Welcome to VSP. Vision Care! See why we re consumers #1 choice in vision care. You ll like what you see with VSP. Using your VSP benefit is easy.

Similar documents
50 WEST FALL CREEK PARKWAY NORTH DRIVE INDIANAPOLIS, INDIANA P

l k into VSP Direct. No vision insurance? Look into VSP Direct for affordable individual and family vision insurance.

DentalandVisionIns.com Wolfpack Insurance Services FAX Lic

With VSP open Access you can select any provider nationwide

Copyright 2008 THE LADD GROUP, LLC. All rights reserved.

Delta Dental of Kentucky

BENEFIT PPO 1B PPO 3B PPO 5B PPO 7B. Individual: $100 Family: $300

Frequently Asked Questions: Individual Vision Brokers

Frequently Asked Questions:

l k into VSP Direct. No vision insurance? Look into VSP Direct for affordable individual and family vision insurance.

A GUIDE TO. VSPvision

VSP Vision Insurance

Vision Insurance Plan 3

Vision insurance. Benefit Highlights. Additional plan features. How Sun Life s Vision insurance can help

Welcome. Wednesday, February 17, Noon (ET) Follow the instructions below to gain audio access to the meeting:

CCPOA RETIRED VISION PLAN

Member Driven Value. WELL VISION EXAM PRESCRIPTION GLASSE S LENS ENHANCEMENTS CONTACTS. See More Clearly...

Your VSP Vision Benefits

Vision Program. Effective January 1, Introduction How the Program Works... 2

Your VSP Vision Benefits

Employee Benefits for Small Businesses

Delta Dental of Kentucky

Cigna Health and Life Insurance Company. Welcome to Cigna Vision Schedule of Vision Coverage

40 % 20 % ICUBA Base Plan. Additional discounts. Take a sneak peek before enrolling SUMMARY OF BENEFITS

MEDICAL PLAN SUMMARY 2017

$ 0 Does not apply to Vision benefit. Important Questions Answers Why this Matters: What is the overall deductible?

Service Participating Providers: Non-participating Providers:

Cigna Open Access Plus - Nationwide Monthly Premiums

Service Participating Providers: Non-participating Providers: Medical Schedule of Benefits BrightIdea Balance Silver 2500 (73)

Disclosure Statement and Evidence of Coverage

This issue Your Ambulance Coverage...1 Reminder: Once Pension Benefits

2018 Benefit Summary

CLEAR VISION FLORIDA. The Clear Choice for Group Vision Plans. For Groups of Eligible Lives. DIR BEN NATL BRCH vision 6/16

Please see the ISMA Anthem Blue View Vision Low Plan and High Plan flyers for benefit details.

Benefit Frequency Copay Coverage from a VSP Network Doctor Out-of-Network Reimbursement. $10 Covered in full Up to $50

Your Vision PLUS Plan 140. Vision PLUS Plan Summary Chart 141. How the Plan Works 142. What s Covered 143. What s Not Covered 143

EyeMed Network. HumanaVision

2018 Vision Care Plan Highlights

Vision Care Plan Highlights

Group Enrollment Processing. In order to ensure proper processing of your applications, please read the following instructions carefully.

Welcome to VSP Vision Care Signature Plan.

Welcome to VSP Vision Care Signature Plan.

Vision Insurance - Gold. Enrollment brochure Freedom to choose any vision care provider

OPEN ENROLLMENT COMMUNICATIONS

The Vision Plan. Questions?

Save on eyeglasses, contacts and more Aetna Vision SM Preferred

Health Plans: Monthly Rate 75% Married Rate Anthem Blue Cross 80% Plan 10A $ 1,021.00

Vision benefits from EyeMed. See life to the fullest

KEY GROUP VISION INSURANCE

Benefit Coverage Information

The Company offers the VSP Vision Plan. VSP provides the following benefits.

USI Affinity Vision Summary

Oregon Association of Realtors Eye Care Highlight Sheet

GUIDE ENROLLMENT VISION BENEFITS EAU CLAIRE AREA SCHOOL DISTRICT

Vision Benefit Summary

Health Insurance. Open Enrollment Lay Employee Plans. November 16, 2018 through December 14, 2018

EASTERN VISION SERVICE PLAN, INC. AMENDMENT TO GROUP VISION CARE POLICY PLEASE ATTACH TO YOUR GROUP VISION CARE POLICY

EYEMED VOLUNTARY VISION PLAN SUMMARY PLAN DESCRIPTION

VISION BENEFITS ENROLLMENT GUIDE. Delta Dental, in partnership with EyeMed, brings you DeltaVision flexible, affordable vision insurance.

Benefits Guide

There are no changes to the Plan deductibles, copays, or out of pocket costs for the REMIF Self-Funded Medical Plan for next year.

LMUSD CERTIFICATED PLANS

Open Enrollment Classified CSEA Chapter 50, Part-Time hours Opt Out Plan Year 10/1/ /30/2018

Member Doctors are those doctors who have agreed to participate in VSP s Choice Network.

VSP Network Providers are those doctors that have agreed to participate in VSP s Choice Network.

SCHEDULE OF BENEFITS Signature Plan B

Manteca Unified School District 2017 Employee Benefit Open Enrollment

Annual Enrollment Meetings

Tennessee Board of Regents Tennessee Tech University

guide enrollment vision benefits Eau Claire County

Mulzer Crushed Stone, Inc. Eye Care Highlight Sheet

New Contact for Benefits Administration

Vision plans Broker information for groups with 1 to 100 employees

THIRD QUARTER 2018 SMALL GROUP PRODUCT PORTFOLIO

A COMPLETE VISION INSURANCE PORTFOLIO FROM COMPANION LIFE

FIRST QUARTER 2018 SMALL GROUP PRODUCT PORTFOLIO

FIRST QUARTER 2018 SMALL GROUP PRODUCT PORTFOLIO

CERTIFICATE OF INSURANCE

Group Vision Care Policy

Your Vision Benefits Summary

Service Participating Providers: Non-participating Providers:

VSP Vision Care

Deductible then 50% co-insurance Professional Services Primary care provider (PCP) Office and home visits

Balanced Care VisionSM. Choice. Options to Help Your Employees Stay Focused at Work

If you use an IN-NETWORK provider (Member cost) $10 Up to $39. Up to $55 10% off retail. $150 allowance 20% off balance over $150

2015 Open Enrollment

Benefits Update and 2012 Annual Open Enrollment

Arkansas State University Benefits Program

Group Vision Care Plan

HEALTH & WELFARE BENEFITS PLAN

Retiree Vision. Summary Plan Description (800)

Important Questions Answers Why this Matters:

OUT OF NETWORK IN NETWORK

Your Vision Benefits Beaver Motors

USI Affinity Vision Plan Summary

VISION SERVICE PLAN INSURANCE COMPANY 3333 Quality Drive Rancho Cordova, CA (ACTIVE) (COBRA)

2018 Benefit Offerings Available to Small Groups (2 100 employees)

LIVE HEALTHY TOTAL HEALTH DISCOUNT PLAN

San Marcos Unified School District. Open Enrollment October 16, 2017 November 09, 2017 PLEASE READ INSIDE FOR FURTHER DETAILS ABOUT THE

Benefits Handbook Date March 1, Vision Discount Program MMC

Transcription:

Welcome to VSP Vision Care! You ve made the right decision to enroll in an individual vision plan from VSP. As the only national not-for-profit vision care company, we put members first and we re committed to your wellness over profit. With you as our focus, you ll receive the best value, care, and choices in eyecare and eyewear. You ll like what you see with VSP. Best value. You ll enjoy the lowest out-of-pocket costs in individual vision care, saving you hundreds of dollars on your eye exam and glasses. Best care. Only VSP doctors offer a WellVision Exam the most comprehensive eye exam that aids in early detection of health conditions. You ll get personalized care from VSP doctors who have the highest industry credentials. Best choices. When you see a VSP doctor you ll get the most out of your benefit. Choose from the nation s largest network of doctors who carry a wide selection of name-brand frames for your style and budget. Using your VSP benefit is easy. Find a VSP doctor who s right for you. To find a VSP doctor near you, visit vsp.com or call 866.344.0213. Review your benefit information. Once your benefit is effective, register and sign on to vsp.com using your Social Security number as your member ID for coverage details and Exclusive Member Extras. At your appointment, tell them you have VSP. There s no ID card necessary. That s it! We ll handle the rest there are no claim forms to complete when you see a VSP doctor. See why we re consumers #1 choice in vision care. Contact us vsp.com 866.344.0213 Exclusive Member Extras Get an extra $20 to spend when you choose a featured frame brand like bebe, ck Calvin Klein, Flexon, Lacoste, Anne Klein, Nike, Nine West, and more! Visit vsp.com to find a VSP doctor who carries these brands and to see hundreds of eyewear options.

Your VSP Vision Benefits Summary VSP Individual Plan: Standard Plan VSP Doctor Network: VSP Choice Visit vsp.com for personalized coverage details and exclusive savings for VSP members. Benefit Description Copay Frequency Your Coverage with a VSP Doctor WellVision Exam Focuses on your eyes and overall wellness $5 $10 See Frame and Lenses Frame Lenses Lens Enhancements $150 allowance for a wide selection of frames OR $170 allowance for featured frame brands 20% savings on the amount over your allowance Single vision, lined bifocal, and lined trifocal lenses Impact-resistant (polycarbonate) lenses for children Progressive lenses (no-line bi/trifocals, ranging from standard to custom) Light-to-dark lens tinting (photochromic adaptive lenses) Average 20-25% savings on other lens enhancements $50 $70 - $82 Contacts (instead of glasses) $150 allowance for contacts and contact lens exam (fitting and evaluation) 15% savings on a contact lens exam $0 Exclusive Member Extras Glasses and Sunglasses Extra $20 to spend on a featured frame brand, which is on top of your frame allowance. Simply choose a featured frame brand from your VSP doctor and the extra $20 will be automatically applied to your purchase. 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP doctor within 12 months of your WellVision Exam. Retinal Screening No more than a $39 copay on routine retinal screenings as an enhancement to your WellVision Exam. Laser Vision Correction Average 15% savings on the regular price or 5% savings on the promotional price from contracted facilities. TruHearing Program Up to $2,600 savings on hearing aids for you and your family. Visit vsp.truhearing.com or call 877.396.7194. (Not available in the state of WA) Member Satisfaction You have 30 days after your effective date to examine your plan risk-free. If within 30 days you re dissatisfied with the plan you may return it and obtain a refund of any premium paid. If you return this policy, you will be responsible for payment in full of any services received or materials purchased from the policy effective date to the date the policy is returned. If you selected the monthly payment option for your annual benefit term, you ve agreed to pay the required annual premium in twelve (12) payments. To request cancellation, please call us at 866.344.0213. Automatic Payment VSP will automatically charge the form of payment you provided, beginning 1-2 weeks before your benefit is effective. If you have auto-reimbursement for your HRA, VSP will automatically send a confirmation of payment. Renewing your Plan Your plan will automatically renew at the end of your policy period and your payment information you provided us will be automatically charged for the appropriate amount. We ll remind you 60 days in advance of your renewal in case you wish to make any changes to your plan prior to your renewal date. For questions about your VSP coverage, visit vsp.com or call us at 866.344.0213. *Coverage terms and conditions are set forth in the policy under which the individual consumer is insured, and such terms and conditions vary according to the laws of the state in which the policy was issued. Based on applicable laws, benefits may vary by location. We guarantee your satisfaction. If you re not 100% happy with the eyecare and eyewear you receive from a VSP doctor, we ll make it right. Contact us. vsp.com 866.344.0213 2014 Vision Service Plan. All rights reserved. VSP and WellVision Exam are registered trademarks of Vision Service Plan. All other company names and brands are trademarks or registered trademarks of their respective owners. JOB#17008CM 5/14

Healthy Vision Association Discounts Healthy Vision Association 24-hour Nurse Help Line Plan Ask questions and receive unlimited access to information about your health, illnesses, and medications. Call 800.982.2401 if you need medical advice. Car Rental Discounts Receive discounted rates on car rentals when using your member ID. The Healthy Vision Association (HVA) helps its members see well and be healthy. Because you enrolled in HVA, you ll have access to exclusive discount programs* on everyday goods and services, while supporting vision-related charities, too. Avis 800.239.6536 Member ID# B381920 Budget 866.928.3438 Member ID# X736134 Dollar Rent A Car 800.800.4000 Member ID# CT5253 Note: Some blackout dates and restrictions may apply. 24-hour advance reservations are required. TRUE CAR Auto Buying Service You can save time and money shopping for a new or used car with the Member Auto Buying Service through TRUE CAR. Members receive exclusive pricing and price protection, guaranteeing you the lowest price. You have access to TRUE CAR s network of thousands of certified dealers. To get started, visit myassociationmembership.truecar.com. Office Depot Supplies and Furniture Receive up to 30% savings on the list price of more than 16,000 items, and 40% in-store on document binding services and high-speed digital black and white and color copying. To start saving, visit business-edge.net and click on the Become A Member tab.

UPS Express Delivery Services Save up to 21% on delivery services. Call UPS at 800.325.7000 and ask to be linked to the Business AdvantEdge Association discount program or sign up online at business-edge.net and click on Member Benefits/UPS. HopTheShops.com You get preferred customer access to a premium online shopping mall for items like sporting goods, pet supplies, and books. Visit HopTheShops.com or call 800.992.8044. Vitamin Discount Receive 15% savings online for wellness products, vitamins and minerals, and pet care products. Visit HealthFitLabs.com and enter NAC as the coupon code. GymAmerica.com Use the web s best interactive exercise and diet program to get your body in shape! Association members receive three months for the price of two. Visit gymamerica.com/nac and sign up today. Gateway Medicard Keep your personal medical profile handy at all times so emergency medical personnel will have access to data needed to administer appropriate care. Please visit gatewaymedicard.com or call 800.992.8044. SafetyNet Child ID Register your children so authorities will be able to provide faster, more complete information should a child go missing. To obtain an application for an ID card, visit safetynetchildid.com or call 800.992.8044. *All rebates and special offers are subject to change. Note: Healthy Vision Association discounts aren t health insurance, and we don t make payments directly to medical service providers. It s a discount program, and you re obligated to pay for all healthcare services. You ll receive discounts for services at certain providers who ve contracted with the program. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. Visit healthyvisionassociation.com for program availability in all states. 2014 Vision Service Plan. All rights reserved. VSP, VSP Vision care for life, and WellVision Exam are registered trademarks of Vision Service Plan. Flexon is a registered trademark of Marchon Eyewear, Inc. All other brands and marks are the property of their respective owners. JOB#17014CM 5/14

Welcome to VSP Vision Care! You ve made the right decision to enroll in an individual vision plan from VSP. As the only national not-for-profit vision care company, we put members first and we re committed to your wellness over profit. With you as our focus, you ll receive the best value, care, and choices in eyecare and eyewear. You ll like what you see with VSP. Best value. You ll enjoy the lowest out-of-pocket costs in individual vision care, saving you hundreds of dollars on your eye exam and glasses. Best care. Only VSP doctors offer a WellVision Exam the most comprehensive eye exam that aids in early detection of health conditions. You ll get personalized care from VSP doctors who have the highest industry credentials. Best choices. When you see a VSP doctor you ll get the most out of your benefit. Choose from the nation s largest network of doctors who carry a wide selection of name-brand frames for your style and budget. Using your VSP benefit is easy. Review your benefit information. Once your benefit is effective, register and sign on to vsp.com using your Social Security number as your member ID for coverage details and Exclusive Member Extras. Find a VSP doctor who s right for you. To find a VSP doctor near you, visit vsp.com or call 866.344.0213. At your appointment, tell them you have VSP. There s no ID card necessary. That s it! We ll handle the rest there are no claim forms to complete when you see a VSP doctor. See why we re consumers #1 choice in vision care. Contact us vsp.com 866.344.0213 Exclusive Member Extras Get an extra $20 to spend when you choose a featured frame brand like bebe, ck Calvin Klein, Flexon, Lacoste, Michael Kors, Nike, Nine West, and more! Visit vsp.com to find a VSP doctor who carries these brands and to see hundreds of eyewear options.

Your VSP Vision Benefits Summary VSP Individual Plan: Standard Plan (FL, NY, OR) VSP Doctor Network: VSP Choice Visit vsp.com for personalized coverage details and exclusive savings for VSP members. Benefit Description Copay Frequency Your Coverage with a VSP Doctor WellVision Exam Focuses on your eyes and overall wellness $15 $25 See Frame and Lenses Frame Lenses Lens Enhancements $150 allowance for a wide selection of frames OR $170 allowance for featured frame brands 20% savings on the amount over your allowance Single vision, lined bifocal, and lined trifocal lenses Impact-resistant (polycarbonate) lenses for children Progressive lenses (no-line bi/trifocals, ranging from standard to custom) Light-to-dark lens tinting (photochromic adaptive lenses) Average 20-25% savings on other lens enhancements $55 - $175 $70 - $82 Contacts (instead of glasses) $150 allowance for contacts and contact lens exam (fitting and evaluation) 15% savings on a contact lens exam $0 Exclusive Member Extras Glasses and Sunglasses Extra $20 to spend on a featured frame brand, which is on top of your frame allowance. Simply choose a featured frame brand from your VSP doctor and the extra $20 will be automatically applied to your purchase. 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP doctor within 12 months of your WellVision Exam. Retinal Screening No more than a $39 copay on routine retinal screenings as an enhancement to your WellVision Exam. Laser Vision Correction Average 15% savings on the regular price or 5% savings on the promotional price from contracted facilities. TruHearing Program Up to $2,600 savings on hearing aids for you and your family. Visit vsp.truhearing.com or call 877.396.7194. (Not available in the state of WA) Member Satisfaction You have 30 days after your effective date to examine your plan risk-free. If within 30 days you re dissatisfied with the plan you may return it and obtain a refund of any premium paid. If you return this policy, you will be responsible for payment in full of any services received or materials purchased from the policy effective date to the date the policy is returned. If you selected the monthly payment option for your annual benefit term, you ve agreed to pay the required annual premium in twelve (12) payments. To request cancellation, please call us at 866.344.0213. Automatic Payment VSP will automatically charge the form of payment you provided, beginning 1-2 weeks before your benefit is effective. If you have auto-reimbursement for your HRA, VSP will automatically send a confirmation of payment. Renewing your Plan Your plan will automatically renew at the end of your policy period and your payment information you provided us will be automatically charged for the appropriate amount. We ll remind you 60 days in advance of your renewal in case you wish to make any changes to your plan prior to your renewal date. For questions about your VSP coverage, visit vsp.com or call us at 866.344.0213. *Coverage terms and conditions are set forth in the policy under which the individual consumer is insured, and such terms and conditions vary according to the laws of the state in which the policy was issued. Based on applicable laws, benefits may vary by location. We guarantee your satisfaction. If you re not 100% happy with the eyecare and eyewear you receive from a VSP doctor, we ll make it right. Contact us. vsp.com 866.344.0213 2014 Vision Service Plan. All rights reserved. VSP and WellVision Exam are registered trademarks of Vision Service Plan. All other company names and brands are trademarks or registered trademarks of their respective owners. CAT#01078 JOB#16111CM 5/14