Absolute Relative to Absolute Relative to Absolute Relative to Asset Alloc Asia Pac ex Japan Defensive Aviva Income Growth (SP) 30% MSCI FE Free ex Japan & 70% -1.14 0.25 - - - - Aviva MM Income Growth 30% MSCI FE Free ex Japan & 70% -1.10 0.29-2.09 5.52-2.98 9.21 Asset Alloc Asia Pac ex Japan Dynamic NTUC Enhanced Asset Alloc Asia Pac ex Japan Neutral 45% STI & 20% HSI & 15% SET & 20% SIBR3M -1.17 0.33-14.25-1.55-28.15-19.75 AIA Acorns Of Asia Aviva Balanced Growth (SP) Aviva MM Balanced Growth NTUC Prime OAC Premier Link Balanced Asset Alloc Fix Term Global Dynamic Tri-Sector (HSBC Asset Alloc Global Defensive AIA Portfolio 30 AXA Inspire-Harvester Global Diversified Stable (HSBC Greatlink Lifestyle Secured Portfolio John Hancock Cautious Portfolio OAC Retirewise Conservative Strategy 60% MSCI AC FE Free Ex Jap Free Ind & 40% JP Morgan Sing Bd Ind 60% MSCI FE Free ex Japan & 40% 60% MSCI FE Free ex Japan & 40% 30% STI & 20% HSI & 10% SET & 40% SIBR3m 50% MSCI APac Fr Ex Jap Ind & 50% 1 Mth SIBID plus 1% -2.83 0.11-14.80-0.70 - - -4.15-0.77 - - - - -3.98-0.60-12.18 4.80-20.70 7.95-0.87 1.23-11.61 2.19-30.85-23.35-0.64 0.06-12.50-4.60-24.66-20.06 1 Month SIBID 0.54 0.44-1.77 - - - 25% MSCI AC World Free & 75% JP Morgan Sing Bond JP Morgan Wrld Bd Ind & Singapore 3-m Inter Bank Rates & MSCI Wr 30% MSCI World & 70% SBWGBI (SGD) 60% Lehman Global Aggregate Bond 50% Hedged into S$, 10% MSCI World, 5% MSCI Far East Ex Jpn, 5% MSCI Singapore Free, 20% 6 Months SIBID 28% MSCI AC Wrld F & 72% SSB G5 Wrld Gov Bd Ind 30% MSCI World & 70% JP Morgan SGB Asset Alloc Global Dynamic AIA Portfolio 70 65% MSCI AC Wld Fr Ind & 20% JP Mrg SG Bd Ind & 15% SSBWGBI AXA Inspire-Seeker JP Morgan World Bond & MSCI World Global Diversified Growth (HSBC 70% MSCI World & 30% SBWGBI (SGD) Greatlink Lifestyle Progressive Portolio Higher 20% Lehman Global Aggregate Bond 50% Hedged into S$, 50% MSCI World, 15% MSCI Far East Ex Jpn, 15% MSCI Singapore Free John Hancock Adventurous Portfolio 60% MSCI AC Wrd F & 10% AMEX Biotech Ind & 30% SSB G5 WGBI John Hancock Pacific Harvest 70% MSCI AC FE ex Japan & 30% SSB Wrld Gov Bd (S$) OAC Retirewise Growth Strategy Higher 80% MSCI World & 20% JP Morgan SGB UOBLIFE FOF-United Millennium Trust III Higher 20% Sal G7 Gov Bond & 80% MSCI AC World Free Asset Alloc Global Neutral AIA Global Balanced 60% MSCI World Ind & 40% SSBWGBI AIA Portfolio 50 45% MSCI AC Wld Fr Ind & 40% JP Mrg SG Bd Ind & 15% SSBWGBI Aviva Global Managed Balanced 50% MSCI World & 45% JP Morgan (SP) Glb Trade Bd & 5% LIBOR Aviva Templeton Global Balanced (SP) 60% MSCI AC Wrld Fr Gross Ind & 40% JP Morgan Glb Govt Bd Ind AXA Inspire-Planner JP M Wrld Bd Ind & SG 3-m Inter Bank Rates & MSCI Wrl Ind AXA Life-Smart Investment 60% MSCI Wrl-Price & 40% WD Salomon WGBI Hedged USD translated t Global Diversified Balanced (HSBC 50% MSCI World & 50% SBWGBI (SGD) Greatlink Global Optimum 40% MSCI World & 60% Sal Smith Barney World Gov Bd Greatlink Global Supreme 50% MSCI World 50% Smith Barney Govt Bond -0.11-0.98 - - - - 0.63-0.37 - - - - 1.64-0.76 3.87-0.13 - - 0.94 0.08 2.11 1.03 - - 1.13 1.59 - - - - 0.79 0.11 0.39 1.68 - - -2.71-1.49 - - - - -1.27-1.17 - - - - -2.57-1.77-14.39 0.41 - - -3.06-0.31-20.65 0.15 - - -0.44-1.36 - - - - -4.23-1.35-16.52-2.05-42.27-5.56 0.66 2.80-14.26 6.05 - - -3.92-1.66-18.33 2.28 - - -0.82-0.44-16.97-5.53 - - -1.26-1.25 - - - - -0.20-0.46 - - - - -1.02-0.92 - - - - 0.21 0.31 - - - - -1.66-0.86-15.65-30.75 - - -0.22-1.02-5.10 0.70 - - 1.13-0.47-3.77-2.77 - - -1.24-2.03-11.13-5.37-27.86-14.27 1
Absolute Relative to Absolute Relative to Absolute Relative to Greatlink Lifestyle Balanced Portfolio 35% Lehman Global Aggregate Bond 50% Hedged into S$, 40% MSCI World, 10% MSCI Far East Ex Jpn, 10% MSCI Singapore Free. 5% 6 Months SIBID -1.67-0.23-13.60 0.10 - - Greatlink Lifestyle Steady Portfolio 50% Lehman Global Aggregate Bond 50% Hedged into S$, 30% MSCI World, 5% MSCI Far East Ex Jpn, 5% MSCI Singapore Free, 10% 6 Months SIBID 0.00 0.11-5.68 0.46 - - John Hancock Balanced Portfolio 55% MSCI AC Wrld F & 45% SSB -0.39-1.13 - - - - G5 Wrld Gov Bd Ind John Hancock Global Balanced 60% MSCI AC Free Gross Ind & 40% -1.00-0.90-15.56-5.16 - - SSB Wrld Gov Bd Ind Manulife Golden Balanced Growth 60% Straits Times Ind & 40% 2.39 4.19-14.32-2.72-14.80 7.16 Salomon Wrld Bd Ind Manulife Golden Global Balanced 60% MSCI Ac World Free 40% 1.60-0.71-12.30-4.25 - - SSB World Govt Bond ex Japan In OAC Retirewise Balanced Strategy 50% MSCI World & 50% JP 0.92 1.37-4.82 4.44 - - Morgan SGB Premium Balanced (HSBC 30% MSCI World & 30% MSCI -2.39 0.01-16.85 0.65 - - Singapore & 40% 3 M SIBOR Prulink Global Managed 50% MSCI World Free & 50% 1.00-0.86-2.67-0.21-5.30 7.77 SSBWGBI UOBLIFE FOF-United Millennium Trust I 60% Sal G7 Gov Bond & 40% MSCI -1.06-2.10-2.60 0.38 - - AC World Free UOBLIFE FOF-United Millennium Trust II 40% Sal G7 Gov Bond & 60% MSCI -2.94-2.33-11.29 0.83 - - AC World Free Asset Alloc Singapore Neutral John Hancock Money Growth Plan 60% STI & 40% SIBID -0.60 0.12-16.55 0.17-21.92-0.15 NTUC Trust 60% STI & 40% SIBR3M -1.81 1.39-15.57 2.93-20.10-11.50 Prulink Singapore Managed 70% MSCI Singapore Free & 30% UOB All -2.34 0.39-18.37 0.76-22.12 3.86 Equity ASEAN Greatlink ASEAN Growth Higher Composite Of MSCI -0.90 0.50-18.72 1.87-30.05 5.10 Sing/Malaysia/Philippines/Thailand/ Indonesia Equity Asia Pacific Greatlink Pan Asia Higher MSCI AC Asia Pacific -5.91-0.85-24.32-1.70 - - UOBLIFE FOF-United Asia Top-50 Higher MSCI AC Far East Free Grs USD -9.17-3.08-30.28-6.34 - - UOBLIFE FOF-United Regional Growth Higher MSCI AC Asia Pacific FF USD -5.70-0.64-21.21 1.41 - - Equity Asia Pacific ex Japan AIA Regional Equity Higher MSCI AC FE Free ex-japan -8.99-2.57-28.32 0.16-44.75-26.57 Asia Premier Growth Higher MSCI AC Asia Pacific ex Japan -2.56-0.01-13.78 8.37-13.17 24.47 Aviva Asia Pacific Growth (SP) Higher FTSE Pacific ex-japan -4.99-3.55 - - - - Aviva Capital Growth (SP) Higher 90% MSCI FE Free ex Japan & 10% -7.27-1.90 - - - - Aviva MM Capital Growth Higher 90% MSCI FE Free ex Japan & 10% -7.08-1.71-22.01 3.64-36.40 6.55 AXA Life-Value Growth Higher 50% MSCI SG % 30% MSCI AC FE -6.15-1.65-26.92-2.82-38.59-26.29 Fr ex-jap ex-sg & 20% 3-m SIBOR (SG Greatlink Enhancer Higher MSCI All Countries Asia Pac ex Jp -3.39-1.92-25.53-5.78-45.63-11.70 Greatlink Far East Ex Japan Equities Higher MSCI Far East Ex Japan -6.58-0.55-28.16 0.21 - - John Hancock Pacific Equity Higher MSCI AC Asia Pacific Free ex Japan -2.29 0.09 - - - - John Hancock Pacific Finance Higher MSCI AC FE Free ex Japan (S$) -5.19 0.81-23.97 2.09-7.79 36.78 Manulife Golden Asia Growth Higher MSCI AC Far East Free ex Japan -4.98 1.02-25.63 2.77-40.81 4.06 Manulife Golden Southeas Asia Special Situations Higher MSCI Far East ex Japan, ex Taiwan, ex Korea, ex China & ex Hong 0.00 2.16-23.21-0.63 - - NTUC Takaful Higher 50% STI & 40% HSI & 10% SET -0.54 3.06-23.43 2.27-52.68-36.38 OAC Premier Link Equity Higher MSCI Asia Pacific Free Ex Japan -1.37 0.13-25.16-9.16-48.39-36.79 Premium Asia Growth (HSBC Higher MSCI AC FE ex Japan (SGD) -6.07-0.07-28.79-0.39-48.57-3.69 Prulink Asian Equity Higher MSCI AC Far East Free Ex Japan -7.54-1.51-27.92 0.46-33.10 6.52 UOB Lifelink Asia Higher MSCI AC FE FR ex Japan Grs USD -6.57 0.21-31.55-1.48-46.44 1.76 UOBLIFE FOF-United Asia Higher MSCI AC FE Fe ex-japan Grs USD -5.99 0.79-30.47-0.40 - - Equity China (Greater) John Hancock Greater China Higher MSCI Golden Dragon GRS USD 0.97 1.64-22.82 4.45-45.14 8.98 Manulife Golden Regional China Higher MSCI Golden Dragon 4.20 12.98-20.91 7.30 - - UOBLIFE FOF-United Greater China Higher MSCI Golden Dragon Grs USD 0.00 2.27-25.13 3.08 - - Equity Euroland Aviva European Growth (SP) Higher DJ ESTOXX EUR -7.24 0.35 - - - - Equity Europe Greatlink European Equity Higher MSCI Europe -7.35 0.93-28.51 2.17 - - John Hancock European Equity Higher Morgan Stanley Composite (MSCI) Europe -9.82-1.54-33.79-3.11 - - 2
Absolute Relative to Absolute Relative to Absolute Relative to NTUC European Equity Higher MSCI Europe -5.20 2.40-29.09-0.39 - - Prulink European Blue Chip Higher FTSE EuroTop 300-7.49-0.04-30.39-1.98 - - UOBLIFE FOF-United European Equity Higher MSCI Europe Grs USD -7.22 0.32-26.75 1.97 - - Equity Europe Emerging Mkts Aviva EU Convergence Growth (SP) Higher Not Applicable -3.43 - - - - - Equity Fix Term Europe OAC Cap Protected Europe SGD Not Applicable 1.45-8.49 - - - Equity Fix Term Global AIA Select Feng Shou Not Applicable -2.39 - - - - - AIA Select Fu Yu Not Applicable -1.83 - - - - - AIA Select Opportunity Not Applicable 0.96 - -5.00 - - - AIA Select Safety Not Applicable 1.32 - -0.30 - - - Aviva S$ Capital Protected 6 Jun 07 Not Applicable 1.93 - - - - - John Hancock Capital Preservation 12 mths SGD Fixed Deposit Rate 0.40 0.13 2.52 1.42 - - 2004 NTUC Dynamic Guaranteed Not Applicable 2.07-4.76 - - - OAC Cap Protected Global SGD Not Applicable 1.29-8.60 - - - Prulink Global Top 50 Guaranteed Not Applicable 0.30-2.87 - - - Prulink Life Sciences Guaranteed Not Applicable 0.30-1.93 - - - Prulink Life Sciences Guaranteed II Not Applicable 0.81-3.12 - - - Equity Fix Term Japan Prulink Japan Equity Guaranteed Not Applicable 1.02-1.96 - - - Equity Fix Term North America Prulink Technology Guaranteed Not Applicable 0.20-3.40 - - - Prulink Technology Guaranteed II Not Applicable 0.92-4.45 - - - Equity Global AIA Portfolio 100 Higher MSCI AC World Free -4.62-0.97 - - - - Aviva Global Managed Equity (SP) Higher MSCI World -2.37 0.89 - - - - Aviva Global Themes (SP) Higher MSCI World -5.18-1.92 - - - - AXA Inspire-Entrepreneur Higher MSCI World -3.26 0.04 - - - - Global Diversified High Growth s (HSBC Higher MSCI World (SGD) -7.16-3.86-28.63-1.53 - - Global Dynamic All-Weather (HSBC MSCI World (SGD) 1.20 4.50 - - - - Global Leaders (HSBC Higher MSCI World (SGD) -2.21 1.09-27.19-0.09-59.75-16.50 Global Strategic 50 (HSBC Higher MSCI World (SGD) -2.68 0.62-20.59 6.51 - - Greatlink Global 100 Growth Higher MSCI World (Total Return) -5.01-1.75-28.40-1.31 - - Greatlink Global Growth Trends Portfolio Higher MSCI World Free -1.77 1.61-24.98 2.45 - - Greatlink Global Intersection Higher MSCI World -4.92-1.62-27.65-0.55 - - Greatlink Global Value Equity Higher MSCI World -4.80-1.42-31.05-3.62 - - Greatlink Lifestyle Dynamic Portfolio Higher '70% MSCI World, 15% MSCI Far East Ex Jpn, 15% MSCI Singapore -5.15-1.18-29.28-1.58 - - John Hancock Worldwide Equity Higher MSCI World -2.59-0.81-27.58-2.26-54.74-13.18 Manulife Golden Sure Higher FTSE World Actuaries-Euro World -2.83 1.16-25.87 2.52 - - Manulife Golden Worldwide Equity Higher MSCI World Free -2.59 1.29-30.97-2.50 - - NTUC Global Equity Higher MSCI World -1.90 1.40-31.20-4.10-52.45-35.25 OAC Retirewise Aggressive Strategy Higher MSCI World 0.00 3.26-20.59 6.50 - - Prulink Global Equity Higher MSCI World Free -4.06-0.80-24.73 2.37-33.37 11.46 Takaful Global (HSBC Higher Dow Jones Islamic Market (DJIM) (SGD) -2.53 2.97-28.98 0.72-61.24-20.69 Takaful Sinaran (HSBC Dow Jones Islamic Extra-Liquid (S$) -2.18 0.32 - - - - UOB Lifelink Global Higher MSCI AC World Free Grs USD -4.59-1.29-22.96 4.00-42.54 0.63 UOBLIFE FOF-International Growth Higher MSCI AC World Free Grs USD -4.44-1.14-23.76 3.20 - - Equity Global Emerging Mkts Aviva Emerging Countries Growth Higher MSCI Emerging Markets Free -7.98-4.81 - - - - (SP) Equity Japan John Hancock Japan Growth Higher Nikkei 225-3.15-0.15-20.17-0.07-57.43 6.51 NTUC Japanese Equity Higher Nikkei 225-5.90-0.50-22.30 0.30 - - UOBLIFE FOF-United Japan Growth Higher Nikkei 225-6.06-0.71-22.50 0.12 - - Equity Malaysia & Singapore AIA Growth 70% SES All Ind & 30% JP Morgan -2.11-1.22-15.73 1.94-25.09-14.33 Sing Bd Ind Manulife Golden Singapore Growth Higher Capital weighted MSCI Singapore and MSCI Malaysia 1.43 11.19-24.05 0.12 - - 3
Absolute Relative to Absolute Relative to Absolute Relative to UOB Lifelink Growth Higher Singapore Straits Times -1.80 3.66-23.24 6.45-31.87 8.68 UOBLIFE FOF-Unifund Higher 50% SG Strait Times Ind & 50% KL -3.76-0.89-25.73-1.45 - - EMAS Equity Singapore AXA Life-Fortress Higher Top 30 Sing Incorporate co listed on 3.73-2.57-24.39 2.21-36.74-22.64 STI equal weighted Greatlink Singapore Equities Higher MSCI Singapore Free -5.28-0.22-26.27 3.62 - - UOBLIFE FOF-United Growth Higher Singapore Straits Times -1.42 4.04-23.04 6.65 - - Fixed Income Europe AXA Life-Europe Preservation Growth 1 Month SIBID 0.30 0.20 0.50-69.50 - - AXA Life-Europe Preservation Growth Plus 1 Month SIBID 0.67 0.57 3.66 2.96 - - Fixed Income Global Aviva Global Managed Bond JP Morgan Global Trade 3.50-1.34 - - - - Aviva Shenton Dynamic Bond (SP) SalBro G5 WGB 2.59-1.31 - - - - AXA Inspire-Guardian JP Morgan World Bond & 2.25 0.65 - - - - Singapore 3-m Inter Bank Rates Global Diversified Conservative SBWGBI (Sal. Bros. World Govt. 4.01-0.89 17.25-2.65 - - (HSBC Bond ) (SGD) Greatlink Global Bond Lehman Global Aggregate Bond 2.83-0.04 12.25-0.10 - - 50% Hegded into SGD John Hancock Worlwide Bond SSB G5 Government Bond 2.71-1.01 10.40-3.90 11.69-9.92 Manulife Golden International Bond SSB Wrld Gov Bd (ex Japan) 5.19-1.00 20.60-2.95 32.53-3.48 unhedged in S$ Prulink Global Bond SSB World Government Bond 4.54-0.39 19.38-0.50 27.72 0.38 Fixed Income SGD AIA Regional Fixed Income JP Morgan Singapore Bond 1.71-0.68 10.87-0.75 23.44 16.46 Greatlink Stable Bond Lower 6 Months SIBID 0.60 0.39 5.05 4.13 - - NTUC Fixed Income UOB SGS Long 2.78 0.48 11.59 0.49 - - Premium Lion Bond (HSBC Lower 6 month Step Ladder SIBID 0.69 0.49 - - - - Floor s Global Prulink Protected Global Titans CPF Ordinary Account Interest Rate -1.26-1.88-5.61-8.12 - - Money Market SGD Greatlink Cash Lower 1 Month Sing Doll Interbank Rate 0.00-0.15 0.37-0.33 3.40-1.18 John Hancock Singapore Cash Lower 3 mth SGD InterBank Bid Rate -0.14-0.29-0.49-1.29 0.88-3.99 OAC Premier Link Money Lower 1 Month SIBID -1.04-1.14-3.55-4.25-5.37-6.77 Prulink Singapore Cash Lower 1-Month SIBID 0.26 0.11 1.21 0.50 6.18 1.66 Sector - Biotechnology John Hancock Life Sciences Higher Nasdaq Biotechnology 1.84-3.07-31.20 5.36 - - Manulife Golden Life Sciences Higher Nasdaq Biotechnology 4.09-0.82-29.20 7.36 - - Sector - Healthcare Global AIA International Healthcare Higher MSCI World 1.93 1.73-19.74 8.14 - - UOBLIFE FOF-United Global Healthcare Higher MSCI ACWIF Healthcare Grs USD -4.48-4.81-24.71-2.02 - - Sector - TMT Global AIA Global Technology Higher Merrill Lynch 100 Technology 2.03 0.49-41.23 1.21 - - Global Communication (HSBC Higher MSCI World Telecom (SGD) -0.96 4.24-22.02 6.08-72.04 0.40 Greatlink Global Technology Higher MSCI World IT -2.06-1.26-47.81-9.14 - - John Hancock Global Technology Higher Dow Jones Technology -0.89-2.40-38.30-0.76-73.28 3.58 Manulife Golden Global Technology Higher FTSE World 2.95 6.45-38.13-11.23 - - NTUC Technology Higher Nasdaq Composite 11.18 8.98-35.50-65.90 - - Prulink Global Technology Higher FTSE All World IT Sector -1.98-2.09-45.85-6.55 - - 4
3-YEAR RISK PERFORMANCE ANALYSIS & LATEST FUND SIZE AND EXPENSE RATIO INFORMATION Singapore Insurance Linked Information Ann Sharpe Volatility Best Qtr Worst Qtr Max Gain/Loss Latest Fnd Sz Dt Expense Expense Ratio Ratio Return Return Loss Ratio Ratio Ratio Rsk Fr 2.50% Size (m) (S$) Date Asset Alloc Asia Pac ex Japan Defensive Aviva Income Growth (SP) - 2.76-2.79 13.57 3/31/2003 2.31 3/31/2003 Aviva MM Income Growth 1.63-0.53 1.92 7.97-4.99-11.60 0.92 13.57 3/31/2003 1.31 3/31/2003 Asset Alloc Asia Pac ex Japan Dynamic NTUC Enhanced 0.51-0.75 4.91 12.46-14.25-30.71 0.64 47.24 3/31/2003 1.74 3/31/2003 Asset Alloc Asia Pac ex Japan Neutral AIA Acorns Of Asia - 16.78-9.20 131.38 3/31/2003 1.58 3/31/2003 AIA Greater China Balanced - 18.58 3/31/2003 Aviva Balanced Growth (SP) - 2.89-6.38 26.57 3/31/2003 2.28 3/31/2003 Aviva MM Balanced Growth 1.21-0.72 3.94 18.75-11.53-29.11 0.70 26.57 3/31/2003 1.28 3/31/2003 NTUC Prime 0.38-1.16 3.42 9.99-15.41-32.21 0.47 174.33 3/31/2003 1.02 3/31/2003 OAC Premier Link Balanced 0.83-0.79 4.17 14.82-13.35-31.16 0.64 2.82 3/31/2003 0.39 3/31/2003 Asset Alloc Fix Term Global Dynamic Tri-Sector (HSBC - 0.76-7.78 15.34 3/31/2003 0.90 3/31/2003 Asset Alloc Global Defensive AIA Portfolio 30-2.33-3.22 9.79 3/31/2003 1.39 3/31/2003 AXA Inspire-Harvester - 0.63-1.34 11.17 3/31/2003 2.14 3/31/2003 Global Diversified Stable (HSBC - 6.24-2.57 2.33 3/31/2003 1.64* 12/31/2002 Greatlink Lifestyle Secured Portfolio - 1.59-0.73 6.70 3/31/2003 1.07* 12/31/2002 John Hancock Cautious Portfolio - 1.13-2.95 1.25 3/31/2003 1.85 3/31/2003 OAC Retirewise Conservative Strategy - 2.93-3.44 0.08 3/31/2003 2.09 3/31/2003 Asset Alloc Global Dynamic AIA Portfolio 70-3.04-10.75 22.84 3/31/2003 1.56 3/31/2003 AXA Inspire-Seeker - 1.18-1.27 25.22 3/31/2003 1.30 3/31/2003 Global Diversified Growth (HSBC - 11.56-12.30 10.59 3/31/2003 1.64* 12/31/2002 Greatlink Lifestyle Progressive Portolio - 3.15-12.33 3.60 3/31/2003 1.58* 12/31/2002 John Hancock Adventurous Portfolio - 0.77-8.99 2.97 3/31/2003 1.79 3/31/2003 John Hancock Pacific Harvest -0.20-1.02 5.29 19.84-16.50-46.68 0.50 30.67 3/31/2003 1.73 3/31/2003 OAC Retirewise Growth Strategy - 9.81-10.69 0.05 3/31/2003 2.14 3/31/2003 UOBLIFE FOF-United Millennium Trust III - 14.38-15.93 24.94 3/31/2003 2.49 3/31/2003 Asset Alloc Global Neutral AIA Global Balanced - 9.09-13.04 351.90 3/31/2003 1.78 3/31/2003 AIA Portfolio 50-2.59-6.81 19.75 3/31/2003 1.57 3/31/2003 Aviva Global Managed Balanced (SP) - -0.20-1.51 0.26 3/31/2003 2.02 3/31/2003 AXA Inspire-Planner - 0.52 0.21 9.20 3/31/2003 1.69 3/31/2003 AXA Life-Smart Investment - 2.75-9.30 9.53 3/31/2003 3.12 3/31/2003 Global Diversified Balanced (HSBC - 8.86-7.23 6.49 3/31/2003 1.78* 12/31/2002 Greatlink Global Optimum - 7.31-5.91 90.90 3/31/2003 1.44 3/31/2003 Greatlink Global Supreme 0.56-1.47 2.51 6.96-8.37-28.92 0.45 464.40 3/31/2003 0.85 3/31/2003 Greatlink Lifestyle Balanced Portfolio - 2.94-8.52 19.70 3/31/2003 1.40* 12/31/2002 Greatlink Lifestyle Steady Portfolio - 2.63-4.90 5.80 3/31/2003 1.23* 12/31/2002 John Hancock Balanced Portfolio - 0.76-7.97 4.65 3/31/2003 2.00 3/31/2003 John Hancock Global Balanced - 12.01-9.63 65.55 3/31/2003 2.38 3/31/2003 Manulife Golden Balanced Growth 1.12-0.59 3.74 14.09-12.20-19.81 0.77 39.87 3/31/2003 1.31 3/31/2003 Manulife Golden Global Balanced - 1.60-9.36 7.80 3/31/2003 1.90 3/31/2003 OAC Retirewise Balanced Strategy - 5.88-6.07 0.18 3/31/2003 1.86 3/31/2003 Premium Balanced (HSBC - 11.39-11.12 32.02 3/31/2003 1.00* 12/31/2002 Prulink Asian Reach Managed - 7.73 3/31/2003 Prulink Global Managed 1.50-0.59 2.11 6.81-6.48-9.24 0.86 68.30 3/31/2003 0.97 3/31/2003 UOBLIFE FOF-United Millennium Trust I - 7.95-5.88 4.53 3/31/2003 3.23 3/31/2003 UOBLIFE FOF-United Millennium Trust II - 8.98-10.70 19.59 3/31/2003 2.47 3/31/2003 Asset Alloc Singapore Neutral John Hancock Money Growth Plan 0.58-0.64 4.55 10.34-14.94-25.33 0.69 14.10 3/31/2003 2.06 3/31/2003 NTUC Trust 0.77-0.71 3.89 11.18-10.71-21.88 0.70 63.45 3/31/2003 1.59 3/31/2003 Prulink Singapore Managed 0.64-0.61 4.86 16.85-14.52-25.87 0.72 1,338.50 3/31/2003 1.01 3/31/2003 Equity ASEAN Greatlink ASEAN Growth 0.37-0.72 5.48 21.15-13.32-40.45 0.67 92.10 3/31/2003 1.09 3/31/2003 Equity Asia Pacific Greatlink Pan Asia - 16.33-21.29 16.40 3/31/2003 1.92 3/31/2003 UOBLIFE FOF-United Asia Top-50-20.56-20.15 112.80 3/31/2003 1.95 3/31/2003 UOBLIFE FOF-United Regional Growth - 16.85-21.70 42.12 3/31/2003 1.30 3/31/2003 Equity Asia Pacific ex Japan AIA Regional Equity -0.21-0.90 6.53 39.10-23.49-48.40 0.57 369.42 3/31/2003 1.40 3/31/2003 Asia Premier Growth 1.30-0.41 4.94 24.22-17.21-29.55 0.86 3.35 3/31/2003 0.03 3/31/2003 Aviva Asia Pacific Growth (SP) - 3.02-4.99 0.05 3/31/2003 2.02 3/31/2003 Aviva Capital Growth (SP) - 3.31-10.68 27.04 3/31/2003 2.22 3/31/2003 Aviva MM Capital Growth 0.17-0.78 6.01 29.81-18.38-43.38 0.64 27.04 3/31/2003 1.22 3/31/2003 AXA Life-Value Growth -0.01-0.97 5.13 21.71-18.28-38.79 0.55 12.63 3/31/2003 2.02 3/31/2003 Greatlink Enhancer -0.34-0.96 6.23 30.85-21.02-49.82 0.56 232.30 3/31/2003 1.11 3/31/2003 Greatlink Far East Ex Japan Equities - -1.49-15.04 17.80 3/31/2003 1.79 3/31/2003 John Hancock Pacific Equity - 0.33-7.71 1.06 3/31/2003 1.54 3/31/2003 John Hancock Pacific Finance 1.19-0.24 6.12 34.92-18.74-25.43 0.98 27.24 3/31/2003 1.87 3/31/2003 Manulife Golden Asia Growth 0.01-0.75 7.08 31.31-23.36-47.73 0.66 38.14 3/31/2003 1.50 3/31/2003 Manulife Golden Southeas Asia Special Situations - 17.59-14.59 2.66 3/31/2003 2.84 3/31/2003 NTUC Takaful -0.82-1.21 5.83 17.69-19.09-53.58 0.46 27.25 3/31/2003 1.52 3/31/2003 OAC Premier Link Equity -0.27-0.85 7.40 28.33-24.77-53.19 0.58 4.01 3/31/2003 2.42 3/31/2003-0.34-0.99 6.32 20.84-20.57-48.57 0.51 8.70 3/31/2003 1.62* 12/31/2002 Prulink Asian Equity 0.30-0.59 7.28 36.93-23.26-39.69 0.74 469.61 3/31/2003 1.39 3/31/2003 UOBLIFE FOF-United Asia - 39.67-22.93 58.60 3/31/2003 1.67 3/31/2003 UOB Lifelink Asia -0.31-0.97 6.32 34.43-21.79-48.95 0.56 1.24 3/31/2003 1.13 3/31/2003 Equity China (Greater) AIA Greater China Equity - 11.66 3/31/2003 John Hancock Greater China -0.14 32.59-29.69 20.72 3/31/2003 1.66 3/31/2003 Manulife Golden Regional China - 31.32-30.19 14.53 3/31/2003 2.31 3/31/2003 UOBLIFE FOF-United Greater China - 33.09-29.44 73.20 3/31/2003 1.74 3/31/2003 5
3-YEAR RISK PERFORMANCE ANALYSIS & LATEST FUND SIZE AND EXPENSE RATIO INFORMATION Singapore Insurance Linked Information Ann Sharpe Volatility Best Qtr Worst Qtr Max Gain/Loss Latest Fnd Sz Dt Expense Expense Ratio Ratio Return Return Loss Ratio Ratio Ratio Rsk Fr 2.50% Size (m) (S$) Date Equity Euroland Aviva European Growth (SP) - 12.95-7.24 0.01 3/31/2003 2.02 3/31/2003 Equity Europe Greatlink European Equity - 14.74-20.50 24.40 3/31/2003 3.39 3/31/2003 John Hancock European Equity - 13.95-22.70 0.54 3/31/2003 2.41 3/31/2003 NTUC European Equity - 17.27-18.65 1.86 3/31/2003 3.75 3/31/2003 Prulink European Blue Chip - 13.94-20.19 9.41 3/31/2003 3.13 3/31/2003 UOBLIFE FOF-United European Equity - 11.37-22.43 27.00 3/31/2003 2.28 3/31/2003 Equity Europe Emerging Mkts Aviva EU Convergence Growth (SP) - 10.04-3.43 0.01 3/31/2003 2.02 3/31/2003 Equity Fix Term Asia Pacific ex Japan AIA Select Asia - 17.44 3/31/2003 0.47 3/31/2003 Equity Fix Term Europe OAC Cap Protected Europe SGD - 2.92-2.75 17.65 3/31/2003 1.26 3/31/2003 Equity Fix Term Global AIA Select Feng Shou - -2.39-2.39 45.79 3/31/2003 0.49 3/31/2003 AIA Select Fu Yu - -1.83-1.83 80.63 3/31/2003 0.49 3/31/2003 AIA Select Opportunity - 1.40-6.50 122.92 3/31/2003 1.26 3/31/2003 AIA Select Safety - 1.44-3.70 31.83 3/31/2003 1.22 3/31/2003 Aviva S$ Capital Protected 6 Jun 07-1.93-7.10 41.08 3/31/2003 1.52 3/31/2003 2004-1.40-3.48 5.92 3/31/2003 1.26 3/31/2003 NTUC Dynamic Guaranteed - 2.07 0.20 249.59 3/31/2003 1.47 3/31/2003 OAC Cap Protected Global SGD - 3.02-3.11 7.87 3/31/2003 1.36 3/31/2003 Prulink Global Top 50 Guaranteed - 1.13-1.13 11.61 3/31/2003 1.30 3/31/2003 Prulink Life Sciences Guaranteed II - 1.90-1.95 29.28 3/31/2003 1.02 3/31/2003 Prulink Life Sciences Guaranteed - 0.91-0.91 22.70 3/31/2003 1.28 3/31/2003 Equity Fix Term Japan Prulink Japan Equity Guaranteed - 2.87-4.37 8.93 3/31/2003 1.06 3/31/2003 Equity Fix Term North America Prulink Technology Guaranteed II - 2.16-4.13 20.59 3/31/2003 1.03 3/31/2003 Prulink Technology Guaranteed - 1.54-0.83 23.50 3/31/2003 1.28 3/31/2003 Equity Global AIA Portfolio 100-3.17-17.11 6.25 3/31/2003 1.67 3/31/2003 Aviva Global Managed Equity (SP) - 0.10-2.37 0.13 3/31/2003 2.02 3/31/2003 Aviva Global Themes (SP) - 2.82-5.18 0.01 3/31/2003 2.02 3/31/2003 AXA Inspire-Entrepreneur - 0.91-3.26 10.65 3/31/2003 1.91 3/31/2003 Global Diversified High Growth s (HSBC - 16.23-20.90 2.94 3/31/2003 1.45* 12/31/2002 Global Dynamic All-Weather (HSBC - 1.20-0.43 4.89 3/31/2003 1.86* 12/31/2002 Global Leaders (HSBC -1.29-1.39 5.84 8.16-19.56-61.01 0.39 55.16 3/31/2003 1.71* 12/31/2002 Global Strategic 50 (HSBC - 8.18-20.45 9.59 3/31/2003 2.09* 12/31/2002 Greatlink Global 100 Growth - 19.07-21.28 100.30 3/31/2003 2.20 3/31/2003 Greatlink Global Growth Trends Portfolio - 20.11-14.78 11.90 3/31/2003 0.75 3/31/2003 Greatlink Global Intersection - 6.40-17.01 21.70 3/31/2003 1.58 3/31/2003 Greatlink Global Value Equity - 8.01-20.97 20.70 3/31/2003 1.63 3/31/2003 Greatlink Lifestyle Dynamic Portfolio - 4.36-17.01 1.60 3/31/2003 1.75* 12/31/2002 John Hancock Worldwide Equity -1.10-1.43 5.12 15.26-21.12-56.85 0.39 7.93 3/31/2003 1.73 3/31/2003 Manulife Golden Sure - 5.64-17.59 1.41 3/31/2003 4.16 3/31/2003 Manulife Golden Worldwide Equity - 16.90-24.65 6.22 3/31/2003 1.96 3/31/2003 NTUC Global Equity -0.56-1.04 6.77 28.60-24.69-54.36 0.54 19.86 2/28/2003 2.34 3/31/2003 OAC Retirewise Aggressive Strategy - 13.06-13.88 0.06 3/31/2003 2.39 3/31/2003 Prulink Global Equity 0.28-0.98 4.42 14.52-17.50-34.44 0.56 58.58 3/31/2003 1.63 3/31/2003 Takaful Global (HSBC -1.39-1.45 5.78 10.36-21.13-62.60 0.37 137.53 3/31/2003 1.65* 12/31/2002 Takaful Sinaran (HSBC - 2.68-5.79 28.67 3/31/2003 1.62* 12/31/2002 UOBLIFE FOF-International Growth - 19.91-19.64 107.33 3/31/2003 1.18 3/31/2003 UOB Lifelink Global -0.60-1.25 4.41 13.27-15.04-42.54 0.47 1.84 3/31/2003 1.08 3/31/2003 Equity Global Emerging Mkts Aviva Emerging Countries Growth (SP) - 7.64-7.98 0.02 3/31/2003 2.02 3/31/2003 Equity Japan John Hancock Japan Growth -0.70 2.70-19.72 3.23 3/31/2003 2.03 3/31/2003 NTUC Japanese Equity - 3.54-18.55 1.61 3/31/2003 3.03 3/31/2003 UOBLIFE FOF-United Japan Growth - 2.91-19.95 31.61 3/31/2003 1.80 3/31/2003 Equity Malaysia & Singapore AIA Growth 0.54-0.65 5.09 17.42-13.73-28.49 0.70 287.47 3/31/2003 1.26 3/31/2003 Manulife Golden Singapore Growth - 29.73-26.68 8.26 3/31/2003 2.20 3/31/2003 UOBLIFE FOF-Unifund - 18.44-13.57 29.55 3/31/2003 0.32 3/31/2003 UOB Lifelink Growth 0.27-0.63 6.51 18.10-20.45-35.58 0.70 0.49 3/31/2003 1.38 3/31/2003 Equity Singapore AXA Life-Fortress 0.16-0.64 7.24 26.16-25.91-41.50 0.70 72.60 3/31/2003 1.27 3/31/2003 Greatlink Singapore Equities - -1.86-11.81 15.10 3/31/2003 1.45 3/31/2003 UOBLIFE FOF-United Growth - 20.15-19.94 83.65 3/31/2003 1.18 3/31/2003 Fixed Income Europe AXA Life-Europe Preservation Growth Plus - 1.48-0.89 107.77 3/31/2003 1.29 3/31/2003 AXA Life-Europe Preservation Growth - 2.64-4.64 73.07 3/31/2003 1.14 3/31/2003 Fixed Income Global Aviva Global Managed Bond - 3.50-0.89 0.10 3/31/2003 2.02 3/31/2003 AXA Inspire-Guardian - 2.25-2.78 25.85 3/31/2003 0.73 3/31/2003 Global Diversified Conservative (HSBC - 6.37-1.42 7.88 3/31/2003 1.52* 12/31/2002 Greatlink Global Bond - 3.83 1.49 55.30 3/31/2003 0.91 3/31/2003 John Hancock Worlwide Bond 1.27 0.32 1.15 4.95-1.89-4.37 1.94 28.48 3/31/2003 1.66 3/31/2003 Manulife Golden International Bond 1.67 1.17 1.82 6.26-1.86-4.06 2.93 53.74 3/31/2003 0.86 3/31/2003 Prulink Global Bond 1.65 0.97 1.80 7.77-2.13-5.79 2.65 82.47 3/31/2003 0.54 3/31/2003 Fixed Income SGD AIA Regional Fixed Income 1.60 1.56 0.89 3.97-0.84-3.29 5.44 672.30 3/31/2003 0.81 3/31/2003 Greatlink Stable Bond - 2.11 0.60 10.80 3/31/2003 0.73* 12/31/2002 Premium Lion Bond (HSBC - 1.10 0.69 0.45 3/31/2003 0.73* 12/31/2002 6
3-YEAR RISK PERFORMANCE ANALYSIS & LATEST FUND SIZE AND EXPENSE RATIO INFORMATION Singapore Insurance Linked Information Ann Sharpe Volatility Best Qtr Worst Qtr Max Gain/Loss Latest Fnd Sz Dt Expense Expense Ratio Ratio Return Return Loss Ratio Ratio Ratio Rsk Fr 2.50% Size (m) (S$) Date Floor s Global Prulink Protected Global Titans - -0.62-2.80 26.87 3/31/2003 2.08 3/31/2003 Money Market SGD Greatlink Cash 1.19-3.76 0.11 0.56 0.00-0.18 19.29 74.50 3/31/2003 0.34 3/31/2003 John Hancock Singapore Cash 1.12-9.39 0.07 0.33-0.14-0.61 2.44 0.95 3/31/2003 1.09 3/31/2003 OAC Premier Link Money 0.96-4.51 0.28 0.61-1.04-5.37 0.24 0.19 3/31/2003 2.59 3/31/2003 Prulink Singapore Cash 1.27-0.92 0.15 0.99 0.26-0.09 67.20 8.07 3/31/2003 0.18 3/31/2003 Sector - Biotechnology John Hancock Life Sciences - 27.99-31.28 16.54 3/31/2003 3.22 3/31/2003 Manulife Golden Life Sciences - 4.09-28.77 2.02 3/31/2003 3.24 3/31/2003 Sector - Healthcare Global AIA International Healthcare - 13.04-13.87 84.58 3/31/2003 2.34 3/31/2003-12.73-13.51 82.89 3/31/2003 2.34 3/31/2003 Sector - TMT Global AIA Global Technology - 37.61-37.18 113.53 3/31/2003 2.37 3/31/2003-1.23-1.30 8.02 16.15-31.53-74.80 0.40 20.23 3/31/2003 2.50* 12/31/2002 Greatlink Global Technology - 42.00-33.33 91.40 3/31/2003 2.74 3/31/2003 John Hancock Global Technology -0.79 42.70-34.87 10.08 3/31/2003 2.79 3/31/2003 Manulife Golden Global Technology - 9.90-26.87 3.60 3/31/2003 2.96 3/31/2003 NTUC Technology - 58.51-46.81 88.92 3/31/2003 3.69 3/31/2003 Prulink Global Technology - 34.15-35.37 86.28 3/31/2003 1.61 3/31/2003 * NOTE: These expense ratios are not up to end of March 2003 but already represent the most up-to-date information submitted by the FMCs/Insurers. 7