Deposit Accounts 1 Account Maintenance Fee -BDT Accounts (Savings) Avg balance up to 5,000/- Avg balance 5,001 to 25,000/- Tk. 100/- (Half Yearly) Avg balance above 25,000/- Tk. 300/- (Half Yearly) -BDT Accounts (Current) Tk. 500/- (Half Yearly) -BDT Accounts (SND) Tk. 500/- (Half Yearly) -BDT Accounts (Com) Tk. 2,500/- (Half Yearly) If Avg balance fall below 100,000/- - FC Account USD 10 (Half Yearly) GBP 5 (Half Yearly) EUR 5 (Half Yearly) AUD 10 (Half Yearly) -DotCom Teen Saver Accounts Cheque Book Issuance Fee - First Cheque book -. - For second book onwards 10 leaves Tk. 60/- 25 leaves Tk. 150/- 50 Leaves Tk. 300/- 100 Leaves Tk. 600/- Account Closure Charges - BDT Accounts (Savings) Tk. 200/- - BDT Accounts (Current) Tk. 300/- -BDT Accounts (SND) Tk. 300/- - FC Accounts - USD USD 10 - GBP GBP 5 - EUR EUR 5 - AUD AUD 10 Other Services Duplicate Fixed Deposit Certificate Tk. 500/- Stop Payment per Cheque leaf - For insufficient fund Tk. 500/- - For others Tk. 200/- Issuing Credit / Solvency Certificates Tk. 500/- Beneficiary Owner s (BO) Certificate Tk. 100/- Balance Confirmation Certificate - Upto 2 times in a year - More than 2 times - per request Tk. 200/- Balance Confirmation to embassies, Auditors & Tk. 200/- Other instructions Duplicate Statement Up to previous three years Tk. 200/- per statement
3 years and above Tk. 500/- per statement At actual Overseas Courier Subject to a minimum of Tk. 2,500/- Standing Orders Beneficiary CBC Accounts - Beneficiary Other Bank Accounts -Tk. 300 per transaction SWEEP/ZBA Facility Tk. 200/- per quater Outward Cheque Returned for Insufficient Fund Tk. 1,000/- Issuance of Pay Orders Upto 100,000 Tk. 100/- Over 100,000 Tk. 200/- Cancellation of Pay order Tk. 300/- Issuance of Duplicate Pay order Tk. 300/- Issuance of Bangladesh Bank Cheques Tk. 300/- Application to BBK under Section 18B of FER ACT Companies Tk. 3,500/- Individuals Tk. 2,000/- Processing FDI reporting to Bangladesh Bank Tk. 1,500/- BACPS & BEFTN * High Value (BDT 500,000 & Above) Cheque processing - per transaction Tk. 60/- Regular Value Cheque processing BDT 50,000 Below 500,000 BDT 500,000 & Above EFT Transactions RTGS per Transaction Tk. 100/- Tk. 10/- Tk. 25/- Remittance Inward Remittances: Credit to Customer Account Payment against identification Tk. 300/- Payment to other Banks Pay Order Standard Charge + Postage BDT Currency Charges Tk 100.00 Foreign Currency USD 5 Issuance of Encashment Certificate Tk. 200/- Outward Remittances: Foreign Currency Draft on Bangladesh Bank Tk. 850/- or USD 10 Demand Draft Tk. 700/- or USD 10 TT Tk. 1,500/- Remittances to Sri Lanka Demand Draft Tk. 350/- or USD 4 TT Tk. 700/- or USD 8 Cancellation of FCY draft Tk. 400- or USD 5 Demand Drafts issued to third party Pay Order Standard Charge Third party payment processing fee Tk. 300 2
FC services Foreign Currency Issuance of FCY Cash 1% (Minimum Tk 100) Encashment of FCY Cash Nil Passport Endorsement Charge Tk. 200/- Student Remittance Students File Yearly permit issue Tk. 4,500/- per application Permit Amendment within validity Tk. 1,000/- Visa evaluation fee remittance Tk. 1,000/- per application Purchase of Cheques and Drafts Local Currency Cheques/Drafts 1% (Minimum Tk. 500 ) Cheque Purchase Return Tk. 1,000/- Foreign Currency Cheques/Drafts. 1% Cheque Purchase Return Tk. 1,000/- or USD 25 OBC Charges (Local) 0.1% (Minimum Tk. 500) FCY Cheque Collection Credit to FCY Account 0.1% and minimum USD 10 Credit to BDT Account 0.1% and minimum Tk.1000 Withdrawal without Cheque (Over the Counter) Tk. 100/- per payment Custodial Service BO A/C Opening Charges Tk. 1,000/- Transaction Fee 0.125% or Minimum Tk. 4,000/- per Institution Transaction Individual BDT 500/- per Transaction Yearly Charges Institution 0.20% on market value of Existing Portfolio/Month or Minimum $250.00 Individual 0.1% on Market Value of Existing Portfolio per Month or Minimum $80.00 Documentation & Stamps CDBL Charges BO Account Maintenance Fee - Annually Tk. 500/- IPO Online Refund Warrant Tk. 10/- per warrant 3
Locker Service Charge Small Medium Large Annual Charge Tk.1,500/ Tk. 2,500/- Tk. 3,500/- Key Replacement Tk. 2,500/ Tk. 2,500/- Tk. 2,500/ Breaking Open Debit Card Annual Fee BDT Account Tk. 300/- Annual Fee FC Account USD 5 Annual Fee DotCom Teen Saver Account Replacement Fee Debit Card Tk. 300/- Pin Replacement Charge Tk. 100/- Credit Card CLASSIC GLOBAL GOLD GLOBAL Credit Card Annual Fee Tk.1,000/- Tk.2,000/- Supplementary Card Annual Fee : 1st Supplementary Card Tk. 500/- Tk. 750/- 2nd Supplementary Card Card Re-issue Fee Tk.400/- Tk 500/- PIN Re-issue Fee Tk.300/- Tk 400/- Late Payment Fee Tk.500/- Tk 500/- Over Limit Charge Tk.500/- Tk 500/- Cheque Return Fee Tk.500/- Tk 500/- Cash Advance Fee 2% or Tk.100 whichever is higher Internet Banking Set up Fee Corporate Individual PCS Customers (Salary Accounts) Shamriddhi Account Holders Tk.1,000/- Annual Fee Tk.500/- Annual Fee 1 st year free and from 2 nd year Tk 250/- Annual Fee Salary Remittance Package (SRP) PCS Clients with at least 25 Account Non-PCS Clients with Corporate Banking Relationship with CBC (No. of Salary Accounts must be over 15 to avail SRP) Others 4 Tk 1,000/- per package
Retail Lending Documentation charges Personal Loan (100% Secured) Up to BDT 500,000.00 Tk. 1,000/- Above BDT 500,000.00 Tk. 1,000/- Early settlement fee -Before Twelve Months -After Twelve Months Partial Payment Fee (after Twelve month, Minimum 30% of outstanding) Maximum 1.50% of loan outstanding Maximum 1% of loan outstanding Maximum 1.00% of partial settlement Tariff and Charges Personal Loan (Unsecured) Maximum 2.00% of loan Maximum 2.00% of loan Maximum 1.50% of loan outstanding Maximum 1.00% of loan outstanding Maximum 1.00% of partial settlement 2% on arrear Auto Loan (Hypothecation) Maximum 1.50% of loan Maximum 1.25% of loan Maximum 1.50% of loan outstanding Maximum 1.00% of loan outstanding Maximum 1.00% of partial settlement Penal charge 2% on arrear 2% on arrear Contact point verification Nil Nil Nil Stamp Charge At actual At actual At actual CIB Charge At actual At actual At actual Festival Loan Processing fee Tk. 1,500/- Early settlement fee Tk. 1,000/- Penal charge 2% on arrear Home Loan Processing fee 1.5% of loan Early Settlement Fee Penal charge 1% of the outstanding balance during the 1st quarter of the loan tenor 0.75% of the outstanding balance during the 2nd quarter of the loan tenor 0.50% of outstanding balance during the 3rd & 4th quarter of the loan tenor 2% on arrear 5
Overdraft Facility to Retail Processing fee Tk. 1,000/- Limit enhancement fee Tk. 1,000/- Renewal fee Tk. 1,000/- Small & Medium Enterprise Lending Documentation Charges (New disbursement) Up to Tk. 10 Lac Up to Tk. 50 Lac Above Tk. 50 lac Early final settlement fee -Before Twelve months -After Twelve months Partial Payment Fee (after Twelve month) Penal charge Stamp Charge CIB Charge Documentation Charges (on renewal) Up to Tk. 50 lac Above Tk. 50 lac At actual 0.50% of loan 0.30% of loan 0.20% of loan 2% of the outstanding except Cottage & Micro 1% of the outstanding except Cottage & Micro 1% of payment except Cottage & Micro 2% on arrear At actual At actual 0.30% of loan 0.20% of loan TRADE FINANCE Imports LC Opening Commission (Corporate) 1 st quarter Subsequent quarter LC opening commission (SME) 1 st quarter Subsequent quarter 0.05% to 0.40% (Minimum Tk.1,000/-) 0.05% to 0.35% (Minimum Tk.1,000/-) 0.05% to 0.40% (Min Tk.1,000/-) 0.05% to 0.40% (Min Tk.1,000/-) LC opening commission (at 100 % Margin) Per quarter 0.05% to 0.25% (Min Tk.1,000/-) Under Back to Back LC 1 st quarter 0.05% to 0.40% (Min Tk.1,000/-) Subsequent quarter 0.05% to 0.35% (Min Tk.1,000/-) LC Issuance Deferred Payment quarter 0.05% to 0.40% (Min Tk. 1,000/-) Subsequent quarter 0.05% to 0.35% (Min Tk. 1,000/-) LC Amendment LC Amendment for Value and Validity 1 st quarter Same as L/C Commission (Min Tk. 750/-) 6
subsequent quarters Same as L/C Commission (Min Tk.750/-) LC Amendment (Except value and validity) Tk. 750/- Min + (Post/Swift) LCAF Registration & Amendment Fee (for transactions where no LC issued) Commission 0.05% to 0.20% Flat (Minimum Tk.1,500/-) Shipping Guarantee / Delivery Order Shipping Guarantee / Delivery Order issue Tk.350/- to Tk. 1,500/- Import Bills Import Bill Lodgment Tk.300/- to Tk.500/- Acceptance Comm (LC Bills) 0.05% to 0.40% per quarter (Min Tk. 1,000/-) Import Collection Charges (DA Bill under Contract) Nil Stamp Duty against Bill of Exchange payable other than on demand or usance bills Discrepancy Fee USD30/- to USD75/- Swift Charges Full SWIFT Tk.300/- to Tk. 2,000/- Short SWIFT Tk.200/- to 1,000/- Full SWIFT - Local Tk.200/- to Tk. 500/- Short SWIFT - Local Tk.100/- to Tk. 300/- Postage Charges Within Bangladesh Tk. 100/- Outside Bangladesh (Average Tk.1,500/- to Tk.2,500/- per 500 gm) Foreign Correspondent Charge Indemnities Endorsement for Assessment (Customs, Tax etc) Nil Suppliers Credit Report Cost Certificate for Customs / CRF Tk.200/- to Tk. 500/- Documents certification charges Tk. 5 per page LC Stationary Charge Tk. 25/- Tk. 15/- (BTB) Stamp Charge Exports Export LC Advising Charge Tk.300/- to Tk. 750/- Export LC Amendment Advising Local L/C Add Confirmation Charge (per quarter) Tk.300/- to Tk. 750/- 0.20% Transfer of Export LC Tk. 750/- Export LC amendment transfer Tk. 750/- Cancellation of Export LC transfer Nil Export Bill Negotiation / Collection For the Portion - No Exchange Gain 0.05% to 0.15% (Min Tk. 500/-) 7
For the Portion - Exchange Gain Tk 500/- Flat Cash Assistance / Duty Drawback Tk. 3,500/- per set Proceeds Realization Certificate Tk.200/- to Tk. 500/- per set Other Certificates (CFR/UD/UP/FOC/BTB etc) EXP Form Tk.300/- to Tk. 500/- each Tk50/- to 100/- each Guarantee Guarantees on account of Local Applicants Issuance/Extension of Validity/Increase in 0.20% to 0.50% per quarter (Min USD 250/- for Foreign and Tk.1,500/- for Local) Amendment (Other than Validity Extension or Tk. 1,500/- Increase in Amount) Stamp Duty Guarantees against Overseas Counter Guarantees Issuance/Extension of Validity/Increase in Amendment (Other than Validity Extension or Increase in Amount) Cable Charge Stamp Charge 0.10% to 0.5% per quarter (Min USD150/-) USD150/- USD20/- In addition to the forgoing, recovery of any Government Taxes/VAT Duties and other charges, where applicable, should be ensured. VAT will be charged on the higher of the actual fee realized or the minimum fee. In case the full commission or charge is waived by the bank, VAT will still be applicable on the minimum fee. 8