-A
BHSI UNITED STATES Berkshire Hathaway Specialty Insurance in the U.S. provides commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, medical stop loss, and homeowners insurance. Coverage PROPERTY All Risk Property Single Peril Earthquake, Flood and Windstorm Terrorism INLAND MARINE Builder s Risk Open Builder s Risk Motor Truck Cargo Warehouse Legal Equipment Dealers Other miscellaneous floaters OCEAN MARINE Ocean Cargo Stock Throughput Project Cargo / DSU Real Estate Companies Public Entities Financial Institutions Hospital & Healthcare Facilities Schools, Colleges & Universities Manufacturing Companies Retail Entities Developers General Contractors Logistics Transportation Oil & Gas Utilities Warehousemen Life Sciences Logistics Manufacturing & Distribution Retail Technology Wholesalers Oil, Gas & Petrochemical U.S.
Coverage CASUALTY General Liability Lead Umbrella Excess Liability Auto Buffers Retained Limits ENERGY General Liability Lead Umbrella Retained Limits Follow Form Excess Occurrence & Claims Made Cover Builder s Risk / EAR Trucking Manufacturing & Distribution Sports, Entertainment, Leisure Real Estate & Retail Energy & Energy Related Construction Oil & Gas Lease Operators Oil & Gas Contractors Mining Including Quarries, Coal, & Metals Gathering and Transmission Pipelines Gas Stations, Fuel Distributors Power Generators Processing Refining EXECUTIVE LINES, COMMERCIAL & FINANCIAL Commercial Crime Directors and Officers Liability Side A D&O Excess D&O Fiduciary Liability Fidelity Bonds Employment Practices Liability Financial Errors & Omissions Publicly Traded and Large Privately Owned Commercial Firms Banks Investment Banks, Money Center Banks, National Banks, Regional Banks Asset managers Mutual Funds, Hedge Funds, Investment Advisors, Private Equity Firms, Venture Cap Firms Insurance Companies and Brokerages PROFESSIONAL LINES Professional Liability Cyber Liability TRANSACTIONAL LIABILITY Representations and Warranties Insurance Contingent Liability Insurance Class Action Settlement Insurance HOMEOWNERS High Value Homeowners on East Coast Form Flexibility - HO3, HO5 Occupancy Flexibility - Primary, Secondary, and Seasonal Homes Owner and Tenant Occupied Lawyers Architects & Engineers Media Technology Real Estate Miscellaneous Professionals Manufacturing Financial Institutions Technology Real Estate Energy Healthcare Retail CAT Property Named Insured Flexibility - Corporations, Limited Liability Companies, Trusts, and Partnerships U.S.
Coverage HEALTHCARE PROFESSIONAL LIABILITY Healthcare Liability Umbrella Healthcare Excess Follow Form Captive Reinsurance Managed Care E&O: Follow Form Excess Senior Care Umbrella Excess Hospitals & Healthcare Systems Physician Groups Outpatient Care Large Miscellaneous Facilities Managed Care Senior Care & Aging Services CONSTRUCTION Practice Policies Owner Controlled Insurance Programs (OCIP) Contractor Controlled Insurance Program (CCIP) Interest Only Projects Builder s Risk / CAR Heavy Commercial Trades General Contractors Infrastructure Projects Healthcare Projects Energy Projects Commercial Buildings Commercial Grade Residential HUMAN AND SOCIAL SERVICES Professional Liability Property Crime Inland Marine Commercial Auto General Liability Umbrella Liability Community Action Organizations Paratransit Agencies Social Services Agencies Youth Services Agencies MEDICAL STOP LOSS BHSI s team has extensive experience tailoring medical stop loss coverage for a wide range of sectors. Financial Institutions Healthcare Manufacturing Professional Services Public Sector Groups Taft Hartley Plans Self-Administered Groups Groups Embracing Referenced Based Pricing Models Colleges and Universities TRAVEL Travel Convenience Insurance Travel Accident Insurance Travel Agents & Tour Operators E&O Concierge Services Individual Consumer Travel Agents Tour Operators Airline & Cruise Carriers Online Travel Agents Corporate Travel Agents U.S.