ANNUAL STATEMENT FOR THE YEAR 2016 OF THE NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION ASSETS

ASSETS Assets Current Year Nonadmitted Assets 3 Net Admitted Assets (Cols. - ) Prior Year 4 Net Admitted Assets. Bonds (Schedule D) 77,33,977,990,476,386 77,3,50,604 7,79,084,96. Stocks (Schedule D):. Preferred stocks,008,0,008,0 5,058,809. Common stocks,079,70,35,079,70,35 535,589,85 3. Mortgage loans on real estate (Schedule B): 3. First liens,069,895,993,069,895,993,374,69,40 3. Other than first liens 94,33,87 94,33,87 7,0,035 4. Real estate (Schedule A): 4. Properties occupied by the company (less $ encumbrances) 4. Properties held for the production of income (less $ encumbrances) 55,677,877 55,677,877 55,680,00 4.3 Properties held for sale (less $ encumbrances),87,80,87,80,78,660 5. Cash ($ (90,5,77), Schedule E - Part ), cash equivalents ($,933,37,800, Schedule E - Part ) and short-term investments ($ 79,93,56, Schedule DA),9,96,555,9,96,555,90,630,640 6. Contract loans (including $ premium notes) 877,497,397 0,380,463 867,6,934 877,68,596 7. Derivatives (Schedule DB) 440,34,94 440,34,94 3,59,37 8. Other invested assets (Schedule BA),86,685,46,063,688,74,6,774,3,35,30 9. Receivables for securities 65,,448 65,,448 435,069 0. Securities lending reinvested collateral assets (Schedule DL). Aggregate write-ins for invested assets,885,87,885,87 45,06. Subtotals, cash and invested assets (Lines to ) 95,940,47,77 3,90,537 95,96,37,34 89,00,999,38 3. Title plants less $ charged off (for Title insurers only) 4. Investment income due and accrued 653,06,43 589 653,05,654 6,739,45 5. Premiums and considerations: 5. Uncollected premiums and agents' balances in the course of collection 3,895,63,63 8,358 5. Deferred premiums and agents' balances and installments booked but deferred and not yet due (including $ earned but unbilled premiums) 65,77 65,77 84,096 5.3 Accrued retrospective premiums ($ ) and 6. Reinsurance: contracts subject to redetermination ($ ) 6. Amounts recoverable from reinsurers 0,737,987 0,737,987 34,078,756 6. Funds held by or deposited with reinsured companies 6.3 Other amounts receivable under reinsurance contracts 65,708,83 65,708,83 87,65,870 7. Amounts receivable relating to uninsured plans 8. Current federal and foreign income tax recoverable and interest thereon 8. Net deferred tax asset 73,696,00 463,476,047 60,9,963 60,39,89 9. Guaranty funds receivable or on deposit 9,999,84 9,999,84 6,99,60 0. Electronic data processing equipment and software. Furniture and equipment, including health care delivery assets ($ ). Net adjustment in assets and liabilities due to foreign exchange rates 3. Receivables from parent, subsidiaries and affiliates 3,747,883 3,747,883 36,08,78 4. Health care ($ ) and other amounts receivable,78,485,78,485 5. Aggregate write-ins for other than invested assets 7,56,344,587 6,80,9 7,454,064,95 7,,,837 6. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines to 5) 05,057,046,758 56,858,58 04,495,88,76 97,460,557,908 7. From Separate Accounts, Segregated Accounts and Protected Cell Accounts 36,857,755,37 36,857,755,37 34,778,698,536 8. Total (Lines 6 and 7) 4,94,80,30 56,858,58 4,35,943,548 3,39,56,444 DETAILS OF WRITE-INS 0. Derivatives-collateral assets,885,87,885,87 45,06 0. 03. 98. Summary of remaining write-ins for Line from overflow page 99. Totals (Lines 0 thru 03 plus 98)(Line above),885,87,885,87 45,06 50. Interest in annuity contracts 7,447,80,800 7,447,80,800 7,08,0,666 50. Miscellaneous 68,45,685 6,08,90 6,43,495 3,989,76 503. Amount due for undelivered securities 7,0 7,0 (88,555) 598. Summary of remaining write-ins for Line 5 from overflow page 599. Totals (Lines 50 thru 503 plus 598)(Line 5 above) 7,56,344,587 6,80,9 7,454,064,95 7,,,837

LIABILITIES, SURPLUS AND OTHER FUNDS Prior Year Current Year. Aggregate reserve for life contracts $ 80,438,050,98 (Exh. 5, Line 9999999) less $ included in Line 6.3 (including $ 40,4,507 Modco Reserve) 80,438,050,98 74,78,475,77. Aggregate reserve for accident and health contracts (including $ Modco Reserve) 3. Liability for deposit-type contracts (Exhibit 7, Line 4, Col. ) (including $ Modco Reserve),05,765,04 98,493,966 4. Contract claims: 4. Life (Exhibit 8, Part, Line 4.4, Col. less sum of Cols. 9, 0 and ) 5,086,35 88,437,537 4. Accident and health (Exhibit 8, Part, Line 4.4, sum of Cols. 9, 0 and ) 5. Policyholders dividends $ and coupons $ due and unpaid (Exhibit 4, Line 0) 6. Provision for policyholders dividends and coupons payable in following calendar year - estimated amounts: 6. Dividends apportioned for payment (including $ Modco) 6. Dividends not yet apportioned (including $ Modco) 6.3 Coupons and similar benefits (including $ Modco) 7. Amount provisionally held for deferred dividend policies not included in Line 6 8. Premiums and annuity considerations for life and accident and health contracts received in advance less $ discount; including $ accident and health premiums (Exhibit, Part, Col., sum of lines 4 and 4) 69 79 9. Contract liabilities not included elsewhere: 9. Surrender values on canceled contracts 9. Provision for experience rating refunds, including the liability of $ accident and health experience rating refunds of which $ is for medical loss ratio rebate per the Public Health Service Act 3,86,899 9.3 Other amounts payable on reinsurance, including $ assumed and $ 0,43,03 ceded 0,43,03 63,0,894 9.4 Interest maintenance reserve (IMR, Line 6) 46,647,97 74,76,95 0. Commissions to agents due or accrued-life and annuity contracts $,458,509 accident and health $ and deposit-type contract funds $,458,509 0,57,54. Commissions and expense allowances payable on reinsurance assumed. General expenses due or accrued (Exhibit, Line, Col. 6),903,066 4,09,843 3. Transfers to Separate Accounts due or accrued (net) (including $ (899,376,38) accrued for expense allowances recognized in reserves, net of reinsured allowances) (938,06,453) (887,70,604) 4. Taxes, licenses and fees due or accrued, excluding federal income taxes (Exhibit 3, Line 9, Col. 5) 0,409,03 3,36,85 5. Current federal and foreign income taxes, including $ (60,696,485) on realized capital gains (losses) 6,567,840 3,97,648 5. Net deferred tax liability 6. Unearned investment income 6,047,36 6,37,6 7. Amounts withheld or retained by company as agent or trustee,045,47,77,486 8. Amounts held for agents' account, including $ agents' credit balances 9. Remittances and items not allocated,587,753 6,80,098 0. Net adjustment in assets and liabilities due to foreign exchange rates. Liability for benefits for employees and agents if not included above 48,575,00 46,750,00. Borrowed money $ and interest thereon $ 3,707 3. Dividends to stockholders declared and unpaid 4. Miscellaneous liabilities: 4.0 Asset valuation reserve (AVR, Line 6, Col. 7),05,070,90 93,48,60 4.0 Reinsurance in unauthorized and certified ($ ) companies 6,794,779,376,493 4.03 Funds held under reinsurance treaties with unauthorized and certified ($ ) reinsurers 4.04 Payable to parent, subsidiaries and affiliates 9,35,6 78,447,73 4.05 Drafts outstanding 4.06 Liability for amounts held under uninsured plans 4.07 Funds held under coinsurance 4,53,90,84 4,55,6,744 4.08 Derivatives 36,74,46 8,56,99 4.09 Payable for securities 34,68,864 93,646,7 4.0 Payable for securities lending 675,05,33 600,03,950 4. Capital notes $ and interest thereon $ 5. Aggregate write-ins for liabilities 7,857,60,5 7,367,858,30 6. Total liabilities excluding Separate Accounts business (Lines to 5) 95,77,087,34 89,36,99,587 7. From Separate Accounts Statement 36,856,34,449 34,776,503,0 8. Total liabilities (Lines 6 and 7) 3,68,48,683 4,093,43,598 9. Common capital stock 5,000,000 5,000,000 30. Preferred capital stock 3. Aggregate write-ins for other than special surplus funds 3. Surplus notes 33. Gross paid in and contributed surplus (Page 3, Line 33, Col. plus Page 4, Line 5., Col. ) 3,97,757,34 3,97,757,34 34. Aggregate write-ins for special surplus funds 35. Unassigned funds (surplus) 4,77,757,55 4,93,066,53 36. Less treasury stock, at cost: 36. shares common (value included in Line 9 $ ) 36. shares preferred (value included in Line 30 $ ) 37. Surplus (Total Lines 3+3+33+34+35-36) (including $,43,93 in Separate Accounts Statement) 8,699,54,865 8,0,83,846 38. Totals of Lines 9, 30 and 37 (Page 4, Line 55) 8,74,54,865 8,45,83,846 39. Totals of Lines 8 and 38 (Page, Line 8, Col. 3) 4,35,943,548 3,39,56,444 DETAILS OF WRITE-INS 50. Obligations under structured settlement agreements 7,447,80,800 7,08,0,666 50. Derivatives-collateral liability 397,7,9 5,863,937 503. Liability for interest on claims 5,00,95 6,303,435 598. Summary of remaining write-ins for Line 5 from overflow page 7,067,335 470,63 599. Totals (Lines 50 thru 503 plus 598)(Line 5 above) 7,857,60,5 7,367,858,30 30. 30. 303. 398. Summary of remaining write-ins for Line 3 from overflow page 399. Totals (Lines 30 thru 303 plus 398)(Line 3 above) 340. 340. 3403. 3498. Summary of remaining write-ins for Line 34 from overflow page 3499. Totals (Lines 340 thru 3403 plus 3498)(Line 34 above) 3

SUMMARY OF OPERATIONS Current Year Prior Year. Premiums and annuity considerations for life and accident and health contracts (Exhibit, Part, Line 0.4, Col., less Col. ),73,45,04,674,69,430. Considerations for supplementary contracts with life contingencies 37,89, 48,564,47 3. Net investment income (Exhibit of Net Investment Income, Line 7) 3,706,08,3 3,56,77,36 4. Amortization of Interest Maintenance Reserve (IMR, Line 5) 5,55,004 80,907,9 5. Separate Accounts net gain from operations excluding unrealized gains or losses 37,47,36 34,880,6 6. Commissions and expense allowances on reinsurance ceded (Exhibit, Part, Line 6., Col. ) 59,88,606 68,,97 7. Reserve adjustments on reinsurance ceded,95,054 8,5,37 8. Miscellaneous Income: 8. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts 689,545,7 669,73,69 8. Charges and fees for deposit-type contracts 8.3 Aggregate write-ins for miscellaneous income,577,946 00,473,855 9. Total (Lines to 8.3) 7,448,038,04 7,,79,45 0. Death benefits 39,694,095 373,498,53. Matured endowments (excluding guaranteed annual pure endowments) 890,566 97,94. Annuity benefits (Exhibit 8, Part, Line 6.4, Cols. 4 + 8),554,967,743,536,439,57 3. Disability benefits and benefits under accident and health contracts 6,940 85,938 4. Coupons, guaranteed annual pure endowments and similar benefits 5. Surrender benefits and withdrawals for life contracts 5,804,9,80 5,987,338,339 6. Group conversions 40,693 367,656 7. Interest and adjustments on contract or deposit-type contract funds,984,946 9,359,40 8. Payments on supplementary contracts with life contingencies 9,607,88 6,56,608 9. Increase in aggregate reserves for life and accident and health contracts 5,585,84,463 4,45,88,655 0. Totals (Lines 0 to 9) 4,38,06,607 3,359,55,93. Commissions on premiums, annuity considerations, and deposit-type contract funds (direct business only) (Exhibit, Part, Line 3, Col. ) 463,4,46 494,084,76. Commissions and expense allowances on reinsurance assumed (Exhibit, Part, Line 6., Col. ) 3. General insurance expenses (Exhibit, Line 0, Cols.,, 3 and 4) 865,6,3 907,390,867 4. Insurance taxes, licenses and fees, excluding federal income taxes (Exhibit 3, Line 7, Cols. + + 3) 9,093,8 00,50,087 5. Increase in loading on deferred and uncollected premiums (593) (0,875) 6. Net transfers to or (from) Separate Accounts net of reinsurance 97,090,88,43,,900 7. Aggregate write-ins for deductions 79,4,65 96,,559 8. Totals (Lines 0 to 7) 6,78,646,50 6,470,50,3 9. Net gain from operations before dividends to policyholders and federal income taxes (Line 9 minus Line 8),69,39,70 74,8, 30. Dividends to policyholders 3. Net gain from operations after dividends to policyholders and before federal income taxes (Line 9 minus Line 30),69,39,70 74,8, 3. Federal and foreign income taxes incurred (excluding tax on capital gains) 79,435,375 65,78,8 33. Net gain from operations after dividends to policyholders and federal income taxes and before realized capital gains or (losses) (Line 3 minus Line 3) 889,956,37 475,509,940 34. Net realized capital gains (losses) (excluding gains (losses) transferred to the IMR) less capital gains tax of $ (33,0,84) (excluding taxes of $,479,776 transferred to the IMR) (,68,86) (78,74,436) 35. Net income (Line 33 plus Line 34) 777,688,4 396,785,504 CAPITAL AND SURPLUS ACCOUNT 36. Capital and surplus, December 3, prior year (Page 3, Line 38, Col. ) 8,45,83,846 7,668,503,8 37. Net income (Line 35) 777,688,4 396,785,504 38. Change in net unrealized capital gains (losses) less capital gains tax of $ (568,853) 5,055,090 5,347,90 39. Change in net unrealized foreign exchange capital gain (loss) (9,787,6) (3,70,63) 40. Change in net deferred income tax 53,947,354 67,09,466 4. Change in nonadmitted assets (9,064,5) (5,406,44) 4. Change in liability for reinsurance in unauthorized and certified companies (4,48,87) 8,63 43. Change in reserve on account of change in valuation basis, (increase) or decrease (7,89,43) 44. Change in asset valuation reserve (0,9,30) (38,578,367) 45. Change in treasury stock (Page 3, Lines 36. and 36., Col. minus Col. ) 46. Surplus (contributed to) withdrawn from Separate Accounts during period 40,893,44 9,759,445 47. Other changes in surplus in Separate Accounts Statement (38,98,99) (33,730,590) 48. Change in surplus notes 49. Cumulative effect of changes in accounting principles 79,09,754 50. Capital changes: 50. Paid in 50. Transferred from surplus (Stock Dividend) 50.3 Transferred to surplus 5. Surplus adjustment: 5. Paid in 5. Transferred to capital (Stock Dividend) 5.3 Transferred from capital 5.4 Change in surplus as a result of reinsurance 5. Dividends to stockholders 53. Aggregate write-ins for gains and losses in surplus 390,00 54. Net change in capital and surplus for the year (Lines 37 through 53) 578,69,09 477,30,68 55. Capital and surplus, December 3, current year (Lines 36 + 54) (Page 3, Line 38) 8,74,54,865 8,45,83,846 DETAILS OF WRITE-INS 08.30. Sundries,577,946 00,473,855 08.30. 08.303. 08.398. Summary of remaining write-ins for Line 8.3 from overflow page 08.399. Totals (Lines 08.30 thru 08.303 plus 08.398)(Line 8.3 above),577,946 00,473,855 70. Adjustment in funds withheld 79,00,943 96,03,047 70. Fines, penalties and fees from regulatory authorities 30,67 4,36 703. Change in provision for policyholders' excess credits (4,804) 798. Summary of remaining write-ins for Line 7 from overflow page 799. Totals (Lines 70 thru 703 plus 798)(Line 7 above) 79,4,65 96,,559 530. Prior period correction 390,00 530. 5303. 5398. Summary of remaining write-ins for Line 53 from overflow page 5399. Totals (Lines 530 thru 5303 plus 5398)(Line 53 above) 390,00 4

CASH FLOW Current Year Prior Year Cash from Operations. Premiums collected net of reinsurance,764,934,07,735,00,48. Net investment income 3,57,796,974 3,370,034,45 3. Miscellaneous income 85,53,058 837,777,89 4. Total (Lines through 3) 7,34,54,03 6,94,83,68 5. Benefit and loss related payments 8,783,378,473 8,98,939,004 6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts 336,40,30,448,749,393 7. Commissions, expenses paid and aggregate write-ins for deductions,379,33,76,463,60,76 8. Dividends paid to policyholders 9. Federal and foreign income taxes paid (recovered) net of $ (34,539,9) tax on capital gains (losses) 53,599,65 0,690,7 0. Total (Lines 5 through 9) 0,75,53,6,033,538,800. Net cash from operations (Line 4 minus Line 0) 6,38,740,887 4,909,74,88 Cash from Investments. Proceeds from investments sold, matured or repaid:. Bonds,074,9,84,79,894,384. Stocks 609,649,55,370,78,949.3 Mortgage loans,4,9,553,89,67,809.4 Real estate 658,539,05,77.5 Other invested assets 67,660,74,076,847,839.6 Net gains or (losses) on cash, cash equivalents and short-term investments 8,59,74 0,50,769.7 Miscellaneous proceeds 40,603, 70,397,896.8 Total investment proceeds (Lines. to.7) 4,305,4,586 6,99,68,363 3. Cost of investments acquired (long-term only): 3. Bonds 7,8,088,69 3,40,,838 3. Stocks 968,07,054,7,093,76 3.3 Mortgage loans,03,895,9 3,09,3,37 3.4 Real estate 3.5 Other invested assets 9,74,050,863,46,3 3.6 Miscellaneous applications 0,87,78 3.7 Total investments acquired (Lines 3. to 3.6) 0,895,94,94 9,305,546,793 4. Net increase (decrease) in contract loans and premium notes (4,958,596) (,5,899) 5. Net cash from investments (Line.8 minus Line 3.7 minus Line 4) (6,585,73,73) (3,04,05,53) 6. Cash provided (applied): 6. Surplus notes, capital notes Cash from Financing and Miscellaneous Sources 6. Capital and paid in surplus, less treasury stock 6.3 Borrowed funds (6,49) (,45,989) 6.4 Net deposits on deposit-type contracts and other insurance liabilities 4,69,6 95,7,96 6.5 Dividends to stockholders 6.6 Other cash provided (applied) (77,694,7) (5,645,65) 7. Net cash from financing and miscellaneous sources (Lines 6. to 6.4 minus Line 6.5 plus Line 6.6) (63,74,40) (58,50,444) RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS 8. Net change in cash, cash equivalents and short-term investments (Line, plus Lines 5 and 7) (367,74,085),646,70,907 9. Cash, cash equivalents and short-term investments: 9. Beginning of year,90,630,640 643,98,733 9. End of year (Line 8 plus Line 9.),9,96,555,90,630,640 Note: Supplemental disclosures of cash flow information for non-cash transactions: 0.000. Bonds to be announced commitments-purchased/sold 90,665,8 4,9,600 0.000. Transfer/exchange of bond investment to bond investment 48,30,77 374,056,36 0.0003. Capitalized interest on bonds 43,384,646 53,800,47 0.0004. Transfer/exchange of bond investment to equity investment 88,50,777 75,55,05 0.0005. Depreciation on fixed assets 7,07,89 6,550,03 0.0006. Transfer of other invested assets to equity investment 5,308,38 0.0007. Low Income Housing Tax Credit unfunded commitments 7,85,705 6,60,800 0.0008. Merger/spinoff of equity investment to equity investment,895,88 5,7,455 0.0009. Dividend reinvestment of equities 5,660,443 06,0 0.000. Capitalized interest on mortgage loans 4,645,656 0.00. Other invested assets stock distribution,835,05 0.00. Exchange of mortgage loans to real estate due to foreclosure,4,90 5,386,486 0.003. Madison Capital Funding LLC investment (other invested assets) and Note Funding Agreement (bonds),6,048,8 5

Note: Supplemental disclosures of cash flow information for non-cash transactions: 0.004. Capitalized interest on other invested assets 63,496,559 0.005. Transfer of defeased mortgages to other invested assets 3,094,543 0.006. Transfers from unaffiliated common stocks to affiliated common stocks 0,580,877 5.

6 ANNUAL STATEMENT FOR THE YEAR 06 OF THE NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION ANALYSIS OF OPERATIONS BY LINES OF BUSINESS Ordinary 6 Group Accident and Health 3 4 5 7 8 9 0 Aggregate of All Total Industrial Life Life Insurance Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance (a) Annuities Group Credit (Group and Individual) Other Other Lines of Business. Premiums and annuity considerations for life and accident and health contracts,73,45,04,39,566,005,06,973,003 40,348,98 9,57,098. Considerations for supplementary contracts with life contingencies 37,89, 37,89, 3. Net investment income 3,706,08,3,0,595,979,383,656,765 30,73 33,870 35,900,099 65,384,866 4. Amortization of Interest Maintenance Reserve (IMR) 5,55,004,49,46 6,98,038,078 5,477 3,84,995 5. Separate Accounts net gain from operations excluding unrealized gains or losses 37,47,36 37,783,739 (366,43) 6. Commissions and expense allowances on reinsurance ceded 59,88,606 59,559,603 69,003 7. Reserve adjustments on reinsurance ceded,95,054,668,99 (373,937) 8. Miscellaneous Income: 8. Fees associated with income from investment management, administration and contract guarantees from Separate Accounts 689,545,7 5,07,44 45,69,480,358,800 8. Charges and fees for deposit-type contracts 8.3 Aggregate write-ins for miscellaneous income,577,946 (7,96,699) 5,699,669,469,0 705,78,60,46 9. Totals (Lines to 8.3) 7,448,038,04,877,694,476 4,57,796,955 38,03,0 63,939,343 9,4,40 8,90,007 0. Death benefits 39,694,095 386,893,300 5,800,795. Matured endowments (excluding guaranteed annual pure endowments) 890,566 890,566. Annuity benefits,554,967,743,449,456,455 05,5,88 3. Disability benefits and benefits under accident and health contracts 6,940 6,940 4. Coupons, guaranteed annual pure endowments and similar benefits 5. Surrender benefits and withdrawals for life contracts 5,804,9,80 67,989,705 5,477,86,8 59,33,988 330,766 6. Group conversions 40,693 40,693 7. Interest and adjustments on contract or deposit-type contract funds,984,946 3,43,583 4,088,665 5,64,7 (9,947) 9,93 8. Payments on supplementary contracts with life contingencies 9,607,88 9,607,88 9. Increase in aggregate reserves for life and accident and health contracts 5,585,84,463,79,897,690 4,378,6,655,95,705,59,90 3,787,5 0. Totals (Lines 0 to 9) 4,38,06,607,839,480,477,38,948,596 47,03,308 66,64,737 09,759,489. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) 463,4,46 05,848,95 355,504,640,788,888 (8). Commissions and expense allowances on reinsurance assumed 3. General insurance expenses 865,6,3 98,835, 576,8,784 67,78 3,08,54 3,060,000 (6,74,466) 4. Insurance taxes, licenses and fees, excluding federal income taxes 9,093,8 49,46,348 4,4,40 9,084 50,367 3,047 98,96 5. Increase in loading on deferred and uncollected premiums (593) (593) 6. Net transfers to or (from) Separate Accounts net of reinsurance 97,090,88 30,949,885 76,645,688 (0,504,69) 7. Aggregate write-ins for deductions 79,4,65 79,087,55 53,096 6 78 89 8. Totals (Lines 0 to 7) 6,78,646,50,603,66,73 3,470,6,4 47,390,8 60,977,455 3,4,64 (6,64,693) 9. Net gain from operations before dividends to policyholders and federal income taxes (Line 9 minus Line 8),69,39,70 74,03,745 687,680,74 (9,87,60),96,888 5,97,788 07,93,700 30. Dividends to policyholders 3. Net gain from operations after dividends to policyholders and before federal income taxes (Line 9 minus Line 30),69,39,70 74,03,745 687,680,74 (9,87,60),96,888 5,97,788 07,93,700 3. Federal income taxes incurred (excluding tax on capital gains) 79,435,375 56,345,78 49,3,09 (,698,379),036,66 97,389 74,5,46 33. Net gain from operations after dividends to policyholders and federal income taxes and before realized capital gains or (losses) (Line 3 minus Line 3) 889,956,37 7,686,567 538,368,63 (6,488,78),95,6 5,045,399 33,49,84 DETAILS OF WRITE-INS 08.30. Sundries,577,946 (7,96,699) 5,699,669,469,0 705,78,60,46 08.30. 08.303. 08.398. Summary of remaining write-ins for Line 8.3 from overflow page 08.399. Totals (Lines 08.30 thru 08.303 plus 08.398) (Line 8.3 above),577,946 (7,96,699) 5,699,669,469,0 705,78,60,46 70. Adjustment in funds withheld 79,00,943 79,00,943 70. Fines, penalties and fees from regulatory authorities 30,67 76,608 53,096 6 78 89 703. 798. Summary of remaining write-ins for Line 7 from overflow page 799. Totals (Lines 70 thru 703 plus 798) (Line 7 above) 79,4,65 79,087,55 53,096 6 78 89 (a) Includes the following amounts for FEGLI/SGLI: Line, Line 0, Line 6, Line 3, Line 4

ANALYSIS OF INCREASE IN RESERVES DURING THE YEAR Ordinary 6 Group 3 4 5 7 Total Industrial Life Life Insurance Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance 8 Annuities Involving Life or Disability Contingencies (Reserves) (Net of Reinsurance Ceded). Reserve December 3, prior year 74,78,475,77 8,95,647,968 54,86,645,640 3,644,347 93,36,49 776,30,73. Tabular net premiums or considerations,903,789,766,65,778,89 0,54,765,063 33,847,53 4,48,683 84,969,65 3. Present value of disability claims incurred (,535,459) (,535,459) XXX 4. Tabular interest,487,54,43 740,667,39,70,599,345 6,979,57 (3,09,003) 3,6,838 5. Tabular less actual reserve released (8,079,454),09,8 (0,698,0) 733,50 (3,983) 6. Increase in reserve on account of change in valuation basis 7,89,43 7,89,43 7 7. Other increases (net) (8,55,94) 50,05,009 (68,683,704) (,73,38) (8,88,6) 8. Totals (Lines to 7) 89,05,43,3,80,60,73 66,87,68,43 74,04,933 9,74,59 885,075,38 9. Tabular cost 69,900,547 6,697,563 XXX (,797,06) 0. Reserves released by death 07,55,99 07,544,98 XXX XXX 7,37 XXX. Reserves released by other terminations (net) 4,094,004,75 78,76,04 3,95,60,44 8,090. Annuity, supplementary contract and disability payments involving life contingencies,389,096,08 7,397,83,57,85,770 9,607,88 04,904,608 3. Net transfers to or (from) Separate Accounts,456,639,37 (37,747,45),495,50,034 (,33,446) 4. Total Deductions (Lines 9 to 3) 8,767,9,340 977,654,904 7,667,865,948 9,607,88 (,93,09) 04,986,698 5. Reserve December 3, current year 80,438,050,98 0,0,955,69 59,04,76,95 54,597,05 95,647,68 780,088,684

EXHIBIT OF NET INVESTMENT INCOME Collected During Year Earned During Year. U.S. Government bonds (a) 7,79,804 73,85,54. Bonds exempt from U.S. tax (a). Other bonds (unaffiliated) (a),738,60,044,750,955,33.3 Bonds of affiliates (a) 56,35,90 75,6,4. Preferred stocks (unaffiliated) (b),435,435. Preferred stocks of affiliates (b). Common stocks (unaffiliated) 3,056,78,8,65. Common stocks of affiliates 3. Mortgage loans (c) 556,593,38 558,633,39 4. Real estate (d),68,49 4,75,958 5 Contract loans 56,940,46 57,378,90 6 Cash, cash equivalents and short-term investments (e) 0,386,385,33,979 7 Derivative instruments (f) 43,985,759 4,73,83 8. Other invested assets 85,58,867 5,807,46 9. Aggregate write-ins for investment income 8,877,935 8,877,935 0. Total gross investment income 3,855,75,644 3,838,64,335. Investment expenses (g) 9,636,00. Investment taxes, licenses and fees, excluding federal income taxes (g) 69,36 3. Interest expense (h),654,66 4. Depreciation on real estate and other invested assets (i) 5. Aggregate write-ins for deductions from investment income 6. Total deductions (Lines through 5) 3,560,04 7. Net investment income (Line 0 minus Line 6) 3,706,08,3 DETAILS OF WRITE-INS 090. Miscellaneous sources 6,373,396 6,373,396 090. Commitment Fee,504,539,504,539 0903. 0998. Summary of remaining write-ins for Line 9 from overflow page 0999. Totals (Lines 090 thru 0903 plus 0998) (Line 9, above) 8,877,935 8,877,935 50. 50. 503. 598. Summary of remaining write-ins for Line 5 from overflow page 599. Totals (Lines 50 thru 503 plus 598) (Line 5, above) (a) Includes $ 06,84,445 accrual of discount less $ 80,700,035 amortization of premium and less $ 5,50,356 paid for accrued interest on purchases. (b) Includes $ accrual of discount less $ amortization of premium and less $ paid for accrued dividends on purchases. (c) Includes $ 3,733,448 accrual of discount less $,586,090 amortization of premium and less $ paid for accrued interest on purchases. (d) Includes $ for company s occupancy of its own buildings; and excludes $ interest on encumbrances. (e) Includes $ 8,765,385 accrual of discount less $ 4,87 amortization of premium and less $ 70 paid for accrued interest on purchases. (f) Includes $ accrual of discount less $ 4,04,00 amortization of premium. (g) Includes $ investment expenses and $ investment taxes, licenses and fees, excluding federal income taxes, attributable to segregated and Separate Accounts. (h) Includes $ interest on surplus notes and $ interest on capital notes. (i) Includes $ depreciation on real estate and $ depreciation on other invested assets. EXHIBIT OF CAPITAL GAINS (LOSSES) 3 4 5 Total Realized Capital Gain (Loss) (Columns + ) Change in Unrealized Capital Gain (Loss) Change in Unrealized Foreign Exchange Capital Gain (Loss) Realized Gain (Loss) On Sales or Maturity Other Realized Adjustments. U.S. Government bonds 3,78,83 (478,353) 3,39,830. Bonds exempt from U.S. tax. Other bonds (unaffiliated) 30,55,34 (3,808,356) (93,93,04) 84,093 (88,306,55).3 Bonds of affiliates. Preferred stocks (unaffiliated) 85,67 7,993 03,60 (,60). Preferred stocks of affiliates. Common stocks (unaffiliated) 4,30,480 (5,86,759) (,73,79) 55,584,79 (0,037,60). Common stocks of affiliates 3. Mortgage loans 80,35 80,35 4. Real estate 9,789 9,789 5. Contract loans 6. Cash, cash equivalents and short-term investments,48 3,050,846 3,053,37 5,06,398 7. Derivative instruments 5,509,9 (9,46,0) (3,95,90) 3,59,383 8. Other invested assets,763,98 (39,094,698) (37,330,76) 45,87,970 350,96 9. Aggregate write-ins for capital gains (losses) 0. Total capital gains (losses) 75,84,850 (85,637,348) (09,8,498) 4,486,37 (9,787,6) DETAILS OF WRITE-INS 090. 090. 0903. 0998. Summary of remaining write-ins for Line 9 from overflow page 0999. Totals (Lines 090 thru 0903 plus 0998) (Line 9, above) 8

9 ANNUAL STATEMENT FOR THE YEAR 06 OF THE NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION EXHIBIT - PART - PREMIUMS AND ANNUITY CONSIDERATIONS FOR LIFE AND ACCIDENT AND HEALTH CONTRACTS Ordinary 5 Group Accident and Health 3 4 6 7 8 9 0 Aggregate of All Total Industrial Life Life Insurance Individual Annuities Credit Life (Group and Individual) Life Insurance Annuities Group Credit (Group and Individual) Other Other Lines of Business FIRST YEAR (other than single). Uncollected (357,066) (36,48) (40,98). Deferred and accrued 3. Deferred, accrued and uncollected: 3. Direct 3. Reinsurance assumed 3.3 Reinsurance ceded 357,066 36,48 40,98 3.4 Net (Line + Line ) (357,066) (36,48) (40,98) 4. Advance 5. Line 3.4 - Line 4 (357,066) (36,48) (40,98) 6. Collected during year: 6. Direct,854,59,54 40,983,38,68,637,743 3,494,006 8,044,77 6. Reinsurance assumed 3,766,394 3,766,394 6.3 Reinsurance ceded 4,88,053 4,668,69 59,884 6.4 Net,853,097,595 40,08,553,68,637,743 3,334, 8,044,77 7. Line 5 + Line 6.4,85,740,59 39,765,405,68,637,743 3,93,04 8,044,77 8. Prior year (uncollected + deferred and accrued - advance) (,537,8) (,57,99) (9,883) 9. First year premiums and considerations: 9. Direct,866,380,35 53,04,46,68,637,743 3,494,006 8,044,77 9. Reinsurance assumed 3,766,394 3,766,394 9.3 Reinsurance ceded 4,868,404 4,677,486 90,98 9.4 Net (Line 7 - Line 8),865,78,34 5,93,334,68,637,743 3,303,088 8,044,77 SINGLE 0. Single premiums and considerations: 0. Direct 8,66,700,060 603,7,677 7,99,489,36 84,083,0 0. Reinsurance assumed 0.3 Reinsurance ceded 90,8 90,8 0.4 Net 8,65,789,94 60,7,559 7,99,489,36 84,083,0 RENEWAL. Uncollected (0,743,38) (0,660,49) (,08,836). Deferred and accrued 464,33 464,33 3. Deferred, accrued and uncollected: 3. Direct 488,398 488,398 3. Reinsurance assumed 3.3 Reinsurance ceded 0,767,593 0,684,757,08,836 3.4 Net (Line + Line ) (0,79,95) (0,96,359) (,08,836) 4. Advance 69 69 5. Line 3.4 - Line 4 (0,79,84) (0,96,978) (,08,836) 6. Collected during year: 6. Direct,877,543,039,5,603,04 595,845,898 8,964,7 9,900 6. Reinsurance assumed 6.3 Reinsurance ceded 69,387,75 607,94,698,446,07 6.4 Net,58,55,34 644,66,36 595,845,898 7,58,00 9,900 7. Line 5 + Line 6.4,55,875,50 543,464,348 595,845,898 6,435,364 9,900 8. Prior year (uncollected + deferred and accrued - advance) (95,0,3) (94,590,766) (60,466) 9. Renewal premiums and considerations: 9. Direct,877,56,379,5,586,364 595,845,898 8,964,7 9,900 9. Reinsurance assumed 9.3 Reinsurance ceded 66,449,639 64,53,5,98,387 9.4 Net (Line 7 - Line 8),5,076,740 638,055, 595,845,898 7,045,830 9,900 TOTAL 0. Total premiums and annuity considerations: 0. Direct 3,360,606,79,008,98,467,06,973,003 5,458,3 9,57,098 0. Reinsurance assumed 3,766,394 3,766,394 0.3 Reinsurance ceded 63,8,6 60,8,856,09,305 0.4 Net (Lines 9.4 + 0.4 + 9.4),73,45,04,39,566,005,06,973,003 40,348,98 9,57,098

0 DIVIDENDS AND COUPONS APPLIED (included in Part ). To pay renewal premiums. All other REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES INCURRED 3. First year (other than single): ANNUAL STATEMENT FOR THE YEAR 06 OF THE NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION EXHIBIT - PART - DIVIDENDS AND COUPONS APPLIED, REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES AND COMMISSIONS INCURRED (Direct Business Only) Ordinary 5 Group Accident and Health 3 4 6 7 8 9 0 Total Industrial Life Life Insurance 3. Reinsurance ceded 5,609 5,609 3. Reinsurance assumed 3.3 Net ceded less assumed 5,609 5,609 4. Single: 4. Reinsurance ceded (,597) (,597) 4. Reinsurance assumed 4.3 Net ceded less assumed (,597) (,597) 5. Renewal: Individual Annuities Credit Life (Group and Individual) Life Insurance 5. Reinsurance ceded 59,789,594 59,50,59 69,003 5. Reinsurance assumed 5.3 Net ceded less assumed 59,789,594 59,50,59 69,003 6. Totals: 6. Reinsurance ceded (Page 6, Line 6) 59,88,606 59,559,603 69,003 6. Reinsurance assumed (Page 6, Line ) 6.3 Net ceded less assumed 59,88,606 59,559,603 69,003 COMMISSIONS INCURRED (direct business only) Annuities Group Credit (Group and Individual) Other Aggregate of All Other Lines of Business 7. First year (other than single) 60,880,490 46,309,99 3,804,7 766,480 8. Single 6,898,849,49,664 5,406,0 (7) 9. Renewal 75,363, 48,046,988 6,93,76,0,408 30. Deposit-type contract funds 3. Totals (to agree with Page 6, Line ) 463,4,46 05,848,95 355,504,639,788,888 (7)

EXHIBIT - GENERAL EXPENSES Insurance 5 6 Accident and Health 4 Life Cost Containment 3 All Other All Other Lines of Business Investment Total. Rent 47,96, 335,6 3,609,783 5,87,67. Salaries and wages 43,930,686 37,448 09,753,406 54,056,540 3. Contributions for benefit plans for employees 54,34,37 40,57 834,58 55,6,686 3. Contributions for benefit plans for agents 7,47,39 7,47,39 3. Payments to employees under non-funded benefit plans 4,848 48 4,896 3. Payments to agents under non-funded benefit plans,08,909 9,834,596 0,943,505 3.3 Other employee welfare 6,83,967 06,343 5,38 6,98,548 3.3 Other agent welfare 0,896 0,896 4. Legal fees and expenses 3,67,480 6,099 347,45 3,97,003 4. Medical examination fees,0,30 9,0,3 4.3 Inspection report fees,379,67 5,379,7 4.4 Fees of public accountants and consulting actuaries 6,586,547 7,9 67,37 6,77,83 4.5 Expense of investigation and settlement of policy claims 57,36 57,36 5. Traveling expenses 5,9,89 6,393,46,860 7,390,44 5. Advertising 4,77,778 5,983 507,960 4,36,7 5.3 Postage, express, telegraph and telephone 9,990,605 4,434 594,65 0,599,664 5.4 Printing and stationery 7,987,0 5,673 5,696 8,008,47 5.5 Cost or depreciation of furniture and equipment 4,376,878 45,48 3,30 4,45,435 5.6 Rental of equipment 6,854,087 6,99,33 6,87,339 5.7 Cost or depreciation of EDP equipment and software 86,957,86 69,57,355,95 88,38,79 6. Books and periodicals 0,068 40 3,505 05,83 6. Bureau and association fees,464,66 3,8 5,545,474,030 6.3 Insurance, except on real estate,94,5 4,09,956,460 6.4 Miscellaneous losses 5,73,080,68 5,73,48 6.5 Collection and bank service charges,9,64 46,4,967,755 6.6 Sundry general expenses 56,930,460 (37,876,676) 0,065,47 9,9,55 6.7 Group service and administration fees 438 438 6.8 Reimbursements by uninsured plans 7. Agency expense allowance 33,53,87 33,53,87 7. Agents balances charged off (less $ recovered) 5,873,87 5,873,87 7.3 Agency conferences other than local meetings 4,65,03,64 9,996 4,636,65 9. Real estate expenses 30,0,53 9,63 460,706 9. Investment expenses not included elsewhere 40,83 78,968 769,79 9.3 Aggregate write-ins for expenses (,957,588) 8,353 (,99,35) 0. General expenses incurred 89,904,854 (6,74,54) 9,636,00 (a) 994,798,33. General expenses unpaid December 3, prior year 4,040,958,508 57,377 4,09,843. General expenses unpaid December 3, current year 3,503,380 (9,454) 3,40,903,066 3. Amounts receivable relating to uninsured plans, prior year 4. Amounts receivable relating to uninsured plans, current year 5. General expenses paid during year (Lines 0+--3+4) 88,44,43 (5,809,580) 9,37,38 986,005,090 DETAILS OF WRITE-INS 09.30. Asset Based Fees,05,376,05,376 09.30. Tech Ext Srvce Provd,0,65 8,353,30,004 09.303. Other Fixed Expenses (36,074,65) (36,074,65) 09.398. Summary of remaining write-ins for Line 9.3 from overflow page 09.399. Totals (Lines 09.30 thru 09.303 plus 09.398) (Line 9.3 above) (,957,588) 8,353 (,99,35) (a) Includes management fees of $ 09,95,86 to affiliates and $ 3,788,673 to non-affiliates. EXHIBIT 3 - TAXES, LICENSES AND FEES (EXCLUDING FEDERAL INCOME TAXES) Insurance 4 5 Life Accident and Health 3 All Other Lines of Business Investment Total. Real estate taxes 83,664 80,808 85,75. State insurance department licenses and fees 5,766,46 800 5,767,6 3. State taxes on premiums 39,359,354 39,359,354 4. Other state taxes, including $ for employee benefits 6,59,549 46,836 6,638,385 5. U.S. Social Security taxes 38,730,953 8,660 67,553 39,007,66 6. All other taxes,46,73 4,387,504,660 7. Taxes, licenses and fees incurred 9,994,55 98,963 69,36 9,36,579 8. Taxes, licenses and fees unpaid December 3, prior year,7,57 864,43 89,867 3,36,85 9. Taxes, licenses and fees unpaid December 3, current year 9,540,33 864,96 4,494 0,409,03 0. Taxes, licenses and fees paid during year (Lines 7 + 8-9) 04,66,549 99,098 554,734 05,80,38 EXHIBIT 4 - DIVIDENDS OR REFUNDS. Applied to pay renewal premiums. Applied to shorten the endowment or premium-paying period 3. Applied to provide paid-up additions 4. Applied to provide paid-up annuities 5. Total Lines through 4 6. Paid in cash 7. Left on deposit 8. Aggregate write-ins for dividend or refund options 9. Total Lines 5 through 8 0. Amount due and unpaid NONE. Provision for dividends or refunds payable in the following calendar year. Terminal dividends 3. Provision for deferred dividend contracts 4. Amount provisionally held for deferred dividend contracts not included in Line 3 5. Total Lines 0 through 4 6. Total from prior year 7. Total dividends or refunds (Lines 9 + 5-6) DETAILS OF WRITE-INS 080. 080. 0803. 0898. Summary of remaining write-ins for Line 8 from overflow page 0899. Totals (Lines 080 thru 0803 plus 0898) (Line 8 above) Life Accident and Health

EXHIBIT 5 - AGGREGATE RESERVE FOR LIFE CONTRACTS Valuation Standard Total 3 Industrial 4 Ordinary 5 Credit (Group and Individual) 6 Group 00000. 80 CSO;4.50%;CRVM;ANB;CNF;99-005 9,053,368,95 9,053,368,95 00000. 80 CSO;5.00%;NLP;ANB;CNF;993-993 3,5,834 3,5,834 000003. 80 CSO;5.5%;NLP;ANB;CNF;99-99 3,909,67 3,909,67 000004. 80 CSO;5.50%;NLP;ANB;CNF;987-993 347,765,877 347,765,877 000005. 80 CSO;5.75%;NLP;ANB;CNF;986-986 07,97,85 07,97,85 000006. 80 CSO;4.00%;NLP;ANB;CNF;994-00 55,605,880 55,605,880 000007. 80 CSO;4.00%;NLP;ALB;CNF;006-008 4,3,35 4,3,35 000008. 80 CSO;4.00%;CRVM;ANB;CNF;994-008 4,77,365,97 4,74,38,687 3,6,50 000009. 80 CSO;3.50%;CRVM;ANB;CNF;00-004 79,449,447 79,449,447 00000. 80 CSO;3.00%;CRVM;ANB;CNF;999-04,580,53,36,53,896,778 56,56,584 0000. 58 CSO;4.00%;CRVM;ANB;CNF;984-989 88,58,799 88,58,799 0000. 58 CET;4.00%;CRVM;ANB;CNF;984-989 64,443 64,443 00003. 00 CSO;4.50%;CRVM;ANB;CNF;004-005 30,865,405 30,865,405 00004. 00 CSO;4.00%;NLP;ALB;CNF;008-04 75,77,79 75,77,79 00005. 00 CSO;4.00%;CRVM;ANB;CNF;03-06 NB,787,349,979,787,349,979 00006. 00 CSO;3.50%;CRVM;ANB;CNF;06-06 NB 9,69,64 9,69,64 00007. 00 CSO;3.00%;CRVM;ANB;CNF;006-06 NB,83,08,95,760,864,09 5,8,860 00008. 00 CSO;3.00%;CRVM;ALB;CNF;009-0 639,76 639,76 00009. 00 CSO;.50%;CRVM;ANB;CNF;0-06 NB,3,375,65,3,375,65 00000. 00 CSO;.00%;NLP;ALB;CNF;03-06 NB 40,8,953 40,8,953 0000. 00 CSO;.00%;CRVM;ANB;CNF;0-06 NB 63,6,69 63,6,69 0000. 00 CSO;.00%;CRVM;ALB;CNF;0-05 97,440 97,440 099997. Totals (Gross) 4,063,958,489 3,95,56,535,70,954 099998. Reinsurance ceded 4,446,830,37 4,430,776,046 6,054,7 099999. Life Insurance: Totals (Net) 9,67,8,7 9,5,480,489 95,647,683 00000. 70% 94 VA MDBG Table; plan type A rate; 3.50%;AG43 VACARVM; def.; 03 46,863,750 XXX 46,863,750 XXX 00000. 70% 94 VA MDBG Table; plan type A rate; 3.75%;AG43 VACARVM; def.; 0,04,46,75 XXX,46,75 XXX 000003. 70% 94 VA MDBG Table; plan type A rate; 4.00%;AG43 VACARVM; def.; 04 3,030,450 XXX 3,030,450 XXX 000004. 70% 94 VA MDBG Table; plan type A rate; 4.5%;AG43 VACARVM; def.; 0 5,3,85 XXX 5,3,85 XXX 000005. 70% 94 VA MDBG Table; plan type A rate; 4.50%;AG43 VACARVM; def.; 00 48,980,063 XXX 48,980,063 XXX 000006. 70% 94 VA MDBG Table; plan type A rate; 4.75%;AG43 VACARVM; def.; 005-007 44,5,439 XXX 44,5,439 XXX 000007. 70% 94 VA MDBG Table; plan type A rate; 5.00%;AG43 VACARVM; def.; 004, 008 67,60,98 XXX 67,60,98 XXX 000008. 70% 94 VA MDBG Table; plan type A rate; 5.5%;AG43 VACARVM; def.; 009 57,364,0 XXX 57,364,0 XXX 000009. 70% 94 VA MDBG Table; plan type A rate; 5.50%;AG43 VACARVM; def.; 999, 003 604,5,509 XXX 604,5,509 XXX 00000. 70% 94 VA MDBG Table; plan type A rate; 5.75%;AG43 VACARVM; def.; 998, 000 367,75,6 XXX 367,75,6 XXX 0000. 70% 94 VA MDBG Table; plan type A rate; 6.00%;AG43 VACARVM; def.; 994, 996, 997, 00, 00 937,74,698 XXX 937,74,698 XXX 0000. 70% 94 VA MDBG Table; plan type A rate; 6.5%;AG43 VACARVM; def.; 993, 995,774,678 XXX,774,678 XXX 00003. 70% 94 VA MDBG Table; plan type A rate; 6.75%;AG43 VACARVM; def.; 99 5,095,749 XXX 5,095,749 XXX 00004. 70% 94 VA MDBG Table; plan type A rate; 7.00%;AG43 VACARVM; def.; 987, 990, 99 39,789,09 XXX 39,789,09 XXX 00005. 70% 94 VA MDBG Table; plan type A rate; 7.5%;AG43 VACARVM; def.; 988, 989 3,76,79 XXX 3,76,79 XXX 00006. 70% 94 VA MDBG Table; plan type A rate; 7.50%;AG43 VACARVM; def.; 986 4,790,75 XXX 4,790,75 XXX 00007. 70% 94 VA MDBG Table; plan type A rate; 8.5%;AG43 VACARVM; def.; 983, 984, 985 4,6,93 XXX 4,6,93 XXX 00008. 70% 94 VA MDBG Table; plan type A rate; 3.75%;AG43 VACARVM; Imm.; 04,96 XXX,96 XXX 00009. 7 IAM proj.; 0.00%;CARVM; def.; 98 43,947,35 XXX 43,947,35 XXX 00000. 7 IAM proj.; 4.00%;CARVM; def.; 98 7,98,36 XXX 7,98,36 XXX 0000. 7 IAM proj.; 8.5%;CARVM; def.; 983 56,65,87 XXX 56,65,87 XXX 0000. 7 IAM proj.; 8.75%;CARVM; def.; 983 48,87,38 XXX 48,87,38 XXX 00003. 7 IAM proj.; 9.5%;CARVM; def.; 98 57,833,080 XXX 57,833,080 XXX 00004. 83 table a.; 5.5%;CARVM; def.; 994, 996, 997 3,307,85 XXX 3,307,85 XXX 00005. 83 table a.; 5.50%;CARVM; def.; 993, 994, 996, 997 05,47,465 XXX 05,47,465 XXX 00006. 83 table a.; 5.75%;CARVM; def.; 993, 995 39,46,936 XXX 39,46,936 XXX 00007. 83 table a.; 6.00%;CARVM; def.; 99, 995 66,043,74 XXX 66,043,74 XXX 00008. 83 table a.; 6.5%;CARVM; def.; 987, 990-99 80,544,383 XXX 80,544,383 XXX 00009. 83 table a.; 6.50%;CARVM; def.; 987, 989, 990 04,987,07 XXX 04,987,07 XXX 000030. 83 table a.; 6.75%;CARVM; def.; 986, 988, 99 05,46,49 XXX 05,46,49 XXX 00003. 83 table a.; 7.00%;CARVM; def.; 988, 989 98,77,58 XXX 98,77,58 XXX 00003. 83 table a.; 7.5%;CARVM; def.; 986 35,67,563 XXX 35,67,563 XXX 000033. 83 table a.; 8.00%;CARVM; def.; 984, 985 0,580,936 XXX 0,580,936 XXX 000034. 83 table a.; 8.50%;CARVM; def.; 984, 985 40,35,907 XXX 40,35,907 XXX 000035. 83 table a.; 8.5%; Imm.; 990 6,37,995 XXX 6,37,995 XXX 000036. 83 table a.; 8.75%; Imm.; 988, 989 4,77,9 XXX 4,77,9 XXX 000037. A 000 Table; 3.50%;CARVM; def.; 03 7,798,344 XXX 7,798,344 XXX 000038. A 000 Table; 3.75%;CARVM; def.; 0,04 3,38,936,836 XXX 3,38,936,836 XXX 000039. A 000 Table; 4.00%;CARVM; def.; 04 3,73,89,949 XXX 3,73,89,949 XXX 000040. A 000 Table; 4.5%;CARVM; def.; 0,563,80,47 XXX,563,667,97 XXX 33,76 00004. A 000 Table; 4.50%;CARVM; def.; 005-008, 00 5,60,045,660 XXX 5,60,778,73 XXX 66,99

EXHIBIT 5 - AGGREGATE RESERVE FOR LIFE CONTRACTS Valuation Standard Total 3 Industrial 4 Ordinary 5 Credit (Group and Individual) 6 Group 00004. A 000 Table; 4.75%;CARVM; def.; 003, 004, 007, 008 6,99,3,996 XXX 6,99,3,996 XXX 000043. A 000 Table; 5.00%;CARVM; def.; 998, 999, 003, 009 4,30,743,35 XXX 4,30,743,35 XXX 000044. A 000 Table; 5.5%;CARVM; def.; 998, 999, 00 79,505,67 XXX 79,505,67 XXX 000045. A 000 Table; 5.50%;CARVM; def.; 000-00 345,307,6 XXX 345,307,6 XXX 000046. A 000 Table; 5.75%;CARVM; def.; 000, 00 304,978,0 XXX 304,978,0 XXX 000047. A 000 Table; 3.75%; Imm.; 0 85,688,99 XXX XXX 85,688,99 000048. A 000 Table; 4.00%; Imm.; 03,89,689,57 XXX,787,53,743 XXX 05,535,774 000049. A 000 Table; 4.5%; Imm.; 0,49,663,486 XXX,49,663,486 XXX 000050. A 000 Table; 4.50%; Imm.; 04,65,46,7 XXX,459,9,844 XXX 9,3,878 00005. A 000 Table; 5.00%; Imm.; 0,57,7,86 XXX,59,300,40 XXX 53,4,45 00005. A 000 Table; 5.5%; Imm.; 005, 006, 00,347,0,497 XXX,343,839,34 XXX 3,6,63 000053. A 000 Table; 5.50%; Imm.; 004, 007, 008,88,599,57 XXX,099,47,9 XXX 89,7,34 000054. A 000 Table; 6.00%; Imm.; 003, 009 965,7,063 XXX 889,379,766 XXX 75,837,97 000055. 0 IAR Table ; 3.5%; def.; 05 6,99,685 XXX 6,99,685 XXX 000056. 0 IAR Table ; 3.75%; def.; 05, 06 NB,83,684,645 XXX,83,684,645 XXX 000057. 0 IAR Table ; 4.00%; def.; 06NB,57,59 XXX,57,59 XXX 000058. 0 IAR Table ; 4.00% ; Imm. ; 05, 06 NB 4,989,685,305 XXX 4,84,993,05 XXX 74,69,00 000059. 0 IAR Table ; 3.50% ; Imm. ; 05 3,77,78 XXX 3,77,78 XXX 099997. Totals (Gross) 59,960,878,087 XXX 59,80,789,404 XXX 780,088,683 099998. Reinsurance ceded XXX XXX 099999. Annuities: Totals (Net) 59,960,878,087 XXX 59,80,789,404 XXX 780,088,683 030000. 83 Table a; 6.00% to 8.75% 5,680,586 5,680,586 030000. A 000 Table; 4.00% to 7.00% 74,475,48 74,475,48 0300003. 0 IAR Table ; 3.5% to 4.00% ; Imm. 74,44,038 74,44,038 0399997. Totals (Gross) 54,597,05 54,597,05 0399998. Reinsurance ceded 0399999. SCWLC: Totals (Net) 54,597,05 54,597,05 040000. 59 ADB (58 CSO);4.50%;ADB;984-989 3,347 3,347 040000. 59 ADB (80 CSO);4.50%;ADB;986-005,50,50 0400003. 59 ADB (00 CSO);4.50%;ADB;005-005 594 594 0400004. 59 ADB (80 CSO);4.00%;ADB;006-008 79 79 0400005. 59 ADB (00 CSO);4.00%;ADB;006-0 5,08 5,08 0400006. 59 ADB (00 CSO);3.50%;ADB;03-06 NB 3,755 3,755 0499997. Totals (Gross) 63,783 63,783 0499998. Reinsurance ceded,88,88 0499999. Accidental Death Benefits: Totals (Net) 4,90 4,90 050000. 5 INTERCO DISA (58 CSO);4.50%;MDW;984-989 99,77 99,77 050000. 5 INTERCO DISA (80 CSO);4.50%;MDW;986-005 66,73 66,73 0500003. 5 INTERCO DISA (00 CSO);4.50%;MDW;004-005 7,88 7,88 0500004. 5 INTERCO DISA (00 CSO);4.00%;MDW;006-0 5,065 5,065 0500005. 5 INTERCO DISA (80 CSO);4.00%;MDW;006-008 5,609 5,609 0500006. 5 INTERCO DISA (00 CSO);3.50%;MDW;03-06 NB 5,37 5,37 0599997. Totals (Gross),97,658,97,658 0599998. Reinsurance ceded 60,047 60,047 0599999. Disability-Active Lives: Totals (Net) 695,6 695,6 060000. 5 INTERCO DISA;4.5%;98-005 64,85,906 64,85,906 060000. 5 INTERCO DISA;4%;006-05 3,434,80 3,434,80 0600003. 5 INTERCO DISA;3.5%;03-06 NB,3,70,3,70 0699997. Totals (Gross) 69,500,977 69,500,977 0699998. Reinsurance ceded 56,555,4 56,555,4 0699999. Disability-Disabled Lives: Totals (Net),945,566,945,566 070000. For excess of val net prems over corresponding gross prems on resp pols, com acc to the state 4,7,48 4,7,48 070000. For guaranteed death benefit under variable life contracts,7,8,7,8 0700003. For guaranteed minimum accumulation benefit under variable annuity contracts 3,897,003 3,897,003 0700004. Asset Preserver LTC Claim Reserves 9,50,5 9,50,5 0700005. Unearned COI Reserves 3,885,5 3,885,5 0700006. GIR Reserve... 58,603 58,603 0700007. PRE Term Conversion Reserve...,646,85,646,85 0700008. POST Term Conversion Reserve... 63,97,873 63,97,873 0700009. ROP Rider (ULCG) Reserve 5,4 5,4 0799997. Totals (Gross) 737,53,673 737,53,673 0799998. Reinsurance ceded 45,749,080 45,749,080 0799999. Miscellaneous Reserves: Totals (Net) 69,764,593 69,764,593 9999999. Totals (Net) - Page 3, Line 80,438,050,98 79,56,34,66 875,736,366.

EXHIBIT 5 - INTERROGATORIES. Has the reporting entity ever issued both participating and non-participating contracts? Yes [ ] No [ X ]. If not, state which kind is issued. Non-participating. Does the reporting entity at present issue both participating and non-participating contracts? Yes [ ] No [ X ]. If not, state which kind is issued. Non-participating 3. Does the reporting entity at present issue or have in force contracts that contain non-guaranteed elements? Yes [ X ] No [ ] If so, attach a statement that contains the determination procedures, answers to the interrogatories and an actuarial opinion as described in the instructions. 4. Has the reporting entity any assessment or stipulated premium contracts in force? Yes [ ] No [ X ] If so, state: 4. Amount of insurance? $ 4. Amount of reserve? $ 4.3 Basis of reserve: 4.4 Basis of regular assessments: 4.5 Basis of special assessments: 4.6 Assessments collected during the year $ 5. If the contract loan interest rate guaranteed in any one or more of its currently issued contracts is less than 5%, not in advance, state the contract loan rate guarantees on any such contracts. 6. Does the reporting entity hold reserves for any annuity contracts that are less than the reserves that would be held on a standard basis? Yes [ X ] No [ ] 6. If so, state the amount of reserve on such contracts on the basis actually held: $ 88,683,950 6. That would have been held (on an exact or approximate basis) using the actual ages of the annuitants; the interest rate(s) used in 6.; and the same mortality basis used by the reporting entity for the valuation of comparable annuity benefits issued to standard lives. If the reporting entity has no comparable annuity benefits for standard lives to be valued, the mortality basis shall be the table most recently approved by the state of domicile for valuing individual annuity benefits: $ 0,478,89 Attach statement of methods employed in their valuation. 7. Does the reporting entity have any Synthetic GIC contracts or agreements in effect as of December 3 of the current year? Yes [ ] No [ X ] 7. If yes, state the total dollar amount of assets covered by these contracts or agreements $ 7. Specify the basis (fair value, amortized cost, etc.) for determining the amount: 7.3 State the amount of reserves established for this business: $ 7.4 Identify where the reserves are reported in the blank: 8. Does the reporting entity have any Contingent Deferred Annuity contracts or agreements in effect as of December 3 of the current year? Yes [ ] No [ X ] 8. If yes, state the total dollar amount of account value covered by these contracts or agreements: $ 8. State the amount of reserves established for this business: $ 8.3 Identify where the reserves are reported in the blank: 9. Does the reporting entity have any Guaranteed Lifetime Income Benefit contracts, agreements or riders in effect as of December 3 of the current year? Yes [ ] No [ X ] 9. If yes, state the total dollar amount of any account value associated with these contracts, agreements or riders: $ 9. State the amount of reserves established for this business: $ 9.3 Identify where the reserves are reported in the blank: EXHIBIT 5A - CHANGES IN BASES OF VALUATION DURING THE YEAR Valuation Basis 4 Description of Valuation Class Changed From 3 Changed To Increase in Actuarial Reserve Due to Change No Lapse Guarantee Universal Life with -tiered COI shadow accounts AG 38 Section 8C AG38 Section 8E 7,89,43 099999. Subtotal (Page 7, Line 6) XXX XXX 7,89,43 9999999 - Total (Column 4, only) 7,89,43 3