WWW.WORLDBANK.ORG/FINSAC

Program Thursday, November 30, 2017 08:45 09:15 Welcome Coffee and Registration 09:15 09:30 Opening Remarks Miquel Dijkman, World Bank FinSAC 09:30 11:00 Deposit Guarantee Scheme Contingency Planning and Stress Testing Speaker: Alex Kuczynski, Financial Services Compensation Scheme, UK Moderator: Jan Nolte, World Bank 11:00 11:30 Coffee break 11:30 13:00 Risk-based premium model for deposit insurance systems Speakers: Ralf Benna, National Association of German Cooperative Banks Institutional Protection Scheme and Bernd Bretschneider, GBB Ratings Moderator: Harald Podoschek, Austrian Deposit Guarantee Scheme for Banks and Bankers 13:00 14:00 Lunch 14:00 15:30 Investment Strategy for a Deposit Insurance Fund Speaker: Mirjami Kajander-Saarikoski, Investors Compensation Fund, Finland Moderator: Isfandyar Khan, World Bank 15:30 16:00 Coffee break 16:00 17:30 Determining the Target Deposit Insurance Fund Speaker: Alexander Ufier, US Federal Deposit Insurance Corporation Moderator: Miquel Dijkman, World Bank 17:30 Closing Remarks Jan Nolte, World Bank

Speakers Miquel Dijkman Lead Financial Sector Specialist, FinSAC Coordinator, the World Bank Mr. Miquel Dijkman is a Lead Financial Sector Specialist in the Finance and Markets Global Practice of the World Bank, and is currently the coordinator of the Vienna Financial Sector Advisory Center (FinSAC). Since joining the World Bank, his work program has covered a broad range of topics and different countries. He has also conducted and led many Technical Assistance missions covering a highly diverse range of countries and topics, including banking supervision and regulation, crisis preparedness and crisis management, cross-border supervision and systemic risk analysis. He has participated in twelve Financial Sector Assessment Programs (FSAPs), including the ongoing 2017 China FSAP Update, which he has led on behalf of the World Bank. Prior to joining the World Bank, he worked in several business areas of the Central Bank of the Netherlands; including Monetary and Economic Policy, Financial Stability and Financial Conglomerate Supervision. He also worked for six months at the European Central Bank as a National Central Bank Expert. Mr. Dijkman holds graduate degrees from Radboud University in both international economics and in development studies. Alex Kuczynski Director of Corporate Affairs Financial Services Compensation Scheme, UK Alex Kuczynski is the Director of Corporate Affairs and a Board member of FSCS in the UK, FSCS is established under statute as a unitary, integrated scheme protecting depositors, investors and policyholders. As Director of Corporate Affairs, Alex Kuczynski is responsible for the areas of legal, policy and international affairs, communications, risk management and company secretarial/corporate governance. Alex Kuczynski has extensive experience in deposit insurance both from the crisis in 2007/08 and subsequent legislative and policy initiatives. Alex is a member of IADI s Executive Council and Chairperson of the Technical Assistance Committee, and a Director and Vice Chairman of the European Forum of Deposit Insurers. He has delivered many presentations on the work of FSCS and deposit insurance. Alex is qualified to practise as a Solicitor in England and Wales.

Dr. Ralf Benna Head of Department, National Association of German Cooperative Banks Institutional Protection Scheme (BVR) Since 2003 Dr. Ralf Benna is head of department of the National Association of German Cooperative Banks Institutional Protection Scheme (IPS), settled in Bonn and Berlin. He is responsible for international affairs of the BVR-IPS and in his day-by-day business for questions of prevention management and bank restructuring measures of cooperative banks. As a specialist for controlling, strategic developments, deposit protection and institutional protection schemes he is author of numerous scientific papers, lecturer and speaker for many universities and academies and at national and international conferences. After his professional education as banker at the Deutsche Bank AG in the mid 80es, he studied economics, finance and banking at the University of Muenster/Westphalia from 1986 to 1991 and graduated as Doctor of Economics at the University of Duisburg in 1996. He worked in the headoffice of Deutsche Bank AG in Frankfurt at the controlling department, followed by his time as management consultant at zeb in Muenster. From 1998 until 2002 he was head of department controlling and accounting at norisbank AG / Hypovereinsbank AG-Group. Bernd Bretschneider Managing Director, GBB-RATING - The rating agency of the deposit protection structure of German private banks Bernd is responsible for the rating of banks, and the methodology of risk-based premium, and the support of risk management issues within the deposit protection scheme. For nearly ten years he, together with Dr. Ralf Benna, is chairperson of the Research Working Group on risk-based Contribution of the European Forum of Deposit Insurers (EFDI). During this time the Research Working Group published two framework papers on risk based premium. The first framework paper was written in cooperation with the Joint Research Centre of the European Commission. Bernd is author of a range of papers on risk-based premium and speaker at international conferences. Since 2010 he has been involved in the discussion and later in the transposition of risk-based premium models based on the EU Deposit Guarantee Scheme Directive and EBA Guidelines in Germany. After his professional education as a banker at a German bank in Frankfurt, he worked several years for one of the major German banks in Berlin during the German reunification. Bernd holds a master degree in General Management from Cologne University, Germany and a master degree in Financial Management from the University of Bradford, UK.

Harald Podoschek Managing Director of Einlagensicherung der Banken & Bankiers, Vienna Area of accountability: Funding Stresstesting Risked based contributions Accounting and taxes Early warning system (Risk Management for DGSs) Pay out processes Communication Human resources Since September 2017 member of the EFDI-Board (European Forum of Deposit Insurers). Before joining the Einlagensicherung der Banken & Bankiers he was Senior Manager in the audit department at KPMG Vienna. Mirjami Kajander-Saarikoski Secretary-General, the VTS Fund Mirjami manages The VTS Fund, which is a former Finnish deposit guarantee fund nowadays serving as a buffer fund for the new Finnish deposit insurance scheme. She is responsible for developing and monitoring the investment activities of the fund, with an investment portfolio worth approximately 1 billion. She is also responsible for the management of the Finnish investor compensation scheme. She furthermore serves as a member of the Board of Directors of the Finnish Financial Stability Fund. In her previous roles in the field of bank failure management, Mirjami lead the Finnish deposit insurance scheme during the period of 2010 2014 and helped wind up a Finnish branch of a failed Icelandic bank in the years 2008 2009. Previously, she acted as an Attorney-at-Law specialised in Capital Markets, Banking & Finance as well as Mergers & Acquisitions, along with sporadic in-house positions as a Legal Adviser for the banking industry. In her native Finland, she has also served as member of the Securities Law Committee (2010 2011), member of the Committee on Bond Market Development (2016 2017) and member of the Securities Complaints Board (2009 2010). Mirjami holds a Master s degree in Law from the University of Helsinki, Finland. Isfandyar Zaman Khan Program Leader, European Union Member States, the World Bank Group Based in Brussels, Isfandyar coordinates the Bank s programs in the Financial Sector, Competitiveness and Innovation. His area of expertise includes competitiveness, financial sector crisis management, capital markets, deposit insurance and access to finance. He has represented the World Bank in a number of international fora including those that relate to deposit insurance. He has worked in a number of countries such as in Bosnia, Croatia, India, Kosovo, Moldova, Pakistan, Poland, Turkey and has taught at Berkeley University, Columbia University and the Frankfurt School of Business. Prior to the Bank, Mr. Zaman Khan worked for the Investment Bank of Salomon Smith Barney in New York. Mr Zaman Khan holds a degree in Economic Policy Making and International Finance from Columbia University in New York.

Alexander Ufier Financial Economist in the Division of Insurance and Research, U.S. Federal Deposit Insurance Corporation Since joining the FDIC in 2015, he assists in bank examinations by reviewing quantitative models and model policy governance, including measures of credit risk, net revenue, and stress testing. Mr. Ufier also maintains statistical models for the FDIC and participates in technical assistance programs with the World Bank. He has published articles on the value added tax and is currently developing research on the topics of deposit insurance internationally, determinants of bank failure, and account-level studies of customers at failed banks. Prior to arriving at the FDIC, Mr. Ufier taught statistics and economics at the University of Oklahoma for two years while earning his Ph.D. of Economics there. Jan Nolte Senior Financial Sector Specialist, the World Bank Group Jan Nolte is a Senior Financial Sector Specialist in the Finance and Markets Global Practice of the World Bank Group. He specializes in deposit insurance and bank resolution. Jan participates regularly in IMF WB FSAP missions (Financial Sector Assessment Program), most recently in Montenegro and Belarus. Furthermore, Jan is actively involved in Technical Assistance projects of the WB in Africa, Asia, Central Asia, Eastern Europe and Latin America. For the World Bank he liaises with the International Association of Deposit Insurers (IADI) and the Financial Stability Board (FSB) as a member of the Cross-border Crisis Management Group and the Key Attributes Methodology Drafting Team (banking module). Jan was part of the team for the 2015 pilot assessment of the FSB Key Attributes in Colombia.Prior to joining the Bank in 2014, Jan worked as a Director at the Deposit Protection Fund of German Banks and the Association of German Banks. During 2008 2014, he has been involved in several insolvency proceedings and various bank resolution measures in Germany. Jan holds the First and Second State Examination in law and studied at the universities of Freiburg and Münster/Germany.