The rewards of artful investing CUSTOM WEALTH ADVANTAGE MANAGED ACCOUNTS
Investing is a collaborative art Artful investing begins with a personalized plan toward achieving and sustaining long-term growth; a plan crafted and implemented with the assistance of a professional financial advisor who understands and appreciates your goals and objectives. The Custom Wealth Advantage Program designed specifically for clients who prefer to have their investment portfolio managed based on their own objectives and preferences features a rich array of resources to help you create a productive and truly personal portfolio. Working together, we will develop an investment strategy that is a personal expression of your preferences. While our expertise is essential to the process, your strategy should be profoundly individual: a financial self-portrait. We will take the time to understand your life situation, expectations and goals to develop a fully integrated total wealth management framework that will provide a holistic overview of your financial situation. The six-step process we employ when you invest in a Custom Wealth Advantage Program managed account ensures you get the information, advice and solutions to make sound investment decisions now and in the future.
Artful investing requires a disciplined process ENGAGE First, we discuss how we will work together to develop and implement an artful investment strategy with a Custom Wealth Advantage account. We will seek to help you define your singular vision of the future as well as determine your financial goals. COLLECT The more detailed information we can obtain, the more accurate your financial self-portrait can be. In addition to gathering data related to income, assets and resources, your risk tolerance, expectations, assumptions, attitudes, views and concerns are vital in shaping a strategy for your Custom Wealth Advantage account. ANALYZE We assemble and refine the gathered information, confirm and clarify data and sketch a preliminary plan using sophisticated modeling and asset allocation tools. DESIGN We make a formal presentation of the strategy, recommend investments from an array of resources in the Custom Wealth Advantage account program, fully answer your questions, and, when you are satisfied with the scope and suitability of the strategy, establish an action plan. IMPLEMENT This disciplined approach is an ongoing, dynamic process. We will regularly assess your evolving needs and market events. You ll receive comprehensive reports on your Custom Wealth Advantage holdings, asset allocation, transactions and performance. REVIEW We connect with you on a regular basis to determine if adjustments should be made to ensure your Custom Wealth Advantage portfolio aligns with your changing needs, personal and financial goals and objectives, and the distinctive vision you aspire to achieve. COLLECT DESIGN REVIEW ENGAGE ANALYZE IMPLEMENT Define Scope Data & Goal Setting Evaluate Current Plan Present Alternatives Action Plan & Solutions Review & Reevaluate
An overview of the Custom Wealth Advantage Program A Custom Wealth Advantage managed account offers flexibility, a high degree of investment choice and a consolidated view of your portfolio. A wide range of investment managers and options can be deployed to implement your strategy. You have access to scores of well-known and established investment management firms through the Custom Wealth Advantage Program s open-architecture approach. Your strategy is precisely executed with investments specifically selected in accordance with your financial self-portrait. The Custom Wealth Advantage platform includes: A customized portfolio offering thousands of mutual funds, as well as exchange traded funds (ETFs), stocks, bonds and other securities. Individualized asset allocation mixes and diversification strategies to help meet your particular needs. Active management, where you will have access to high caliber, professional money managers generally available only to large institutions, and passive management, where your funds will mirror a market index (such as the S&P 500). Easy-to-read quarterly performance reports and regular activity statements. Optional rebalancing to ensure your portfolio maintains its original asset allocation. An investor should carefully consider the investment objectives, risks, charges and expenses of a mutual fund and an ETF before investing. Read the prospectus carefully before you invest or send money. The investment return and principal value of an investment will fluctuate with changes in market conditions so that an investor s shares, when redeemed, may be worth more or less than the original amount invested.
Artful investing demands attention to detail A customized investment strategy We will work together to determine your investment objectives, evaluate your risk tolerance, time horizon and any unique considerations before structuring an individualized investment strategy for your managed account. Informative performance reporting Each quarter, you ll receive an easy-to-read report outlining your portfolio s performance for the preceding three months, year-to-date and since the inception of your account, as well as an overview of the past quarter s economic and market highlights. Convenient, consolidated reporting If you hold multiple accounts in the Custom Wealth Advantage Program, you may choose to receive a consolidated quarterly report. Additionally, you receive a single, consolidated Form 1099 for each account in the Custom Wealth Advantage Program. Regular activity statements For those months in which there is activity in your account, you ll receive a statement reflecting the transactions that have occurred, portfolio holdings and month-ending account balances. Account access anywhere, anytime You are invited to take advantage of secure, around-the-clock, online access to your Custom Wealth Advantage managed account. Optional edelivery provides paperless account statements and trade confirmations. Ongoing review To ensure the continuing suitability of your investment plan, we regularly assess your portfolio, market events and your evolving needs. We meet with you as needed to discuss portfolio rebalancing, asset allocation and other investment strategies to help keep your assets aligned with your long-term goals and objectives.
Artful investing is Personal. Partner with us to create a Custom Wealth Advantage managed account that speaks to you; that expresses your vision. Founded on trust. We value integrity, professional conduct and placing your best interests ahead of all else. All about you. A dedicated team is working for you when you invest in a Custom Wealth Advantage managed account. In addition to our unbiased investment advice, you have access to a wide range of investment management expertise through Lincoln Financial Securities. Give your investments the attention they deserve The Custom Wealth Advantage Program is offered through Lincoln Financial Securities in its capacity as a registered investment advisor. Lincoln Financial Securities is a member of Lincoln Financial Group, the marketing name for Lincoln National Corporation (NYSE: LNC), a family of companies providing a wide range of financial products and services. Our name and reputation over the years have been built on servicing each client as if he or she were our only client. Our philosophy is to Serve First, Last and Always SM. The personal attention that we provide to clients is one of the primary reasons that many of our clients become partners for life. To ensure security and transparency, Custom Wealth Advantage accounts and investments are held by an independent custodian. You maintain full ownership of your investments at all times and receive reports regarding your holdings directly from the custodial firm on at least a quarterly basis.
Paint your future with the Custom Wealth Advantage Program
About Lincoln Financial Securities Lincoln Financial Securities is an independent broker-dealer with a national network of financial professionals who have access to a diverse spectrum of products and specialized support to provide individualized service to their clients. Registered investment advisors provide financial planning services and financial consultation, and can utilize an array of investment management programs to provide customized asset management services. Lincoln Financial Securities is an affiliate of Lincoln Financial Group, the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Lincoln Financial Group has a proud history of helping empower Americans to take charge of their financial lives with confidence and optimism. It is not our position to offer legal or tax advice. We encourage you to seek the advice of an attorney or accountant prior to making tax-related investment and/or insurance decisions. 2016 Lincoln National Corporation LincolnFinancial.com LFS-1379513-122815 70028 1/16 Securities and investment advisory services offered through Lincoln Financial Securities Corporation, a broker-dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. In CA, insurance may be offered through LFS Marketing & Insurance Sales Corporation. In NY, insurance may be offered through LFS Marketing & Insurance Agency Corporation. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.