Looking After You and Your Family

Similar documents
Members Handbook. #LegalPlus

Reps Handbook. #LegalPlus

Workers Rights. A guide for full-time and part-time workers. #LegalPlus

Your voice at work A GUIDE TO PROSPECT LEGAL ADVICE. prospect.org.uk/legal A GUIDE TO PROSPECT

Complaint about your pension? Here s how we can help

Why you need Essential Business Legal Solutions

Complaint about your pension? Here s how we can help

Business Legal Guard Policy Summary

Commercial legal expenses. Summary of Cover AXA Business Insurance

Motor Legal Protection Insurance Policy Summary and Policy Wording

Working with us: Important information about your personal injury case. Standing up for you

Money when it matters most

Your friendly, local law firm

Focus Underwriting. Policy Summary Commercial Legal Expenses Insurance A PARTNER YOU CAN TRUST

Income Protection and Budget Income Protection

Family Legal Expenses Platinum Insurance

Puzzled By Pensions? Know Your Pension Rights A Guide to Auto-enrolment

Toolkit Before your personal assistant starts

Understanding pensions. A guide for people living with a terminal illness and their families

LV= V= ife insurance Policy summary

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER

Mortgage & lifestyle protection. Policy Summary

Income Protection Reviewable Premiums

Who do I turn to following an injury?

Rights to Workers Compensation Benefits and How to Obtain Them. What Are The Benefits? Workers compensation benefits can include:

Why, what and how Employer guide

UK VOLUME CENTRAL FAMILY LEGAL PROTECTION

Demystifying Legal Expense Insurance

Guide to buying an annuity

Over 50s Life Cover Policy Summary and Plan Conditions. Document Reference ASDAGWOL3. Provided by

Life and protection insurance explained

POLICY DOCUMENT. Legal Expenses Insurance. - For Home Owners - Claims Helpline: Important: Please read and keep safe.

Hayes Connor Solicitors

Motorhome legal expenses policy

TOURING CARAVAN LEGAL EXPENSES INSURANCE POLICY WORDING DEFINITIONS TERMS OF COVER

A GUIDE TO CONTRACTOR INSURANCE

Employee Accident Cover and Employee Life Cover from B&CE

Key Features of Mortgage. Protection

Income Protection Guaranteed Premiums

Income Protection Reviewable Premiums

We take care of estate administration. Quickly and completely. It s all we do, every day.

THIRD PARTY PROPERTY DAMAGE INSURANCE PRODUCT DISCLOSURE STATEMENT PART 2

Your new Terms and Conditions

Equity Release your essential guide

A survival guide to Dealing with tax credit overpayments

Switching current account

Fatal incident: A guide to compensation

Group income protection

Money when it matters most

Guide to trusts. A brief guide to Trusts and our Trustbuilder tool

individual life product solutions

Theft and Hijack Insurance Policy Wording

Management liability choice summary of cover

Contents. Contact us.

Getting help with your benefits. November 2008 Factsheet Gen1

50 PLUS PLAN. Policy Summary

Using direct payments or a personal budget

Using direct payments or a personal budget

2017/18. Member Benefits Brochure. In Partnership With...

Cases where Contract Disclosure Facilities (COP 9) are not used COP8

Partners Group Life Assurance

Our Customers. Expertise when you need it most. Accreditation. Customer Service

Conditional Fee Agreement Explanation Leaflet. What you need to know about the CFA

Personal Sick Pay. Policy Summary

MAKING REGULAR OVERSEAS PAYMENTS A GUIDE TO INTERNATIONAL PAYMENTS

Warehouse Money Visa Card Terms and Conditions

Guide to trusts. A brief guide to Trusts and our Trustbuilder tool. Trusts the basics. Settlor makes a gift to the trust

Income insurance. Protect your income and your lifestyle

WE RE HERE FOR YOU. Expert local personal injury advice. QualitySolicitors Smith Roddam

Family Legal Protection. Terms and Conditions

Touchstone Underwriting POLICY SUMMARY Commercial Legal Expenses Insurance

Winn Solicitors are solicitors regulated by the Solicitors Regulatory Authority (No )

BCA Members: Insurance Information Pack

Childcare Accident Book Notes and how to use this book

Self-employed Insurance Policy summary

Current Account Switch Service:

GROUP INCOME PROTECTION.

YourLife Plan Term Assurance

A brief guide to Trusts and our Trustbuilder tool

POLICY WORDING MARINE LEGAL PROTECTION TERMS OF COVER ASSISTANCE HELPLINE SERVICES

Warehouse Money MasterCard and Red Card Terms and Conditions

NURSERIES INSURANCE SUMMARY OF COVER 1 PRODUCT SECTOR DOCUMENT TYPE 1. summary of cover NURSERIES INSURANCE. Version4

Motor Legal Expenses Policy Wording

Guidance notes (continued)

WE RE HERE FOR YOU. Expert local personal injury advice. QualitySolicitors Bradbury Roberts & Raby

Equity Release Lifetime Mortgages. Making your property work for you in retirement

YOURLIFE PLAN INCOME PROTECTION

Adviceguide Advice that makes a difference

Your guide to Legal Expenses Insurance

Executive Income Protection

Life and protection insurance explained

Personal Sick Pay. Paying you an income if you can t work because of an accident or illness

Will included with your plan D R. Your complete guide to Golden Charter Funeral Plans

Social care: ways to use your personal budget

A Brief Guide to Your Pension. A guide to the benefits available to you as a member of the Local Government Pension Scheme (LGPS)

Direct Saver. Downloadable and accessible brochure. Piece of cake. Open your account with just 1. Enjoy easy access to your savings.

YourLife Plan Term Assurance Key Facts

Sickness Absence Policy Contents

Corporate & Commercial. Your onecard account. An administrator s guide

Workers Compensation Guidebook

Transcription:

Looking After You and Your Family #LegalPlus

Usdaw s aim is all about improving workers lives and winning for members. Usdaw Legal Plus is at the heart of that aim. Usdaw provides a great range of legal services which have got better and better over the years. Usdaw Legal Plus is a service to be proud of. If ever you need to make a claim you can be confident that Usdaw will be there to look after you. John Hannett Usdaw General Secretary Improving workers lives Winning for members

Legal Plus Looking After You and Your Family Usdaw Legal Plus Gives Members Peace of Mind Members are fully covered for: Any accident, anywhere in the UK, and now also for accidents/injuries outside of the UK whilst on a package holiday.* Members children, under the age of 18, are fully covered for any accident, anywhere in the UK, and now also for accidents/injuries outside of the UK whilst on a package holiday.* Other family members living in the same household as the member are fully covered if they are injured in a road traffic accident. To register a new accident, injury or disease claim, call FirstCall Usdaw on: 0800 055 6333 (see over for more details). *Package holiday claims means accidents, injuries or other personal injury claims covered under the Package Travel, Package Holidays and Package Tours Regulations 1992.

Accidents, Injuries, Diseases They can happen to you at any time. But as an Usdaw member, you and your immediate family will have experts ready to help you, with our Legal Plus service. It s fast-acting, effective assistance that brings real peace of mind it s absolutely free to members and covers you for: Any accident, anywhere in the UK, including: Accidents at work. Accidents outside of work. Accidents/injuries to members whilst outside the UK on a package holiday. Plus Road traffic accidents. Work-related conditions or diseases. Slipping and tripping. Injuries caused by violent crime or armed robbery (CICA claims). Members children, under the age of 18, who are injured anywhere, anytime in the UK and also if they are injured whilst outside the UK on a package holiday. Family members living with you are also fully covered if they re injured in a road traffic accident. Fast, expert help is only a free call away 24/7. Use FirstCall Usdaw to start your claim. FirstCall Usdaw Free Accident Helpline 24/7 If you have an accident, disease or injury just phone FirstCall Usdaw on 0800 055 6333 to start your claim. Give your: Name and address. Phone and email contact details. Date of birth. Date of accident. Usdaw membership number (not essential, but can speed up the call). Your claim will be logged immediately and you will be given a case number and put through to your Usdaw solicitor straightaway. Your Usdaw solicitor will request your details again, together with any case number which you may be given by the call centre. Please be prepared for this as it is a legal requirement that all information is provided to the solicitor by you and not any third party (including Usdaw). Use FirstCall Usdaw to start all accident and injury claims. Only use FirstCall Usdaw to start a claim. Do not use this number for any other enquiries or existing claims. After your claim has been logged, use your solicitor s number. Saving you money A high street solicitor is likely to take 25% of any compensation you win. Usdaw guarantees that you keep 100% of your compensation.

Legal Plus Looking After You and Your Family Occupational Diseases Usdaw Legal Plus covers work-related diseases and conditions like repetitive strain injury, deafness, occupational asthma and dermatitis. Use FirstCall Usdaw to start your claim, call on 0800 055 6333. Violent Crime Contact FirstCall Usdaw on 0800 055 6333 to start your claim. Usdaw Legal Plus helps members claim compensation from the CICA Criminal Injuries Compensation Authority which is a state funded scheme. This service is also available for member s children, who are under 18 years of age. In order to qualify you must: Personally report the incident to the police within 48 hours and get a crime reference number. Usually, it s not enough if someone else reports it, such as a relative, friend or employer. See a doctor immediately for treatment for physical injuries as well as psychological ones such as stress or shock.

Employment Problems Usdaw reps and officials are ready to help you resolve any type of employment problem, including: Redundancy. Dismissal. Discrimination. Contract claims. Equal pay. Family-friendly rights. Part-time workers rights. Unlawful deductions. Minimum wage. We ll try to settle the problems using your usual company procedures. By law, your employer must allow your Usdaw rep to come with you to all disciplinary and grievance hearings. Our full-time officials (Area Organisers) and the Usdaw Legal Department provides the advice and representation in employment tribunal cases. Tribunal claims must be lodged within strict time limits normally within three months less one day from the date of dismissal or cause of complaint. You are responsible for making your claim in time, so speak to your Usdaw rep as soon as you know you have a problem. Make sure you always follow the company grievance and appeal procedures. For help and advice about any employment problem, you can either contact your Union rep, call the Usdaw Helpline on 0800 030 80 30 or visit the Usdaw website www.usdaw.org.uk please do not use FirstCall Usdaw for employment problems. If we can t sort out the problem this way, your Usdaw team will advise you about taking the case further.

Legal Plus Looking After You and Your Family Pensions Issues The Usdaw Legal Department has a specialist Pensions Section, ready to help you with any problem about your company or state pension. Where appropriate we ll also support legal action to secure your pension rights. To contact the Usdaw Pensions Section, call 0161 413 0920 or you can find more advice on the Usdaw pensions website at www.usdaw.org.uk/pensions Health and Safety Issues The Usdaw Legal Department has a specialist Health and Safety advice team who will be happy to help with any health and safety problems at work. You ll find more information on the Usdaw website www.usdaw.org.uk/ healthandsafety You can contact the Usdaw Health and Safety Section on 0161 413 0927 or email healthandsafety@usdaw.org.uk

Prosecution Cases As a member, if you re prosecuted for something in the course of your work, we ll instruct solicitors to advise on your defence. If there is a defence, we will instruct them to represent you until State Criminal Legal Aid can be arranged. Saving you money A free will for you and your partner could save you over 250. For work-related prosecutions, complete our online BL6 Form at www.usdaw.org.uk/bl6 or phone the Legal Department clerical team on 0161 249 2477. If you and your family are facing criminal charges not related to work, you re entitled to free legal advice from an Usdaw solicitor. To arrange this, complete our online BL3 Form at www.usdaw.org.uk/bl3 or phone the Legal Department clerical team on 0161 249 2477. Free Wills It s important for your family and your own peace of mind that your affairs are in order before you die. If you want your property to pass to the people you choose, it s essential to make a will. Every Usdaw member, and their partner, can make a will free of charge through Usdaw solicitors. New members benefit from our free will writing service as soon as they join Usdaw saving around 250. If your affairs are especially complex the solicitors may need to charge, but they ll discuss this with you beforehand. To take advantage of our free will writing service, complete our online BL4 Form at www.usdaw.org.uk/bl4 or phone the Legal Department clerical team on 0161 249 2477. Probate Sorting out probate matters when someone dies can be stressful. Our Usdaw solicitors can provide you with sympathetic and professional initial advice at special, favourable rates. To benefit from this service, complete our online BL3 Form at www.usdaw.org.uk/bl3 or phone the Legal Department clerical team on 0161 249 2477.

Legal Plus Looking After You and Your Family Moving House Buying a property is a long-term financial commitment and may be one of the most important steps in your life. Usdaw solicitors will deal with all stages of your property transaction professionally and efficiently, at favourable rates for Usdaw members. You ll receive a written quotation at the outset, so you won t have any unwelcome surprises. To take advantage of this service, complete our online BL3 Form at www.usdaw.org.uk/bl3 or phone the Legal Department clerical team on 0161 249 2477. Free Initial Advice Scheme Usdaw s Legal Plus service doesn t stop when you clock off work. You re entitled to free initial advice about any non-work related legal problem. For example, you may have: Bought a car or a washing machine that simply isn t up to standard and the salesman refuses to do anything about it. A dispute with your landlord, the council, or with nuisance neighbours. A matrimonial or other family problem at home, or want advice about debts. If there s more legal work required after you ve received our solicitors advice, they ll offer you special terms. For non-work related problems, complete our online BL3 Form at www.usdaw.org.uk/bl3 or phone the Legal Department clerical team on 0161 249 2477. Our application forms can also be downloaded from our website or obtained from your rep or local office.

Help For Your Family Children of members, under 18 years of age, are covered for any accident, anywhere in the UK (including where they are victims of violent crime) and also if injured outside the UK on a package holiday. Saving you money Usdaw s free legal advice service could save you 100s of pounds. Also, Usdaw looks after your immediate family too. If a family member living with you is injured in a road traffic accident, they are fully covered by Usdaw Legal Plus. Call FirstCall Usdaw on 0800 055 6333 to make a claim.

Legal Plus Rules You must be up-to-date with your Usdaw contributions at the time of the incident you re claiming for. Your contributions must remain fully paid-up throughout the case. You must co-operate with Usdaw and its solicitors and follow their advice. You must give Usdaw and its solicitors accurate and honest information. You must not take advice from other legal advisers at the same time. You will not be supported in bringing cases against the Union, its representatives or staff, or in matters that are in conflict with the Union or its policies. You will not be supported if the incident/accident is a consequence of your own neglect of duty, misconduct or criminal act. Legal help will not be granted to family members who should have been an Usdaw member. Cases will be supported only if they have reasonable prospects of success, they are proportionate in value to the cost of pursuing the claim, they are not an abuse of process or fundamentally dishonest and no reasonable offer of settlement has been made. Family members must follow the same rules. In any event, legal assistance is at the discretion of the Union. You ll find these rules in detail in the Legal Plus Members Handbook, which our solicitors give to members when they start an injury claim. You can also see the Handbook on the Usdaw website. Once legal assistance has been granted, we ll investigate your case and regularly review it to ensure you continue to comply with the rules and that your case still has reasonable prospects of success.

Here Are Some of The Great Benefits of Usdaw Legal Plus for Members Cover for accidents and injuries, anywhere in the UK and also if injured on holiday outside the UK. Children of members, under 18 years of age, covered for any accident, anywhere in the UK and also if injured on holiday outside the UK. Help for you and your family. It s free from the day you join. Ensures you keep all the compensation if you win plus, there are no hidden charges. Works for people, not profits. Delivered by the Usdaw team of reps, officials and professionals in the Usdaw Legal Department, backed by a nationwide network of solicitors. Employs solicitors who are experts in accident and disease cases, and are committed to the work of the Union. If you have an accident call FirstCall Usdaw to start your claim. No forms no fuss no delay To become a member of Usdaw contact your Usdaw rep in your workplace or call the Usdaw Helpline 0800 030 80 30 or visit our website www.usdaw.org.uk Improving workers lives Winning for members October 2017 Leaflet No. 312 Central Office: 188 Wilmslow Road, Manchester M14 6LJ