SHORT WALKS. BIG BENEFITS.

SHORT WALKS. BIG BENEFITS. Optima Restore with Stay Active benefit. RATE CARD Excluding Goods & Services Tax & Cess (if any) SAVE 2% SAVE 5% SAVE 8%

Introducing Health Insurance Plan The Optima Restore isn t a health insurance plan that lets you get laid-back about your health. It is a plan that cares for you It is a plan that likes seeing you healthy It is a plan that rewards you for staying active With the Stay Active discount, you can get up to 8% discount on premium at each renewal, simply by walking. Our step tracking app will lay out average step count targets for you to achieve. The more you walk, the higher the discount, and the fitter you get! The Stay Active discount is just the beginning of a long list of wonderful, health-saving benefits offered by Optima Restore.

The unbelievable health plan. Annual Premium (Excluding Goods & Services Tax & Cess (if any) in INR) Rest of India 1. Individual Sum Insured Age Group 1A 1A 1A 1A 1A 1A 1A 91d-17 4,456 5,653 6,518 7,811 9,418 10,221 13,141 18-35 5,324 6,755 8,996 10,783 13,000 14,109 18,140 36-45 6,025 7,644 10,383 12,446 15,004 16,284 20,936 46-50 8,813 11,181 15,449 18,517 22,325 24,228 31,150 51-55 11,143 14,138 19,791 23,721 28,599 31,038 39,905 56-60 14,385 18,251 25,953 31,107 37,503 40,701 52,331 61-65 19,208 24,370 35,201 42,192 50,867 55,204 70,977 66-70* 26,504 33,627 48,920 58,636 70,692 76,721 98,641 71-75* 32,020 40,625 59,689 71,544 86,254 93,609 1,20,354 76-80 * 38,424 48,750 72,419 86,802 1,04,649 1,13,572 1,46,021 > 80 * 44,187 56,063 84,988 1,01,867 1,22,812 1,33,284 1,71,366 2. Family Floater Sum Insured SI in INR 3,00,000 500,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 Age Group 1A + 1C 1A + 1C 1A + 1C 1A + 1C 1A + 1C 1A + 1C 1A + 1C 18-35 6,868 8,713 11,255 13,490 16,264 17,650 22,693 36-45 7,444 9,444 12,459 14,933 18,004 19,540 25,122 46-50 10,357 13,140 17,707 21,223 25,587 27,769 35,703 51-55 12,812 16,255 22,231 26,647 32,126 34,865 44,826 56-60 16,086 20,408 28,440 34,088 41,097 44,601 57,345 61-65 20,843 26,444 37,591 45,057 54,321 58,953 75,797 66-70* 28,139 35,701 51,311 61,502 74,147 80,470 1,03,461 71-75* 33,655 42,699 62,080 74,410 89,709 97,358 1,25,175 76-80 * 40,058 50,824 74,810 89,667 1,08,103 1,17,321 1,50,842 > 80 * 45,822 58,137 87,379 1,04,733 1,26,267 1,37,034 1,76,186 *Premium rates only for renewal RATE CARD

SI in INR 3,00,000 5,00,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 Age Group 1A + 2C 1A + 2C 1A + 2C 1A + 2C 1A + 2C 1A + 2C 1A + 2C 18-35 8,854 11,232 14,158 16,970 20,459 22,204 28,547 36-45 9,268 11,760 15,128 18,132 21,861 23,724 30,503 46-50 12,343 15,659 20,611 24,704 29,784 32,323 41,557 51-55 14,957 18,977 25,370 30,409 36,660 39,786 51,153 56-60 18,271 23,182 31,637 37,919 45,716 49,614 63,790 61-65 22,945 29,111 40,665 48,741 58,763 63,774 81,995 66-70* 30,240 38,368 54,385 65,186 78,589 85,290 1,09,659 71-75* 35,756 45,366 65,154 78,094 94,150 1,02,179 1,31,373 76-80 * 42,160 53,491 77,883 93,351 1,12,545 1,22,142 1,57,040 > 80 * 47,924 60,803 90,453 1,08,417 1,30,709 1,41,854 1,82,384 Age Group 1A + 3C 1A + 3C 1A + 3C 1A + 3C 1A + 3C 1A + 3C 1A + 3C 18-35 9,956 12,632 15,771 18,903 22,790 24,733 31,800 36-45 10,282 13,046 16,611 19,910 24,003 26,050 33,493 46-50 13,445 17,059 22,224 26,638 32,114 34,852 44,810 51-55 16,149 20,490 27,113 32,498 39,180 42,520 54,669 56-60 19,485 24,722 33,412 40,048 48,283 52,399 67,371 61-65 24,112 30,592 42,373 50,788 61,231 66,452 85,438 66-70* 31,408 39,849 56,093 67,233 81,057 87,968 1,13,102 71-75* 36,924 46,847 66,861 80,141 96,618 1,04,857 1,34,816 76-80 * 43,328 54,972 79,591 95,398 1,15,013 1,24,820 1,60,483 > 80 * 49,091 62,285 92,160 1,10,464 1,33,176 1,44,532 1,85,827 Age Group 2A 2A 2A 2A 2A 2A 2A 18-35 7454 9457 12594 15097 18200 19752 25396 36-45 8897 11288 15297 18336 22106 23991 30845 46-50 12658 16059 22156 26556 32016 34746 44674 51-55 15957 20246 28285 33902 40872 44357 57032 56-60 20350 25818 36602 43871 52891 57401 73802 61-65 26350 33432 48110 57665 69522 75450 97007 66-70* 36300 46056 66868 80149 96628 104867 134830 71-75* 45094 57213 83854 100508 121174 131506 169080 76-80 * 54523 69175 102460 122809 148059 160684 206594 > 80 * 63335 80357 121182 145249 175113 190045 244344 *Premium rates only for renewal

Age Group 2A + 1C 2A + 1C 2A + 1C 2A + 1C 2A + 1C 2A + 1C 2A + 1C 18-35 8997 11415 14853 17803 21464 23294 29949 36-45 10317 13088 17373 20824 25106 27246 35030 46-50 14201 18018 24414 29264 35280 38289 49228 51-55 17626 22363 30725 36827 44400 48185 61953 56-60 22049 27975 39088 46851 56484 61301 78815 61-65 27985 35506 50501 60531 72976 79199 101827 66-70* 37935 48130 69259 83014 100083 108617 139650 71-75* 46729 59287 86245 103374 124628 135256 173900 76-80* 56157 71249 104850 125674 151514 164433 211414 > 80* 64970 82431 123572 148115 178568 193795 249165 Age Group 2A + 2C 2A + 2C 2A + 2C 2A + 2C 2A + 2C 2A + 2C 2A + 2C 18-35 10982 13934 17757 21284 25659 27847 35803 36-45 12141 15404 20042 24023 28962 31432 40412 46-50 16187 20537 27318 32743 39475 42842 55083 51-55 19771 25085 33863 40588 48934 53107 68280 56-60 24235 30749 42284 50682 61103 66314 85260 61-65 30086 38172 53575 64215 77418 84019 108025 66-70* 40037 50796 72333 86698 104524 113437 145848 71-75* 48830 61953 89319 107058 129070 140076 180098 76-80* 58259 73916 107924 129358 155955 169254 217612 > 80* 67072 85097 126646 151799 183010 198615 255362 Age Group 2A + 3C 2A + 3C 2A + 3C 2A + 3C 2A + 3C 2A + 3C 2A + 3C 18-35 13409 17012 21305 25536 30787 33412 42958 36-45 14372 18234 23304 27932 33675 36548 46989 46-50 18613 23615 30866 36997 44604 48407 62238 51-55 22394 28413 37699 45186 54476 59122 76014 56-60 26907 34138 46192 55365 66749 72441 93138 61-65 32655 41431 57332 68718 82847 89911 115600 66-70* 42605 54056 76090 91201 109953 119329 153423 71-75* 51399 65213 93076 111561 134499 145968 187673 76-80* 60828 77175 111681 133861 161384 175146 225187 > 80* 69640 88356 130403 156302 188439 204507 262937 Addl. Child 2028 2573 2965 3555 4285 4651 5979 *Premium rates only for renewal

Annual Premium (Excluding Goods & Services Tax & Cess (if any) in INR) National Capital Region and Mumbai Metropolitan Region 1. Individual Sum Insured Age Group 1A 1A 1A 1A 1A 1A 1A 91d-17 4,928 5,980 6,768 8,112 9,509 10,319 13,268 18-35 5,887 7,145 9,342 11,197 13,125 14,244 18,314 36-45 6,662 8,085 10,783 12,924 15,148 16,441 21,138 46-50 9,745 11,826 16,043 19,229 22,539 24,461 31,450 51-55 12,321 14,953 20,552 24,634 28,874 31,336 40,289 56-60 15,907 19,304 26,951 32,304 37,864 41,093 52,834 61-65 22,089 26,807 38,017 45,567 53,410 57,964 74,526 66-70* 30,480 36,990 52,834 63,327 74,227 80,557 1,03,573 71-75* 36,823 44,688 64,464 77,268 90,567 98,289 1,26,372 76-80 * 44,188 53,625 78,213 93,746 1,09,881 1,19,251 1,53,322 > 80 * 50,815 61,669 91,787 1,10,016 1,28,953 1,39,948 1,79,934 2. Family Floater Sum Insured SI in INR 3,00,000 500,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 Age Group 1A + 1C 1A + 1C 1A + 1C 1A + 1C 1A + 1C 1A + 1C 1A + 1C 18-35 7,595 9,216 11,688 14,009 16,420 17,820 22,911 36-45 8,232 9,989 12,938 15,508 18,178 19,727 25,364 46-50 11,453 13,899 18,388 22,040 25,833 28,036 36,047 51-55 14,167 17,193 23,086 27,672 32,435 35,200 45,257 56-60 17,787 21,585 29,534 35,399 41,492 45,030 57,896 61-65 23,969 29,088 40,598 48,662 57,037 61,901 79,587 66-70* 32,360 39,271 55,416 66,422 77,854 84,494 1,08,634 71-75* 38,703 46,969 67,046 80,363 94,194 1,02,226 1,31,434 76-80 * 46,067 55,906 80,795 96,840 1,13,508 1,23,187 1,58,384 > 80 * 52,695 63,951 94,369 1,13,112 1,32,580 1,43,886 1,84,995 SI in INR 3,00,000 5,00,000 1,000,000 1,500,000 2,000,000 2,500,000 5,000,000 Age Group 1A + 2C 1A + 2C 1A + 2C 1A + 2C 1A + 2C 1A + 2C 1A + 2C 18-35 9,790 11,880 14,702 17,622 20,656 22,418 28,821 36-45 10,249 12,439 15,710 18,830 22,071 23,953 30,797 46-50 13,648 16,563 21,403 25,654 30,070 32,634 41,957 51-55 16,539 20,072 26,346 31,578 37,013 40,169 51,645 56-60 20,203 24,519 32,854 39,378 46,156 50,091 64,404 61-65 26,387 32,022 43,918 52,640 61,701 66,963 86,095 66-70* 34,776 42,205 58,736 70,401 82,518 89,555 1,15,142 71-75* 41,119 49,903 70,366 84,342 98,858 1,07,288 1,37,942 76-80 * 48,484 58,840 84,114 1,00,819 1,18,172 1,28,249 1,64,892 > 80 * 55,113 66,883 97,689 1,17,090 1,37,244 1,48,947 1,91,503 *Premium rates only for renewal

Age Group 1A + 3C 1A + 3C 1A + 3C 1A + 3C 1A + 3C 1A + 3C 1A + 3C 18-35 11,009 13,361 16,377 19,630 23,009 24,971 32,106 36-45 11,370 13,798 17,250 20,676 24,234 26,300 33,815 46-50 14,867 18,043 23,079 27,662 32,423 35,188 45,241 51-55 17,857 21,672 28,156 33,748 39,557 42,929 55,194 56-60 21,546 26,148 34,697 41,589 48,747 52,903 68,019 61-65 27,729 33,651 45,763 54,851 64,293 69,775 89,710 66-70* 36,119 43,834 60,580 72,612 85,110 92,366 1,18,757 71-75* 42,463 51,532 72,210 86,552 1,01,449 1,10,100 1,41,557 76-80 * 49,827 60,469 85,958 1,03,030 1,20,764 1,31,061 1,68,507 > 80 * 56,455 68,514 99,533 1,19,301 1,39,835 1,51,759 1,95,118 Age Group 2A 2A 2A 2A 2A 2A 2A 18-35 8,242 10,002 13,079 15,677 18,375 19,942 25,640 36-45 9,838 11,939 15,886 19,041 22,319 24,221 31,142 46-50 13,997 16,985 23,008 27,578 32,324 35,081 45,104 51-55 17,644 21,414 29,373 35,206 41,265 44,784 57,580 56-60 22,502 27,308 38,010 45,559 53,400 57,953 74,511 61-65 30,303 36,775 51,959 62,278 72,998 79,223 1,01,857 66-70* 41,745 50,662 72,217 86,561 1,01,459 1,10,110 1,41,572 71-75* 51,858 62,934 90,562 1,08,549 1,27,233 1,38,081 1,77,534 76-80 * 62,701 76,093 1,10,657 1,32,634 1,55,462 1,68,718 2,16,924 > 80 * 72,835 88,393 1,30,877 1,56,869 1,83,869 1,99,547 2,56,561 Age Group 2A + 1C 2A + 1C 2A + 1C 2A + 1C 2A + 1C 2A + 1C 2A + 1C 18-35 9,949 12,074 15,425 18,487 21,670 23,518 30,237 36-45 11,408 13,844 18,041 21,625 25,347 27,508 35,367 46-50 15,703 19,058 25,353 30,389 35,619 38,657 49,702 51-55 19,490 23,653 31,906 38,244 44,827 48,649 62,549 56-60 24,381 29,589 40,592 48,653 57,028 61,890 79,573 61-65 32,183 39,057 54,541 65,373 76,625 83,159 1,06,918 66-70* 43,625 52,943 74,800 89,655 1,05,087 1,14,048 1,46,633 71-75* 53,738 65,216 93,145 1,11,644 1,30,859 1,42,019 1,82,595 76-80* 64,581 78,374 1,13,238 1,35,728 1,59,090 1,72,655 2,21,985 > 80* 74,716 90,674 1,33,458 1,59,964 1,87,496 2,03,485 2,61,623 *Premium rates only for renewal

*Premium rates only for renewal Age Group 2A + 2C 2A + 2C 2A + 2C 2A + 2C 2A + 2C 2A + 2C 2A + 2C 18-35 12,144 14,738 18,440 22,102 25,906 28,115 36,147 36-45 13,425 16,293 20,813 24,947 29,240 31,734 40,801 46-50 17,899 21,722 28,368 34,003 39,855 43,254 55,612 51-55 21,863 26,532 35,166 42,149 49,405 53,617 68,937 56-60 26,798 32,523 43,911 52,632 61,691 66,951 86,080 61-65 34,599 41,989 57,861 69,352 81,289 88,220 1,13,426 66-70* 46,043 55,876 78,120 93,634 1,09,750 1,19,109 1,53,140 71-75* 56,155 68,148 96,465 1,15,623 1,35,524 1,47,080 1,89,103 76-80* 66,998 81,308 1,16,558 1,39,707 1,63,753 1,77,717 2,28,493 > 80* 77,133 93,607 1,36,778 1,63,943 1,92,161 2,08,546 2,68,130 Age Group 2A + 3C 2A + 3C 2A + 3C 2A + 3C 2A + 3C 2A + 3C 2A + 3C 18-35 14,827 17,994 22,125 26,518 31,083 33,733 43,371 36-45 15,892 19,286 24,201 29,007 33,999 36,899 47,441 46-50 20,582 24,978 32,053 38,420 45,032 48,872 62,836 51-55 24,763 30,052 39,149 46,924 55,000 59,690 76,745 56-60 29,753 36,108 47,968 57,495 67,391 73,138 94,034 61-65 37,553 45,574 61,919 74,215 86,989 94,407 1,21,380 66-70* 48,996 59,462 82,177 98,497 1,15,451 1,25,295 1,61,094 71-75* 59,109 71,734 1,00,522 1,20,486 1,41,224 1,53,266 1,97,057 76-80* 69,952 84,893 1,20,615 1,44,570 1,69,453 1,83,903 2,36,446 > 80* 80,086 97,192 1,40,835 1,68,806 1,97,861 2,14,732 2,76,084 Addl. Child 2,243 2,721 3,079 3,691 4,326 4,696 6,036 Critical Advantage Rider Premium (INR) Age Band USD 250,000 USD 500,000 0-17 4,833 5,490 18-35 7,767 8,947 36-45 11,698 13,286 46-50 18,115 20,584 51-55 20,395 23,181 56-60 22,434 25,500 61-65 24,385 27,717 66-70 * 25,494 28,977 71-75 * 26,708 30,357 76-80 * 26,708 30,357 >80 * 26,708 30,357 Points to Remember The rider will be issued for a period of 1 or 2 year(s) period depending on policy tenure of base policy, the sum insured & benefits will applicable on Policy Year basis. This rider can be issued to an individual and/or family only on individual Sum Insured basis. This rider will be offered with Optima Restore policy where base Sum Insured is Rs. 10 lacs & above. The Sum Insured of the dependent insured members should be equal to or less than the Sum Insured of the Primary Insured member. Incase where two or more children are covered, the Sum Insured for all the children must be same. The sum insured of all dependant parents/ parent in law must be same. Pls Note: All the premium amounts shown in the table are inclusive of Goods & Services Tax & Cess (if any). Premium rates are subject to change with prior approval from IRDAI.

2 Year Premium 7.5% Discount on premium if Insured Person is paying premium of 2 years in advance For example: 1. Proposed Insured Age 33 years from Delhi opting for Optima Restore Individual 2 year policy with Sum Insured of 3 Lac Calculation 5887X 2 X 92.5% = Rs. 10890.95/- plus taxes.. 2. Proposed Insured Age 35 years from Delhi opting for Optima Restore Individual 2 year policy with Sum Insured of 3 Lac. Calculation (5887+6662) X 92.5% = Rs. 11607.83/- plus taxes. Discounts Family discount of 10% if 2 or more family members are covered under single Optima Restore Individual Policy Stay Active- Upto 8% discount on renewal premium subject to insured member achieving the average number of steps prescribed in the policy wordings by either walking or running regularly to keep fit. The discount will be accrued by the customer at defined time intervals and cumulated at the end of the policy period and offered as a discount on renewal premium. Loadings We may apply a risk loading on the premium payable (based upon the declarations made in the proposal form and the health status of the persons proposed for insurance). The maximum risk loading applicable for an individual shall not exceed above 100% per diagnosis / medical condition and an overall risk loading of over 150% per person. These loadings are applied from Commencement Date of the policy including subsequent renewal(s) with us or on the receipt of the request of increase in sum insured (for the increased Sum Insured). We will inform you about the applicable risk loading through a counter offer letter. You need to revert to us with consent and additional premium (if any), within 7 days of the issuance of such counter offer letter. In case, you neither accept the counter offer nor revert to us within 15 days, we shall cancel your application and refund the premium paid within next 7 days. Please note that we will issue policy only after getting your consent. Please Note. 1. Premium rates and policy terms and conditions are for standard healthy individuals. These may change post underwriting of proposal based on medical tests (where applicable) and information provided on the proposal form. Please visit our nearest branch to referring our underwriting guidelines, if required. Premium rates are subject to change with prior approval from IRDAI. 2. In a family floater policy, a maximum of 2 adults and a maximum of 5 children can be included in a single policy. The 2 adults can be a combination of Self, Spouse, Father or Mother. In an individual policy, a maximum of 4 adults and a maximum of 5 children can be included in a single policy. The 4 adults can be a combination of Self, Spouse, Father, Father in law, Mother or Mother in law. 3. The premium will be computed basis the city of residence provided by the insured person in the application form. The premium that would be applicable zone wise and the cities defined in each zone are as under: Delhi NCR/Mumbai MMR - Delhi, Gurgaon, Noida, Faridabad, Ghaziabad, Greater Noida, Mumbai, Navi Mumbai, Thane, Kalyan, Dombivali, Bhayandar, Ulhasnagar, Bhiwandi, Vasai,Virar Rest of India- All other cities

The Apollo Hospitals Group, Asia s one of the largest healthcare provider and Munich Health, one of the world leaders in health insurance, come together to make quality healthcare easy and accessible. Simple language, clear policies, transparent procedures and innovative products, making health insurance the way it ought to be. We Know Healthcare. We Know Insurance. REACH US Apollo Munich Health Insurance Co. Ltd. Central Processing Center, 2nd & 3rd Floor, ilabs Centre, Plot No. 404-405, Udyog Vihar, Phase-III, Gurgaon - 122 016, Haryana Corp. Off: 1st Floor, SCF -19, Sector - 14, Gurgaon - 122 001, Haryana. Reg. Off: Apollo Hospitals Complex, 8-2-293/82/J III/DH/900, Jubilee Hills, Telangana, Hyderabad - 500 033. Toll Free: 1800 103 0555 Tel: +91 124 4584333 Fax: +91 124 4584111 Secured online purchase at: www.apollomunichinsurance.com SMS: 'restore' to 56767333 Email: customerservice@apollomunichinsurance.com For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Tax laws are subject to change. IRDAI Reg. No.: - 131 CIN: U66030TG2006PLC051760 UIN: IRDAI/HLT/AMHI/P-H/V.III/1/2016-17 AMHI/MA/H/0002/0144/062016/P