affordable housing berkpoint.com

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affordable housing berkpoint.com

a leader in the affordable housing space we offer a depth of market knowledge and experience throughout the USA national footprint over 300 employees strategically positioned across the country

why berkeley point? We are one of the nation s leading providers of multifamily and affordable financing We offer a full complement of Fannie Mae, Freddie Mac, FHA, CMBS and Life Company products Our 29+ year history of multifamily loan originations, underwriting, closing, servicing and asset management Our $47.4B in combined production with CCRE since 2010 We are ranked top ten Fannie Mae and Freddie Mac lenders in 2015* We are an established leader in the area of Large Portfolio and Structured transactions We are capitalized by strong institutional sponsorship strong parent & affiliate relationships *#4 Fannie Mae, #8 Freddie Mac, according to MBA Rankings

the berkeley point affordable housing advantage We pride ourselves on a team-based engagement model, which allows for the delivery of customized capital solutions unique to each borrower s particular situation. As a result, Berkeley Point Capital has earned a reputation for extraordinary service and topnotch guidance, allowing us to offer our clients speed, creativity, ease of interface and certainty of execution from beginning to end. berkpoint.com

our breadth of experience and depth of knowledge sets us apart a legacy of proven results Average of 20 years experience among senior management, underwriters, closers, asset management and servicing team members Extensive knowledge of structure types and credit exceptions Our underwriters know the programs and the process so we can guide our borrowers through the financing with certainty and speed deep relationships with Fannie Mae, Freddie Mac, and FHA Constant collaboration to create innovative financing solutions Expertise and creativity in structuring deals borrower-focused Hands-on service from origination, underwriting, loan servicing and beyond Continuously exceeding the customer capital solution needs of our clients

berkeley point history 1987 1997 2000 2004 2012 Founded as Berkshire Mortgage Finance Merging of 3 Regional Firms as Berkshire Mortgage creates the first national multifamily platform and the country s top GSE lender Acquired by Deutsche Bank Acquired by entities affiliated with WL Ross & Co. LLC & Ranieri Real Estate Partners LP 2014 CCRE, a top diversified commercial real estate lending platform, acquired the newly named Berkeley Point Capital, creating the country s largest non-bank platform 2015 ARA, one of the nation s largest apartment investment sales platforms, merged with Newmark and joins BPC/CCRE in the Cantor Fitzgerald family of companies, cementing BPC s position as a premier multifamily solutions provider berkpoint.com

$53+ billion servicing portfolio representing in excess of 2,900 loans in 49 states and the District of Columbia In addition to the above Primary Servicing Portfolio as of July 2016, Berkeley Point Capital s servicing portfolio includes $5.5 billion special servicing plus $15 billion in CMBS Limited Servicing, for a total of $53+ billion

berkeley point offers a full complement of products & structures for affordable housing Fannie Mae Freddie Mac FHA Life Company CMBS affordable properties financed Section 8 LIHTC 9% LIHTC 4% RAD Seniors and age-restricted Other affordable components financing options Fixed rate mortgages Adjustable rate mortgages Standard or structured Partial and full term interest-only structures Early rate lock Index lock

addressing financing needs New construction & forward financing Acquisition & acquisition rehab Refinance & preservation Second mortgages Streamline refinance Single asset substitution Integrated construction and permanent loans Tax-credit and tax-exempt bond / loan financing options Debt bridge options Value-add HUD LIHTC Pilot structured finance Negotiated transactions Credit facilities REMIC Funded & unfunded forward commitments for construction / sub-rehab Section 236 IRP decouplings, project-based Section 8, Hope VI transactions, Section 202 refinancings berkpoint.com

a superior customer service experience our dedicated team of affordable housing experts will be with you throughout the life of your loan

underwriting Due diligence and analysis of every aspect of the loan from screening to closing Underwriters complete rigorous certification through BPC proprietary training program closing & trading Coordinates all aspects of loan closing and delivery BPC trades its own Fannie Mae MBS and Ginnie Mae bonds to third-party investors, resulting in better pricing and faster execution servicing & asset management Offices on East and West Coasts Rated primary servicer (Fitch CPS2; S&P Above Average; KBRS) / special servicer (Fitch CSS3+; S&P Average) Conventional and special asset management capabilities berkpoint.com

our diverse expertise Diverse in nature and scope, our nationwide servicing portfolio includes permanent loans, construction and forward products, mezzanine financing and negotiated/multi-asset transaction loans. Loans serviced are secured by multifamily, healthcare, lodging, mobile home parks, office, retail, self-storage, industrial and mixed-use properties. Our robust asset management and servicing platform provides risk management, collateral management, loan servicing, construction loan administration, special servicing and workout expertise. We use the best servicing technology available, which provides our team with a highly specialized monitoring system and infrastructure, enhancing customer service for both our borrowers and our capital providers. berkpoint.com

our premier client base

berkeley point capital exceptional people creating extraordinary capital solutions affordable housing conventional multi-housing cooperative housing manufactured housing new construction seniors housing & healthcare student housing

To see more properties financed by Berkeley Point Capital, please go to the Berkeley Point Deal Library on www.berkpoint.com. This information was created as of September 2016 and is subject to change. This material was written to support the marketing of the transactions or topics it addresses and production figures referenced are subject to ongoing change. Availability of products and designs discussed are based on eligibility and underwriting and are subject to change.