Low Risk Portfolio Defensive Income 31.12.2017 Objective The primary objective of this portfolio is to produce a higher level of income than the Bank of England base rate over the longer term by investing in a range of relatively defensive diversified UK and international investments. Equity exposure is likely to range between 0-30% and is likely to be limited to shares in companies paying higher than average dividends. Key Facts Inception date* September 2009 No. of holdings (incl. cash) 21 Minimum investment 20,000 Identifiers FE/Citi code MFFH Overall portfolio yield 3.26% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.59% Total Ongoing Charge 1.49% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Performance (%) 135 130 125 120 115 110 105 100 MPS Low Risk (Defensive Income) Consumer Price Index (CPI) Dec-12 Jun-13 Dec-13 Jun-14 Dec-14 Jun-15 Dec-15 Jun-16 Dec-16 Jun-17 Dec-17 12-month performance to 31.12.2017 (%) 50:50 MSCI WMA Income TR/Base Rate MPS Low Risk (Defensive Income) 8.63 5.61 2.77 5.79 6.00 50:50 MSCI WMA Income TR/Base Rate 5.22 4.06 1.06 7.66 4.71 Relative performance 3.41 1.55 1.71-1.87 1.29 2012 /13 2013 /14 2014 /15 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 2015 /16 2016 /17 Since inception* MPS Low Risk (Defensive Income) 1.55 1.73 6.00 15.24 32.19 68.99 50:50 MSCI WMA Income TR/Base Rate 1.95 2.66 4.71 13.93 24.74 42.24 Relative performance -0.40-0.93 1.29 1.31 7.45 26.75 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
Low Risk Portfolio Defensive Income Investment team Jonathan Webster-Smith Director, Head of Mark Shields Jim Mackie Frank Atkins Investment Manager, Ratings and awards Overall sector breakdown UK Fixed Interest 24.52% International Fixed Interest 20.40% UK Equities 13.63% North American Equities International & Thematic Equities 3.28% 13.21% Hedge Funds & Alternatives 10.62% For more details regarding this portfolio please contact your professional adviser. Portfolio holdings Fund % Artemis Strategic Bond Fund 6.88 Fidelity MoneyBuilder Income Gross Fund 7.82 M&G Optimal Income Fund 2.89 Royal London Sterling Credit Fund 6.92 AXA US Short Duration High Yield Fund 4.86 JPM Unconstrained Bond Fund 5.90 Jupiter Dynamic Bond 4.82 Neuberger Berman Shrt Dur Hi Yld Bd 4.83 Fidelity Enhanced Income Fund 2.78 Royal London UK Equity Income Fund 3.79 Troy Trojan Income Fund 2.90 Vanguard FTSE UK All Share Index UT 4.16 Fidelity Index US Fund 3.28 Lazard Global Listed Infras Eq Fd 5.04 Morgan Stanley Global Brands Fund 4.06 Newton Global Income Fund 4.10 Aviva Investors Multi-Strat Trgt Inc Fd 4.53 Legg Mason WA Macro Opportunities Bd Fd 3.11 IFSL Brooks Macdonald Defensive Cptl Fd 5.99 Structured Return Cash 5.99% 8.34% Neuberger Berman Uncorrelated Strats Fd 2.98 Cash ( ) 8.34 Important information BMAM is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 31.03.16. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald Group, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Dec - 17
Low-to-Medium Risk Portfolio Income and Growth 31.12.2017 Objective The objective of this portfolio is to provide a combination of income and capital growth. The portfolio gives limited exposure to capital markets through a diversified range of UK and international investments and aims to achieve above inflation investment returns over the longer term. Equity exposure is likely to range between 30-55% with limited exposure to international investments. Key Facts Inception date* March 2005 No. of holdings (incl. cash) 21 Minimum investment 20,000 Identifiers FE/Citi code MFFI Overall portfolio yield 3.04% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.60% Total Ongoing Charge 1.50% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Performance (%) 160 150 140 130 120 110 100 MPS Low-to-Medium Risk (Income and Growth) Consumer Price Index (CPI) Dec-12 Jun-13 Dec-13 Jun-14 Dec-14 Jun-15 Dec-15 Jun-16 Dec-16 Jun-17 Dec-17 12-month performance to 31.12.2017 (%) MSCI WMA Income TR MPS Low-to-Medium Risk (Income and Growth) 12.17 7.24 4.99 10.59 7.57 MSCI WMA Income TR 10.01 7.67 1.51 15.31 9.24 UK Bank Rate 0.50 0.50 0.50 0.40 0.29 Relative performance 2.16-0.43 3.48-4.72-1.67 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 10Y MPS Low-to-Medium Risk (Income and Growth) 2.47 2.85 7.57 24.90 50.24 85.35 MSCI WMA Income TR 3.81 5.17 9.24 27.86 51.44 88.93 UK Bank Rate 0.10 0.17 0.29 1.19 2.21 9.31 Relative performance -1.34-2.32-1.67-2.96-1.20-3.58 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 2012 /13 2013 /14 2014 /15 2015 /16 2016 /17 Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
Low-to-Medium Risk Portfolio Income and Growth For more details regarding this portfolio please contact your professional adviser. Investment team Jonathan Webster-Smith Director, Head of Mark Shields Overall sector breakdown UK Fixed Interest 15.88% International Fixed Interest 11.82% UK Equities 17.99% Portfolio holdings Fund % Fidelity MoneyBuilder Income Gross Fund 8.00 IP Corporate Bond Fund 7.88 AXA US Short Duration High Yield Fund 3.95 Jupiter Dynamic Bond 3.93 Neuberger Berman Shrt Dur Hi Yld Bd 3.94 Liontrust Special Situations Fund 5.32 Royal London UK Equity Income Fund 3.77 Troy Trojan Income Fund 3.81 Vanguard FTSE UK All Share Index UT 5.09 Jim Mackie Fidelity Index US Fund 7.13 North American Equities European Equities Japan/Far East/Emerging 7.13% 2.94% 3.97% Schroder European Alpha Income Fund 2.94 L&G Asian Income Trust 3.97 Artemis Global Income Fund 3.03 Frank Atkins Investment Manager, Ratings and awards International & Thematic Equities 13.19% Hedge Funds & Alternatives 12.80% Fundsmith Equity 4.14 Morgan Stanley Global Brands Fund 3.10 Newton Global Income Fund 2.93 Aviva Investors Multi-Strat Trgt Inc Fd 3.90 Investec Diversified Income Fund 3.97 Polar Capital Funds PLC - Global Convertibles 4.93 Structured Return Cash 5.95% 8.33% IFSL Brooks Macdonald Defensive Cptl Fd 5.95 Cash ( ) 8.33 Important information BMAM is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 31.03.16. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald Group, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Dec - 17
Low-to-Medium Risk Portfolio Income 31.12.2017 Objective The primary objective of this portfolio is to produce a higher level of income than inflation. The portfolio gives limited exposure to capital markets through a diversified range of UK and international investments. Equity exposure is likely to range between 30-55% with limited exposure to international investments. Key Facts Inception date* April 2008 No. of holdings (incl. cash) 21 Minimum investment 20,000 Identifiers FE/Citi code MFFJ Overall portfolio yield 3.35% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.64% Total Ongoing Charge 1.54% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Performance (%) 160 150 140 130 120 110 100 MPS Low-to-Medium Risk (Income) Consumer Price Index (CPI) Dec-12 Jun-13 Dec-13 Jun-14 Dec-14 Jun-15 Dec-15 Jun-16 Dec-16 Jun-17 Dec-17 12-month performance to 31.12.2017 (%) MSCI WMA Income TR MPS Low-to-Medium Risk (Income) 13.29 6.47 2.68 10.46 6.75 MSCI WMA Income TR 10.01 7.67 1.51 15.31 9.24 UK Bank Rate 0.50 0.50 0.50 0.40 0.29 Relative performance 3.28-1.20 1.17-4.85-2.49 2012 /13 2013 /14 2014 /15 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 2015 /16 2016 /17 Since inception* MPS Low-to-Medium Risk (Income) 2.48 2.38 6.75 21.07 46.04 80.54 MSCI WMA Income TR 3.81 5.17 9.24 27.86 51.44 93.01 UK Bank Rate 0.10 0.17 0.29 1.19 2.21 7.46 Relative performance -1.33-2.79-2.49-6.79-5.40-12.47 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
Low-to-Medium Risk Portfolio Income For more details regarding this portfolio please contact your professional adviser. Investment team Jonathan Webster-Smith Director, Head of Mark Shields Jim Mackie Frank Atkins Investment Manager, Ratings and awards Overall sector breakdown UK Fixed Interest 17.75% International Fixed Interest 11.77% UK Equities 18.71% North American Equities European Equities Japan/Far East/Emerging Market Equities International & Thematic Equities Hedge Funds & Alternatives Structured Return 7.19% 2.94% 6.09% 15.25% 9.78% 2.97% Portfolio holdings Fund % Fidelity MoneyBuilder Income Gross Fund 7.86 IP Corporate Bond Fund 6.93 M&G Optimal Income Fund 2.97 AXA US Short Duration High Yield Fund 3.93 Hermes Multi Strategy Credit Fund 2.95 Jupiter Dynamic Bond 4.88 Fidelity Enhanced Income Fund 5.82 Royal London UK Equity Income Fund 4.92 Troy Trojan Income Fund 3.85 Vanguard FTSE UK All Share Index UT 4.13 Fidelity Index US Fund 7.19 Schroder European Alpha Income Fund 2.94 L&G Asian Income Trust 3.00 Stewart Investors Asia Pacific Ldrs Fd 3.09 Artemis Global Income Fund 5.05 Morgan Stanley Global Brands Fund 5.20 Newton Global Income Fund 5.00 Aviva Investors Multi-Strat Trgt Inc Fd 5.80 Polar Capital Funds PLC - Global Convertibles 3.98 IFSL Brooks Macdonald Defensive Cptl Fd 2.97 Cash ( ) 7.56 Cash 7.56% Important information BMAM is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 31.03.16. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald Group, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Dec - 17
Medium Risk Portfolio Income and Growth (Passive) 31.12.2017 Objective The primary objective of this portfolio is to generate income and capital growth over the longer term. The portfolio will give significant exposure to a range of UK and international investments. Equity exposure is likely to range between 55-75%. Key Facts Inception date* June 2011 No. of holdings (incl. cash) 14 Minimum investment 20,000 Identifiers FE/Citi code MFFL Overall portfolio yield 1.98% Passive funds This portfolio is designed to provide optimal diversification at low cost. As a result, most of the funds included are passive. The exception is the absolute return sector in which exposure can only be gained efficiently via active funds, in our opinion. Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) maximum VAT of AMC 0.10% Underlying funds OCF 0.30% Total Ongoing Charge 0.90% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Performance (%) 170 160 150 140 130 120 110 100 MPS Medium Risk (Income and Growth (Passive)) Consumer Price Index (CPI) Dec-12 Jun-13 Dec-13 Jun-14 Dec-14 Jun-15 Dec-15 Jun-16 Dec-16 Jun-17 Dec-17 12-month performance to 31.12.2017 (%) MSCI WMA Balanced TR MPS Medium Risk (Income and Growth (Passive)) 13.90 8.52 0.50 16.04 9.53 MSCI WMA Balanced TR 14.24 6.93 2.01 17.37 9.92 UK Bank Rate 0.50 0.50 0.50 0.40 0.29 Relative performance -0.34 1.59-1.51-1.33-0.39 2012 /13 2013 /14 2014 /15 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 2015 /16 2016 /17 Since inception* MPS Medium Risk (Income and Growth (Passive)) 3.00 4.22 9.53 27.74 57.89 65.00 MSCI WMA Balanced TR 3.99 5.49 9.92 31.60 60.75 72.09 UK Bank Rate 0.10 0.17 0.29 1.19 2.21 2.98 Relative performance -0.99-1.27-0.39-3.86-2.86-7.09 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
Medium Risk Portfolio Income and Growth (Passive) Investment team Overall sector breakdown For more details regarding this portfolio please contact your professional adviser. Portfolio holdings Jonathan Webster-Smith UK Fixed Interest 8.93% Fund % ishares Core Corp Bond ETF 8.93 Director, Head of International Fixed Interest 6.88% Vanguard Global Bond Index Fund 6.88 Vanguard FTSE 250 UCITS ETF 10.03 Vanguard FTSE UK All Share Index UT 14.70 Mark Shields Jim Mackie Frank Atkins Investment Manager, UK Equities 24.73% North American Equities 12.29% European Equities Japan/Far East/Emerging Market Equities International & Thematic Equities 3.91% 8.10% 14.25% Fidelity Index US Fund 8.24 Vanguard US Equity Index Fund 4.05 L&G European Index Trust 3.91 Fidelity Index Japan Fund 4.14 Vanguard Pacific ex-japan Stock Index Fd 3.96 Fidelity Index World Fund 9.13 Schroder Glbl Quant Core Eq 5.11 Old Mutual Global Equity Absolute Ret Fd 6.87 AHFM Defined Returns 5.95 Cash ( ) 8.09 Ratings and awards Hedge Funds & Alternatives 6.87% Structured Return 5.95% Cash 8.09% Important information BMAM is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 31.03.16. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald Group, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Dec - 17
Medium Risk Portfolio Income and Growth 31.12.2017 Objective The primary objective of this portfolio is to generate income and capital growth over the longer term. The portfolio will give significant exposure to a range of UK and international investments. Equity exposure is likely to range between 55-75%. Key Facts Inception date* September 2003 No. of holdings (incl. cash) 24 Minimum investment 20,000 Identifiers FE/Citi code MFFK Overall portfolio yield 2.46% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.66% Total Ongoing Charge 1.56% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Performance (%) 170 160 150 140 130 120 110 100 MPS Medium Risk (Income and Growth) Consumer Price Index (CPI) Dec-12 Jun-13 Dec-13 Jun-14 Dec-14 Jun-15 Dec-15 Jun-16 Dec-16 Jun-17 Dec-17 12-month performance to 31.12.2017 (%) MSCI WMA Balanced TR MPS Medium Risk (Income and Growth) 15.57 5.11 4.74 8.49 13.08 MSCI WMA Balanced TR 14.24 6.93 2.01 17.37 9.92 UK Bank Rate 0.50 0.50 0.50 0.40 0.29 Relative performance 1.33-1.82 2.73-8.88 3.16 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 10Y MPS Medium Risk (Income and Growth) 3.23 5.15 13.08 28.50 56.09 80.04 MSCI WMA Balanced TR 3.99 5.49 9.92 31.60 60.75 93.91 UK Bank Rate 0.10 0.17 0.29 1.19 2.21 9.31 Relative performance -0.76-0.34 3.16-3.10-4.66-13.87 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 2012 /13 2013 /14 2014 /15 2015 /16 2016 /17 Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
Medium Risk Portfolio Income and Growth Investment team Jonathan Webster-Smith Director, Head of Mark Shields Jim Mackie Frank Atkins Investment Manager, Ratings and awards Overall sector breakdown UK Fixed Interest 11.44% International Fixed Interest UK Equities 26.10% North American Equities 12.69% European Equities Japan/Far East/Emerging International & Thematic Equities Hedge Funds & Alternatives 7.26% 4.07% 4.09% 14.36% 7.20% For more details regarding this portfolio please contact your professional adviser. Portfolio holdings Fund % Fidelity MoneyBuilder Income Gross Fund 5.00 M&G Optimal Income Fund 5.96 Hermes Multi Strategy Credit Fund 2.97 MI TwentyFour AM Dynamic Bond Fund 3.99 GVQ Opportunities 2.98 JOHCM UK Equity Income Fund 3.99 Liontrust Special Situations Fund 4.07 River and Mercantile UK Eq Smlr Coms Fd 2.09 Royal London UK Equity Income Fund 2.99 Troy Trojan Income Fund 3.99 Vanguard FTSE UK All Share Index UT 4.89 Fidelity Index US Fund 9.07 Old Mutual North American Equity Fund 3.09 Schroder European Alpha Income Fund 3.90 Man GLG Japan CoreAlpha Equity 4.18 Schroder ISF Asian Total Return 3.92 Artemis Global Income Fund 2.81 Fundsmith Equity 3.12 Polar Capital Healthcare Opps 3.93 Structured Return Cash 6.19% 6.61% SLI Global Smaller Companies Fund 3.90 Investec Diversified Income Fund 2.97 Old Mutual Global Equity Absolute Ret Fd 3.93 IFSL Brooks Macdonald Defensive Cptl Fd 5.93 Cash ( ) 6.34 Important information BMAM is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 31.03.16. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald Group, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Dec - 17
Medium Risk Portfolio Income 31.12.2017 Objective The primary objective of this portfolio is to produce a higher level of income than MSCI United Kingdom Index. The portfolio is designed to produce a regular income with the potential to grow its capital value over the longer term. The portfolio will primarily seek income producing investments which may reduce the scope for capital growth. Equity exposure is likely to range between 55-75%. Key Facts Inception date* December 2014 No. of holdings (incl. cash) 21 Minimum investment 20,000 Identifiers FE/Citi code MFFM Overall portfolio yield 3.29% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.67% Total Ongoing Charge 1.57% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Performance (%) 135 130 125 120 115 110 105 100 95 MPS Medium Risk (Income) MSCI WMA Balanced TR Consumer Price Index (CPI) Nov-14 May-15 Nov-15 May-16 Nov-16 May-17 Nov-17 12-month performance to 31.12.2017 (%) MPS Medium Risk (Income) -- -- 2.98 11.14 8.95 MSCI WMA Balanced TR -- -- 2.01 17.37 9.92 UK Bank Rate -- -- 0.50 0.40 0.29 Relative performance -- -- 0.97-6.23-0.97 2012 /13 2013 /14 2014 /15 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 2015 /16 2016 /17 Since inception* MPS Medium Risk (Income) 3.55 4.07 8.95 24.70 -- 24.70 MSCI WMA Balanced TR 3.99 5.49 9.92 31.60 -- 31.60 UK Bank Rate 0.10 0.17 0.29 1.19 -- 1.19 Relative performance -0.44-1.42-0.97-6.90 -- -6.90 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
Medium Risk Portfolio Income Investment team Jonathan Webster-Smith Director, Head of Mark Shields Jim Mackie Frank Atkins Investment Manager, Ratings and awards Overall sector breakdown UK Fixed Interest 10.73% International Fixed Interest UK Equities 24.83% North American Equities 12.27% European Equities Japan/Far East/Emerging Market Equities International & Thematic Equities Hedge Funds & Alternatives 6.89% 3.88% 8.23% 14.01% 6.79% For more details regarding this portfolio please contact your professional adviser. Portfolio holdings Fund % Fidelity MoneyBuilder Income Gross Fund 4.91 IP Corporate Bond Fund 5.82 MI TwentyFour AM Dynamic Bond Fund 6.89 JOHCM UK Equity Income Fund 5.08 Majedie UK Income Fund 4.82 Royal London UK Equity Income Fund 4.82 Troy Trojan Income Fund 4.94 Vanguard FTSE UK All Share Index UT 5.18 Fidelity Index US Fund 6.11 JPM US Equity Income Fund 3.06 JPM US Equity Income Fund (Hedged) 3.10 Schroder European Alpha Income Fund 3.88 CC Japan Income & Growth Fund 4.27 L&G Asian Income Trust 3.96 Artemis Global Income Fund 5.03 Guinness Global Equity Income 5.07 Newton Global Income Fund 3.90 Aviva Investors Multi-Strat Trgt Inc Fd 3.83 Polar Capital Funds PLC - Global Convertibles 2.96 Structured Return Cash 5.87% 6.50% IFSL Brooks Macdonald Defensive Cptl Fd 5.87 Cash ( ) 6.50 Important information BMAM is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 31.03.16. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald Group, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Dec - 17
Medium-to-High Risk Portfolio Growth (Passive) 31.12.2017 Objective The objective of this portfolio is to generate capital growth primarily from equity markets. The portfolio will be very significantly exposed to UK and international equity investments. Equity exposure is likely to range between 75-95%. The majority of the portfolio will be invested in risky investments offering the potential for large gains or losses. Key Facts Inception date* December 2014 No. of holdings (incl. cash) 14 Minimum investment 20,000 Identifiers FE/Citi code MFFO Overall portfolio yield 1.96% Passive funds This portfolio is designed to provide optimal diversification at low cost. As a result, most of the funds included are passive. The exception is the absolute return sector in which exposure can only be gained efficiently via active funds, in our opinion. Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) maximum VAT of AMC 0.10% Underlying funds OCF 0.32% Total Ongoing Charge 0.92% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Performance (%) 140 135 130 125 120 115 110 105 100 95 MPS Medium-to-High Risk (Growth (Passive)) Consumer Price Index (CPI) Nov-14 May-15 Nov-15 May-16 Nov-16 May-17 Nov-17 12-month performance to 31.12.2017 (%) MSCI WMA Growth TR MPS Medium-to-High Risk (Growth (Passive)) -- -- 1.71 19.65 11.17 MSCI WMA Growth TR -- -- 2.08 19.37 11.35 UK Bank Rate -- -- 0.50 0.40 0.29 Relative performance -- -- -0.37 0.28-0.18 2012 /13 2013 /14 2014 /15 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 2015 /16 2016 /17 Since inception* MPS Medium-to-High Risk (Growth (Passive)) 3.78 5.27 11.17 35.29 -- 35.29 MSCI WMA Growth TR 4.40 6.17 11.35 35.68 -- 35.68 UK Bank Rate 0.10 0.17 0.29 1.19 -- 1.19 Relative performance -0.62-0.90-0.18-0.39 -- -0.39 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
Medium-to-High Risk Portfolio Growth (Passive) For more details regarding this portfolio please contact your professional adviser. Investment team Overall sector breakdown Portfolio holdings International Fixed Interest 3.91% Fund % Jonathan Webster-Smith Director, Head of Mark Shields Jim Mackie Frank Atkins Investment Manager, UK Equities 28.55% North American Equities 18.29% European Equities Japan/Far East/Emerging Market Equities 4.87% 13.10% Vanguard Global Bond Index Fund 3.91 Vanguard FTSE 250 UCITS ETF 13.93 Vanguard FTSE UK All Share Index UT 14.62 Fidelity Index US Fund 9.44 Vanguard US Equity Index Fund 8.86 L&G European Index Trust 4.87 Fidelity Index Japan Fund 5.15 Vanguard Pacific ex-japan Stock Index Fd 4.92 Fidelity Index World Fund 10.07 Schroder Glbl Quant Core Eq 8.17 Old Mutual Global Equity Absolute Ret Fd 5.86 AHFM Defined Returns 3.95 Fidelity Index Emerging Markets Fund 3.03 Cash ( ) 3.22 Ratings and awards International & Thematic Equities 18.24% Hedge Funds & Alternatives Structured Return Cash 5.86% 3.95% 3.22% Important information BMAM is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 31.03.16. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald Group, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Dec - 17
Medium-to-High Risk Portfolio Growth 31.12.2017 Objective The objective of this portfolio is to generate capital growth primarily from equity markets. The portfolio will be very significantly exposed to UK and international equity investments. Equity exposure is likely to range between 75-95%. The majority of the portfolio will be invested in risky investments offering the potential for large gains or losses. Key Facts Inception date* March 2005 No. of holdings (incl. cash) 25 Minimum investment 20,000 Identifiers FE/Citi code MFFN Overall portfolio yield 1.96% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.69% Total Ongoing Charge 1.59% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on our website. Performance (%) 180 170 160 150 140 130 120 110 100 MPS Medium-to-High Risk (Growth) Consumer Price Index (CPI) Dec-12 Jun-13 Dec-13 Jun-14 Dec-14 Jun-15 Dec-15 Jun-16 Dec-16 Jun-17 Dec-17 12-month performance to 31.12.2017 (%) MSCI WMA Growth TR MPS Medium-to-High Risk (Growth) 19.56 5.14 7.19 8.67 16.72 MSCI WMA Growth TR 17.25 6.14 2.08 19.37 11.35 UK Bank Rate 0.50 0.50 0.50 0.40 0.29 Relative performance 2.31-1.00 5.11-10.70 5.37 Cumulative performance to 31.12.2017 (%) 3M 6M 1Y 3Y 5Y 10Y MPS Medium-to-High Risk (Growth) 3.94 6.65 16.72 35.96 70.91 94.57 MSCI WMA Growth TR 4.40 6.17 11.35 35.68 68.85 96.83 UK Bank Rate 0.10 0.17 0.29 1.19 2.21 9.31 Relative performance -0.46 0.48 5.37 0.28 2.06-2.26 Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald Asset Management s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 2012 /13 2013 /14 2014 /15 2015 /16 2016 /17 Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.