Financial results of the bank 3 September 23 3 November 23 UniCredit Bank Czech Republic, a.s. Želetavská 525/ 4 92 Praha 4
BALANCE SHEET Thousand CZK 3.9.23 3.6.23 3.3.23 3.2.22 ASSETS -4 Total assets. Cash in hand and balances with central banks Cash in had 325 53 558 2 773 95 476 282 36 264 29 22 559 472 543 532 33 928 995 9 62 99 5 2 38 325 387 2 44 64 656 66 Balances with central banks 2. Financial assets held for trading 2 296 92 3 78 368 2 5 94 3 44 396 8 2 79 5 54 23 8 757 952 4 7 443 Positive fair value of derivatives held for trading 3 48 344 3 62 748 4 48 26 4 555 632 Shares held for trading 2 862 34 68 33 579 3 745 Bonds held for trading 2 747 598 3 475 493 3 46 58 3 2 82 Receivables held for trading 7 53 564 6 3 547 7 5 62 7 48 246 Receivables from banks held for trading 7 58 664 6 23 33 7 35 366 7 27 56 Receivables from other than banks held for trading 9 98 44 5 236 2 73 Other receivables held for trading 3. Financial assets at fair value through profit and loss 8 49 99 6 686 53 8 23 367 7 75 344 Shares at fair value through profit and loss 9 8 9 8 Bonds at fair value through profit and loss 8 49 8 6 686 484 8 23 348 7 75 326 Loans and receivables at fair value through profit and loss Receivables from banks at fair value through profit and loss Receivables from other than banks at fair value through profit and loss Other receivables at fair value through profit and loss 4. Available-for-sale financial assets 67 739 499 63 886 444 68 57 547 73 43 953 Available-for-sale shares 2 225 496 2 227 779 2 236 297 2 22 53 Available-for-sale bonds 65 54 4 6 658 665 65 82 25 7 823 9 Available-for-sale receivables Available-for-sale receivables from banks Available-for-sale receivables from other than banks Available-for-sale other receivables 5. Loans and receivables 26 62 259 23 86 3 25 52 75 95 67 987 Non-traded bonds Loans and receivables 26 62 259 23 86 3 25 52 75 95 67 987 Receivables from banks 34 967 3 232 566 2 43 8 86 832 Receivables from other than banks 95 2 54 89 835 929 93 6 58 84 694 77 Other loans and receivables 6. Held-to-maturity financial assets 86 778 7 86 72 27 5 384 Held-to-maturity bonds Held-to-maturity receivables Held-to-maturity receivables from banks Held-to-maturity receivables from other than banks Held-to-maturity other receivables 7. Hedging derivatives with positive fair value 3 597 57 3 48 99 4 539 5 4 674 5 Hedging derivatives with positive fair value - fair value hedge Hedging derivatives with positive fair value - cash flow hedge Hedging derivatives with positive fair value - hedge of a net investment in a foreign operation Hedging derivatives with positive fair value - interest rate risk hedge - fair value 576 8 524 99 59 524 59 868 Hedging derivatives with positive fair value - interest rate risk hedge - cash flow 8. Positive fair value changes of the hedged items in portfolio hedge 9. Property, plant and equipment 3 2 348 32 695 2 884 49 463 3 948 527 7 58 4 82 282 85 5 Property, plant and equipment 32 695 49 463 7 58 85 5 Investment property. Intangible assets 98 2 76 2 434 2 3 Goodwill Other intangible assets. Participation interests 2. Tax receivables 98 24 644 3 2 76 24 644 3 2 434 24 2 3 24 Income tax receivables Deferred tax receivable 3. Other assets 4. Non-current assets and disposal groups held for sale 644 3 453 728 644 3 425 935 546 76 7 658 246 7 658 2
Thousand CZK 3.9.23 3.6.23 3.3.23 3.2.22 LIABILITIES AND EQUITY -9 Total liabilities and equity - Total liabilities. Deposits and other financial liabilities from central banks 2. Financial liabilities held for trading Negative fair value of derivatives held for trading 325 53 558 287 27 25 4 779 49 3 96 635 36 264 29 279 6 7 5 738 25 3 39 667 33 928 995 274 627 23 26 482 286 4 383 249 38 325 387 279 387 684 2 674 57 4 424 5 Liabilities from short sales 564 28 482 52 276 7 53 555 Deposits and other financial liabilities held for trading 8 747 865 35 2 822 967 4 78 497 Deposits and other financial liabilities from banks held for trading 7 68 738 7 545 272 8 27 896 759 445 Deposits and other financial liabilities from other than banks held for trading 2 5 8 3 32 34 2 65 7 2 959 52 Other deposits and financial liabilities held for trading Issued debt securities with short-term redemption 3. Financial liabilities at fair value through profit and loss Deposits and other financial liabilities at fair value through profit and loss Deposits and other financial liabilities from banks at fair value through profit and loss Deposits and other financial liabilities from other than banks at fair value through profit and loss Other deposits and financial liabilities at fair value through profit and loss Issued debt securities at fair value through profit and loss Subordinated liabilities at fair value through profit and loss 4. Financial liabilities at amortised cost Deposits and other financial liabilities at amortised cost Deposits and other financial liabilities from banks at amortised cost Deposits and other financial liabilities from other than banks at amortised cost Other deposits and financial liabilities at amortised cost Issued debt securities at amortised cost 263 248 3 25 36 946 23 479 773 9 52 9 35 263 48 355 252 949 644 27 27 75 9 76 578 86 859 588 26 45 74 929 237 78 287 96 27 6 22 34 72 73 243 79 479 236 4 68 7 25 26 224 29 4 69 22 47 278 86 94 56 376 375 42 65 55 Financial results of the bank Subordinated liabilities at amortised cost 5. Financial liabilities associated with transferred assets 6. Hedging derivatives with negative fair value Hedging derivatives with negative fair value - fair value hedge 975 76 2 3 26 2 488 92 2 644 629 Hedging derivatives with negative fair value - cash flow hedge Hedging derivatives with negative fair value - hedge of a net investment in a foreign operation Hedging derivatives with negative fair value - interest rate risk hedge - fair value 432 458 544 36 789 636 798 85 Hedging derivatives with negative fair value - interest rate risk hedge - cash flow 7. Negative fair value changes of the hedged items in portfolio hedge 8. Provisions 543 33 739 29 756 8 835 78 699 284 58 57 845 779 27 39 Provisions for restructuring costs Provisions for claims and litigation 56 22 56 22 57 72 57 72 Provisions for retirements and similar liabilities Provisions for off-balance sheet items 444 785 58 77 653 684 6 357 Provisions for onerous contracts Other provisions 9. Tax liabilities 238 286 2 4 97 79 52 357 347 3 93 773 358 34 97 37 Income tax liabilities 529 627 Deferred tax liabilities. Other liabilities 59 477 5 263 383 52 357 7 265 48 93 773 5 975 49 97 37 2 865 3 Share capital of associations repayable on demand. Liabilities associated with non-current assets held for sale 2-9 Total equity 2. Issued capital 37 926 38 36 654 2 39 3 792 38 937 73 Paid issued capital Unpaid issued capital 3. Share premium 4. Other capital funds 3 482 76 3 482 76 3 482 76 3 482 76 Capital part of financial instruments Other capital funds 5. Reserves for revaluation 2 45 7 2 257 35 3 989 9 4 77 588 Property, plant and equipment Intangible assets 3
Hedge of a net investment in a foreign operation Cash flow hedge Available-for-sale financial assets Non-current assets and disposal groups held for sale Other revaluation reserves 6. Reserve funds 7. Retained earnings 8. Own shares 9. Profit for the current period 97 269 532 738 3 24 92 7 52 629 2 479 86 822 696 434 69 3 24 92 7 52 629 399 692 65 398 2 339 52 3 57 64 9 433 477 55 767 636 26 2 54 462 3 57 64 6 276 57 3 56 96 INCOME STATEMENT Thousand CZK 3.9.23 3.6.23 3.3.23 3.2.22. Profit from financial and operating activities Interest income ÚInterest income from balances held with central banks Interest income from financial assets held for trading Interest income from financial assets at fair value through profit and loss Interest income from available-for-sale financial assets Interest income from loans and other receivables Interest income from held-to-maturity financial assets Profit from hedging interest derivatives Interest income from other assets Interest expense Interest expense from deposits and other financial liabilities from central banks Interest expense from financial liabilities held for trading Interest expense from financial liabilities at fair value through profit and loss Interest expense from financial liabilities at amortised cost Loss from hedging interest derivatives Interest expense from other liabilities Expenses from issued capital paid on demand Dividend income Dividends from financial assets held for trading Dividends from financial assets at fair value through profit and loss Dividends from available-for-sale financial assets Dividends from participation interests Fee and commission income Fees and commissions from operations with financial instruments for customers Fees and income from services connected with emissions Fees and income from operations with financial instruments Fees and commissions from consultancy Fees and commissions from clearing and settlement Fees and commissions from asset management Fees and commissions from custody services Fees and commissions from loan commitments and guarantees Fees and commissions from payments Fees and commissions from structured financing Fees and commissions from securitisation Fees and commissions from other services Fee and commission expense Fees and commissions for operations with financial instruments Fees and commissions for asset management Fees and commissions for custody services Fees and commissions for clearing and settlement Fees and commissions for securitisation Fees and commissions for other services 7 5 329 6 84 286 5 87 2 495 3 55 95 959 4 659 44 57 538 8-62 85-6 999-56 24-34 62 564 563 2 225 259 52 538 2 535 8 625 3 378 88 47 27 75 828 374 869 374 98-66 879-6 88-42 86-6 93 Realised gain/loss from financial assets and liabilities not at fair value through profit and loss 22 462 4 725 376 4 69 2 739 4 394 23 4 66 5 3 93 626 37 22 5-66 26-637 -98 3-74 539 475 825 43 649 73 963 26 89 69 97 967 4 792 9 25 25 352-446 3-3 976-29 333-42 83-7 957 2 56 73 2 2 92 7 458 3 944 346 775 52 397 29 332 3-532 783-7 259-58 62-6 93 663 47 42 59 35 52 7 538 46 45 76 55 973 43 574 88 48-83 836-279 -4 432-68 25-9 276 9 59 23 9 268 899 47 374 36 272 86 427 745 367 6 789 6 463 586 263-3 8 27-42 222-2 65 27-323 778 52 5 5 495 69 2 867 832 46 4 6 984 72 3 889 77 229 234 326 83 853 56 42-89 586-24 782-56 832-727 972 85 257 4
Gain (loss) from available-for-sale financial assets 248 7 898 2 89 743 Gain (loss) from loans and other receivables -8 46-8 224-3 92-2 97 Gain (loss) from held-to-maturity financial investments Gains (loss) from financial liabilities at amortised cost -8 89-7 63-5 376-56 Gain (loss) from other liabilities Gain (loss) from financial assets and liabilities held for trading 57 743 227 67 4 455 543 24 Gain (loss) from equity instruments and equity derivatives 533-3 792-942 -4 894 Gain (loss) from interest rate instruments (including interest rate derivatives) 77 457 52 99-2 873 242 7 Gain (loss) from currency instruments (including currency derivatives) 328 86 78 78 63 986 33 366 Gain (loss) from credit instruments (including credit derivatives) 38 Gain (loss) from commodities and commodity derivatives 893 59 284 572 Gain (loss) from other instruments including hybrid Gain (loss) from financial assets and liabilities at fair value through profit and loss -3 246-3 85-88 8 25 Gain (loss) from hedge accounting Foreign exchange differences 789 835 56 842 23 574 836 277 Gain (loss) from derecognition of assets other than held for sale -656-224 69 796 Other operating income 56 76 48 29 8 894 5 69 Other operating expense 2. General administrative expenses -28 67-3 24 483-3 53-2 3 8-64 48-6 664-24 65-4 85 426 Personnel expenses Wages and salaries Social and health insurance Pension insurance and similar expenses Temporary staff expenses Bonuses - own capital instruments Other personnel expenses Other administrative expenses - 44 74-98 7-34 59-6 386-5 24-7 397-72 49-924 45-637 438-25 3-3 722-2 855-74 999-79 755-477 846-334 754-9 495-378 - 222-3 997-582 89-895 698-329 447-388 373-9 34-6 3-62 57-2 289 728 Financial results of the bank Advertising -5 23-2 3-34 98-273 33 Advisory services -5 782-4 828-454 -86 65 Information technologies -52 673-38 58-647 -8 923 Outsourcing -84 68-55 667-263 743-32 769 Rent -28 35-44 9-7 48-272 584 Other administrative expenses 3. Depreciation and amortisation -432 73-96 33-285 9-64 483-92 397-32 5-543 534-37 9 Depreciation of property, plant and equipment -95 29-63 999-32 275-36 986 Depreciation of investment property Amortisation of intangible assets 4. Creation of provisions 5. Impairment losses -742 28 33-265 57-484 -57 728-784 82-226 -64 67-32 878-25 -85 379-422 94 Impairment losses on financial assets not at fair value through profit and loss - 265 57-784 82-32 878-45 28 Impairment losses on financial assets at cost Impairment losses on available-for-sale financial assets -24-24 86 229 Impairment losses on loans and other receivables - 24 57-76 82-32 878-49 357 Impairment losses on held-to-maturity financial assets Impairment losses on non-financial assets -7 83 Impairment losses on property, plant and equipment -7 83 Impairment losses on investment property Impairment losses on goodwill Impairment losses of intangible assets Impairment losses on participation interests Impairment losses on other non-financial assets 6. Negative goodwill immediately included in the income statement 7. Share on profit or loss of participation interests 8. Profit or loss from non-current assets and disposal groups -8 Profit or loss from continuing operations before taxes 9. Income tax -69 3 4 946-562 76-69 74 574-34 882 677 5-25 248 34 5 3 694 765-537 85 Profit or loss from continuing operations after tax 2 479 86 399 692 55 767 3 56 96 Profit or loss from discontinued operations after tax. Profit or loss after tax 2 479 86 399 692 55 767 3 56 96 5