Triple Point NAVIGATOR STRATEGY Investing for future generations STRATEGY GUIDE
Introducing THE TRIPLE POINT NAVIGATOR STRATEGY Triple Point s Navigator Strategy targets capital growth through funding real, tangible businesses Our Navigator Strategy provides leasing and lending to businesses, which are typically UK small and medium sized businesses. Each Navigator business line provides market scale and adequate liquidity across a range of contract maturities. Maturities range from the very short term (c.30 day corporate trade finance) through to the mid-term (c.60 month SME leasing). The growth opportunity in each business line is provided by: the scale of each addressable trade; the market access we enjoy through our track record, experienced team and intermediary networks; and Navigator Strategy TARGETS GROWTH UK small and medium sized businesses 190m+ of funding provided 40,000+ customers 5,000 average contract value Targets a return to investors of 4% to 6% per annum (after all annual fees and charges) the continuing inability of the banks to compete due to capital adequacy requirements and high legacy platform costs. With the Navigator Strategy, the funds you invest should qualify for Business Relief after two years, at which point they will fall outside of your estate for inheritance tax purposes. This document is designed to give you some more detail on how the Navigator Strategy works. Target Returns targets returns in the range of 4% to 6% per annum (after all annual fees and charges). Actual Returns To date the Navigator Strategy has delivered annualised returns of 5.84% costs (after all annual charges). Speed The Navigator Strategy should achieve IHT exemption after 2 years compared to other options that take 7 years. Customers Having over 40,000 customers provides investors with good diversity and regular cashflows. Capital To date Triple Point has invested over 190m through the Navigator Strategy. Diversification selects high quality small and medium sized businesses across the UK. Contract Values investments have an average contract value of 5,000 ensuring a diverse spread of investments. Stable The investments are typically asset backed in good quality organisations with a strong underlying business rationale. Simple typically makes simple investments in real and tangible assets.
Proven Performance has delivered consistent returns; since inception it has returned an average of 5.84% per annum to investors (after annual charges). We are specialists in business funding and in the 12 years since we were founded have raised 500m for small and medium sized businesses. This business meets Triple Point s key requirements for Navigator, being regular, contractual cash flows, good quality customers and predictable returns. Our sector experience and market reputation means that we are a well known operator, ensuring a steady pipeline of opportunities from which we select those that meet our criteria. Navigator Strategy s performance since inception To date the Navigator Strategy has delivered, returns of 5.84% per annum (after annual fees and charges) 25% 20% 19.7% 18.6% Risk Warning There is no guarantee that the target return will be achieved and investors may get back less than the amount they invested. Past performance is not a guide to future performance and may not be repeated. 15% 10% 5% 0% Jun 2013 Aug 2013 Oct 2013 Dec 2013 Feb 2014 Apr 2014 Jun 2014 Aug 2014 Oct 2014 Dec 2014 Feb 2015 Apr 2015 Jun 2015 Aug 2015 Oct 2015 Dec 2015 Target Range Feb 2016 Apr 2016 Jun 2016 12.7% For more information or guidance This document provides a guide to the Navigator Strategy. For more information on how to access the strategy including a summary of the risks, please see the Triple Point Estate Planning Service Information Memorandum and Investor Agreement and Application Form. Advisers can also contact Triple Point for details about the bespoke planning routes available.
OUR BUSINESSES IN ACTION DIVERSE INVESTMENTS FOR FUTURE GENERATIONS has a proven track record of providing solid returns. Our investors benefit from a diverse customer base of over 40,000 UK small and medium sized businesses. PROPERTY BRIDGE FINANCING Working with specialist lenders, we have provided 47m of bridge financing for property acquisitions. CREDIT CARD TERMINALS Working with over 38,000 UK SMEs, we have providing funding of 18m for payment card terminals. MOBILE TELECOMS Triple Point funds UK telecoms companies to supply almost 1 million call minutes a day.
LARGE CUSTOMER BASE We have supported over 40,000 UK SMEs, managing one of the largest privately capitalised leasing businesses in the UK. Navigator Business Lines Our Navigator Strategy typically provides funding to UK small and medium sized businesses. SME Finance SME Finance is made up of two activities, SME Leasing and Short Term Working Finance. SME Leasing Within the Navigator Strategy, funding is provided for credit card terminals. Schedules of agreements are purchased from independent resellers of merchant services to SMEs. These are for contract periods of 24 to 60 months. The strength of the portfolio is the broad spread of counterparties, which means that credit risk is spread over a very wide range of SMEs. Short Term Working Finance Short Term Working Finance is the provision of unsecured lending to small businesses in the form of short term working capital loans typically for periods of up to 10 weeks. Usually these loans are provided to businesses as a supplement or a replacement for an overdraft facility. Many SMEs use this facility to expand or purchase stock. It is frequently used as an alternative to bank finance. Corporate Trade Finance This is a longstanding and well established market, where finance is provided between a company and its customers in respect of amounts due ( receivables ) for goods, or a service, supplied. For example, the Navigator Strategy funds telecommunications call financing. WORKING CAPITAL LOANS We have provided over 7,000 small and medium sized business with working capital. Secured Funding Businesses can require short term funding to acquire assets in advance of preparation for onward sale; property bridge finance being an example. Navigator looks to fund short term bridge finance, with strong security over the property and a low loan to value. The loan is repaid once the developer has long term bank finance in place or has secured an onward scale.
Important information NAVIGATOR STRATEGY This document is a financial promotion for the purposes of Section 21 of the Financial Services and Markets Act 2000. It is issued by Triple Point Administration LLP, which is authorised and regulated by the Financial Conduct Authority (no. 618187). This document is a summary of the Navigator Strategy. This strategy can be accessed through the Triple Point Estate Planning. It is important that prospective investors read and understand fully the Information Memorandum before investing, which explains the key risks. Applications to the service will only be accepted on the basis of the content and terms of the Information Memorandum, the Investor Agreement and Application Form. The opportunity described in this document is NOT suitable for all investors. Investments in BPR qualifying companies are considered to be highrisk, including illiquidity, loss of investment and dilution. Nothing in this document constitutes tax, financial, legal or investment advice. If you are in any doubt about whether investment in the Estate Planning Service is right for you, you should seek advice from an authorised person who specialises in providing advice on investments of this nature. Triple Point is the trading name for the Triple Point Group which includes the following companies and associated entities: Triple Point Investment Management LLP registered in England & Wales no. OC321250, authorised and regulated by the Financial Conduct Authority no. 456597, Triple Point Administration LLP registered in England & Wales no. OC391352 and authorised and regulated by the Financial Conduct Authority no.618187, and TP Nominees Limited registered in England & Wales no.07839571, all of 18 St. Swithin s Lane, London, EC4N 8AD, UK. 15 July 2016 For further information please contact 18 St. Swithin s Lane London EC4N 8AD Adviser and Investor Enquiries 020 7201 8990 contact@triplepoint.co.uk Triple Point is the trading name for the Triple Point Group which includes the following companies and associated entities: Triple Point Investment Management LLP registered in England & Wales no. OC321250, authorised and regulated by the Financial Conduct Authority no. 456597, Triple Point Administration LLP registered in England & Wales no. OC391352 and authorised and regulated by the Financial Conduct Authority no. 618187, and TP Nominees Limited registered in England & Wales no.07839571, all of 18 St. Swithin s Lane, London, EC4N 8AD, UK www.triplepoint.co.uk As a specialist investment business, we make more than just money for our clients; we create value beyond simply delivering solid returns. This extends to the lasting partnerships we build and the integrity with which we conduct our business. Value Creation We create value by building innovative products for investors and offering attractive funding solutions to a range of businesses and organisations in both the public and private sectors. Our innate curiosity propels us to explore possibilities and find unique combinations; from the deals we originate right through to the way we design our products. At Triple Point we believe in building long lasting partnerships with advisors and the businesses we fund. Investment Philosophy Our investment philosophy is simple; we target opportunities which seek to offer our investors: Capital Security Liquidity Predictable Returns This approach is designed to create value by providing solid returns for our investors and delivering sustainable growth for the businesses that we partner with. 10 YEARS IN ESTATE PLANNING In 2016 Triple Point s Generations Strategy proudly celebrated 10 years in the market Triple Point has consistently met target returns within this sector 1 Years of Generations Strategy