GOING BEYOND CORPORATE PROFILE

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GOING BEYOND CORPORATE PROFILE

CONTACTS Johannesburg Block D, Nicol Main Office Park 2 Bruton Road, Bryanston Gauteng T: +27 (0)11 361 0000 Cape Town 1 st Floor, Building 1, Fusion Quarter Waterford Place, Century City Cape Town T: +27 (0)21 551 1314 Durban Cranbrook Park, 10 Cranbrook Crescent, La Lucia Ridge Office Estate, KwaZulu-Natal T: +27 (0)31 584 2600 www.za.jlt.com

ABOUT JARDINE LLOYD THOMPSON Jardine Lloyd Thompson (JLT) is one of the world s leading providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. The JLT group of companies was formed when Jardine Insurance Brokers, a company dating back to 1832, merged with Lloyd Thompson in 1997. Today, the JLT International Network comprises of owned, partly owned and non-owned broking and employee benefit consultancy operations in more than 135 countries worldwide.

WHAT DIFFERENT? MAKES US We are specialists. Our deep expertise and entrepreneurial culture give us the insights, creative freedom and tenacity to go beyond the routine and deliver better results for our clients. Because at JLT, clients come first.

CLIENT FIRST INDEPENDENT RESULTS BASED

WHO WE ARE GLOBALLY JLT is one of the world's leading providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. 10,000+ 2015 Revenues of over 10,000 employees 1.15bn 170m 2015 underlying profit before tax 1.8bn* 6% 115 offices in over 40 countries market capitalisation of over Revenue growth (2015) * 1 March 2016

WHERE WE OPERATE JLT owns offices in 40 territories with over 10,700 colleagues, supported by the JLT International Network. This enables us to offer risk management and employee benefit solutions in over 135 countries around the world. Owned locations Argentina Australia Bahrain Barbados Bermuda Brazil Canada Chile China Colombia Denmark Finland France Guernsey Hong Kong India Indonesia Ireland Japan Macau Malaysia Netherlands New Zealand Norway Peru Philippines Qatar Singapore South Africa South Korea Sweden Switzerland Taiwan Thailand Turkey UAE (Dubai) UK USA Vietnam Associates Austria/Central & Eastern Europe India Italy Malta Mexico Spain

OUR LOCAL PRESENCE 140 employees 3 91 offices JOHANNESBURG 34 DURBAN 15 CAPE TOWN BBBEE Credentials On 1 August 2012, JLT South Africa announced that it had entered into a long-term black economic empowerment agreement with Thebe Investment Corporation by selling 20% of JLT South Africa.

JLT South Africa (JLT SA) is a corporate and specialist insurance, reinsurance and employee benefits broker, with offices in Johannesburg, Cape Town and Durban. We are a subsidiary of JLT plc, one of the world's leading providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. At JLT SA, we believe in going beyond the expected for our clients, and this translates into everything we do.

WHAT WE DO RISK & INSURANCE Our Risk & Insurance division provides insurance and reinsurance broking and risk management services to clients within a wide range of business sectors. Our sectors include: Aviation Communications, technology & media Construction Credit, Political and Security Risks Financial Lines Group Food & Agribusiness General Property and Casualty Guarantees Marine & Cargo Mining and Natural Resources Reinsurance Our unique approach to insurance broking appeals to our worldwide client base as a very attractive, innovative and adaptable proposition.

We apply our skills where they make the biggest difference to our clients - distinguishing us from our largest competitors. We pride ourselves on the highest levels of professionalism and integrity as well as our senior-level attention to client relationships.

WHAT WE DO EMPLOYEE BENEFITS Since the recent consolidation of the South African broking market, many clients have indicated that they have a limited choice of corporate brokers, and that JLT is a welcome option providing an excellent alternative. Our business ethos and protocols demand exceptional service delivery, strategic and useable advice, professional conduct and a friendly disposition. We believe in going beyond the expected and the obvious and putting our clients first. Our services: Healthcare Consulting Retirement Fund Consulting Gap Cover Benefits in Africa BenPal Group Life and Disability Benefit Consulting Expat Medical Consulting Expat Pensions Consulting

It is our ability to innovate that distinguishes us, as demonstrated by integrating our employee benefits offerings with pioneering technology solutions. We constantly strive to provide our clients with simpler ways to manage their employees' benefits, while simultaneously empowering their staff to make better-informed decisions.

GOING BEYOND THE OBVIOUS

JLT SA Johannesburg (Head Office) T: +27 (0)11 361 0000 JLT SA Cape Town Office T: +27 (0)21 551 1314 JLT SA Durban Office T: +27 (0)31 584 2600 Jardine Lloyd Thompson (Pty) Ltd JLT Employee Benefits SA (Pty) Ltd Eikos Risk Applications (Pty) Ltd Authorised Financial Services Providers Members of the Jardine Lloyd Thompson Group plc.