JOHN HANCOCK FREEDOM 529. Inside John Hancock Freedom 529 Portfolios

JOHN HANCOCK FREEDOM 529 Inside John Hancock Freedom 529 Portfolios

Bringing our multimanager expertise to every college savings portfolio A unique partnership Following the overall investment guidelines established by the Education Trust of Alaska, John Hancock Investments and T. Rowe Price jointly research and select asset managers for the plan s investment options, then continually monitor those managers to help keep your investments on track. This unique partnership offers a level of investment oversight that is hard to match with other 529 plans. A better way to invest In partnership with T. Rowe Price, we search the world to find proven portfolio management teams with specialized expertise for every fund we offer, then apply vigorous investment oversight to ensure they continue to meet our uncompromising standards. Our 529 portfolios bring together some of the best investment teams from around the world Over 200 professionals dedicated to investment manager research and oversight Over 300 meetings each year to identify proven managers More than 100 in-person oversight meetings with managers annually Deeper diversification A key benefit of our asset allocation approach comes from combining multiple investment styles and multiple managers, resulting in a deeper level of diversification backed by the oversight of two leading investment organizations. Oversight Monitoring each portfolio team for the repeatability of its investment process and management of risk Various asset classes Both within and beyond traditional equity and fixed income Broad range of styles Continual exposure to a variety of strategies, as different characteristics go in and out of favor Multiple managers A diversity of approaches from some of the world s best managers Representative list of asset managers as of 9/30/17. All logos are the property of their respective owners. Diversification does not guarantee a profit or eliminate the risk of a loss.

John Hancock Freedom 529 Plan Portfolio As of Septe Enrollment-Based Portfolios Equity Equity Fixed income Equity Fixed income (%) 100 74 26 30 70 16 19 years to college Portfolio 2033 2036 Equity 100% (%) 12 15 years to college Portfolio 2029 2032 Equity 94% Fixed income 6% 15.24 T. Rowe Price Blue Chip Growth Fund 14.21 T. Rowe Price Blue Chip Growth Fund 14.33 T. Rowe Price Equity Income Fund 13.46 T. Rowe Price Equity Income Fund 10.23 JHF II Capital Appreciation Fund (Jennison) 9.63 JHF II Capital Appreciation Fund (Jennison) 7.86 T. Rowe Price Mid-Cap Value Fund 7.36 T. Rowe Price Mid-Cap Value Fund 7.53 John Hancock Disciplined Value Fund (Boston Partners) 7.11 John Hancock Disciplined Value Fund (Boston Partners) 7.46 T. Rowe Price New Horizons Fund 6.95 T. Rowe Price New Horizons Fund 6.17 John Hancock International Growth Fund (Wellington) 94 5.81 John Hancock International Growth Fund (Wellington) 6.12 John Hancock Disciplined Value International Fund (Boston Partners) 5.78 John Hancock Disciplined Value International Fund (Boston Partners) 6.08 Oppenheimer International Growth Fund 5.74 Oppenheimer International Growth Fund 6.02 JHF II International Value Fund (Templeton) 5.66 JHF II International Value Fund (Templeton) 4.92 T. Rowe Price Real Assets Fund 4.60 T. Rowe Price Real Assets Fund 4.29 JHF II Emerging Markets Fund (Dimensional Fund Advisors) 3.99 JHF II Emerging Markets Fund (Dimensional Fund Advisors) 3.75 American Mutual Fund 3.51 American Mutual Fund 6 3.09 T. Rowe Price Spectrum Income Fund 2.27 John Hancock Core Bond Fund (Wells Capital) 0.83 John Hancock Strategic Income Opportunities Fund (JHAM) 8 11 years to college Portfolio 2025 2028 Equity 74% Fixed income 26% 4 7 years to college Portfolio 2021 2024 Equity 53% Fixed income 47% 11.25 T. Rowe Price Blue Chip Growth Fund 8.33 T. Rowe Price Blue Chip Growth Fund 10.63 T. Rowe Price Equity Income Fund 7.82 T. Rowe Price Equity Income Fund 7.56 JHF II Capital Appreciation Fund (Jennison) 5.59 JHF II Capital Appreciation Fund (Jennison) 5.82 T. Rowe Price Mid-Cap Value Fund 4.13 T. Rowe Price Mid-Cap Value Fund 5.58 John Hancock Disciplined Value Fund (Boston Partners) 4.11 John Hancock Disciplined Value Fund (Boston Partners) 5.49 T. Rowe Price New Horizons Fund 3.78 T. Rowe Price New Horizons Fund 4.51 John Hancock Disciplined Value International Fund (Boston Partners) 53 3.15 Oppenheimer International Growth Fund 4.51 Oppenheimer International Growth Fund 3.12 JHF II International Value Fund (Templeton) 4.46 JHF II International Value Fund (Templeton) 3.09 John Hancock Disciplined Value International Fund (Boston Partners) 4.44 John Hancock International Growth Fund (Wellington) 3.06 John Hancock International Growth Fund (Wellington) 3.62 T. Rowe Price Real Assets Fund 2.58 T. Rowe Price Real Assets Fund 3.14 JHF II Emerging Markets Fund (Dimensional Fund Advisors) 2.05 American Mutual Fund 2.78 American Mutual Fund 2.03 JHF II Emerging Markets Fund (Dimensional Fund Advisors) 13.07 T. Rowe Price Spectrum Income Fund 23.63 T. Rowe Price Spectrum Income Fund 47 9.81 John Hancock Core Bond Fund (Wells Capital) 17.66 John Hancock Core Bond Fund (Wells Capital) 3.33 John Hancock Strategic Income Opportunities Fund (JHAM) 5.87 John Hancock Strategic Income Opportunities Fund (JHAM) 0 3 years to college Portfolio 2017 2020 Equity 30% Fixed income 70% Entering college College Portfolio Equity 20% Fixed income 80% 7.11 T. Rowe Price Blue Chip Growth Fund 5.20 T. Rowe Price Blue Chip Growth Fund 6.79 T. Rowe Price Equity Income Fund 4.89 T. Rowe Price Equity Income Fund 4.83 JHF II Capital Appreciation Fund (Jennison) 3.51 JHF II Capital Appreciation Fund (Jennison) 3.54 John Hancock Disciplined Value Fund (Boston Partners) 2.56 John Hancock Disciplined Value Fund (Boston Partners) 1.80 American Mutual Fund 1.31 American Mutual Fund 1.54 T. Rowe Price Real Assets Fund 1.02 T. Rowe Price Real Assets Fund 0.95 John Hancock Disciplined Value International Fund (Boston Partners) 20 0.51 Oppenheimer International Growth Fund 0.95 John Hancock International Growth Fund (Wellington) 0.51 John Hancock International Growth Fund (Wellington) 0.92 JHF II International Value Fund (Templeton) 0.49 JHF II International Value Fund (Templeton) 0.92 Oppenheimer International Growth Fund 0.48 John Hancock Disciplined Value International Fund (Boston Partners) 0.47 T. Rowe Price Mid-Cap Value Fund 0.45 T. Rowe Price New Horizons Fund 0.06 JHF II Emerging Markets Fund (Dimensional Fund Advisors) 24.09 T. Rowe Price Inflation Focused Bond Fund 39.64 T. Rowe Price Inflation Focused Bond Fund 22.77 T. Rowe Price Spectrum Income Fund 20.01 T. Rowe Price Spectrum Income Fund 80 17.07 John Hancock Core Bond Fund (Wells Capital) 14.87 John Hancock Core Bond Fund (Wells Capital) 5.74 John Hancock Strategic Income Opportunities Fund (JHAM) 5.00 John Hancock Strategic Income Opportunities Fund (JHAM)

mber 30, 2017 Multimanager Lifestyle Portfolios Equity Fixed income Alternative and specialty Moderate Equity 37% Fixed income 56% Balanced Equity 54% Fixed income 37% Asset category (%) Alternative and specialty 7% Alternative and specialty 9% U.S. large-cap equity 3.01 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM) 4.55 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM) 4.37 Capital Appreciation Value Fund (T. Rowe Price) 4.37 Capital Appreciation Value Fund (T. Rowe Price) 1.54 Equity Income Fund (T. Rowe Price) 3.01 Equity Income Fund (T. Rowe Price) 1.20 Disciplined Value Fund (Boston Partners) 2.34 Disciplined Value Fund (Boston Partners) 17 2.99 Fundamental Large Cap Core Fund (JHAM) 24 2.28 Fundamental Large Cap Core Fund (JHAM) 1.10 Blue Chip Growth Fund (T. Rowe Price) 2.14 Blue Chip Growth Fund (T. Rowe Price) 1.08 Capital Appreciation Fund (Jennison) 2.09 Capital Appreciation Fund (Jennison) 1.08 Strategic Growth Fund (JHAM) 2.09 Strategic Growth Fund (JHAM) 0.69 Value Equity Fund (Barrow Hanley) 1.34 Value Equity Fund (Barrow Hanley) International equity 3.61 International Strategic Equity Allocation Fund (JHAM) 4.64 International Strategic Equity Allocation Fund (JHAM) 1.00 International Value Fund (Franklin Templeton) 1.89 International Value Fund (Franklin Templeton) 0.89 International Growth Fund (Wellington) 1.82 International Growth Fund (Wellington) 1.76 Global Equity Fund (JHAM) 1.67 Global Equity Fund (JHAM) 1.24 International Growth Stock Fund (Invesco) 1.61 International Growth Stock Fund (Invesco) 13 1.32 Global Shareholder Yield Fund (Epoch) 18 1.27 Global Shareholder Yield Fund (Epoch) 1.31 Fundamental Global Franchise Fund (JHAM) 1.26 Fundamental Global Franchise Fund (JHAM) 0.76 International Value Equity Fund (JHAM) 1.13 International Value Equity Fund (JHAM) 0.55 International Small Company Fund (Dimensional) 0.95 International Small Company Fund (Dimensional) 0.55 International Small Cap Fund (Franklin Templeton) 0.95 International Small Cap Fund (Franklin Templeton) 0.36 Disciplined Value International Fund (Boston Partners) 0.42 Disciplined Value International Fund (Boston Partners) U.S. mid-cap equity 1.52 Mid Value Fund (T. Rowe Price) 2.51 Mid Value Fund (T. Rowe Price) 3 1.49 Mid Cap Stock Fund (Wellington) 6 2.48 Mid Cap Stock Fund (Wellington) 0.36 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM) 0.54 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM) Emerging-market equity 0.75 Emerging Markets Equity Fund (JHAM) 1.60 Emerging Markets Equity Fund (JHAM) 2 3 0.75 Emerging Markets Fund (Dimensional) 1.57 Emerging Markets Fund (Dimensional) U.S. small-cap equity 0.69 Small Cap Value Fund (Wellington) 0.59 Small Cap Value Fund (Wellington) 0.35 Small Company Growth Fund (Invesco) 0.49 Small Company Growth Fund (Invesco) 0.34 Small Cap Growth Fund (Wellington) 0.49 Small Cap Growth Fund (Wellington) 2 0.27 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM) 3 0.41 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM) 0.40 Small Company Value Fund (T. Rowe Price) 0.36 New Opportunities Fund (BW/DFA/GWK/INV) 0.36 Small Cap Core Fund (JHAM) Multi-sector bond 5.95 Strategic Income Opportunities Fund (JHAM) 5.00 Strategic Income Opportunities Fund (JHAM) 13 3.32 Short Duration Credit Opportunities Fund (Stone Harbor) 2.80 Short Duration Credit Opportunities Fund (Stone Harbor) 11 3.30 Spectrum Income Fund (T. Rowe Price) 2.78 Spectrum Income Fund (T. Rowe Price) 0.85 Global Income Fund (Stone Harbor) 0.67 Global Income Fund (Stone Harbor) Intermediate-term bond 8.26 Bond Fund (JHAM) 6.09 Bond Fund (JHAM) 24 7.78 Total Return Fund (PIMCO) 13 4.58 Total Return Fund (PIMCO) 7.83 Core Bond Fund (Wells Capital) 2.04 Core Bond Fund (Wells Capital) Bank loan 5 4.72 Floating Rate Income Fund (WAMCO) 3 3.49 Floating Rate Income Fund (WAMCO) Global bond 1.79 Asia Pacific Total Return Bond Fund (JHAM) 0.99 Asia Pacific Total Return Bond Fund (JHAM) 4 1.06 Global Short Duration Credit Fund (JHAM) 2 0.83 Global Short Duration Credit Fund (JHAM) 1.39 Global Bond Fund (PIMCO) 0.49 Global Bond Fund (PIMCO) Inflation-protected bond 5 4.53 Real Return Bond Fund (PIMCO) 3 3.20 Real Return Bond Fund (PIMCO) High-yield bond 1.16 High Yield Fund (JHAM) 0.89 High Yield Fund (JHAM) 3 0.85 U.S. High Yield Bond Fund (Wells Capital) 2 0.65 U.S. High Yield Bond Fund (Wells Capital) 0.59 High Yield Fund (WAMCO) 0.45 High Yield Fund (WAMCO) Emerging-market debt 3 3.05 Emerging Markets Debt Fund (JHAM) 2 2.29 Emerging Markets Debt Fund (JHAM) Sector equity 1.24 Financial Industries Fund (JHAM) 0.45 Natural Resources Fund (Jennison) 0.77 Natural Resources Fund (Jennison) 1 4 0.75 Science & Technology Fund (Allianz/T. Rowe Price) 0.65 Health Sciences Fund (T. Rowe Price) 0.50 Real Estate Equity Fund (T. Rowe Price) 0.50 Real Estate Equity Fund (T. Rowe Price) 0.50 Global Real Estate Fund (DeAWM) 0.49 Global Real Estate Fund (DeAWM) Absolute return 2.24 Global Absolute Return Strategies Fund (Standard Life) 1.74 Global Absolute Return Strategies Fund (Standard Life) 4 3 2.19 Absolute Return Currency Fund (First Quadrant) 1.73 Absolute Return Currency Fund (First Quadrant) Thematic equity 1.03 Technical Opportunities Fund (Wellington) 0 1 0.49 Enduring Assets Fund (Wellington) Long/short equity 0 0.27 Seaport Fund (Wellington) 0 0.24 Seaport Fund (Wellington) Source: John Hancock Investments, as of 9/30/17. Allocation figures are rounded to the nearest whole numbers. For current target and actual allocations, including more information on portfolio investment objectives and risks, p

Growth Equity 72% Fixed income 18% Alternative and specialty 11% 4.99 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM) 4.26 Capital Appreciation Value Fund (T. Rowe Price) 4.16 Equity Income Fund (T. Rowe Price) 3.24 Disciplined Value Fund (Boston Partners) 30 3.19 Fundamental Large Cap Core Fund (JHAM) 2.97 Blue Chip Growth Fund (T. Rowe Price) 2.91 Capital Appreciation Fund (Jennison) 2.91 Strategic Growth Fund (JHAM) 1.85 Value Equity Fund (Barrow Hanley) 7.01 International Strategic Equity Allocation Fund (JHAM) 2.61 International Value Fund (Franklin Templeton) 2.50 International Growth Fund (Wellington) 1.74 Global Equity Fund (JHAM) 2.46 International Growth Stock Fund (Invesco) 24 1.31 Global Shareholder Yield Fund (Epoch) 1.22 Fundamental Global Franchise Fund (JHAM) 1.75 International Value Equity Fund (JHAM) 1.53 International Small Company Fund (Dimensional) 1.53 International Small Cap Fund (Franklin Templeton) 0.61 Disciplined Value International Fund (Boston Partners) 3.55 Mid Value Fund (T. Rowe Price) 8 3.55 Mid Cap Stock Fund (Wellington) 0.59 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM) 5 2.55 Emerging Markets Equity Fund (JHAM) 2.52 Emerging Markets Fund (Dimensional) 0.73 Small Cap Value Fund (Wellington) 0.60 Small Company Growth Fund (Invesco) 0.60 Small Cap Growth Fund (Wellington) 4 0.45 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM) 0.49 Small Company Value Fund (T. Rowe Price) 0.59 New Opportunities Fund (BW/DFA/GWK/INV) 0.59 Small Cap Core Fund (JHAM) 2.26 Strategic Income Opportunities Fund (JHAM) 5 1.28 Short Duration Credit Opportunities Fund (Stone Harbor) 1.25 Spectrum Income Fund (T. Rowe Price) 0.34 Global Income Fund (Stone Harbor) 2.54 Bond Fund (JHAM) 5 1.92 Total Return Fund (PIMCO) 0.88 Core Bond Fund (Wells Capital) 2 1.79 Floating Rate Income Fund (WAMCO) 0.59 Asia Pacific Total Return Bond Fund (JHAM) 1 0.43 Global Short Duration Credit Fund (JHAM) 0.29 Global Bond Fund (PIMCO) 1 1.46 Real Return Bond Fund (PIMCO) 0.46 High Yield Fund (JHAM) 1 0.34 U.S. High Yield Bond Fund (Wells Capital) 0.23 High Yield Fund (WAMCO) 1 1.45 Emerging Markets Debt Fund (JHAM) 1.51 Financial Industries Fund (JHAM) 1.13 Natural Resources Fund (Jennison) 6 1.01 Science & Technology Fund (Allianz/T. Rowe Price) 0.90 Health Sciences Fund (T. Rowe Price) 0.49 Real Estate Equity Fund (T. Rowe Price) 0.49 Global Real Estate Fund (DeAWM) 3 1.61 Global Absolute Return Strategies Fund (Standard Life) 1.59 Absolute Return Currency Fund (First Quadrant) 2 1.97 Technical Opportunities Fund (Wellington) 0 0.23 Seaport Fund (Wellington) lease visit johnhancockfreedom529.com or call 866-222-7498. Static and Individual Portfolios Static Future Trends Portfolio 34.00 T. Rowe Price Science & Technology Fund 33.00 T. Rowe Price Financial Services Fund 33.00 T. Rowe Price Health Sciences Fund Equity Portfolio 16.15 T. Rowe Price Blue Chip Growth Fund 14.05 T. Rowe Price Equity Income Fund 9.53 JHF II Capital Appreciation Fund (Jennison) 8.18 T. Rowe Price New Horizons Fund 7.65 T. Rowe Price Mid-Cap Value Fund 7.15 John Hancock Disciplined Value International Fund (Boston Partners) 7.01 JHF II International Value Fund (Templeton) 6.98 John Hancock Disciplined Value Fund (Boston Partners) 6.71 John Hancock International Growth Fund (Wellington) 6.57 Oppenheimer International Growth Fund Y 4.12 JHF II Emerging Markets Fund (Dimensional) 3.52 American Mutual Fund 2.38 T. Rowe Price Real Assets Fund Fixed Income Portfolio 50.20 Spectrum Income Fund (T. Rowe Price) 37.13 John Hancock Core Bond Fund (Wells Capital) 12.67 John Hancock Strategic Income Opportunities Fund (JHAM) Short-Term Bond Portfolio 100 T. Rowe Price Short-Term Bond Fund Money Market Portfolio 100 T. Rowe Price U.S. Treasury Money Fund HIGHER POTENTIAL RETURN AND RISK LOWER POTENTIAL RETURN AND RISK Individual International Value Portfolio New Horizons Portfolio Small-Cap Stock Portfolio Capital Appreciation Portfolio Blue Chip Growth Portfolio Mid-Cap Value Portfolio Equity Income Portfolio American Mutual Portfolio Portfolios are ranked according to standard deviation and investment objective, as of 9/30/17. An investment in the Money Market Portfolio is neither insured nor guaranteed by the FDIC or any other government agency, and although the Money Market Portfolio seeks to preserve the value of your investment at $1.00 per share, there is no guarantee that it will do so, and it is possible to lose money by investing in this portfolio. Neither the program manager nor the underlying fund s sponsor has any legal obligation to provide financial support to the portfolio or to the underlying fund, and you should not expect that the program manager or fund sponsor will provide financial support to the portfolio or to the underlying fund at any time.

Results for investors Average annual returns, as of September 30, 2017, Class A shares 1 (%) ENROLLMENT-BASED YTD 1 year 3 year 5 year 10 year ITD Expense ratios College Portfolio Without sales charge 2 5.25 4.55 3.00 3.26 3.75 3.95 Inception date: 7/2/01 With 5.00% sales charge 2 0.01 0.68 1.25 2.16 3.19 3.78 1.12 With 3.50% sales charge 3 1.57 0.89 1.78 2.53 3.38 3.72 Portfolio 2017 2020 Without sales charge 2 7.60 7.05 4.53 6.49 4.16 4.90 Inception date: 7/2/01 With 5.00% sales charge 2 2.22 1.70 2.75 5.34 3.60 5.54 1.17 With 3.50% sales charge 3 3.83 3.30 3.29 5.73 3.78 4.67 Portfolio 2021 2024 Without sales charge 11.69 11.23 6.12 8.58 4.58 7.97 Inception date: 4/30/03 With 5.00% sales charge 6.10 5.67 4.32 7.42 4.02 7.56 1.27 Portfolio 2025 2028 Without sales charge 14.63 14.85 7.28 10.43 5.60 5.86 Inception date: 4/30/07 With 5.00% sales charge 8.90 9.11 5.46 9.25 5.03 5.31 1.30 Portfolio 2029 2032 Without sales charge 17.60 18.39 8.42 11.43 9.24 Inception date: 4/29/11 With 5.00% sales charge 11.72 12.47 6.58 10.23 8.33 1.32 Portfolio 2033 2036 Without sales charge 18.25 19.07 8.30 Inception date: 5/29/15 With 5.00% sales charge 12.34 13.12 5.95 1.33 MULTIMANAGER LIFESTYLE Multimanager Lifestyle Balanced 529 Portfolio Without sales charge 11.26 11.60 5.48 7.32 4.50 5.46 Inception date: 6/30/06 With 5.00% sales charge 5.70 6.02 3.69 6.17 3.94 4.95 Multimanager Lifestyle Growth 529 Portfolio Without sales charge 14.08 14.85 6.54 9.12 4.58 5.73 Inception date: 6/30/06 With 5.00% sales charge 8.37 9.10 4.73 7.95 4.02 5.23 Multimanager Lifestyle Moderate 529 Portfolio Without sales charge 8.40 8.00 4.31 5.50 4.52 5.20 Inception date: 6/30/06 With 5.00% sales charge 2.98 2.60 2.54 4.36 3.96 4.69 STATIC Equity Portfolio Without sales charge 2 18.90 19.57 8.68 11.58 6.12 6.29 Inception date: 7/2/01 With 5.00% sales charge 2 12.95 13.60 6.84 10.39 5.55 6.99 With 3.50% sales charge 3 14.74 15.39 7.40 10.79 5.74 6.05 Fixed Income Portfolio Without sales charge 2 4.42 2.42 3.04 2.62 4.66 5.17 Inception date: 7/2/01 With 4.00% sales charge 2 0.24 1.68 1.65 1.52 4.10 4.65 With 3.50% sales charge 3 0.76 1.17 1.83 1.89 4.29 4.94 Future Trends Portfolio Without sales charge 2 22.36 24.42 13.67 18.33 10.20 8.33 Inception date: 7/2/01 With 5.00% sales charge 2 16.25 18.20 11.74 17.06 9.61 9.99 With 3.50% sales charge 3 18.08 20.07 12.33 17.49 9.81 8.09 Money Market Portfolio Without sales charge 0.15 0.15 0.05 0.05 Inception date: 8/29/14 With 5.00% sales charge Short-Term Bond Portfolio Without sales charge 2 1.18 0.62 0.73 0.45 1.78 2.27 Inception date: 7/2/01 With 4.00% sales charge 2 2.87 3.41 0.63 0.63 1.23 1.74 With 3.50% sales charge 3 2.36 2.91 0.46 0.26 1.42 2.04 INDIVIDUAL American Mutual Portfolio Without sales charge 11.43 14.73 8.79 11.77 6.36 8.25 Inception date: 4/30/03 With 5.00% sales charge 5.86 9.00 6.95 10.57 5.79 7.85 Blue Chip Growth Portfolio Without sales charge 27.09 26.43 13.68 16.37 8.89 10.73 Inception date: 9/30/02 With 5.00% sales charge 20.74 20.11 11.75 15.12 8.30 10.33 Capital Appreciation Portfolio Without sales charge 27.24 24.40 12.55 15.26 8.76 Inception date: 11/30/07 With 5.00% sales charge 20.88 18.18 10.64 14.02 8.17 Equity Income Portfolio Without sales charge 9.76 17.60 7.52 11.11 5.36 8.07 Inception date: 4/30/03 With 5.00% sales charge 4.27 11.72 5.69 9.92 4.79 7.66 International Value Portfolio Without sales charge 14.24 17.19 1.80 6.75 0.89 Inception date: 11/30/07 With 5.00% sales charge 8.53 11.33 0.08 5.61 0.34 Mid-Cap Value Portfolio Without sales charge 5.72 13.14 9.12 13.01 7.82 11.45 Inception date: 9/30/02 With 5.00% sales charge 0.44 7.48 7.27 11.80 7.24 11.05 New Horizons Portfolio Without sales charge 25.18 24.05 14.21 16.64 11.40 12.12 Inception date: 9/30/04 With 5.00% sales charge 18.92 17.85 12.28 15.38 10.80 11.66 Small-Cap Stock Portfolio Without sales charge 11.00 19.05 11.18 13.23 9.16 11.13 Inception date: 4/30/03 With 5.00% sales charge 5.45 13.10 9.29 12.01 8.58 10.72 1 Year-to-date returns are cumulative. All other performance is an average annual total return except for portfolios that are less than one year old, in which case the inceptionto-date returns are cumulative. Returns for Class A units purchased on or after 6/3/02 reflect the current maximum initial sales charge at the time of purchase. Please see the Plan Disclosure Document for more details. For all portfolios, the performance for periods prior to 6/9/14 reflects the prior expenses of the portfolios. 2 Return assumes an inception date of 6/3/02. 3 Returns for Class A units prior to 6/3/02, with no material changes to the account, reflect the sales charge of 3.50%. The performance data presented represents past performance. Past performance is not a guarantee of future results, and current performance may be lower or higher than the performance quoted. Investment returns in John Hancock Freedom 529 portfolios and the value of an investor s units will fluctuate and may be worth more or less than the original cost when redeemed. Performance current to the most recent month end is available at johnhancockfreedom529.com or by calling 866-222-7498. 1.47 1.51 1.43 1.33 1.11 1.39 0.65 0.92 1.22 1.27 1.29 1.21 1.40 1.35 1.34 1.45

Portfolio CUSIPs and tickers ENROLLMENT-BASED Class A Class B 1 Class C 1 Class C2 Class F 2 Class X 3 College Portfolio CUSIP 56501V107 56501V552 56501V206 56501V693 280911660 Ticker JEHAX JEHBX JEHCX JECDX JHCSX Portfolio 2017 2020 CUSIP 56501V867 56501V594 56501V859 56501V750 280911678 Ticker JESAX JESBX JESCX JESDX JHSWX Portfolio 2021 2024 CUSIP 565016748 56501V610 565016730 280911686 Ticker JEYAX JEYBX JEYDX JFPAX Portfolio 2025 2028 CUSIP 280911835 280911827 280911819 280911694 Ticker JEFAX JEFDX JEFDX JHPIX Portfolio 2029 2032 CUSIP 280911793 280911785 280911777 280911710 Ticker JENAX JENBX JENDX JHDSX Portfolio 2033 2036 CUSIP 280911744 280911736 280911728 Ticker JENFX JENGX JLDSX MULTIMANAGER LIFESTYLE 4 Multimanager Lifestyle Balanced 529 Portfolio CUSIP 280911801 280911884 280911876 280911595 Ticker JLBEX JLBBX JLBIX JHMOX Multimanager Lifestyle Growth 529 Portfolio CUSIP 280911504 280911603 280911702 280911611 Ticker JLGEX JLGBX JLGDX JHMLX Multimanager Lifestyle Moderate 529 Portfolio CUSIP 280911868 280911850 280911843 280911587 Ticker JLMEX JLMBX JLMDX JHMMX STATIC Equity Portfolio CUSIP 56501V842 56501V537 56501V834 56501V685 280911637 Ticker JHEAX JHEBX JHECX JHEDX JHEPX Fixed Income Portfolio CUSIP 56501V792 56501V529 56501V784 56501V677 280911645 Ticker JHFAX JHFBX JHFCX JHFDX JHFSX Future Trends Portfolio CUSIP 56501V826 56501V545 56501V818 56501V651 280911629 Ticker JAFAX JAFBX JAFCX JAFDX JFILX Money Market Portfolio CUSIP 280911769 280911751 280911488 280911405 Ticker JHAXX JHCXX JFMPX JMMXX Short-Term Bond Portfolio CUSIP 56501V776 56501V420 56501V768 56501V669 280911652 Ticker JHSAX JHSBX JHSCX JHSDX JHSYX INDIVIDUAL American Mutual Portfolio CUSIP 565016839 56501V446 565016821 280911496 Ticker JAMAX JAMGX JAMHX JHOMX Blue Chip Growth Portfolio CUSIP 565016805 56501V453 565016870 280911561 Ticker JBCAX JBCBX JBCDX JHBGX Capital Appreciation Portfolio CUSIP 47804E108 47804E207 47804E306 280911512 Ticker JJCAX JJCBX JJCDX JFCLX Equity Income Portfolio CUSIP 565016789 56501V438 565016771 280911538 Ticker JEIEX JEIFX JEIDX JHIPX International Value Portfolio CUSIP 47804E405 47804E504 47804E603 280911546 Ticker JIVEX JIVBX JIVDX JTNIX Mid-Cap Value Portfolio CUSIP 565016862 56501V479 565016847 280911553 Ticker JTMAX JTMBX JTMDX JHMKX New Horizons Portfolio CUSIP 280911108 280911207 280911306 280911579 Ticker JNHAX JNHBX JNHDX JHNHX Small-Cap Stock Portfolio CUSIP 565016763 56501V487 565016755 280911520 Ticker JSCEX JSCFX JSCDX JFSCX 1 Class B units were closed as of 9/3/13 and Class C units were closed to new accounts as of 10/1/02. 2 Investors who open an account and purchase Class F units through fee-based programs of broker-dealers and investment advisor firms are eligible to invest in Class F units. Class F units may not be available at all firms. 3 Class X units represent Money Market Portfolio, with the inception date of 9/30/04. 4 Effective 2/1/17, John Hancock Lifestyle 529 Portfolios are renamed John Hancock Multimanager Lifestyle 529 Portfolios. Investing involves risks, including the potential loss of principal. The stock prices of midsize and small companies can change more frequently and dramatically than those of large companies. Growth stocks may be more susceptible to earnings disappointments, and value stocks may decline in price. Large company stocks could fall out of favor, and foreign investing, especially in emerging markets, has additional risks, such as currency and market volatility and political and social instability. Fixed-income investments are subject to interest-rate and credit risk; their value will normally decline as interest rates rise or if an issuer is unable to make principal or interest payments. Investments in higher-yielding, lower-rated securities include a higher risk of default. This material is not intended to be, nor shall it be interpreted or construed as, a recommendation or providing advice, impartial or otherwise. John Hancock Investments and its representatives and affiliates may receive compensation derived from the sale of and/or from any investment made in its products and services.

John Hancock Investments A trusted brand John Hancock Investments is a premier asset manager representing one of America s most trusted brands, with a heritage of financial stewardship dating back to 1862. Helping our shareholders pursue their financial goals is at the core of everything we do. It s why we support the role of professional financial advice and operate with the highest standards of conduct and integrity. A better way to invest We serve investors globally through a unique multimanager approach: We search the world to find proven portfolio teams with specialized expertise for every strategy we offer, then we apply robust investment oversight to ensure they continue to meet our uncompromising standards and serve the best interests of our shareholders. Results for investors Our unique approach to asset management enables us to provide a diverse set of investments backed by some of the world s best managers, along with strong risk-adjusted returns across asset classes. If your state or your designated beneficiary s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers such as financial aid, scholarship funds, and protection from creditors before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 college savings plan to learn more about their features. Please contact your financial advisor or call 866-222-7498 to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing. John Hancock Freedom 529 is a college savings plan offered by the Education Trust of Alaska, managed by T. Rowe Price, and distributed by John Hancock Distributors LLC through other broker-dealers that have a selling agreement with John Hancock Distributors LLC. John Hancock Distributors LLC is a member of FINRA and is listed with the Municipal Securities Rulemaking Board (MSRB). 2017 John Hancock. All rights reserved. Information included in this material is believed to be accurate as of the November 2017 printing date. Connect with John Hancock Investments: @JH_Investments jhinvestmentsblog.com John Hancock Freedom 529 P.O. Box 17603 Baltimore, MD 21297-1603 866-222-7498 johnhancockfreedom529.com 529 PLANS ARE NOT FDIC INSURED, MAY LOSE VALUE, AND ARE NOT BANK OR STATE GUARANTEED. CS411587 529ISGD 11/17