T6 (/0/08) of Investment Choice Table (Alpha /Alpha Regular Investor / Matrix / ManuSelect Investment Protector / Flexible Investment Protector / VIP+ / Manugift) This table is for reference only and does not constitute any investment instructions to Manulife. Existing investment choices and corresponding codes as of January, 08 are as follows (subject to the latest notification by Manulife): ALPHA/ ALPHA REGULAR INVESTOR/ MATRIX Name Code Risk Level Equity Focused MIL Allianz Euroland Equity Growth Fund UAG0 MIL Amundi Emerging Focus Fund UDD0 MIL Amundi CPR Global Lifestyles Fund ULL0 MIL Asia Pacific Fund UAS0 MIL Asia Value Dividend Equity Fund UDE0 MIL Asian Small Cap Fund UAC0 MIL Australia Fund UAU0 MIL Baring ASEAN Frontiers Fund UBA0 MIL Baring Europe Select Fund UBE0 MIL BlackRock Global SmallCap Fund UBS0 MIL China Fund UCV0 MIL ChinaAMC China Focus Fund UCC0 MIL Eastern European Fund UEF0 MIL European Fund UEU0 MIL Fidelity China Consumer Fund UFC0 MIL Fidelity European Dynamic Growth Fund UED0 MIL Fidelity International Fund UFI0 MIL Franklin U.S. Opportunities Fund UFU0 MIL Global Contrarian Fund UCN0 MIL Global Equity Fund UIG0 MIL Global Property Fund UGP0 MIL Global Resources Fund URE0 MIL Greater China Opportunities Fund UGO0 MIL Healthcare Fund UHC0 MIL Hong Kong Fund UHF0 MIL India Fund UIF0 MIL Invesco Asian Equity Fund UIA0 MIL Invesco Japanese Equity Core Fund UIJ0 MIL Investec Global Energy Fund UGE0 MIL Investec Global Gold Fund UGG0 MIL Investec Global Natural Resources Fund UDR0 MIL Janus Henderson Global Technology Fund UHT0 MIL Janus Henderson Japanese Smaller Companies Fund UHS0 MIL Japan Fund UJF0 MIL JPMorgan ASEAN Fund UJA0 MIL JPMorgan Korea Fund UMK0 MIL JPMorgan Emerging Markets Opportunities Fund UJO0 MIL Korea Fund UKF0 MIL Latin America Fund ULA0 MIL Macquarie IPO China Gateway Fund UMA0 MIL Middle East and North Africa Fund UMN0 MIL North American Fund UNF0 MIL Russia Fund URF0 MIL Schroder Asia Pacific Cities Real Estate Fund UAP0 MIL Schroder Emerging Markets Fund USM0 MIL Schroder Hong Kong Equity Fund USE0 MIL Taiwan Fund UTW0 MIL Templeton Frontier Markets Fund UFM0 MIL Thailand Fund UTF0 MIL Turkey Fund UTK0 MIL UBS Asian Consumption Fund UUE0 MIL UBS China Opportunity Fund UOE0 MIL US Small Cap Fund UUC0 MIL Zeal Voyage China Fund UVY0 Definition of Risk Level: ; Medium to ; Medium; Low to Medium; Low. Description of the Manulife Risk Meter is attached. Warning Please contact your Insurance Advisor or call our Customer Service Hotline at 0 9 to ascertain the latest available investment choices.
ALPHA/ ALPHA REGULAR INVESTOR/ MATRIX Name Code Risk Level MIL Asia Total Return Fund UTR0 MIL Barings Developed and Emerging Markets Yield Bond Fund UBD0 MIL BlackRock Global Corporate Bond Fund UBG0 MIL Fidelity Asian Yield Fund UHY0 MIL Fidelity China Yield Fund UFH0 MIL Global Emerging Markets Debt Fund UMD0 MIL Global Strategic Income Fund USI0 MIL International Bond Fund UIB0 MIL Invesco Global Income Fund UGI0 MIL Jupiter Global Convertibles Fund UJC0 MIL PARVEST Bond Asia ex Japan Fund UPB0 MIL PIMCO GIS Global Yield Bond Fund UPY0 MIL PIMCO GIS Income Fund UPI0 MIL Schroder Hong Kong Dollar Bond Fund USB0 MIL Templeton Global Total Return Fund UTG0 MIL U.S. Bond Fund UUB0 MIL U.S. Special Opportunities Fund USU0 MIL UBS Euro Yield Bond Fund UEY0 MIL Value Partners Greater China Yield Income Fund UVP0 Others MIL All-weather Capital Conservative Fund UCP0 MIL All-weather Growth Fund UGW0 MIL All-weather Growth Plus Fund UGU0 MIL All-weather Managed Growth Fund UMG0 MIL Allianz Asian Multi Income Plus Fund UAA0 MIL Allianz Income and Growth Fund UAI0 MIL Asia Pacific Income and Growth Fund UGS0 MIL BlackRock Global Allocation Fund UGA0 MIL Fidelity Global Multi Asset Income Fund UMI0 MIL Global Dynamic Asset Allocation Fund UDA0 MIL Invesco Asia Balanced Fund UAB0 MIL JPMorgan Asia Pacific Income Fund UJX0 MIL JPMorgan China Income Fund UJP0 MIL JPMorgan Multi Income Fund UJM0 MIL Schroder Emerging Multi-Asset Income Fund USA0 MIL Schroder Global Multi-Asset Income Fund UGM0 MIL Amundi Cash Fund UCA0 MIL Achiever Fund UAF0 MIL Global Fund UGF0 MIL Growth Fund UGR0 MIL Stable Fund USF0 Definition of Risk Level: Level: ; Medium to ; Medium; Low to Medium; Low. Description of the Manulife Risk Meter is attached. This investment choice is not allowed for new subscription, regular subscription and switch-in if you do not have any unit holdings in such investment choice on or after February, 06. If you have arranged regular subscription to such investment choice but your holdings are reduced to zero on or after February, 06, your future subscription will be automatically allocated to MIL Amundi Cash Fund (previously named MIL Cash Fund). Warning Please contact your Insurance Advisor or call our Customer Service Hotline at 0 9 to ascertain the latest available investment choices. T6 (/0/08) of
Equity Focused MANUSELECT INVESTMENT PROTECTOR Name Code Risk Level ManuSelect Asia Pacific Fund MAS0 ManuSelect Asian Small Cap Fund MAC0 ManuSelect Australia Fund MAU0 ManuSelect China Fund MCF0 ManuSelect Eastern European Fund MEF0 ManuSelect European Fund MEU0 ManuSelect Global Resources Fund MRE0 ManuSelect Healthcare Fund MHC0 ManuSelect Hong Kong Fund MHF0 ManuSelect India Fund MIF0 ManuSelect Japan Fund MJF0 ManuSelect Korea Fund MKF0 ManuSelect Latin America Fund MLA0 ManuSelect North American Fund MNF0 ManuSelect Russia Fund MRF0 ManuSelect Thailand Fund MTF0 ManuSelect Turkey Fund MTK0 ManuSelect US Small Cap Fund MUC0 ManuSelect International Bond Fund MIB0 Cash Fund MCA0 ManuSelect Achiever Fund * ManuSelect Schroder Asia Pacific Cities Real Estate Fund MAP0 * MAF0 ManuSelect Balanced Fund * * MBF0 ManuSelect Global Fund * * MGF0 ManuSelect Growth Fund * * MGR0 ManuSelect Stable Fund * * MSF0 Definition of Risk Level: Level: ; Medium to ; Medium; Low to Medium; Low. Description of the Manulife Risk Meter is attached. * This investment choice is not allowed for new subscription, regular subscription and switch-in if you do not have any unit holdings in such investment choice on or after February, 06. If you have arranged regular subscription to such investment choice but your holdings are reduced to zero on or after February, 06, your future subscription will be automatically allocated to Cash Fund (previously named Deposit Fund (Series II)). Warning Please contact your Insurance Advisor or call our Customer Service Hotline at 0 9 to ascertain the latest available investment choices. T6 (/0/08) of
FLEXIBLE INVESTMENT PROTECTOR Name Code Risk Level Equity Focused China Value Fund CV00 Emerging Eastern European Fund EE00 European Growth Fund EU00 Dragon Growth Fund HK00 India Equity Fund IF00 Global Equity Fund IN00 Japanese Growth Fund JA00 Korea Equity Fund KF00 American Growth Fund NA00 Asian Equity Fund PA00 Thailand Equity Fund TF00 International Bond Fund (Series II) IB00 Cash Fund # # CA00 Deposit Fund (Series I) # # IGF0 # If any switch-out / redemption is made to Deposit Fund (Series I), it will only be withdrawn from Deposit Fund (Series I) instead of first withdrawing from Cash Fund (previously named Deposit Fund (Series II)) even if there is a credit balance in Cash Fund. For all transactions relating to Deposit Fund (Series I), please directly write down the code of Deposit Fund (Series I). Please also be aware that Deposit Fund (Series I) provides a minimum annual interest rate of %, but no new subscription / switch-in to such investment choice is allowed anymore and only switch-out / redemption is allowed. VIP + / MANUGIFT Name Code Investment Fund (Series II) UDF0 Deposit Fund (Series I) ) IGF0 Deposit Fund (Series II) ) SDF0 Risk Level Deposit Fund (Series I) is no longer available and all premiums will only be allocated to Deposit Fund (Series II). In the event that there is a credit balance in both Deposit Fund (Series I) and Deposit Fund (Series II), any outward transfer(s) will be first withdrawn from Deposit Fund (Series II) until the account is exhausted, and thereafter the remaining will be withdrawn from Deposit Fund (Series I). Any stated percentage/ amounts for withdrawal from Deposit Fund Series (II) will be applied on the aggregate of Deposit Fund (Series I) and Deposit Fund (Series II) where applicable unless otherwise specified. The Code for Deposit Fund (Series I) is IGF0. IGF0 Definition of Risk Level: Level: ; Medium to ; Medium; Low to Medium; Low. Description of the Manulife Risk Meter is attached. Warning Please contact your Insurance Advisor or call our Customer Service Hotline at 0 9 to ascertain the latest available investment choices. T6 (/0/08) of
Description of the Manulife Risk Meter The risk level is represented by the Manulife Risk Meter, a -level risk continuum from to, which signifies the risk profile of the investment choice. The more sensitive an investment choice is to the change of market conditions, the more volatile it is and therefore the higher its risk level is indicated by the Manulife Risk Meter. Likewise, an investment choice less sensitive to market condition changes has lower volatility and is therefore regarded as bearing lower risk on the Manulife Risk Meter. Each risk level reflects the corresponding risk profile as follows: Risk Meter Low Low Low to Medium Medium Medium to Remarks: The risk levels in the Manulife Risk Meter are determined on the basis of a number of factors relating to the underlying investments of investment choices, including the types of asset classes and their respective target weightings, the breadth and geography of diversification, the historical volatility and capitalisation of the relevant markets, investment strategy and the presence of any guaranteed investment returns. Please note that the volatility and the risk level of an investment choice may change over time and the future market volatility may not follow the historical volatility. The composition of the underlying investments of each investment choice may be different from that of the referenced market index. The Manulife Risk Meter and the risk level of each investment choice will at least be reviewed quarterly. While an investment choice of a higher risk level may be more volatile, the lowest risk level does not mean risk-free. The risk level of each investment choice is assigned and regularly reviewed by Manulife (International) Limited (Incorporated in Bermuda with limited liability). Information in this description of the Manulife Risk Meter and the risk level of each investment choice are for reference only and should not be regarded as investment advice on, an offer to sell, or a solicitation for an offer to purchase any financial products and services. Neither should such information be regarded as a substitute for professional advice. The risk levels of the investment choices provided in this publication may be different from the risk ratings provided by the bank(s) or broker(s). Please refer to the relevant risk ratings provided by the bank(s) or broker(s) through which you take out the investment-linked assurance scheme(s). Investment involves risks. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. Please refer to the offering document for further details including the risk factors, charges and features of the Plan. Issued by Manulife (International) Limited. T6 (/0/08) of