Fall Newsletter 2018 DISCOVER

Fall Newsletter 2018 DISCOVER

01 Orchid Isle Ford Monster Car Sale. It s time for the 4th Annual Monster Car Sale with Orchid Isle Ford! This annual sales event will kick-off on Monday, October 15th and run through Wednesday, October 31st. Both the Hilo and the Kona Orchid Isle Ford locations will be offering great deals to our CU Hawaii members. CU Hawaii and Orchid Isle Ford has teamed up to bring our members a wide selection of vehicles at great rates as low as 0.99% APR on new vehicles and as low as 1.49% APR on used vehicles. For the Monster deal, Orchid Isle is offering up to $500 off on new cars, $1,000 off on new trucks in dealer rewards. And if there are Manufacturer s Rebates available, you can apply that to your new car and reduce the final out the door price even more! ORCHID ISLE Do you have a family member or friend that wants to get in on the Monster deal? Now is the perfect time for them to become CU Hawaii members! New accounts can be opened at any of our seven (7) CU Hawaii branches across Hawaii Island or right there at the dealership during this sales event. All that is needed is a valid photo ID, social security number, a physical address, and a $50 opening deposit along with a one-time $1.00 membership fee. If you have any questions about this event, call us at (808) 933-6700 to speak with one of our Member Service Representatives. *APR= Annual Percentage Rate. 0.99% APR shown, is for a new automobile loan with a 36 month term. Other rates and terms available. Payment example: A loan of $20,000 with 0.99% APR with a 36 month term will have 36 monthly Principal and Interest payments of $564.10 which includes $307.29 total interest paid. Applicants must qualify under CU Hawaii s membership and lending guidelines. No other discounts apply. No refinance of CU Hawaii Loans. Certain restrictions apply. FEDERALLY INSURED BY NCUA. Looking for a good used car? Orchid Isle hasn t forgotten used car buyers with up to $2,000 off pre-owned cars or trucks. With low CU Hawaii rates offered only at the Monster Car Sale event, dealer discounts, and any available manufacturer s rebates on select models. This all adds up to Monster savings for CU Hawaii members. To better assist you CU Hawaii will have employees on site from 10 a.m. until 4:00 p.m. at the Hilo location on Saturday, October 20th and 27th.

02 ICU Day Celebration Credit Unions around the world will be celebrating the Platinum Anniversary of International Credit Union Day on Thursday, October 18, 2018. That's 70 years! Over 235 million people in 109 countries and 6 continents will be sharing the credit union story. Our history and the success of the people serving people philosophy that drives everything that credit unions do for their members. CU Hawaii has been serving members of Hawaii Island since 1955. As a member, you are an owner at CU Hawaii. Members enjoy the advantages of some of the lowest loan rates on Hawaii Island, higher dividends paid on savings and lower or no service fees. Now that is something to celebrate! Come by any of our CU Hawaii Branches on Thursday, October 18th and enjoy some light refreshments and enter to win a $70 cash prize drawing. All of our branches will be celebrating International Credit Union Day s 70th anniversary. *While supplies last. One entry per primary membership for the grand prize drawing. Multiple entries at multiple branches will not be considered in the final grand prize drawings. Only one grand prize winner per branch. Winner must be a member in good-standing. All winners will be notified by Friday, October 19, 2018.

03 Toys for Tots Special Olympics Every October is Special Olympics month at CU Hawaii. It s easy to make a donation that will help fund travel for our East Hawaii Island athletes to participate in the state games. Lighten your pockets by donating your loose change into the Special Olympic cans found at our teller stations at all of our CU Hawaii branches. Cashing a check? Drop the change into the can. If you have a sweet tooth, we have Big Island Candies crunch bars for sale during the entire month of October; while supplies last. The proceeds from these crunch bar sales are donated to Special Olympics East Hawaii. With every donation, you can complete a Special Olympics icon to be displayed in our lobby. Write in your family name, the name of an athlete you may know, or a message of encouragement! Every donation can help send our Hawaii Island athletes to the games on Oahu. Visit our Hilo, Kona, Kea`au, Pahoa, Puainako or Na alehu branch to drop off a new unwrapped toy and make a difference in a child s Christmas in 2018. Toys or personal items are needed for boys and girls from babies up to 17 years old. Beginning on November 23, 2018, the day after Thanksgiving, each CU Hawaii branch will be a collection center for Annual Toys for Tots event. Last year our members and employees donated over 150 new unwrapped toys! Collection boxes will be in our branches through December 15th. What better time of year to live the credit union philosophy of People Helping People.

04 Desiree Medeiros is truly a veteran of CU Hawaii. She celebrated her 30- year anniversary in August of 2018. Desiree was hired in 1988 as a fulltime teller and has elevated herself to the Senior Loan Officer position that she holds today. Employee Anniversaries She is a graduate of Hilo High School, has attended courses at the University of Hawaii at Hilo and received her Certificate of Accounting through extended credit union based educational classes. In her off time, Desiree enjoys a good book and spending quality time with her family and best friends. Lester Mako Okazaki is celebrating his 10th anniversary with CU Hawaii. He was hired in September of 2008 as the Operations Supervisor at our Pahoa branch. Mako was promoted, April of 2012 to Branch Manager at our Na alehu branch in Ka`u and has recently been assigned to manage and service our members at our branch in Kailua-Kona. Desiree Medeiros Mako is a graduate of Honokaa High School and a 2018 graduate of Western CUNA Management School. Mako spends many of his weekends as an official with the Hilo Swim Club. His hobbies include fishing, cooking and gaming with other virtual challengers on-line. Lester "Mako" Okazaki

05 Go Platinum at CU Hawaii! Platinum MasterCard CU Hawaii s Platinum Mastercard brings you more possibilities with MyCard Rewards every time you use your card! Platinum card members earn 1% in rewards on purchases. Points can be redeemed for cash rewards, travel rewards, and a variety of popular gift cards. And best of all, there is no annual fee! CASH REWARDS Redeem points for cash back to your card. $25 increments, 2,500 points each TRAVEL REWARDS Purchase travel using your CU Hawaii Platinum Mastercard and redeem points for a rebate to your card. $1 increments, 100 points each GIFT CARDS Redeem points for Gift Cards from a variety of popular merchants. $25 increments, 2,500 points each Whether you are shopping on-line, shopping local merchants, or enjoying a dining experience at your favorite restaurant, your points will start adding up fast. There is no expiration on your points and no limits on the points you can earn or redeem. For more information visit our website at CUHawaii. com or call one of our friendly Member Service Representatives at (808) 933-6700 or toll free at (800) 933-6706.

06 Getting the most out of your checking account There are many ways to put your CU Hawaii checking account to work for you. Just look at all of the benefits that can save you time and money! No minimum opening deposit or required minimum balance Unlimited check writing No monthly maintenance fees Free debit card and access to ATM s worldwide Free CU Hawaii logo checks for members over 55 or with recurring direct deposit Want more? Then take your checking account to the next level. Sign up for on-line banking and our mobile app, giving you 24/7 access to your account from anywhere you have internet connectivity. For more information give us a call at (808) 933-6700 or toll free at (800) 930-6706. If you would like some personal assistance stop by your nearest branch and speak with a friendly Member Service Representative.

07 CU Hawaii members, cash in on Love My Credit Union Rewards As a Credit Union member you can earn $100 for each new line you activate, up to 3 lines, when you switch to Sprint. Here s how to sign up for Sprint cash rewards: Become a Sprint customer. Register at LoveMyCreditUnion.org/SprintRewards or in the Love My Credit Union Rewards app. Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account! Make the switch today and save with the Sprint Credit Union Member Cash Rewards! Here s how it works: Get a $100 cash reward for each new line you activate, up to 3 lines. Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for as long as you are a Sprint customer.*

08 Happy Holidays! from Board of Directors Eric Tanouye Chairman Toby Taniguchi Vice Chairperson 2018 Holiday Closings Francis Tsunezumi Financial Officer Katherine Hirayama Secretary Takashi Sasaki Director Dr. Donn Ouye Director Christine Takahashi Director Contact 476 Hinano Street Hilo, HI 96720 CUHawaii.com info@cuhawaii.com (808) 933-6700 1-800-933-6706 Veterans Day - Monday, November 12 th (Observed) Thanksgiving Day - Thursday, November 22 nd Christmas Eve - Monday, December 24 th (Closed 1:00 p.m.) Christmas Day - Tuesday, December 25 th New Year's Eve - Monday, December 31 st (Closed 1:00 p.m.) New Year's Day - Tuesday, January 1 st Copyright 2018 CU Hawaii Federal Credit Union. This newsletter was created by CU Hawaii Federal Credit Union. FEDERALLY INSURED BY NCUA