HEALTH CARE SYSTEM IN CROATIA

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HEALTH CARE SYSTEM IN CROATIA Professor Miroslav Mastilica Andrija Štampar School of Public Health University of Zagreb mmastil@snz.hr Vanesa Benković, MA Public Health Leadership and Management vanesa@mediametar.hr

GENERAL/HEALTH DATA

Indicator Year Value Population 2007 4.436 mil % of population aged 0-14 years 2006 15.71% % of population aged 65+ years 2006 17.03% Population density 2007 78,4 Living in urban areas 2003 59% Important disadvantaged groups Roma, unemployed, one parent families, old retired people, PTSP POVERTY (Eurostat) 2003 18% Total health expenditure as % of GDP 2005 7,9% Total social expenditure as % of GDP 2005 11,1% Total social expenditure protection per head 2007 1.062 EUR Nationality proportion 2006 Croatian 93,3 Serbian 3,6 Others 2,3

Indicator Year Value Live births per 1000 population 2006 9.33 Mortality rate 2007 11,8% Life expectancy by gender male Life expectancy by gender female 2007 72,3 total 75,8 79,2 Estimated infant mortality per 1000 live births 2004 6 Infant deaths per 1000 live births 2007 5,6 SDR, diseases of circulatory system, all ages per 100000 2006 417.73 SDR, malignant neoplasms, all ages per 100000 2006 210.24 Tuberculosis incidence per 100000 2007 20.88 Alcohol prevalence 2006 1.500 000 33% Smoking prevalence 2006 27,4% Hospital beds per 1000 2007 5,49 Physicians per 100000 2007 259.02 In-patient care admissions per 100 2007 16.47

Comparative health indicators, 2005 (Croatian Dpt for Public Health) INDICATOR Croatia Austria Czech r. Slovenia Hungary EU 15 Life expectancy 75,44 79,7 76,19 77,58 73,02 78,53 Life expectancy M 71,9 76,81 72,97 74,04 68,75 75,41 Life expectancy F 78,92 82,37 79,32 80,93 77,23 81,56 Infant mortality rate 5,7 4,18 3,39 4,15 6,23 4,94 Cardiovascular 438,83 240,2 419,02 288,02 502,43 271,19 Ischaemia 167,93 111,65 177,51 80,2 261,33 102,83 Cancers and similar 212,6 165,81 217,46 196,96 237,44 179,16

POPULATION by sex & age proportion

Education 2001 11 3 38 no education elementary high school university 48

Health costs as GDP % 15 10 5 9,4 10 11,2 9,6 8,6 8,2 8,3 7,9 0 1998 1999 2000 2001 2002 2003 2004 2005 Social costs as GDP % 20 18 16 14 19,1 19,3 18,3 16,6 16,8 2000 2001 2002 2003 2004

GDP annual growth rate trend 10 5 0 3 3,8 5,4 5 4,2 4,2 4,7 5,5 2000 2001 2002 2003 2004 2005 2006 2007 2008 2,4 GDP PPS 15000 10000 5000 8200 8600 9300 9800 10600 11100 11700 0 2000 2001 2002 2003 2004 2005 2006 GDP PPS INDEX EU 27= 100 70 60 50 40 30 20 10 0 49,2 50,3 52,3 54,3 55,85 56,6 58,3 61,1 63 2000 2001 2002 2003 2004 2005 2006 2007 2008

Absolute (left) and relative (right) costs of basic health insurance 1995-2005 health insurance costs in mil HRK health insurance costs as BDP %

Structure of health costs 1996-2005 Primary care, dentistry Specialists Orthopedics and similar Birth and pregnancy compens Pharmacotherapy Hospital care Sickness leave compens

Social costs structure (revised BDP, GFS manual 2001) 2005 2007 Total 19,3 19 Health 5,1 5,5 Social protection 14,2 13,4 Sickness disabled 2 2,3 Old age care 9,1 8,3 Family and children 1,8 1,7 Unemployment 0,4 0,3 Housing 0,01 0,01 Social exclusion 0,2 0,2 R&D 0,007 0,006 Other 0,3 0,4

Financial indicators of health systems (as GDP %) 1998. 1999. 2000. 2001. 2002. 2003. 2004. 2005. Total health costs 9,4 10 11,2 9,6 8,6 8,2 8,3 7,9 Croatian Health Insurance 8,4 9 9,8 8,4 7,4 7,2 7,2 6,8 CHI costs (without sickness and maternal leave) 6,6 7,2 7,6 6,8 5,7 6 6,1 5,9 Private health cost (survey on household expenditure) 1 1 1,3 1,1 1,2 1,1 1,2 1,1 Proportion of private in total health costs 13,2 13,1 14,7 14,4 17,6 15 16 15,6

Poverty and vulnerable groups Roma population, make less than 1% of total population yet 13,56% of thema re dependant on social help care 2,7% of total population gets social help care, 5-10% are in counties with significant refugee returns Long term unemployed more then 3%, for ¼ of them health costs are too high (twice higher than employed= One parent families vulnerable groups shocking 62% of people older than 65 yrs, do not get pension income and live in poverty, compared to 19% of older than 65 yrs who get the pensions 2001. one fifth of population older than 65 yrs (around 131.414 persons) do not receive the full pension. 2007. there are 49.187 war veterans with disablement Health system is not youth friendly

Problems in access to health services (% of persons claiming that the problem caused huge access issues) Problem 4 SE countries Other 15 EU countries New EU members Countries candidates Croatia Hospital/doctor distance 9 2 6 26 12 Delay of appointment 19 7 14 27 22 Waiting at dispensary 20 7 15 29 17

Problem Hospital/doctor distance Total Income Q1 (lowest) Income Q4 (highest) Q1/Q4 EU 15 4,1 5,4 2,3 2,3 New EU members 6,5 9,4 3,8 1,5 Croatia 12,8 26 3,9 6,7 Delay of appointment EU 15 11,1 12 7,9 1,5 New EU members 14,3 16,4 12,1 1,4 Croatia 23,3 32,8 20 1,6 Waiting at dispensary EU 15 11,3 11,9 8,7 1,4 New EU members 14,7 18,4 12,9 1,4 Croatia 18,3 25,6 15,5 1,7 Costs connected with treatment Problems in access to health services (% of persons claiming that the problem caused huge access issues) EU 15 8,2 9,9 4,5 2,2 New EU members 15,4 22,1 10,3 2,1 Croatia 20,3 38,1 8,7 4,4

The Health Care System KEY ASPECTS Primary health care Universal access Continuity Comprehensive system Solidarity-based

HEALTH CARE SYSTEM ORGANISATIONAL STRUCTURE 2008 GOVERNMENT OF CROATIA MINISTRY OF HEALTH MINISTRY OF FINANCE University hospitals and clinics 14 State health institutes 6 Croatian Institute of Public Health CROATIAN INSTITUTE FOR HEALTH INSURANCE Insured persons County Government Health centres 50 General hospitals 22 Special hospitals 31 Policlinics 321 County public health institutes 222 Pharmacies 176 Health resorts 7 Nursing care institutions 156 Emergency care institutions 4 Private practices: 9713 4405 medical 4674 dental 438 pharmacies 112 nursing centers 84 laboraties

Health care System 2007: 5,49 beds per 1000 population 11.799 MDs 3265 stomatologists 2607 pharmacists 26,873.507 visits to PHC 7, 731.267 visits to specialists 636.450 hospitalizations

HEALTH CARE SYSTEM FINANCING: Social health insurance 80% General taxation up to 18% Out-of pocket payments 2% Per capita expenditure USD 651

HEALTH CARE SYSTEM PRESENT PROBLEMS: Lack of resources Increasing co-payments by patients Privatisation of services: Two tier system Social inequalities in health and health care utilization

HEALTH CARE SYSTEM REFORM Alice in the Wonderland CENTRALIZATION PRIVATISATION RATIONALIZING MARKETISATION

HEALTH CARE REFORM IN CROATIA transformation of health services: from SOCIAL GOODS to COMMODITIES /from PUBLIC to MARKET/

HEALTH CARE SYSTEM: Health care reform Problems: reductions in patient s benefits introduction of market mechanisms citizens as patients paying more and act as consumers

HEALTH CARE SYSTEM GROUPS AT RISK: Low-income citizens Unemployed Large families/one parent families Elderly People living in remote areas

Policy recommendations: a clear national strategy on health!? Political independence!? Decentralisation!? positive discrimination!? progressive payment structure!?

HEALTH INEQUITIES IN CROATIA Inequalities in health Inequalities in health care utilization Inequalities in financing of health care services

HEALTH INEQUITIES IN CROATIA Standardized mortality ratios (25-64) by socio professional group (Yugoslavia/Croatia, 1981) Socio professional groups SMR Executives 16 Professionals 75 Clerks 53 Services workers 60 Industrial workers 132 Peasants 116

HEALTH INEQUITIES IN CROATIA Do you agree with the statement that: some people in this country have easier access to healthcare services and receive better quality of care than others? YES 1989 65.8% 1994 75.2% 2000 82.3%

HEALTH INEQUITIES IN CROATIA Self-perceived general health status by socioeconomic group (Zagreb health inequalities study 1990, N=433, p<.01 ) Social groups/health Very Good Good Fair Bad Executives 17.2 42.9 31.7 2.8 Professionals 25.0 40.0 37.1 3.3 Clerks 17.7 38.8 30.6 12.9 Skilled workers 21.2 23.8 34.6 15.9 Unskilled workers 13.3 16,7 53.3 16.7 Farmers 15.1 18.2 39.4 27.3

INEQUITIES IN HEALTH IN CROATIA 1994 Share in percent 50 45 40 35 30 25 20 15 10 11,3 46,03 31,75 23,3 24,3 12,7 41,1 9,52 5 0 1 2 3 4 Quartiles of income % income % poor and very poor health

Table. Distribution by quartiles of direct payments for health care Croatia, 1994 Direct health care payments Income quartile income proportion % copayments proportion % other direct payments proportion % total direct payments proportion % Bottom 11.3 37.7 30.3 32.1 2 nd 23.3 22.6 27.1 26.0 3 rd 24.3 18.9 15.5 16.3 Top 41.1 20.8 27.2 25.6 % of total direct payments Gini 0.226 24.7 75.3 100 Concentration -0.136-0.052-0.073 Kakwani -0.362-0.278-0.299

Inequaities in Health care financing in Croatia 100 90 80 % of income and payments 70 60 50 40 30 20 10 0 0 10 20 30 40 50 60 70 80 90 100 % of population g-inc g-pay Lorenz curve for income (triangles) and the concentration curve of out-of-pocket payments (squares)

Inequity in h.c. finance Increase of co-payments and other direct payments considered a significant problem for lower income people

Inequity in h. c. finance Burden of out-of-pocket costs is not equally distributed among income groups low income group paying about six times larger share of income paid by high income group Inequitable pattern of out-of-pocket health care payments Regressive health care financing system

Table. Self-perceived health status by income 2003 Croatian AdultHealth Survey N=1138 Health/INCOME low middle high % Excellent 13,8 29 57,3% Very good 11,9 28 60,1 Good 25 33,8 41,2 Fair 32,7 35,7 31,6 Bad 51,1 30,8 18,1 p<0.001

Table. Self-perceived health status by education 2003Croatian Adult Health Survey N=1138 Health/Education low middle high % Excellent 2,4 9,9 12,0 Very good 5,1 20,5 30,1 Good 28,4 30,3 30,3 Fair 35,9 28,6 21.6 Bad 28.2 10,8 6.1 p<0.001

Visits to specialists, by income groups when controled by health status 2003 Croatian Adult Health Survey N=1138 INCOME POOR low middle high HEALTH Not visited 36,5 29,5 26,1 1-2 visits 26,3 22,9 26,1 3-4 visits 17,1 17,7 20,7 5-10 visits 12,7 16,3 13,0 10+ visits 7,4 13,5 14,1 p<0.001

Social inequalities in health in Croatia 2003 Croatian Adult Health Survey N=1138 SF36 Dimensions by education 100 Low Middle High 90 80 70 60 50 40 30 20 Pyisical Functioning Role Limitation Pain General Health Vitalnost / Energija Social Functioning Emotional Limitation Mental Health

Social inequalities in health in Croatia 2003 Croatian Adult Health Survey N=1138 SF36 Dimensions by gender Male Female 100 90 80 70 60 50 40 30 20 Physical Functioning Role Limitation Pain General Health Energy Social Functioning Emotional Limitations Mental Health

Regional inequalities in health in Croatia 2003 Croatian Adult Health Survey N=1138 SF-36 Dimensions North Croatia Eastern Croatia South Croatia Western Croatia Middle Croatia City of Zagreb M M M M M M Physical Functioning (PF) Role limitation due to Physical problems (RP) 72,2 66,5 73,0 68,2 67,3 70,2 65,1 57,8 67,1 69,9 58,2 60,4 Pain (P) 66,2 63,2 68,1 72,6 62,3 61,9 General Health Perception (GH) Energy/Vitality (EV) Social Functioning (SF) Role limitation due to Emotional problems (RE) Mental Health (MH) 58,6 52,3 58,0 59,3 54,1 51,6 54,7 51,9 55,8 57,5 52,7 52,0 74,9 72,0 76,3 77,4 74,3 73,3 73,3 65,0 72,8 76,2 69,86 68,3 64,7 60,2 64,9 65,6 63,1 61,7