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2 FY17 FINANCIALS MARCH 31, 2017
3 INDEX 1. Key Highlights (IDFC Consol) 4 2. Entity wise P&L 5 3. Key Highlights - IDFC Bank 6 4. Business Highlights IDFC Infrastructure Finance 8 5. Business Highlights IDFC AMC 9 6. Fund Snapshot IDFC Alternatives 10 7. Business Highlights IDFC Securities 11 8. Shareholding 12
Key Highlights (IDFC Consol) FY17 Balance Sheet ` 117,548 Cr Net worth : ` 10,820 Cr PAT : ` 699 Cr Securities Revenue : ` 81 Cr PAT : ` 11 Cr Infrastructure Finance AMC AAUM : ` 57,318 Cr Revenue : ` 310 Cr PAT : ` 97 Cr Alternatives Fund Size : ` 17,716 Cr No of Investments : 81 Revenue : ` 131 Cr PAT : ` 19 Cr IDFC vs. Nifty* Bank O/s Credit : ` 85,172 Cr Income : ` 3,030 Cr PAT : ` 1,020 Cr No of Customers : 1.4 mn (GV ~ 9.6 lakh) Points of Presence: 8,613 4 Loan Book : ` 2,683 Cr PAT : ` 71 Cr AAA by CARE and ICRA *1 st April 16 to 31 st Mar 17 34% IDFC 19% Nifty
Entity wise P&L (FY17) Particulars IDFC Bank AMC Alternatives # IF Securities Others * Total FY 17 Operating Income 156 3,030 310 131 87 81 118 3,914 Operating Expenses 28 1,277 170 102 11 60 7 1,655 Pre-Provisioning Operating Profit 128 1,753 140 29 76 21 111 2,259 Provisions 278 Dividend Elimination 184 PBT 1,797 Tax, MI & Others 1,098 PAT 699 * Others Projects, Securities Singapore, IDFC FHCL etc. # includes IDFC Capital (Singapore) 5 All figures in ` Crore
Key Highlights IDFC Bank FY17 (1 of 2) No. of Customers (Total: 13.8 lacs IDFC Bharat Ltd. 1 customers: 9.6 lacs) 4,14,090 Points of Presence (8,613) 8,613 CASA/Gross Advances CASA Mar 17 ` 2,094 Cr 1,25,057 2,45,613 25,906 59,555 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 104 409 1,154 4,684 0.90% 1.75% 3.32% 1.76% 4.06% Customers acquired in the month of Mar : 60.9K (B+: 21.9K; B: 39.0K) Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Non Interest Franchise Income /Total Non Interest Income 37.8% Retailisation of Funded Book 2 : ` 16,818 Cr Balance Sheet Growth Mar 16: ` 83,216 Mar 17: ` 1,12,160 Q4 vs Q3 FY17 vs FY16 Non Interest Franchise Income /Total Operating Income 7.9% 25.2% -3% 35% 11.9% Mar-16 Mar-17 6 1. Formerly known as Grama Vidiyal Micro Finance Ltd. (GVMFL) 2. Retailisation of Funded Book = Bharat Bank, B Plus, SME, Buyout, Onlending All figures in ` Crores
Key Highlights IDFC Bank FY17 (2 of 2) Outstanding Credit 1 ` 85,172 Cr 58% YoY Net Adv: ` 49,402 Cr Credit Inv: ` 17,165 Cr LC/BG: ` 18,605 Cr PAT ` 1,019.7 Cr Q4 FY17: ` 176.0 Cr RoA RoE 1.0% 7.2% Network & Customers Network Branches: 74 ATMs: 47 Micro ATMs: 5,661 Aadhar Pay: 2,481 BC & IDFC Bharat Ltd.: 350 Customers Total: 13.8 lacs IDFC Bharat Ltd.: 9.6 lacs Asset mix (` 1,12,160) Net Advances Credit Inv. Cash & Bank Statutory Inv. Trading Inv. Other Assets 2,202 17,165 19,264 16,942 7,184 49,402 69% NII/Total Income ` 3,030 Cr NII: ` 2,076 Cr Non Int: ` 954 Cr NIM 2.1% Loan: 3.1% EPS Book value 3.0 43.2 Funding mix (` 90,470) CASA FD Infra Bonds Bonds & Deb. FC Loans CBLO/Repo/LAF Others incl CDs 2,094 17,970 10,434 26,706 2,099 7,776 23,391 CASA Ratio 2 47% HR/Total Expenses ` 1,277 Cr HR: ` 597 Cr Others: ` 680 Cr Asset Quality C/I Ratio 42.1% Capital Adequacy Headcount 3,906 Mar 16: 2,405 (+62%) IDFC Bank vs. Bankex 3 5.2% CASA 4 : Bharat: ` 153 Cr Bharat Plus: ` 433 Cr Wholesale: ` 1,508 Cr GNPL: 3.0% NNPL: 1.1% Net RSA: 1.3% 18.9% Tier 1: 18.5% 21% 32% 5 1. Outstanding Credit (FB+ NFB) grew 19% from ` 71,354 Cr as on 31 st Dec, 16 to ` 85,172 Cr as on 31 st Mar, 17. Outstanding Funded Credit grew 18% from ` 56,641 Cr as on 31 st Dec 16 to ` 66,567 Cr as on 31 st Mar, 17 2. CASA Ratio = CASA / (CASA+FD+CD) 3. 1 st April 16 to 31 st Mar 17 4. Average SA per account: Bharat banking` 2,834, Bharat plus: ` 26,987
8 Business Highlights IDFC Infrastructure Finance Ltd * Outstanding disbursements as of March 31, 2017 were ` 2,683 Cr across 37 companies Total borrowings as of March 31, 2017 were ` 2,104 Cr The portfolio includes exposure to a diversified set of borrowers across the infrastructure spectrum including roads, power, education, healthcare, telecom and SEZs. PAT as for the year ended on March 31, 2017 is ` 70.8 Cr Capital adequacy ratio is ~28.9% Rating of AAA by CARE & ICRA *Formerly known as IDFC IDF
Business Highlights IDFC AMC Particular Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 AAUM (For the month) ` 52,460 55,080 58,548 59,489 59,585 MF 51,448 54,134 57,726 58,715 58,817 IA 1,012 946 822 774 768 Equity AUM (%) 24% 23% 23% 22% 22% 9 All figures in ` Crore
Fund Snapshot IDFC Alternatives Private Equity Infra RE Particular Office Total Fund I * Fun II Fund III Fund IV IIF1 IIF2 Fund * REYF SCORE Fund Size ` 844 1,858 2,903 576 3,837 5,500 688 749 761 17,716 Number of Investments 12 17 12 1 17 10 2 8 2 81 Number of Exit Events (Full & Partial) 12 13 6-9 - 2 6-48 * Completely Exited 10 All figures in ` Crore
11 Business Highlights IDFC Securities Increase in market share & Revenues in FII, MF and DII segment Healthy deal pipeline Investment banking Aiming to increase Brokerage revenue
Shareholding Pattern % of Top 10 shareholders Sr No Name Category 31-Mar-17 1 Government of India GOI 16.4% 2 Sipadan Investments (Mauritius) Ltd FII 9.5% 3 First State Investments ICVC FII 5.9% 4 Orbis Sicav - Asia Ex-Japan Equity Fund FII 3.2% 5 Ashish Dhawan Retail 2.6% 6 East Bridge Capital Master Fund Ltd FII 2.4% 7 ICICI Balanced Prudential Fund MF 1.4% 8 Platinum Asia Fund FII 1.4% 9 Orbis Global Equity Fund Ltd FII 1.1% 10 ICICI Prudential Dynamic Plan MF 1.1% 12 Corporate Bodies 4.0% MF 9.5% Retail 17.9% FIs / Insurance Co / Banks 5.8% 31st Dec, 2016 GoI 16.4% FII / FDI / NRI / FN 46.4% Corporate Bodies 4.6% FIs / Insurance Co / Banks 5.2% Retail 20.4% 31st Mar, 2017 MF 13.8% GoI 16.4% FII / FDI / NRI / FN 39.6%
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