General Tariff of Charges Tariff effective as of November 3, 2016 Account Service Fees Personal Accounts Sata Personal Accounts /TRY/GBP/JPY/CHF/USD/BGN/PLN/HRK/RON New Relationship Service Fee - 20 (one-time) Relationship Maintenance Fee - 20 (yearly) Business Accounts Sata Business Accounts /TRY/GBP/JPY/CHF/USD/BGN/PLN/HRK/RON New Relationship Service Fee - 20 (one-time) Relationship Maintenance Fee - 20 (yearly) Corporate Accounts Sata Corporate Accounts /TRY/GBP/JPY/CHF/USD/BGN/PLN/HRK/RON New Relationship Service Fee - 200 (one-time) Relationship Maintenance Fee - 20 (monthly) Account Closure Fees Account closure fee (Account closure within 6 months from opening date) 10 Statement Request E-mail Statement on Request Paper Statement or additional information/requests on transactions and balance 5 Deceased Customer (Succession) Information provided to notaries/legal representatives/solicitors Estate up to 3,000 Estate from 3,000 to 30,000 30 30 70 Estate of 30,000 + 1 0.25% up to a maximum of 300 Internet Banking Sata Direct Subscription Fee SMS Notification 0.10 per SMS Pledges on balances in favour of other banks Registration of Pledge Confirmation of Pledge 50 30 Company In Formation Account Transfer of CIF funds to related company account at Satabank Transfer of cif funds to third party account or bank 5 50
Guarantees - Full Cash Cover Up to 10,000 Up to 49,999 Over 50,000 Courier Fees SWIFT Transmission 50 yearly 0.125% min 100 yearly 0.125% min 250 yearly 50 + any out of pocket expenses 250 + out of pocket expenses Other Services Issue of bank reference to third parties /other banks Hold Mail 30 200 yearly 1 In very exceptional cases, the maximum may be exceeded depending on the amount of work required. SEPA Payments Inward Payment Orders Inward Payments 0-10,000 - Over 10,000-500,000-4 Over 500,000-1 mio - 100 Over 1 mio - 2 mio - 250 Over 2 mio - 0.0625%, max. 5,000 Non-SEPA Payments Inward 0-5,000 - Over 5,000-500,000-10 Over 500,000-1 mio - 150 Over 1 mio - 2 mio - 350 Over 2 mio - 0.0625%, max. 6,000 BGN/PLN/HRK/RON Payments Inward 0-10,000 - Over 10,000-500,000-4 Over 500,000-1 mio - 100 Over 1 mio - 2 mio - 250 Over 2 mio - 0.0625%, max. 5,000 Re-routing of PSD Inward Transfers to other Banks in EEA Countries Re-routing of PSD Inward Transfers originating from Non-PSD countries to other Banks Processing fee for Inward Payments - Charges OUR (over and above normal fee) 3 10 Up to 10,000 - ; Over 10,000-4 Outward payments Transfers to own accounts at SATABANK PLC Transfers to 3rd party accounts at SATABANK PLC: Up to 100,000 - Over 100,000-1 mio - 25 Over - 1 mio - 50 To EEA Countries / SEPA (Payments in )
Via Internet Banking 0-1,000-1 Over 1,000-100,000-3 Over 100,000-500,000-10 Over 500,000-2 mio - 0.025%, max. 500 Over 2 mio 0.125%, max. 5,000 Over the counter Up to 500,000-30 Over 500,000-2 mio - 0.025%, max. 500 Over 2 mio 0.125%, max. 5,000 Via Internet Banking To EEA Countries /Non- SEPA (Payments in other currencies except ) Up to 5,000-10 Over 5,000-100,000-30 Over 100,000-500,000-50 Over 500,000-2 mio - 0.05%, max. 600 Over 2 mio - 0.125%, max. 6,000 Over the counter Up to 500,000-50 Over 500,000-2 mio - 0.05%, max. 750 Over 2 mio - 0.125%, max. 6,000 Non-SEPA / To Non-EEA Countries Via Internet Banking (automated) Up to 5,000-15 Over 5,000-100,000-40 Over 100,000-500,000-75 Over 500,000-2 mio - 0.0625%, max. 1000 Over 2 mio - 0.125%, max. 6,000 Over the counter Up to 500,000-50 Over 500,000-2 mio - 0.0625%, max. 1000 Over 2 mio - 0.125%, max. 6,000 Urgent / Same day payments ( applies for all currencies except USD) * Internet banking - SEPA - 10 Internet banking - Non-SEPA - 20 Over the counter - 40 * Kindly note that the above express payment fee is an additional fee over the normal payment fee Via Internet Banking (automated) USD PAYMENTS Up to 5,000-35 Over 5,000-15,000-50 Over 15,000-35,000-100 Over 35,000-100,000-150 Over 100,000-500,000-200 Over 500,000-2 mio. - 0.0625% max 1000 Over 2 mio. - 0.125% max 6,000 Over the Counter / Manual transaction (non-automated)
Up to 5,000-50 Over 5,000-15,000-75 Over 15,000-35,000-125 Over 35,000-100,000-175 Over 100,000-500,000-225 Over 500,000-2 mio. - 0.0625% max 1000 Over 2 mio. - 0.125% max 6,000 Urgent / Same day payments ( applies for USD Payments) Internet Banking - NON-SEPA - 35 Over the Counter / Manual - 40 BGN PAYMENTS Via Internet Banking Up to 1,000-0.50 1,000-100,000-0.80 100,000-500,000-5 500,000-2 mio - 0.025% max 500 Over 2 mio. - 0.125% max 5,000 Over the Counter Up to 1,000-0.50 1,000-100,000-0.80 100,000-500,000-5 500,000-2 mio - 0.025% max 500 Over 2 mio. - 0.125% max 5,000 Urgent BGN Payments Internet Banking - 4.00 (over and above normal payment fee) Over the counter - 4.00 (over and above normal payment fee) PLN/HRK PAYMENTS Up to 500-3.75 500-10,000-4.00 10,000-500,000-4.50 500,000-2 mio - 0.025% max 500 Over 2 mio. - 0.125% max 5,000 RON PAYMENTS Up to 2,000-4.50 2,000-500,000-6.00 500,000-2 mio - 0.025% max 500 Over 2 mio. - 0.125% max 5,000 Other Charges Amendments / Repairs on payment orders Cancellations / Rejects of payment orders Non-Straight Through Processing (STP) Fee Investigation Fees (Tracer Request) Pre-advice- Notification by Fax (Applicable to all payments) Swift copy 30 50 20 20 + Out of pocket expenses 2 per payment 2 per copy Useful Information 'BEN' Charges - you do not pay any charge. Beneficiary receives your payment minus all transfer charges. 'SHA' Charges - you only pay your bank's transfer charge. Beneficiary receives your payment less the correspondent bank charges.
'OUR' Charges - you pay all transfer charges. Beneficiary receives all your payment. Correspondent bank charges will be debited at a later stage than the processing date of the payment. PSD - Payment Services Directive is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA). Countries in the SEPA system include, Austria, Belgium, Cyprus, France, Finland, Germany, Ireland, Italy, Luxembourg, Malta, Netherlands, Portugal, Slovenia, Spain, Bulgaria, Czech Republic, Denmark, Greece, Estonia, United Kingdom, Hungary, Latvia, Lithuania, Poland, Romania, Slovakia, Sweden, Iceland, Norway, Liechtenstein, Switzerland, Martinique, Guadeloupe, French Guiana, Reunion, Gibraltar, Azores, Madeira, Canary Islands, Monaco, Aland Islands, Croatia, Mayotte, Saint Barthelemy, Saint-Martin, Saint Pierre & Miquelon and San Marino. SEPA covers O transactions only. 'Out of pocket expenses' - any costs imposed by third parties and incurred by the Bank. In the majority of the cases, the Bank would not be aware of the amount of such out of pocket expenses prior to concluding the process. Clients are advised to enquire with the Bank for further details. Non STP - if the payment you request / receive requires manual intervention on the part of the Bank. Standing Orders One time set up Fee Standing Orders payable to another account with Sata Bank p.l.c Standing Orders unpaid due to lack of funds 3 (over the counter) 20 (charged after 3 unsuccessful attempts) Transfer to Another Bank SEPA Standing Order Non-SEPA Standing Order USD Standing Order* BGN Standing Order PLN/HRK Standing Order RON Standing Order Unprocessed standing order between client's own Sata Bank Accounts Unprocessed standing order to third party accounts 1-3 (as per Payment Order T.O.C.) 12 35 0.60 4.50 6.00 15 * The charge will be applied with effect as of 21 st August, 2016 Fees for Debtors SEPA Direct Debit Processing of SDD Payment Refusal of SDD Payment (initiated by Debtor before the due date) (1) 0.20 0.35
Refund of SDD Payment (initiated by Debtor) (2) Return of SDD Payment (initiated by SATABANK) (3) 0.35 0.35 (1) Refusal of SEPA Direct Debit (initiated by the Debtor) You can refuse an announced direct debit in advance, i.e. before the specified due date. (2) Refund SEPA Direct Debit (initiated by the Debtor). You can refund a SEPA Direct Debit debited to your account within a period of eight weeks after the execution date and any unauthorized transaction after eight weeks and up to thirteen months after the payment. (3) Return SEPA Direct Debit (initiated by the Bank). The Bank may, for various reasons, return a Direct Debit. Fees for Creditors Subscription fee Processing SDD Collection Refusal of SDD Payment (initiated by Debtor before the due date) (4) Reject of SDD Payment (initiated by Debtor`s bank) (5) Return of SDD Payment (initiated by Debtor`s bank) (6) Refund of SDD Payment (initiated by Debtor) (7) Refund of unauthorized SDD (initiated by Debtor) (8) Reversal of SDD Payment (9) Cancellation of SDD Payment (10) SDD Inquiries/Complaints 20.00 monthly 0.20 0.35 0.35 0.35 8.00 +third-party expenses + interest equalization claims by Debtor bank 20.00 +third-party expenses + interest equalization claims by Debtor bank 1.60 1.60 15.00 (4) Refusal of SEPA Direct Debit (initiated by the Debtor) Your customer can refuse your Direct Debit in advance, i.e. before the specified execution date. (5) Reject of SEPA Direct Debit (initiated by the Bank). The Debtor`s bank can reject your Direct Debit before it is debited to your client. (6) Return of SEPA Direct Debit (initiated by the Bank). The Debtor`s bank may, for various reasons, return your Direct Debit transaction after the due date. This is possible for a period of up to five business days. (7) Refund SEPA Direct Debit (initiated by the Debtor). The Debtor can refund your SEPA Direct Debit collection within eight weeks after the execution date and for any unauthorized transaction after eight weeks and up to thirteen months after the payment. (8) This fee will be charged to you as Creditor if an accusation of unauthorized Direct Debit, submitted by one of your clients, is granted. (9) Reversal of batch or an individual transaction (after it has been processed). As the Creditor of a Direct Debit, you can request a reversal once the Direct Debit or a batch has been collected. Charges will be applied for each item in the batch. (10) Cancel of a batch or an individual transaction (before the processing). As the Creditor of a Direct Debit batch or an individual transaction, you can request cancellation before the collection. Charges will be applied for each item in the batch. Issue of Bank Certificate to Auditors When no Credit Facilities are Held 20
When Credit Facilities are Held Any Other Declarations / Certificates Issued to Third Parties 40 20 Cheques Euro cheque drawn on foreign bank Foreign currency cheque drawn on local bank Foreign currency cheque drawn on foreign bank Euro Cheque drawn on Local Bank 0.50% - Min 10 / cheque + out of pocket expenses 0.50% - Min 10 / cheque + out of pocket expenses 0.50% - Min 10 / cheque + out of pocket expenses 15 per cheque + out of pocket expenses Documentary collection Documents for collection 0.3% min. 300.00 max. 1,500.00 + any out of pocket expenses. CARDS SATA Personal MasterCard Tariff Main Currency GBP CHF USD Service fees: Card issuance Nil Nil Nil Nil Replacing of expired card Nil Nil Nil Nil Replacing of non-expired card (loss, theft, stolen, damaged) 10 10 GBP 10 CHF 10 USD Additional Cards 10 10 GBP 10 CHF 10 USD Transaction Fees: ATM cash withdrawal in EU countries 1 1.50 GBP 1.50 CHF 1.50 USD ATM cash withdrawal International with SATA Card 2.50 2.50 GBP 2.80 CHF 2.80 USD Payment on POS terminal Nil Nil Nil Nil POS cash withdrawal 1.00% + 3, Min. 5 1.00% + 3 GBP, Min. 5 GBP 1.00% + 3 CHF, Min. 5 CHF 1.00% + 3 USD, Min. 5 USD Internet payments Nil Nil Nil Nil Declined transaction at ATM 0.50 0.50 GBP 0.50 CHF 0.50 USD ATM Balance Check 0.50 0.50 GBP 0.50 CHF 0.50 USD Express Card Delivery 30 30 GBP 30 CHF 30 USD SMS Alerts 0.10 0.10 GBP 0.10 CHF 0.10 USD Fee for initiating chargeback procedure 15 15 GBP 17 CHF 17 USD SATA Corporate / Business MasterCard Tariff Main Currency GBP CHF USD
Service fees: Card issuance Nil Nil Nil Nil Replacing of expired card Nil Nil Nil Nil Replacing of non-expired card (loss, theft, stolen, damaged) 10 10 GBP 11 CHF 11 USD Additional Cards 10 10 GBP 11 CHF 11 USD Transaction Fees: ATM cash withdrawal in EU countries 1.50 1.50 GBP 1.70 CHF 1.70 USD ATM cash withdrawal International with SATA Card 2.50 2.50 GBP 2.80 CHF 2.80 USD Payment on POS terminal Nil Nil Nil Nil POS cash withdrawal 1.00% + 3, Min. 5 1.00% + 3 GBP, Min. 5 GBP 1.00% + 3 CHF, Min. 5 CHF 1.00% + 3 USD, Min. 5 USD Internet payments Nil Nil Nil Nil Declined transaction at ATM 0.50 0.50 GBP 0.50 CHF 0.50 USD ATM Balance Check 0.50 0.50 GBP 0.50 CHF 0.50 USD Express Card Delivery 30 30 GBP 30 CHF 30 USD SMS Alerts 0.10 0.10 GBP 0.10 CHF 0.10 USD Fee for initiating chargeback procedure 15 15 GBP 17 CHF 17 USD Note: The bank reserves the right to update this tariff of charges list or to include new fees, at its own discretion, notice shall be given in line with legal requirements. Updated tariff of charges can be found on the Bank's website. Clients are advised to enquire with the bank for the updated tariff of charges prior to requesting any service from the bank.