31-Mar-2019 31-Dec-2018 30-Sep-2018 30-Jun-2018 Pool Summary Outstanding Balance (AUD) 1,320,405,365 1,493,280,673 1,676,342,131 1,870,533,655 Number of Loans 76,162 80,526 84,774 89,246 Weighted Average Rate (%) 8.12% 8.10% 8.09% 8.08% Average Loan Balance (Net Investment) (AUD) 17,337 18,544 19,774 20,959 Maximum Loan Balance (Net Investment) (AUD) 209,521 217,493 225,377 233,176 Maximum Remaining Contract Term (Months) 68.99 71.95 74.97 78.00 Weighted Average Contract Term (Months) 63.85 63.44 63.06 62.69 Weighted Average Term To Maturity (Months) 31.43 33.75 36.20 38.68 Weighted Average Seasoning (Months) 32.42 29.69 26.86 24.01 Weighted Average Balloon / Residual (%) 8.16% 8.05% 7.95% 7.85% Delinquencies * 31-60 days 908 756 694 773 18,346,868 15,771,479 15,229,141 18,293,894 1.39% 1.06% 0.91% 0.98% 61-90 days 347 412 341 334 7,162,349 8,380,206 7,619,633 7,990,014 0.54% 0.56% 0.45% 0.43% 91 + days* 809 762 643 591 18,819,527 18,727,384 16,495,955 15,542,984 1.43% 1.25% 0.98% 0.83% Delinquencies 2,064 1,930 1,678 1,698 44,328,744 42,879,069 39,344,729 41,826,892 3.36% 2.87% 2.35% 2.24% Foreclosures Number of Loans at Risk 687 593 507 529 Balance Amount in at Risk (AUD) 15,175,382 13,895,607 12,263,451 12,998,217 Number of Loans in Possession 77 64 55 45 Balance Amount in Possession (AUD) 2,075,078 1,954,656 1,721,587 1,532,316 Number of Write Offs for the Month 42 14 34 43 Amount of Write Offs (AUD) for the Month 757,591 266,681 414,841 683,159 Accumulated Number of Write Offs 642 543 451 339 Accumulated Amount of Write Offs (AUD) 11,047,416 9,294,588 7,732,881 5,953,948 Prepayment Information (CPR) 1 Month CPR (%) 13.79% 10.77% 12.34% 13.22% Profile by Loan Product () Goods Mortgage (Chattel Mortgage) 27.81% 27.85% 27.95% 27.99% Consumer Finance 55.35% 55.56% 55.80% 56.08% Hire Purchase 0.15% 0.15% 0.15% 0.16% Finance Lease 16.69% 16.44% 16.10% 15.77% Profile by Industry () Agriculture, Forestry and Fishing 2.34% 2.37% 2.37% 2.39% Mining 3.85% 3.92% 3.97% 4.05% Manufacturing 4.39% 4.38% 4.39% 4.41% Electricity, Gas and Water Supply 0.87% 0.90% 0.90% 0.92% Construction 16.43% 16.43% 16.42% 16.44% Wholesale Trade 1.23% 1.23% 1.24% 1.24% Retail Trade 7.29% 7.33% 7.36% 7.36% Accommodation, Cafes and Restaurants 3.27% 3.26% 3.24% 3.24% Transport and Storage 4.73% 4.74% 4.78% 4.82% Communication Services 0.81% 0.80% 0.81% 0.80% Finance and Insurance 1.33% 1.36% 1.37% 1.37% Property and Business Services 18.89% 18.91% 19.03% 19.10% Government Administration and Defence 6.89% 6.79% 6.69% 6.62% Education 7.99% 7.90% 7.77% 7.65% Health and Community Services 13.17% 13.13% 13.10% 13.03% Cultural and Recreational Services 0.98% 0.99% 0.99% 1.00% Personal and Services 5.53% 5.56% 5.57% 5.56% 0.01% Profile by Balance Outstanding () $0.01 - $10,000.00 10.47% 8.53% 6.82% 5.56% $10,000.01 - $20,000.00 32.70% 31.04% 29.09% 27.05% $20,000.01 - $30,000.00 27.06% 27.73% 28.07% 28.18% $30,000.01 - $40,000.00 15.58% 16.54% 17.58% 18.43% $40,000.01 - $50,000.00 7.60% 8.46% 9.52% 10.43% $50,000.01 - $60,000.00 2.84% 3.53% 4.16% 4.90% $60,000.01 - $70,000.00 1.19% 1.40% 1.62% 1.99% $70,000.01 - $80,000.00 0.81% 0.85% 0.89% 0.96% $80,000.01 - $90,000.00 0.53% 0.61% 0.69% 0.74% $90,000.01 - $100,000.00 0.32% 0.37% 0.47% 0.51% $100,000.01 - $150,000.00 0.72% 0.73% 0.84% 0.98% $150,000.01 - $200,000.00 0.15% 0.17% 0.19% 0.21% $200,000.01 - $250,000.00 0.03% 0.04% 0.06% 0.06%
31-Mar-2019 31-Dec-2018 30-Sep-2018 30-Jun-2018 Profile by Seasoning () 5.63% 10.76% 16.01% 21.90% 27.44% 38.51% 50.84% 54.50% 51.76% 42.09% 31.81% 23.59% 15.15% 8.63% 1.34% 0.01% 0.01% 0.01% 0.01% Profile by Term to Maturity () 1.82% 1.41% 0.77% 0.59% 3.03% 2.42% 2.48% 1.92% 28.04% 22.52% 16.43% 11.50% 35.80% 38.76% 38.13% 33.62% 16.05% 18.09% 21.55% 28.07% 10.50% 10.96% 13.08% 13.75% 4.76% 5.84% 7.56% 10.55% Profile by Balloon/Residual Amount () 0 66.22% 66.85% 67.48% 68.07% 00.01% - 1 0.24% 0.25% 0.26% 0.27% 10.01% - 2 12.30% 11.89% 11.47% 11.09% 20.01% - 3 14.09% 13.74% 13.44% 13.15% 30.01% - 4 6.20% 6.27% 6.27% 6.22% 40.01% - 5 0.86% 0.90% 0.94% 1.02% 50.01% - 0.09% 0.10% 0.14% 0.18% Profile by Equipment State () Australian Capital Territory 2.11% 2.09% 2.07% 2.05% New South Wales 29.17% 29.02% 29.07% 29.00% Northern Territory 0.24% 0.23% 0.24% 0.24% Queensland 28.02% 28.03% 27.84% 27.70% South Australia 8.06% 8.07% 8.07% 8.07% Tasmania 1.39% 1.41% 1.44% 1.47% Victoria 18.47% 18.47% 18.49% 18.54% Western Australia 12.54% 12.68% 12.78% 12.93% Profile by Vehicle Category () Cars/Station Wagon 74.27% 74.33% 74.41% 74.55% Hire/Travellers Cars 0.06% 0.06% 0.06% 0.07% Utes/Vans 23.28% 23.24% 23.19% 23.12% Luxury Cars 2.39% 2.37% 2.34% 2.26% Vehicles Profile by Vehicle Condition () New 76.69% 76.40% 76.04% 75.76% Used 23.31% 23.60% 23.96% 24.24% Profile by Novation Type () Novated Lease 16.48% 16.23% 15.90% 15.56% Non Novated Lease 83.52% 83.77% 84.10% 84.44% Profile by Vehicle Make () Audi 0.93% 0.93% 0.95% 0.95% BMW 0.99% 1.01% 1.00% 1.00% Ford 9.71% 9.70% 9.74% 9.75% Holden 15.88% 15.92% 15.91% 15.96% Honda 3.84% 3.85% 3.85% 3.85% Hyundai 9.53% 9.50% 9.45% 9.43% Isuzu 2.82% 2.79% 2.76% 2.74% Jeep 2.61% 2.65% 2.67% 2.70% Kia 3.74% 3.70% 3.66% 3.63% Land Rover 2.40% 2.38% 2.42% 2.41% Mazda 15.36% 15.43% 15.43% 15.45% Mercedes-Benz 0.96% 0.96% 0.95% 0.95% Mitsubishi 6.29% 6.27% 6.22% 6.17% Nissan 4.38% 4.35% 4.34% 4.34% 3.20% 3.20% 3.23% 3.23% Porsche 0.37% 0.38% 0.38% 0.38% Range Rover 3.23% 3.17% 3.19% 3.17% Skoda 0.18% 0.18% 0.18% 0.19% Subaru 3.54% 3.53% 3.55% 3.56% Suzuki 1.60% 1.62% 1.62% 1.63% Toyota 5.69% 5.71% 5.74% 5.70% Volkswagen 2.30% 2.30% 2.30% 2.30% Volvo 0.45% 0.47% 0.46% 0.51%
Pool Summary Outstanding Balance (AUD) Number of Loans Weighted Average Rate (%) Average Loan Balance (Net Investment) (AUD) Maximum Loan Balance (Net Investment) (AUD) Maximum Remaining Contract Term (Months) Weighted Average Contract Term (Months) Weighted Average Term To Maturity (Months) Weighted Average Seasoning (Months) Weighted Average Balloon / Residual (%) Delinquencies * 31-60 days 61-90 days 91 + days* Delinquencies Foreclosures Number of Loans at Risk Balance Amount in at Risk (AUD) Number of Loans in Possession Balance Amount in Possession (AUD) Number of Write Offs for the Month Amount of Write Offs (AUD) for the Month Accumulated Number of Write Offs Accumulated Amount of Write Offs (AUD) Prepayment Information (CPR) 1 Month CPR (%) Profile by Loan Product () Goods Mortgage (Chattel Mortgage) Consumer Finance Hire Purchase Finance Lease Profile by Industry () Agriculture, Forestry and Fishing Mining Manufacturing Electricity, Gas and Water Supply Construction Wholesale Trade Retail Trade Accommodation, Cafes and Restaurants Transport and Storage Communication Services Finance and Insurance Property and Business Services Government Administration and Defence Education Health and Community Services Cultural and Recreational Services Personal and Services Profile by Balance Outstanding () $0.01 - $10,000.00 $10,000.01 - $20,000.00 $20,000.01 - $30,000.00 $30,000.01 - $40,000.00 $40,000.01 - $50,000.00 $50,000.01 - $60,000.00 $60,000.01 - $70,000.00 $70,000.01 - $80,000.00 $80,000.01 - $90,000.00 $90,000.01 - $100,000.00 $100,000.01 - $150,000.00 $150,000.01 - $200,000.00 $200,000.01 - $250,000.00 31-Mar-2018 31-Dec-2017 30-Sep-2017 30-Jun-2017 1,724,103,195 1,900,741,017 1,766,565,555 1,930,315,919 81,429 84,833 76,577 79,381 8.09% 8.09% 8.06% 8.06% 21,173 22,406 23,069 24,317 240,889 248,518 258,984 272,711 71.03 73.99 75.17 78.19 62.34 62.07 61.32 61.08 38.68 41.28 42.31 45.04 23.66 20.79 19.01 16.04 7.57% 7.43% 7.57% 7.44% 706 598 460 524 17,464,932 15,470,518 12,838,046 15,402,426 1.01% 0.81% 0.73% 0.80% 251 266 200 182 6,230,672 6,812,921 5,332,629 4,949,041 0.36% 0.36% 0.30% 0.26% 540 396 301 188 14,716,171 11,249,334 8,852,868 5,850,162 0.85% 0.59% 0.50% 0.30% 1,497 1,260 961 894 38,411,775 33,532,773 27,023,543 26,201,628 2.23% 1.76% 1.53% 1.36% 449 290 208 114 11,789,223 8,175,132 6,297,840 3,697,357 37 33 32 25 1,197,014 928,752 743,068 790,436 27 15 19 7 395,073 187,008 333,287 207,263 219 142 77 13 3,831,803 2,613,632 1,474,207 270,708 11.91% 10.05% 10.77% 10.13% 31.24% 31.10% 30.08% 29.87% 55.88% 56.30% 55.63% 56.12% 0.19% 0.19% 0.19% 0.19% 12.69% 12.41% 14.10% 13.82% 2.52% 2.52% 2.53% 2.52% 4.05% 4.11% 4.11% 4.15% 4.53% 4.54% 4.43% 4.45% 0.93% 0.92% 0.94% 0.96% 17.36% 17.31% 16.87% 16.80% 1.28% 1.30% 1.29% 1.29% 7.56% 7.61% 7.44% 7.48% 3.40% 3.40% 3.27% 3.27% 4.93% 4.96% 4.95% 4.98% 0.81% 0.81% 0.78% 0.78% 1.37% 1.38% 1.38% 1.38% 19.13% 19.09% 19.06% 19.07% 5.47% 5.44% 5.75% 5.71% 6.98% 6.94% 7.28% 7.22% 12.82% 12.81% 13.03% 13.04% 1.08% 1.08% 1.09% 1.10% 5.77% 5.78% 5.80% 5.79% 0.01% 0.01% 5.13% 4.22% 3.83% 3.15% 27.11% 24.77% 23.65% 21.43% 28.62% 28.45% 28.50% 28.17% 18.68% 19.72% 20.33% 20.88% 10.10% 10.97% 11.27% 12.35% 4.45% 5.26% 5.80% 6.49% 1.87% 2.29% 2.36% 2.77% 1.08% 1.11% 1.19% 1.42% 0.76% 0.79% 0.76% 0.88% 0.58% 0.63% 0.63% 0.55% 1.24% 1.33% 1.19% 1.41% 0.29% 0.36% 0.39% 0.40% 0.09% 0.10% 0.10% 0.10%
31-Mar-2018 31-Dec-2017 30-Sep-2017 30-Jun-2017 Profile by Seasoning () Profile by Term to Maturity () Profile by Balloon/Residual Amount () 0 00.01% - 1 10.01% - 2 20.01% - 3 30.01% - 4 40.01% - 5 50.01% - Profile by Equipment State () Australian Capital Territory New South Wales Northern Territory Queensland South Australia Tasmania Victoria Western Australia Profile by Vehicle Category () Cars/Station Wagon Hire/Travellers Cars Utes/Vans Luxury Cars Vehicles Profile by Vehicle Condition () New Used Profile by Novation Type () Novated Lease Non Novated Lease Profile by Vehicle Make () Audi BMW Ford Holden Honda Hyundai Isuzu Jeep Kia Land Rover Mazda Mercedes-Benz Mitsubishi Nissan Porsche Range Rover Skoda Subaru Suzuki Toyota Volkswagen Volvo 0.45% 0.78% 6.01% 8.55% 28.67% 55.37% 62.73% 68.38% 57.76% 41.59% 31.24% 23.05% 13.12% 2.26% 0.02% 0.02% 0.51% 0.43% 0.25% 0.21% 1.16% 0.85% 0.95% 0.74% 7.21% 5.66% 5.53% 4.34% 34.45% 27.55% 22.62% 15.50% 38.00% 43.08% 48.79% 44.34% 9.16% 10.85% 10.63% 21.90% 9.51% 11.58% 11.23% 12.97% 69.25% 69.89% 69.06% 69.71% 0.30% 0.29% 0.30% 0.30% 9.88% 9.59% 10.49% 10.20% 13.57% 13.29% 13.29% 12.97% 5.86% 5.75% 5.67% 5.54% 1.02% 1.06% 1.06% 1.09% 0.12% 0.13% 0.13% 0.19% 1.78% 1.76% 1.82% 1.80% 28.96% 28.99% 28.58% 28.66% 0.05% 0.06% 0.06% 0.06% 27.63% 27.46% 27.90% 27.69% 7.93% 8.00% 7.60% 7.65% 1.73% 1.74% 1.88% 1.90% 18.66% 18.62% 18.62% 18.63% 13.26% 13.37% 13.54% 13.61% 74.52% 74.69% 74.81% 74.90% 0.06% 0.06% 0.06% 0.06% 23.46% 23.35% 23.02% 22.97% 1.96% 1.90% 2.11% 2.07% 75.53% 75.21% 74.86% 74.52% 24.47% 24.79% 25.14% 25.48% 12.47% 12.19% 13.87% 13.60% 87.53% 87.81% 86.13% 86.40% 0.91% 0.93% 0.96% 0.95% 0.99% 0.99% 1.05% 1.05% 9.84% 9.85% 9.57% 9.60% 16.40% 16.47% 16.31% 16.31% 3.75% 3.75% 3.72% 3.73% 9.24% 9.19% 9.27% 9.26% 2.80% 2.79% 2.71% 2.71% 2.88% 2.91% 3.07% 3.11% 3.36% 3.36% 3.35% 3.33% 2.78% 2.75% 2.61% 2.58% 15.22% 15.26% 15.11% 15.12% 0.86% 0.87% 0.91% 0.92% 5.68% 5.68% 5.92% 5.91% 4.33% 4.32% 4.40% 4.40% 3.47% 3.47% 3.49% 3.47% 0.40% 0.40% 0.40% 0.40% 3.75% 3.70% 3.30% 3.28% 0.14% 0.14% 0.15% 0.15% 3.33% 3.34% 3.43% 3.45% 1.66% 1.68% 1.67% 1.68% 5.49% 5.47% 5.73% 5.73% 2.24% 2.24% 2.40% 2.40% 0.48% 0.44% 0.47% 0.46%
Pool Summary Outstanding Balance (AUD) Number of Loans Weighted Average Rate (%) Average Loan Balance (Net Investment) (AUD) Maximum Loan Balance (Net Investment) (AUD) Maximum Remaining Contract Term (Months) Weighted Average Contract Term (Months) Weighted Average Term To Maturity (Months) Weighted Average Seasoning (Months) Weighted Average Balloon / Residual (%) Delinquencies * 31-60 days 61-90 days 91 + days* Delinquencies Foreclosures Number of Loans at Risk Balance Amount in at Risk (AUD) Number of Loans in Possession Balance Amount in Possession (AUD) Number of Write Offs for the Month Amount of Write Offs (AUD) for the Month Accumulated Number of Write Offs Accumulated Amount of Write Offs (AUD) Prepayment Information (CPR) 1 Month CPR (%) Profile by Loan Product () Goods Mortgage (Chattel Mortgage) Consumer Finance Hire Purchase Finance Lease Profile by Industry () Agriculture, Forestry and Fishing Mining Manufacturing Electricity, Gas and Water Supply Construction Wholesale Trade Retail Trade Accommodation, Cafes and Restaurants Transport and Storage Communication Services Finance and Insurance Property and Business Services Government Administration and Defence Education Health and Community Services Cultural and Recreational Services Personal and Services Profile by Balance Outstanding () $0.01 - $10,000.00 $10,000.01 - $20,000.00 $20,000.01 - $30,000.00 $30,000.01 - $40,000.00 $40,000.01 - $50,000.00 $50,000.01 - $60,000.00 $60,000.01 - $70,000.00 $70,000.01 - $80,000.00 $80,000.01 - $90,000.00 $90,000.01 - $100,000.00 $100,000.01 - $150,000.00 $150,000.01 - $200,000.00 $200,000.01 - $250,000.00 31-Mar-2017 1,808,158,533 72,234 8.07% 25,032 270,909 78.00 61.05 47.02 14.03 7.16% 227 6,620,683 0.37% 64 1,928,150 0.11% 29 928,046 0.05% 320 9,476,879 0.52% 7 316,123 5 118,628 1 2,958 1 2,958 9.52% 30.96% 56.75% 0.21% 12.08% 2.60% 4.24% 4.56% 1.01% 17.32% 1.33% 7.62% 3.29% 5.05% 0.81% 1.40% 19.12% 5.02% 6.85% 12.77% 1.13% 5.86% 0.02% 2.80% 20.21% 28.20% 21.28% 12.80% 6.68% 3.02% 1.60% 0.85% 0.56% 1.50% 0.40% 0.10%
31-Mar-2017 Profile by Seasoning () Profile by Term to Maturity () Profile by Balloon/Residual Amount () 0 00.01% - 1 10.01% - 2 20.01% - 3 30.01% - 4 40.01% - 5 50.01% - Profile by Equipment State () Australian Capital Territory New South Wales Northern Territory Queensland South Australia Tasmania Victoria Western Australia Profile by Vehicle Category () Cars/Station Wagon Hire/Travellers Cars Utes/Vans Luxury Cars Vehicles Profile by Vehicle Condition () New Used Profile by Novation Type () Novated Lease Non Novated Lease Profile by Vehicle Make () Audi BMW Ford Holden Honda Hyundai Isuzu Jeep Kia Land Rover Mazda Mercedes-Benz Mitsubishi Nissan Porsche Range Rover Skoda Subaru Suzuki Toyota Volkswagen Volvo 0.66% 41.07% 55.13% 3.14% 0.28% 0.39% 3.13% 8.54% 44.41% 28.74% 14.51% 70.92% 0.31% 9.48% 12.86% 5.11% 1.07% 0.25% 1.51% 28.21% 0.06% 27.93% 7.79% 2.08% 18.59% 13.83% 74.67% 0.07% 23.41% 1.85% 74.17% 25.83% 11.84% 88.16% 0.90% 1.00% 9.67% 16.43% 3.72% 9.11% 2.70% 3.28% 3.27% 2.62% 15.14% 0.87% 5.99% 4.43% 3.41% 0.40% 3.31% 0.14% 3.38% 1.69% 5.72% 2.38% 0.44%