PARI INSURANCE COMPANY Moscow, Russia
COMPANY PROFILE PARI INSURANCE COMPANY / since 1992 Leading positions in Russia: Cargo insurance Property insurance Mortgage insurance Authorized capital stock: RUB 640 000 000 Insurance license: С 0915 77 Reinsurance license: П 0915 77 Member of all leading insurance unions and associations
PARI in figures Company demonstrates positive trend in insurance premiums for the last 25 years Due to efficient underwriting policy, PARI controls the level of losses Insurance premiums, mln. RUB 3 278 Insurance losses, mln. RUB 1327 2 076 663 462 1 008 1 301 130 269 349 2004 2007 2010 2013 2016 2004 2007 2010 2013 2016
PORTFOLIO BREAKDOWN PARI has diversified portfolio with the main focus on cargo: Cargo 27% Motor (incl. third part liability) 21% Property (incl. Private) and Engineering Mortgage 16% 18% Voluntary health insurance 11% Liability Incoming reinsurance 4% 4%
Cargo insurance ABOUT COMPANY - 1st place in respect of amount of cargo polices* - 5th place in cargo insurance (gross premium)* PARI is one of the largest leading insurers on Russian cargo market. Ranking of the number of cargo polices Reg. Insurance company City polices, % Total 100% 1 915 PARI Moscow 68,40% 2 3300Spasskie Vorota Salekhard 7,82% 3 3398VTB Insurance Moscow 4,07% 4 928 Ingosstrash Moscow 3,14% 5 2496Absolute Insurance Moscow 2,81% 6 1208SOGAZ Moscow 1,27% 7 621 VSK Moscow 1,19% Cargo insurance (gross premium). TOP 100 Reg. Insurance Company City 1 1208 SOGAZ Moscow 2 928 Ingosstrakh Moscow 3 3847Independent IG Moscow Renaissance 4 1284 Insurance Moscow 5 915 PARI Moscow 6 1209 RESO-GARANTIA Moscow 7 1307 Soglasie Moscow. *Data of Central Bank of RF
Property insurance ABOUT COMPANY -20 th place in commercial property insurance (gross premium)* The second strategic direction is property insurance. PARI offers a variety of services and comprehensive coverage from property& CAR/EAR to financial risks. The company has proven expertise in jewelry insurance. PARI offers Jeweller s Block Policies and full range of related services. Over the years we have enabled accumulation of valuable experience in loss settlement around the world. *Data of Central Bank of RF
ABOUT COMPANY Mortgage -9 th place in mortgage insurance* Company was one of the first in developing of the mortgage insurance in Russia. We are proud of the strong leading position, cooperate with all leading banks and among the top 10 market leaders. * Data of RAEX
Motor insurance ABOUT COMPANY Motor insurance and liability take about 20% in the portfolio of the company. PARI is exclusive supporter of the special insurance program for vintage cars older than 25 years. Passion to vintage is not only reflected in our product line but also inspired us to create our team, which participates in international competitions.
REINSURANCE PROGRAMS TYPE PRIORITY LIMIT LEADER CARGO 840 278 USD 55 000 000 RUB 30 000 000 USD 1 970 000 000 RUB Lloyds CARGO (without sanction clause) 840 278 USD 55 000 000 RUB 4 000 000 USD 261 000 000 RUB Trust Re PROPERTY/ ENGINEERING 55 000 000 RUB 2 000 000 000 RUB Hannover Re MORTGAGE 300 000 USD 20 000 000 RUB 1 650 000 USD 110 000 000 RUB Hannover Re MOTOR 5 000 000 RUB 25 000 000 RUB Gen Re
LOSSES in figures Largest losses paid in 2016 290 mln. RUB Goods damage as a result of fire at the warehouse (Total loss) 20 mln. RUB Stolen Cargo (truck with cargo was stolen) 9.1 mln. RUB Stolen Cargo from truck 8.4 mln. RUB Cargo damage as a result of fire into the truck 8.0 mln. RUB ATM machines theft 6.2 mln. RUB Stolen Cargo 4.2 mln. RUB Permanent disability (mortgage) 3.7mln. RUB Accidental death (mortgage) 3.3 mln. RUB Accidental death (mortgage) 3.0 mln. RUB Hijacking 2.7 mln. RUB Commercial property damage as a result of fire
ABOUT COMPANY Branches In recent years PARI has been paid great attention to the development of branches and extending influence over different part of Russia. St Petersburg Vladivostok Yekaterinburg Kazan Krasnodar Krasnoyarsk Nizhniy Novgorod Novorossiysk Novosibirsk Rostov on Don Ryazan Samara Saratov Ufa Chelyabinsk Yuzhno-Sakhalinsk
Head office: CONTACTS Joint Stock Company IC PARI Moscow, Russia, 127015, Raskovoi str., h.34, bldg.14 Tel.: +7(495) 721-12-21; 363-68-63; Fax: +7(495) 788-57-20 (22, 23) E-mail: ic@skpari.ru Internet: www.skpari.ru Reinsurance Department: Elena Mikhaylova Head of Reinsurance Department and Underwriting em@skpari.ru Marina Ivanova Head of Reinsurance Division ivanova_m@skpari.ru Liubov Simacheva Deputy Head of Reinsurance simacheva@skpari.ru Alina Starovoytova Specialist starovoitova@skpari.ru The risk should be justified, insured and reinsured