RFP 16C-002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services. Vendor Name:

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE GENERAL BANKING SERVICES ACCOUNT Account Maintenance 7 $ 8.00 $ 56.00 FDIC Insurance (in basis points based on current price. The District understands this fee is set by the Federal Reserve and is subject to change) 20,000,000 $ ANALYSIS TRANSMISSION MAINTENANCE 1 $ 50.00 $ 0.01 DEPOSIT ACCOUNT STATEMENTS 7 $ 5.00 $ 35.00 ZBA MASTER ACCOUNT MAINTENANCE 1 $ 50.00 $ 50.00 ZBA PER TRANSACTION 17 $ $ ZBA SUBSIDIARY ACCOUNT MAINTENANCE 4 $ 20.00 $ 80.00 ACH ACH DELETE/REVERSAL 4 $ 50.00 $ 212.50 ACH INPUTFILE 13 $ 5.00 $ 65.83 ACH MONTHLY MAINTENANCE 4 $ 20.00 $ 80.00 ACH NOTIFICATION OF CHANGE 61 $ 1.50 $ 90.75 ACH OPTIONAL REPORTSELECTRONIC 14 $ 1.00 $ 14.08 ACH ORIGINATED ADDENDA 660 $ 0.02 $ 13.21 ACH RETURN ITEM 72 $ 2.00 $ 144.33 ACH STANDARD REPORTSELECTRONIC 36 $ 1.00 $ 35.83 ACH BLOCKS AUTH INSTRUCTIONS 16 $ $ ACH BLOCKS AUTH MAINTENANCE 7 $ 5.00 $ 34.58 CHANGE ORDERS CHANGE ORDER BANKING CENTER 1 $ 10.00 $ 5.83 CHANGE ORDERAUTOVAULT 17 $ 5.00 $ 87.08 CHANGE ORDERLATEVAULT 1 $ 35.00 $ 46.67 COIN SUPP ROLLBANKING CENTER 11 $ 0.40 $ 4.57 COIN SUPPLIED/ROLLVAULT 225 $ 0.15 $ 33.74 Page 1 of 9

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE CURR SUPP $100BANKING CENTER 1 $ CURRENCY SUPP/$100NONSTDVAULT 23 $ CURRENCY SUPP/$100STDVAULT 1 $ DEPOSITS ACH CONSUMER OFF US CREDITS 48,301 $ 0.03 $ 1,449.03 ACH CONSUMER ON US CREDITS 13,501 $ 0.03 $ 405.03 ACH CORPORATE OFF US CREDITS 904 $ 0.14 $ 126.60 ACH CORPORATE ON US CREDITS 40 $ 0.14 $ 5.60 ACH CREDIT RECEIVED ITEM 3,071 $ 0.07 $ 214.96 BOOK CREDIT 13 $ 4.00 $ 51.33 CKS DEP UNENCODED ITEMS 3,117 $ 0.11 $ 342.91 COIN DEPOSITVAULT 103 $ 0.20 $ 20.67 CREDITS POSTEDELECTRONIC 3,096 $ 0.07 $ 216.73 CREDITS POSTED 1 $ 0.07 $ 0.07 CURR/COIN DEP/$100VAULT 5,977 $ DEBITS POSTEDELECTRONIC 82 $ 0.19 $ 15.64 DEPOSIT CORRECTIONCASH 13 $ 10.00 $ 134.17 DEPOSIT CORRECTIONNONCASH 9 $ 6.00 $ 53.00 DUP DEP CORRECTION NOTICE 1 $ 1.25 $ 1.77 FAX NOTIFICATIONDEP CORRECTIONVAULT 13 $ 1.25 $ 16.77 FAX NOTIFICATIONRECEIPTVAULT 5 $ 1.25 $ 6.77 INCOMING DOMESTIC WIRE 10 $ 7.00 $ 70.00 MAIL NOTIFICATIONRECEIPTVAULT 3,008 $ 1.75 $ 5,263.85 RETURNSCHARGEBACK 16 $ 5.00 $ 82.08 RETURNSMAKER REQUIRED 2 $ 2.00 $ 4.00 VAULT DEPOSIT 3,121 $ 1.00 $ 3,121.00 DEPOSITS REMOTE DEPOSIT CORRECTION 1 $ 6.00 $ 6.00 IMAGE DEPOSITED ITEMS 2,268 $ 0.08 $ 181.45 Page 2 of 9

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE REMOTE DEPOSITS 20 $ 0.45 $ 9.04 RDSOLITEM STORAGE 107,368 $ $ REMOTE DEP CK IMAGE PROCESSING 2,269 $ $ REMOTE DEPACCOUNT MAINTENANCE 1 $ 25.00 $ 25.00 IMAGE SERVICES BULK IMAGE TRANS PER ITEM 2,787 $ 0.04 $ 111.48 IMAGE FILE TRANSPER ITEM 222 $ 0.04 $ 8.90 IMAGE MAINTENANCE 5 $ 25.00 $ 125.00 IMAGE RETRIEVAL 23 $ $ IMAGE TRANSMISSION MONTHLY MAINT 2 $ INFORMATION CHECK COPY 17 $ 0.50 $ 8.46 IMAGE ARCHIVE90 DAYS 3,152 $ $ ARP ONLINE REPORTS 2 $ 5.00 $ 11.67 ONLINE SUBSCRIPTION 1 $ $ PER IMAGE ACCESS 283 $ 0.50 $ 141.67 PREM CURRENT DAY REPORT ACCOUNT 3 $ 15.00 $ 51.25 PREM CURRENT DAY REPORT ITEM 2,017 $ 0.03 $ 60.52 PREM EMAIL SCHED 30 $ 3.00 $ 91.25 PREM IR MAINTENANCE 1 $ 105.00 $ 105.00 PREM PREVIOUS DAY REPORT ACCOUNT 183 $ 5.00 $ 915.00 PREM PREVIOUS DAY REPORT ITEMS STORED 62,148 $ $ PREM RESEARCH ITEM 1,693 $ 0.50 $ 846.58 GP CUST MNT TEMP STORAGE 40 $ $ GP MTHLY MAINT BASIC 1 $ 35.00 $ 35.00 PAYMENTS ACH CONSUMER OFF US DEBITS 286 $ 0.07 $ 20.03 ACH CONSUMER ON US DEBITS 20 $ 0.07 $ 1.41 ACH DEBIT RECEIVED ITEM 58 $ 0.19 $ 10.93 Page 3 of 9

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE DEBITS POSTED 19 $ 0.19 $ 3.61 DIRECT ACCOUNT TRANSFER 8 $ 1.00 $ 8.17 ELECtRONIC WIRE OUTBOOK 19 $ 6.00 $ 112.00 ELECTRONIC WIRE OUTDOMESTIC 20 $ 7.00 $ 140.00 GENERAL CHECKS PAID TRUNCATED 3,009 $ 0.10 $ 300.93 NONRELATIONSHIP CUST CK CASHED 48 $ $ PAID ITEM INQUIRY 1 $ 0.50 $ 0.50 RECONCILEMENT SERVICES ARP FULL PPAY INPUT PER ITEM 3,042 $ 0.03 $ 91.25 ARP FULL PPAY MAINT PAPER RPT 2 $ 60.00 $ 120.00 ARP RECON TRANS END OF CYCLE 2 $ 12.00 $ 24.00 ARP VOID CANCEL ITEMS 230 $ 0.02 $ 3.44 ARP POSITIVE PAY NOTIFICATION 59 $ 2.00 $ 117.83 PREM RESEARCH ITEM 2,476 $ 0.50 $ 1,238.17 DEPOSIT RECON MAINTENANCE 1 $ 65.00 $ 65.00 DEPOSIT RECON PER ITEM 5,867 $ 0.05 $ 293.36 PAYEE POSITIVE PAY MAINT 2 $ 40.00 $ 80.00 PAYEE POSITIVE PAYISSUE MATCH 1,484 $ 0.04 $ 51.94 POSITIVE PAY EXCEPTIONS 1 $ 12.00 $ 14.00 TOTAL GENERAL BANKING SERVICES $ 18,121.79 ADDITIONAL BANKING SERVICES Currency Supply Strap Banking Center $ 1.00 Currency Supply Partial Strap Banking Center $ 1.30 Currency Supply Loose Banking Center $ 0.18 CV Currency Dep per $1 at $0.0007 per $1=$418.39 597,700 Cash Vault Notifications Email are Free 3,026 $ Image Transmission per FileNo Monthly Maintenance 7 $ 12.00 Page 4 of 9

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE SCHOOL BANKING SERVICES ACCOUNT Account Maintenance 175 $ 8.00 $ 1,400.00 FDIC Insurance (in basis points based on current price. The District understands this fee is set by the Federal Reserve and is subject to change) 23,000,000 $ ACH ACH BLOCKS AUTH INSTRUCTIONS 1,116 $ $ ACH BLOCKS AUTH MAINTENANCE 173 $ 5.00 $ 866.25 CHANGE ORDERS CHANGE ORDERMANUALVAULT 1 $ 10.00 $ 14.17 CHANGE ORDERAUTOVAULT 3 $ 5.00 $ 14.17 CHANGE ORDERLATEVAULT 1 $ 35.00 $ 17.50 CURR SUPP $100BANKING CENTER 2 $ CURR/COIN DEP$100BANKING CENTER 73 $ 0.30 $ 21.98 COIN SUPP/ROLLBOXVAULT 8 $ 4.00 $ 33.33 COIN SUPPLIED/ROLLVAULT 33 $ 0.15 $ 4.94 CURRENCY SUPP/$100NONSTDVAULT 2 $ CURRENCY SUPP/$100STDVAULT 55 $ DEPOSITS ACH CREDIT RECEIVED ITEM 1,118 $ 0.07 $ 78.25 BANKING CENTER DEPOSIT 22 $ 1.00 $ 22.00 CKS DEP UNENCODED ITEMS 28,251 $ 0.11 $ 3,107.57 COIN DEPOSITNON STD BAGVAULT 142 $ 4.00 $ 568.33 COLL OVERDRAFT INTEREST CHARGE 2 $ CREDITS POSTEDELECTRONIC 1,118 $ 0.07 $ 78.25 CURR/COIN DEP$100QBDND 36 $ 0.30 $ 10.88 CURR/COIN DEP$100VAULT 11 $ Page 6 of 9

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE CURR/COIN DEP/$100BANKING CENTER 186 $ 0.30 $ 55.75 CURR/COIN DEP/$100QBDND 68 $ 0.30 $ 20.43 CURR/COIN DEP/$100VAULT 18,893 $ DEBITS POSTEDELECTRONIC 127 $ 0.19 $ 24.11 DEBITS POSTED 4 $ 0.19 $ 0.73 DEP CONDITIONINGSURCHGVAULT 55 $ $ DEPOSIT ACCOUNT STATEMENTS 175 $ 5.00 $ 873.75 DEPOSIT CORRECTIONCASH 15 $ 10.00 $ 145.00 DEPOSIT CORRECTIONNONCASH 26 $ 6.00 $ 157.50 FAX NOTIFICATIONDEPOSIT CORR VAULT 11 $ 1.25 $ 13.54 FAX NOTIFICATIONRECEIPTVAULT 1,305 $ 1.25 $ 1,630.63 GENERAL CHECKS PAID TRUNCATED 8,310 $ 0.10 $ 831.00 MAIL NOTIFICATIONDEPOSIT CORRVAULT 4 $ 1.75 $ 6.13 MAIL NOTIFICATIONRECEIPTVAULT 154 $ 1.75 $ 268.92 QBD/NIGHT DROP DEPOSIT 3 $ 3.00 $ 7.75 RETURNSCHARGEBACK 150 $ 5.00 $ 750.83 RETURNSMAKER REQUIRED 1 $ 2.00 $ 1.50 Page 7 of 9

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE VAULT DEPOSIT 1,524 $ 1.00 $ 1,523.75 INFORMATION CHECK COPY 1 $ 0.50 $ 0.67 IMAGE BULK IMAGE TRANS PER ITEM 8,277 $ 0.04 $ 331.08 IMAGE FILE TRANSPER ITEM 717 $ 0.04 $ 28.69 IMAGE TRANSMISSION MONTHLY MAINT 174 $ $ INFORMATION IMAGE ARCHIVE90 DAYS 9,831 $ $ IMAGE MAINTENANCE 175 $ 25.00 $ 4,366.67 PAYMENTS ACH DEBIT RECEIVED ITEM 127 $ 0.19 $ 24.11 STOP PAY AUTOMATED<=12 MONTHS 19 $ 15.00 $ 288.75 STOP PAY AUTOMATED>12 MONTHS 1 $ 15.00 $ 12.50 STOP PAYMENT CANCEL 1 $ $ STOP PAY MANUAL<=12 MONTHS 1 $ 35.00 $ 26.25 TOTAL SCHOOL BANKING SERVICES $ 17,627.64 ADDITIONAL BANKING SERVICES Currency Supply Strap Banking Center $ 1.00 Currency Supply Partial Strap Banking Center $ 1.30 Currency Supply Loose Banking Center $ 0.18 Currency Dep Banking Center per $1,000 $ 3.00 CV Currency Dep per $1 at $0.0007 per $1=$1,323.28 1,890,400 Overdraft Interest Charge 2 Prime+3 Image Transmission per FileNo Monthly Maintenance 1 $ 12.00 Image Transmission per Record 8,277 $ 0.04 ***** Line item cost will increase by 5%, if only the School accounts are awarded to the Bank***** Page 8 of 9

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Service Complementary and Optional Services Vendor Name: SunTrust Bank Complementary and Optional Service to the Scope of Services All proposed price applies to both District and School accounts. Line item cost will increase by 5%, if only the School accounts are awarded to the Bank SERVICE ACTIVITY FEE PER ITEM TOTAL FEE Online Check Deposit Services Online Check Implementation 0 $75.0000 WAIVED Online Check Dep Remittance 0 $20.0000 $0.00 Online CheckCustomized Fields 0 $20.0000 $0.00 Deposit Location SetUp 0 $5.0000 $0.00 Online Deposited Items Late 0 $0.1000 $0.00 Returned Check Services Return Items Represented 0 $10.0000 $0.00 Return Items Faxed Copies 0 $2.0000 $0.00 Branch/Night Deposit Services Branch CashNight Bag/ATM Dep 0 $3.0000 $0.00 Branch Cash OTC Deposit/$1000 0 $3.0000 $0.00 Cash Vault Services Cash Vault Monthly Maint 1 Loc 0 $16.0000 $0.00 Cash VLT Monthly Maint 29 Loc 0 $42.0000 $0.00 Cash VLT Monthly Maint 10+ Loc 0 $420.0000 $0.00 Cash VLT OtherFaxed Copies 0 $1.0000 $0.00 VLT Implementation Setup 0 $35.0000 WAIVED VLT Currency Dep Full Strap 0 $0.6000 $0.00 VLT Currency Dep Half Strap 0 $1.0000 $0.00 VLT Currency Dep Loose Bill 0 $0.0300 $0.00 VLT Coin Deposit Mix Bag 0 $4.0000 $0.00 VLT Box Coin Order 0 $4.0000 $0.00 BR/VLT Dep Curr Per $1000 0 $2.0000 $0.00 Deposit Receipt Email 0 $0.0000 $0.00 O/S Bulk Cash Deposits 0 $0.0007 $0.00 Compusafe Credit 0 $1.0000 $0.00 Compusafe Credit Per $1000 0 $0.5000 $0.00 1 and 4

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Service Complementary and Optional Services Vendor Name: SunTrust Bank Complementary and Optional Service to the Scope of Services All proposed price applies to both District and School accounts. Line item cost will increase by 5%, if only the School accounts are awarded to the Bank SERVICE ACTIVITY FEE PER ITEM TOTAL FEE ARP Services Deposit Location Setup 0 $5.0000 WAIVED ARP Auto D/T To Bank/Tran 0 $5.0000 $0.00 ARP Auto D/T To Bank/Rcrd 0 $0.0150 $0.00 ARP Auto D/T To Client/Tran 0 $12.0000 $0.00 ARP Auto D/T To Client/Rcrd 0 $0.0150 $0.00 Manual Issue Item Charge 0 $0.1000 $0.00 Manual Void Item Charge 0 $0.1000 $0.00 Image Delivery Services Image Delivery Implementation 0 $75.0000 WAIVED ACH Services ACH Implementation Per SetUp ACH File Transmission, Vendor File 0 $20.0000 $0.00 ACH Deletions Batch Or File 0 $50.0000 $0.00 ACH Reversals Item 0 $20.0000 $0.00 ACH Representment 0 $4.0000 $0.00 ACH Reversal Batch Or File 0 $50.0000 $0.00 ACH Fraud Control AFC Filter Setup/Chg By Client 0 $3.0000 WAIVED ACH Fraud Control Acct Setup 0 $5.0000 WAIVED EDI Services EDI Transl Reprt OTM & Courier [1 1] 1 $3.2500 $3.25 Wire Transfer Services Wire Trsf Implementation/Acct 0 $35.0000 WAIVED W/T Out Rep (OTM PC Wire) 0 $7.0000 $0.00 W/T Tracer/Reversal 0 $25.0000 $0.00 W/T Internal Rep (OTM PC Wire) 0 $6.0000 $0.00 2 and 4

RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Service Complementary and Optional Services Vendor Name: SunTrust Bank Complementary and Optional Service to the Scope of Services All proposed price applies to both District and School accounts. Line item cost will increase by 5%, if only the School accounts are awarded to the Bank SERVICE ACTIVITY FEE PER ITEM TOTAL FEE Online Treasury Manager OTM Implementation Fee 0 $200.0000 WAIVED OTM/OLC Maintenance Fee 0 $60.0000 $0.00 OTM/OLC Prior Day Serv/Pr Mnth 0 $20.0000 $0.00 OTM/OLC Prior Day Per Ac Maint 0 $5.0000 $0.00 OTM/OLC Prior Day Per Item Dtl 0 $0.0300 $0.00 OTM/OLC Cur Day Serv/Per Mnth 0 $25.0000 $0.00 OTM/OLC Cur Day Per Acct Maint 0 $15.0000 $0.00 OTM/OLC Cur Day Per Item Dtl 0 $0.0300 $0.00 OTM/OLC Special Rpt Mnth Maint 0 $0.0000 $0.00 OTM/OLC ACHEDI/Per Rpt 0 $1.0000 $0.00 OTM/OLC CAR Report/Per Rpt 0 $1.0000 $0.00 OTM/OLC CPRRpt(S)/Per Rpt 0 $1.0000 $0.00 Stop Service/Per Month 0 $0.0000 $0.00 Stop Payment/Per Stop 0 $15.0000 $0.00 ACH Service/Per Month 0 $35.0000 $0.00 Acct Transfer/Per Transfer 0 $1.0000 $0.00 Wire Service/Per Month 0 $35.0000 $0.00 Image Item Retrieval/Per Image 0 $0.5000 $0.00 Online Courier OLC Wire Transfer Email Advice 0 $3.0000 $0.00 OLC ACH Returns Report 0 $3.0000 $0.00 Direct Connect Direct Connect Maintenance Fee 0 $25.0000 $0.00 Direct Connect Per Account Fee [1 3] 0 $0.0000 $0.00 Direct Connect Per Account Fee [4+] 0 $5.0000 $0.00 Online Cash Manager OCM Monthly Maintenance 0 $0.0000 $0.00 OCM Account Maintenance [1 3] 0 $0.0000 $0.00 OCM Account Maintenance [4+] 0 $5.0000 $0.00 OCM Reported Items [1 100] 0 $0.0000 $0.00 3 and 4

SunTrust Pro Forma Account Analysis Statement School District of Palm Beach County DISTRICT OPERATIONS Proposed RFP 16C002Q Balances Average Positive Ledger Balance $20,000,000.00 Average Ledger Balance $20,000,000.00 Less: Average Float $0.00 Average Collected Balance $20,000,000.00 Average Negative Collected Balance $0.00 Average Positive Collected Balance $20,000,000.00 Less: 0.00% Related Reserves $0.00 Average Available Balance $20,000,000.00 Net Analysis Position Value Of Applicable Available Balance $2,465.75 Earnings Credit Rate 0.15% Less: Balance Based Charges $12,436.26 Net Analysis Position ($9,970.51) Services Provided For This Period Volume Unit Price Svc Charges Bal Required Demand Deposit Services 3021 Account Maintenance Monthly 7 8.0000 $56.00 $454,222.22 3220 Deposits Credited 0 1.0000 $0.00 $0.00 3268 Electronic Credits Posted 3,071 0.0700 $214.97 $1,743,645.56 3651 Items Deposited 3,117 0.1100 $342.87 $2,781,056.67 3880 Deposit Correction 9 6.0000 $54.00 $438,000.00 3261 Items Paid Not Enclosed 3,009 0.1000 $300.90 $2,440,633.33 3267 Electronic Debits Posted 140 0.1900 $26.60 $215,755.56 3005 Other Miscellaneous Debits 19 0.1900 $3.61 $29,281.11 3258 Check Cashing Fee 48 0.0000 $0.00 $0.00 subtotal: $998.95 $8,102,594.45 Zero Balance Services 36654 ZBA Master Account 1 50.0000 $50.00 $405,555.56 36655 ZBA Sub Account 4 20.0000 $80.00 $648,888.89 subtotal: $130.00 $1,054,444.45 1 2 2 1 2 2 Online Check Deposit Services 3620 Online Deposits Credited 20 0.4500 $9.00 $73,000.00 5738 Online Check Implementation 0 75.0000 $0.00 $0.00 5770 Online Check Dep Remittance 0 20.0000 $0.00 $0.00 5773 Online CheckCustomized Fields 0 20.0000 $0.00 $0.00 5745 Deposit Location SetUp 0 5.0000 $0.00 $0.00 5775 Online Check Deposit Monthly 1 25.0000 $25.00 $202,777.78 5747 Online Deposited Items Early 2,268 0.0800 $181.44 $1,471,680.00 5746 Online Deposited Items Late 0 0.1000 $0.00 $0.00 subtotal: $215.44 $1,747,457.78 Returned Check Services 6631 Deposited Item Returned 16 5.0000 $80.00 $648,888.89 6625 Return Items Represented 0 10.0000 $0.00 $0.00 6452 Return Items Faxed Copies 0 2.0000 $0.00 $0.00 Some fees for accounts on analysis may be offset by the value of the balances in the account. Fees for additional services are available upon request. Some fees may be billed in DDA and will not appear in this pro forma. Please contact your Treasury Sales Officer or Relationship Manager for details. SunTrust Bank, Member FDIC. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Wednesday, January 13, 2016 Page 1 of 4

Services Provided For This Period Volume Unit Price Svc Charges Bal Required 6627 Return Items Maker Reason 2 2.0000 $4.00 $32,444.44 subtotal: $84.00 $681,333.33 Branch/Night Deposit Services 9290 Branch CashNight Bag/ATM Dep 0 3.0000 $0.00 $0.00 9291 Branch Cash OTC Deposit/$1000 0 3.0000 $0.00 $0.00 9296 Branch Curr Ord/Strap 1 1.0000 $1.00 $8,111.11 9295 Branch Curr Ord/Partial Strap 0 1.3000 $0.00 $0.00 9297 Branch Coin Order/Roll 11 0.4000 $4.40 $35,688.89 subtotal: $5.40 $43,800.00 Cash Vault Services 12264 Cash Vault Monthly Maint 1 Loc 0 16.0000 $0.00 $0.00 12262 Cash VLT Monthly Maint 29 Loc 0 42.0000 $0.00 $0.00 12263 Cash VLT Monthly Maint 10+ Loc 1 420.0000 $420.00 $3,406,666.67 12492 Cash Vault Deposits 3,121 1.0000 $3,121.00 $25,314,777.78 12427 Cash VLT OtherFaxed Copies 0 1.0000 $0.00 $0.00 1 13126 VLT Implementation Setup 0 35.0000 $0.00 $0.00 13135 VLT Deposit Error 13 10.0000 $130.00 $1,054,444.44 13136 VLT Currency Dep Full Strap 0 0.6000 $0.00 $0.00 13147 VLT Currency Dep Half Strap 0 1.0000 $0.00 $0.00 13148 VLT Currency Dep Loose Bill 0 0.0300 $0.00 $0.00 13165 VLT Coin Deposit Mix Bag 0 5.2500 $0.00 $0.00 13178 VLT Coin Deposit Rolled Coin 103 0.2000 $20.60 $167,088.89 13182 VLT Emergency Change Order 0 35.0000 $0.00 $0.00 13189 VLT Automatic Change Order 17 5.0000 $85.00 $689,444.44 13188 VLT Manual Change Order 1 10.0000 $10.00 $81,111.11 13227 VLT Currency OrderFull Strap 1 0.6000 $0.60 $4,866.67 3 13226 VLT Currency OrderHalf Strap 24 0.8000 $19.20 $155,733.33 3 13236 VLT Currency OrderLoose Bill 134 0.1800 $24.12 $195,640.00 13233 VLT Rolled Coin Order 225 0.1500 $33.75 $273,750.00 13229 VLT Box Coin Order 0 4.0000 $0.00 $0.00 4 13048 O/S Bulk Cash Deposits 597,700 0.0007 $418.39 $3,393,607.78 13262 BR/VLT Dep Curr Per $1000 0 2.0000 $0.00 $0.00 5 12080 Deposit Receipt Mailed 0 1.7500 $0.00 $0.00 6 12085 Deposit Receipt Email 3,036 0.0000 $0.00 $0.00 5 12086 Deposit Receipt Faxed 0 1.2500 $0.00 $0.00 subtotal: $4,282.66 $34,737,131.11 ARP Services 63450 Full Recon Base Fee 2 60.0000 $120.00 $973,333.33 63451 Full Recon Item Charge 3,009 0.0650 $195.59 $1,586,452.22 63470 Positive Pay Base Fee 2 40.0000 $80.00 $648,888.89 63472 Positive Pay Mismatch Item 59 2.0000 $118.00 $957,111.11 63473 ARP POS Pay Returned Item 1 12.0000 $12.00 $97,333.33 63465 Deposit Recon Base Fee 1 65.0000 $65.00 $527,222.22 63466 Deposit Recon Item Charge 5,867 0.1000 $586.70 $4,758,788.89 1 63467 Deposit Location Setup 0 5.0000 $0.00 $0.00 7 63208 ARP Auto D/T To Bank/Tran 21 5.0000 $105.00 $851,666.67 63217 ARP Auto D/T To Bank/Rcrd 3,042 0.0150 $45.63 $370,110.00 8 63209 ARP Auto D/T To Client/Tran 2 12.0000 $24.00 $194,666.67 63210 ARP Auto D/T To Client/Rcrd 3,009 0.0150 $45.14 $366,135.56 63512 Manual Issue Item Charge 0 0.1000 $0.00 $0.00 63513 Manual Void Item Charge 0 0.1000 $0.00 $0.00 63532 Payee Name Verification Item 3,009 0.0350 $105.32 $854,262.22 subtotal: $1,502.38 $12,185,971.11 Image Delivery Services 39188 Image Batch FileTransmit 7 12.0000 $84.00 $681,333.33 39189 Image Batch FilePer Record 3,009 0.0150 $45.14 $366,135.56 1 40380 Image Delivery Implementation 0 75.0000 $0.00 $0.00 Wednesday, January 13, 2016 Page 2 of 4

Services Provided For This Period Volume Unit Price Svc Charges Bal Required 40390 Image Batch File Service 7 50.0000 $350.00 $2,838,888.89 40391 Image Batch File Items 3,009 0.0500 $150.45 $1,220,316.67 subtotal: $629.59 $5,106,674.45 ACH Services 1 48387 ACH Implementation Per SetUp 0 75.0000 $0.00 $0.00 48439 ACH Monthly Maintenance 4 20.0000 $80.00 $648,888.89 48447 ACH File Transmissions, Self 13 5.0000 $65.00 $527,222.22 48449 ACH File Transmission, Vendor File 0 20.0000 $0.00 $0.00 48457 Consumer PPD Debits Originated 306 0.0700 $21.42 $173,740.00 48458 Consumer PPD Credits Originated 36,344 0.0300 $1,090.32 $8,843,706.67 48459 Corp Debits Orig CCD,CCD+CTX 0 0.0700 $0.00 $0.00 48379 ACH Addenda Orig 660 0.0200 $13.20 $107,066.67 48460 Corp Credits Orig CCD,CCD+CTX 944 0.0300 $28.32 $229,706.67 48434 ACH Deletions Item 4 20.0000 $80.00 $648,888.89 48435 ACH Deletions Batch Or File 0 50.0000 $0.00 $0.00 48436 ACH Reversals Item 0 20.0000 $0.00 $0.00 48382 ACH Representment 0 4.0000 $0.00 $0.00 48383 ACH Return Item 72 2.0000 $144.00 $1,168,000.00 48384 ACH NOC Item 61 1.5000 $91.50 $742,166.67 48705 ACH Reversal Batch Or File 0 50.0000 $0.00 $0.00 subtotal: $1,613.76 $13,089,386.68 ACH Fraud Control 54370 ACH Fraud Cntrl Monthly Maint 7 5.0000 $35.00 $283,888.89 1 54376 AFC Filter Setup/Chg By Client 0 3.0000 $0.00 $0.00 1 54378 ACH Fraud Control Acct Setup 0 5.0000 $0.00 $0.00 subtotal: $35.00 $283,888.89 EDI Services 78854 EDI 822 Account Analysis Fee 1 50.0000 $50.00 $405,555.56 78960 EDI Transl Reprt OTM & Courier [1 1] 1 3.2500 $3.25 $26,361.11 78960 EDI Transl Reprt OTM & Courier [2+] 0 0.0000 $0.00 $0.00 subtotal: $53.25 $431,916.67 Wire Transfer Services 1 45319 Wire Trsf Implementation/Acct 0 35.0000 $0.00 $0.00 73504 W/T Out Rep (OTM PC Wire) 0 7.0000 $0.00 $0.00 73505 W/T Out NonRep (OTM PC Wire) 20 7.0000 $140.00 $1,135,555.56 45387 Internal Wire Transfer Credit 13 4.0000 $52.00 $421,777.78 45343 W/T Incoming 10 7.0000 $70.00 $567,777.78 45345 W/T Tracer/Reversal 0 25.0000 $0.00 $0.00 73506 W/T Internal Rep (OTM PC Wire) 0 6.0000 $0.00 $0.00 73507 W/T Internal NonRep OTM Wire 19 6.0000 $114.00 $924,666.67 subtotal: $376.00 $3,049,777.79 Online Treasury Manager 1 73250 OTM Implementation Fee 0 200.0000 $0.00 $0.00 73254 OTM/OLC Maintenance Fee 1 60.0000 $60.00 $486,666.67 73256 OTM/OLC Prior Day Serv/Pr Mnth 1 20.0000 $20.00 $162,222.22 73258 OTM/OLC Prior Day Per Ac Maint 183 5.0000 $915.00 $7,421,666.67 73260 OTM/OLC Prior Day Per Item Dtl 36,344 0.0300 $1,090.32 $8,843,706.67 73262 OTM/OLC Cur Day Serv/Per Mnth 1 25.0000 $25.00 $202,777.78 73264 OTM/OLC Cur Day Per Acct Maint 3 15.0000 $45.00 $365,000.00 73266 OTM/OLC Cur Day Per Item Dtl 2,017 0.0300 $60.51 $490,803.33 73268 OTM/OLC Special Rpt Mnth Maint 1 0.0000 $0.00 $0.00 73270 OTM/OLC ACHEDI/Per Rpt 21 1.0000 $21.00 $170,333.33 73272 OTM/OLC CAR Report/Per Rpt 40 1.0000 $40.00 $324,444.44 73280 Stop Service/Per Month 1 0.0000 $0.00 $0.00 73282 Stop Payment/Per Stop 0 15.0000 $0.00 $0.00 2 73284 ACH Service/Per Month 0 35.0000 $0.00 $0.00 Wednesday, January 13, 2016 Page 3 of 4

Services Provided For This Period Volume Unit Price Svc Charges Bal Required 73286 Acct Transfer/Per Transfer 8 1.0000 $8.00 $64,888.89 73290 Wire Service/Per Month 1 35.0000 $35.00 $283,888.89 73294 Image Item Retrieval/Per Image 300 0.5000 $150.00 $1,216,666.67 subtotal: $2,469.83 $20,033,065.56 Online Courier 9 73456 OLC Wire Transfer Email Advice 0 3.0000 $0.00 $0.00 73412 OLC ACH Returns Report 0 3.0000 $0.00 $0.00 73297 OLC DDA Statement 7 5.0000 $35.00 $283,888.89 73298 OLC Analysis Statement 1 5.0000 $5.00 $40,555.56 subtotal: $40.00 $324,444.45 Direct Connect 2 73662 Direct Connect Maintenance Fee 0 25.0000 $0.00 $0.00 73664 Direct Connect Per Account Fee [1 3] 0 0.0000 $0.00 $0.00 73664 Direct Connect Per Account Fee [4+] 0 5.0000 $0.00 $0.00 subtotal: $0.00 $0.00 Total: $12,436.26 $100,871,886.72 1 2 3 4 5 6 7 8 9 One time set up cost Optional Assumes 20% in $10, 30% in $5, and 50% in $1 SunTrust charges per dollar of deposit No charge for email No charge if email Assumes a daily transmission Assumes a monthly transmission Information Provided through Online Treasury Manager Wire Module at no additional cost Wednesday, January 13, 2016 Page 4 of 4

SunTrust Pro Forma Account Analysis Statement School District of Palm Beach County School Activity Proposed RFP No. 16C002Q Balances Average Positive Ledger Balance $23,000,000.00 Average Ledger Balance $23,000,000.00 Less: Average Float $0.00 Average Collected Balance $23,000,000.00 Average Negative Collected Balance $0.00 Average Positive Collected Balance $23,000,000.00 Less: 0.00% Related Reserves $0.00 Average Available Balance $23,000,000.00 Net Analysis Position Value Of Applicable Available Balance $2,835.62 Earnings Credit Rate 0.15% Less: Balance Based Charges $14,599.07 Net Analysis Position ($11,763.45) Services Provided For This Period Volume Unit Price Svc Charges Bal Required Demand Deposit Services 3021 Account Maintenance Monthly 175 8.0000 $1,400.00 $11,355,555.56 3220 Deposits Credited 22 1.0000 $22.00 $178,444.44 3268 Electronic Credits Posted 1,118 0.0700 $78.26 $634,775.56 3651 Items Deposited 28,251 0.1100 $3,107.61 $25,206,170.00 3880 Deposit Correction 26 6.0000 $156.00 $1,265,333.33 3261 Items Paid Not Enclosed 8,310 0.1000 $831.00 $6,740,333.33 3267 Electronic Debits Posted 127 0.1900 $24.13 $195,721.11 3005 Other Miscellaneous Debits 4 0.1900 $0.76 $6,164.44 3258 Check Cashing Fee 0 0.0000 $0.00 $0.00 subtotal: $5,619.76 $45,582,497.77 1 1 2 2 Returned Check Services 6631 Deposited Item Returned 150 5.0000 $750.00 $6,083,333.33 6625 Return Items Represented 0 10.0000 $0.00 $0.00 6452 Return Items Faxed Copies 0 2.0000 $0.00 $0.00 6627 Return Items Maker Reason 1 2.0000 $2.00 $16,222.22 subtotal: $752.00 $6,099,555.55 Branch/Night Deposit Services 9290 Branch CashNight Bag/ATM Dep 107 3.0000 $321.00 $2,603,666.67 9291 Branch Cash OTC Deposit/$1000 193 3.0000 $579.00 $4,696,333.33 9296 Branch Curr Ord/Strap 0 1.0000 $0.00 $0.00 9295 Branch Curr Ord/Partial Strap 2 1.3000 $2.60 $21,088.89 9297 Branch Coin Order/Roll 0 0.4000 $0.00 $0.00 subtotal: $902.60 $7,321,088.89 Cash Vault Services 12264 Cash Vault Monthly Maint 1 Loc 0 16.0000 $0.00 $0.00 12262 Cash VLT Monthly Maint 29 Loc 0 42.0000 $0.00 $0.00 3 12263 Cash VLT Monthly Maint 10+ Loc 0 420.0000 $0.00 $0.00 12492 Cash Vault Deposits 1,524 1.0000 $1,524.00 $12,361,333.33 Some fees for accounts on analysis may be offset by the value of the balances in the account. Fees for additional services are available upon request. Some fees may be billed in DDA and will not appear in this pro forma. Please contact your Treasury Sales Officer or Relationship Manager for details. SunTrust Bank, Member FDIC. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Wednesday, January 13, 2016 Page 1 of 3

Services Provided For This Period Volume Unit Price Svc Charges Bal Required 4 13126 VLT Implementation Setup 0 35.0000 $0.00 $0.00 13135 VLT Deposit Error 15 10.0000 $150.00 $1,216,666.67 13136 VLT Currency Dep Full Strap 0 0.6000 $0.00 $0.00 13147 VLT Currency Dep Half Strap 0 1.0000 $0.00 $0.00 13148 VLT Currency Dep Loose Bill 50 0.0300 $1.50 $12,166.67 13165 VLT Coin Deposit Mix Bag 142 4.0000 $568.00 $4,607,111.11 13178 VLT Coin Deposit Rolled Coin 0 0.2000 $0.00 $0.00 13182 VLT Emergency Change Order 1 35.0000 $35.00 $283,888.89 13189 VLT Automatic Change Order 3 5.0000 $15.00 $121,666.67 13188 VLT Manual Change Order 1 10.0000 $10.00 $81,111.11 5 13227 VLT Currency OrderFull Strap 32 0.6000 $19.20 $155,733.33 5 13226 VLT Currency OrderHalf Strap 4 0.8000 $3.20 $25,955.56 5 13236 VLT Currency OrderLoose Bill 163 0.1800 $29.34 $237,980.00 13233 VLT Rolled Coin Order 33 0.1500 $4.95 $40,150.00 13229 VLT Box Coin Order 8 4.0000 $32.00 $259,555.56 6 13048 O/S Bulk Cash Deposits 1,890,400 0.0007 $1,323.28 $10,733,271.11 13262 BR/VLT Dep Curr Per $1000 0 2.0000 $0.00 $0.00 7 12080 Deposit Receipt Mailed 0 1.7500 $0.00 $0.00 7 12085 Deposit Receipt Email 1,474 0.0000 $0.00 $0.00 7 12086 Deposit Receipt Faxed 0 1.2500 $0.00 $0.00 subtotal: $3,715.47 $30,136,590.01 Image Delivery Services 8 39188 Image Batch FileTransmit 1 12.0000 $12.00 $97,333.33 39189 Image Batch FilePer Record 8,277 0.0150 $124.16 $1,007,075.56 4 40380 Image Delivery Implementation 0 75.0000 $0.00 $0.00 40390 Image Batch File Service 174 8.0000 $1,392.00 $11,290,666.67 40391 Image Batch File Items 8,277 0.0400 $331.08 $2,685,426.67 subtotal: $1,859.24 $15,080,502.23 ACH Fraud Control 54370 ACH Fraud Cntrl Monthly Maint 173 5.0000 $865.00 $7,016,111.11 4 54376 AFC Filter Setup/Chg By Client 0 3.0000 $0.00 $0.00 4 54378 ACH Fraud Control Acct Setup 0 5.0000 $0.00 $0.00 subtotal: $865.00 $7,016,111.11 EDI Services 9 78854 EDI 822 Account Analysis Fee 0 50.0000 $0.00 $0.00 78960 EDI Transl Reprt OTM & Courier [1 1] 0 3.2500 $0.00 $0.00 78960 EDI Transl Reprt OTM & Courier [2+] 0 0.0000 $0.00 $0.00 subtotal: $0.00 $0.00 Online Treasury Manager 4 73250 OTM Implementation Fee 0 200.0000 $0.00 $0.00 10 73254 OTM/OLC Maintenance Fee 0 60.0000 $0.00 $0.00 73256 OTM/OLC Prior Day Serv/Pr Mnth 0 20.0000 $0.00 $0.00 73258 OTM/OLC Prior Day Per Ac Maint 0 5.0000 $0.00 $0.00 73260 OTM/OLC Prior Day Per Item Dtl 0 0.0300 $0.00 $0.00 73262 OTM/OLC Cur Day Serv/Per Mnth 0 25.0000 $0.00 $0.00 73264 OTM/OLC Cur Day Per Acct Maint 0 15.0000 $0.00 $0.00 73266 OTM/OLC Cur Day Per Item Dtl 0 0.0300 $0.00 $0.00 73268 OTM/OLC Special Rpt Mnth Maint 0 0.0000 $0.00 $0.00 73270 OTM/OLC ACHEDI/Per Rpt 0 1.0000 $0.00 $0.00 73272 OTM/OLC CAR Report/Per Rpt 0 1.0000 $0.00 $0.00 73280 Stop Service/Per Month 0 0.0000 $0.00 $0.00 73282 Stop Payment/Per Stop 0 15.0000 $0.00 $0.00 73284 ACH Service/Per Month 0 35.0000 $0.00 $0.00 73286 Acct Transfer/Per Transfer 0 1.0000 $0.00 $0.00 73290 Wire Service/Per Month 0 35.0000 $0.00 $0.00 73294 Image Item Retrieval/Per Image 0 0.5000 $0.00 $0.00 Wednesday, January 13, 2016 Page 2 of 3

Services Provided For This Period Volume Unit Price Svc Charges Bal Required subtotal: $0.00 $0.00 Online Courier 73456 OLC Wire Transfer Email Advice 0 3.0000 $0.00 $0.00 73412 OLC ACH Returns Report 0 3.0000 $0.00 $0.00 73297 OLC DDA Statement 175 5.0000 $875.00 $7,097,222.22 9 73298 OLC Analysis Statement 0 5.0000 $0.00 $0.00 73429 OLC ARP Report 2 5.0000 $10.00 $81,111.11 subtotal: $885.00 $7,178,333.33 Total: $14,599.07 $118,414,678.89 1 2 3 4 5 6 7 8 9 10 Optional SunTrust charges per @1,000 Assumes District's accounts are awarded to SunTrust, thus this line item will be assessed under the District account. If not, this line item will apply One time set up cost Assumes 10% in $10, 40% in $5, and 50% in $1 SunTrust charges per dollar of deposit No charge for email All schools can be batch into one transmission If separate Account Analysis Statement requested Assumes District's accounts are awarded to SunTrust, thus this line item will be assessed under the District account. If not, these service items will apply Wednesday, January 13, 2016 Page 3 of 3

Service Glossary Service Code Service Description Definition 9 Negative Collected Charge Ratebased charge assessed for maintaining a negative collected balance for one or more days during the analysis period. 35 Deposit Assessment Per $1000 3005 Other Miscellaneous Debits Charge for posting a debit to an account 3021 Account Maintenance Monthly Fixed charge for maintaining a demand deposit account. 3220 Deposits Credited Charge for handling and posting a deposit consisting of any combination of coin, currency, checks, food stamps or merchant card drafts 3258 Check Cashing Fee 3261 Items Paid Not Enclosed Charge for handling and posting checks drawn on and paid against a demand deposit account and not returning the checks with the deposit account statement. 3267 Electronic Debits Posted Charge for posting an incoming ACH debit to an account. 3268 Electronic Credits Posted Charge for posting an incoming ACH credit to an account. 3620 Online Deposits Credited Charge for handling and posting a deposit via Remote Check Capture. 3651 Items Deposited Charge for depositing a check into a SunTrust account. This is a per item fee regardless of where the item is drawn. 3880 Deposit Correction Charge for correcting any error(s) made by the client in deposit preparation. 5738 Online Check Implementation This is a onetime charge for implementing Online Check Deposit client. 5745 Deposit Location SetUp This is a one time fee charged for each location identifier added to the Online Check Deposit system for deposit location reporting purposes. 5746 Online Deposited Items Late This is a per item charge to process deposited checks through the Online Check Deposit service submitted between 5:30 p.m. and 10:30 p.m. ET. 5747 Online Deposited Items Early This is a per item charge to process deposited checks through the Online Check Deposit service prior to 5:30 p.m. ET 5770 Online Check Dep Remittance The is a monthly charge associated with the ability to capture remittance coupons. 5773 Online CheckCustomized Fields The is a monthly charge associated with set up and maitnenance of client requested customized fields that will be used to keyenter data. 5775 Online Check Deposit Monthly Monthly charge for using the Online Check Deposit service. This is a montly per location fee. 6452 Return Items Faxed Copies Charge for notifying the customer of return items via facimile. 6625 Return Items Represented Charge for processing a return item which is automatically presented to the paying bank for clearing a second time via paper. This is done before the return item is debited against the customer's account. 6627 Return Items Maker Reason Charge per item for keyentering maker's name and/or the Return Reason to display on advice or online report. 6631 Deposited Item Returned Charge per item for processing a deposited item returned. Usually will result in a debit to the client's account, but may be used in addition to 6630 Returned item Requalified. 9290 Branch CashNight Bag/ATM Dep Charge for processing and verifying a deposit presented to the bank s branch office night depository for a deposit. 9291 Branch Cash OTC Deposit/$1000 Charge for processing cash over the counter at the bank's branch office. 9295 Branch Curr Ord/Partial Strap Charge for providing less than a full strap of currency to the customer at the bank s branch office. 9296 Branch Curr Ord/Strap Charge for providing fully strapped currency to the customer at the bank s branch office. 9297 Branch Coin Order/Roll Charge for providing rolled coin to the customer at the bank s branch office. 12080 Deposit Receipt Mailed Charge for the total number of eadvice reports mailed for all locations associated with account being reported. 12085 Deposit Receipt Email Charge for the total number of eadvice reports emailed for all locations associated with account being reported. 12086 Deposit Receipt Faxed Charge for the total number of eadvice reports faxed for all locations associated with account being reported. Wednesday, January 13, 2016 Vers: 11/13/15 10:44 Page 1 of 5

Service Code Service Description Definition 12262 Cash VLT Monthly Maint 29 Loc Monthly Maintenance fee for Cash Vault clients with 2 9 locations. 12263 Cash VLT Monthly Maint 10+ Loc Monthly Maintenance fee for Cash Vault clients with 10 or more locations. 12264 Cash Vault Monthly Maint 1 Loc Monthly Maintenance fee for Cash Vault clients with 1 location. 12427 Cash VLT OtherFaxed Copies Charge for providing reports and other documents to customers via facsimile. 12492 Cash Vault Deposits Charge for handling and posting a deposit consisting of any combination of coin, currency, checks, food stamps or merchant card drafts delivered to the bank s cash vault facility. 13048 O/S Bulk Cash Deposits Charge for processing and verifying currency deposited at the bank s cash vault facility. The charged is calculated on a per dollar basis. 13126 VLT Implementation Setup Charge for establishing a customer for cash services (cash deposits and/or cash delivery) through the bank s vault facility. This is a onetime charge. 13135 VLT Deposit Error Charge for handling and processing a deposit with an error(s) delivered to the bank s cash vault facility. 13136 VLT Currency Dep Full Strap Charge for processing and verifying currency deposited at the bank s cash vault facility when the bills are strapped in Federal Reserve standard quantities (100 bills/strap and sorted by denomination). 13147 VLT Currency Dep Half Strap Charge for processing and verifying currency deposited at the bank s cash vault facility when the bills are strapped 50 bills/strap and sorted by denomination. 13148 VLT Currency Dep Loose Bill Charge for processing and verifying nonstrapped currency deposited at the bank s cash vault facility. 13165 VLT Coin Deposit Mix Bag Charge for processing and verifying coin deposited at the bank s cash vault facility when unsorted or less than a full bag of coin is delivered in a sealed container. The cash vault must count the coin to determine the dollar amount before crediting the customer s account. The cash vault s count is accepted by the customer as the deposited amount. 13178 VLT Coin Deposit Rolled Coin Charge for processing and verifying coin deposited at the bank s cash vault facility when the coin is rolled by denomination in standard size wrappers. 13182 VLT Emergency Change Order Charge for processing a coin and/or currency order, which requires special handling and expdedited delivery for orders placed after the vault order deadline. The order is processed at the bank's cash vault facility 13188 VLT Manual Change Order Charge for processing a coin and/or currency order not received from the customer through the Voice Reponse System (VRU). The order is processed at the bank s cash vault facility. 13189 VLT Automatic Change Order Charge for processing a coin and/or currency order received from the customer via the Voice Response System (VRU) or other electronic delivery method 13226 VLT Currency OrderHalf Strap Charge for providing half strapped currency to the customer from the bank s cash vault facility. (half strapped = 50 bills) 13227 VLT Currency OrderFull Strap Charge for providing Federal Reserve standard strapped currency to the customer from the bank s cash vault facility. (one strap = 100 bills) 13229 VLT Box Coin Order Charge for providing rolled coin in standard full boxes to the customer from the bank s cash vault facility. 13233 VLT Rolled Coin Order Charge for providing rolled coin to the customer from the bank s cash vault facility. 13236 VLT Currency OrderLoose Bill Charge for providing unstrapped currency to the customer from the bank s cash vault facility. 13262 BR/VLT Dep Curr Per $1000 Branch/Vault deposit per units of $1000. 36654 ZBA Master Account Charge for maintaining zero balance services at the master account level. 36655 ZBA Sub Account Charge for maintaining zero balance services at the subaccount level. 39188 Image Batch FileTransmit The Image Batch File Transmission fee is accessed for actual transmission of the Image Batch File over telecommunication lines. 39189 Image Batch FilePer Record The Image Batch File Per Record fee is accessed for the actual record count within the transmission over telecommunication lines. 40380 Image Delivery Implementation The CDROM and / or the Image Batch File implementation fee is accessed for the setup and communications requirements to operate the storage and creation process of both products. 40390 Image Batch File Service The Image Batch File Base fee is accessed for processing of the checks and storage of images in order to create the Image Batch File over telecommunication lines. 40391 Image Batch File Items The Image Batch File Per Item fee is accessed for the processing of the checks in order to send the Image Batch file over telecommunication lines. 45319 Wire Trsf Implementation/Acct Onetime charge per account for the implementation of the wire transfer service. 45343 W/T Incoming Charge for handling and posting a Fedwire transfer received for the customer s account. 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Service Code Service Description Definition 45345 W/T Tracer/Reversal Charge for processing a client's request to investigate the origin or final destination of a wire transfer, or attempt to reverse a wire transfer. 45387 Internal Wire Transfer Credit Charge for handling and posting a transfer received for the customer's account from another SunTrust account. 48379 ACH Addenda Orig Charge for processing reference information associated with the origination of an ACH transaction; charged perrecord. 48382 ACH Representment Charge for automatically resubmitting an ACH item that was returned as NSF or uncollected. 48383 ACH Return Item Charge for an originated ACH debit or credit transaction returned via the ACH network that is charged back to the originating company's account. 48384 ACH NOC Item Charge for the receipt of a notification of change (NOC) on an ACH transaction originated. 48387 ACH Implementation Per SetUp Onetime per setup charge for setting up and testing new ACH applications. 48434 ACH Deletions Item Special handling charge for deleting an ACH item before it has been released to the ACH Operator. 48435 ACH Deletions Batch Or File Special handling charge for deleting an ACH batch or file before it has been released to the ACH Operator. 48436 ACH Reversals Item Special handling charge for reversing an ACH item already released to the ACH Operator. 48439 ACH Monthly Maintenance Per settlement account monthly maintenance for ACH services. 48447 ACH File Transmissions, Self Per file charge for processing an ACH file sent by direct transmission. 48449 ACH File Transmission, Vendor File Charge for processing an ACH file from a third party vendor 48457 Consumer PPD Debits Originated Perdebit charge for processing a PPD (consumer) ACH debit transaction originated by the client. 48458 Consumer PPD Credits Originated Percredit charge for processing a PPD (consumer) ACH credit transaction originated by the client. 48459 Corp Debits Orig CCD,CCD+CTX Perdebit charge for processing a corporate (CCD, CCD+, CTX) debit originated. 48460 Corp Credits Orig CCD,CCD+CTX Percredit charge for processing a corporate (CCD, CCD+, CTX) credit originated. 48705 ACH Reversal Batch Or File Special handling charge for reversing an ACH batch or file already released to the ACH Operator. 54370 ACH Fraud Cntrl Monthly Maint Monthly maintenance fee per account for accounts set up with ACH Fraud Control (full blocks or authorization filters) 54376 AFC Filter Setup/Chg By Client Per filter charge in which the client sets up or modifies a payment authorization online using Online ACH Control tool 54378 ACH Fraud Control Acct Setup Implementation fee. Per account charge for the bank to set up the ACH Fraud Control service. 63208 ARP Auto D/T To Bank/Tran Charge for receiving information from client via a transmission platform not requiring manual intervention. Client requirements and/or communications capabilities dictate the transmission platform. SuperTracs is an example of unattended transmission. 63209 ARP Auto D/T To Client/Tran Charge for sending information to a client via a transmission platform not requiring manual intervention. Client requirements and/or communications capabilities dictate the transmission platform. SuperTracs is an example of unattended transmission. 63210 ARP Auto D/T To Client/Rcrd Charge for sending each record of information to a client via a transmission platform not requiring manual intervention. 63217 ARP Auto D/T To Bank/Rcrd Charge for receiving each record of information from a client via a transmission platform not requiring manual intervention. 63450 Full Recon Base Fee Fixed charge for providing full reconciliation services. The client provides the bank with check issuance data. Reports provided to the client may include, but are not limited to, a bank statement and listings of outstanding, voided and paid items, as well as stop payments placed / on file. 63451 Full Recon Item Charge Per item charge for providing a full reconciliation. 63465 Deposit Recon Base Fee Fixed charge for providing deposit reconciliation services, which involves reporting deposit detail by location to the client. The client has multiple locations depositing into a single account using deposit tickets encoded with a unique identifying number in the MICR line. The bank reports the deposits to the client with the identifying number. 63466 Deposit Recon Item Charge Per item charge for capturing a unique identification number encoded on the MICR line of a deposit ticket to include on deposit reconciliation reports. 63467 Deposit Location Setup Onetime setup charge for adding new locations to the Keymaster system. Wednesday, January 13, 2016 Vers: 11/13/15 10:44 Page 3 of 5

Service Code Service Description Definition 63470 Positive Pay Base Fee Fixed charge for providing Positive Pay check fraud prevention services. The client provides the bank with check issuance data. Reports provided to the client may include, but are not limited to, a daily exception report, a bank statement, listings of outstanding, voided and paid items list, as well as, stop payments placed / on file. 63472 Positive Pay Mismatch Item Per item charge on Positive Pay accounts for handling checks presented, but not listed on the issuance data provided to the bank. 63473 ARP POS Pay Returned Item Charge for Returning an ARP or Positive Pay Item 63512 Manual Issue Item Charge Per item charge for handling singleitem issue record inputs (OTM). 63513 Manual Void Item Charge Per item charge for handling singleitem void record inputs (OTM). 63532 Payee Name Verification Item Per item fee for verifying the payee name on a positive pay item. 73250 OTM Implementation Fee Implementation fees apply for new client setups only. 73254 OTM/OLC Maintenance Fee Monthly product access fee applied to each OTM company ID. 73256 OTM/OLC Prior Day Serv/Pr Mnth Monthly module access fee applied to each OTM company ID with the PRIOR day reporting module. 73258 OTM/OLC Prior Day Per Ac Maint Monthly account maintenance fee for each account set up for PRIOR day detail and summary information. The same price applies for all Tiers. 73260 OTM/OLC Prior Day Per Item Dtl Charge applied to each Prior day detail item (transaction) loaded for each OTM company ID. The same price applies for all Tiers. 73262 OTM/OLC Cur Day Serv/Per Mnth Monthly module access fee applied to each OTM company ID with the SAME day reporting module. 73264 OTM/OLC Cur Day Per Acct Maint Monthly account maintenance fee for each account set up for SAME day detail and summary information. The same price applies for all Tiers. 73266 OTM/OLC Cur Day Per Item Dtl Charge applied to each SAME day detail item (transaction) loaded for each OTM company ID. The same price applies for all Tiers. 73268 OTM/OLC Special Rpt Mnth Maint Monthly module access fee applied to each OTM company ID with the Special Reports module. 73270 OTM/OLC ACHEDI/Per Rpt The ACHEDI report is a translated humanreadable report that provides detailed information for received ACH debits or credits and includes the supporting remittance information when provided by the originating company. 73272 OTM/OLC CAR Report/Per Rpt The Customer Activity Report (CAR) provides a statement of daily originated ACH activity. This includes transaction adjustments, Notification of Change (NOC) requests, ACH return items and settlement transactions. 73280 Stop Service/Per Month Monthly charge per Company ID for stop payment module. 73282 Stop Payment/Per Stop Charge for placing stop payments. 73284 ACH Service/Per Month ACH Module Fee 73286 Acct Transfer/Per Transfer Charged per account transfer (including the debit and the credit) 73290 Wire Service/Per Month Monthly charge per Company ID for wire transfer module 73294 Image Item Retrieval/Per Image Charge each image pulled and viewed on OTM. 73297 OLC DDA Statement Charge for electronic DDA Statements available through Online Courier. 73298 OLC Analysis Statement Charge for electronic Account Analysis Statements available through Online Courier 73412 OLC ACH Returns Report Fee charged for ACH Returns Report available through Online Courier. 73456 OLC Wire Transfer Email Advice Fee charged per emailed wire transfer advice through Online Courier 73504 W/T Out Rep (OTM PC Wire) Charge for processing a domestic repetitive wire transfer initiated through OTM. With repetitive wires, all instructions remain unchanged except for the dollar amount and value date. 73505 W/T Out NonRep (OTM PC Wire) Charge for processing a domestic nonrepetitive wire transfer initiated through OTM. 73506 W/T Internal Rep (OTM PC Wire) Charge for processing a repetitive wire transfer to another SunTrust account initiated through OTM. 73507 W/T Internal NonRep OTM Wire Charge for posting and handling an OTMinitiated transfer received for the customer's account from another account within the bank. With nonrepetitive transfers, the debit account, transferred dollar amount, and the credit instructions may vary. 73662 Direct Connect Maintenance Fee SunTrust Direct Connect for QuickBooks maintenance fee 73664 Direct Connect Per Account Fee SunTrust Direct Connect for QuickBooks account fee Wednesday, January 13, 2016 Vers: 11/13/15 10:44 Page 4 of 5