For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

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For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

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This Summary of Benefits contains 2017 plan information for: Geisinger Gold For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. Geisinger Gold Secure Rx is a Special Needs Plan which is available to anyone who has both Medical Assistance from the State and Medicare. Secure Rx premiums, copays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Members must a PCP and use network providers for covered services. Referrals to specialty care providers are not required. Prior authorization may be required for certain services. You can also learn more about this plan in the Medicare & You handbook. If you don t have a copy of this booklet, you can get it at the Medicare website (medicare.gov) or by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048. To join a Geisinger Gold Medicare Advantage Plan, you must be entitled to Medicare Part A, be enrolled in Medicare Part B, and live in our service area. Our service area includes the following counties in Pennsylvania: Adams, Berks, Blair, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Cumberland, Dauphin, Fulton, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming, York. Call us with any questions! From October 1 to February 14: 7 days a week from 8 a.m. to 8 p.m. From February 15 to September 30: Monday through Friday from 8 a.m. to 8 p.m. If you are a member, call toll-free (800) 498-9731 If you are not a member, call toll-free (800) 514-0138 TTY users should call 711 Or visit our website: GeisingerGold.com Geisinger Gold has a network of doctors, hospitals, and other providers. If you use the providers that are not in our network, the plan may not pay for these services. You can see our plan s provider and pharmacy directory at our website (GeisingerGold.com). Or, call us and we will send you a copy of the provider and pharmacy directories. H3954_16251_3 File and Use 9/11/16

In addition to the plan detailed in the enclosed Summary of Benefits, there may be other plans available to you, based on your county of residence. If you would like to discuss other plan options, or have any questions about this packet or the coverage offered by Geisinger Gold, please call (800) 514-0138, seven days a week from 8 a.m. to 8 p.m. (TDD 711) for more information. People with limited incomes may qualify for Extra Help to pay for their prescription drug costs. If eligible, Medicare could pay for up to one-hundred (100) percent of drug costs including monthly prescription drug premiums, annual deductibles, and co-insurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don t know it. For more information about this Extra Help, contact your local Social Security office or call 1-800-MEDICARE (1-800-633-4227), 24 hours per day, 7 days per week. TTY users should call 1-877-486-2048. You can also call 1-800-MEDICARE or visit www.medicare.gov for more information about Medicare. Geisinger Gold Medicare Advantage HMO, PPO, and HMO SNP plans are offered by Geisinger Health Plan/Geisinger Indemnity Insurance Company, health plans with a Medicare contract. Continued enrollment in Geisinger Gold depends on annual contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. You must continue to pay your Medicare Part B premium.

2017 Medical Benefits Premium $0 Deductible $0 Annual Out-of-Pocket Maximum $6,700 Inpatient Hospital Care Primary Care Physician (PCP) Visit Specialty Care Physician Visit Annual Routine Physical Exams Preventive Care Emergency Care Urgently Needed Care Outpatient Lab Outpatient X-Rays Outpatient MRI, CT, PET Scans Outpatient Radiation Therapy, Nuclear Medicine Outpatient All Other Diagnostic Procedures/Tests Diagnostic Hearing Exams Routine Hearing Exams Hearing Aids/Fitting for Hearing Aids Dental Services (Preventive): Oral Exam with or without cleaning/x- Rays/Dentures Comprehensive Dental (Original Medicare-Covered Benefit only) Vision Exam (Medical): $0 for glaucoma screen - office visit copay may apply Vision Exam (Routine) Original Medicare-Covered Eyewear (Post-Cataract Surgery) $0 copay for Medicare-approved preventive services ; 1 per year $1000 maximum benefit every 3 years $3,000 maximum benefit per year (includes simple fillings, extractions, dentures, and 2 visits per year for exams, cleanings, fluoride treatments, x-rays) ; 1 per year

Routine Eyewear (Non-Medicare Covered Contact Lenses, Eyeglasses, Lenses and Frames) Inpatient Mental Health Outpatient Mental Health Skilled Nursing Facility Cardiac/Pulmonary Rehab Occupational Therapy Physical & Speech Therapy Ambulance Transportation Podiatry (Original Medicare Benefits) Podiatry - Routine Nail Trimming Durable Medical Equipment (DME) Prosthetics and Related Supplies Health Club/Fitness Club Part B Drugs Part D Drugs Over-the-Counter-Drugs and Supplies Home Health Services (includes related medical supplies) Outpatient Hospital Surgery/Ambulatory Surgical Center Diabetes Supplies - Preferred Brand Glucometer Diabetes Supplies - All Other $250 maximum benefit every 2 years Not covered (4 every year) $120 allowance per quarter $0 deductible Depending on level of Extra Help, member pays the following: $0, $1.20, or $3.30 copays for generic drugs $0, $3.70, or $8.25 copays for brand drugs After $4,950 is paid out-of-pocket, member pays: $0 copay for generic and brand drugs $25 allowance per month $0 Preferred Brand Glucometer every 2 years 20% strips, lancets & non-preferred brand meters (prior auth required on non-preferred brand strips & meters)

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