ACHMEA BANK N.V. (formerly known as ACHMEA HYPOTHEEKBANK N.V.)

Similar documents
Supplement to the Base Prospectus dated 20 December 2018

F. van Lanschot Bankiers N.V. (incorporated in the Netherlands with its statutory seat in 's-hertogenbosch)

N.V. Bank Nederlandse Gemeenten

ING Bank N.V. ING Americas Issuance B.V. 40,000,000,000 Global Issuance Programme

F. van Lanschot Bankiers N.V. (incorporated in the Netherlands with its statutory seat in 's-hertogenbosch)

ROYAL SCHIPHOL GROUP N.V. 3,000,000,000 EURO MEDIUM TERM NOTE PROGRAMME

ING Bank N.V. 40,000,000,000 Global Issuance Programme

DIB Sukuk Limited (incorporated in the Cayman Islands with limited liability)

ING BELGIUM INTERNATIONAL FINANCE S.A.

Abbey National Treasury Services plc. Santander UK plc

Programme for the issuance of Credit Linked Securities ISDA Credit Definitions Version

Nestlé Holdings, Inc. Nestlé Finance International Ltd. Nestlé S.A.

BASE PROSPECTUS DATED 8 AUGUST Santander UK plc. (incorporated under the laws of England and Wales) Structured Note and Certificate Programme

S.A. 32,000,000,000 PROGRAMME FOR THE ISSUANCE OF DEBT INSTRUMENTS

ING BANK N.V., SYDNEY BRANCH REGISTRATION DOCUMENT

Nestlé Holdings, Inc. Nestlé Finance International Ltd. Nestlé S.A.

FIRST SUPPLEMENT TO THE PROSPECTUS DATED 8 SEPTEMBER 2015

ING Groep N.V. ING Bank N.V.

International Finance Corporation

IMPORTANT NOTICE NOT FOR DISTRIBUTION TO ANY U.S. PERSON OR TO ANY PERSON OR ADDRESS IN THE U.S.

ARM ASSET-BACKED SECURITIES S.A.

SUPPLEMENT DATED 10 AUGUST 2017 TO THE COVERED BOND BASE PROSPECTUS APPROVED ON 21 JULY 2017 BANCO DI DESIO E DELLA BRIANZA S.P.A.

SUPPLEMENTARY PROSPECTUS DATED 3 DECEMBER 2018 TO THE PROSPECTUS DATED 14 SEPTEMBER 2018

This Supplement will be published on the Luxembourg Stock Exchange's website

LLOYDS BANKING GROUP plc

50,000,000,000. Euro Medium Term Note Programme

VESPUCCI STRUCTURED FINANCIAL PRODUCTS

BAYER AKTIENGESELLSCHAFT (incorporated in the Federal Republic of Germany) as Issuer and as Guarantor for Notes issued by

40,000,000,000 Euro Medium Term Note Programme

CANADIAN IMPERIAL BANK OF COMMERCE (a Canadian chartered bank)

BANCA IMI S.p.A. (incorporated with limited liability in the Republic of Italy) STRUCTURED NOTE PROGRAMME

Arranger Deutsche Bank AG, London Branch

Debt Instruments Issuance Programme

FIRST SUPPLEMENT TO THE PROSPECTUS DATED 4 AUGUST 2015

Rabobank Nederland BASE PROSPECTUS SUPPLEMENT. Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.

BANCA IMI S.p.A. WARRANTS AND CERTIFICATES PROGRAMME

SGSP (AUSTRALIA) ASSETS PTY LIMITED

BAYER AKTIENGESELLSCHAFT (incorporated in the Federal Republic of Germany) as Issuer and as Guarantor for Notes issued by

FIRST SUPPLEMENT DATED 1 MARCH 2016 TO THE BASE PROSPECTUS DATED 29 DECEMBER 2015

Deutsche Bank Luxembourg S.A. EUR10,000,000,000 Fiduciary Note Programme

EUROPEAN ASSETS TRUST N.V. (Incorporated and registered in the Netherlands with its corporate seat in Rotterdam and with registered number )

BNP PARIBAS (incorporated in France) (as Issuer and Guarantor) BNP PARIBAS ARBITRAGE ISSUANCE B.V. (incorporated in the Netherlands) (as Issuer)

Nestlé Holdings, Inc. Nestlé Finance International Ltd. Nestlé S.A.

Nestlé Holdings, Inc. Nestlé Finance International Ltd. Nestlé S.A.

INTERMEDIATE CAPITAL GROUP PLC. 500,000,000 Euro Medium Term Note Programme

BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY

Certificate and Warrant Programme

BOADILLA PROJECT FINANCE CLO (2008-1) LIMITED (Incorporated in Ireland with limited liability under Registered Number )

ING Bank N.V. Certificates Programme

J.P. Morgan Structured Products B.V. (incorporated with limited liability in The Netherlands)

DEUTSCHE BANK AG, LONDON BRANCH as Arranger

SUPPLEMENT DATED 30 AUGUST 2016 TO THE PROSPECTUS DATED 22 APRIL Aviva plc

The Royal Bank of Scotland plc

BAYER AKTIENGESELLSCHAFT (incorporated in the Federal Republic of Germany) as Issuer and as Guarantor for Notes issued by

Greensands Holdings Limited (incorporated with limited liability in Jersey with registered number 98700)

THIRD SUPPLEMENT DATED 16 NOVEMBER 2017 TO THE BASE PROSPECTUS DATED 22 JUNE 2017

PROSPECTUS Dated 11 September 2015 TOYOTA MOTOR FINANCE (NETHERLANDS) B.V. TOYOTA CREDIT CANADA INC. TOYOTA FINANCE AUSTRALIA LIMITED

FIFTH SUPPLEMENT DATED 4 APRIL 2018 TO THE BASE PROSPECTUS DATED 22 JUNE 2017

THIRD REGISTRATION DOCUMENT SUPPLEMENT. MORGAN STANLEY & CO. INTERNATIONAL plc (incorporated with limited liability in England and Wales)

Saad Investments Finance Company (No. 3) Limited

THE STANDARD BANK OF SOUTH AFRICA LIMITED

ETFS Equity Securities Limited. ETFS Short Equity Securities. ETFS Leveraged Equity Securities

FGA CAPITAL IRELAND P.L.C. FGA CAPITAL S.p.A.

Programme for the Issuance of Debt Instruments

KBC Group NV. (incorporated with limited liability in Belgium) EUR 5,000,000,000 Euro Medium Term Note Programme

Libretto Capital Public Limited Company (the Issuer )

CITIGROUP INC. (incorporated in Delaware) and

ZAR4,400,000,000 Asset Backed Note Programme

BAYER AKTIENGESELLSCHAFT (incorporated in the Federal Republic of Germany) as Issuer and as Guarantor for Notes issued by

BBVA Global Markets B.V. Banco Bilbao Vizcaya Argentaria, S.A.

J.P. Morgan Structured Products B.V. (incorporated with limited liability in The Netherlands)

90,000,000,000 Euro Medium Term Note Programme

EUR 15,000,000,000 Structured Medium Term Note Programme Due from seven days to perpetuity

(incorporated with limited liability in Belgium) BNP PARIBAS BNP PARIBAS FORTIS SA/NV BNP PARIBAS

15 billion Global Covered Bond Programme unconditionally and irrevocably guaranteed as to payments of interest and principal by

BAYER AKTIENGESELLSCHAFT (incorporated in the Federal Republic of Germany) as Issuer and as Guarantor for Notes issued by

Amati VCT plc and Amati VCT 2 plc

Holcim Capital Corporation Ltd.

IMPORTANT NOTICE NOT FOR DISTRIBUTION TO ANY U.S. PERSON OR TO ANY PERSON OR ADDRESS IN THE UNITED STATES. IMPORTANT:

ZAR2,000,000,000 Note Programme

SECOND SUPPLEMENT DATED 8 DECEMBER 2017 TO THE BASE PROSPECTUS DATED 15 SEPTEMBER 2017

Liric Duurzaam September 2023

U.S.$50,000,000 CDX.NA.HY % CREDIT-LINKED TRUST CERTIFICATES

PROSPECTUS Dated 8 September 2017

THE TORONTO-DOMINION BANK (a Canadian chartered bank)

For personal use only

PROSPECTUS SUPPLEMENT NO. 7 DATED 16 FEBRUARY 2009 TO THE BASE PROSPECTUS DATED 16 APRIL 2008 EUR 50,000,000,000 EURO MEDIUM TERM NOTE PROGRAMME

SUPPLEMENTARY PROSPECTUS DATED 1 AUGUST LLOYDS BANK plc. (incorporated in England with limited liability with registered number 2065)

CITIGROUP GLOBAL MARKETS HOLDINGS INC. (a corporation duly incorporated and existing under the laws of the State of New York) and

ZAR Domestic Medium Term Note Programme

FactSet Research Systems Inc.

BARONSMEAD VENTURE TRUST PLC BARONSMEAD SECOND VENTURE TRUST PLC

Supplementary Prospectus. Joint Financial Advisers, Global Co-ordinators and Bookrunners. Fidante Capital and Nplus1 Singer Advisory LLP

NATIXIS STRUCTURED ISSUANCE SA. Warrant Programme

NATIXIS STRUCTURED ISSUANCE SA. Warrant Programme

UNIBAIL-RODAMCO SE RODAMCO EUROPE FINANCE B.V. RODAMCO SVERIGE AB. EURO 15,000,000,000 Guaranteed Euro Medium Term Note Programme UNIBAIL-RODAMCO SE

Arranger Deutsche Bank AG, London Branch

Guaranteed by ZAR2,000,000,000. Domestic Medium Term Note Programme

CITIGROUP GLOBAL MARKETS HOLDINGS INC. (a corporation duly incorporated and existing under the laws of the State of New York) and

NATIXIS STRUCTURED ISSUANCE SA. Warrant Programme

Transcription:

SECOND SUPPLEMENT DATED 30 SEPTEMBER 2014 TO THE BASE PROSPECTUS DATED 7 FEBRUARY 2014 ACHMEA BANK N.V. (formerly known as ACHMEA HYPOTHEEKBANK N.V.) (incorporated with limited liability in The Netherlands with its statutory seat in The Hague) 5,000,000,000 Medium Term Note Programme Supplement to the Base Prospectus dated 7 February 2014 This supplement (the "Supplement") is a document within the meaning of Article 16 of the Prospectus Directive and has been approved by the Central Bank of Ireland (the "Central Bank"), as competent authority under Directive 2003/71/EC and amendments thereto, including Directive 2010/73/EU (the "Prospectus Directive"). The Central Bank only approves this Supplement as meeting the requirements imposed under Irish and EU law pursuant to the Prospectus Directive. This Supplement is supplemental to, forms part of and must be read and construed in conjunction with, the base prospectus dated 7 February 2014 (the "Original Base Prospectus"), as supplemented by the first supplement dated 23 April 2014 (together the "Base Prospectus") pertaining to the EUR 5,000,000,000 programme for the issuance of medium term notes of Achmea Bank N.V. (formerly known as Achmea Hypotheekbank N.V.) (the "Programme"). This Supplement, together with the Base Prospectus, constitutes a base prospectus for the purposes of Article 5.4 of the Prospectus Directive. Terms given a defined meaning in the Base Prospectus shall, unless the context otherwise requires, have the same meaning when used in this Supplement. To the extent that there is any inconsistency between (a) any statement in this Supplement or any statement incorporated by reference into the Base Prospectus by this Supplement and (b) any other statement in or incorporated by reference into the Base Prospectus, the statements in (a) above will prevail. The Issuer accepts responsibility for the information contained in this Supplement. To the best of the knowledge and belief of the Issuer (having taken all reasonable care to ensure that such is the case) the information contained in this Supplement is in accordance with the facts and does not omit anything likely to affect the import of such information. Arranger DEUTSCHE BANK Dealer DEUTSCHE BANK AG, LONDON BRANCH - 1 -

Save for the Issuer, no other party has separately verified the information contained herein. Accordingly, no representation, warranty or undertaking, express or implied, is made and no responsibility or liability is accepted by the Arranger, the Dealers or any of their respective affiliates as to the accuracy or completeness of the information contained in or incorporated into this Supplement, the Base Prospectus or any other information provided by the Issuer in connection with the Programme. Neither the Arranger nor the Dealers accepts any liability in relation to the information contained or incorporated by reference in this Supplement, the Base Prospectus or any other information provided by the Issuer in connection with the Programme. No person is or has been authorised by the Issuer, the Arranger or any of the Dealers to give any information or to make any representation not contained in or not consistent with this Supplement or the Base Prospectus or any other information supplied in connection with the Programme or the Notes and, if given or made, such information or representation must not be relied upon as having been authorised by the Issuer, the Arranger, or any of the Dealers. Neither this Supplement, the Base Prospectus nor any other information supplied in connection with the Programme or any Notes should be considered as a recommendation by the Issuer, the Arranger or any of the Dealers that any recipient of this Supplement, the Base Prospectus or any other information supplied in connection with the Programme or any Notes should purchase any Notes. Each investor contemplating purchasing any Notes should make its own independent investigation of the financial condition and affairs, and its own appraisal of the creditworthiness, of the Issuer. Neither this Supplement, the Base Prospectus nor any other information supplied in connection with the Programme or the issue of any Notes constitutes an offer or invitation by or on behalf of the Issuer, the Arranger or any of the Dealers to any person to subscribe for or to purchase any Notes. Neither the delivery of this Supplement, the Base Prospectus or any Final Terms nor the offering, sale or delivery of any Note shall, in any circumstances, create any implication that the information contained therein is true subsequent to the dates thereof or the date upon which the Base Prospectus as supplemented by this Supplement has been most recently amended or supplemented or that there has been no adverse change, or any event reasonably likely to involve any adverse change, in the prospects or financial or trading position of the Issuer since the date thereof or, if later, the date upon which the Base Prospectus as supplemented by this Supplement has been most recently amended or supplemented or that any other information supplied in connection with the Programme is correct at any time subsequent to the date on which it is supplied or, if different, the date indicated in the document containing the same. The Arranger and the Dealers expressly do not undertake to review the financial condition or affairs of the Issuer during the life of the Programme or to advise any investor in the Notes of any information coming to their attention. The Issuer has no obligation to update the Base Prospectus as supplemented by this Supplement, except when required by and in accordance with the Prospectus Directive. Neither this Supplement, the Base Prospectus nor any Final Terms constitutes an offer to sell or the solicitation of an offer to buy any Notes in any jurisdiction to any person to whom it is unlawful to make the offer or solicitation in such jurisdiction. The distribution of this Supplement, the Base Prospectus and the offer or sale of Notes may be restricted by law in certain jurisdictions. The Issuer, the Arranger and the Dealers do not represent that this Base Prospectus may be lawfully distributed, or that any Notes may be lawfully offered, in compliance with any applicable registration or other requirements in any such jurisdiction, or pursuant to an exemption available thereunder, or assume any responsibility for facilitating any such distribution or offering. In particular, no action has been taken by the Issuer, the Arranger or the Dealers which would permit a public offering of any Notes or distribution of this Supplement or the Base Prospectus in any jurisdiction where action for that purpose is required. Accordingly, no Notes may be offered or sold, directly or indirectly, and neither this Supplement, the Base Prospectus nor any advertisement or other offering material may be distributed or published in any jurisdiction, except under circumstances that will result in compliance with any applicable laws and regulations. Persons into whose possession this Supplement, the Base Prospectus or any Notes may come must inform themselves about, and - 2 -

observe, any such restrictions on the distribution of this Supplement, the Base Prospectus and the offering and sale of Notes. In particular, there are selling restrictions in relation to the United States, the European Economic Area, the United Kingdom, France, Italy, Japan, The Netherlands and Ireland and such other restrictions as may apply, see "Subscription and Sale" on pages 98 through 103 of the Original Base Prospectus. So long as the Base Prospectus and this Supplement are valid as described in Article 9 of the Prospectus Directive, copies of this Supplement, the documents incorporated by reference therein and the Base Prospectus, together with the other documents listed in "Incorporation by reference " on page 26 of the Base Prospectus as supplemented by this Supplement will be available in electronic form free of charge during usual business hours on any weekday (Saturdays, Sundays and public holidays excepted) from the registered office of the Issuer and from the registered office of the Principal Paying Agent. The documents incorporated by reference herein are also available on: http://www.achmeabank.com/downloads/achmea%20bank%20interim%20report%202014.pdf http://www.achmeabank.com/downloads/achmea%20bank%20holding%20jaarrekening%202013.pdf - 3 -

AMENDMENTS OR ADDITIONS TO THE BASE PROSPECTUS With effect from the date of this Supplement the information appearing in, or incorporated by reference into, the Base Prospectus shall be amended and/or supplemented in the manner described below. References to page numbers are to the pages of the Original Base Prospectus. 1. On 15 August 2014 the Issuer published its publicly available reviewed (unaudited) semi-annual financial statements for the period ended 30 June 2014 (the "Interim Financial Statements 2014"). By virtue of this Supplement, the Interim Financial Statements 2014 are incorporated in, and form a part of the Base Prospectus. In the section "Incorporation by reference" on page 26, the following new sub-paragraph (e) shall be inserted: ''(e) the Issuer's publicly available reviewed (unaudited) semi-annual financial statements for the period ended 30 June 2014;" In the section "Documents Available" on page 104 the following new sub-paragraph (ix) shall be inserted: ''(ix) the Issuer's publicly available reviewed (unaudited) semi-annual financial statements for the period ended 30 June 2014;" 2. On 31 May 2014 Achmea Bank Holding N.V. and its subsidiaries, the Issuer and Achmea Retail Bank N.V. have merged into one company. In connection with this merger the information under "Recent Developments Achmea Bank Holding, Hypotheekbank and Retail Bank to merge" on page 84 shall be replaced with the following wording: "On 31 May 2014 the Issuer merged with Achmea Bank Holding N.V. and Achmea Retail Bank N.V. (its parent and sister company respectively) by way of legal merger. The Issuer which is renamed Achmea Bank N.V. is the surviving entity (verkrijgende vennootschap) and Achmea Bank Holding N.V. and Achmea Retail Bank N.V. are the disappearing entities (verdwijnende vennootschappen). The Issuer has assumed all of the rights and obligations of the disappearing entities by operation of law under universal title (onder algemene titel). All references to the "Issuer" and, where required by the context, to "Achmea Hypotheekbank N.V." in the Base Prospectus should be interpreted accordingly. The governance of the Issuer remains unchanged after the merger. The core activities of the bank combines the activities of the former operating entities, which are savings products to individuals (as performed by Achmea Retail Bank N.V.) and mortgages on owner-occupied residential properties in The Netherlands (as performed by Achmea Hypotheekbank N.V.). As of 30 June 2013 Achmea Retail Bank N.V. generated savings of approximately EUR 3.9 billion, and used to grant a shipping loan (EUR 25 million) and loan to Staal Bankiers N.V. (an Achmea entity). The merger does not have an impact for the customers of the banks concerned. The financial situation after the merger is comparable with the one of Achmea Bank Holding N.V. whose only holdings consisted of the Issuer and Achmea Retail Bank N.V. Based on unaudited consolidated figures Achmea Bank Holding N.V. earned over the first half of 2013 a consolidated net profit after tax of EUR 13.8 million, and Core Tier 1 ratio increased to 14.8% per June 2013 (from 14.2% as of December 2012). The consolidated audited annual financial statements of Achmea Bank Holding N.V. are incorporated by reference in this Base Prospectus. - 4 -

The ratings of the outstanding debt obligations of the Issuer are not affected by the merger. On 2 June 2014 Ms. Bianca Tetteroo has been appointed to the supervisory board of the Issuer. Her principal activities outside the Issuer are board member of Achmea Pensioen en Levensverzekeringen N.V. and board member of The Dutch Association of Insurers sector Life (Verbond van Verzekeraars sector Leven). On 1 March 2014 Mr. Ronald Gosse Buwalda has been appointed to the executive board of the Issuer. Mr. Buwalda does not perform principal activities outside the Issuer. 3. By virtue of this Supplement, Achmea Bank Holding N.V.'s consolidated audited annual financial statements for the year ended 31 December 2013 are incorporated in, and form a part of the Base Prospectus. In the section "Incorporation by reference" on page 26, the following new sub-paragraph (f) shall be inserted (with deletion of "and" at the end of sub-paragraph (c) and inserting "and" at the end of subparagraph (e)): ''(f) Achmea Bank Holding N.V.'s consolidated audited annual financial statements for the year ended 2013." In the section "Documents Available" on page 104 the following new sub-paragraph (ix) shall be inserted (with deletion of "and" at the end of paragraph (vii) and inserting "and" at the end of subparagraph (ix)): ''(x) Achmea Bank Holding N.V.'s consolidated audited annual financial statements for the year ended 2013." Save as disclosed in this Supplement, there has been no other significant new factor, material mistake or inaccuracy relating to the information included in the Base Prospectus which is capable of affecting the assessment of the Notes issued under the Programme since the publication of the Base Prospectus. There are no governmental, legal or arbitration proceedings (including any such proceedings which are pending or threatened, of which the Issuer is aware), which may have, or have had during the 12 months prior to the date of this Supplement, a significant effect on the financial position or profitability of the Issuer. Since 30 June 2014 there has been no significant change in the financial or trading position of the Issuer. - 5 -