Mortgage Bankers Association of Hawaii, Inc. P.O. Box 2900 Honolulu, HI Phone:(808) Fax: (808)

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Mortgage Bankers Association of Hawaii, Inc. P.O. Box 2900 Honolulu, HI 96846 Phone:(808) 539-7610 Fax: (808) 539-7284 March 1, 2015 Aloha Mortgage Industry Friends & Colleagues! Our industry continues to evolve as we face new regulatory changes once again this year, not to mention adapting to another regulator in the CFPB as we begin to get a feel for their approach to enforcement of the regulations. On top of this we have the normal economic forces of interest rates, the housing market and competition to deal with. So, when we were looking for an appropriate theme for our annual Mortgage Bankers Association of Hawaii (MBAH) conference this year, we all agreed that lending in 2015 is very much like being a contestant or chef on a cooking show, hence this year s theme, What s Cooking with the Mortgage Industry? Much like contestants on a cooking show, we are dealing with having to be innovative in coming up with recipes for success in an ever-changing environment. There is competition, mostly friendly, and we are all trying to whip up a winning combination of price, service, and product. So, just as cooking techniques and ingredients vary from chef to chef, so to do products, delivery systems, technology, marketing and sales differ amongst lenders today as we all strive to successfully differentiate ourselves from one another. And just like an award-winning restaurant is dependent not only on great food but also great service from its wait staff, so are leading lenders dependent on smart, knowledgeable loan officers who are the face of the company and are the ones that touch the customer and create the difference between excellence and mediocrity. It is our goal with this year s conference to give you the tools and ingredients to take it up a notch so that you can be viewed as Top Chef by your peers and clients. To do this we again are delivering industry experts and leaders to inform and educate you on the latest impacts to mortgage lending today. You don t want to miss this opportunity to meet and network with local and national mortgage industry professionals who will provide you with the insight and expertise you need to make it through this year s Hell s Kitchen of regulatory changes and to Throwdown to achieve success in 2015! For more information on our conference or to sign up today, please contact: Registration Lisa Tarumoto & Advertising Ltarumoto@pacificaccessmortgage.com 808-544-1952 Sponsorships Anders Hostelley Ahostelley@honhl.com 808-681-7500 Tradeshow Eric Hodnefield EricH@financefactors.com 808-532-7034 Golf Ken Sekimoto Ken.Sekimoto@territorialsavings.net 808-356-5183 Membership Mark James Mjames@guildmortgage.net 808-221-3636 Sincerely, Eric Hodnefield President, MBAH Board of Directors 2015 Mortgage Bankers Association of Hawaii 2

Conference SponsorshipS What s Cooking? MBAH State Conference July 30-31, 2015 Desserts & DIAMONDs Sponsorship... $6,500 Diamond sponsors will receive the following concessions: Diamond Sponsor exposure at Conference and General Session Stage time/banner (value $2,845) Three Full Golf Registrations (1 Threesome Team + Two complimentary Hole sponsorships, value $1,050) Two Deluxe Hotel Room Accommodations/Two Nights (value $1,000) Prime Advertising Space-Prime location in Conference Program (Full-page Ad - front or back page option, value $900) Run of the Conference - Full registration for (3) attendees includes access to all conference events (Total value $705) PLATINUM Pantry Sponsorships... $5,500 Platinum sponsors will receive the following concessions: Platinum Sponsor exposure at Conference and General Session banner display (value $2,095) Two Deluxe Hotel Room Accommodations/Two Nights (value $1,000) Prime Advertising Space-Prime location in Conference Program (Full-page ad - front or back page option, value $900) Three Full Golf Registrations + Hole sponsorship (value $800) Run of the Conference - Full registration for (3) attendees includes access to all conference events (Total value $705) GOLDen Good Eats Sponsorships... $3,500 Gold sponsors will receive the following concessions: Gold Sponsor recognition at Conference (value $1,755) One Deluxe Hotel Room Accommodation/Two Nights (value $500) Run of the Conference - Full registration for (1) attendee includes access to all conference events (Total value $495) One Full Golf Registration + Hole sponsorship (value $450) Prime Advertising Space-Prime location in Conference program (Half-page ad, value $300) SILVER Spoonful of Sugar Sponsorships... $2,500 Silver sponsors will receive the following concessions: Silver sponsor exposure at Conference (value $1,050) One Deluxe Hotel Room Accommodation/Two Nights (value $500) One Full Golf Registration + Hole sponsorship (value $450) Signage at all functions (value $300) Advertising Space in Conference program (Quarter-page ad, value $200) TRADESHOW Throwdown Sponsorships... $1,000 Tradeshow booth sponsors will receive the following concessions: One display area at Conference, includes 6 table and two chairs (value $700) Signage at all functions and sessions (value $300) Diners, Drive-Ins and Dives DIGITAL ADVERTISING Sponsorships...$600 Digital Advertising sponsors will receive the following concessions: One display banner ad on MBAH website, includes Facebook posts and mentions (value $800) Ace of Cakes ALA CARTE Advertising Sponsorships also available: INSIDE/OUTSIDE COVER... $900 FULL PAGE... $600 HALF (1/2) PAGE... $300 QUARTER (1/4) PAGE... $200 BUSINESS CARD... $100 A 50% non-refundable deposit and completed vendor application received by June 19, 2015 will hold any sponsorship, with final payment due by July 3, 2015. 3

SPECIAL EVENTS & GOLF SponsorshipS What s Cooking? MBAH State Conference July 30-31, 2015 Calling All Cooks COCKTAIL AFFAIR... $3,500 Cocktail Reception will be held on Thursday, July 30, 2015 (day 1) Co-host our popular evening reception (includes signage at function) No Leftovers LUNCH Festivities... $2,000 Lunch Break on Thursday, July 30, 2015 (day 1) Sit-down lunch with special guest speaker Lunch Break on Friday, July 31, 2015 (day 2) Sit-down lunch with special guest speaker icook ID Badges... $2,000 Your company name and logo on official all access ID badges being distributed to all registered MBAH Conference attendees Barefoot Contessa BREAKFAST BUFFETS... $1,500 Breakfast Buffet will be held on Thursday, July 30, 2015 (day 1) Continental Breakfast hour to feature your materials and mingle with conference attendees Breakfast Buffet will be held on Friday, July 31, 2015 (day 2) Continental Breakfast hour to feature your materials and mingle with conference attendees Gordon Ramsay s GOLF Getaway... $1,500 Wednesday, July 29, 2015 Two complimentary registrations to the official Golf Tournament (includes 19th Hole After- Party Reception and two preferred pairings) Dine and Dash LUNCH ON THE GREENS... $1,000 Wednesday, July 29, 2015 Lunch sponsor (includes signage, full-page ad, and program acknowledgement) Better than Cake BREAKs... $500 Tempting Treats TEE SPONSORs... $150 Your company name and logo will be featured in the official MBAH Conference 2015 Program Your company name and logo will be featured on Tee Signage All confirmed sponsors must provide a company logo to MBAH for promotional purposes. Logo will print in color (CMYK). Your logo must be high resolution (300 dpi) and in a.tif or.jpg format. Please email to Lisa Tarumoto at Ltarumoto@pacificaccessmortgage.com by June 5, 2015 to guarantee placement in conference collateral. 4

TERMS & CONDITIONS Exhibition Sponsor and Management. This event is produced by and is the property of Mortgage Bankers Association of Hawaii, Inc., hereafter referred to as MBAH. MBAH will provide sole management and promotion of this conference. Contract for Ad Space. Application for booth and advertisement space, upon acceptance by MBAH and payment of the full fee, constitutes a contract for space assignment. Any vendor failing to occupy space for the tradeshow by 9:00am on Thursday, July 30, 2015 shall be considered a cancellation and is not relieved of the obligation to pay full rental price. This contract will not be binding upon MBAH in the event of strikes, acts of God, or other circumstances beyond MBAH s control. In addition, the vendor agrees that its display space is to be used solely for the company whose name appears on the contract and will not sublet or assign any portion of space nor allow individuals representing other entities to be present in the booth. Assignment of Tradeshow Space. Tradeshow area will be located in Mauna Kea Ballroom on the third floor of the Hawaii Prince Hotel Waikiki. Vendors will be assigned booth locations at the discretion of MBAH. The decision of MBAH with respect to allocation of booth space will be final and binding upon all vendors. Booth Staffing. All booths must be staffed during tradeshow hours. Organizations must register all staff in advance of the conference to receive a badge that is required for entrance into the tradeshow area at all times. Staff must be at least 18 years old and is limited to a maximum of three persons per booth. Booth Setup and Dismantling. Vendor agrees to comply with the tradeshow dates and schedule. Installing or dismantling an exhibit at any other time than scheduled is strictly prohibited. The Hawaii Prince Hotel Waikiki will not accept any shipments directly to the hotel. All shipments must be coordinated through Eric Hodnefield, (808) 532-7034, or via email at erich@ financefactors.com. Cancellations. All cancellations require WRITTEN NOTIFICATION to MBAH according to the following guidelines: No refunds will be made for cancellations after June 30, 2015. Sponsorships for printed items (i.e., name badges, etc.,) are non-refundable once order has been placed. Liability and insurance. Exhibitor agrees to protect, save, and keep MBAH, the Hawaii Prince Hotel Waikiki harmless from any damages or charges imposed for violations of any law or ordinance, whether occasioned by the negligence of the Exhibitor or those holding under the Exhibitor, as well as to strictly comply with the applicable terms and conditions contained in all agreements between the exhibition premises. MBAH and Hawaii Prince Hotel Waikiki will exercise reasonable care for the protection of Exhibitor s materials and displays. However, the Exhibitor, on signing this contract, expressly releases MBAH and Hawaii Prince Hotel Waikiki and agrees to idemnify the same against any and all claims or such loss, damage or injury. The Exhibitor understands that neither MBAH nor Hawaii Prince Hotel Waikiki maintains insurance covering the Exhibitor s property and it is the sole responsibility of the Exhibitor to obtain such insurance. Exhibitors desiring to carry insurance on their exhibits will place at their own expense. Treatment of Convention attendees. Vendor agrees to treat all conference attendees with courtesy and not to discriminate against any person for reasons of race, color, creed, national origin, sex, sexual orientation, physical impairment, social, political, or economic condition. MBAH reserves the right to remove any exhibitor whose personnel discriminates against any persons in any manner. 5

2015 Annual STATE CONFERENCE VENDOR REGISTRATION July 30-31, 2015 Hawaii Prince HOtel Waikiki Please complete this form. Send completed form and payment (checks made payable to MBAH) to Leonard Fernandes, MBAH Treasurer, PO Box 4129, Honolulu, HI 96812. FIRST NAME: LAST NAME: STREET ADDRESS: CITY: STATE: ZIP: Conference LEVEL Sponsorships ($600 to $6,500) o Desserts & DIAMONDs Sponsorship ($6,500) o PLATINUM Pantry Sponsorship ($5,500) o GOLDen Good Eats Sponsorship ($3,500) o SILVER Spoonful of Sugar Sponsorship ($2,500) o TRADESHOW Throwdown Sponsorship ($1,000) o Diners, Drive-Ins and Dives DIGITAL ADVERTISING Sponsorship ($600) Special Events & GOLF Sponsorships ($150 to $3,500) o Calling All Cooks COCKTAIL AFFAIR ($3,500) o No Leftovers LUNCH Festivities ($2,000) o icook ID Badges ($2,000) o Barefoot Contessa BREAKFAST BUFFETS ($1,500) o Gordon Ramsay s GOLF Getaway ($1,500) o Dine and Dash LUNCH ON THE GREENS ($1,000) o Better than Cake BREAK ($500) o Tempting Treats TEE SPONSOR ($150) ACE OF CAKES ALA CARTE ADVERTISING AVAILABLE: o Inside/Outside Cover ($900) o Full Page ($600) o 1/2 Page ($300) o 1/4 Page ($200) o Business Card ($100) ADDITIONAL EXHIBITOR STAFF REGISTRATION FIRST NAME: LAST NAME: We understand and agree to abide by the requirements of the Mortgage Bankers Association of Hawaii, Inc. as stated in the vendor brochure and terms and conditions. PRINT NAME: AUTHORIZED SIGNATURE: TITLE: DATE: 6

2015 Annual STATE CONFERENCE ATTENDEE REGISTRATION FORM REGISTRATION OPTIONS MEMBER Before 5/30/15 MEMBER After 5/30/15 NON-MEMBER Before 5/30/15 NON-MEMBER After 5/30/15 FULL CONFERENCE INDIVIDUAL $235 $395 $455 $570 FULL CONFERENCE GROUP (3 OR MORE) $195 $275 n/a n/a ONE-DAY CONFERENCE $160 $275 $315 $375 COCKTAIL RECEPTION ONLY $150 $175 $240 $280 MEALS ONLY (COST PER MEAL) $60 $75 $95 $120 DAY ONE: BREAKFAST LUNCH DAY TWO: BREAKFAST LUNCH Early Bird Registration Deadline: May 29, 2015 1) FIRST NAME: LAST NAME: STREET ADDRESS: CITY: STATE: ZIP: MEMBER NON-MEMBER ADDITIONAL ATTENDEE REGISTRATION (GROUP PRICING) 2) FIRST NAME: LAST NAME: MEMBER NON-MEMBER 3) FIRST NAME: LAST NAME: MEMBER NON-MEMBER CREDIT CARD AUTHORIZATION FORM TYPE OF CARD: CREDIT DEBIT CARD NUMBER: NAME AS APPEARING ON CARD: EXPIRATION DATE: 3-DIGIT CVC CODE: AUTHORIZED AMOUNT: AUTHORIZING SIGNATURE: PLEASE COMPLETE THIS FORM AND SEND WITH PAYMENT TO: LEONARD FERNANDES, MBAH TREASURER P.O. BOX 4129, HONOLULU, HI 96812 FAX: (808) 525-5195 EMAIL: LFERNANDES@FHB.COM 7