Personal Finance Q1 Pace Planner Quarter 1: August 8, 2016 October 7, 2016 1 2 3 August 8, 2016 August 12, 2016 01.01 Getting Started 30 01.02 Pre-Test 30 01.03 Before You Begin 15 01.04 What is Personal Finance? 30 01.05 Money, the American Way 45 01.06 You and Money 60 01.07 Chapter 1 Summary 30 01.08 Connecting to Real Life 30 August 15, 2016 August 19, 2016 01.09 Chapter 1 Exam 30 02.01 Before You Begin 15 02.02 Saving: An Exercise of Character 45 02.03 Three Basic Reasons to Save Money, Part 1 30 02.04 Three Basic Reasons to Save Money, Part 2 30 02.05 Three Basic Reasons to Save Money, Part 3 45 02.06 The Power of Compound Interest 45 02.07 Chapter 2 Summary 30 August 22, 2016 August 26, 2016 02.08 Connecting to Real Life 30 02.09 Chapter 2 Exam 30 03.01 Before You Begin 15 03.02 Budgeting 101, Part 1 45 03.03 Budgeting 101, Part 2 15 03.04 The Basics of Banking 45 03.05 The Importance of Having a Zero-Based Budget, Part 1 30 03.06 The Importance of Having a Zero-Based Budget, Part 2 60 1
4 5 6 7 August 29, 2016 September 2, 2016 03.07 Chapter 3 Summary 30 03.08 Connecting to Real Life 30 03.09 Chapter 3 Exam 30 04.01 Before You Begin 15 04.02 Debt: Product, Not Privilege, Part 1 30 04.03 Debt: Product, Not Privilege, Part 2 30 04.04 Debunking the Credit Myths, Part 1 30 04.05 Debunking the Credit Myths, Part 2 30 04.06 Debunking the Credit Myths, Part 3 60 September 5, 2016 September 9, 2016 04.07 Debunking the Credit Myths, Part 4 30 04.08 Debunking the Credit Myths, Part 5 60 04.09 Debunking the Credit Myths, Part 6 30 04.10 The Credit Score 30 September 12, 2016 September 16, 2016 04.11 Credit Bureaus and Identity Theft 45 *Monday, September 5- Labor Day No School for students *Friday, September 16- Staff Development Day No School for students 04.12 Chapter 4 Summary 30 04.13 Connecting to Real Life 30 04.14 Discussion-Based Assessment 60 04.15 Chapter 4 Exam 30 05.01 Before You Begin 15 *Schedule with Ms. Cichocki September 19, 2016 September 23, 2016 05.02 Beware and Be Wise, Part 1 45 05.03 Beware and Be Wise, Part 2 30 05.04 Start With The End in Mind 90 05.05 Cash-Flow Your College Education, Part 1 30 05.06 Cash-Flow Your College Education, Part 2 45 05.07 Education Options For The 21st Century 45 2
8 9 September 26, 2016 September 30, 2016 05.08 Chapter 5 Summary 30 05.09 Connecting to Real Life 30 05.10 Chapter 5 Exam 30 06.01 Before You Begin 15 06.02 Buyer Beware, Part 1 45 06.03 Buyer Beware, Part 2 45 06.04 Buyer Beware, Part 3 60 06.05 Buyer Beware, Part 4 15 October 3, 2016 October 7, 2016 06.06 Buyer's Remorse 30 06.07 Opportunity Cost 45 06.08 Chapter 6 Summary 30 06.09 Connecting to Real Life 30 06.10 Chapter 6 Exam 30 07.01 Before You Begin 15 07.02 Bargain Shopping: Part of a Healthy Financial Plan 45 07.03 The Seven Basic Rules of Negotiating, Part 1 15 End of 1 st Quarter Fall Break *Q1 Grades will be calculated using grades from lessons 01.01-06.10 3
Quarter 2: October 17, 2016 December 16, 2016 1 2 3 Personal Finance Q2 Pace Planner October 17, 2016 October 21, 2016 07.04 The Seven Basic Rules of Negotiating, Part 2 60 07.05 The Seven Basic Rules of Negotiating, Part 3 15 07.06 The Seven Basic Rules of Negotiating, Part 4 30 07.07 Places to Find Great Deals 45 07.08 Chapter 7 Summary 45 07.09 Connecting to Real Life 30 07.10 Chapter 7 Exam 30 08.01 Before You Begin 15 October 24, 2016 October 28, 2016 08.02 Investing 101, Part 1 45 08.03 Investing 101, Part 2 45 08.04 Types of Investments, Part 1 45 08.05 Types of Investments, Part 2 30 08.06 Types of Investments, Part 3 60 08.07 Employer Benefits and Retirement Plans 60 October 31, 2016 November 4, 2016 08.08 Chapter 8 Summary 30 08.09 Connecting to Real Life 30 08.10 Discussion-Based Assessment 60 *Schedule with Ms. Cichocki 08.11 Chapter 8 Exam 30 09.01 Before You Begin 15 09.02 Protecting Your Wealth 45 09.03 Basic Types of Coverage, Part 1 45 09.04 Basic Types of Coverage, Part 2 45 4
4 November 7, 2016 November 11, 2016 09.05 Basic Types of Coverage, Part 3 15 09.06 Basic Types of Coverage, Part 4 30 09.07 The Importance of Life Insurance 45 09.08 Insurance to Avoid 15 09.09 Chapter 9 Summary 30 09.10 Connecting to Real Life 30 09.11 Chapter 9 Exam 30 10.01 Before You Begin 15 5 10.02 Understanding Your Money Personality November 14, 2016 November 18, 2016 10.03 Marriage and Money 60 45 *Friday, November 11- Veteran s Day No School for students 10.04 Communication Is Key 60 10.05 Chapter 10 Summary 30 10.06 Connecting to Real Life 30 10.07 Chapter 10 Exam 30 11.01 Before You Begin 15 11.02 Self-Assessment, Part 1 45 11.03 Self-Assessment, Part 2 30 6 November 21, 2016 November 25, 2016 11.04 Self-Assessment, Part 3 11.05 Goal Setting 30 60 *Wednesday-Friday, November 23-25 Thanksgiving Break No School for students 11.06 You Won't Love The Entry Level 45 7 November 28, 2016 December 2, 2016 11.07 Best Practices of Successful People, Part 1 30 11.08 Best Practices of Successful People, Part 2 30 11.09 Best Practices of Successful People, Part 3 60 11.10 Best Practices of Successful People, Part 4 30 5
8 9 11.11 Income and Taxes 30 11.12 Chapter 11 Summary 30 11.13 Connecting to Real Life 30 11.14 Chapter 11 Exam 30 12.01 Before You Begin 15 December 5, 2016 December 9, 2016 12.02 False Perceptions 45 12.03 Make an Impact 45 12.04 Give Your Time and Talents 30 12.05 Define Your Legacy 45 12.06 Chapter 12 Summary 30 12.07 Connecting to Real Life 30 12.08 Discussion-Based Assessment 60 *Schedule with Ms. Cichocki 12.09 Chapter 12 Exam 30 *Q2 Grades will be calculated using grades from lessons 07.01-12.09 December 12, 2016 December 16, 2016 12.10 Final Exam 60 6
Personal Finance Q3 Pace Planner Quarter 3: January 3, 2017 March 10, 2017 1 2 3 January 3, 2017 January 6, 2017 Getting Started 30 01.02 Pre-Test 30 01.03 Before You Begin 15 01.04 What is Personal Finance? 30 01.05 Money, the American Way 45 01.06 You and Money 60 01.07 Chapter 1 Summary 30 January 9, 2017 January 13, 2017 01.08 Connecting to Real Life 30 01.09 Chapter 1 Exam 30 02.01 Before You Begin 15 02.02 Saving: An Exercise of Character 45 02.03 Three Basic Reasons to Save Money, Part 1 30 02.04 Three Basic Reasons to Save Money, Part 2 30 02.05 Three Basic Reasons to Save Money, Part 3 45 January 16, 2017 January 20, 2017 02.06 The Power of Compound Interest 45 02.07 Chapter 2 Summary 30 02.08 Connecting to Real Life 30 02.09 Chapter 2 Exam 30 03.01 Before You Begin 15 *Monday, January 16 -Martin Luther King Jr. Holiday No School for students 7
4 5 6 7 January 23, 2017 January 27, 2017 03.02 Budgeting 101, Part 1 45 03.03 Budgeting 101, Part 2 15 03.04 The Basics of Banking 45 03.05 The Importance of Having a Zero-Based Budget, Part 1 30 03.06 The Importance of Having a Zero-Based Budget, Part 2 60 03.07 Chapter 3 Summary 30 03.08 Connecting to Real Life 30 January 30, 2017 February 3, 2017 03.09 Chapter 3 Exam 30 04.01 Before You Begin 15 04.02 Debt: Product, Not Privilege, Part 1 30 04.03 Debt: Product, Not Privilege, Part 2 30 04.04 Debunking the Credit Myths, Part 1 30 04.05 Debunking the Credit Myths, Part 2 30 04.06 Debunking the Credit Myths, Part 3 60 04.07 Debunking the Credit Myths, Part 4 30 February 6, 2017 February 10, 2017 04.08 Debunking the Credit Myths, Part 5 60 *Friday, February 10- Staff Development Day No School for students 04.09 Debunking the Credit Myths, Part 6 30 04.10 The Credit Score 30 04.11 Credit Bureaus and Identity Theft 45 04.12 Chapter 4 Summary 30 04.13 Connecting to Real Life 30 February 13, 2017 February 17, 2017 04.14 Discussion-Based Assessment 60 *Schedule with Ms. Cichocki 04.15 Chapter 4 Exam 30 05.01 Before You Begin 15 05.02 Beware and Be Wise, Part 1 45 05.03 Beware and Be Wise, Part 2 30 05.04 Start With The End in Mind 90 8
8 9 10 February 20, 2017 February 24, 2017 05.05 Cash-Flow Your College Education, Part 1 30 05.06 Cash-Flow Your College Education, Part 2 45 05.07 Education Options For The 21st Century 45 05.08 Chapter 5 Summary 30 05.09 Connecting to Real Life 30 05.10 Chapter 5 Exam 30 06.01 Before You Begin 15 February 27, 2017 March 3, 2017 06.02 Buyer Beware, Part 1 45 06.03 Buyer Beware, Part 2 45 06.04 Buyer Beware, Part 3 60 06.05 Buyer Beware, Part 4 15 06.06 Buyer's Remorse 30 06.07 Opportunity Cost 45 March 6, 2017 March 10, 2017 06.08 Chapter 6 Summary 30 06.09 Connecting to Real Life 30 06.10 Chapter 6 Exam 30 07.01 Before You Begin 15 07.02 Bargain Shopping: Part of a Healthy Financial Plan 45 07.03 The Seven Basic Rules of Negotiating, Part 1 15 07.04 The Seven Basic Rules of Negotiating, Part 2 60 End of 3rd Quarter Spring Break *Q3 Grades will be calculated using grades from lessons 01.01-6.10 9
Quarter 4: March 20, 2017 May 26, 2017 1 2 3 4 Personal Finance Q4 Pace Planner March 20, 2017 March 24, 2017 07.05 The Seven Basic Rules of Negotiating, Part 3 15 07.06 The Seven Basic Rules of Negotiating, Part 4 30 07.07 Places to Find Great Deals 45 07.08 Chapter 7 Summary 45 07.09 Connecting to Real Life 30 07.10 Chapter 7 Exam 30 08.01 Before You Begin 15 08.02 Investing 101, Part 1 45 March 27, 2017 March 31, 2017 08.03 Investing 101, Part 2 45 08.04 Types of Investments, Part 1 45 08.05 Types of Investments, Part 2 30 08.06 Types of Investments, Part 3 60 08.07 Employer Benefits and Retirement Plans 60 April 3, 2017 April 7, 2017 08.08 Chapter 8 Summary 30 08.09 Connecting to Real Life 30 08.10 Discussion-Based Assessment 60 *Schedule with Ms. Cichocki 08.11 Chapter 8 Exam 30 09.01 Before You Begin 15 09.02 Protecting Your Wealth 45 April 10, 2017 April 14, 2017 09.03 Basic Types of Coverage, Part 1 09.04 Basic Types of Coverage, Part 2 45 09.05 Basic Types of Coverage, Part 3 15 09.06 Basic Types of Coverage, Part 4 30 09.07 The Importance of Life Insurance 45 45 *Friday, April 14- Good Friday No School for students 10
5 6 7 8 April 17, 2017 April 21, 2017 09.08 Insurance to Avoid 15 09.09 Chapter 9 Summary 30 09.10 Connecting to Real Life 30 09.11 Chapter 9 Exam 30 10.01 Before You Begin 15 10.02 Understanding Your Money Personality 45 10.03 Marriage and Money 60 April 24, 2017 April 28, 2017 10.04 Communication Is Key 60 10.05 Chapter 10 Summary 30 10.06 Connecting to Real Life 30 10.07 Chapter 10 Exam 30 11.01 Before You Begin 15 11.02 Self-Assessment, Part 1 45 11.03 Self-Assessment, Part 2 30 May 1, 2017 May 5, 2017 11.04 Self-Assessment, Part 3 60 11.05 Goal Setting 30 11.06 You Won't Love The Entry Level 45 11.07 Best Practices of Successful People, Part 1 30 11.08 Best Practices of Successful People, Part 2 30 11.09 Best Practices of Successful People, Part 3 60 May 8, 2017 May 12, 2017 11.10 Best Practices of Successful People, Part 4 30 11.11 Income and Taxes 30 11.12 Chapter 11 Summary 30 11.13 Connecting to Real Life 30 11.14 Chapter 11 Exam 30 12.01 Before You Begin 15 12.02 False Perceptions 45 12.03 Make an Impact 45 11
9 10 May 15, 2017 May 19, 2017 12.04 Give Your Time and Talents 30 12.05 Define Your Legacy 45 12.06 Chapter 12 Summary 30 12.07 Connecting to Real Life 30 12.08 Discussion-Based Assessment 60 12.09 Chapter 12 Exam 30 May 22, 2017 May 26, 2017 12.10 Final Exam 60 *Q4 Grades will be calculated using grades from lessons 07.01-12.09 12