LEGAL PROTECTION INSURANCE GOLD FORMULA What is insured? Silver frmula plus Missing children search csts Divrce by mutual cnsent Family mediatin Right f inheritance, gifts inter vivs and wills Tax law Legal entitlement Prperty matters (tax law) Administrative law Prperty matters (administrative law) Labur and scial law General Cntracts Online Delete Service Other subjects When are yu insured? Private life Prfessinal life (as an emplyee and/r public service fficial) Prperty assets (main and secndary residence, current and future) Wh is insured? Plicy hlder Members f his/her family spuse r persn with whm he/she lives; parents and immediate relatives wh nrmally live in the husehld. Children n lnger living at hme but still entitled t family allwances. Insured as: an individual in his/her private life; an emplyer f dmestic staff; wner and/r ccupier f his/her main and secndary residence; emplyee, appintee, apprentice, public service fficial r equivalent t these statuses while pursuing his/her prfessinal life.
Subjects insured Sum insured Territrial cverage Waiting perid Civil actins 100,000.00 Wrld Yu are the victim f an attack in the street and the culprit is identified. We claim yur damages frm him. Yur neighbur s children break ne f yur windws while playing with a ball. We take actin with the parents t recver yur damages. Whether as a pedestrian, cyclist, passenger n public transprt r in a vehicle belnging t a third party, yu are the victim f a traffic accident while ging t wrk r during business travel, we take care f recvering yur damages fr injuries frm the third party. Criminal defence 100,000.00 Wrld While unexpectedly crssing the rad, yu cause a serius accident. Yu are sued fr unintentinal damages and injury. A neighbur ldges a cmplaint against yu fr excessive nise at night. The fine impsed is excessive and yu want t plead yur case. Yu are taken t curt fr having caused a garden fire. Prceedings fr alleged acts f harassment. We appint a lawyer t represent yu in curt. Civil defence 100,000.00 Wrld The neighburing farmer takes yu t curt fr damage t his crps caused by game fwl that have cme frm yur prperty. Prperty matters (Civil actins + Criminal & civil defence) A building is kncked dwn next t yur huse. The wrk has caused a crack in the facade. We recver yur damages. 100,000.00 Eurpe + Third party inslvency 20,000.00 Wrld Based n a nn cntractual liability case, a Curt awards yu cmpensatin fr damages yu have suffered due t fault f a third party but wh unfrtunately is inslvent.
Bail Implicated in an accident, bail is required t btain yur release. 20,000.00 Wrld "Cmpensatin" assistance 400.00 Wrld During pushing and shving at schl, yur child s glasses are brken. The liable persn s family liability insurer cmpensates yu but yu still have t recver the excess. We advance yu the amunt f this excess. Renvatin wrk dne by yur neighbur damages yur wall. The cntractr s liability insurance cmpensates yu but yu still have t recver the excess. We advance yu the amunt f this excess. After fire and assciated dangers assistance* 20,000.00 Eurpe + We take care f defending yur interests in a dispute brught against yur Fire insurer wh unfairly limits yur cmpensatin after an incident. After a hailstrm yur awning is damaged and yur insurance cmpany refuses t take any actin. After a water leak, cmpensatin prpsed by yur Fire insurer is less than the cst f the wrk. General Cntracts* The suite delivered t yu des nt cmply with what was rdered. Yu are in dispute with yur landlrd fllwing an excessive rent indexatin that he intends t impse n yu. After legal examinatin f the case, we persuade him f the illegality f this increase. After yur appintment in Belgium, yu decide t stay permanently. Yu purchase husehld appliances, an appliance breaks dwn and the seller refuses t apply the guarantee. We intervene t make him d this. 37,500.00 Eurpe + 9 mnths Prperty matters (General cntracts)* The new huse yu have just mved int is full f dry rt. Yu change accmmdatin and yur landlrd claims a series f unjustified rental damages frm yu. 37,500.00 Eurpe + 9 mnths
Missing children search csts 10,000.00 Belgium After the disappearance f yur child in Belgium, we take care f a lawyer s interventin t help yu in the legal inquiry. We als take care f csts fr medical-psychlgical assistance t which yu may wish t resrt. Divrce by mutual cnsent A disagreement ccurs during divisin f assets which are part f the cmmunity. 1,500.00 / cuple Belgium 24 mnths Family mediatin* One f yur parents has becme incapable f managing their assets and yu wish t btain the appintment f a prvisinal administratr in Belgium. Right f inheritance, gifts inter vivs and wills* Yu are treated unjustly in yur parents inheritance and wish t uphld yur rights befre the Belgian curts. Tax law* Yu are emplyed in the EU under cntract, yur spuse wrks in the private sectr. The amunt f tax that he/she has t pay seems t be unduly high. Yu want t cntest this amunt. Yu are a civil servant and have t pay cuncil tax. The prperty tax yu are asked fr is calculated incrrectly. As a civil servant yu have t pay cuncil tax. Yu have been asked t pay it twice. Legal entitlement 100,000.00 Eurpe + Prperty matters (Tax law)* 15,000.00 Eurpe + 12 mnths Administrative law* Yu cntest the refusal t grant a study bursary t yur child.
The building permit granted t yur neighbur des nt cmply with legislatin. Prperty matters (Administrative law)* 15,000.00 Eurpe + 12 mnths Labur and scial law*1 12,500.00 Belgium 12 mnths As an agent with a permanent cntract, the ntice perid given t yu is incrrect. Yu are a victim f discriminatry measures. Yu enter a cntest fr prmtin. Althugh yu qualify yu d nt get the jb. Yu ldge an appeal in accrdance with articles 90 t 91 bis f the Eurpean Cmmunities Statute fr civil servants. General cntracts nline^ 37,500.00 Eurpe + 3 mnths Delete Service 5,000.00 Eurpe + Other subjects* 100,000.00 Belgium * Dispute minimum: 500.00 ^ Dispute minimum: 350.00 The csts f any mediatin are nt applied t the sums insured (except fr family mediatin). ¹20% dynamic excess: i.e. the insured persn bears a 20% excess applied t each payment request fr external csts; ARAG intervening t a maximum f 80% f an amunt f 15,625 being 12,500 Rates GOLD INDIVIDUAL 294.17 Including Legal HelpLine Fr mre infrmatin please dwnlad: Special cnditins individuals gld (F) General cnditins (F)