Capabilities that set us apart

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Transcription:

Mika Panganiban

About Compuscan A leader in the ability to provide Credit Management data and solutions to markets internationally with focus on emerging markets. A recognized provider of innovative Risk Management solutions

Capabilities that set us apart We are fully equipped to grow and expand credit bureau services globally Established ability to service a diverse range of developing markets and territories: While integrating and matching market /country specific datasets While operating within the territories legislative framework While providing market bespoke added value products and services Depth of Senior Management with hands-on skills and capability built up over more than 25 years in the industry across Southern Africa, Middle East, Canada, Europe and Asia Pacific Rapid deployment of full Credit Bureau systems and products developed in a modular format allows for rapid country-specific customisation via an IT development team > than 50 Country Specific Products and Systems allow for in-country localization of Credit Bureau data collection, validation, matching and compliant data management Internationally recognised Scoring and Analytics capability active across 3 continents and multiple territories Innovative, Value Added Product design and development across both secured and unsecured lending environments in many market verticals.

Solutions for Diverse Markets We provide products and services to diverse market sectors including: Microfinance and Small to Medium Credit Lending Telecommunications Insurance Retail lenders Mainstream and international banks Utility companies Co-operatives and credit unions Tracing and Collections companies

Benefits of Effective Credit Information Operational efficiency can be improved significantly Value Added Service Can Bring Revenue Growth through risk-based pricing and cross-selling Higher Take-Up Rates/Lower marketing costs through profiling Effective targeted campaigns Lower Written-Off Accounts avoiding over indebtedness and better screening Fraud Prevention through bureau intelligence and identity verification Better Portfolio over time lowering non-performing loans Leveraging Bureau Information can reduce delinquency and fraud maximizing returns on available resources Quick and Smart Credit Lending Faster process on decision making extending credit using comprehensive accurate consumer information and analytics Streamlined Processes Implementing Set Rules Automating the underwriting process enhances operational efficiency Consumer Education Creates awareness promoting consumers to be aware of their payments and overall credit identity, translating to market growth and stability

Flow of Credit Information by Accessing Entities (SAE s) CIC Banks/Coops Micro FI Transform To Useful Information

Compuscan Solutions can Grow your Business CODIX Process Solution CUSTOMER FRONTLINER INSTANT DECISION SUBMITS APPLICATION Arrive at a decision in seconds, using a pre-defined rules and workflow, CODIX provides automated decisioning that is immediate, accurate & reliable

Compuscan Managing the customer credit life cycle - Targeted Marketing Leads - Customer Profiling - Batch-updated contact details - End user prospecting training - Consultancy Portfolio Segmentation Portfolio Management - Loan Management - Alerts and Triggers - Behavioral Scoring - Account Verification - Batch Data Processing - Portfolio Reviews - Training Collections Strategy - Tracing Tools - Collection Scores - Consultancy - Collections Training Customer Acquisitions - Application Processing - Bureau Scores - Credit Checks - Affordability Test - Automated Decisioning - Income Predictor - Fraud Mgmt.

Compuscan Philippine Product Suite Credit Check - online solution that offers a range of functionalities providing subscribers real-time access to bureau information on consumer credit. Compuloan - allows streamlining of workflow processes maintaining uniformly implemented decision policy across the business. Managing entire loan process with advanced debtor management system Codix - an enhancement to Credit Check analyzing bureau data using your specific business rules for an automated decision. Recommending an action of either Accept, Refer or Decline Compuscore Credit Score predicts the probability of a consumer defaulting at different stages of the credit life-cycle A- Acquisition, B Existing Portfolio, C Collections

Why Partner with Compuscan as a Bureau? Leverage on Bureau Data and Capabilities Bureau will enrich and update your already existing data Data Security Compuscan abides strictly to the Data Privacy Act CIC Accredited Access to the Gov t Bureau will provide additional information and insight Analytics Experts We are composed of an experienced team focused on emerging markets

[SLIDE NAME] www.compuscan.co.za [presentation name]

Mika Panganiban Sales Manager 17th Flr. 6750 Building Ayala Avenue, Makati City Tel No. (+632) 755-84-36 Mobile No. https://twitter.com/ compuscan https://www.facebook.com/ compuscan http://www.linkedin.com/ company/compuscan www.compuscan.co.za Celebrating 20 Years of Confidence in Credit