RIVERSOURCE VARIABLE ANNUITY ACCOUNT

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RIVERSOURCE VARIABLE ANNUITY ACCOUNT FORM 497 (Definitive materials filed by investment companies.) Filed 10/18/12 Address 50605 AMERIPRISE FINANCIAL CENTER H27/5229 MINNEAPOLIS, MN, 55474 Telephone 6126784177 CIK 0000926266 SIC Code 0000 - Unknown Fiscal Year 12/31 http://www.edgar-online.com Copyright 2018, EDGAR Online, a division of Donnelley Financial Solutions. All Rights Reserved. Distribution and use of this document restricted under EDGAR Online, a division of Donnelley Financial Solutions, Terms of Use.

Prospectus Supplement dated Oct. 19, 2012* Prospectus Form # Product Name National New York Evergreen New Solutions Select Annuity 45308 M (4/12) Evergreen Pathways SM Select Annuity 45309 M (4/12) Retirement Advisor Annuity S-6467 T (4/12) S-6471 P (4/12) Retirement Advisor Advantage S-6406 R (4/12) S-6410 M(4/12) Annuity/ Retirement Advisor Select Annuity Retirement Advisor Advantage Plus S-6273 R (4/12) S-6362 M (4/12) Annuity/ Retirement Advisor Select Plus Annuity Retirement Advisor 4 Advantage S-6503 K (4/12) S-6504 K (4/12) Annuity/ Retirement Advisor 4 Select Annuity/ Retirement Advisor 4 Access Annuity RAVA 5 Advantage Annuity/ 140463 D(4/12) 140464 D(4/12) RAVA 5 Select Annuity/ RAVA 5 Access Annuity RAVA 5 Advantage Annuity/ S-6515 A (4/12) S-6517 A (4/12) RAVA 5 Select Annuity/ RAVA 5 Access Annuity Retirement Group Annuity Contract I S-6611 A (4/12) Retirement Group Annuity Contract II S-6612 A (4/12) Endeavor Select Annuity 273417 N (4/12) 273480 P (4/12) AccessChoice Select Annuity 273416 N (4/12) Innovations Classic Select Annuity 45312 M (4/12) Innovations Select Annuity 45304 N (4/12) 45313 T (4/12) Signature Select Annuity 45300N (4/12) Signature One Select Annuity 45301 N (4/12) FlexChoice Select Annuity 45307 N (4/12) 274320 H (4/12) Builder Select Annuity 45303 N (4/12) Wells Fargo Advantage Select Annuity 45302 M (4/12) Wells Fargo Advantage Choice SM Select Annuity 45305 M (4/12) Universal Life IV/ S-6418 P (4/12) S-6419 R (4/12) Universal Life IV-Estate Series Universal Life Insurance S-6194 AN (4/12) S-6171 AP (4/12) Universal Life Insurance III S-6189 AE (4/12) Succession Select Life Insurance S-6202 R (4/12) S-6203 P (4/12) Universal Life 5/ Universal Life 5-Estate Series S-6542 A (9/12) This supplement describes changes to certain investment options offered under certain variable life insurance policies and variable annuity contracts (the Contracts ) listed above. Please retain this supplement with your prospectus for future reference. THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE. 140463-11 A (10/12) *Valid until next prospectus update.

I. The following changes for Columbia Global Inflation Protected Securities Fund (Class 2) and (Class 3) are effective on or about Oct. 19, 2012. Columbia Global Inflation Protected Securities Fund (Class 2) and (Class 3) will change its name to BlackRock Global Inflation-Protected Securities Fund (Class 2) and (Class 3) and the Fund will be subadvised by BlackRock Financial Management, Inc. BlackRock Global Inflation-Protected Securities Fund (Class 2) (previously Columbia Global Inflation Protected Securities Fund (Class 2)) Non-diversified fund that seeks total return that exceeds the rate of inflation over the long term. BlackRock Global Inflation-Protected Securities Fund (Class 3) (previously Columbia Global Inflation Protected Securities Fund (Class 3)) Non-diversified fund that seeks total return that exceeds the rate of inflation over the long term. Advisers, LLC, adviser; BlackRock Financial Management, Inc., subadviser. Advisers, LLC, adviser; BlackRock Financial Management, Inc., subadviser. II. The following changes for Partners Small Cap Growth Fund (Class 2), Davis New York Venture Fund (Class 2) and (Class 3), and Goldman Sachs Mid Cap Value Fund (Class 2) and (Class 3) are effective on or about Nov. 16, 2012. Subadvisers for the Partners Small Cap Growth Fund (Class 2) will be London Company of Virginia, doing business as The London Company (TLC), Palisade Capital Management, L.L.C. (Palisade) and Wells Capital Management Incorporated (WellsCap). The following information will replace the current fund description in the table in The Funds section of the prospectus: Partners Small Cap Growth Fund (Class 2) Advisers, LLC, adviser; London Company of Virginia, doing business as The London Company, Palisade Capital Management, L.L.C. and Wells Capital Management Incorporated, subadvisers. 2

Davis New York Venture Fund (Class 2) and (Class 3) will change its name to Sit Dividend Growth Fund (Class 2) and (Class 3) and the Fund will be subadvised by Sit Investment Associates, Inc. Sit Dividend Growth Fund (Class 2) (previously Davis New York Venture Fund (Class 2)) Sit Dividend Growth Fund (Class 3) (previously Davis New York Venture Fund (Class 3)) Advisers, LLC, adviser; Sit Investment Associates, Inc., subadviser. Advisers, LLC, adviser; Sit Investment Associates, Inc., subadviser. Goldman Sachs Mid Cap Value Fund (Class 2) and (Class 3) will change its name to Victory Established Value Fund (Class 2) and (Class 3) and the Fund will be subadvised by Victory Capital Management, Inc. Victory Established Value Fund (Class 2) (previously Portfolio Goldman Sachs Mid Cap Value Fund (Class 2)) Seeks long-term growth of capital. Victory Established Value Fund (Class 3) (previously Portfolio Goldman Sachs Mid Cap Value Fund (Class 3)) Seeks long-term growth of capital. 3 Advisers, LLC, adviser; Victory Capital Management, Inc., subadviser. Advisers, LLC, adviser; Victory Capital Management, Inc., subadviser.

140463-11 A (10/12)