For customers Our Packaged Fund Range Our Packaged Fund Range allows you choice when building your portfolio with your adviser, while still offering the comfort of full governance. The charges listed below are the additional disclosable applicable to packaged investors. The expenses element of these charges is dependent on the daytoday running costs of each fund, so they may vary very slightly. Savers will also pay an Annual Management Charge (AMC) and may pay a fee to their financial adviser. The funds available for other products including Aegon Retirement Choices and One Retirement are different from the list below. Charges may also differ. The value of an investment can fall as well as rise for a number of reasons, for example market and currency movements. You may get back less than originally invested. Funds are available for a particular product where a coloured box is shown. n Pension n individual and group* n Life *Where a charge is shown in the column, the fund is available if your product allows for the total yearly charge to meet stakeholder requirements. RiskTarget funds StakePension Life holder Core Risk Profile s Adventurous Core Growth Plus Core Growth Core Balanced Plus Core Balanced Core Cautious Core Conservative Core Core Risk Lifestyle s Adventurous Core Lifestyle Growth Plus Core Lifestyle Growth Core Lifestyle Balanced Plus Core Lifestyle Balanced Core Lifestyle Cautious Core Lifestyle Conservative Core Lifestyle Select Risk Profile s Adventurous Select Growth Plus Select Growth Select Balanced Plus Select Balanced Select Cautious Select Aegon s MI Savings Aegon's MI Savings (H+) Aegon's MI Savings (H) Aegon's MI Savings (M) Aegon's MI Savings (L) Aegon s Workplace Savings Aegon's MI Workplace Savings (H) Aegon's MI Workplace Savings (M) Aegon's MI Workplace Savings (L) StakePension Life holder 0.70 0.55 0.55
MultiAsset funds Actively managed 50/50 Cautious 0.15 0.15 0.20 60/40 Cautious 0.15 0.15 0.15 70/30 Defensive 80/20 Defensive 0.05 0.05 SE Aberdeen MultiManager Cautious 1.55 SE Aberdeen MultiManager Diversified Alpha (closed 1.90 to new investors) SE Baillie Gifford Balanced 0.25 0.25 0.25 SE Baillie Gifford Diversified Growth 0.80 Balanced Lifestyle SE BlackRock Balanced 0.25 0.25 0.25 SE BlackRock Dynamic Diversified Growth Cautious Lifestyle Distribution Dynamic Lifestyle External Balanced 0.25 0.25 0.25 External Stockmarket 0.35 0.35 0.35 SE Fidelity MultiAsset Strategic SE MAN GLG Balanced 0.25 0.25 0.25 SE MAN GLG Stockmarket 0.35 0.35 0.35 SE Henderson Cautious 0.70 0.70 SE Invesco Perpetual Balanced 0.30 0.30 0.30 SE Invesco Perpetual Stockmarket 0.30 0.30 0.30 SE Investec Cautious 0.85 0.85 SE Kames Core Plus 0.25 SE Lazard Balanced 0.35 0.35 0.40 Mixed 0.05 SE Newton Balanced 0.30 0.30 0.35 SE Newton 0.40 0.40 0.40 SE Neptune Balanced 0.80 Select Distribution 0.27 0.27 Select Reserve 0.08 0.08 SE UBS Balanced 0.25 0.25 0.25 SE UBS Stockmarket 0.30 0.30 0.30 Universal Balanced Passively managed Balanced Passive Balanced Passive Lifestyle SE BlackRock Aquila 30/70 and Bond Index MultiAsset funds continued Passively managed continued SE BlackRock Aquila 50/50 Bond and SE BlackRock Aquila 50/50 Bond and Lifestyle SE BlackRock Aquila 75/25 and Bond Index SE BlackRock Aquila 75/25 and Bond Index Lifestyle SE BlackRock Aquila Consensus SE BlackRock Aquila Consensus Lifestyle MultiAsset blend funds UK Fixed Interest and Global Tracker Lifestyle UK Fixed Interest and Global Tracker Universal Lifestyle MultiAsset income funds Aegon High Income 0.60 International Bond Select 0.70 SE UBS MultiAsset Income 0.85 Workplace Target funds Flexible Target funds Adventurous Tracker (Flexible Balanced Tracker (Flexible Ethical (Flexible 0.05 Growth Tracker (Flexible Interim Retirement (Ethical 0.05 Interim Retirement (Flexible Universal Balanced (Flexible Annuity Target funds Adventurous Tracker (Annuity Balanced Tracker (Annuity Growth Tracker (Annuity Interim Retirement (Annuity Universal Balanced (Annuity Cash Target funds Growth Tracker (Cash Interim Retirement (Cash
funds Asia Pacific (ex Japan) equity SE Aberdeen Asia Pacific Asian Select 0.85 SE BlackRock Aquila Pacific Rim SE Fidelity Asia 1.25 1.25 SE Stewart Investors Asia Pacific Leaders SE Invesco Perpetual Asian SE Investec Asia ex Japan 1.00 SE J.P.Morgan Asia Pacific (ex Japan) Tracker Pacific 0.05 0.05 0.15 SE Schroder Asian Alpha Plus Chinese equities SE Jupiter China 1.05 Emerging market equities SE Aberdeen Emerging Markets Blend (Closed to new investors) 2.00 SE Allianz Emerging Markets 1.10 SE BlackRock Aquila Emerging Markets 0.25 Emerging Markets Tracker Global Emerging Markets Select 0.85 SE Henderson Emerging Markets Opportunities 1.00 SE J.P.Morgan Emerging Markets SE Lazard Emerging Markets 0.85 0.85 SE M&G Global Emerging Markets 1.00 SE Schroder Global Emerging Markets 1.00 SE Somerset Global Emerging Markets 1.05 SE UBS Global Emerging Markets 0.45 0.45 0.45 European equities SE Argonaut European Alpha 1.10 SE BlackRock Aquila European Continental European Tracker European Select European Tactical 0.05 0.05 European 0.05 SE Fidelity European 1.20 1.20 SE Fidelity European Opportunities 1.00 SE Henderson European Selected Opportunities SE J.P.Morgan Europe Dynamic (exuk) SE Jupiter European Special Situations 1.05 SE J.P. Morgan Emerging Europe SE Lazard European Alpha 0.85 funds continued European equities continued SE Lazard European Smaller 0.45 0.45 0.45 SE Neptune European Opportunities 0.90 SE Schroder European Alpha Plus SE Schroder European Opportunities 0.85 SE Threadneedle European 0.70 Global equities Aegon Schroder QEP Global Core 0.35 SE Aberdeen MultiManager Constellation 1.95 SE Artemis Global Growth 0.90 SE Baillie Gifford 60/40 Worldwide 0.35 0.35 SE Baillie Gifford Stockmarket SE Baillie Gifford Global Alpha Growth 0.40 0.35 SE Baillie Gifford International 0.40 0.40 SE BlackRock Aquila 40/60 Global SE BlackRock Aquila 40/60 Global Lifestyle SE BlackRock Aquila 50/50 Global SE BlackRock Aquila 50/50 Global Lifestyle SE BlackRock Aquila World (ex UK) SE BlackRock Global 0.30 SE BNY Mellon LongTerm Global 0.80 SE Cavendish Worldwide 0.85 SE Fidelity Global Focus SE Fidelity WealthBuilder 1.35 1.35 SE Fundsmith 1.10 Global Tracker Lifestyle Global Tracker Global SE HSBC Life Amanah 0.35 0.35 International 0.05 SE Lazard 0.35 0.35 0.35 SE M&G Global Basics SE M&G Global Leaders 0.90 SE Neptune Global Alpha 1.10 SE Neptune Global 0.90 Overseas Tracker Overseas Tactical SE Sarasin Thematic Global Global equity income SE Aberdeen World Income 0.90 SE Invesco Perpetual Global 0.90 SE Lazard Global Income 0.80 SE M&G Global Dividend 0.90 SE Newton Global Income 0.55 0.55
funds continued Japanese equities SE BlackRock Aquila Japanese SE MAN GLG Japan CoreAlpha Japanese Select Japan 0.30 Japan Tracker SE Jupiter Japan Income 1.00 SE Schroder Tokyo 1.00 North American equities SE Allianz US SE AXA Framlington American Growth 0.80 SE BlackRock Aquila US SE BlackRock US Dynamic SE Henderson US Growth SE Fidelity American SE J.P.Morgan US SE J.P.Morgan US Income North American Select 0.70 North American North American Tracker SE Schroder US Mid Cap 0.90 SE Threadneedle American SE UBS US 0.45 0.45 Technology Technology 0.05 UK equities SE Artemis Capital SE Artemis UK Special Situations 0.80 0.80 SE Baillie Gifford UK 0.35 0.35 SE BlackRock Aquila UK SE BlackRock UK SE BlackRock UK Special Situations SE Cavendish Opportunities 0.85 SE Fidelity Special Situations SE MAN GLG UK Select SE Kames UK Opportunities SE Lazard UK Alpha 0.70 0.70 SE Legal & General Growth SE M&G Recovery 0.90 SE M&G UK Growth Select 0.90 SE Newton UK 0.80 SE Schroder UK Alpha Plus SE Schroder UK Mid250 SE UK Select SE UK Tactical 0.05 SE UK Index Tracker SE UK funds continued UK equity income SE Artemis Income SE Invesco Perpetual Income SE Newton UK Income 0.40 0.40 SE Schroder Income Maximiser 0.90 SE Schroder Income SE Threadneedle UK Income 0.70 UK smaller companies Aegon Henderson UK Smaller SE BlackRock UK Smaller SE Old Mutual UK Smaller 0.85 SE Schroder UK Smaller SE UK Smaller 0.70 Ethical funds Ethical Cautious 0.05 0.05 Ethical Lifestyle Ethical 0.05 Ethical Ethical Lifestyle 0.05 SE Henderson Global Care SE Kames Ethical Corporate Bond 0.45 0.45 Socially Responsible 0.50 0.50 Fixed interest funds High yield bond SE Baillie Gifford High Yield Bond 0.40 0.40 SE High Yield Corporate Bond 0.05 SE Kames High Yield Bond International bond SE BlackRock Fixed Income Global Opportunities 0.60 SE EdenTree Higher Income 0.85 Aegon Investec Emerging Markets Local Currency Debt 0.90 SE J.P.Morgan Global (ex UK) Bond 0.55 SE Newton International Bond 0.60 SE Old Mutual Global Strategic Bond 0.60 SE Overseas Bond Overseas Corporate Bond Tracker Overseas Government Bond Tracker SE Templeton Global Total Return Bond SE Threadneedle Global Bond 0.70
Fixed interest funds continued UK corporate bond SE BlackRock Aquila Corporate Bond IndexAll Stocks SE BlackRock Aquila over 15 years Corporate Bond Index Corporate Bond Tracker SE Fidelity MoneyBuilder Income 0.60 SE Invesco Perpetual Corporate Bond 0.80 0.80 SE Kames Investment Grade Bond 0.60 0.60 SE Kames Sterling Corporate Bond 0.45 0.45 SE M&G Corporate Bond SE Schroder UK Corporate Bond 0.60 UK Corporate Bond UK Corporate Bond Select UK Fixed Interest UK Long Corporate Bond UK gilt SE BlackRock Aquila over 15 years UK Gilt Index SE Henderson UK Gilt 0.50 Long Gilt UK Gilts AllStocks Tracker UK Government Bond UK indexlinked bond SE BlackRock Aquila over 5 years UK IndexLinked Gilt Index IndexLinked Gilt Tracker IndexLinked UK strategic bond SE Artemis Strategic Bond 0.60 SE Fidelity Extra Income 0.85 SE Fidelity Strategic Bond 0.70 SE Henderson Strategic Bond 0.60 SE Kames Strategic Bond 0.60 0.60 SE Legal & General Dynamic Bond 0.80 SE M&G Optimal Income 0.80 SE M&G Strategic Corporate Bond SE Schroder Strategic Credit Property funds Global property SE Schroder Global Property Securities UK property SE Legal & General UK Property 0.80 SE M&G Property 1.10 Property Select 0.85 Property 0.55 0.55 SE Threadneedle UK Property Trust Absolute Return funds SE Absolute Insight Emerging Markets Debt 1.20 SE Absolute Insight Market Neutral 1.05 SE BlackRock UK Absolute Alpha SE Fulcrum Alternative Beta Plus Daily 1.15 SE Henderson UK Absolute Return SE Newton Real Return 0.80 SE Sarasin Global Real Return 1.00 SE Schroder Absolute Return Bond SE SLI Global Absolute Return Strategies 0.85 Aegon Stability 0.82 SE Threadneedle Absolute Return Bond SE UBS Targeted Return 0.70 0.70 Commodity/Energy funds SE BlackRock Gold & General 1.05 1.05 SE First State Global Resources 0.85 SE Investec Global Energy 0.90 SE J.P.Morgan Natural Resources Cash funds Active cash (closed to new investors) Cash Fund information as at January 2017
Important notes Any additional we disclose for our funds are estimated. Although the majority is made up of an agreed management fee, the expenses element depends on the actual expenses incurred by the underlying funds, so what you actually pay may vary slightly. The additional charge/expenses for this fund include a performance fee that will rise and fall depending on performance day to dayso the charge you pay may vary significantly from the figure quoted here and in the fund factsheet, which is based on recent past performance. The additional for the Select Sector s and Select Risk Profile s may change when funds are replaced, added or removed from the portfolio or weightings between funds are changed. We'll update our literature to reflect any changes as quickly as possible but there may be a period when it doesn't show the current charges. The additional charges/ expenses can vary depending on the expenses incurred by the underlying funds, which is outwith our control. This means we may have to change the charges/ expenses we disclose without letting you know in advance. Aegon is a brand name of Scottish Equitable plc. Scottish Equitable plc, registered office: Edinburgh Park, Edinburgh EH12 9SE. Registered in Scotland (No. 144517). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 165548. An Aegon company. www.aegon.co.uk 2017 Aegon UK plc INV376118