Mercedes-Benz Finance Your finance options guide.

Mercedes-Benz Finance Your finance options guide.

Choosing Mercedes-Benz is just the start We are the only finance partner who has the full backing of our manufacturer, Mercedes-Benz, and we only finance Mercedes-Benz products. All of this means that no-one else can provide you with more in-depth product support and assistance whenever you need it. One of the best things about using Mercedes-Benz Finance to purchase your truck is that you gain not just the best truck on the market. You also have a new business partner who will be with you every step of the way. Our expert business team and your local dealer will help ensure you get the truck and finance package that s right for you. 02

Our full range of products at a glance Your quick guide to what suits you and your business best Agility (Page 4) Contract Hire (Page 6) Operating Lease (Page 8) Finance Lease (Page 9) Hire Purchase (Page 10) I would like the option to own my vehicle at the end of the finance agreement 3 3 No large initial deposit 3 3 3 3 Fixed monthly payments 3 3 3 3 3 A Guaranteed Future Value will reduce monthly payments 3 Flexible deposit and repayment period 3 3 3 3 3 Reduces the risk of unplanned depreciation 3 3 3 I would like to change my vehicle every 3-5 years 3 3 3 3 3 Rentals include Road Fund Licence for duration of agreement 3 Payments are not linked to agreed contract mileage 3 Mercedes-Benz Service Driving business forward 03

Mercedes-Benz Agility At Mercedes Benz we offer a range of options for you to fund the purchase of your new truck. One of our most popular finance products is Mercedes Benz Agility. How does Mercedes Benz Agility work? At the start of the agreement your Business Manager will advise you of the Guaranteed Future Value for your truck based on the mileage that you expect to cover during the course of your agreement. This Guaranteed Future Value is equal to the final Optional Purchase Payment but you don t have to decide whether to make this payment and keep the truck until the end of the agreement. In the meantime, you simply choose how long you want to keep the truck, how much you d like to pay as an initial deposit and the monthly payments that suit you best. When the agreement comes to an end you can either purchase, return or part-exchange the vehicle. When returning the vehicle it must meet our Vehicle Return Standards and be within your agreed mileage as charges may apply. The Benefits of Agility Defer the decision to own the truck outright until the end of the agreement. Decide upon the level of deposit and monthly repayments that suit you best. Avoid the risk of unplanned depreciation with the Guaranteed Future Value which give you benefits of lower monthly repayments. 04 100% Mercedes-Benz. Mercedes-Benz Finance

Purchase process of your vehicle Option 01: Purchase your Mercedes Benz by paying the Optional Purchase Payment. Please note that a Purchase Activation Fee will be debited from your account. To find out how much this is, please look at your contract under the other financial information section. This will complete the purchase of your Mercedes Benz. Option 02: Hand back your Mercedes Benz. If you decide to return the truck to us, it s vital that you check your Mercedes Benz for any unacceptable damage beforehand. Fees can easily be avoided if you follow our Vehicle Return Standards and adhere to your agreed mileage. Deposit Monthly payments calculated based on anticipated mileage during term Choice of 3 options Option 03: Purchase and part-exchange your Mercedes Benz for a brand new one. Please note that a Purchase Activation Fee will be debited from your account. To find out how much this is, please look at your contract under the other financial information section. This will complete the purchase of your Mercedes Benz, leaving you free to part-exchange for a new truck. Mercedes-Benz Service Driving business forward 05

Mercedes Benz Contract Hire Contract Hire can be a great way to reduce the hassle of running a commercial fleet. It requires no capital investment and the vehicle is not shown as an asset on your balance sheet. Lease term Monthly rentals calculated based on only a proportion of the vehicle s value Return of the vehicle 06 100% Mercedes-Benz. Mercedes-Benz Finance

How does Mercedes Benz Contract Hire work? Instead of owning the vehicle or vehicles, you hire them for a fixed period typically 3 to 5 years for a fixed monthly fee. This fee is based on the difference between the initial value of the vehicle and its projected value at the end of the agreement, meaning you repay only a proportion of the vehicle s value. With a Contract Hire agreement you avoid any concerns about the future value of your vehicle or selling it on at the end of your agreement you simply hand it back (subject to the vehicle not exceeding its agreed mileage and meeting the Vehicle Return Standards, as charges may apply). The benefits of Contract Hire With this option your vehicle is hired to you for an agreed time. Your repayments are based on the difference between the price of the vehicle at the start of the period and its projected value at the end. By repaying only a proportion of the vehicle s value, your payments are kept low. Rentals allowable against taxable profits. Totally fixed and predictable costs for running your vehicle or fleet. Outsourced administration and management. Additional credit lines. What s covered? 24 hour roadside assistance, 365 days a year. Road Fund Licence. Depending on what suits you and your business, you can also add: All scheduled maintenance. All necessary repairs including brake pads and clutches. Replacement vehicle in the event of breakdown. Tyre replacements. Maintenance for vehicle equipment such as cranes, fridges and tail-lifts. Collection and delivery of vehicles for scheduled maintenance. Out of hours servicing. Windscreen cover. Fixed penalty administration. Mercedes-Benz Service Driving business forward 07

Mercedes Benz Operating Lease Lease term Operating Lease minimal deposit and low monthly rentals. This makes it a lower cost solution that provides a premium vehicle for a fixed period. How does Mercedes Benz Operating Lease work? Monthly rentals are based on the difference between the price of the vehicle at the start of the agreement and its projected residual value, plus interest charged. Therefore, you only repay a proportion of the vehicle s value which avoids any large initial outlay and reduces the monthly rental. At the end of the lease period the vehicle is simply returned, (subject to your agreed mileage not being exceeded and the vehicle meeting return standards as charges may apply). The benefits of Operating Lease With this option your vehicle is hired to you for an agreed time. Your repayments are based on the difference between the price of the vehicle at the start of the period and its projected value at the end. Because you only repay a proportion of the vehicle s value, your payments are kept low. Rentals allowable against taxable profits. Add Service Package Plus for peace of mind and easier budgeting. Monthly rentals calculated based on only a proportion of the vehicle s value Return of the vehicle 08 100% Mercedes-Benz. Mercedes-Benz Finance

Mercedes Benz Finance Lease Lease term If you want your vehicle to appear as an asset on your balance sheet, but you don t want to opt for ownership, then a Finance Lease can provide the perfect solution. How does Mercedes Benz Finance Lease work? With a Finance Lease, a vehicle is hired to you for a fixed period without the option of ownership. You agree an initial rental amount and pay this amount either monthly or quarterly for the life of the agreement. The benefits of Finance Lease Fixed regular monthly payments. Rentals are allowable against taxable profits. Eliminates capital expense. On balance sheet financing. No mileage conditions. At the end of the agreement you hand back the vehicle or sell it to an independent third party and receive 95% of the net sale proceeds. Choice of options Mercedes-Benz Service Driving business forward 09

Mercedes Benz Hire Purchase Purchase process of your vehicle Hire Purchase is an ideal choice for anyone looking at finance options that involve vehicle ownership. How does Mercedes Benz Hire Purchase work? Hire Purchase allows you to spread the payments for a vehicle over an agreed period of time. Once all of the payments plus the Option to Purchase fee have been made the vehicle is yours. The Benefits of Hire Purchase Interest is allowable against taxable profits. Writing down allowances are claimable. It provides an additional line of credit. Vehicle is shown as an asset on the balance sheet. Regular payments are kept low if an end of contract lump sum payment is selected. Repayments are not subject to VAT. Deposit Monthly payments 10 100% Mercedes-Benz. Mercedes-Benz Finance

Pay less for more peace of mind and a lot more cover. It now costs as little as 146.67* a month to maintain your truck with our Complete Service Contracts More expertise. Less worry No-one knows your truck as well as, or provides better technical advice, than our fully trained Mercedes-Benz Technicians. Your truck will be maintained to the highest standard, by qualified Technicians, using Mercedes-Benz GenuineParts. More control. Less cost Tailored packages based on mileage or time, with fixed monthly payments, put you in complete control. Fixed rates avoid unexpected, expensive bills and protect you from inflation for the duration of your contract. More peace of mind. Less hassle Knowing what s around the corner makes it easier to manage your business. And for the unexpected, you can always rely on our Service24h roadside assistance. Plus, servicing, repairs and maintenance are all scheduled at a time to suit you so your truck is on the road for longer and you can concentrate on running your business. Our complete Service Contracts cover: Parts, labour and lubricants for all routine servicing. Wear and tear repair and replacement of friction materials. Repair and replacement of mechanical and electric components.** Annual MOT preparation and test. Ministry inspections.*** Pro-active preventative maintenance at point of service. Service24h roadside assistance. We also offer Managed Service Contracts so you can benefit from all the expertise and quality assurance you would expect from Mercedes-Benz. Feel safe knowing that your parts, labour and lubricants for all routine servicing, as well as annual MOT preparation and test and your Ministry inspections are all covered for the duration of your contract. To find out more and get a tailored quote for a Service Contract that suits you, contact your local dealer www.mbtrucks.co.uk/dealerlocator * 146.67 based on a New Actros 6x2 tractor unit with Integrated Service Package (ISP), for 36 months, 100,000km per annum, trunking operation and 6 weekly ministry inspections. **Terms and conditions with details of exclusions are available from your local Mercedes-Benz Dealer. ***Where applicable. Mercedes-Benz Service Driving business forward 11

Mercedes Benz Finance Mercedes-Benz Finance is a trading name of Mercedes-Benz Financial Services UK Limited. A Daimler Company. Tongwell, Milton Keynes MK15 8BA, United Kingdom. Tel 0370 847 0700 In respect of regulated consumer credit activity, Mercedes-Benz Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority. mercedes-benz.co.uk Though accurate and up to date at the time of going to press (03/2015), details may change without prior notice. MBCW178/03/15