You work hard to earn money. Invest it wisely DATE OF ALLOTMENT August 08,2002 BENCHMARK Crisil Short Term Bond Fund Index FUND SIZE Rs.7122.84 (Rs. in Cr.) MONTHLY AVERAGE AUM Rs.6877.3 (Rs. in Cr.) EXIT LOAD NIL (w.e.f. 07th July, 2017) EXPENSE RATIO Direct 0.25 Regular 1.08 VOLATILITY MEASURES Average Maturity 2.77 Years Modified Duration 2.18 Years Gross YTM - incl NCA 6.77% Gross YTM - Excl. NCA 6.92% Minimum Investment Rs. 5,000/- and in multiples of Re. 1/- thereafter WHY TATA SHORT TERM BOND FUND? Managed and positioned as an All Seasons Bond Fund. Currently having High Quality Portfolio primarily consisting of AAA/A1+ Papers. Predominantly runs an accrual strategy with short term duration with the objective of capturing short term accrual yields Suitable for investment irrespective of direction of interest rates Ideal for investors seeking who are seeking to invest in a predominantly accrual portfolio with lower interest rate risk as compared to long duration Funds SCHEME PERFORMANCE - SIP INVESTMENTS Period Total Amount Invested (Rs.) in '000s Total Value in '000s Scheme Total Value in '000s Benchmark Returns Scheme (%) As on 31st August 2017 Returns Benchmark (%) 1 Year 120 125 125 7.49% 7.85% 3 Year 360 408 411 8.25% 8.74% 5 Year 600 747 753 8.70% 9.01% 7 Year 840 1152 1157 8.87% 8.99% 10 Year 1200 1871 1869 8.59% 8.58% Since Inception 1800 3491 3393 8.32% 7.98% Returns as on 31st August 2017. Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. First installment date : 01-Sept-2002. SCHEME PERFORMANCE - INVESTMENTS OF RS. 10,000/- 35,000 30,000 25,000 20,000 15,000 10,000 Rs.31,569 Rs.28,771 Rs.23,906 This product is suitable for investors who are seeking*: Regular Fixed Income for Short Term. Investment in Debt / Money Market Instruments / Government Securities. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Tata Short Term Bond Fund - Reg -G rowth Crisil Short Term Bond Fund Index Crisil 1 Yr T-Bill I ndex Returns as on 31st August 2017. Past performance may or may not be sustained in future. Above performance is for Regular Growth option. For Performance in SEBI prescribed format, please refer annexure.
RATING PROFILE PORTFOLIO COMPOSITION 17.58% 74.94% 7.48% A1+ / AAA SOV Cash & Cash Equivalents 7.48% 8.21% 7.82% 2.49% 9.37% 64.63% Non Convertible Debentures Government Securities Commercial Papers Certificate Of Deposit State Development Loans Cash & Cash Equivalents MATURITY LADDER WISE EXPOSURE LAST 12 MONTHS RATING WISE PORTFOLIO Cash & Others Abv 10 Yrs 2.76% 3.13% 100.00 80.00 60.00 7-10 Yrs 3.77% 40.00 3-7 Yrs 26.01% 20.00 1-3 Yrs 34.82% 0.00 0-1 Yrs 29.51% 00.050.1 0.15 0.20.250.3 0.35 0.4 A1+ / AAA Sovereign AA+ / AA / AA- Cash & Others SLR GUIDING PHILOSOPHY FOR DEBT INVESTMENTS APPROACH TO DEBT INVESTMENTS FUND MANAGERS Murthy Nagarajan Managing Since 01- April - 17 and overall experience of 21 years (Debt) Data as on 31st August 2017 Distributed by:
Performance of the scheme Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 7.73% 10,773 8.16% 10,816 6.24% 10,624 3 Year 8.72% 12,862 9.10% 13,000 7.48% 12,426 5 Year 9.01% 15,396 9.04% 15,418 7.30% 14,229 Since Inception 7.92% 31,568 7.26% 28,771 5.95% 23,906 Inception Date 08-Aug-02 SIP Performance of the scheme Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 1,20,000 7.49% 1,24,783 7.85% 1,25,012 5.87% 1,23,759 3 Year 3,60,000 8.25% 4,07,714 8.74% 4,10,614 6.91% 3,99,642 5 Year 6,00,000 8.70% 7,47,087 9.01% 7,52,797 7.23% 7,20,043 Since Inception 18,00,000 8.32% 34,91,083 7.98% 33,93,390 6.38% 29,74,295 Inception Date 08-Aug-02 First Installment date 01-Sep-02 Fund Manager/s of Tata Short Term Bond Fund: Murthy Nagarajan (Managing Since 01- April - 17) Performance of other schemes managed by Murthy Nagarajan Tata Balanced Fund CRISIL Balanced Fund - Aggressive Index* S&P BSE Sensex# 1 Year 7.52% 10,752 11.78% 11,178 11.52% 11,152 3 Year 12.54% 14,272 9.02% 12,970 5.98% 11,912 5 Year 17.67% 22,567 12.38% 17,933 12.72% 18,205 Since Inception 16.28% 2,72,727 NA NA 10.44% 88,180 Inception Date 08-Oct-95 Managing Since 01-Apr-17 Tata Medium Term Fund Crisil Composite Bond Fund Index* Crisil 10 Yr Gilt Index# 1 Year 8.42% 10,842 9.31% 10,931 8.97% 10,897 3 Year 9.38% 13,100 11.01% 13,696 11.03% 13,703 5 Year 9.13% 15,483 9.58% 15,805 8.47% 15,022 Since Inception 6.81% 26,537 7.05% 27,422 6.55% 25,606 Inception Date 11-Nov-02 Managing Since 01-Apr-17 Tata Regular Saving Equity Fund Nifty 50 Index (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%) S&P BSE Sensex# 1 Year 5.19% 10,519 9.01% 10,901 11.52% 11,152 3 Year 7.25% 12,345 8.06% 12,628 5.98% 11,912 5 Year 7.56% 14,397 10.35% 16,364 12.72% 18,205 Since Inception 7.43% 34,704 NA NA 11.66% 67,806 Inception Date 27-Apr-00 Managing Since 01-Apr-17 Tata Retirement Savings Fund - Moderate Plan CRISIL Balanced Fund - Aggressive Index* S&P BSE Sensex# 1 Year 21.80% 12,180 11.78% 11,178 11.52% 11,152 3 Year 18.81% 16,803 9.02% 12,970 5.98% 11,912 5 Year 20.43% 25,343 12.38% 17,933 12.72% 18,205 Since Inception 19.22% 27,900 11.10% 18,480 10.76% 18,152
Tata Retirement Savings Fund - Progressive Plan S&P BSE Sensex* Period Return % Rs. Return % Rs. 1 Year 24.87% 12,487 11.52% 11,152 3 Year 18.85% 16,819 5.98% 11,912 5 Year 19.63% 24,510 12.72% 18,205 Since Inception 18.57% 27,020 10.76% 18,152 Tata Retirement Savings Fund - Conservative Plan Crisil MIP Blended Index* Crisil 10 Yr Gilt Index# 1 Year 11.81% 11,181 9.93% 10,993 8.97% 10,897 3 Year 11.67% 13,943 10.63% 13,554 11.03% 13,703 5 Year 11.69% 17,388 10.30% 16,334 8.47% 15,022 Since Inception 11.29% 18,663 10.03% 17,469 8.88% 16,426 SIP Performance of other schemes managed by Murthy Nagarajan Tata Balanced Fund CRISIL Balanced Fund - Aggressive Index* S&P BSE Sensex# 1 Year 1,20,000 10.39% 1,26,609 16.14% 1,30,188 17.76% 1,31,187 3 Year 3,60,000 10.02% 4,18,435 10.88% 4,23,762 9.30% 4,14,089 5 Year 6,00,000 15.72% 8,88,923 11.68% 8,04,634 10.87% 7,88,569 Since Inception 25,90,000 17.78% 2,45,39,604 10.77% 95,41,435 12.54% 1,20,62,206 Inception Date 08-Oct-95 First Installment date 01-Feb-96 Managing since 01-Apr-17 Tata Medium Term Fund Crisil Composite Bond Fund Index* Crisil 10 Yr Gilt Index# 1 Year 1,20,000 7.66% 1,24,893 8.75% 1,25,582 6.72% 1,24,295 3 Year 3,60,000 8.79% 4,10,928 10.26% 4,19,930 9.77% 4,16,931 5 Year 6,00,000 8.98% 7,52,181 10.21% 7,75,547 9.32% 7,58,669 Since Inception 17,60,000 7.46% 31,33,744 7.94% 32,58,173 7.03% 30,26,982 Inception Date 11-Nov-02 First Installment date 01-Jan-03 Managing since 01-Apr-17 Tata Regular Saving Equity Fund Nifty 50 Index (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* S&P BSE Sensex# 1 Year 1,20,000 6.73% 1,24,302 11.11% 1,27,059 17.76% 1,31,187 3 Year 3,60,000 6.97% 4,00,026 8.80% 4,11,043 9.29% 4,14,010 5 Year 6,00,000 7.27% 7,20,829 9.62% 7,64,364 10.86% 7,88,208 Since Inception 20,80,000 6.91% 39,33,914 3.51% 28,51,858 13.55% 76,41,946 Inception Date 27-Apr-00 First Installment date 01-May-00 Managing since 01-Apr-17 Tata Retirement Savings Fund - Moderate Plan CRISIL Balanced Fund - Aggressive Index* S&P BSE Sensex# 1 Year 1,20,000 29.17% 1,38,101 16.14% 1,30,188 17.76% 1,31,187 3 Year 3,60,000 18.91% 4,75,370 10.88% 4,23,762 9.30% 4,14,089 5 Year 6,00,000 21.67% 10,27,635 11.68% 8,04,521 10.86% 7,88,376 Since Inception 6,90,000 21.09% 12,67,456 11.78% 9,71,222 11.29% 9,57,452
Tata Retirement Savings Fund - Progressive Plan S&P BSE Sensex* Period Amt. invested Return % Rs. Return % Rs. 1 Year 1,20,000 35.58% 1,41,905 17.76% 1,31,187 3 Year 3,60,000 21.38% 4,92,037 9.30% 4,14,089 5 Year 6,00,000 21.79% 10,30,604 10.86% 7,88,376 Since Inception 6,90,000 20.96% 12,62,813 11.29% 9,57,452 Tata Retirement Savings Fund - Conservative Plan Crisil MIP Blended Index* Crisil 10 Yr Gilt Index# 1 Year 1,20,000 13.76% 1,28,714 10.44% 1,26,644 6.72% 1,24,295 3 Year 3,60,000 12.08% 4,31,159 10.46% 4,21,123 9.77% 4,16,931 5 Year 6,00,000 12.42% 8,19,375 10.61% 7,83,399 9.32% 7,58,650 Since Inception 6,90,000 12.16% 9,81,732 10.49% 9,35,618 9.09% 8,98,518 Disclaimer: 1) Scheme returns in terms of CAGR are provided for past 1 year, 3 years, 5 years and since inception. 2) Point-to-point returns on a standard investment of Rs. 10,000/- are in addition to CAGR for the schemes. 3) Different plans shall have a different expense structure. The performance details provided herein are of regular plan growth option except for Tata Regular Saving Equity Fund where performance details given is for regular plan dividend option. 4) Period for which schemes performance has been provided is computed basis last day of the month - end preceding the date of advertisement. 5) Past performance may or may not be sustained in future. For computation of since inception returns the allotment NAV has been taken as Rs. 10.00 *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Load is not considered for computation of returns. While calculating returns dividend distribution tax is excluded. 6) The last 2 columns represents additional benchmark, wherever applicable 7) SIP Amount invested denotes value of standard investment of Rs. 10,000 per month. 8) *Scheme benchmark, #Additional benchmark