Aon South Africa Risk and People Solutions
Empowering economic and human possibility In an ever-changing world, staying on top of the risks facing your business demands constant attention. A combination of professional risk management, tailor-made insurance and employee benefits consulting can make all the difference to your company s ongoing success. As a leader in insurance broking, risk consulting and innovative employee benefits consulting, Aon s professional and FAIS-accredited brokers and consultants deliver unrivalled market leverage that gives you the best solution, advice and claims resolution. Although risk continues to increase in magnitude and complexity, our colleagues and capabilities empower you to identify and manage the challenges facing your organisation. We commit to partner with you to offer expertise, design innovative solutions, deliver with excellence and empower results. As a company, our strategy is to deliver distinctive client value, develop unmatched talent and achieve operational excellence. Wondering how our strategy empowers results for your business? It does so by bringing the best solutions, the best people and the best service to you, our clients. As a solutions provider dedicated to helping you manage your most complex risk and people issues, Aon is heavily invested in creating new and innovative strategies that support you in addressing six fundamental business components risk, talent, health, retirement, data and analytics, and capital. On these six fundamental challenges, we promise to be your best partners, offer expertise, design innovative solutions, deliver with excellence, and produce results. This is our core purpose, and we have the energy and direction to turn this purpose into solutions for you. We look forward to empowering results for you. Yours sincerely Terence Williams CEO: Aon South Africa 2 Aon South Africa
Global advantage within reach Aon is a leading global professional services firm providing a broad range of risk, retirement and health solutions. Our approach is united: global capabilities for better client results, delivered locally 500 global offices 120 countries in which Aon operates 50 000 Aon colleagues around the world 12 local offices 8 local provinces in which Aon operates 700 Aon colleagues in South Africa Our key advantage is our broad view of two of the most important issues in our economy today: Risk and People. 3
About Aon plc Aon plc Aon Risk Solutions Aon Benfield Aon Hewitt Our risk business Our people business Aon Risk Solutions is the worldwide leader in risk advice and insurance broking. Guided by the Aon Client Promise, our teams help clients achieve profit, growth and continuity by delivering the best tailored and innovative risk solutions. We empower results through unmatched tools and capabilities, including the award-winning Aon Global Risk Insight Platform. Aon Benfield is the world s leading reinsurance intermediary and full-service capital advisor. Aon Benfield helps empower clients to better understand, manage and transfer risk through innovative solutions and personalised access to all forms of global reinsurance capital in treaty, facultative and capital markets. Aon Hewitt is the global leader in human capital consulting and outsourcing solutions. Aon Hewitt designs, implements, communicates, and administers a wide range of management strategies for human capital, retirement, investments, health care, compensation and talent. 4 Aon South Africa
Our six core capabilities Risk Retirement Health Challenges and opportunities include new risks like cyber, rapidly evolving priorities, and unprecedented capital in play. Current and future retirement plans are under assault from regulatory changes, rising costs and growing complexity. Aging populations, unaddressed chronic conditions, and growing healthcare spending are driving the demand for better solutions. Talent Data & Analytics Capital Shifts in traditional employment models, employee expectations, and talent acquisition remain top management concerns. Analytics value is increasing due to more connectivity, underinsured emerging risks, and an innovation deficit. An uncertain global economy is experiencing a wave of consolidation, acquisition, and geographic expansion driven by the flow of alternative capital. 5
Solutions for risk and people challenges Risk Retirement Health The challenge: Challenges and opportunities include new risks like cyber, rapidly evolving priorities, and unprecedented capital in play. The challenge: Current and future retirement plans are under assault from regulatory changes, volatile markets and growing complexity. The challenge: Ageing populations, unaddressed chronic conditions, and growing healthcare spending are driving the demand for better solutions. Our solutions: Property and Casualty Risk Assessment and Advisory Cyber Directors and Officers Liability Trade Credit and Political Risk Terrorism and Crisis Management Captive Management Affinity Programmes Claims Advocacy, Administration, and Consulting Technology Solutions Strategic Merger and Acquisition Advisory Private Risk Management Industry-specific Solutions Insurance and Reinsurance Placement Catastrophe Management Emerging Risks Our solutions: Actuarial/Retirement Consulting Investment Consulting Delegated Investment Management Defined Benefit Administration Defined Contribution Administration Participant Advisory Services Global Retirement Plan Consulting Retirement Plan Compliance and Legal Services Umbrella Retirement Solutions Our solutions: Health and Benefits Brokerage and Consulting Aon Active Health Exchange Aon Retiree Health Exchange Global Benefits Consulting and Brokerage Health and Welfare Administration Executive Benefits Dependent Verification Advocacy Services Reimbursement Account Administration Compliance Services 6 Aon South Africa
Talent Data & Analytics Capital The challenge: Shifts in traditional employment models, employee expectations, and talent acquisition remain top management concerns. The challenge: Analytics value is increasing due to more connectivity, underinsured emerging risks, and an innovation deficit. The challenge: An uncertain global economy is experiencing a wave of consolidation, acquisition, and geographic expansion driven by the flow of alternative capital. Our solutions: Broad-Based Compensation Executive Compensation Sales Force Effectiveness Leadership and Assessment Employee Engagement HR Effectiveness Application Management Services Cloud Services Total Rewards Strategy and Optimisation Total Rewards Statements and Online Communications Workforce Analytics Hosted Business Process Outsourcing Managed Payroll Solutions Tax and Garnishment Services Our solutions: Insurance Placement Information Repository Capital Modelling Platforms Catastrophe Model Development Rating Agency Advisory Market Analysis Strategic Reinsurance Advisory Commercial Actuarial and Analysis Global Risk Mapping Catastrophe Accumulation Analysis Carrier Claims Performance Carrier Appetite Underwriting Risks Product Development Our solutions: Treaty Reinsurance Broking Facultative Reinsurance Broking Capital Markets and Financial Advisory Analytics and Technical Services Claims Management Catastrophe Bond Contingent Capital Aon Client Treaty Capital Raising New Company Formation Merger and Acquisition Deals 7
Aon client promise Our commitment to you Aon s structure is designed to help you address two of the most important issues in our economy today: Risk and People. The Aon Client Promise framework includes the five pillars of our promise, a comprehensive training curriculum, and a robust methodology for ensuring a consistent client experience. Partnership Aon Client Promise Our commitment to ensure you receive value and personal service Expertise Innovation Excellence Results Client Promise Academy Our modular training approach drives consistent value Discover Client Promise Methodology The way we work together to empower results Review Develop Deliver 8 Aon South Africa
Aon Client Promise Comprised of five pillars partnership, expertise, innovation, excellence, and results the Aon Client Promise articulates the commitment we make to our clients. Aon Client Promise Academy The Academy offers unique learning experiences focused on listening for and responding to client needs, building knowledge of the full breadth of Aon capabilities, and understanding the pillars of the Aon Client Promise. Aon Client Promise Methodology Discover We will collaborate to understand both your near- and long-term business priorities, how we can add value to your organisation, and help you respond to changing market dynamics. Develop We will jointly author a plan to define how we will work together during the year, outline our commitments to you, and define how we will measure our success. Deliver We will follow through on our plan, executing with excellence and tracking outcomes. Review We will seek your input on how we are doing both through informal feedback sessions and annual surveys. Be secure in the knowledge that Aon only transacts in business with leading insurance companies, who have strong financial security and superior claims paying capabilities. 9
Empowering possibility in our communities At Aon, we take our community responsibilities seriously. Our mantra is that we give back to those communities in which we do business, and considering Aon does business in 12 offices in South Africa, this leaves us with a wide scope for charitable work. Our commitment to transformation Transformation, specifically Broad-Based Black Economic Empowerment, forms a pivotal part of our growth strategy in South Africa. For our latest BBBEE-rating please visit www.aon.co.za. Transformation forms a pivotal part of our growth strategy in South Africa. 10 Aon South Africa
Partner with Aon today Let us empower results for you To learn more about our services please visit www.aon.co.za. Alternatively, for any queries or to request a meeting, email us at info@aon.co.za or contact us on 0860 453 672. info@aon.co.za 0860 453 672 www.aon.co.za Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555). 11
Risk and INSURANCE BROKING Solutions for your unique business needs Aon South Africa is a leading global professional services firm providing a broad range of risk, retirement and health solutions. We provide seamless, tailor-made insurance and risk solutions to many South African public companies, thousands of privately owned businesses and many private individuals. Our decades of international experience, local alliances, global network and buying power in the insurance market remains superior. As a professional or business owner, we understand the huge investment you have made into your career and business. As a client, Aon commits to guiding you as you take steps to mitigate your risks. We work closely with our clients to provide appropriate solutions to a cross-section of businesses in a variety of industries as diverse as: Architects Attorneys Auditors & Accountants Construction Engineers Entertainment Financial institutions IT Specialists Manufacturing Medical Practitioners Retail Quantity Surveyors No matter your industry, we will work closely with you to ensure that your specific insurance needs are addressed and consolidate your business insurance under one comprehensive programme. As risk and insurance advisers, we are able to present you with an extensive range of tried and tested products underwritten by leading insurers in South Africa and internationally. We work with you to identify your business risks and understand the complexity of your organisation to design creative, personalised insurance solutions delivered seamlessly, anywhere in the world, through a local point of contact. Insurance programmes could include: Assets (buildings & contents) Business interruption Computers/IT equipment Liabilities - Directors & Officers Liability - Cyber Risks & Liability - Medical Malpractice Liability - Public Liability - Professional Indemnity Motor vehicles or fleet Machinery Personal Accident Many more depending on your industry Peace of mind for you and your business There is a lot to think about when it comes to your businesses insurance cover and risk solutions. Sustainability and maintaining your profitability are always top of mind, together with the risks you face that could change your business in a heartbeat. That s why Aon identifies your needs and structures your cover accordingly. This can result in substantial savings for your business in the long run. At Aon South Africa, we make insuring your business a personal and supportive experience for you, giving you access to a private insurance broker when you need advice and a 24- hour claims service and care line for asset-based risks. For more information, contact Aon South Africa: 0860 453 672 info@aon.co.za www.aon.co.za Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555).
Business Insurance Broking Aon South Africa can present you with a number of solutions, depending on your needs and on your industry. Some of the covers you can purchase include: Cover Agriculture Business All Risks Business Interruption Commercial crime Cyber Liability Directors & Officers Liability Electronic Equipment/Computers Employee Benefits for your staff Imports & Exports Small Craft Motor Professional Indemnity Property Public Liability Trucking & Motor Fleet Description Including game farms, lodges and specialised cover for your livestock. Loss of or damage to your portable electronic equipment and other business items whilst anywhere in the world. Loss of revenue, gross profit or rent following insured damage to property. Losses sustained through employee theft, employee fraud or dishonesty, or third-party computer fraud. Liability covers for theft or manipulation of data whilst held in your custody and control. First-party expenses following a cyber incident, including network interruption (business interruption/loss of profits). Cyber Extortion is also covered. Protects Directors, Officers and employees serving in a managerial or supervisory capacity, for investigation and defence costs together with awards for a valid claim, due to the mismanagement of the company. Loss or damage whilst at the premises or in transit. Group Life, Permanent Health, Medical Aid, Medical Gap Cover, Wellbeing programmes, Disability, Pension/Provident/Retirement Funds. Cover for any goods which are transported by sea, land or air. Specialised insurance to cater for the ownership and use of speedboats and yachts or any small pleasure craft, including related liabilities. Loss of or damage to vehicles, motor cycles and / or trucks including Liabilities to third parties arising out of the use of the vehicle. Covers the company for any liability arising from a negligent act, error or omission in the performance of their professional services. Loss or damage to your buildings, all contents and movable equipment. Injury or damages to third-party persons or property, which you become legally liable to pay, caused or in connection with the business. With extensive experience in the truck and motor fleet insurance market, Aon offers comprehensive insurance cover for commercial vehicles, light delivery vehicles and specialty type vehicles, including tractors, fork lift trucks, commercial trailers and semi-trailers. Please note that this is not an exhaustive list but merely an indication of the cover available. There are a number of other solutions available depending on the need of the business or professional. We will conduct a needs analysis and will structure an appropriate solution for you. The information contained in this marketing material is of a general nature only and not intended to constitute advice or to make recommendations. Although we endeavour to provide you with accurate, relevant and current information by using sources we consider reliable, we cannot guarantee that the information is accurate, relevant, current or fit for your purposes. Reliance should not be made on the information in this document without verifying it and receiving the appropriate professional advice. A licensed Aon broker or consultant will assist you with any insurance or employee benefit related advice or query you may have. 26 July 2017
HOUSEHOLD and MOTOR Solutions Protecting your success, empowering your lifestyle Aon South Africa is a leading global professional services firm providing a broad range of risk, retirement and health solutions. We provide seamless, tailor-made solutions to many South African public companies, thousands of privately owned businesses and many private individuals. Our decades of international experience, local alliances, global network and buying power in the personal lines insurance market remain superior. Aon has designed a range of well-established unique Household and Motor insurance solutions which are tried and tested and are arguably amongst the best and most comprehensive personal insurance offerings in the market today. We work with you to ensure that your cover has no flaws or loopholes by: Identifying your insurance needs upfront so there are no surprises at the time of a claim. Providing the right advice and guidance through our FAIS-compliant brokers to ensure that you have the right cover at the right price. Helping you with your product selection by explaining the cover, terms and conditions. Providing you with technical claims expertise, advice and support to ensure you receive fair and prompt settlement. The Aon product range Our household and motor insurance solutions meet the need for better service, more options and greater flexibility with the focus on Aon products, designed and developed to provide cost effective and efficient access to the industry s most innovative solutions, or where appropriate, a traditional alternative insurance product. Our product solutions cover the following: Homeowners Household contents Fine art and antiques All Risks Computers Personal Liability Personal Accident Motorvehicles, motorcycles, executive and classic cars Rolls Royce and Bentley Pleasurecraft Travel For long term peace of mind The personal insurance environment is an extremely competitive market segment with so many options available. Insurance that does not match your needs is worthless. While cost is always important, the quality of insurance cover offered is equally important. At Aon South Africa, we offer a combination of specialist knowledge and expert advice to ensure that you enjoy the right cover and the right price. For more information, contact Aon South Africa: 0860 100 404 personal.insurance@aon.co.za www.aon.co.za Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555).
Household and Motor Insurance Solutions Product Range By Design By Preference Unisure Pinion Family Protector En-Route In-Car Insurance Discovery Insure Auto & General Santam Auto By Design Specialist Covers Description Underwritten by Santam, By Design offers you insurance protection for your household and motor with a combination of unequalled cover, service and price. By Design offers affordable deductibles, car hire, accidental damage on buildings and contents and the ability to cover business goods at home in addition to normal personal insurance protection. This enhanced blue-chip Household and Motor Insurance product, underwritten by Santam, has been packaged into a unique policy in recognition of individual achievements, lifestyle trends and personal needs. By Preference caters for the needs of individuals with significant and often complicated asset bases, managing the most complex of personal portfolios. By Preference offers one of the widest range of insurance covers and provides the highest limits to ensure your valuable assets are adequately protected. Unisure, underwritten by Mutual & Federal, is personal insurance which can be customised to meet your individual requirements. Unisure offers you the convenience of covering all of your assets with one comprehensive policy. Pinion Homeowners, Pinion Private and Pinion Classic are exclusive to Investec Private Banking Clients. Underwritten by AIG South Africa, you are covered in the event of accidental death and disability for the whole family, including domestic employees. Amendments to the Road Accident Fund Act now limits claims to a maximum payout. This product, underwritten by Hollard, has been specifically designed to provide cover to the driver and occupants of an insured vehicle in the event of an accident. Discovery Insure is an industry-leading short term insurance product which caters for the needs of different insurance requirements through their Essential, Classic and Executive Plans. A direct solution underwritten by Auto & General offers buildings, contents, all risks and motor cover with a one-year premium guarantee and the option of a cash-back bonus. Motor only cover which allows for lifestyle add-ons including All Risks (e.g. cellphones, laptops) Personal Liability, together with R10 000 personal accident cover. This policy is ideal for the first time insurance buyer. Fine art & antiques, thatch, Rolls Royce, Bentley, Harley Davidsons, allterrain vehicles, off road motorcycles, executive cars, classic cars. Please note that this is not an exhaustive list but merely an indication of the cover available. There are a number of other solutions available depending on the need of the business or professional. We will conduct a needs analysis and will structure an appropriate solution for you. The information contained in this marketing material is of a general nature only and not intended to constitute advice or to make recommendations. Although we endeavour to provide you with accurate, relevant and current information by using sources we consider reliable, we cannot guarantee that the information is accurate, relevant, current or fit for your purposes. Reliance should not be made on the information in this document without verifying it and receiving the appropriate professional advice. A licensed Aon broker or consultant will assist you with any insurance or employee benefit related advice or query you may have. 26 July 2017
EMPLOYEE BENEFIT Solutions Integrated employee benefit solutions Aon South Africa is a leading global professional services firm providing a broad range of risk, retirement and health solutions. We provide seamless, tailor-made solutions to many South African public companies, thousands of privately owned businesses and many private individuals. Our decades of international experience, local alliances, global network and buying power in the employee benefits market remains unmatched. As a professional or business owner, we understand the huge investment you have made into your employees and their wellbeing. In the war for talent and skills, employee benefits form an integral part of the total rewards strategies that businesses use to attract and retain talent. Leaders need to ensure that every effort is made to retain skilled employees who are critical to the future of their business. Organisations are under tremendous pressure to create a more productive, results-oriented workforce, while simultaneously reducing operating expenses. Aon stands ready to Empower Results for you and your employees by challenging traditional benefits design and delivering innovative employee benefits solutions. Our integrated employee benefits solutions cover the following: Strategic Healthcare Consulting Medical Gap Cover Wellbeing Programmes Retirement Funding Group Risk Benefits - death and disability covers Pan African Employee Benefits Benefits Communications Online Benefit Solutions Total Rewards Statements (TRS) Post Retirement Medical Aid Assessments Peace of mind for you and your employees There is a lot to think about when it comes to your employee benefits and talent retention. Sustainability and maintaining your profitability is always top of mind, together with the risks you face that could change your business in a heartbeat. That s why Aon identifies your needs and helps you structure your employee benefits accordingly with value-added services that ensure substantial and possible cost savings for your business in the long run. At Aon South Africa, we make choosing the right employee benefits for your staff and the communication of these benefits a seamless process. We combine global and local market expertise with technology and communication to deliver effective and engaging employee benefit plans that meet your human capital needs. For more information, contact Aon South Africa: 0860 453 672 info@aon.co.za www.aon.co.za Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555).
Employee Benefit Solutions Aon South Africa can present you with a number of solutions, depending on your business and employee benefits needs. Some of these solutions include: Solution Strategic Healthcare Consulting Employee Wellbeing Description As the world s largest health and benefits broker, we use our market expertise to help you develop your benefit strategy, identify the right products and providers and negotiate competitive terms. We work with you to design and implement effective, holistic health and wellbeing strategies aimed at sustaining employee engagement over the long-term. Wellbeing programmes that address specific behaviours and health risk factors within the organisation. Retirement Fund Consulting Retirement funds have seen major changes over recent years, driven by employer and employee demand, demographics and legislation. Our bespoke consulting services include: market review, consultancy, governance and design of a fit for purpose retirement plan. Umbrella Solutions Risk Benefits Pan African Employee Benefits Solutions Umbrella retirement funds are comprehensive, affordable and simple, enabling you to offer the right benefits to your employees. This helps them to save adequately for retirement, and allows you to focus on your business Integrated risk broking across death, illness and disability benefits. Consultancy, benchmarking,design and broking of benefits to suit the needs of the business and its employees. Multinational corporations constantly confront new challenges as they seek to globalise and expand, particularly with respect to how they support an increasingly diverse and internationally mobile workforce. Aon addresses these and other global benefit objectives through a benefits audit, market review, broking and ongoing benefits management. Communication & Online Benefits Online benefits and communication platforms that provide solutions that enable you to design, communicate and deliver a unique employee experience that drives higher levels of understanding, appreciation and engagement, while reducing administration burdens for its resources. Post Retirement Medical Aid Assessments Post Retirement Medical Aid Liability Assessment, assisting with strategy to manage exposure and mitigate risks. Please note that this is not an exhaustive list but merely an indication of the cover available. There are a number of other solutions available depending on the need of the business or professional. We will conduct a needs analysis and will structure an appropriate solution for you. The information contained in this marketing material is of a general nature only and not intended to constitute advice or to make recommendations. Although we endeavour to provide you with accurate, relevant and current information by using sources we consider reliable, we cannot guarantee that the information is accurate, relevant, current or fit for your purposes. Reliance should not be made on the information in this document without verifying it and receiving the appropriate professional advice. A licensed Aon broker or consultant will assist you with any insurance or employee benefit related advice or query you may have. 26 July 2017
SPECIALTY Insurance Broking Specialty Insurances & Specialty Businesses Aon South Africa is a leading global professional services firm providing a broad range of risk, retirement and health solutions. We offer a range of unique, tailored business and personal insurance solutions that empower results in your business and your personal life, offering you peace of mind, flexibility and personal attention. In today s fast-moving and competitive economy, we recognise that you are looking for a partner aligned to your business. No longer satisfied with a generic, one-size-fitsall approach, you may be seeking bespoke solutions and dedicated partners as you face an array of risks. In order to provide such solutions, we need to understand the details of your business from the challenges you face, to the opportunities you are looking to capture. Our intention is to challenge the way we work and constantly seek new and innovative solutions that can bring the best of Aon to South African businesses. Risk Management & Insurance Broking for Specialty Businesses At Aon, our sole focus is on providing professional advice on comprehensive and cost-effective risk coverage solutions, whether you run your own business or are part of a multinational organisation. Organisations value a broker who can partner with them to clearly understand their specialty needs and demonstrate an expertise in their industry. Our specialty teams are able to deliver a diverse range of solutions ranging from structured portfolio solutions through to dedicated specialty products. These capabilities closely match the needs of individual sectors, providing support that reflects the unique risk profile of individual clients and industries. Our business insurance solutions include: Assets & Liabilities Insurance Employee Benefits such as Healthcare and Retirement Fund Consulting Personal Household and Motor insurance Our specialty industry solutions include: Aviation Construction & Engineering Financial Institutions Marine & Hull Mining & Natural Resources Passenger & Tourism Transport Renewable Energy Schools Sports, Recreation & Entertainment Trucking & Motor Fleets And more Specialty Insurance for Businesses: Bankers Blanket Bonds Cyber Liability Insurance Directors & Officers Liability Errors & Omissions Liability Medical Malpractice Passenger Liability Political Risk Solutions Professional Indemnity Trade Credit insurance For more information, contact Aon South Africa: 0860 453 672 info@aon.co.za www.aon.co.za Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555).
Specialty Insurances & Specialty Businesses Solution Aviation Construction and Engineering Crisis Management Cyber Liability Insurance Financial & Professional Risk Solutions Marine Mining & Natural Resource Passenger and Tourism Transport Political Risk Solutions Professional Indemnity Public Sector Renewable Energy Retail, Manufacturing, Wholesale and Services Rhino Insurance Risk Consulting Schools Sport, Recreation & Entertainment Trade Credit Solutions Trucking & Motor Fleet Description The Aon Aviation Division has a direct link to the resources of Aon Plc s Global Aviation Practice Group. Our specialist Construction and Engineering division not only identifies your risks, we prevent them from becoming risks in the first place. Our proactive approach to risk improvement will help your business minimise losses and keep your business running smoothly. Aon s Crisis Management practice helps you understand your exposure to extraordinary risks and ensures you have the most appropriate and cost-effective risk management strategy. Every organisation that has a network, online presence and holds or accesses confidential data is at risk for a cyber breach or attack. The very nature of the internet means that cyber criminals from anywhere in the world can direct their attention to specific targets. Aon s strong commitment to the financial and professional services industries has brought about the development of our Global Practice Group utilising specialist resources from around the world. The commercial shipping industry, which transports more than 90 percent of the world s cargo, is complex, volatile and constantly evolving. Aon s Marine risk management and insurance broking expertise is unique in the industry, providing both the heritage that comes from long-term commitment to the commercial marine sector and the skills that come from a diverse client list. Local knowledge supplemented by global resources and backed by the most skilful and experienced broking and risk practitioners gives Aon the leading edge in the mining, natural resources and energy sectors. Our transport division offers tailor-made solutions to give passenger transport operators, owner truck drivers, road freight transporters and motor fleet owners peace of mind on the road. This cover is aimed at exporters, importers, contractors, investors and lenders involved in overseas transactions who may incur heavy financial losses resulting from political risks. The world in which professionals operate is one of ever-increasing pressure, with demands for quick answers and cost-effective solutions. This pressure can lead to errors and omissions in the professional s office, which can give rise to claims. This factor together with the litigious nature of our society underscores the need for Professional Indemnity (PI) insurance, both for companies and individual practitioners. Specialist insurance and risk management protocols in the public sector are ever-present essentials bringing with them a multitude of ramifications. Our Public Sector practice team understands public sector entities inside and out and know what perils to look for and what to do about them. The Aon Renewable Energy Facility is a superior insurance solution backed by a comprehensive claims management service. Aon s Facility provides tailor-made insurance solutions for all forms of onshore renewable energy technologies. Providing security from market-leading insurers, Aon s Facility delivers comprehensive, cost-effective cover, uniquely designed for the Renewable Energy Sector. Aon offers a range of all-in-one, tailored business insurance solutions that offers your business more peace of mind and more flexibility. Your most valuable assets belong in the wild. Rhino insurance cover from Aon helps keep them there. As the complexity of the current market continues to increase, organisations need to think more broadly and proactively about risk. Aon offers a fully integrated range of risk consulting solutions, from risk identification and control to risk assessment and financing. We have designed our services to meet your organisation s comprehensive needs. Protecting schools and scholars has become a highly specialised field. The quantum of that risk has grown exponentially in the last decade, reflecting the effects of inflation, population growth, changing legislation and the strong demand for private schooling among other factors. Innovative insurance solutions are needed for the sectors of sport, recreation and entertainment. Custom-made insurance covers and integrated services form part of the package needed to cover the unique risks facing clients in these dynamic and unpredictable sectors. Aon Trade Credit has unparalleled technical knowledge and market influence as the world s largest specialist credit insurance broker. With our global distribution network, we provide credit insurance to organisations operating in both domestic and international markets. With extensive experience in the truck and motor fleet insurance market, Aon offers comprehensive insurance cover for commercial vehicles, light delivery vehicles and specialty type vehicles, including tractors, fork lift trucks, commercial trailers and semi-trailers. Please note that this is not an exhaustive list but merely an indication of the cover available. There are a number of other solutions available depending on the need of the business or professional. We will conduct a needs analysis and will structure an appropriate solution for you. The information contained in this marketing material is of a general nature only and not intended to constitute advice or to make recommendations. Although we endeavour to provide you with accurate, relevant and current information by using sources we consider reliable, we cannot guarantee that the information is accurate, relevant, current or fit for your purposes. Reliance should not be made on the information in this document without verifying it and receiving the appropriate professional advice. A licensed Aon broker or consultant will assist you with any insurance or employee benefit related advice or query you may have. 26 July 2017
Aon Global CLIENT NETWORK A world of risks demands a world of solutions The Aon Global Client Network (AGCN) is the backbone of Aon Risk Solutions global network, connecting clients and colleagues with expertise, solutions, and resources available in over 120 countries. Aon s network is the largest majority owned network, unsurpassed in geographic breadth and depth of talent. The Aon Global Client Network supports clients with cross-border risk management needs, including effective programme execution, compliance programme optimisation, and the development of multinational and local risk finance solutions to meet clients risk management objectives. The AGCN works in conjunction with Aon partners and practices to provide our clients with the following: Advice in managing risks associated with growing businesses internationally and across borders. Help in identifying and managing compliance issues. Ability to leverage the collective knowledge of the group through the exchange of information and replication of best practices. Access to the optimum Aon global resources and intellectual capital. Our AGCN colleagues understand the balance between local culture, market practices and global risk management needs. Constant interaction between AGCN colleagues helps foster communication and a sense of community within the group, ensuring that Aon provides a global foundation for our clients on which to build their business success. AGCN is distinguished as the global practice leader through excellence in people, products and services and the cooperative interdependence of our worldwide network. In Africa, Aon is able to service clients in 45 out of 54 countries, developing insurance and employee benefits solutions for multinational clients. AGCN colleagues are able to: Provide strategic direction on cross-border risks. Tracking of business, economic and political trends. Monitor compliance of global inwards and outwards clients within country insurance regulations. Benchmarking risk management programmes in relation to global programmes. For more information, contact Aon South Africa: 0860 453 672 info@aon.co.za www.aon.co.za Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555).
Aon s Global Client Network Beauty in Numbers 1,300+ Dedicated colleagues around the world 120 Countries in which Aon operates Aon Risk Solutions Global 80 Countries with dedicated global teams 3,000 Global parent company clients USD4.2B Premium placed globally Aon s Global Client Network Aon Global Client Network International Key Capabilities International programme consultation. Critical knowledge on cross-border process flows, operations and challenges. Innovative and personalised risk solutions. Link between corporate risk management and tax strategies. Expertise on local customs/practices. Single corporate culture and management infrastructure. Standard, integrated and proven service delivery. Strong market relationships. State-of-the-art vendor management and risk management tools and resources. Owned or management controlled Coordinated out of territory Correspondent Restricted operations The information contained in this marketing material is of a general nature only and not intended to constitute advice or to make recommendations. Although we endeavour to provide you with accurate, relevant and current information by using sources we consider reliable, we cannot guarantee that the information is accurate, relevant, current or fit for your purposes. Reliance should not be made on the information in this document without verifying it and receiving the appropriate professional advice. A licensed Aon broker or consultant will assist you with any insurance or employee benefit related advice or query you may have. 26 July 2017
About Aon plc Aon plc (NYSE:AON) is a leading global professional services firm providing a broad range of risk, retirement and health solutions. Our 50,000 colleagues in 120 countries empower results for clients by using proprietary data and analytics to deliver insights that reduce volatility and improve performance. Visit Aon. com for more information. Visit www.aon.com for more information on Aon and www.aon.com/manchesterunited to learn about Aon s global partnership with Manchester United. About Aon South Africa Aon South Africa is a leading provider of Risk Management Services, Insurance and Reinsurance Broking, Employee Benefits Solutions and Specialty Insurance Underwriting. The company employs more than 700 professionals in its 12 offices in South Africa with its head office in Sandton, Johannesburg. Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555).