Mortgage Insurane Programme and Home BonusPak (inluding Banking Plan and Credit Card) Appliation Form Mortgage Loan Aount No. Mortgage Appliation Date (D/M/Y): Appliant(s) (the Appliant ) who is/are the intending mortgagor(s) of the property (the Property ), together with the o-borrower(s) and/or the guarantor(s) who make(s) an appliation hereunder jointly with the mortgagor(s), should omplete this Appliation Form in English, with assistane provided by Standard Chartered Bank (Hong Kong) Limited (the Lender ). The term Lender herein means the Insured as defined in the Operational Manual of the Mortgage Insurane Programme operated by The Hong Kong Mortgage Corporation Limited (the HKMC ) or, in the event that the Lender hooses to insure the mortgage loan with a mortgage insurer other than the HKMC (the Insurer ), as defined in the Master Mortgage Insurane Poliy whih the Lender has entered into with the Insurer. (Note: Fields marked with # are not appliable to Obligor 1 where it is a ompany limited by shares ( shelf ompany ) and the loan is a Non Owner- Oupied Property Loan ). Appliation for Home BonusPak shall be automatially proessed upon suessful drawdown of the mortgage loan applied under this appliation form. To be eligible for the Banking Plan under Home BonusPak and Salary BonusPak, you are required to hold a valid deposit aount with the Bank. For details, please refer to Setion (A). If you DO NOT wish to apply for Home BonusPak, please mark X / shade in the following hek box.* I / We DO NOT agree to apply for Home BonusPak (HSH03) For eah eligible mortgage loan, the maximum ash subsidy amount for all prevailing offers must not exeed 1% of (i) the mortgage loan drawdown amount or (ii) the normal permissible loan to value eilings of the net purhase prie or the valuation of the property (whihever is lower) under the Hong Kong Monetary Authority guidelines, whihever is lower. If the sum of ash subsidy is greater than 1% of the aforesaid amount, the ash subsidy for all prevailing offer(s) will be inluded in the aforesaid amount for the alulation of Loan-to-value ratio (LTV). Please omplete this Appliation Form by marking X /shade in the boxes and deleting the inappropriate parts denoted by **. 1 APPLICATION DATA OF OBLIGORS (a) Expeted Drawdown Date (D/M/Y): Bank Use Only 銀行專用 Shaded fields are for AIP. iaip Done TU Condut Date (D/M/Y): Ineligible for HBP Have you ever been a borrower/oborrower of mortgage loan(s) under the Mortgage Insurane Programme Yes No Yes No Yes No of the HKMC? 2 Have you ever been an owner or oowner of any residential property in Hong Kong in the 5 years preeding the Date of the Provisional Sale and Purhase Agreement? Yes No Yes No Yes No 3 Borrower (b) Mortgagor (b) Borrower (b) Mortgagor (b) Guarantor Borrower (b) Guarantor Mortgagor (b) 4 HKID or Passport HKID No.: ( ) Number # Passport No.: HKID No.: ( ) Passport No.: HKID No.: ( ) Passport No.: 5 ID / Passport Issue Country HK Other: HK Other: HK Other: 6 Salutation Mr Ms Mr Ms Mr Ms 7 Surname / Company Name 8 Given Name # 9 Name in Chinese # 10 Date of Birth # : (D) (M) (Y) (D) (M) (Y) (D) (M) (Y) 11 Nationality Chinese Other: Chinese Other: Chinese Other: 12 US Resident No Yes * No Yes * No Yes * 13 14 15 16 Further details of Obligor 1 (appliable only to a Non Owner-Oupied Property Loan and where Obligor 1 is a shelf ompany) Business Registration Number: Date of Inorporation: (D) (M) (Y) Registered Offie: Business ativities other than property holding and letting Yes No Plae of Inorporation Please speify (if yes) : HK C. I. Number Other: 17 Arrangement of Current Home Sold To Sell To Let To be oupied by Sold To Sell To Let To be oupied by Sold To Sell To Let To be oupied by * Note: A ustomer who is a US resident without a valid deposit aount with the Bank is not eligible for the Banking Plan under Home BonusPak and Salary BonusPak. MortgageOne, Mortgage $aver and the opening of new deposit aount are not appliable to a ustomer who is a US resident. Page 1 of 18
APPLICATION DATA OF OBLIGORS (a) CONTINUE Eduation Level: Primary Seondary Primary Seondary Primary Seondary 18 University / Tertiary or above University / Tertiary or above University / Tertiary or above Other UNK Other UNK Other UNK 19 Marital Status # : Single Married Single Married Single Married Other OTH Other OTH Other OTH No. of Dependents: No. of Dependents: No. of Dependents: 20 Email Address Optional Optional Optional Telephone Numbers # : Home Home Home 21 Offie Offie Offie Mobile Mobile Mobile 22 Relationship with Obligor 1 # : Current Home Address # Flat Floor Blok Flat Floor Blok Flat Floor Blok Building/Estate/DD Lot No. Building/Estate/DD Lot No. Building/Estate/DD Lot No. Road/Street Road/Street Road/Street 23 Distrit Distrit Distrit HK KLN NT Other: Self-owned Provided Rented Mortgaged Other, Please speify : HK KLN NT Other: Self-owned Provided Rented Mortgaged Other, Please speify : HK KLN NT Other: Self-owned Provided Rented Mortgaged Other, Please speify : 24 25 If Rented / Mortgaged, Monthly Payment $ $ $ (HKD) # Years of residing # Year(s) Month(s) Year(s) Month(s) Year(s) Month(s) Offie Address: Flat Floor Blok Flat Floor Blok Flat Floor Blok Building/Estate/DD Lot No. Building/Estate/DD Lot No. Building/Estate/DD Lot No. 26 Road/Street Road/Street Road/Street Distrit Distrit Distrit HK KLN NT Other: HK KLN NT Other: HK KLN NT Other: Correspondene Address BEFORE loan drawdown Use above urrent home address for respetive obligor OR Use below address for respetive obligor: Flat Floor Blok Flat Floor Blok Flat Floor Blok Building/Estate/DD Lot No. Building/Estate/DD Lot No. Building/Estate/DD Lot No. 27 Road/Street Road/Street Road/Street Distrit Distrit Distrit HK KLN NT Other: HK KLN NT Other: HK KLN NT Other: Page 2 of 18
APPLICATION DATA OF OBLIGORS (a) CONTINUE Correspondene Address AFTER loan drawdown a) Appliable Use mortgaged property address OR Use residential address of respetive Obligor OR only to Non Use below address for respetive Obligor: Owner Oupied Flat Floor Blok Flat Floor Blok Flat Floor Blok Property Loan Building/Estate/DD Lot No. Building/Estate/DD Lot No. Building/Estate/DD Lot No. 28 Road/Street Road/Street Road/Street Distrit Distrit Distrit 29 b) Appliable only to Owner Oupied Property Loan HK KLN NT Other: HK KLN NT Other: HK KLN NT Other: The Address of Mortgaged Property must be and is defaulted as orrespondene address. If the Mortgaged Property is under onstrution, the Current Home Address of Obligor 1 must be and is defaulted as orrespondene address 30 Correspondene Address for Credit Card Use mortgaged property address OR For Bank Use Only Use appliant s respetive urrent residential address above Passed the Banking Agreement to Customer If you do not speify, the Lender will treat obligor s respetive residential address above as orrespondene address. Owning other properties: Yes, Please state: Address: Yes, Please state: Address: Yes, Please state: Address: Oupant: Oupant: Oupant: 31 No * Required to fill in below delaration if the LTV of mortgage property is over 80% and up to 90%. First time homebuyer delaration I hereby delare, onfirm and aknowledge that I am a first time homebuyer (not holding any residential properties at the time of this appliation) and all information I have given to the Bank in onnetion with this appliation is orret, omplete and not misleading. If this is not the ase, I understand that I may have ommitted the offene of fraud. The deision of the Bank shall be final and onlusive. No * Required to fill in below delaration if the LTV of mortgage property is over 80% and up to 90%. First time homebuyer delaration I hereby delare, onfirm and aknowledge that I am a first time homebuyer (not holding any residential properties at the time of this appliation) and all information I have given to the Bank in onnetion with this appliation is orret, omplete and not misleading. If this is not the ase, I understand that I may have ommitted the offene of fraud. The deision of the Bank shall be final and onlusive. No * Required to fill in below delaration if the LTV of mortgage property is over 80% and up to 90%. First time homebuyer delaration I hereby delare, onfirm and aknowledge that I am a first time homebuyer (not holding any residential properties at the time of this appliation) and all information I have given to the Bank in onnetion with this appliation is orret, omplete and not misleading. If this is not the ase, I understand that I may have ommitted the offene of fraud. The deision of the Bank shall be final and onlusive. 32 Oupation #: Employment Type # Regular Salaried Non-regular Salaried Regular Salaried Non-regular Salaried Regular Salaried Non-regular Salaried Self-employed (Professional) Self-employed (Professional) Self-employed (Professional) Self-employed (Non-professional) Self-employed (Non-professional) Self-employed (Non-professional) For self-employed: For self-employed: For self-employed: 33 Business Establishment Date Business Establishment Date Business Establishment Date (D/M/Y) (D/M/Y) (D/M/Y) Business Ownership % Business Ownership % Business Ownership % Others Others Others Page 3 of 18
APPLICATION DATA OF OBLIGORS (a) CONTINUE 34 Employment Type Delaration (Appliable only to Selfemployed) Delaration i. I hereby delare, onfirm and aknowledge that (Company Name) is an operating ompany Or ii. I hereby delare, onfirm and aknowledge that (Company Name) is an operating ompany and is holding through the below ompanies: A. Shell Company (nonoperating) Or operating ompany Delaration i. I hereby delare, onfirm and aknowledge that Delaration i. I hereby delare, onfirm and aknowledge that (Company Name) is (Company Name) is an operating ompany an operating ompany Or ii. I hereby delare, onfirm and aknowledge that Or ii. I hereby delare, onfirm and aknowledge that (Company Name) is (Company Name) is an operating ompany and is holding through the below ompanies: an operating ompany and is holding through the below ompanies: Shell Shell Company (nonoperatingoperating) Or operating ompany Company (non- Or operating ompany A. A. B. B. B. C. C. C. D. D. D. 35 36 Duration of Current Employment # : Name of Current Employer #: E. E. E. I represent and warrant that all information I have given to the Bank in onnetion with this appliation is orret, omplete and not misleading. If this is not the ase, I understand that it may onstitute the offene of fraud. The Bank an rely on this delaration as an alternative doument to prove the ompany nature. The deision of the Bank shall be final and onlusive. Yr(s) Mth(s) Yr(s) Mth(s) Yr(s) Mth(s) 37 Position #: 38 39 40 41 42 Duration of Previous Employment # : Previous Employer (if urrent employment is less than 1 year) # : Monthly Salary (HKD) # : Other Regular Monthly Inome (HKD): Monthly Salary of Previous Employment : Yr(s) Mth(s) Yr(s) Mth(s) Yr(s) Mth(s) $ $ $ $ $ $ $ $ $ Page 4 of 18
APPLICATION DATA OF OBLIGORS (a) CONTINUE 43 1.0 Existing debts Other Mortgage Loan(s) Downpayment Loan/Cofinaning Loan Other Mortgage Loan(s) Downpayment Loan/Cofinaning Loan Existing Mortgaged Car Park(s) Usage Outstanding Monthly Payment Interest Rate (%) ( ) Remaining Tenor (MTH) Interest Rate p.a. (For HIBOR plan, Prime ap is used as the interest rate) Outstanding Monthly Payment Interest Rate (%) ( ) Remaining Tenor (MTH) Interest Rate p.a. (For HIBOR plan, Prime ap is used as the interest rate) Outstanding Monthly Payment Interest Rate (%) ( ) Remaining Tenor (MTH) Interest Rate p.a. (For HIBOR plan, Prime ap is used as the interest rate) I/We have NO existing debts I/We have NO existing debts I/We have NO existing debts I/We HAVE the following existing debt(s) and the repayment shedule is/ are attahed. I/We HAVE the following existing debt(s) and the repayment shedule is/ are attahed. I/We HAVE the following existing debt(s) and the repayment shedule is/ are attahed. Car Park Address Use of Car Park Car Park Address Use of Car Park Car Park Address Use of Car Park If the Mortgaged Car park(s) is delared as Self use above, the relevant ar park is used for Self use Self use Self use Investment Investment Investment If the Mortgaged Car park(s) is delared as Self use above, the relevant ar park is used for If the Mortgaged Car park(s) is delared as Self use above, the relevant ar park is used for Current residential Address Current residential Address Current residential Address New mortgaged property address New mortgaged property address New mortgaged property address Offie Address Offie Address Offie Address I understand and aknowledge that if the mortgaged ar park spae is not in the same estate / building of the above address, the Bank, in its absolute disretion, may treat the mortgage of the ar park purhase as investment purpose when assessing my/our mortgage loan appliation. The Bank reserves the right to request further proof for assessment in onnetion with the matter delared in this form. In ase of disputes, the deision of the Bank shall be final and onlusive. (If more, please provide details in supplementary sheet) Auto Loan Overdraft/ Personal Loan(s) Credit Card (Outstanding) I understand and aknowledge that if the mortgaged ar park spae is not in the same estate / building of the above address, the Bank, in its absolute disretion, may treat the mortgage of the ar park purhase as investment purpose when assessing my/our mortgage loan appliation. The Bank reserves the right to request further proof for assessment in onnetion with the matter delared in this form. In ase of disputes, the deision of the Bank shall be final and onlusive. I understand and aknowledge that if the mortgaged ar park spae is not in the same estate / building of the above address, the Bank, in its absolute disretion, may treat the mortgage of the ar park purhase as investment purpose when assessing my/our mortgage loan appliation. The Bank reserves the right to request further proof for assessment in onnetion with the matter delared in this form. In ase of disputes, the deision of the Bank shall be final and onlusive. Page 5 of 18
APPLICATION DATA OF OBLIGORS (a) CONTINUE Outstanding Monthly Payment Interest Rate (%) ( ) Remaining Tenor (MTH) Interest Rate p.a. (For HIBOR plan, Prime ap is used as the interest rate) Outstanding Monthly Payment Interest Rate (%) ( ) Remaining Tenor (MTH) Interest Rate p.a. (For HIBOR plan, Prime ap is used as the interest rate) Outstanding Monthly Payment Interest Rate (%) ( ) Remaining Tenor (MTH) Interest Rate p.a. (For HIBOR plan, Prime ap is used as the interest rate) 2.0 Other Loan(s) appliations Mortgage 1 Mortgage 2 Mortgage 3 I/We am/are NOT applying, or will NOT shortly apply for other loans. I/We am/are applying, or will shortly apply for other loans, please indiate estimated amount below: I/We am/are NOT applying, or will NOT shortly apply for other loans. I/We am/are applying, or will shortly apply for other loans, please indiate estimated amount below: I/We am/are NOT applying, or will NOT shortly apply for other loans. I/We am/are applying, or will shortly apply for other loans, please indiate estimated amount below: 44 Mortgage 4 (If more, please provide details in supplementary sheet) Personal Loans, Mortgage Overdraft Revolving Loans (Credit Card, Revolving ash) Mortgage Plan: 1. Prime-based Mortgage (Floating Interest Rate): Conventional Prime-based MortgageOne * 45 2. HIBOR-based Mortgage (Floating Interest Rate) with interest rate ap: Conventional HIBOR-based with interest fixing period month(s) Mortgage $aver* with 1-month HIBOR-based 3. Fixed Rate Mortgage month(s) 46 Mortgage Type: First Legal Charge (FLC) HIP HEP (Cash Out Refinaning) HEP (Transfer The Loan Outstanding Amount) Equitable Mortgage (EM) 47 Use of Property: Self-oupany Investment Others (please speify) : 48 Name of Soliitor: 49 Name of Developers (For EM only): Consent Sheme (For EM only): Yes No 50 Area: (Gross, sq. ft) (Saleable sq. ft) 51 Purhase Prie (HKD): $ 52 Cash Rebate: No Yes Offered by: Developer Intermediary If Yes, Cash Rebate / Subsidy HK$ 53 Inentive: No Yes Others, please speify: If Yes, Value Of Other Inentive HK$ 54 55 56 Net Purhase Prie (HKD): $ To be oupied by: (Please note (Not appliable to a Non Owner-Oupied Property Loan) paragraphs 9(b) and Obligor 1: 19 of the Delaration ) Yes / No Obligor 2: Yes / No Obligor 3: Yes / No Appliable only to a Non Owner-Oupied Property Loan Details of tenany Monthly rent (HKD): $ agreement (if any) For a period of year(s) ommening on: (D) (M) (Y) and expiring on: (D) (M) (Y) 57 Date of Provisional Sale & Purhase Agreement: (D) (M) (Y) Expeted drawdown date: (D) (M) (Y) 58 Building Completion Date (for EM only): D M Y Year of Completion/ Age of property (for non EM only): D M Y / Yrs * Note: MortgageOne, Mortgage $aver and the opening of new deposit aount are not appliable to a ustomer who is a US resident. Page 6 of 18
APPLICATION DATA OF OBLIGORS (a) CONTINUE Address: Flat Floor Blok Building/Estate/DD Lot No. 59 Road/Street Distrit HK KLN NT Appurtenane Car park spae Village House Yes No Appraisal Value of Property (Bank Use Only) HK$ By Internal Valuer + Verbal Chek with External Qualified Valuer Internal Qualified Valuer External Qualified Valuer Type of Valuation: Desk Bulk Desk Blok Full Valuation Centaline DTZ JLL Savills RHL CBRE Company: (C002) (DT01) (JL01) (F001) (R002) (CB01) 60 Valuer Ref.: Date of Valuation: (D) (M) (Y) Property Type Estate Village House Single Blok Car Park Non-Residential Other, please speify: Contat person for property inspetion (if appliable): Tel. No.: 61 Loan Amount (HKD): $ LTV threshold: 60% 50% (Only appliable to Obligor(s) having outstanding mortgage loans) 62 63 Refinaning Loan: No Yes If YES : Current outstanding prinipal balane (HKD): $ With : Bank For Cash-out Refinaning Loan only : Cash-out Amount (HKD): $ Intended Purpose (for referene only) : Loan Aount No. (appliable only if the urrent loan is with the Lender: Date of Formal S&P Agreement: (for bank use only) (D) (M) (Y) Home deoration Eduation Debt onsolidation Purhase of goods Investment, please speify the nature: Others, please speify the nature: 64 Gross Mortgage Rate: % Cash rebate offered by the Insured (i.e. Bank) (HKD): $ 65 Length of Instalment Period: Mths Monthly Instalment Payment (Prinipal + Interest) (HKD) (exluding any finaned Premium) $ Loan Repayment Aount No.: 66 Fixed or Floating Interest Rate: Floating : Fixed Term Fixed Instalment Payment Fixed-Term of Fixed Interest Rate: yrs HIBOR months 67 Loan Repayment Method: R Straight Line Mortgage Insurane Premium: Single Annual 68 Premium Rate: % Initial: % Renewal: % Premium Amount (HKD): $ Initial (HKD): $ Renewal (HKD): $ 69 Single Premium to be finaned by the Loan: No Yes If YES, Total Loan Requested (HKD): $ 70 Loan-to-Value ratio (exluding finaned Premium): % 71 Total Monthly Instalment Payment (inluding the finaned premium) (HKD): $ Note: Premium Refund Poliy is NOT appliable to the following types of mortgage loan: (i) Loan with loan-to-value ratio above 90%; (ii) Cash-out Refinaning Loan; (iii) Loan with tenor exeeding 30 years; (iv) Non Owner-Oupied Property Loan; and (v) Loan with mortgage insurane premium payable annually. Please refer to the Lender for further details (inluding the perentage of refund amount) of the Premium Refund Poliy. Page 7 of 18
72 73 74 75 76 77 INSURANCE ARRANGEMENT Fire Insurane: (for First Legal Charge only) Insured Sum (HKD) Coverage and Premium (HKD) Original Loan Value Current Loan Value Reinstatement Value - A valuation fee will be harged annually Bank-arrangement I/We have read, understood and agreed that: (i) The Bank is an insurane agent of Allianz Global Corporate & Speialty SE Hong Kong Branh ( Allianz ) for the distribution of the Fire Insurane Plan ( the Plan ). (ii) The Plan is underwritten by Allianz whih are authorized and regulated by the Insurane Authority of the HKSAR but not the Bank. (iii) Premiums will be payable to Allianz upon enrolment of the Plan by debiting to my/our designated aount with the Bank. The sales staff of the Bank reeives remuneration for providing various banking and related servies with referene to the performane of the relevant staff. The remuneration struture is subjet to review by the Bank from time to time and inludes salaries, inentives, bonuses, et. As an insurane agent of Allianz, the Bank reeived remuneration from Insurer for distributing the Plan. (iv) In respet of an eligible dispute arising between the Bank and me/us out of the selling proess or proessing of the related transation, the Bank is required to enter into a Finanial Dispute Resolution Sheme proess with me/us; however any dispute over the ontratual terms of the produt should be resolved diretly between Allianz and me/us. (v) The bank arranged insurane an be underwritten by insurers that are authorized and regulated by the Insurane Authority of the HKSAR and hosen by the Bank from time to time. The Bank reserves the right to amend, alter, hange to other insurers without giving prior notie to me/us. I/We may also hoose to take out a fire insurane poliy from one of the authorized insurers on the list on my/our own. The Bank has the right to assign the business to Allianz or any other authorized insurers that the Bank may think fit. I/We agree with the benefit shedule, premium rate, Terms and Conditions, as well as exlusions of the Plan and to pay the premium for the Fire & Allied Perils at the rate of 0.125% p.a. of the Insured Sum for Residential building and/or ar park. I/We agree that the Bank an send all my/our neessary personal or other relevant data to Allianz or any other authorized insurers for the purpose of proessing the fire insurane appliation. or Master Poliy; or Self-arrangement (Please submit the original poliy and premium reeipt at least 14 days before the drawdown date for the Bank to review.) OBLIGORS DECLARATION CHECKLIST 1. Value of Inentive If Yes, please indiate: offered by developer(hkd) No Yes Stamp Duty Soliitor Fee Cash rebate (please state amount): $ Others (please state): Nature (e.g. Furniture, Plasma TV): Value / Amount: $ 2. Cash rebate offered by the Lender (HKD): $ (i.e. % of loan amount) 3. a) Soure of Downpayment (HKD) b) Payment method of Downpayment 4. Credit ard repayment a) Number of major redit ards (i.e. most frequently used ards): b) Settlement method: Savings/Deposits Investment (e.g. fund, seurities) Borrowing from finanial institution/third party A gift from third party, please state: Name of the Donor: Amount given by the Donor: HK$: Relationship with the Donor: Signature of the Donor: * 2 The soure of downpayment is subjet to verifiation unless the downpayment is borrowed. The Lender may request the obligor to provide bank statement to show the fund for downpayment. Paid by Cheque Paid by Cashier Order Paid by Credit Card * 3 Paid by Cash * 3 If the downpayment has been paid by redit ard, will you fully settle the outstanding balane of the redit Yes No ard(s) before the loan drawdown or on the next autopay due date? * 3 If the downpayment is paid by redit ard, the Obligor will need to provide suffiient fund/asset proof or evidene of full settlement of redit ard balane. ards ards ards Full settlement Partial settlement * 4 Full settlement Partial settlement * 4 Full settlement Partial settlement * 4 Minimum payment * 4 Minimum payment * 4 Minimum payment * 4 Reminder: * 4 Obligor will need to provide a opy of the latest ard statement for ards that are not settled fully. The minimum ard payment shown in the latest ard statement will be used to alulate the DTI ratio. Page 8 of 18
OBLIGORS DECLARATION CHECKLIST CONTINUE 78 5. Regular withdrawals / payments on bank statement / book a) Autopay amount/ Standing Instrution (HKD): Loan repayment $ Loan repayment $ Loan repayment $ Expense $ Expense $ Expense $ others $ please state the nature/purpose others $ please state the nature/purpose others $ please state the nature/purpose 79 b) Regular transfer to other aount(hkd) Loan repayment $ Loan repayment $ Loan repayment $ Expense $ Expense $ Expense $ others $ please state the nature/purpose others $ please state the nature/purpose others $ please state the nature/purpose 6. Ownership of business a) Are you a diretor / No No No shareholder of the employing Yes, please state Yes, please state Yes, please state ompany? (subjet to i) Company name: i) Company name: i) Company name: verifiation by ompany searh) 80 ii) Company address: ii) Company address: ii) Company address: 81 b) Any personal guarantee for any banking failities relating to the selfowned business: iii) Ownership: % iii) Ownership: % iii) Ownership: % No No No Yes, please indiate the monthly repayment amount (HKD): $ Yes, please indiate the monthly repayment amount (HKD): $ Yes, please indiate the monthly repayment amount (HKD): $ 7. Future usage of urrent home address a) If the urrent To be sold To be sold To be sold residene is owned by For Equitable Mortgage, please state: For Equitable Mortgage, please state: For Equitable Mortgage, please state: borrower: i) New residene address: i) New residene address: i) New residene address: 82 ii) Rental payment, if any (HKD) $ / month iii) Mortgage payment, if any (HKD) $ / month To be oupied by parents / relative, please state relationship: ii) Rental payment, if any (HKD) $ / month iii) Mortgage payment, if any (HKD) $ / month To be oupied by parents / relative, please state relationship: ii) Rental payment, if any (HKD) $ / month iii) Mortgage payment, if any (HKD) $ / month To be oupied by parents / relative, please state relationship: Others, please state: Others, please state: Others, please state: 83 b) If the urrent residene is a quarter provided by employer: To be surrendered To be surrendered To be surrendered Continue to oupy, please onfirm: Continue to oupy, please onfirm: Continue to oupy, please onfirm: i) Will you rent out the new property? i) Will you rent out the new property? i) Will you rent out the new property? Yes No Yes No Yes No ii) What is the purpose of the new property? For investment For self-oupany ii) What is the purpose of the new property? For investment For self-oupany ii) What is the purpose of the new property? For investment For self-oupany Others, please state: Others, please state: Others, please state: Page 9 of 18
OBLIGORS DECLARATION CHECKLIST CONTINUE ) If the urrent residene is rented: Termination of the tenany agreement, please provide the following: i) Copy of notie of termination: Yes No Termination of the tenany agreement, please provide the following: i) Copy of notie of termination: Yes No Termination of the tenany agreement, please provide the following: i) Copy of notie of termination: Yes No For Equitable Mortgage, please state: For Equitable Mortgage, please state: For Equitable Mortgage, please state: ii) New residene address: ii) New residene address: ii) New residene address: 84 ii) Rental payment, if any (HKD) $ / month iii) Mortgage payment, if any (HKD) $ / month ii) Rental payment, if any (HKD) $ / month iii) Mortgage payment, if any (HKD) $ / month ii) Rental payment, if any (HKD) $ / month iii) Mortgage payment, if any (HKD) $ / month RELATIONSHIP WITH DIRECTOR / SHAREHOLDER CONTROLLER / EMPLOYEE (WITH LENDING AUTHORITY) OF THE BANK Obligor s delaration: By signing this appliation form, eah of the Obligors hereby delares that (save and exept the matters otherwise dislosed by the Obligor(s) below, if any) that eah of the Obligors is not a relative or spouse/ex-spouse of any of the Lender s or its subsidiary s or affiliate s diretors or shareholders holding more than 10% of the aforesaid entity s issued shares or the Lender s employees with lending authority (olletively speified person ), nor is any speified person my/our guarantor. Eah of the Obligors agrees to notify the Lender in writing as soon as reasonably pratiable if any Obligors subsequently beome aware of any hange in the matters dislosed pursuant to this lause. Please speify below the name(s) of the person(s) having the abovementioned relationship with any Obligors and the relationship, if any (please use supplementary sheets if more than one person is dislosed): Name in English Name in Chinese Relationship RELATIONSHIP WITH INTERMEDIARIES OF THE BANK/ THIRD-PARTY REFERRER Is this appliation referred by a third party? No Yes, referred by an intermediary / third party. Name of the intermediaries / third party: Your relationship with the third party: (e.g. Friend / relative) Amount of fees harged by the intermediary/third party on you for this referral (if any): Remark: To further enhane ustomer protetion, if this appliation is referred by an intermediary not being appointed by the Bank or an intermediary who have harged you for this referral, the Bank will not be able to proeed with this appliation. Please ontat our staff or our Customer Servie Hotline at 2886 8863 for details. Page 10 of 18
HOME BONUSPACK SUPPLEMENTARY INFORMATION Please omplete this setion if you wish to apply for the Home BonusPak. Setion A - Home BonusPak related Produts and Servies The following Produts and Servies will be automatially proessed upon suessful mortgage loan drawdown for ALL Borrowers Banking Plan * Priority Banking (Appliable to Borrower(s) with mortgage loan outstanding amount of HK$4million or above) Premium programme (Appliable to Borrower(s) with mortgage loan outstanding amount of HK$1.5million or above and below HK$4 million) 85 Easy Banking (Appliable to Borrower(s) with mortgage loan outstanding amount below HK$1.5million) Note: 1. Banking plan is appliable to new ustomer(s) or existing ustomer(s) that meet(s) the mortgage loan outstanding amount requirement as stated above. 2. For existing ustomer(s), the existing banking plan arrangement will not be hanged if the mortgage loan outstanding amount does not meet the requirement of their respetive banking plan. Credit Cards Card Type Welome Offer 86 Standard Chartered Priority Banking Credit Card (Appliable to Priority Banking ustomer with annual inome of HK$300,000 or above) HKSHB16VAWI000 Standard Chartered Visa Platinum Card (Appliable to Premium programme ustomer, Easy Banking ustomer and other ustomer with annual inome of HK$96,000 or above) HKSHB16VAWP000 Remarks: 1. Credit ard(s) issued will be embedded with Visa paywave feature. HK$400 ash rebate [HA17] [NN10] 2. The welome offer is only appliable to New Cardholders who urrently do not hold and in the past 6 months have not anelled any prinipal ard of Standard Chartered Credit Card or MANHATTAN Credit Card from the date of redit ard approval. 3. To be eligible for the welome offer, New Cardholders are required to fulfil speifi requirements with respetive newly approved redit ard(s) within the first 2 months from the date of issuane of speifi redit ard. Terms and Conditions apply for welome offer. Please refer to the Appliation for Home BonusPak Important Information and Terms and Conditions for Appliation of Standard Chartered Credit Card leaflet, Welome Offer Terms and Conditions setion for details. 4. The Bank will proeed with the redit ard appliation(s) under Home BonusPak ONLY if you have indiated that you agree to apply for Home BonusPak in the first page of the appliation form. 5. Please refer to the Appliation for Home BonusPak Important Information and Terms and Conditions for Appliation of Standard Chartered Credit Card leaflet for details. Choie of Priority Banking / Premium 360º Rewards ( 360º Rewards ): This setion is appliable to appliants who: a. are onurrently applying for a prinipal Standard Chartered Asia Miles MasterCard and Standard Chartered Priority Banking Credit Card; OR b. urrently hold a prinipal Standard Chartered Asia Miles MasterCard and are onurrently applying for a prinipal Standard Chartered Priority Banking Credit Card ; OR. urrently hold a prinipal Standard Chartered Priority Banking Credit Card / Standard Chartered Preferred Banking Credit Card and are onurrently applying for a prinipal Standard Chartered Asia Miles MasterCard ; AND d. have already signed up or are onurrently signing up for Priority Banking / Premium programme ( Premium ). Note: Premium lients who hold a prinipal Standard Chartered Asia Miles MasterCard but do not hold any prinipal Standard Chartered Preferred Banking Credit Card will be offered Asia Miles as 360º Rewards on eligible banking produts. Please refer to relevant terms and onditions for details. Please indiate your hoie of redit ard for earning 360 Rewards Points ( Points ) / Asia Miles on eligible banking produts (exluding redit ard) under 360 Rewards Standard Chartered Asia Miles MasterCard (Asia Miles) Standard Chartered Priority Banking Credit Card / Standard Chartered Preferred Banking Credit Card (Points) Please indiate your hoie of redit ard for earning 360 Rewards Points ( Points ) / Asia Miles on eligible banking produts (exluding redit ard) under 360 Rewards Standard Chartered Asia Miles MasterCard (Asia Miles) Standard Chartered Priority Banking Credit Card / Standard Chartered Preferred Banking Credit Card (Points) If you do not indiate your hoie above, you will be deemed to have hosen Standard Chartered Priority Banking Credit Card / Standard Chartered Preferred Banking Credit Card for earning Points on eligible banking produts. The entitlement of Points or Asia Miles on eligible banking produts under 360 Rewards is subjet to the approval/validity of the respetive redit ard and other relevant terms and onditions. Opt-out for Temporary Credit Limit Extension I hoose to opt-out from having temporary redit limit extension for my redit ard(s). I hoose to opt-out from having temporary redit limit extension for my redit ard(s). Remarks: The Bank will arrange opt-out for temporary redit limit extension after suessful appliation of Standard Chartered Credit Card. If you are our existing redit ardholders, the instrution for opting-out for temporary redit limit extension servie given herein will be appliable to ALL Standard Chartered Credit Card(s) and / or MANHATTAN Credit Card(s) you maintain with the Bank. Please refer to the Appliation for Home BonusPak Important Information and Terms and Conditions for Appliation of Standard Chartered Credit Card leaflet for details. Setion B Optional Produts and Servies 87 Salary BonusPak * Obligor 1 and / or Obligor 2 and / or Obligor 3 I/We interested to apply for Salary BonusPak. I/We understand that the Bank will refer me/us to the relevant Bank Staff to introdue the servie. * Note: A ustomer who is a US resident without a valid deposit aount with the Bank is not eligible for the Banking Plan under Home BonusPak and Salary BonusPak. Page 11 of 18
DECLARATION (d) To eah of the Lender, the HKMC or the Insurer (where appliable) and, in respet of paragraphs 12 and 13 below, to TransUnion Limited and/or any other redit referene agenies in Hong Kong (olletively the CRA ) (in this Delaration, unless otherwise speified, (a) all referenes to an entity shall inlude its suessors and assigns; (b) all referenes to the related bodies of an entity shall mean the agents, ontrators, servie providers and other relevant third parties of that entity; and () all referenes to a doument shall inlude any subsequent amendment or supplement thereto from time to time): Eah of the Obligors hereby agrees, delares, onfirms and aknowledges as follows: 1. The information in this Appliation Form and any douments attahed herewith or provided by any of the Obligors in relation to this appliation is true, orret, updated and omplete, and eah of the Obligors hereby authorises the Lender, the HKMC (or the Insurer, where appliable) and/or the mortgage reinsurers in relation to the mortgage insurane over in respet of the loan under this appliation (inluding their respetive related bodies) to verify or onfirm the same, diretly or indiretly or through the CRA or from any soure or in any manner as they may hoose or deem appropriate. 2. The signature of eah of the Obligors (other than Obligor 1 if it is a shelf ompany) on this Appliation Form is the same as on the relevant bank aount(s) maintained with the Lender and (for Obligor 1 if it is a shelf ompany) the authorised signatory(ies) of Obligor 1 has/have been duly authorised to operate the relevant bank aount(s) maintained with the Lender and his/her/their signature(s) is/are the same as that/those provided to the Lender. 3. The use of the loan under this appliation is subjet to the terms and onditions set out in this Appliation Form, the faility letter and/or the terms and onditions of the loan as the Lender may stipulate and provide to eah of the Obligors prior to the signing of suh faility letter. 4. None of the Obligors (other than Obligor 1 if it is a shelf ompany), for the past 8 years, (save and exept as dislosed in this Appliation Form), has been delared bankrupt or is the subjet of any judgment or legal proeedings in relation to any insolveny matters in the ourts/tribunals of Hong Kong. 5. Where Obligor 1 is a shelf ompany, no winding up or similar proeeding has ever been ommened or is urrently pending against Obligor 1 and that the shareholder(s) of Obligor 1 has/have not resolved for its dissolution. 6. None of the Obligors, for the past 7 years: a) has been a mortgagor or borrower under any legal harge/mortgage of any property in Hong Kong in respet of whih the mortgagee powers have been exerised; or (b) has been involved in any judgment or legal proeedings in relation to any debt related matters ommened by any finanial institutions in the ourts/ tribunals of Hong Kong. 7. Where Obligor 1 is a shelf ompany, all orporate and other ations have been taken to authorise the authorised signatory(ies) of Obligor 1 to sign this Appliation Form and any other douments and to do suh ats and things as may be neessary for the purpose of this appliation for and on behalf of Obligor 1. 8. In respet of the Property: (a) the down payment for the purhase of the Property was paid by the Obligor(s) from his/her/its/their own soure (or where Obligor 1 is a shelf ompany, from the equity or loan apital from its shareholder(s)) and that suh down payment was not finaned by any loan or banking/redit faility provided by any third party (other than shareholder s equity or loan referred to above); and (b) where it is indiated in this Appliation Form that the Property will be oupied by any one or more of the Obligors, eah of the relevant Obligor(s) shall be deemed to have made an express delaration that he/she intends to oupy and ontinue to oupy the Property, and any hange in the oupany status of the Property shall be forthwith reported to the Lender. 9. Save and exept as dislosed herein, none of the Obligors has obtained any mortgage loans in relation to any other properties in Hong Kong whih is still outstanding. 10. Eah of the Obligors understands and agrees that the Lender will obtain mortgage insurane from the HKMC (or the Insurer, where appliable) for the Lender s own protetion, interest and benefit and, for suh purposes, eah of the Obligors hereby authorises the Lender to, for and on behalf of eah of the Obligors, provide douments and information and to make representations and/or statements to the HKMC (or the Insurer, where appliable), for an on behalf of eah of the Obligors, in relation to its appliation for suh mortgage insurane by adopting, using and/or relying on the douments, information, statements and representations given/made in this Appliation Form (inluding but not limited to this Delaration). 11. The use of the loan whih may be granted by the Lender under this appliation is subjet to the terms and onditions of the Master Mortgage Insurane Poliy (the Poliy ) whih the Lender has entered into with the HKMC (or the Insurer, where appliable) for the Lender s own protetion, interest and benefit. Notwithstanding that the Obligor(s) is/are required to pay the Lender an amount equal to the premium payable by the Lender for the mortgage insurane over provided to the Lender by the HKMC (or the Insurer, where appliable) pursuant to the Poliy, the Poliy is for the sole and exlusive benefit of the Lender, and that none of the Obligors shall be deemed to be a party to it, or a benefiiary of it, and that no payment made under the Poliy to the Lender shall affet or redue the Lender s rights of remedy against any of the Obligors in the event of default of the loan. 12. (a) Eah of the Obligors (other than Obligor 1 if it is a shelf ompany) hereby authorises the HKMC (or the Insurer, where appliable) to obtain, on his/ her behalf and within 90 days from the day of signing of this Appliation Form by the relevant Obligor, a opy of his/her redit report from the CRA for the purposes of mortgage insurane over to be granted by the HKMC (or the Insurer, where appliable) relating to the Property and other related purposes, and any other purposes in onnetion with the mortgage related business of the HKMC (or the Insurer, where appliable), inluding without limitation the purhase of mortgage portfolio by the HKMC (or the Insurer, where appliable) and the administration thereof, and in this onnetion onsents to and authorises the CRA to provide a opy of the redit report diretly to the HKMC (or the Insurer, where appliable) without having first sent him/her a opy for review. (b) Eah of the Obligors (other than Obligor 1 if it is a shelf ompany) hereby authorizes the Insurer to use or apply any personal data and other information relating to him/her whih have been lawfully olleted by the Insurer or otherwise made available to it from time to time for the purposes of (i) proessing, assessing, verifying or handling any information provided by him/her in onnetion with this appliation; (ii) handling, managing or dealing with the mortgage insurane over relating to the Property if it is approved by the Insurer; or (iii) taking or dealing with reovery ation in relation to suh mortgage insurane over if it is approved by the Insurer. 13. Eah of the Obligors (other than Obligor 1 if it is a shelf ompany) hereby agrees and aknowledges to the CRA that the provision of any redit report by the CRA to the HKMC (or the Insurer, where appliable) or the use of any suh redit report by the HKMC (or the Insurer, where appliable) shall not be made the basis of any omplaint, laim, suit, demand, ause of ation or other proeeding against the CRA by him/her or any third party, and further agrees that a opy or an eletroni reord of this Appliation Form bearing the signatures of the relevant Obligors shall, for the purpose of paragraph 12 above and this paragraph, have the same effet as if it were the original thereof. 14. The loan in relation to whih this appliation is made will be seured by an equitable mortgage or a first legal harge/mortgage over the Property. 15. The Lender, the HKMC (or the Insurer, where appliable) and the mortgage reinsurers will rely on the information ontained herein to approve this appliation and the relevant appliation for mortgage insurane / reinsurane overs and eah of the Obligors has a ontinuing obligation to amend or supplement the information/douments provided in this appliation if any of the material fats whih eah of the Obligors has dislosed herein should hange prior to the drawdown of the loan herein applied for. 16. In the event any payments on the loan under this appliation beome delinquent, the Lender may, in addition to all rights and remedies, report the name(s), aount(s) and other information of eah of the Obligors to the CRA either by itself or through its relates bodies; 17. Eah of the Obligors will provide further information and furnish other douments as the Lender and the HKMC (or the Insurer, where appliable) may require from time to time, failing whih the grant of loan may be anelled. Page 12 of 18
18. By making any intentional or negligent misrepresentation(s) or false delaration, providing false information and/or omitting to provide relevant information in onnetion with this appliation, eah of the Obligors (and, if relevant, the shareholders, diretors and/or authorised representatives of Obligor 1 if it is a shelf ompany) may inur ivil and/or riminal liability. In addition, the appliation for the loan or the mortgage insurane over may be rejeted and, if granted, the Lender and the HKMC (or the Insurer, where appliable) reserve the right to anel the loan and the mortgage insurane over or, if onsidered appropriate, impose additional premium or onditions thereon. 19. Eah of the Obligors shall keep the Lender informed of any hange of fats or irumstanes whih may render any information, statements, representations and/or partiulars given hereunder, inorret or untrue before the drawdown and eah of the Obligors understands the non- dislosure of any suh fats or irumstanes may amount to making intentional or negligent misrepresentation(s) and/or providing fraudulent information as mentioned in paragraph 18 above. Additional Delaration and Undertaking in relation to a Non Owner-Oupied Property Loan 20. In respet of a Non Owner-Oupied Property Loan and where Obligor 1 is a shelf ompany, eah of the Obligors hereby agrees, delares, onfirms, aknowledges and undertakes that: (a) Obligor 1 is not and will not at the time of drawdown of the loan be engaged in any business ativities other than the holding of the Property and the letting thereof; and (b) the relevant mortgage will be registered with the Hong Kong Companies Registry (for Hong Kong inorporated ompany) or that other similar registration will be ompleted (for foreign inorporated ompany) within the appliable time limit, and doumentary evidene of any suh registration shall be provided to the Lender and/or the HKMC (or the Insurer, where appliable) within a reasonable time. Handling of Personal Data (where appliable) 21. In relation to personal data and any other information provided on any other person(s) other than the Obligors (if any), the relevant Obligor(s) hereby represent(s) and warrant(s) that he/she/they have obtained the onsent of, and is/are duly authorised by, suh person(s) to dislose suh personal data and information to the Lender and the HKMC (or the Insurer, where appliable) in this Appliation Form or in any other doument, media, reord or forms submitted or to be submitted to the Lender and the HKMC (or the Insurer, where appliable), and to provide the aknowledgement, agreement and authorisation referred to in this Delaration on his/her behalf, and for suh personal data and information to be provided to the HKMC (or the Insurer, where appliable) by the Lender in onnetion with the appliation for the loan and the mortgage insurane / reinsurane overs, and that the Lender and the HKMC (or the Insurer, where appliable) may rely on suh aknowledgement, agreement and authorisation referred to in this Delaration as if it is given diretly by suh individual to the Lender and the HKMC (or the Insurer, where appliable). 22. For the purpose of the Lender s appliation for the mortgage insurane / reinsurane overs, the Obligor(s) hereby authorise(s) the Lender to provide information (inluding douments) and to make representations and statements to the HKMC (or the Insurer, where appliable) based on and relying upon the douments, information, representations and statements given/made by the Obligor(s) in this Appliation Form (inluding his/her/their personal data). 23. The Obligor(s) has(have) read and understood the ontents of the personal information olletion statements (Lender s PICS) of the Lender in relation to the Personal Data (Privay) Ordinane (whih aompanies this Appliation Form or whih has been provided by the Lender to the Obligor(s) and to eah individual whose personal data may be provided through the Obligor(s)) and hereby onsent(s) to the olletion, handling, use, dislosure and transfer by the Lender and the HKMC (or the Insurer, where appliable) of his/her/their personal data in the manner set out in the Lender s PICS. 24. The original (as well as opies) of this Appliation Form and all douments provided in relation to this appliation may be retained by the Lender and/or the HKMC (or the Insurer, where appliable) (as appliable) for their reords in aordane with their respetive data/doument retention poliy and the Personal Data (Privay) Ordinane even if the loan under this appliation is not approved by the Lender. 25. The Obligor(s) has (have) read and understood the ontents of the personal information olletion statements of the HKMC (HKMC s PICS) in relation to the Personal Data (Privay) Ordinane (whih aompanies this Appliation Form or whih has been provided by the Lender at the website (https://www. s.om/global/av/hk-personal-information-olletion-statement.pdf)) and hereby onsent(s) to the olletion, handling, use, dislosure and transfer by the HKMC of his/her/their personal data in the manner set out in the HKMC s PICS. Eah of the Obligors understands that he/she an all the Lender s ustomer servie hotline at 2886 8868 if he/she has any queries in relation to the HKMC s PICS. 26. Eah of the Obligors aknowledges and agrees that: (i) the following terms & onditions have been provided and made available to him/her/it/them at any of the Lender s branhes and/or on website at http://www.s.om/hk: (a) the Mortgage Faility Terms; (b) Additional Terms and Conditions where part of the Faility is insured under Mortgage Insurane Programme Relating to Residential Mortgage, Equitable Mortgage and Relevant Legal Charge; () Client Terms and the appliable douments referred to in Part A thereof (banking agreement); and (d) If the Obligor(s) is/are applying for the Home BonusPak, Home BonusPak Terms and Conditions, the Priority Banking / Premium programme / Easy Banking Terms and Conditions (inluding Important Notes on Appliation), the Credit Card Terms and the Terms and Conditions for Standard Chartered Credit Card Appliation and Highlights of Credit Card Terms. The above terms and onditions shall olletively be referred to as the relevant T&Cs. (ii) eah of the Obligors has read and understood the relevant T&Cs and agrees to be bound by them; (iii) eah of the Obligors is further bound by any variation the Lender makes to the relevant T&Cs. In partiular, eah of the Obligors understands that by entering into the relevant T&Cs, eah of the Obligors gives indemnities, authorisations, onsents and waivers and agrees to limitations on the Lender s liability as set out in the relevant T&Cs; and (iv) Credit Card Appliation Delaration To: Standard Chartered Bank (Hong Kong) Limited (hereinafter alled the Bank, we, us or our inluding our suessors and assigns) By signing this appliation: you (being the person named as the appliant in the appliation) represent and warrant that all information (inluding any douments) you have given to us (being eah member of the Standard Chartered Group identified in the appliation or the approval as the person providing the faility, produt or servie to you, and its suessors and assigns) in onnetion with this appliation is orret, omplete and not misleading important note: if this is not the ase you may be personally liable. You also authorize us to verify from any soure we may hoose. If you are a prinipal ard appliant, you further represent and onfirm that the prinipal ard appliant is a Hong Kong resident and is at least 18 years of age; you aknowledge that we may deline your appliation in its entirety or in part (in respet of any one or more partiular redit ard(s), you are applying for in this appliation) without giving you any reason for doing so; if this happens, no ontratual relationship arises between you and us in respet of any redit ard(s) requested in this appliation whih we have delined to provide to you; you agree and onfirm that: our Client Terms and the appliable douments referred to in Part A of our Client Terms, inluding the Credit Card Terms and other prevailing terms and onditions, Terms and Conditions for e-statement Servie, produt brohure, important notes and promotional Page 13 of 18