Can RLP (Rural Livelihood Project) and WSP (Water & Sanitation Project) collaborate? Shouvik Mitra Consultant SASDL - WB

Can RLP (Rural Livelihood Project) and WSP (Water & Sanitation Project) collaborate? Shouvik Mitra Consultant SASDL - WB

Understanding RLP Broad objectives Targeting the poor, poorest and most vulnerable Inclusion of poor in institution and leadership functions Promote and Co-create strong institutions of the poor Financial inclusion ( not only in terms of bank account opening but credit, savings, insurance and remittances) Strengthening livelihood portfolios of the poor by intervening in pro poor livelihood value chain Streamline last mile service delivery Ensuring access to entitlements Knowledge Sharing Forum What works at scale? Distilling critical success factors for scaling-up rural sanitation

Targeting of the poor and EPVG (Extremely Poor and Vulnerable Group): Looking beyond BPL Process Habitation/ village level process of participatory identification of poor (PIP) Community decided local (?) indicators Food insecure, PWD/ single women/ widow as the main wage earner, Land less, forced migration, asset less, vulnerable, sunk in credit trap, chronic health issue Validation at gram sabhas Implementation Priority for identified during credit disbursement, special fund, etc Leadership positions reserved Monitoring Segregated monitoring of the data - social inclusion, financial inclusion, impact, etc

Community Institution Structure Member Member Member Member Member One Woman From each HH SELF HELP GROUP (SHG) 10-20 Members (5-20 in case of Differently abled members) 1 CRP - CM CLUSTER LEVEL FORUM (CLF) 5-15 SHGs (1 to 2 Villages) 1 CC 1 MBK GRAM PANCHAYAT LEVEL FEDERATION (GPLF) Representatives of Member CLFs 4 BPFT Members BLOCK LEVEL FEDERATION (BLF) Representatives of Member GPLFs 4

Group Leader Poor / EPVG/ Tribal INSTITUTIONS OF POOR 5 office bearers in GPLF- 2 from Poor/EPVG/Tribal category. 6 functional committees at GPLF- 1 must be a Poor/EPVG/ Tribal GPLF 6 Functional Committees Procurement Financial Livelihoods Participatory Monitoring 2 Sub committees CLF CLF Social Action SHG Monitoring

Level SHG CLF GPLF Activities Thrift and interloaning - loan utilization for consumption smoothening individual HH level planning, investment consumptive purposes ( food, education, health expenses, shelter, water sanitation) and productive purposes (asset creation, working capital for petty business and agriculture) monitoring end usage of loan, timely repayment, mutual support Platform for the SHGs support and monitoring the quality of SHGs Forwards agenda of inclusion and entitlements Financial intermediation Project Fund an Bank credit Financial portfolio management Inclusion agenda, monitoring, livelihood support, convergence and access to entitlements/ services

Household analysis and Micro Investment Plan Financial & Non-Financial Needs including entitlements Risk & Vulnerability Liability Assets HOUSEHOLD ANALYSIS Income Expenditure N E E D Anal ysis SHG M I P Funding through CIF and Bank Linkage

MSR/YKR MF OPERATIONS OF NABARD IN ANDHRA PRADESH

GPLF Bank CLF Fund/ Loan transferred to SHG acc Fund/ Loan application Monitoring of Loan usage, timely repayment and peer pressure in case of willful default Loan Application to Bank Credit Disbursed SHG level prioritization HH level planning SHG SHG

Loan Utilization Bihar (Jeevika) Odisha (TRIPTI) Health = 29% Health = 17% Sanitation = 4% Sanitation = 6%

Entitlement Flow SHG CLF Planning at HH level financial and nonfinancial ( including entitlements) Prioritization for poor and EPVG Need consolidation Plan verification Plan and Need consolidation GPLF GP level plan/ need consolidation ( entitlement gap analysis) Convergence discussion initiated with stakeholders Schemes, services, entitlements channelized ( NREGS, PDS, Pensions, etc) Monitoring of services and entitlement gap at regular interval

But how is this related to WSP.? Individual Household plan increasingly reflecting demand for investment in Clean drinking water ( hand pump installation, piped water, water purifier, etc) Toilet and Bathroom construction Better targeting for subsidy/ grant movement Existing community Institution Taking forward the agenda of W & S in many GPLFs/ VOs Linkage with mainstream govt. agencies for W&S

Ways forward for W&S in RLP Present endeavor - organic but not in the mainframe Progress to be tracked and focused intervention strategy to be designed Learning from other agencies ( Gram Vikas, PRADAN, etc) to be incorporated

THANKS shmitra.75@gmail.com ; smitra4@worldbank.org 91-9777-315-125