Schedule of Fees and Charges with effect from 1 st April, 2012
SCHEDULE OF FEES & CHARGES A. Minimum Balance Requirements & Service Charges Current Account Individual Account Business/ Residents in France Minimum daily balance 00 Euro 1.000 Monthly service charge (if the balance falls below Euro 8 minimum on any day of the month) Non-residents Minimum daily balance Opened at the sole discretion of the Bank and as per its Policy. Minimum balance is Euro 800 Opened at the sole discretion of the Bank and as per its Policy. Minimum balance is Euro 1.500 Monthly service charge (if the balance falls below minimum on any day of the month) Euro 15 Note : Individual accounts = Accounts of natural persons B. Service Fees & Charges Cheques returned or paid against insufficient or unavailable funds Euro 30 Euro 40 Deposited cheques returned unpaid Euro 8 Closing of Current Account within 3 months of opening Euro 20 Euro 20 Listing of Stop Payment request valid for 6 months per cheque, per preauthorized transfers ie. prelevement stopped. Cancellation of Stop Payment request per cheque, per preauthorized transfers ie. prelevement Carte Bleue/ Credit Card related # Issuance of Carte Bleue card Monthly fee for Carte Bleue card Replacement of lost/stolen/damaged Carte Bleue card Euro 15 Reset of Carte Bleue card PIN Renewal of Carte Bleue card Euro 12 Interest on overdrawing due to use of Carte Bleue # Issuance at the discretion of the Bank. Terms & conditions apply. Euro 15 Free of charge 12.75% per annum minimum Euro 30 With effect from 1 st April, 2012 Page 2 of 5
Per item charge for copy of paid cheque(s), withdrawals or vouchers - For current calendar year - For previous calendar year - For other years (up to 5 previous years) *per preceding year beyond previous year Charges per page of duplicate account statements - For current calendar year - For previous calendar year - For all other years (up to 5 previous years) *per preceding year beyond previous year Euro 15 * Euro5 Euro 15* Euro 15* Euro 15 * Issue of Cheque de Banque Euro 12 Euro 12 Cash handling charges (per thousand Euro or part thereof in a day). NIL for up to Euro 3.000 Euro 2 Euro 2 Any legal/tax process/requirement (notice to garnishee, executors,certificate to tax authorities, tax levies, response to subpoenas, inquiries from government agencies such BDF, Banks etc.) Actual cost with a minimum of Euro 25 Printing/ mailing of cheques Uncollected deposit items (cheques/drafts/cheque de Banque negotiated through us which are drawn on other banks and are returned unpaid) Other investigation charges/attestations other than life certificate of Govt. of India/ Indian State Govt. pensioners First cheque book of up-to 25 leaves free thereafter the actual cost charged by the supplier Euro 35 Euro 35 Euro 25 Euro 25 Change of address not notified to Bank Euro 15 Euro 15 Maintenance charges per annum year for account inoperative for more than 12 months Euro 20 Euro 25 For items not enumerated above, per item, per page or per instance charge Rupee remittances C. Remittance Fees Euro 15 Euro 20 for other Banks Euro/Dollar/GBP remittances Up to 0 Euro 8 0+ to Euro 1.000 Euro 20 Euro 20 Euro 1.000+ to 0.000 Euro 35 Euro 35 0.000+ Euro 1 per thousand maximum Euro 200 Education Fees Correction on wire transfers Euro 20 Euro 20 For items not enumerated above, per item, per page or per instance charge Actual cost with a minimum of Euro 35 Actual cost charged by the supplier Euro 18 Euro 20 for other Banks Euro 1 per thousand maximum Euro 200 N.B. NEFT/RTGS charges may be applied in India on remittances to other Banks. Please refer to Reserve Bank of India website www.rbi.org.in for the exact charges. With effect from 1 st April, 2012 Page 3 of 5
D. Charges on Letters of Credit and Bank Guarantee LC pre-advice Euro 60 flat LC advising in Euro/ USD Upto 1.50 mio On fraction amount exceeding 1.50 mio LC amendments in Euro/ USD For increase in amount of LC For other amendments LC confirmation in Euro/ USD Upto 1.50 mio On fraction amount exceeding 1.50 mio LC Negotiation/Collection Negotiation/ Collection Acceptance Suppliers Credit under Usance LC Reimbursement @ 1 per thousand Minimum Euro 90/USD 135 @ 0.50 per thousand or part thereof Same as for advising Euro 80/ USD 120 @ 2 per thousand per quarter Minimum Euro 120/USD 180 @ 1 per thousand per quarter or part thereof @ 1.50 per thousand Minimum Euro 115/USD 175 @1 per thousand Minimum Euro 95/USD 145 Maximum Euro 300/ USD 450 Minimum Euro 150/USD 225 @0.50 thousand Minimum Euro 150 Maximum Euro 300 Handling Charges Actuals with minimum Euro 80 Courier/ Post Actuals with minimum Euro 40/USD 60 SWIFT Charges Euro 80/USD 120 Import LCs @ 2% per annum Commission Minimum 0/ USD 150 Issuance Charges Euro 200 flat Bill(s) Retirement Charges under LCs 0.15% of the bill amount minimum Euro 115/USD 175 With effect from 1 st April, 2012 Page 4 of 5
Courier/Post SWIFT Charges Bank Guarantee Issuance Charges Euro 40/USD 60 flat 0/USD 75 flat Euro 85/USD 130 Amendment and Extension Charges Euro 85/ USD 130 Commission Courier/Post SWIFT Charges @ 1 per annum (Based on calendar Year) Minimum Euro 80/ USD 120 Euro 40/USD 60 flat 0/USD 75 flat N.B. The above charges are subject to review/revision at the discretion of the Bank from time to time, after giving due notice. With effect from 1 st April, 2012 Page 5 of 5