Transamerica Advisor Elite SM NY Variable Annuity The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than the performance quoted. The annuity value will fluctuate with market conditions so that when surrendered, it may be worth more or less than the total of premium payments. This material gives performance numbers for Transamerica Advisor Elite SM Variable Annuity. Variable annuities are long-term, tax deferred vehicles that offer investment options through subaccounts and insurance features such as annuitization and death benefit options. Investors should consider the investment objectives, risks, charges and expenses of each investment company carefully before investing. Both the contract prospectus and underlying fund prospectus contain this and other information about the investment companies. The contract prospectus and underlying fund prospectus should be read carefully before investing. To request a prospectus be mailed to you call 800-2-620. To obtain performance data current to the most recent month-end go to www.transamericaannuities.com. Taxes are due upon distribution of earnings. Distribution of earnings made prior to age 9½ may be subject to a % federal tax penalty. Surrender charges may also apply according to the terms of the variable annuity contract. The fees and charges reflected in the performance figures shown may not be specific to your annuity contract and, therefore, not reflect the returns your annuity earned. Some portfolios may not be available to existing annuity owners. Generally, each portfolio has broad risks that apply to all portfolios, such as market risk, as well as specific risks of investing in particular types of portfolios. Investing in certain types of portfolios, such as foreign (non-u.s.) securities or small or mid-cap funds, subjects your annuity to greater risk and volatility than the general market. The risks of a fund may be increased by the use of derivatives, such as futures, options and swaps. Please see the contract prospectus and underlying fund prospectus for the specific risks associated with each subaccount. An investment in the money market subaccount is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although it seeks to preserve the value of your investment at $ per share, it is possible to lose money by investing in the subaccount. Returns reflect performance of the portfolio and subaccounts assuming a single premium payment at inception (date next to name), with the Return of Premium death benefit and are net of all asset-based fees, including the daily mortality and expense risk fee and administrative charge equal to.60% annually, 2b- fees (if any) and all other actual portfolio expenses. They do not include charges for other optional riders, or any taxes that may apply at distribution. IF THEY HAD, PERFORMANCE WOULD BE LOWER. Returns prior to the subaccount inception date are hypothetical and reflect performance as if the annuity was available. The figures in the tables may reflect waiver of advisory fees and reimbursement of other expenses. IN THE ABSENCE OF SUCH WAIVERS, THE PERFORMANCE WOULD HAVE BEEN LOWER. Investment option names may vary from their corresponding portfolio names. Please see the contract prospectus for portfolio names. Not Insured by FDIC or Any Federal Government Agency. May Lose Value. Not a Deposit of or Guarantee by Any Bank. TAWTAENYPR092 v7.4 06/06/202
Portfolio ly Performance Adjusted Historical Average Annual Returns Portfolio returns with service charge deducted as of /0/202 Portfolio AllianceBernstein Balanced Wealth Strategy Portfolio - Class B #, 07/0/2004.04 to.9.6.60-0.9.2 American Funds Asset Allocation Fund - Class 2, 08/0/989 0.92.84.62 8.9.48.96 6.8 American Funds Bond Fund - Class 2, 0/02/996 0.9 4.60.8 4.7 2.96 4.9 4.2 American Funds Growth Fund - Class 2, 02/08/984. 4.78.4 9.2-0.7 6.47.84 American Funds Growth-Income Fund - Class 2, 02/08/984.6.07 4.69 8.20-0.8. 9.40 American Funds International Fund - Class 2, 0/0/990 2.47.7.78. -.79 8.04 6.96 Fidelity VIP Balanced Portfolio - Service Class 2 0/0/99 0.9.04.8 9.7 2.49.42. Fidelity VIP Contrafund Portfolio - Initial Class # 0/0/99.00 4.88 4.77.4-0.2 7.92 9.4 Fidelity VIP Mid Cap Portfolio - Initial Class # 2/28/998.42.7 8.0 8.66.02.49.70 Fidelity VIP Value Strategies Portfolio - Initial Class # 02/20/2002.9 22.6 2.84.67 0.80 7..8 Franklin Templeton VIP Founding Funds Allocation Fund - Class 4,, 07/02/2007 0.42.42 2.27 7.00-0.80 -.89 GE Investments Total Return Fund - Class #, 07/0/98.04.20 9.7.2-0.97 4.2 TA AEGON High Yield Bond - Initial Class 06/0/998 0.70.0 8.6.88 7.74 7.6.8 TA AEGON Tactical Vanguard ETF - Balanced - Service Class 0/0/20 0.6 6.7 7.8.79 TA AEGON Tactical Vanguard ETF - Conservative -Service Class 0/0/20 0.4.8 6.8 2.8 TA AEGON Tactical Vanguard ETF - Growth - Service Class 0/0/20 0.7 8. 7. 0.8 TA AEGON U.S. Government Securities - Service Class 0//994 0.47 4.60.22 4.49 4.9.94 4.42 TA AllianceBernstein Dynamic Allocation - Service Class, ± 0/0/2002 0.4 4.6 4.8. -.67.6 4.7 TAWTAENYPR092 2 v7.4 06/06/202
Portfolio ly Performance Adjusted Historical Average Annual Returns Portfolio returns with service charge deducted as of /0/202 Portfolio TA Asset Allocation - Conservative - Service Class 0/0/2002 0.2 to 6.20 6.67.28 2.28.69 4. TA Asset Allocation - Growth - Service Class 0/0/2002. 9.90 8.79 6.7-2..49.8 TA Asset Allocation - Moderate - Service Class 0/0/2002 0.6 7.8 7.8.77.4 6.0 4.6 TA Asset Allocation - Moderate Growth - Service Class 0/0/2002 0.80 8.7 8.47 6.08-0..96 4.29 TA BlackRock Global Allocation- Service Class 0/0/2009 0.48 7.6.70.82 8.77 TA BlackRock Large Cap Value - Initial Class 0/0/996 -.26 8. 9.72 7.0 -.9 6.2.86 TA BlackRock Tactical Allocation - Service Class 0/0/2009 0.8 8.66 8.49 7.6.99 TA Clarion Global Real Estate Securities - Initial Class 0/0/998 0.7 9.24 8.8 9.89 -.60 9.9 7.88 TA Efficient Markets - Service Class Ø //2008.0 9.6 9.4 6.8 9.47 TA Hanlon Income - Service Class 0/0/2009 0.22.62.69.20.68 TA International Moderate Growth - Service Class 0/0/2006 0.98 9.0 8.0.6-2.6-0.06 TA Janus Balanced- Service Class 07/0/2009 0.4.8.40 0. 0.97 TA Jennison Growth - Initial Class /8/996 2.27 4.4.8 9.08.69.92. TA JPMorgan Core Bond - Service Class /02/986 0.2 4.40.07. 6.2.04.9 TA JPMorgan Enhanced Index - Initial Class 0/02/997 0. 4.77.28.7 0.69.48 4. TA JPMorgan Mid Cap Value - Service Class 0/0/999.02 8.76 20.0.09.7 8.4 6.9 TA JPMorgan Tactical Allocation - Service Class 0/0/994 0.48 6.48 6.9 2.0 0.9 4.6 6.80 TA Legg Mason Dynamic Allocation - Balanced - Service Class 0..2 TA Legg Mason Dynamic Allocation - Growth - Service Class 0. 0. TA Market Participation Strategy - Service Class 09/7/202-0.0 -.82 TA MFS International Equity - Initial Class 0/02/997 2.68 6.2.9. -.22 6.88 2.6 TA Morgan Stanley Active International Allocation - Initial Class 04/08/99.87.8 8.6.20 -.48 6.28.7 TAWTAENYPR092 v7.4 06/06/202
Portfolio ly Performance Adjusted Historical Average Annual Returns Portfolio returns with service charge deducted as of /0/202 Portfolio TA Morgan Stanley Mid-Cap Growth - Initial Class 0/0/99.8 to.8.8.72.7 6.99 9.0 TA Multi Managed Large Cap Core - Initial Class 04/08/99.96 4.7.98.70. 6.7 7. TA Multi-Managed Balanced - Service Class 0/0/2002 0.7.2.74 2.72.4 6.0.70 TA PIMCO Real Return TIPS - Service Class 0/02/20 0.48 6.6 6.79 8.76 TA PIMCO Tactical - Balanced - Service Class Ŧ 0/0/2009 0.4-0.2-0.70-2.07.06 TA PIMCO Tactical - Conservative - Service Class Ω 0/0/2009 0. 0.67-0.77-2.6 0.60 TA PIMCO Tactical - Growth - Service Class Δ 0/0/2009 0.6-0.88 -.42-4. -0.2 TA PIMCO Total Return- Service Class 0/0/2002 0.29 6.7 7.68.64.76.0. TA Profund UltraBear - Service Class (OAM) Φ 0/0/2009 -.68-28.0-0.28-26.49 -.7 TA Systematic Small/Mid Cap Value - Initial Class 0/04/99.0.0.74.2.9 4.8.67 TA T. Rowe Price Small Cap - Initial Class 0/0/999.86.6.6 8.07.8 8.90. TA Third Avenue Value - Initial Class 0/02/998 0.7.6.9 6.02-2.88 6.8 6.89 TA Vanguard ETF Index - Aggressive Growth - Service Class /9/2009.09.7.00 7.9 7.89 TA Vanguard ETF Index - Balanced - Service Class 0/0/2008 0.6 6.60 7.6.78 2. TA Vanguard ETF Index - Conservative - Service Class /9/2009 0.47.40 6.8.28.6 TA Vanguard ETF Index - Growth - Service Class 0/0/2008 0.92 8.97 9. 6.7.6 TA WMC Diversified Growth - Initial Class 2//980 2.26 2.78.6 8.74-2.72.84 2.24 Vanguard - Equity Index Portfolio # 04/29/99 0.0.9 4.92.09 0.. 7.2 Vanguard - International Portfolio # 06/0/994.84 4.84.29 4.62 -.7 8.0.74 Vanguard - Mid-Cap Index Portfolio # 02/09/999.48 2.9.69 2.8.8 8.2 7.74 Vanguard - REIT Index Portfolio # 02/09/999-0.4 2.47 7.4 8.0 2.9.4 9.76 Vanguard - Short-Term Investment-Grade Portfolio # 02/08/999 0.0.6.86 2.74.2.2.7 Vanguard - Total Bond Market Index Portfolio # 04/29/99 0.09.4 4.42 4.6.00 4.4.8 Wanger International 0/02/99. 8.02 4.4 8.28-0.4.89 2.42 TAWTAENYPR092 4 v7.4 06/06/202
Portfolio ly Performance Portfolio Adjusted Historical Average Annual Returns Portfolio returns with service charge deducted as of /0/202 to Wanger USA 0/02/99 2.42.2.2.0 2. 8.9. Portfolio TA AEGON Money Market - Service Class Ψ 7-Day Current Yield 7-Day Effective Yield ly Quarterly ly Quarterly -0.7-0.7-0.7-0.7 TAWTAENYPR092 v7.4 06/06/202
ly Performance Average Annual Total Returns returns with service charge deducted as of /0/202 AllianceBernstein Balanced Wealth Strategy Portfolio - Class B #,.04 2.00 American Funds Asset Allocation Fund - Class 2, 0.92 2.96 American Funds Bond Fund - Class 2, 0.9 2.6 to American Funds Growth Fund - Class 2,. -0.2 American Funds Growth-Income Fund - Class 2,.6. American Funds International Fund - Class 2, 2.47 2.49 Fidelity VIP Balanced Portfolio - Service Class 2 0.9.77 Fidelity VIP Contrafund Portfolio - Initial Class #.00.6 Fidelity VIP Mid Cap Portfolio - Initial Class #.42-0.74 Fidelity VIP Value Strategies Portfolio - Initial Class #.9 6.4 Franklin Templeton VIP Founding Funds Allocation Fund - Class 4,, 0.42 4. GE Investments Total Return Fund - Class #,.04. TA AEGON High Yield Bond - Initial Class 0.70 6.88 TA AEGON Tactical Vanguard ETF - Balanced - Service Class 0.6. TA AEGON Tactical Vanguard ETF - Conservative -Service Class 0.4.69 TA AEGON Tactical Vanguard ETF - Growth - Service Class 0.7.2 TA AEGON U.S. Government Securities - Service Class 0.47.26 TA AllianceBernstein Dynamic Allocation - Service Class, ± 0.4 0.74 TA Asset Allocation - Conservative - Service Class 0.2.44 TA Asset Allocation - Growth - Service Class. -2.0 TA Asset Allocation - Moderate - Service Class 0.6. TA Asset Allocation - Moderate Growth - Service Class 0.80 0.27 TA BlackRock Global Allocation- Service Class 0.48 0.80 TA BlackRock Large Cap Value - Initial Class -.26 -.9 TA BlackRock Tactical Allocation - Service Class 0.8. TA Clarion Global Real Estate Securities - Initial Class 0.7 4.4 TA Efficient Markets - Service Class Ø.0 2.0 TA Hanlon Income - Service Class 0.22 0.48 TAWTAENYPR092 6 v7.4 06/06/202
ly Performance Average Annual Total Returns returns with service charge deducted as of /0/202 to TA International Moderate Growth - Service Class 0.98.2 TA Janus Balanced- Service Class 0.4.48 TA Jennison Growth - Initial Class 2.27 -.84 TA JPMorgan Core Bond - Service Class 0.2 2.7 TA JPMorgan Enhanced Index - Initial Class 0.. TA JPMorgan Mid Cap Value - Service Class.02.4 TA JPMorgan Tactical Allocation - Service Class 0.48 2. TA Legg Mason Dynamic Allocation - Balanced - Service Class 0..2 TA Legg Mason Dynamic Allocation - Growth - Service Class 0. 0. TA Market Participation Strategy - Service Class 09/7/202-0.0 -.82 TA MFS International Equity - Initial Class 2.68.4 TA Morgan Stanley Active International Allocation - Initial Class.87.09 TA Morgan Stanley Mid-Cap Growth - Initial Class.8-7.89 TA Multi Managed Large Cap Core - Initial Class.96-0.77 TA Multi-Managed Balanced - Service Class 0.7 2.0 TA PIMCO Real Return TIPS - Service Class 0.48 4. TA PIMCO Tactical - Balanced - Service Class Ŧ TA PIMCO Tactical - Conservative - Service Class Ω TA PIMCO Tactical - Growth - Service Class Δ 0.4 0. 0.6 -.9-2. -4.8 TA PIMCO Total Return- Service Class 0.29 4.26 TA Profund UltraBear - Service Class (OAM) Φ -.68-7.6 TA Systematic Small/Mid Cap Value - Initial Class.0 0.6 TA T. Rowe Price Small Cap - Initial Class.86 0.24 TA Third Avenue Value - Initial Class 0.7 2.47 TA Vanguard ETF Index - Aggressive Growth - Service Class.09.44 TA Vanguard ETF Index - Balanced - Service Class 0.6.69 TA Vanguard ETF Index - Conservative - Service Class 0.47.87 TA Vanguard ETF Index - Growth - Service Class 0.92.42 TAWTAENYPR092 7 v7.4 06/06/202
ly Performance Average Annual Total Returns returns with service charge deducted as of /0/202 to TA WMC Diversified Growth - Initial Class 2.26-2.6 Vanguard - Equity Index Portfolio # 0.0.9 Vanguard - International Portfolio #.84.6 Vanguard - Mid-Cap Index Portfolio #.48-0.72 Vanguard - REIT Index Portfolio # -0.4 -.97 Vanguard - Short-Term Investment-Grade Portfolio # 0.0.88 Vanguard - Total Bond Market Index Portfolio # 0.09 2.4 Wanger International. 2.24 Wanger USA 2.42-0.77 7-Day Current Yield ly Quarterly 7-Day Effective Yield ly Quarterly TA AEGON Money Market - Service Class Ψ -0.7-0.7-0.7-0.7 TAWTAENYPR092 8 v7.4 06/06/202
Quarterly Performance AllianceBernstein Balanced Wealth Strategy Portfolio - Class B #,.8 Average Annual Total Returns returns with service charge deducted as of 09/0/202 to.6 American Funds Asset Allocation Fund - Class 2, 2.2 2.6 American Funds Bond Fund - Class 2, 0.28 2.27 American Funds Growth Fund - Class 2,.44-0.8 American Funds Growth-Income Fund - Class 2,.94 2.86 American Funds International Fund - Class 2, 4.7 0. Fidelity VIP Balanced Portfolio - Service Class 2 2.0 2.0 Fidelity VIP Contrafund Portfolio - Initial Class # 2.42 2.8 Fidelity VIP Mid Cap Portfolio - Initial Class #.87-0.8 Fidelity VIP Value Strategies Portfolio - Initial Class # Franklin Templeton VIP Founding Funds Allocation Fund - Class 4,,.96.9.90.47 GE Investments Total Return Fund - Class #,.70.6 TA AEGON High Yield Bond - Initial Class TA AEGON Tactical Vanguard ETF - Balanced - Service Class TA AEGON Tactical Vanguard ETF - Conservative -Service Class TA AEGON Tactical Vanguard ETF - Growth - Service Class TA AEGON U.S. Government Securities - Service Class TA AllianceBernstein Dynamic Allocation - Service Class, ±.49.22 0.92.77 0. 0.79.00.66.80.2 2.6 0.6 TA Asset Allocation - Conservative - Service Class 0.82.06 TA Asset Allocation - Growth - Service Class 2.4 -.7 TA Asset Allocation - Moderate - Service Class.7.08 TA Asset Allocation - Moderate Growth - Service Class.76 0.47 TA BlackRock Global Allocation- Service Class 2.04. TA BlackRock Large Cap Value - Initial Class.07-0.9 TA BlackRock Tactical Allocation - Service Class.0. TA Clarion Global Real Estate Securities - Initial Class.40 2.62 TA Efficient Markets - Service Class Ø 2.02 2.07 TA Hanlon Income - Service Class -.6-0.4 TAWTAENYPR092 9 v7.4 06/06/202
Quarterly Performance Average Annual Total Returns returns with service charge deducted as of 09/0/202 to TA International Moderate Growth - Service Class.60-0.4 TA Janus Balanced- Service Class.0.88 TA Jennison Growth - Initial Class 2.72 -.90 TA JPMorgan Core Bond - Service Class 0.24 2.42 TA JPMorgan Enhanced Index - Initial Class 2.07 2.78 TA JPMorgan Mid Cap Value - Service Class 2..47 TA JPMorgan Tactical Allocation - Service Class TA Legg Mason Dynamic Allocation - Balanced - Service Class TA Legg Mason Dynamic Allocation - Growth - Service Class 0.7 0.64.2 2.0.9.4 TA Market Participation Strategy - Service Class 09/7/202-0.2 TA MFS International Equity - Initial Class TA Morgan Stanley Active International Allocation - Initial Class. 2.9 0.0 0.7 TA Morgan Stanley Mid-Cap Growth - Initial Class.0-6.99 TA Multi Managed Large Cap Core - Initial Class.88-0.67 TA Multi-Managed Balanced - Service Class.7.2 TA PIMCO Real Return TIPS - Service Class 0.67.6 TA PIMCO Tactical - Balanced - Service Class Ŧ -0.4 -. TA PIMCO Tactical - Conservative - Service Class Ω 0. -.8 TA PIMCO Tactical - Growth - Service Class Δ -0. -.70 TA PIMCO Total Return- Service Class 0.4.76 TA Profund UltraBear - Service Class (OAM) Φ -.64-9.4 TA Systematic Small/Mid Cap Value - Initial Class.68 0.2 TA T. Rowe Price Small Cap - Initial Class.6 0.64 TA Third Avenue Value - Initial Class TA Vanguard ETF Index - Aggressive Growth - Service Class.7 2.9.66.7 TA Vanguard ETF Index - Balanced - Service Class.8.79 TA Vanguard ETF Index - Conservative - Service Class.00.89 TA Vanguard ETF Index - Growth - Service Class 2.0.2 TAWTAENYPR092 v7.4 06/06/202
Quarterly Performance Average Annual Total Returns returns with service charge deducted as of 09/0/202 to TA WMC Diversified Growth - Initial Class.8 0.26 Vanguard - Equity Index Portfolio # 2.2.09 Vanguard - International Portfolio #.87 -. Vanguard - Mid-Cap Index Portfolio # 2.02-0.90 Vanguard - REIT Index Portfolio # -.97-0.66 Vanguard - Short-Term Investment-Grade Portfolio # 0.. Vanguard - Total Bond Market Index Portfolio # 0.02 2.0 Wanger International.79 0.7 Wanger USA 2.06-0.2 7-Day Current Yield ly Quarterly 7-Day Effective Yield ly Quarterly TA AEGON Money Market - Service Class Ψ -0.7-0.7-0.7-0.7 TAWTAENYPR092 v7.4 06/06/202
Ø - The Transamerica Efficient Markets VP fund invests in Vanguard ETFs and Dimensional Fund Advisors Mutual Funds. - Returns for the period prior to the inception of this class of share with 2b- fee are based on historical returns for a class of shares without a 2b- fee, adjusted as if the 2b- fee had been in effect since the inception date. Ψ - The seven-day yield refers to the annualized income generated by an investment in the subaccount over a specified seven-day period. For the effective yield, the income earned by an investment in the subaccount is assumed to be reinvested. The yield calculation does not reflect the deduction of surrender charges. See the Prospectus and Statement of Additional Information for further details regarding calculations of yields. ± - Performance prior to August 6, 20 reflects the performance of the Transamerica Convertible Securities VP fund. - Returns reflect the deduction of an annual fund facilitation fee of 0.%. Φ - This subaccount is only applicable when the Retirement Income Choice.2 rider is chosen and the Open Allocation Option is utilized. The returns do not reflect the deduction of the Retirement Income Choice.2 rider fee. Only the insurance company can transfer assets in and out of this subaccount. - Returns reflect the deduction of an annual fund facilitation fee of 0.%. # - Returns reflect the deduction of an annual fund facilitation fee of 0.20%. - Returns reflect the deduction of an annual fund facilitation fee of 0.0%. - Effective September 7, 202, this subaccount is closed to new investments. Ŧ - Effective September 7, 202, formerly known as Transamerica Hanlon Balanced VP and formerly subadvised by Hanlon Investment Management, Inc. Ω - Effective September 7, 202, formerly known as Transamerica Hanlon Growth and Income VP and formerly subadvised by Hanlon Investment Management, Inc. Δ - Effective September 7, 202, formerly known as Transamerica Hanlon Growth VP and formerly subadvised by Hanlon Investment Management, Inc. Policy Form No. AV96 79 0 Annuities issues by: Transamerica Financial Life Insurance Company, Harrison, NY. Variable annuity products are underwritten and distributed by Transamerica Capital, Inc. Member FINRA. TAWTAENYPR092 2 v7.4 06/06/202